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AccessBank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 129 | 1,342 |
| Assets and Liabilities | ||
| Total Assets: | $352,615,000 | 1,798 |
| Cash and due from depository institutions | $13,172,000 | 1,342 |
| Interest-bearing balances | $5,451,000 | 1,014 |
| Securities | $113,780,000 | 1,103 |
| Federal funds sold & reverse repurchase agreements | $3,185,000 | 3,250 |
| Net loans & leases | $199,054,000 | 2,116 |
| Loan loss allowance | $1,531,000 | 2,973 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,259,000 | 1,062 |
| Other real estate owned | $47,000 | 1,342 |
| Goodwill and other intangibles | $10,000,000 | 578 |
| All other assets | $3,118,000 | 3,999 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $352,615,000 | 1,798 |
| Total liabilities | $322,357,000 | 1,779 |
| Total deposits | $315,295,000 | 1,590 |
| Interest-bearing deposits | $286,175,000 | 1,481 |
| Deposits held in domestic offices | $315,295,000 | 1,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,835,000 | 3,228 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $227,000 | 6,876 |
| Total equity capital | $30,258,000 | 2,075 |
| Total bank equity capital | $30,258,000 | 2,075 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $18,443,000 | 1,363 |
| Undivided profits | $11,814,000 | 2,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 3,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,637,000 | 2,170 |
| Earning assets | $321,470,000 | 1,797 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $370,091,000 | 1,639 |
| Average Assets, quarterly | $359,071,500 | 1,754 |
| Volatile liabilities | $106,886,000 | 1,298 |
| Insider loans | $1,064,000 | 4,076 |
| FHLB advances | $6,835,000 | 3,082 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $30,289,000 | 2,513 |
| Tier 1 (core) risk-based capital | $20,269,000 | 2,875 |
| Tier 2 risk-based capital | $1,531,000 | 2,834 |
| Total risk weighted assets | $189,023,000 | 2,277 |
| Total unused commitments | $30,381,000 | 2,509 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 129 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $365,528,000 | 1,704 |
| Cash and due from depository institutions | $12,374,000 | 1,327 |
| Interest-bearing balances | $5,800,000 | 978 |
| Securities | $122,767,000 | 1,010 |
| Federal funds sold & reverse repurchase agreements | $1,488,000 | 4,164 |
| Net loans & leases | $204,331,000 | 2,031 |
| Loan loss allowance | $1,657,000 | 2,773 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,420,000 | 1,019 |
| Other real estate owned | $87,000 | 1,327 |
| Goodwill and other intangibles | $10,053,000 | 554 |
| All other assets | $4,008,000 | 3,334 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $365,528,000 | 1,704 |
| Total liabilities | $334,518,000 | 1,674 |
| Total deposits | $311,091,000 | 1,578 |
| Interest-bearing deposits | $285,225,000 | 1,450 |
| Deposits held in domestic offices | $311,091,000 | 1,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $23,090,000 | 1,613 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $337,000 | 6,164 |
| Total equity capital | $31,010,000 | 1,985 |
| Total bank equity capital | $31,010,000 | 1,985 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $18,443,000 | 1,321 |
| Undivided profits | $12,566,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,451,000 | 2,392 |
| Earning assets | $334,386,000 | 1,708 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $374,460,000 | 1,612 |
| Average Assets, quarterly | $369,192,500 | 1,672 |
| Volatile liabilities | $118,669,000 | 1,131 |
| Insider loans | $1,243,000 | 3,705 |
| FHLB advances | $23,090,000 | 1,513 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,779,000 | 2,471 |
| Tier 1 (core) risk-based capital | $20,962,000 | 2,744 |
| Tier 2 risk-based capital | $1,657,000 | 2,613 |
| Total risk weighted assets | $192,265,000 | 2,219 |
| Total unused commitments | $30,873,000 | 2,470 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 128 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $372,857,000 | 1,647 |
| Cash and due from depository institutions | $11,985,000 | 1,344 |
| Interest-bearing balances | $5,246,000 | 1,011 |
| Securities | $130,659,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $1,052,000 | 4,271 |
| Net loans & leases | $203,431,000 | 1,996 |
| Loan loss allowance | $1,651,000 | 2,736 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,440,000 | 979 |
| Other real estate owned | $87,000 | 1,344 |
| Goodwill and other intangibles | $10,108,000 | 549 |
| All other assets | $5,095,000 | 2,714 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $372,857,000 | 1,647 |
| Total liabilities | $342,675,000 | 1,605 |
| Total deposits | $309,829,000 | 1,542 |
| Interest-bearing deposits | $283,237,000 | 1,430 |
| Deposits held in domestic offices | $309,829,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,143,000 | 1,265 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $703,000 | 4,059 |
| Total equity capital | $30,182,000 | 1,985 |
| Total bank equity capital | $30,182,000 | 1,985 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $18,443,000 | 1,294 |
| Undivided profits | $11,738,000 | 2,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 4,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,483,000 | 2,132 |
| Earning assets | $340,388,000 | 1,643 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $377,437,330 | 1,586 |
| Average Assets, quarterly | $383,067,000 | 1,576 |
| Volatile liabilities | $118,726,000 | 1,101 |
| Insider loans | $1,438,000 | 3,407 |
| FHLB advances | $32,143,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,731,000 | 2,303 |
| Tier 1 (core) risk-based capital | $20,081,000 | 2,797 |
| Tier 2 risk-based capital | $1,651,000 | 2,583 |
| Total risk weighted assets | $187,016,000 | 2,220 |
| Total unused commitments | $32,830,000 | 2,301 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 128 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $393,277,000 | 1,528 |
| Cash and due from depository institutions | $11,071,000 | 1,333 |
| Interest-bearing balances | $5,271,000 | 1,042 |
| Securities | $147,332,000 | 849 |
| Federal funds sold & reverse repurchase agreements | $759,000 | 5,325 |
| Net loans & leases | $209,785,000 | 1,883 |
| Loan loss allowance | $1,452,000 | 3,048 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,316,000 | 1,098 |
| Other real estate owned | $89,000 | 1,333 |
| Goodwill and other intangibles | $10,149,000 | 535 |
| All other assets | $4,776,000 | 2,817 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $393,277,000 | 1,528 |
| Total liabilities | $363,505,000 | 1,487 |
| Total deposits | $318,470,000 | 1,493 |
| Interest-bearing deposits | $290,340,000 | 1,363 |
| Deposits held in domestic offices | $318,470,000 | 1,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $44,393,000 | 974 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $642,000 | 4,193 |
| Total equity capital | $29,772,000 | 1,953 |
| Total bank equity capital | $29,772,000 | 1,953 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $18,443,000 | 1,253 |
| Undivided profits | $11,328,000 | 2,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,564,000 | 1,933 |
| Earning assets | $363,147,000 | 1,515 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $379,727,500 | 1,579 |
| Average Assets, quarterly | $379,727,500 | 1,579 |
| Volatile liabilities | $140,014,000 | 921 |
| Insider loans | $1,747,000 | 3,031 |
| FHLB advances | $44,393,000 | 898 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $28,925,000 | 2,456 |
| Tier 1 (core) risk-based capital | $19,640,000 | 2,808 |
| Tier 2 risk-based capital | $1,452,000 | 2,848 |
| Total risk weighted assets | $188,054,000 | 2,176 |
| Total unused commitments | $28,925,000 | 2,461 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 125 | 1,373 |
| Assets and Liabilities | ||
| Total Assets: | $366,178,000 | 1,639 |
| Cash and due from depository institutions | $12,258,000 | 1,373 |
| Interest-bearing balances | $3,902,000 | 1,335 |
| Securities | $124,278,000 | 1,027 |
| Federal funds sold & reverse repurchase agreements | $440,000 | 5,518 |
| Net loans & leases | $205,633,000 | 1,889 |
| Loan loss allowance | $1,295,000 | 3,313 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,283,000 | 1,230 |
| Other real estate owned | $188,000 | 1,373 |
| Goodwill and other intangibles | $11,219,000 | 492 |
| All other assets | $3,879,000 | 3,206 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $366,178,000 | 1,639 |
| Total liabilities | $337,053,000 | 1,599 |
| Total deposits | $329,785,000 | 1,413 |
| Interest-bearing deposits | $301,691,000 | 1,298 |
| Deposits held in domestic offices | $329,785,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,542,000 | 3,187 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $726,000 | 3,843 |
| Total equity capital | $29,125,000 | 1,994 |
| Total bank equity capital | $29,125,000 | 1,994 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $18,443,000 | 1,236 |
| Undivided profits | $10,681,000 | 2,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 927 |
| Income earned, not collected on loans | $1,516,000 | 1,957 |
| Earning assets | $334,253,000 | 1,638 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $268,040,600 | 2,078 |
| Average Assets, quarterly | $324,595,500 | 1,797 |
| Volatile liabilities | $110,244,000 | 1,088 |
| Insider loans | $1,715,000 | 3,055 |
| FHLB advances | $6,542,000 | 3,038 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,238,000 | 2,515 |
| Tier 1 (core) risk-based capital | $17,911,000 | 3,011 |
| Tier 2 risk-based capital | $1,295,000 | 3,123 |
| Total risk weighted assets | $177,559,000 | 2,250 |
| Total unused commitments | $26,238,000 | 2,516 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 119 | 1,454 |
| Assets and Liabilities | ||
| Total Assets: | $283,013,000 | 2,032 |
| Cash and due from depository institutions | $10,776,000 | 1,454 |
| Interest-bearing balances | $3,940,000 | 1,379 |
| Securities | $54,917,000 | 2,224 |
| Federal funds sold & reverse repurchase agreements | $1,418,000 | 4,117 |
| Net loans & leases | $199,715,000 | 1,914 |
| Loan loss allowance | $1,324,000 | 3,257 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,931,000 | 1,709 |
| Other real estate owned | $195,000 | 1,454 |
| Goodwill and other intangibles | $6,716,000 | 627 |
| All other assets | $3,345,000 | 3,496 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $283,013,000 | 2,032 |
| Total liabilities | $255,961,000 | 2,019 |
| Total deposits | $230,141,000 | 2,004 |
| Interest-bearing deposits | $206,940,000 | 1,883 |
| Deposits held in domestic offices | $230,141,000 | 1,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,572,000 | 1,457 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $248,000 | 6,657 |
| Total equity capital | $27,052,000 | 2,144 |
| Total bank equity capital | $27,052,000 | 2,144 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $16,883,000 | 1,302 |
| Undivided profits | $10,168,000 | 2,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,042 |
| Income earned, not collected on loans | $1,087,000 | 2,883 |
| Earning assets | $259,990,000 | 2,039 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $243,506,250 | 2,282 |
| Average Assets, quarterly | $283,423,500 | 2,010 |
| Volatile liabilities | $96,154,000 | 1,216 |
| Insider loans | $1,606,000 | 3,136 |
| FHLB advances | $25,572,000 | 1,354 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $30,190,000 | 2,279 |
| Tier 1 (core) risk-based capital | $20,326,000 | 2,656 |
| Tier 2 risk-based capital | $1,324,000 | 3,036 |
| Total risk weighted assets | $185,634,000 | 2,126 |
| Total unused commitments | $30,190,000 | 2,284 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 113 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $283,834,000 | 1,993 |
| Cash and due from depository institutions | $11,504,000 | 1,529 |
| Interest-bearing balances | $4,615,000 | 1,241 |
| Securities | $56,222,000 | 2,201 |
| Federal funds sold & reverse repurchase agreements | $1,902,000 | 3,554 |
| Net loans & leases | $197,505,000 | 1,884 |
| Loan loss allowance | $1,201,000 | 3,501 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,997,000 | 1,670 |
| Other real estate owned | $194,000 | 1,529 |
| Goodwill and other intangibles | $6,695,000 | 610 |
| All other assets | $3,815,000 | 3,178 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $283,834,000 | 1,993 |
| Total liabilities | $260,457,000 | 1,976 |
| Total deposits | $235,590,000 | 1,951 |
| Interest-bearing deposits | $211,566,000 | 1,820 |
| Deposits held in domestic offices | $235,590,000 | 1,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,357,000 | 1,476 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $510,000 | 4,498 |
| Total equity capital | $23,377,000 | 2,353 |
| Total bank equity capital | $23,377,000 | 2,353 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $13,880,000 | 1,513 |
| Undivided profits | $9,496,000 | 3,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,069,000 | 2,754 |
| Earning assets | $260,244,000 | 2,018 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $230,337,330 | 2,411 |
| Average Assets, quarterly | $243,512,000 | 2,301 |
| Volatile liabilities | $94,537,000 | 1,190 |
| Insider loans | $1,689,000 | 3,020 |
| FHLB advances | $24,357,000 | 1,381 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $27,218,000 | 2,425 |
| Tier 1 (core) risk-based capital | $16,704,000 | 3,131 |
| Tier 2 risk-based capital | $1,201,000 | 3,237 |
| Total risk weighted assets | $178,204,000 | 2,160 |
| Total unused commitments | $27,218,000 | 2,427 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 87 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $203,190,000 | 2,746 |
| Cash and due from depository institutions | $7,983,000 | 1,964 |
| Interest-bearing balances | $5,245,000 | 1,262 |
| Securities | $20,672,000 | 4,689 |
| Federal funds sold & reverse repurchase agreements | $3,289,000 | 3,662 |
| Net loans & leases | $163,373,000 | 2,207 |
| Loan loss allowance | $895,000 | 4,306 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,132,000 | 3,052 |
| Other real estate owned | $312,000 | 1,964 |
| Goodwill and other intangibles | $1,544,000 | 1,353 |
| All other assets | $2,885,000 | 3,694 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $203,190,000 | 2,746 |
| Total liabilities | $181,111,000 | 2,761 |
| Total deposits | $166,164,000 | 2,712 |
| Interest-bearing deposits | $149,362,000 | 2,573 |
| Deposits held in domestic offices | $166,164,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,539,000 | 1,975 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $408,000 | 5,421 |
| Total equity capital | $22,079,000 | 2,544 |
| Total bank equity capital | $22,079,000 | 2,544 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $13,180,000 | 1,563 |
| Undivided profits | $8,898,000 | 3,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 4,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $914,000 | 3,142 |
| Earning assets | $192,579,000 | 2,656 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $203,589,000 | 2,719 |
| Average Assets, quarterly | $203,589,000 | 2,719 |
| Volatile liabilities | $56,464,000 | 1,765 |
| Insider loans | $1,440,000 | 3,289 |
| FHLB advances | $14,539,000 | 1,857 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $21,064,000 | 2,828 |
| Tier 1 (core) risk-based capital | $20,497,000 | 2,551 |
| Tier 2 risk-based capital | $895,000 | 4,010 |
| Total risk weighted assets | $141,789,000 | 2,628 |
| Total unused commitments | $21,064,000 | 2,835 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 85 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $203,988,000 | 2,729 |
| Cash and due from depository institutions | $11,057,000 | 2,036 |
| Interest-bearing balances | $5,453,000 | 1,111 |
| Securities | $21,901,000 | 4,570 |
| Federal funds sold & reverse repurchase agreements | $4,858,000 | 2,338 |
| Net loans & leases | $158,035,000 | 2,249 |
| Loan loss allowance | $825,000 | 4,529 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,165,000 | 3,015 |
| Other real estate owned | $490,000 | 2,036 |
| Goodwill and other intangibles | $1,580,000 | 1,337 |
| All other assets | $2,902,000 | 3,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,988,000 | 2,729 |
| Total liabilities | $182,149,000 | 2,738 |
| Total deposits | $164,554,000 | 2,725 |
| Interest-bearing deposits | $150,166,000 | 2,544 |
| Deposits held in domestic offices | $164,554,000 | 2,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,067,000 | 1,798 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $528,000 | 4,587 |
| Total equity capital | $21,839,000 | 2,517 |
| Total bank equity capital | $21,839,000 | 2,517 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $13,180,000 | 1,535 |
| Undivided profits | $8,658,000 | 3,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,054,000 | 2,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $823,000 | 3,577 |
| Earning assets | $190,247,000 | 2,685 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $198,263,400 | 2,711 |
| Average Assets, quarterly | $202,065,500 | 2,721 |
| Volatile liabilities | $57,384,000 | 1,733 |
| Insider loans | $1,449,000 | 3,274 |
| FHLB advances | $17,067,000 | 1,687 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,235,000 | 2,837 |
| Tier 1 (core) risk-based capital | $20,224,000 | 2,543 |
| Tier 2 risk-based capital | $825,000 | 4,239 |
| Total risk weighted assets | $137,711,000 | 2,661 |
| Total unused commitments | $20,235,000 | 2,841 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 86 | 2,020 |
| Assets and Liabilities | ||
| Total Assets: | $200,143,000 | 2,757 |
| Cash and due from depository institutions | $8,482,000 | 2,020 |
| Interest-bearing balances | $4,342,000 | 1,524 |
| Securities | $5,296,000 | 7,708 |
| Federal funds sold & reverse repurchase agreements | $22,031,000 | 653 |
| Net loans & leases | $156,671,000 | 2,252 |
| Loan loss allowance | $843,000 | 4,471 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,195,000 | 2,966 |
| Other real estate owned | $247,000 | 2,020 |
| Goodwill and other intangibles | $1,619,000 | 1,294 |
| All other assets | $2,602,000 | 4,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,143,000 | 2,757 |
| Total liabilities | $178,681,000 | 2,766 |
| Total deposits | $160,008,000 | 2,793 |
| Interest-bearing deposits | $147,509,000 | 2,602 |
| Deposits held in domestic offices | $160,008,000 | 2,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,091,000 | 1,682 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $582,000 | 4,610 |
| Total equity capital | $21,462,000 | 2,556 |
| Total bank equity capital | $21,462,000 | 2,556 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $13,180,000 | 1,505 |
| Undivided profits | $8,281,000 | 3,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,583,000 | 2,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $728,000 | 4,181 |
| Earning assets | $188,340,000 | 2,693 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $196,832,250 | 2,740 |
| Average Assets, quarterly | $201,627,000 | 2,737 |
| Volatile liabilities | $54,436,000 | 1,779 |
| Insider loans | $1,231,000 | 3,574 |
| FHLB advances | $18,091,000 | 1,565 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,153,000 | 2,658 |
| Tier 1 (core) risk-based capital | $19,794,000 | 2,600 |
| Tier 2 risk-based capital | $843,000 | 4,173 |
| Total risk weighted assets | $135,723,000 | 2,683 |
| Total unused commitments | $22,153,000 | 2,661 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $203,111,000 | 2,711 |
| Cash and due from depository institutions | $15,037,000 | 1,900 |
| Interest-bearing balances | $10,772,000 | 775 |
| Securities | $6,151,000 | 7,446 |
| Federal funds sold & reverse repurchase agreements | $10,052,000 | 1,574 |
| Net loans & leases | $164,433,000 | 2,125 |
| Loan loss allowance | $795,000 | 4,611 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,251,000 | 2,869 |
| Other real estate owned | $240,000 | 1,900 |
| Goodwill and other intangibles | $1,658,000 | 1,247 |
| All other assets | $2,289,000 | 4,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,111,000 | 2,711 |
| Total liabilities | $182,602,000 | 2,702 |
| Total deposits | $165,056,000 | 2,718 |
| Interest-bearing deposits | $146,802,000 | 2,596 |
| Deposits held in domestic offices | $165,056,000 | 2,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,548,000 | 1,752 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $998,000 | 3,309 |
| Total equity capital | $20,509,000 | 2,641 |
| Total bank equity capital | $20,509,000 | 2,641 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $13,180,000 | 1,473 |
| Undivided profits | $7,328,000 | 3,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,355,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $718,000 | 4,065 |
| Earning assets | $191,408,000 | 2,636 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $195,728,670 | 2,741 |
| Average Assets, quarterly | $198,663,000 | 2,739 |
| Volatile liabilities | $57,146,000 | 1,682 |
| Insider loans | $1,253,000 | 3,534 |
| FHLB advances | $16,548,000 | 1,635 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $28,368,000 | 2,201 |
| Tier 1 (core) risk-based capital | $18,774,000 | 2,687 |
| Tier 2 risk-based capital | $795,000 | 4,321 |
| Total risk weighted assets | $136,034,000 | 2,642 |
| Total unused commitments | $28,368,000 | 2,212 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 82 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $194,215,000 | 2,774 |
| Cash and due from depository institutions | $13,003,000 | 2,108 |
| Interest-bearing balances | $6,645,000 | 1,212 |
| Securities | $6,861,000 | 7,316 |
| Federal funds sold & reverse repurchase agreements | $4,438,000 | 3,471 |
| Net loans & leases | $162,064,000 | 2,111 |
| Loan loss allowance | $769,000 | 4,671 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,172,000 | 2,897 |
| Other real estate owned | $429,000 | 2,108 |
| Goodwill and other intangibles | $1,699,000 | 1,234 |
| All other assets | $2,549,000 | 3,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,215,000 | 2,774 |
| Total liabilities | $174,298,000 | 2,770 |
| Total deposits | $159,166,000 | 2,776 |
| Interest-bearing deposits | $145,089,000 | 2,625 |
| Deposits held in domestic offices | $159,166,000 | 2,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $14,471,000 | 1,847 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $661,000 | 4,395 |
| Total equity capital | $19,917,000 | 2,655 |
| Total bank equity capital | $19,917,000 | 2,655 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $13,180,000 | 1,442 |
| Undivided profits | $6,736,000 | 3,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $767,000 | 3,870 |
| Earning assets | $180,008,000 | 2,739 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $192,037,500 | 2,776 |
| Average Assets, quarterly | $192,037,500 | 2,776 |
| Volatile liabilities | $52,134,000 | 1,773 |
| Insider loans | $1,410,000 | 3,213 |
| FHLB advances | $14,471,000 | 1,734 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,245,000 | 2,197 |
| Tier 1 (core) risk-based capital | $18,150,000 | 2,722 |
| Tier 2 risk-based capital | $769,000 | 4,370 |
| Total risk weighted assets | $130,436,000 | 2,706 |
| Total unused commitments | $27,245,000 | 2,205 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 83 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $189,860,000 | 2,786 |
| Cash and due from depository institutions | $11,286,000 | 2,077 |
| Interest-bearing balances | $6,143,000 | 1,206 |
| Securities | $8,223,000 | 6,959 |
| Federal funds sold & reverse repurchase agreements | $5,585,000 | 2,538 |
| Net loans & leases | $156,373,000 | 2,167 |
| Loan loss allowance | $758,000 | 4,653 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,254,000 | 2,808 |
| Other real estate owned | $503,000 | 2,077 |
| Goodwill and other intangibles | $1,738,000 | 1,205 |
| All other assets | $2,898,000 | 3,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,860,000 | 2,786 |
| Total liabilities | $170,246,000 | 2,787 |
| Total deposits | $161,025,000 | 2,684 |
| Interest-bearing deposits | $143,991,000 | 2,591 |
| Deposits held in domestic offices | $161,025,000 | 2,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,267,000 | 2,540 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $954,000 | 3,494 |
| Total equity capital | $19,614,000 | 2,667 |
| Total bank equity capital | $19,614,000 | 2,667 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $13,180,000 | 1,411 |
| Undivided profits | $6,433,000 | 4,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,623,000 | 1,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $828,000 | 3,762 |
| Earning assets | $176,324,000 | 2,742 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $185,168,800 | 2,715 |
| Average Assets, quarterly | $191,035,000 | 2,753 |
| Volatile liabilities | $49,383,000 | 1,857 |
| Insider loans | $1,523,000 | 3,065 |
| FHLB advances | $8,267,000 | 2,388 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $20,192,000 | 2,617 |
| Tier 1 (core) risk-based capital | $17,808,000 | 2,731 |
| Tier 2 risk-based capital | $758,000 | 4,377 |
| Total risk weighted assets | $132,929,000 | 2,613 |
| Total unused commitments | $20,192,000 | 2,622 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $174,829,000 | 2,869 |
| Cash and due from depository institutions | $6,962,000 | 2,784 |
| Interest-bearing balances | $1,822,000 | 2,385 |
| Securities | $11,893,000 | 6,049 |
| Federal funds sold & reverse repurchase agreements | $4,420,000 | 3,065 |
| Net loans & leases | $142,495,000 | 2,273 |
| Loan loss allowance | $745,000 | 4,524 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,291,000 | 2,740 |
| Other real estate owned | $391,000 | 2,784 |
| Goodwill and other intangibles | $1,903,000 | 1,084 |
| All other assets | $3,474,000 | 3,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,829,000 | 2,869 |
| Total liabilities | $156,788,000 | 2,876 |
| Total deposits | $147,591,000 | 2,765 |
| Interest-bearing deposits | $136,844,000 | 2,568 |
| Deposits held in domestic offices | $147,591,000 | 2,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,750,000 | 2,364 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $447,000 | 5,752 |
| Total equity capital | $18,041,000 | 2,690 |
| Total bank equity capital | $18,041,000 | 2,690 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $13,180,000 | 1,359 |
| Undivided profits | $4,860,000 | 4,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,407,000 | 2,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $796,000 | 4,217 |
| Earning assets | $160,630,000 | 2,846 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $164,790,400 | 2,875 |
| Average Assets, quarterly | $173,779,000 | 2,844 |
| Volatile liabilities | $41,699,000 | 2,053 |
| Insider loans | $1,430,000 | 3,094 |
| FHLB advances | $8,750,000 | 2,219 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,256,000 | 3,302 |
| Tier 1 (core) risk-based capital | $15,811,000 | 2,905 |
| Tier 2 risk-based capital | $745,000 | 4,245 |
| Total risk weighted assets | $124,976,000 | 2,644 |
| Total unused commitments | $13,256,000 | 3,307 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 65 | 2,641 |
| Assets and Liabilities | ||
| Total Assets: | $154,333,000 | 3,077 |
| Cash and due from depository institutions | $9,139,000 | 2,641 |
| Interest-bearing balances | $4,291,000 | 993 |
| Securities | $13,746,000 | 5,831 |
| Federal funds sold & reverse repurchase agreements | $1,786,000 | 4,465 |
| Net loans & leases | $120,296,000 | 2,593 |
| Loan loss allowance | $682,000 | 4,674 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,513,000 | 2,509 |
| Other real estate owned | $66,000 | 2,641 |
| Goodwill and other intangibles | $2,074,000 | 1,018 |
| All other assets | $3,713,000 | 2,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,333,000 | 3,077 |
| Total liabilities | $140,873,000 | 3,047 |
| Total deposits | $137,461,000 | 2,848 |
| Interest-bearing deposits | $126,290,000 | 2,665 |
| Deposits held in domestic offices | $137,461,000 | 2,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,750,000 | 3,651 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $662,000 | 4,858 |
| Total equity capital | $13,460,000 | 3,401 |
| Total bank equity capital | $13,460,000 | 3,401 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $10,260,000 | 1,615 |
| Undivided profits | $3,199,000 | 5,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 5,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $842,000 | 3,250 |
| Earning assets | $140,119,000 | 3,120 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $148,630,800 | 3,041 |
| Average Assets, quarterly | $153,922,500 | 3,048 |
| Volatile liabilities | $34,649,000 | 2,358 |
| Insider loans | $1,280,000 | 3,270 |
| FHLB advances | $2,750,000 | 651 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,410,000 | 3,438 |
| Tier 1 (core) risk-based capital | $10,951,000 | 3,968 |
| Tier 2 risk-based capital | $682,000 | 4,410 |
| Total risk weighted assets | $101,884,000 | 3,038 |
| Total unused commitments | $11,410,000 | 3,438 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $141,793,000 | 3,257 |
| Cash and due from depository institutions | $12,286,000 | 3,178 |
| Interest-bearing balances | $6,705,000 | 617 |
| Securities | $16,103,000 | 5,576 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 5,640 |
| Net loans & leases | $104,348,000 | 2,808 |
| Loan loss allowance | $864,000 | 3,847 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,473,000 | 3,389 |
| Other real estate owned | $107,000 | 3,178 |
| Goodwill and other intangibles | $2,219,000 | 1,017 |
| All other assets | $3,695,000 | 2,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,793,000 | 3,257 |
| Total liabilities | $130,491,000 | 3,206 |
| Total deposits | $122,627,000 | 3,092 |
| Interest-bearing deposits | $114,449,000 | 2,869 |
| Deposits held in domestic offices | $122,627,000 | 3,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,250,000 | 2,404 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $614,000 | 4,683 |
| Total equity capital | $11,302,000 | 3,836 |
| Total bank equity capital | $11,302,000 | 3,836 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $8,910,000 | 1,834 |
| Undivided profits | $2,391,000 | 6,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $634,000 | 3,707 |
| Earning assets | $127,718,000 | 3,303 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $129,018,400 | 3,414 |
| Average Assets, quarterly | $134,638,000 | 3,378 |
| Volatile liabilities | $24,168,000 | 3,000 |
| Insider loans | $1,300,000 | 3,133 |
| FHLB advances | $7,250,000 | 545 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,401,000 | 3,438 |
| Tier 1 (core) risk-based capital | $8,424,000 | 4,914 |
| Tier 2 risk-based capital | $864,000 | 3,571 |
| Total risk weighted assets | $88,990,000 | 3,298 |
| Total unused commitments | $11,401,000 | 3,444 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $121,536,000 | 3,670 |
| Cash and due from depository institutions | $6,785,000 | 3,358 |
| Interest-bearing balances | $4,396,000 | 1,349 |
| Securities | $18,961,000 | 5,003 |
| Federal funds sold & reverse repurchase agreements | $1,037,000 | 6,989 |
| Net loans & leases | $89,675,000 | 3,032 |
| Loan loss allowance | $601,000 | 4,985 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,375,000 | 3,386 |
| Other real estate owned | $46,000 | 3,358 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,657,000 | 2,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,536,000 | 3,670 |
| Total liabilities | $111,894,000 | 3,587 |
| Total deposits | $105,511,000 | 3,544 |
| Interest-bearing deposits | $100,570,000 | 3,207 |
| Deposits held in domestic offices | $105,511,000 | 3,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,750,000 | 2,120 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $633,000 | 4,943 |
| Total equity capital | $9,642,000 | 4,503 |
| Total bank equity capital | $9,642,000 | 4,503 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $8,910,000 | 1,756 |
| Undivided profits | $731,000 | 8,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $448,000 | 5,019 |
| Earning assets | $114,069,000 | 3,614 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $115,429,200 | 3,646 |
| Average Assets, quarterly | $119,858,000 | 3,653 |
| Volatile liabilities | $19,965,000 | 3,011 |
| Insider loans | $2,273,000 | 1,878 |
| FHLB advances | $5,750,000 | 506 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,806,000 | 4,577 |
| Tier 1 (core) risk-based capital | $9,378,000 | 4,422 |
| Tier 2 risk-based capital | $601,000 | 4,586 |
| Total risk weighted assets | $67,882,000 | 3,964 |
| Total unused commitments | $6,806,000 | 4,584 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $107,016,000 | 4,074 |
| Cash and due from depository institutions | $6,299,000 | 3,015 |
| Interest-bearing balances | $4,016,000 | 1,096 |
| Securities | $33,987,000 | 3,273 |
| Federal funds sold & reverse repurchase agreements | $2,045,000 | 4,903 |
| Net loans & leases | $58,445,000 | 4,415 |
| Loan loss allowance | $528,000 | 5,480 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,054,000 | 3,766 |
| Other real estate owned | $62,000 | 3,015 |
| Goodwill and other intangibles | $331,000 | 2,003 |
| All other assets | $3,793,000 | 1,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,016,000 | 4,074 |
| Total liabilities | $98,128,000 | 3,990 |
| Total deposits | $97,768,000 | 3,787 |
| Interest-bearing deposits | $94,227,000 | 3,363 |
| Deposits held in domestic offices | $97,768,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $360,000 | 7,132 |
| Total equity capital | $8,888,000 | 4,785 |
| Total bank equity capital | $8,888,000 | 4,785 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $8,910,000 | 1,730 |
| Undivided profits | $-23,000 | 10,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 9,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $361,000 | 6,091 |
| Earning assets | $98,493,000 | 4,067 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $105,977,800 | 3,950 |
| Average Assets, quarterly | $106,193,500 | 4,053 |
| Volatile liabilities | $8,631,000 | 5,485 |
| Insider loans | $826,000 | 4,049 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,637,000 | 5,371 |
| Tier 1 (core) risk-based capital | $7,966,000 | 5,079 |
| Tier 2 risk-based capital | $528,000 | 4,962 |
| Total risk weighted assets | $50,536,000 | 5,005 |
| Total unused commitments | $4,637,000 | 5,376 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $106,839,000 | 4,165 |
| Cash and due from depository institutions | $2,580,000 | 3,153 |
| Interest-bearing balances | $1,519,000 | 1,916 |
| Securities | $52,760,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $46,135,000 | 5,324 |
| Loan loss allowance | $429,000 | 6,521 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,924,000 | 3,895 |
| Other real estate owned | $84,000 | 3,153 |
| Goodwill and other intangibles | $46,000 | 2,855 |
| All other assets | $3,310,000 | 2,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,839,000 | 4,165 |
| Total liabilities | $101,742,000 | 3,954 |
| Total deposits | $98,363,000 | 3,830 |
| Interest-bearing deposits | $96,683,000 | 3,389 |
| Deposits held in domestic offices | $98,363,000 | 3,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,000,000 | 2,282 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $379,000 | 7,014 |
| Total equity capital | $5,097,000 | 7,164 |
| Total bank equity capital | $5,097,000 | 7,164 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $7,027,000 | 2,178 |
| Undivided profits | $-1,931,000 | 11,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 8,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $287,000 | 7,095 |
| Earning assets | $100,414,000 | 4,081 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $112,086,400 | 3,822 |
| Average Assets, quarterly | $107,840,000 | 4,081 |
| Volatile liabilities | $6,958,000 | 6,073 |
| Insider loans | $340,000 | 6,535 |
| FHLB advances | $3,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,416,000 | 8,224 |
| Tier 1 (core) risk-based capital | $5,296,000 | 6,889 |
| Tier 2 risk-based capital | $429,000 | 5,864 |
| Total risk weighted assets | $42,515,000 | 5,722 |
| Total unused commitments | $1,416,000 | 8,234 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $116,868,000 | 3,821 |
| Cash and due from depository institutions | $7,229,000 | 3,096 |
| Interest-bearing balances | $5,479,000 | 868 |
| Securities | $69,501,000 | 1,812 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $35,093,000 | 6,363 |
| Loan loss allowance | $428,000 | 6,687 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,985,000 | 3,727 |
| Other real estate owned | $105,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,955,000 | 2,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,868,000 | 3,821 |
| Total liabilities | $111,248,000 | 3,640 |
| Total deposits | $110,840,000 | 3,458 |
| Interest-bearing deposits | $110,840,000 | 2,983 |
| Deposits held in domestic offices | $110,840,000 | 3,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $408,000 | 7,060 |
| Total equity capital | $5,620,000 | 6,852 |
| Total bank equity capital | $5,620,000 | 6,852 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $696,000 | 4,708 |
| Surplus | $6,137,000 | 2,418 |
| Undivided profits | $-1,213,000 | 11,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $234,000 | 8,186 |
| Earning assets | $110,073,000 | 3,725 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $121,628,600 | 3,547 |
| Average Assets, quarterly | $118,455,500 | 3,732 |
| Volatile liabilities | $5,272,000 | 6,748 |
| Insider loans | $262,000 | 7,387 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,265,000 | 8,500 |
| Tier 1 (core) risk-based capital | $5,824,000 | 6,559 |
| Tier 2 risk-based capital | $427,000 | 5,919 |
| Total risk weighted assets | $37,540,000 | 6,243 |
| Total unused commitments | $1,265,000 | 8,511 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $125,714,000 | 3,528 |
| Cash and due from depository institutions | $3,438,000 | 3,066 |
| Interest-bearing balances | $1,546,000 | 1,890 |
| Securities | $80,492,000 | 1,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $36,344,000 | 6,204 |
| Loan loss allowance | $461,000 | 6,550 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,050,000 | 3,572 |
| Other real estate owned | $400,000 | 3,066 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,990,000 | 2,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,714,000 | 3,528 |
| Total liabilities | $120,666,000 | 3,371 |
| Total deposits | $112,988,000 | 3,371 |
| Interest-bearing deposits | $112,390,000 | 2,925 |
| Deposits held in domestic offices | $112,988,000 | 3,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,400,000 | 1,451 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $278,000 | 7,645 |
| Total equity capital | $5,048,000 | 7,081 |
| Total bank equity capital | $5,048,000 | 7,081 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $696,000 | 4,938 |
| Surplus | $6,137,000 | 2,332 |
| Undivided profits | $-1,785,000 | 12,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 6,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $253,000 | 7,399 |
| Earning assets | $118,382,000 | 3,440 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $130,187,800 | 3,343 |
| Average Assets, quarterly | $126,436,000 | 3,489 |
| Volatile liabilities | $13,370,000 | 3,503 |
| Insider loans | $349,000 | 6,747 |
| FHLB advances | $7,400,000 | 539 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $896,000 | 9,374 |
| Tier 1 (core) risk-based capital | $5,411,000 | 6,850 |
| Tier 2 risk-based capital | $461,000 | 5,640 |
| Total risk weighted assets | $39,705,000 | 5,934 |
| Total unused commitments | $896,000 | 9,383 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 76 | 2,754 |
| Assets and Liabilities | ||
| Total Assets: | $136,353,000 | 3,353 |
| Cash and due from depository institutions | $6,257,000 | 2,754 |
| Interest-bearing balances | $3,644,000 | 1,617 |
| Securities | $79,817,000 | 1,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $41,842,000 | 5,520 |
| Loan loss allowance | $509,000 | 6,298 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,126,000 | 3,417 |
| Other real estate owned | $2,961,000 | 2,754 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,350,000 | 2,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,353,000 | 3,353 |
| Total liabilities | $131,310,000 | 3,165 |
| Total deposits | $130,919,000 | 2,994 |
| Interest-bearing deposits | $130,325,000 | 2,633 |
| Deposits held in domestic offices | $130,919,000 | 2,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $391,000 | 6,381 |
| Total equity capital | $5,043,000 | 7,217 |
| Total bank equity capital | $5,043,000 | 7,217 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $696,000 | 5,152 |
| Surplus | $6,137,000 | 2,242 |
| Undivided profits | $-1,790,000 | 12,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $287,000 | 6,308 |
| Earning assets | $125,303,000 | 3,343 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $135,722,200 | 3,281 |
| Average Assets, quarterly | $134,949,500 | 3,361 |
| Volatile liabilities | $12,323,000 | 3,511 |
| Insider loans | $320,000 | 7,086 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $857,000 | 9,579 |
| Tier 1 (core) risk-based capital | $5,043,000 | 7,141 |
| Tier 2 risk-based capital | $509,000 | 5,194 |
| Total risk weighted assets | $46,709,000 | 5,212 |
| Total unused commitments | $857,000 | 9,604 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 75 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $139,036,000 | 3,353 |
| Cash and due from depository institutions | $8,054,000 | 2,864 |
| Interest-bearing balances | $6,834,000 | 1,093 |
| Securities | $70,037,000 | 1,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $49,059,000 | 4,883 |
| Loan loss allowance | $535,000 | 6,146 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,112,000 | 3,434 |
| Other real estate owned | $5,417,000 | 2,864 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,357,000 | 1,841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,036,000 | 3,353 |
| Total liabilities | $134,578,000 | 3,171 |
| Total deposits | $133,888,000 | 3,037 |
| Interest-bearing deposits | $132,076,000 | 2,723 |
| Deposits held in domestic offices | $133,888,000 | 3,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $690,000 | 4,480 |
| Total equity capital | $4,458,000 | 7,701 |
| Total bank equity capital | $4,458,000 | 7,701 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $696,000 | 5,415 |
| Surplus | $6,137,000 | 2,155 |
| Undivided profits | $-2,375,000 | 13,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 4,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $457,000 | 4,459 |
| Earning assets | $125,930,000 | 3,362 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $142,025,400 | 3,206 |
| Average Assets, quarterly | $140,042,500 | 3,304 |
| Volatile liabilities | $11,819,000 | 3,635 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,025,000 | 9,092 |
| Tier 1 (core) risk-based capital | $4,458,000 | 7,646 |
| Tier 2 risk-based capital | $535,000 | 4,938 |
| Total risk weighted assets | $59,189,000 | 4,271 |
| Total unused commitments | $1,475,000 | 8,203 |
| Derivatives | $0 | 651 |