Home > Access Bank > Income and Expense
Access Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 7,297 |
| Total interest expense | $97,000 | 7,159 |
| Net interest income | $287,000 | 7,257 |
| Provision for loan and lease losses | $325,000 | 2,296 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $591,000 | 5,774 |
| Salaries and employee benefits | $125,000 | 7,341 |
| Premises and equipment expense | $39,000 | 6,780 |
| Additional noninterest expense | $427,000 | 3,647 |
| Pre-tax net operating income | $-614,000 | 7,246 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-615,000 | 7,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-615,000 | 7,323 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-615,000 | 7,324 |
| Net charge-offs | $115,000 | 2,982 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-615,000 | 7,305 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 7,150 |
| Total interest expense | $590,000 | 6,941 |
| Net interest income | $1,290,000 | 7,141 |
| Provision for loan and lease losses | $2,172,000 | 2,380 |
| Total noninterest income | $-16,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $74,000 | 6,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-90,000 | 7,583 |
| Total noninterest expense | $2,015,000 | 6,209 |
| Salaries and employee benefits | $732,000 | 6,886 |
| Premises and equipment expense | $161,000 | 6,829 |
| Additional noninterest expense | $1,122,000 | 4,916 |
| Pre-tax net operating income | $-2,913,000 | 6,878 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $58,000 | 3,191 |
| Income before extraordinary items | $-2,971,000 | 6,989 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,971,000 | 6,988 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,971,000 | 6,988 |
| Net charge-offs | $2,033,000 | 2,018 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,971,000 | 6,990 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 7,189 |
| Total interest expense | $471,000 | 6,973 |
| Net interest income | $970,000 | 7,192 |
| Provision for loan and lease losses | $1,604,000 | 2,143 |
| Total noninterest income | $72,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $1,613,000 | 6,068 |
| Salaries and employee benefits | $560,000 | 6,864 |
| Premises and equipment expense | $119,000 | 6,905 |
| Additional noninterest expense | $934,000 | 4,610 |
| Pre-tax net operating income | $-2,175,000 | 7,090 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,175,000 | 7,220 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,175,000 | 7,218 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,175,000 | 7,219 |
| Net charge-offs | $1,566,000 | 1,733 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,175,000 | 7,207 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 7,267 |
| Total interest expense | $342,000 | 6,956 |
| Net interest income | $615,000 | 7,305 |
| Provision for loan and lease losses | $1,387,000 | 1,717 |
| Total noninterest income | $56,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $966,000 | 6,366 |
| Salaries and employee benefits | $379,000 | 6,922 |
| Premises and equipment expense | $79,000 | 6,963 |
| Additional noninterest expense | $508,000 | 5,209 |
| Pre-tax net operating income | $-1,682,000 | 7,294 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,682,000 | 7,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,682,000 | 7,380 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,682,000 | 7,379 |
| Net charge-offs | $1,566,000 | 1,308 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,682,000 | 7,385 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,338 |
| Total interest expense | $183,000 | 6,948 |
| Net interest income | $288,000 | 7,414 |
| Provision for loan and lease losses | $518,000 | 1,740 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $478,000 | 6,371 |
| Salaries and employee benefits | $193,000 | 6,916 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $243,000 | 5,023 |
| Pre-tax net operating income | $-679,000 | 7,469 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-679,000 | 7,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-679,000 | 7,574 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-679,000 | 7,574 |
| Net charge-offs | $-22,000 | 8,016 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-679,000 | 7,558 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 7,110 |
| Total interest expense | $826,000 | 7,087 |
| Net interest income | $1,491,000 | 7,020 |
| Provision for loan and lease losses | $963,000 | 2,766 |
| Total noninterest income | $86,000 | 7,447 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 6,662 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $6,608,000 | 2,820 |
| Salaries and employee benefits | $749,000 | 7,029 |
| Premises and equipment expense | $153,000 | 7,116 |
| Additional noninterest expense | $5,706,000 | 1,124 |
| Pre-tax net operating income | $-5,994,000 | 7,859 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-149,000 | 7,158 |
| Income before extraordinary items | $-5,845,000 | 7,863 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,845,000 | 7,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 2,558 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,845,000 | 7,908 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 7,199 |
| Total interest expense | $628,000 | 7,171 |
| Net interest income | $1,105,000 | 7,093 |
| Provision for loan and lease losses | $702,000 | 2,260 |
| Total noninterest income | $66,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $34,000 | 6,756 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $1,105,000 | 6,912 |
| Salaries and employee benefits | $562,000 | 7,037 |
| Premises and equipment expense | $112,000 | 7,221 |
| Additional noninterest expense | $431,000 | 6,289 |
| Pre-tax net operating income | $-636,000 | 7,343 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-636,000 | 7,290 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-636,000 | 7,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,636 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-636,000 | 7,418 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,274 |
| Total interest expense | $424,000 | 7,275 |
| Net interest income | $719,000 | 7,152 |
| Provision for loan and lease losses | $387,000 | 2,211 |
| Total noninterest income | $35,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $20,000 | 6,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $723,000 | 7,002 |
| Salaries and employee benefits | $372,000 | 7,108 |
| Premises and equipment expense | $75,000 | 7,252 |
| Additional noninterest expense | $276,000 | 6,399 |
| Pre-tax net operating income | $-356,000 | 7,489 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-356,000 | 7,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-356,000 | 7,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,872 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-356,000 | 7,559 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,316 |
| Total interest expense | $228,000 | 7,270 |
| Net interest income | $356,000 | 7,216 |
| Provision for loan and lease losses | $227,000 | 1,686 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $341,000 | 7,146 |
| Salaries and employee benefits | $175,000 | 7,247 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $128,000 | 6,565 |
| Pre-tax net operating income | $-195,000 | 7,753 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-195,000 | 7,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-195,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-195,000 | 7,800 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 7,399 |
| Total interest expense | $1,070,000 | 7,057 |
| Net interest income | $1,146,000 | 7,566 |
| Provision for loan and lease losses | $366,000 | 2,834 |
| Total noninterest income | $107,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $35,000 | 6,951 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $72,000 | 6,672 |
| Total noninterest expense | $1,110,000 | 7,495 |
| Salaries and employee benefits | $592,000 | 7,567 |
| Premises and equipment expense | $96,000 | 7,796 |
| Additional noninterest expense | $422,000 | 6,942 |
| Pre-tax net operating income | $-223,000 | 7,663 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-133,000 | 8,058 |
| Income before extraordinary items | $-90,000 | 7,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-90,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,377 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-90,000 | 7,601 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 7,587 |
| Total interest expense | $747,000 | 7,215 |
| Net interest income | $771,000 | 7,763 |
| Provision for loan and lease losses | $208,000 | 2,943 |
| Total noninterest income | $40,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $751,000 | 7,628 |
| Salaries and employee benefits | $425,000 | 7,610 |
| Premises and equipment expense | $69,000 | 7,817 |
| Additional noninterest expense | $257,000 | 7,328 |
| Pre-tax net operating income | $-148,000 | 7,847 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-148,000 | 7,889 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-148,000 | 7,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-148,000 | 7,873 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $789,000 | 7,962 |
| Total interest expense | $376,000 | 7,647 |
| Net interest income | $413,000 | 8,072 |
| Provision for loan and lease losses | $61,000 | 3,977 |
| Total noninterest income | $24,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $14,000 | 7,128 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $370,000 | 8,062 |
| Salaries and employee benefits | $222,000 | 7,987 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $116,000 | 7,891 |
| Pre-tax net operating income | $6,000 | 7,746 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $6,000 | 7,766 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,000 | 7,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,026 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,000 | 7,751 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 6,891 |
| Total interest expense | $405,000 | 6,342 |
| Net interest income | $368,000 | 7,298 |
| Provision for loan and lease losses | $-84,000 | 8,536 |
| Total noninterest income | $117,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $579,000 | 5,852 |
| Salaries and employee benefits | $419,000 | 5,010 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $129,000 | 6,505 |
| Pre-tax net operating income | $-10,000 | 7,903 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-10,000 | 7,910 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-10,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $20,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-10,000 | 7,896 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 6,902 |
| Total interest expense | $1,224,000 | 6,552 |
| Net interest income | $1,618,000 | 7,020 |
| Provision for loan and lease losses | $257,000 | 3,046 |
| Total noninterest income | $646,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $47,000 | 6,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $599,000 | 3,021 |
| Total noninterest expense | $1,680,000 | 6,607 |
| Salaries and employee benefits | $1,053,000 | 6,284 |
| Premises and equipment expense | $168,000 | 7,058 |
| Additional noninterest expense | $459,000 | 6,735 |
| Pre-tax net operating income | $327,000 | 7,026 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-16,000 | 8,205 |
| Income before extraordinary items | $343,000 | 6,737 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $343,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,622 |
| Cash dividends | $359,000 | 4,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $343,000 | 6,743 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 6,977 |
| Total interest expense | $842,000 | 6,689 |
| Net interest income | $1,245,000 | 7,061 |
| Provision for loan and lease losses | $119,000 | 3,846 |
| Total noninterest income | $458,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $34,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 3,113 |
| Total noninterest expense | $1,232,000 | 6,677 |
| Salaries and employee benefits | $784,000 | 6,281 |
| Premises and equipment expense | $125,000 | 7,085 |
| Additional noninterest expense | $323,000 | 6,935 |
| Pre-tax net operating income | $352,000 | 6,768 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $339,000 | 6,509 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $339,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,837 |
| Cash dividends | $257,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $339,000 | 6,513 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 7,163 |
| Total interest expense | $495,000 | 6,863 |
| Net interest income | $775,000 | 7,233 |
| Provision for loan and lease losses | $54,000 | 4,368 |
| Total noninterest income | $313,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $292,000 | 3,078 |
| Total noninterest expense | $827,000 | 6,691 |
| Salaries and employee benefits | $519,000 | 6,334 |
| Premises and equipment expense | $83,000 | 7,114 |
| Additional noninterest expense | $225,000 | 6,847 |
| Pre-tax net operating income | $207,000 | 7,046 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $207,000 | 6,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $207,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $171,000 | 3,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $207,000 | 6,712 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 7,362 |
| Total interest expense | $218,000 | 7,061 |
| Net interest income | $351,000 | 7,437 |
| Provision for loan and lease losses | $7,000 | 5,519 |
| Total noninterest income | $152,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $142,000 | 3,070 |
| Total noninterest expense | $417,000 | 6,667 |
| Salaries and employee benefits | $259,000 | 6,362 |
| Premises and equipment expense | $41,000 | 7,158 |
| Additional noninterest expense | $117,000 | 6,694 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $79,000 | 7,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $79,000 | 7,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 7,463 |
| Total interest expense | $559,000 | 7,448 |
| Net interest income | $1,430,000 | 7,387 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $820,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $52,000 | 7,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $768,000 | 2,614 |
| Total noninterest expense | $1,787,000 | 6,417 |
| Salaries and employee benefits | $1,090,000 | 6,095 |
| Premises and equipment expense | $175,000 | 7,002 |
| Additional noninterest expense | $522,000 | 6,451 |
| Pre-tax net operating income | $333,000 | 7,281 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $-6,000 | 8,437 |
| Income before extraordinary items | $338,000 | 7,020 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $338,000 | 7,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $184,000 | 5,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $339,000 | 7,000 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 7,534 |
| Total interest expense | $372,000 | 7,589 |
| Net interest income | $1,082,000 | 7,411 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $607,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,649 |
| Total noninterest expense | $1,322,000 | 6,460 |
| Salaries and employee benefits | $807,000 | 6,102 |
| Premises and equipment expense | $131,000 | 6,988 |
| Additional noninterest expense | $384,000 | 6,475 |
| Pre-tax net operating income | $342,000 | 7,022 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $-6,000 | 8,582 |
| Income before extraordinary items | $347,000 | 6,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $347,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $184,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $348,000 | 6,617 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 7,648 |
| Total interest expense | $216,000 | 7,738 |
| Net interest income | $688,000 | 7,507 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $350,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $324,000 | 2,926 |
| Total noninterest expense | $864,000 | 6,519 |
| Salaries and employee benefits | $526,000 | 6,186 |
| Premises and equipment expense | $88,000 | 6,964 |
| Additional noninterest expense | $250,000 | 6,537 |
| Pre-tax net operating income | $149,000 | 7,548 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $-6,000 | 8,611 |
| Income before extraordinary items | $154,000 | 7,314 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $154,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $184,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $155,000 | 7,260 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,713 |
| Total interest expense | $99,000 | 7,854 |
| Net interest income | $346,000 | 7,559 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $155,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $142,000 | 3,079 |
| Total noninterest expense | $414,000 | 6,691 |
| Salaries and employee benefits | $250,000 | 6,391 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $123,000 | 6,592 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-6,000 | 8,676 |
| Income before extraordinary items | $77,000 | 7,291 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $184,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $77,000 | 7,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 7,670 |
| Total interest expense | $342,000 | 7,905 |
| Net interest income | $1,371,000 | 7,494 |
| Provision for loan and lease losses | $81,000 | 5,303 |
| Total noninterest income | $899,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $74,000 | 6,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $825,000 | 2,449 |
| Total noninterest expense | $1,592,000 | 6,723 |
| Salaries and employee benefits | $889,000 | 6,640 |
| Premises and equipment expense | $173,000 | 7,061 |
| Additional noninterest expense | $530,000 | 6,378 |
| Pre-tax net operating income | $605,000 | 6,374 |
| Securities gains (losses) | $-24,000 | 8,423 |
| Applicable income taxes | $231,000 | 4,561 |
| Income before extraordinary items | $349,000 | 7,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $349,000 | 7,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $364,360 | 6,893 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,689 |
| Total interest expense | $243,000 | 8,020 |
| Net interest income | $1,059,000 | 7,458 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $494,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $436,000 | 3,042 |
| Total noninterest expense | $1,090,000 | 6,934 |
| Salaries and employee benefits | $589,000 | 6,947 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $371,000 | 6,550 |
| Pre-tax net operating income | $388,000 | 6,796 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $154,000 | 4,817 |
| Income before extraordinary items | $234,000 | 7,281 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $234,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $234,000 | 7,219 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,844 |
| Total interest expense | $149,000 | 8,199 |
| Net interest income | $662,000 | 7,619 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $265,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $230,000 | 3,469 |
| Total noninterest expense | $666,000 | 7,225 |
| Salaries and employee benefits | $351,000 | 7,294 |
| Premises and equipment expense | $87,000 | 7,059 |
| Additional noninterest expense | $228,000 | 6,815 |
| Pre-tax net operating income | $211,000 | 7,102 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $83,000 | 5,075 |
| Income before extraordinary items | $128,000 | 7,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 7,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $128,000 | 7,450 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 8,049 |
| Total interest expense | $71,000 | 8,324 |
| Net interest income | $297,000 | 7,869 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $318,000 | 7,365 |
| Salaries and employee benefits | $168,000 | 7,445 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $106,000 | 6,996 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $34,000 | 8,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $34,000 | 8,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 8,312 |
| Total interest expense | $308,000 | 8,432 |
| Net interest income | $963,000 | 8,162 |
| Provision for loan and lease losses | $-11,000 | 8,909 |
| Total noninterest income | $436,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $72,000 | 7,052 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $364,000 | 4,144 |
| Total noninterest expense | $1,265,000 | 7,334 |
| Salaries and employee benefits | $635,000 | 7,559 |
| Premises and equipment expense | $176,000 | 7,072 |
| Additional noninterest expense | $454,000 | 6,823 |
| Pre-tax net operating income | $145,000 | 8,028 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $53,000 | 6,235 |
| Income before extraordinary items | $92,000 | 8,263 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $92,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $92,000 | 8,157 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 8,420 |
| Total interest expense | $232,000 | 8,534 |
| Net interest income | $716,000 | 8,239 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $365,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 3,977 |
| Total noninterest expense | $950,000 | 7,327 |
| Salaries and employee benefits | $467,000 | 7,568 |
| Premises and equipment expense | $132,000 | 7,088 |
| Additional noninterest expense | $351,000 | 6,703 |
| Pre-tax net operating income | $126,000 | 8,099 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $54,000 | 6,146 |
| Income before extraordinary items | $72,000 | 8,406 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $72,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $72,000 | 8,289 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,509 |
| Total interest expense | $157,000 | 8,603 |
| Net interest income | $458,000 | 8,349 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $266,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $233,000 | 3,745 |
| Total noninterest expense | $637,000 | 7,343 |
| Salaries and employee benefits | $313,000 | 7,573 |
| Premises and equipment expense | $77,000 | 7,361 |
| Additional noninterest expense | $247,000 | 6,560 |
| Pre-tax net operating income | $84,000 | 8,128 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $53,000 | 8,396 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $53,000 | 8,267 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,583 |
| Total interest expense | $76,000 | 8,718 |
| Net interest income | $228,000 | 8,389 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $128,000 | 3,494 |
| Total noninterest expense | $324,000 | 7,328 |
| Salaries and employee benefits | $160,000 | 7,547 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $45,000 | 8,066 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 8,666 |
| Total interest expense | $354,000 | 8,779 |
| Net interest income | $865,000 | 8,481 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $474,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $56,000 | 7,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 3,623 |
| Total noninterest expense | $1,381,000 | 7,094 |
| Salaries and employee benefits | $601,000 | 7,705 |
| Premises and equipment expense | $214,000 | 6,608 |
| Additional noninterest expense | $566,000 | 6,123 |
| Pre-tax net operating income | $-42,000 | 8,699 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $47,000 | 6,576 |
| Income before extraordinary items | $-68,000 | 8,811 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-68,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,705 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-89,000 | 8,764 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 8,719 |
| Total interest expense | $636,000 | 8,752 |
| Net interest income | $876,000 | 8,532 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $613,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $81,000 | 6,961 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $532,000 | 3,021 |
| Total noninterest expense | $1,191,000 | 7,482 |
| Salaries and employee benefits | $539,000 | 7,982 |
| Premises and equipment expense | $161,000 | 7,347 |
| Additional noninterest expense | $491,000 | 6,496 |
| Pre-tax net operating income | $168,000 | 8,027 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $50,000 | 6,706 |
| Income before extraordinary items | $128,000 | 8,173 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $128,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $123,000 | 5,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $120,800 | 8,104 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 8,975 |
| Total interest expense | $756,000 | 8,739 |
| Net interest income | $725,000 | 9,053 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $201,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $785,000 | 8,606 |
| Salaries and employee benefits | $374,000 | 8,888 |
| Premises and equipment expense | $123,000 | 8,050 |
| Additional noninterest expense | $288,000 | 8,038 |
| Pre-tax net operating income | $93,000 | 8,818 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $18,000 | 7,887 |
| Income before extraordinary items | $81,000 | 8,817 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $81,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $60,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $76,080 | 8,834 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 9,473 |
| Total interest expense | $518,000 | 9,401 |
| Net interest income | $639,000 | 9,428 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $160,000 | 7,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,548 |
| Total noninterest expense | $527,000 | 9,545 |
| Salaries and employee benefits | $260,000 | 9,670 |
| Premises and equipment expense | $107,000 | 8,499 |
| Additional noninterest expense | $160,000 | 9,432 |
| Pre-tax net operating income | $227,000 | 8,445 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $75,000 | 7,256 |
| Income before extraordinary items | $152,000 | 8,626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $152,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $152,000 | 8,585 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 9,848 |
| Total interest expense | $416,000 | 9,867 |
| Net interest income | $597,000 | 9,743 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $211,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $571,000 | 9,545 |
| Salaries and employee benefits | $269,000 | 9,789 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $212,000 | 8,999 |
| Pre-tax net operating income | $199,000 | 8,906 |
| Securities gains (losses) | $69,000 | 1,514 |
| Applicable income taxes | $94,000 | 7,627 |
| Income before extraordinary items | $174,000 | 8,809 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $174,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $84,000 | 6,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $129,150 | 9,047 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 10,365 |
| Total interest expense | $378,000 | 10,374 |
| Net interest income | $561,000 | 10,265 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $176,000 | 8,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $453,000 | 10,318 |
| Salaries and employee benefits | $202,000 | 10,529 |
| Premises and equipment expense | $60,000 | 9,951 |
| Additional noninterest expense | $191,000 | 9,534 |
| Pre-tax net operating income | $268,000 | 9,191 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $103,000 | 8,351 |
| Income before extraordinary items | $152,000 | 9,560 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $152,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $87,000 | 6,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $160,320 | 9,453 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 11,014 |
| Total interest expense | $296,000 | 11,084 |
| Net interest income | $512,000 | 10,864 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $473,000 | 10,688 |
| Salaries and employee benefits | $198,000 | 11,021 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $204,000 | 9,888 |
| Pre-tax net operating income | $202,000 | 9,775 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $63,000 | 9,453 |
| Income before extraordinary items | $141,000 | 9,879 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $141,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $68,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $139,620 | 9,835 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 11,541 |
| Total interest expense | $247,000 | 11,679 |
| Net interest income | $537,000 | 11,312 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $155,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $470,000 | 11,148 |
| Salaries and employee benefits | $196,000 | 11,515 |
| Premises and equipment expense | $54,000 | 10,964 |
| Additional noninterest expense | $220,000 | 10,189 |
| Pre-tax net operating income | $173,000 | 10,625 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $61,000 | 9,959 |
| Income before extraordinary items | $127,000 | 10,683 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $127,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $66,000 | 7,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $116,800 | 10,750 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 12,172 |
| Total interest expense | $202,000 | 12,331 |
| Net interest income | $524,000 | 11,930 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $144,000 | 9,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $485,000 | 11,687 |
| Salaries and employee benefits | $193,000 | 12,108 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $222,000 | 10,867 |
| Pre-tax net operating income | $183,000 | 11,026 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $132,000 | 11,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $132,000 | 11,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $35,000 | 8,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $132,000 | 11,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 12,984 |
| Total interest expense | $213,000 | 12,950 |
| Net interest income | $348,000 | 12,916 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $164,000 | 9,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $337,000 | 12,865 |
| Salaries and employee benefits | $133,000 | 13,075 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $175,000 | 12,089 |
| Pre-tax net operating income | $175,000 | 11,267 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $61,000 | 10,680 |
| Income before extraordinary items | $128,000 | 11,484 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $128,000 | 11,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $118,480 | 11,391 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 13,634 |
| Total interest expense | $250,000 | 13,598 |
| Net interest income | $331,000 | 13,558 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $294,000 | 13,579 |
| Salaries and employee benefits | $128,000 | 13,689 |
| Premises and equipment expense | $33,000 | 13,314 |
| Additional noninterest expense | $133,000 | 13,171 |
| Pre-tax net operating income | $123,000 | 11,777 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $97,000 | 11,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $97,000 | 12,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 13,326 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $90,430 | 11,761 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.