Home > Access Bank > Assets and Liabilities
Access Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 8 | 7,372 |
| Assets and Liabilities | ||
| Total Assets: | $31,996,000 | 7,381 |
| Cash and due from depository institutions | $4,805,000 | 7,372 |
| Interest-bearing balances | $4,502,000 | 3,859 |
| Securities | $1,349,000 | 7,395 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $20,655,000 | 7,099 |
| Loan loss allowance | $1,205,000 | 4,399 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,415,000 | 5,010 |
| Other real estate owned | $3,391,000 | 7,372 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $381,000 | 7,674 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $31,996,000 | 7,381 |
| Total liabilities | $32,096,000 | 7,197 |
| Total deposits | $31,969,000 | 7,132 |
| Interest-bearing deposits | $28,001,000 | 7,060 |
| Deposits held in domestic offices | $31,969,000 | 7,130 |
| % insured | 96.13% | 1,250 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $127,000 | 7,054 |
| Total equity capital | $-100,000 | 7,928 |
| Total bank equity capital | $-100,000 | 7,928 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $105,000 | 5,911 |
| Surplus | $9,055,000 | 2,881 |
| Undivided profits | $-9,260,000 | 7,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 5,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $244,000 | 6,918 |
| Earning assets | $26,506,000 | 7,454 |
| Long-term assets (5+ years) | $3,573,000 | 6,431 |
| Average Assets, year-to-date | $33,775,500 | 7,318 |
| Average Assets, quarterly | $33,775,500 | 7,318 |
| Volatile liabilities | $1,288,000 | 7,743 |
| Insider loans | $2,000 | 7,149 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,263,000 | 6,588 |
| Tier 1 (core) risk-based capital | $-100,000 | 7,929 |
| Tier 2 risk-based capital | $0 | 7,845 |
| Total risk weighted assets | $22,079,000 | 7,193 |
| Total unused commitments | $2,263,000 | 6,593 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 9 | 7,304 |
| Assets and Liabilities | ||
| Total Assets: | $35,555,000 | 7,306 |
| Cash and due from depository institutions | $3,912,000 | 7,304 |
| Interest-bearing balances | $3,576,000 | 3,778 |
| Securities | $1,349,000 | 7,434 |
| Federal funds sold & reverse repurchase agreements | $686,000 | 3,804 |
| Net loans & leases | $25,299,000 | 6,914 |
| Loan loss allowance | $995,000 | 4,809 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,428,000 | 5,040 |
| Other real estate owned | $2,457,000 | 7,304 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $424,000 | 7,708 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $35,555,000 | 7,306 |
| Total liabilities | $35,040,000 | 7,121 |
| Total deposits | $34,878,000 | 7,050 |
| Interest-bearing deposits | $30,742,000 | 6,938 |
| Deposits held in domestic offices | $34,878,000 | 7,050 |
| % insured | 95.85% | 1,360 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $162,000 | 6,848 |
| Total equity capital | $515,000 | 7,989 |
| Total bank equity capital | $515,000 | 7,988 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $105,000 | 5,970 |
| Surplus | $9,055,000 | 2,887 |
| Undivided profits | $-8,645,000 | 7,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,692,000 | 4,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $279,000 | 6,756 |
| Earning assets | $30,910,000 | 7,341 |
| Long-term assets (5+ years) | $3,975,000 | 6,412 |
| Average Assets, year-to-date | $37,581,600 | 7,185 |
| Average Assets, quarterly | $36,848,500 | 7,250 |
| Volatile liabilities | $2,252,000 | 7,675 |
| Insider loans | $1,000 | 7,223 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,157,000 | 6,180 |
| Tier 1 (core) risk-based capital | $515,000 | 7,990 |
| Tier 2 risk-based capital | $331,000 | 6,616 |
| Total risk weighted assets | $25,785,000 | 7,066 |
| Total unused commitments | $3,157,000 | 6,181 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 11 | 7,093 |
| Assets and Liabilities | ||
| Total Assets: | $38,142,000 | 7,245 |
| Cash and due from depository institutions | $3,673,000 | 7,093 |
| Interest-bearing balances | $1,733,000 | 4,457 |
| Securities | $1,099,000 | 7,549 |
| Federal funds sold & reverse repurchase agreements | $1,175,000 | 3,472 |
| Net loans & leases | $27,811,000 | 6,844 |
| Loan loss allowance | $894,000 | 4,985 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,445,000 | 5,047 |
| Other real estate owned | $2,435,000 | 7,093 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $504,000 | 7,452 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $38,142,000 | 7,245 |
| Total liabilities | $36,831,000 | 7,091 |
| Total deposits | $36,605,000 | 6,996 |
| Interest-bearing deposits | $32,141,000 | 6,887 |
| Deposits held in domestic offices | $36,605,000 | 6,996 |
| % insured | 95.44% | 1,688 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $226,000 | 6,779 |
| Total equity capital | $1,311,000 | 8,009 |
| Total bank equity capital | $1,311,000 | 8,009 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $105,000 | 6,038 |
| Surplus | $9,055,000 | 2,885 |
| Undivided profits | $-7,849,000 | 7,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $694,000 | 5,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $314,000 | 6,721 |
| Earning assets | $31,818,000 | 7,378 |
| Long-term assets (5+ years) | $4,213,000 | 6,413 |
| Average Assets, year-to-date | $38,088,250 | 7,229 |
| Average Assets, quarterly | $37,802,000 | 7,259 |
| Volatile liabilities | $2,658,000 | 7,671 |
| Insider loans | $8,000 | 7,218 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,031,000 | 6,352 |
| Tier 1 (core) risk-based capital | $1,311,000 | 8,005 |
| Tier 2 risk-based capital | $367,000 | 6,484 |
| Total risk weighted assets | $28,869,000 | 6,947 |
| Total unused commitments | $3,031,000 | 6,355 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 11 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $37,462,000 | 7,328 |
| Cash and due from depository institutions | $2,762,000 | 7,163 |
| Interest-bearing balances | $2,080,000 | 3,942 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $1,832,000 | 3,394 |
| Net loans & leases | $28,187,000 | 6,857 |
| Loan loss allowance | $677,000 | 5,568 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,462,000 | 5,085 |
| Other real estate owned | $2,607,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $612,000 | 7,276 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $37,462,000 | 7,328 |
| Total liabilities | $35,658,000 | 7,181 |
| Total deposits | $35,473,000 | 7,089 |
| Interest-bearing deposits | $32,114,000 | 6,951 |
| Deposits held in domestic offices | $35,473,000 | 7,088 |
| % insured | 83.71% | 2,587 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $185,000 | 7,108 |
| Total equity capital | $1,804,000 | 8,013 |
| Total bank equity capital | $1,804,000 | 8,013 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $105,000 | 6,114 |
| Surplus | $9,055,000 | 2,892 |
| Undivided profits | $-7,356,000 | 7,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 5,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $231,000 | 7,232 |
| Earning assets | $32,099,000 | 7,407 |
| Long-term assets (5+ years) | $4,378,000 | 6,389 |
| Average Assets, year-to-date | $38,070,330 | 7,291 |
| Average Assets, quarterly | $37,880,500 | 7,315 |
| Volatile liabilities | $2,962,000 | 7,664 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,495,000 | 6,294 |
| Tier 1 (core) risk-based capital | $1,779,000 | 8,012 |
| Tier 2 risk-based capital | $377,000 | 6,447 |
| Total risk weighted assets | $29,871,000 | 6,940 |
| Total unused commitments | $3,495,000 | 6,296 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 12 | 7,073 |
| Assets and Liabilities | ||
| Total Assets: | $38,299,000 | 7,341 |
| Cash and due from depository institutions | $1,169,000 | 7,073 |
| Interest-bearing balances | $348,000 | 5,230 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $3,936,000 | 2,737 |
| Net loans & leases | $28,515,000 | 6,832 |
| Loan loss allowance | $1,396,000 | 3,808 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,478,000 | 5,101 |
| Other real estate owned | $2,625,000 | 7,073 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $576,000 | 7,372 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $38,299,000 | 7,341 |
| Total liabilities | $35,492,000 | 7,220 |
| Total deposits | $35,358,000 | 7,131 |
| Interest-bearing deposits | $32,327,000 | 6,959 |
| Deposits held in domestic offices | $35,358,000 | 7,131 |
| % insured | 85.64% | 2,115 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $134,000 | 7,426 |
| Total equity capital | $2,807,000 | 7,828 |
| Total bank equity capital | $2,807,000 | 7,828 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $105,000 | 6,150 |
| Surplus | $9,055,000 | 2,878 |
| Undivided profits | $-6,353,000 | 7,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,390,000 | 4,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $214,000 | 7,378 |
| Earning assets | $32,799,000 | 7,417 |
| Long-term assets (5+ years) | $4,101,000 | 6,452 |
| Average Assets, year-to-date | $38,374,500 | 7,322 |
| Average Assets, quarterly | $38,374,500 | 7,322 |
| Volatile liabilities | $4,066,000 | 7,476 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $4,351,000 | 6,069 |
| Tier 1 (core) risk-based capital | $2,807,000 | 7,794 |
| Tier 2 risk-based capital | $397,000 | 6,375 |
| Total risk weighted assets | $30,736,000 | 6,902 |
| Total unused commitments | $4,351,000 | 6,071 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 12 | 7,127 |
| Assets and Liabilities | ||
| Total Assets: | $38,450,000 | 7,356 |
| Cash and due from depository institutions | $1,064,000 | 7,127 |
| Interest-bearing balances | $99,000 | 5,755 |
| Securities | $2,052,000 | 7,551 |
| Federal funds sold & reverse repurchase agreements | $2,163,000 | 3,134 |
| Net loans & leases | $29,441,000 | 6,829 |
| Loan loss allowance | $856,000 | 4,931 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,493,000 | 5,137 |
| Other real estate owned | $1,531,000 | 7,127 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $706,000 | 7,197 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $38,450,000 | 7,356 |
| Total liabilities | $34,957,000 | 7,255 |
| Total deposits | $34,804,000 | 7,142 |
| Interest-bearing deposits | $31,711,000 | 6,978 |
| Deposits held in domestic offices | $34,804,000 | 7,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $153,000 | 7,368 |
| Total equity capital | $3,493,000 | 7,673 |
| Total bank equity capital | $3,493,000 | 7,673 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $105,000 | 6,191 |
| Surplus | $9,055,000 | 2,857 |
| Undivided profits | $-5,667,000 | 7,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,499,000 | 3,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $334,000 | 6,745 |
| Earning assets | $33,755,000 | 7,401 |
| Long-term assets (5+ years) | $6,491,000 | 5,999 |
| Average Assets, year-to-date | $41,937,400 | 7,131 |
| Average Assets, quarterly | $41,445,000 | 7,220 |
| Volatile liabilities | $4,781,000 | 7,343 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $4,649,000 | 5,963 |
| Tier 1 (core) risk-based capital | $3,486,000 | 7,610 |
| Tier 2 risk-based capital | $395,000 | 6,397 |
| Total risk weighted assets | $31,157,000 | 6,906 |
| Total unused commitments | $4,649,000 | 5,964 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 12 | 7,182 |
| Assets and Liabilities | ||
| Total Assets: | $44,440,000 | 7,115 |
| Cash and due from depository institutions | $748,000 | 7,182 |
| Interest-bearing balances | $99,000 | 5,165 |
| Securities | $2,985,000 | 7,401 |
| Federal funds sold & reverse repurchase agreements | $2,463,000 | 3,430 |
| Net loans & leases | $29,355,000 | 6,841 |
| Loan loss allowance | $912,000 | 4,656 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,500,000 | 5,142 |
| Other real estate owned | $1,718,000 | 7,182 |
| Goodwill and other intangibles | $5,120,000 | 894 |
| All other assets | $551,000 | 7,604 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $44,440,000 | 7,115 |
| Total liabilities | $36,315,000 | 7,207 |
| Total deposits | $36,199,000 | 7,079 |
| Interest-bearing deposits | $32,659,000 | 6,905 |
| Deposits held in domestic offices | $36,199,000 | 7,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $116,000 | 7,797 |
| Total equity capital | $8,125,000 | 6,090 |
| Total bank equity capital | $8,125,000 | 6,090 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $105,000 | 6,244 |
| Surplus | $8,500,000 | 2,977 |
| Undivided profits | $-480,000 | 7,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,598,000 | 3,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $317,000 | 6,970 |
| Earning assets | $34,902,000 | 7,378 |
| Long-term assets (5+ years) | $7,635,000 | 5,743 |
| Average Assets, year-to-date | $42,809,250 | 7,117 |
| Average Assets, quarterly | $43,970,500 | 7,108 |
| Volatile liabilities | $4,966,000 | 7,303 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $4,771,000 | 6,033 |
| Tier 1 (core) risk-based capital | $2,950,000 | 7,886 |
| Tier 2 risk-based capital | $404,000 | 6,315 |
| Total risk weighted assets | $31,829,000 | 6,897 |
| Total unused commitments | $4,771,000 | 6,037 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 12 | 7,245 |
| Assets and Liabilities | ||
| Total Assets: | $43,501,000 | 7,167 |
| Cash and due from depository institutions | $990,000 | 7,245 |
| Interest-bearing balances | $99,000 | 5,122 |
| Securities | $2,997,000 | 7,467 |
| Federal funds sold & reverse repurchase agreements | $2,254,000 | 3,671 |
| Net loans & leases | $28,612,000 | 6,907 |
| Loan loss allowance | $764,000 | 5,059 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,512,000 | 5,157 |
| Other real estate owned | $1,503,000 | 7,245 |
| Goodwill and other intangibles | $5,120,000 | 905 |
| All other assets | $513,000 | 7,692 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $43,501,000 | 7,167 |
| Total liabilities | $35,434,000 | 7,262 |
| Total deposits | $35,347,000 | 7,147 |
| Interest-bearing deposits | $31,431,000 | 6,993 |
| Deposits held in domestic offices | $35,347,000 | 7,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $87,000 | 8,053 |
| Total equity capital | $8,067,000 | 6,140 |
| Total bank equity capital | $8,067,000 | 6,140 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $105,000 | 6,299 |
| Surplus | $8,150,000 | 3,039 |
| Undivided profits | $-188,000 | 7,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,757,000 | 2,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $272,000 | 7,212 |
| Earning assets | $33,962,000 | 7,456 |
| Long-term assets (5+ years) | $7,745,000 | 5,720 |
| Average Assets, year-to-date | $42,265,670 | 7,183 |
| Average Assets, quarterly | $42,537,500 | 7,192 |
| Volatile liabilities | $2,022,000 | 8,025 |
| Insider loans | $3,000 | 7,545 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,399,000 | 5,606 |
| Tier 1 (core) risk-based capital | $2,880,000 | 7,968 |
| Tier 2 risk-based capital | $398,000 | 6,329 |
| Total risk weighted assets | $31,468,000 | 6,927 |
| Total unused commitments | $6,399,000 | 5,608 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 13 | 7,115 |
| Assets and Liabilities | ||
| Total Assets: | $41,574,000 | 7,267 |
| Cash and due from depository institutions | $740,000 | 7,115 |
| Interest-bearing balances | $297,000 | 4,099 |
| Securities | $3,042,000 | 7,467 |
| Federal funds sold & reverse repurchase agreements | $2,199,000 | 4,799 |
| Net loans & leases | $28,309,000 | 6,894 |
| Loan loss allowance | $717,000 | 5,175 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,524,000 | 5,143 |
| Other real estate owned | $175,000 | 7,115 |
| Goodwill and other intangibles | $5,120,000 | 923 |
| All other assets | $465,000 | 7,769 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $41,573,000 | 7,267 |
| Total liabilities | $33,699,000 | 7,357 |
| Total deposits | $33,637,000 | 7,257 |
| Interest-bearing deposits | $30,455,000 | 7,073 |
| Deposits held in domestic offices | $33,637,000 | 7,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $62,000 | 8,298 |
| Total equity capital | $7,874,000 | 6,287 |
| Total bank equity capital | $7,874,000 | 6,287 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $105,000 | 6,328 |
| Surplus | $7,750,000 | 3,127 |
| Undivided profits | $19,000 | 7,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,850,000 | 2,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $216,000 | 7,569 |
| Earning assets | $33,847,000 | 7,475 |
| Long-term assets (5+ years) | $7,917,000 | 5,595 |
| Average Assets, year-to-date | $41,648,000 | 7,236 |
| Average Assets, quarterly | $41,648,000 | 7,236 |
| Volatile liabilities | $562,000 | 8,321 |
| Insider loans | $1,000 | 7,588 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,370,000 | 5,698 |
| Tier 1 (core) risk-based capital | $2,710,000 | 8,055 |
| Tier 2 risk-based capital | $383,000 | 6,386 |
| Total risk weighted assets | $30,331,000 | 6,959 |
| Total unused commitments | $6,370,000 | 5,702 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 11 | 7,447 |
| Assets and Liabilities | ||
| Total Assets: | $41,722,000 | 7,246 |
| Cash and due from depository institutions | $1,276,000 | 7,447 |
| Interest-bearing balances | $297,000 | 3,635 |
| Securities | $3,581,000 | 7,438 |
| Federal funds sold & reverse repurchase agreements | $1,711,000 | 4,374 |
| Net loans & leases | $28,012,000 | 6,938 |
| Loan loss allowance | $490,000 | 6,075 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,540,000 | 5,135 |
| Other real estate owned | $0 | 7,447 |
| Goodwill and other intangibles | $5,120,000 | 920 |
| All other assets | $482,000 | 7,802 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $41,722,000 | 7,246 |
| Total liabilities | $33,672,000 | 7,343 |
| Total deposits | $33,570,000 | 7,236 |
| Interest-bearing deposits | $30,617,000 | 7,035 |
| Deposits held in domestic offices | $33,570,000 | 7,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $102,000 | 8,065 |
| Total equity capital | $8,050,000 | 6,161 |
| Total bank equity capital | $8,050,000 | 6,161 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $105,000 | 6,366 |
| Surplus | $8,011,000 | 3,015 |
| Undivided profits | $-66,000 | 7,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,532,000 | 2,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $270,000 | 7,394 |
| Earning assets | $33,601,000 | 7,479 |
| Long-term assets (5+ years) | $7,977,000 | 5,338 |
| Average Assets, year-to-date | $41,484,200 | 7,148 |
| Average Assets, quarterly | $42,675,500 | 7,162 |
| Volatile liabilities | $2,042,000 | 8,053 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $6,258,000 | 5,647 |
| Tier 1 (core) risk-based capital | $2,887,000 | 8,021 |
| Tier 2 risk-based capital | $378,000 | 6,425 |
| Total risk weighted assets | $30,104,000 | 6,984 |
| Total unused commitments | $6,258,000 | 5,647 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 12 | 7,329 |
| Assets and Liabilities | ||
| Total Assets: | $43,629,000 | 7,138 |
| Cash and due from depository institutions | $1,287,000 | 7,329 |
| Interest-bearing balances | $495,000 | 3,042 |
| Securities | $3,562,000 | 7,476 |
| Federal funds sold & reverse repurchase agreements | $2,440,000 | 3,841 |
| Net loans & leases | $29,298,000 | 6,858 |
| Loan loss allowance | $572,000 | 5,721 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,552,000 | 5,112 |
| Other real estate owned | $0 | 7,329 |
| Goodwill and other intangibles | $5,024,000 | 898 |
| All other assets | $466,000 | 7,941 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $43,629,000 | 7,138 |
| Total liabilities | $35,687,000 | 7,236 |
| Total deposits | $35,580,000 | 7,129 |
| Interest-bearing deposits | $32,800,000 | 6,911 |
| Deposits held in domestic offices | $35,580,000 | 7,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $107,000 | 8,111 |
| Total equity capital | $7,942,000 | 6,193 |
| Total bank equity capital | $7,942,000 | 6,193 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $105,000 | 6,376 |
| Surplus | $7,980,000 | 2,986 |
| Undivided profits | $-143,000 | 7,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,715,000 | 2,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $295,000 | 7,408 |
| Earning assets | $35,795,000 | 7,366 |
| Long-term assets (5+ years) | $8,122,000 | 5,202 |
| Average Assets, year-to-date | $41,424,750 | 7,182 |
| Average Assets, quarterly | $43,376,000 | 7,134 |
| Volatile liabilities | $2,512,000 | 7,981 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $6,379,000 | 5,640 |
| Tier 1 (core) risk-based capital | $2,913,000 | 8,028 |
| Tier 2 risk-based capital | $392,000 | 6,396 |
| Total risk weighted assets | $31,150,000 | 6,932 |
| Total unused commitments | $6,379,000 | 5,640 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 12 | 7,364 |
| Assets and Liabilities | ||
| Total Assets: | $43,123,000 | 7,186 |
| Cash and due from depository institutions | $1,240,000 | 7,364 |
| Interest-bearing balances | $495,000 | 3,101 |
| Securities | $3,512,000 | 7,526 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 5,422 |
| Net loans & leases | $30,664,000 | 6,773 |
| Loan loss allowance | $425,000 | 6,418 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,461,000 | 5,248 |
| Other real estate owned | $0 | 7,364 |
| Goodwill and other intangibles | $5,024,000 | 899 |
| All other assets | $552,000 | 7,708 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $43,123,000 | 7,186 |
| Total liabilities | $35,077,000 | 7,308 |
| Total deposits | $34,956,000 | 7,187 |
| Interest-bearing deposits | $32,184,000 | 6,964 |
| Deposits held in domestic offices | $34,956,000 | 7,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $121,000 | 7,987 |
| Total equity capital | $8,046,000 | 6,098 |
| Total bank equity capital | $8,046,000 | 6,098 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $105,000 | 6,418 |
| Surplus | $7,980,000 | 2,978 |
| Undivided profits | $-39,000 | 7,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,299,000 | 2,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $345,000 | 6,982 |
| Earning assets | $35,341,000 | 7,411 |
| Long-term assets (5+ years) | $7,603,000 | 5,247 |
| Average Assets, year-to-date | $40,690,000 | 7,269 |
| Average Assets, quarterly | $41,617,500 | 7,241 |
| Volatile liabilities | $1,762,000 | 8,177 |
| Insider loans | $410,000 | 5,773 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $99,000 | 1,702 |
| Unused loan commitments | $6,447,000 | 5,636 |
| Tier 1 (core) risk-based capital | $3,067,000 | 8,010 |
| Tier 2 risk-based capital | $417,000 | 6,267 |
| Total risk weighted assets | $33,360,000 | 6,807 |
| Total unused commitments | $6,447,000 | 5,638 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 16 | 6,710 |
| Assets and Liabilities | ||
| Total Assets: | $40,112,000 | 7,355 |
| Cash and due from depository institutions | $395,000 | 6,710 |
| Interest-bearing balances | $99,000 | 4,827 |
| Securities | $3,558,000 | 7,567 |
| Federal funds sold & reverse repurchase agreements | $6,080,000 | 2,908 |
| Net loans & leases | $28,240,000 | 6,914 |
| Loan loss allowance | $406,000 | 6,531 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,464,000 | 5,223 |
| Other real estate owned | $0 | 6,710 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $375,000 | 8,099 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $40,112,000 | 7,355 |
| Total liabilities | $37,051,000 | 7,211 |
| Total deposits | $36,926,000 | 7,094 |
| Interest-bearing deposits | $34,023,000 | 6,888 |
| Deposits held in domestic offices | $36,926,000 | 7,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $125,000 | 7,934 |
| Total equity capital | $3,061,000 | 8,040 |
| Total bank equity capital | $3,061,000 | 8,040 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $105,000 | 6,439 |
| Surplus | $2,695,000 | 5,141 |
| Undivided profits | $261,000 | 7,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 2,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $251,000 | 7,522 |
| Earning assets | $37,977,000 | 7,289 |
| Long-term assets (5+ years) | $7,219,000 | 5,275 |
| Average Assets, year-to-date | $39,473,500 | 7,365 |
| Average Assets, quarterly | $39,473,500 | 7,365 |
| Volatile liabilities | $3,112,000 | 7,797 |
| Insider loans | $653,000 | 5,058 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,802,000 | 747 |
| Unused loan commitments | $7,990,000 | 5,246 |
| Tier 1 (core) risk-based capital | $3,061,000 | 8,017 |
| Tier 2 risk-based capital | $406,000 | 6,325 |
| Total risk weighted assets | $33,476,000 | 6,773 |
| Total unused commitments | $7,990,000 | 5,247 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 15 | 6,888 |
| Assets and Liabilities | ||
| Total Assets: | $38,835,000 | 7,423 |
| Cash and due from depository institutions | $1,222,000 | 6,888 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $1,249,000 | 8,137 |
| Federal funds sold & reverse repurchase agreements | $2,772,000 | 3,949 |
| Net loans & leases | $31,742,000 | 6,707 |
| Loan loss allowance | $490,000 | 6,079 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,481,000 | 5,183 |
| Other real estate owned | $0 | 6,888 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $369,000 | 8,163 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $38,835,000 | 7,423 |
| Total liabilities | $35,755,000 | 7,290 |
| Total deposits | $35,622,000 | 7,156 |
| Interest-bearing deposits | $32,845,000 | 6,931 |
| Deposits held in domestic offices | $35,622,000 | 7,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $133,000 | 7,849 |
| Total equity capital | $3,080,000 | 8,050 |
| Total bank equity capital | $3,080,000 | 8,050 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $105,000 | 6,470 |
| Surplus | $2,695,000 | 5,127 |
| Undivided profits | $280,000 | 7,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $243,000 | 7,667 |
| Earning assets | $35,763,000 | 7,404 |
| Long-term assets (5+ years) | $3,819,000 | 6,176 |
| Average Assets, year-to-date | $33,484,800 | 7,598 |
| Average Assets, quarterly | $37,685,500 | 7,440 |
| Volatile liabilities | $4,187,000 | 7,574 |
| Insider loans | $447,000 | 5,673 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $2,097,000 | 672 |
| Unused loan commitments | $7,399,000 | 5,341 |
| Tier 1 (core) risk-based capital | $3,091,000 | 8,032 |
| Tier 2 risk-based capital | $441,000 | 6,142 |
| Total risk weighted assets | $35,251,000 | 6,674 |
| Total unused commitments | $7,399,000 | 5,342 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 16 | 6,774 |
| Assets and Liabilities | ||
| Total Assets: | $36,536,000 | 7,533 |
| Cash and due from depository institutions | $295,000 | 6,774 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $1,543,000 | 8,142 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 3,478 |
| Net loans & leases | $29,673,000 | 6,872 |
| Loan loss allowance | $349,000 | 6,884 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,495,000 | 5,153 |
| Other real estate owned | $507,000 | 6,774 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $373,000 | 8,232 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $36,536,000 | 7,533 |
| Total liabilities | $33,464,000 | 7,406 |
| Total deposits | $33,336,000 | 7,282 |
| Interest-bearing deposits | $29,891,000 | 7,108 |
| Deposits held in domestic offices | $33,336,000 | 7,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $128,000 | 7,990 |
| Total equity capital | $3,072,000 | 8,088 |
| Total bank equity capital | $3,072,000 | 8,088 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $105,000 | 6,526 |
| Surplus | $2,596,000 | 5,185 |
| Undivided profits | $371,000 | 7,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $486,000 | 3,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $237,000 | 7,761 |
| Earning assets | $33,866,000 | 7,511 |
| Long-term assets (5+ years) | $3,304,000 | 6,328 |
| Average Assets, year-to-date | $32,147,250 | 7,704 |
| Average Assets, quarterly | $35,197,000 | 7,576 |
| Volatile liabilities | $4,594,000 | 7,537 |
| Insider loans | $528,000 | 5,409 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $1,381,000 | 803 |
| Unused loan commitments | $7,972,000 | 5,215 |
| Tier 1 (core) risk-based capital | $3,089,000 | 8,080 |
| Tier 2 risk-based capital | $349,000 | 6,675 |
| Total risk weighted assets | $34,279,000 | 6,743 |
| Total unused commitments | $7,972,000 | 5,215 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 15 | 6,942 |
| Assets and Liabilities | ||
| Total Assets: | $33,858,000 | 7,682 |
| Cash and due from depository institutions | $1,136,000 | 6,942 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $1,530,000 | 8,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $29,332,000 | 6,877 |
| Loan loss allowance | $434,000 | 6,418 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,506,000 | 5,111 |
| Other real estate owned | $0 | 6,942 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $354,000 | 8,256 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $33,858,000 | 7,682 |
| Total liabilities | $30,945,000 | 7,589 |
| Total deposits | $30,719,000 | 7,480 |
| Interest-bearing deposits | $27,362,000 | 7,305 |
| Deposits held in domestic offices | $30,719,000 | 7,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000 | 3,654 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $151,000 | 7,619 |
| Total equity capital | $2,913,000 | 8,134 |
| Total bank equity capital | $2,913,000 | 8,134 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $105,000 | 6,545 |
| Surplus | $2,496,000 | 5,259 |
| Undivided profits | $312,000 | 7,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $531,000 | 3,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $221,000 | 7,745 |
| Earning assets | $30,862,000 | 7,687 |
| Long-term assets (5+ years) | $3,731,000 | 6,187 |
| Average Assets, year-to-date | $30,684,330 | 7,817 |
| Average Assets, quarterly | $31,906,000 | 7,759 |
| Volatile liabilities | $4,666,000 | 7,498 |
| Insider loans | $431,000 | 5,738 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $3,297,000 | 497 |
| Unused loan commitments | $7,998,000 | 5,256 |
| Tier 1 (core) risk-based capital | $2,943,000 | 8,145 |
| Tier 2 risk-based capital | $420,000 | 6,256 |
| Total risk weighted assets | $33,600,000 | 6,770 |
| Total unused commitments | $7,998,000 | 5,256 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 16 | 6,778 |
| Assets and Liabilities | ||
| Total Assets: | $29,954,000 | 7,888 |
| Cash and due from depository institutions | $693,000 | 6,778 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $1,531,000 | 8,242 |
| Federal funds sold & reverse repurchase agreements | $254,000 | 5,939 |
| Net loans & leases | $25,664,000 | 7,099 |
| Loan loss allowance | $387,000 | 6,688 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,506,000 | 5,084 |
| Other real estate owned | $0 | 6,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $306,000 | 8,318 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $29,954,000 | 7,888 |
| Total liabilities | $26,997,000 | 7,803 |
| Total deposits | $26,784,000 | 7,710 |
| Interest-bearing deposits | $23,830,000 | 7,607 |
| Deposits held in domestic offices | $26,784,000 | 7,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $213,000 | 7,047 |
| Total equity capital | $2,957,000 | 8,123 |
| Total bank equity capital | $2,957,000 | 8,123 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $105,000 | 6,557 |
| Surplus | $2,396,000 | 5,272 |
| Undivided profits | $456,000 | 7,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 3,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $182,000 | 7,949 |
| Earning assets | $27,449,000 | 7,882 |
| Long-term assets (5+ years) | $1,824,000 | 6,886 |
| Average Assets, year-to-date | $29,097,500 | 7,919 |
| Average Assets, quarterly | $29,097,500 | 7,919 |
| Volatile liabilities | $4,123,000 | 7,571 |
| Insider loans | $438,000 | 5,688 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,360,000 | 729 |
| Unused loan commitments | $6,540,000 | 5,641 |
| Tier 1 (core) risk-based capital | $2,986,000 | 8,117 |
| Tier 2 risk-based capital | $368,000 | 6,546 |
| Total risk weighted assets | $29,386,000 | 7,031 |
| Total unused commitments | $6,540,000 | 5,642 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 15 | 6,984 |
| Assets and Liabilities | ||
| Total Assets: | $28,241,000 | 8,008 |
| Cash and due from depository institutions | $929,000 | 6,984 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $1,630,000 | 8,275 |
| Federal funds sold & reverse repurchase agreements | $957,000 | 4,909 |
| Net loans & leases | $22,918,000 | 7,345 |
| Loan loss allowance | $379,000 | 6,736 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,515,000 | 5,065 |
| Other real estate owned | $0 | 6,984 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $292,000 | 8,401 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $28,240,000 | 8,008 |
| Total liabilities | $25,363,000 | 7,943 |
| Total deposits | $25,158,000 | 7,854 |
| Interest-bearing deposits | $20,955,000 | 7,816 |
| Deposits held in domestic offices | $25,158,000 | 7,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $205,000 | 7,074 |
| Total equity capital | $2,877,000 | 8,201 |
| Total bank equity capital | $2,877,000 | 8,201 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $105,000 | 6,582 |
| Surplus | $2,396,000 | 5,257 |
| Undivided profits | $376,000 | 7,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $172,000 | 8,064 |
| Earning assets | $25,505,000 | 8,015 |
| Long-term assets (5+ years) | $840,000 | 7,378 |
| Average Assets, year-to-date | $27,770,800 | 7,985 |
| Average Assets, quarterly | $28,322,500 | 7,992 |
| Volatile liabilities | $3,707,000 | 7,692 |
| Insider loans | $290,000 | 6,235 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $536,000 | 1,127 |
| Unused loan commitments | $7,287,000 | 5,349 |
| Tier 1 (core) risk-based capital | $2,907,000 | 8,186 |
| Tier 2 risk-based capital | $379,000 | 6,499 |
| Total risk weighted assets | $30,366,000 | 6,995 |
| Total unused commitments | $7,287,000 | 5,349 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $28,404,000 | 8,019 |
| Cash and due from depository institutions | $845,000 | 7,017 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $1,736,000 | 8,277 |
| Federal funds sold & reverse repurchase agreements | $325,000 | 5,376 |
| Net loans & leases | $23,597,000 | 7,319 |
| Loan loss allowance | $274,000 | 7,399 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,522,000 | 5,009 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $379,000 | 8,226 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $28,404,000 | 8,019 |
| Total liabilities | $25,512,000 | 7,944 |
| Total deposits | $23,379,000 | 7,948 |
| Interest-bearing deposits | $19,980,000 | 7,893 |
| Deposits held in domestic offices | $23,379,000 | 7,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,000,000 | 4,699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $133,000 | 7,811 |
| Total equity capital | $2,892,000 | 8,210 |
| Total bank equity capital | $2,892,000 | 8,210 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $105,000 | 6,609 |
| Surplus | $2,396,000 | 5,222 |
| Undivided profits | $391,000 | 7,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $194,000 | 7,970 |
| Earning assets | $25,658,000 | 8,027 |
| Long-term assets (5+ years) | $1,994,000 | 6,905 |
| Average Assets, year-to-date | $27,653,250 | 8,020 |
| Average Assets, quarterly | $27,789,500 | 8,034 |
| Volatile liabilities | $5,186,000 | 7,305 |
| Insider loans | $725,000 | 4,807 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $1,805,000 | 716 |
| Unused loan commitments | $5,345,000 | 5,868 |
| Tier 1 (core) risk-based capital | $2,916,000 | 8,188 |
| Tier 2 risk-based capital | $274,000 | 7,188 |
| Total risk weighted assets | $31,434,000 | 6,930 |
| Total unused commitments | $5,345,000 | 5,869 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 17 | 6,667 |
| Assets and Liabilities | ||
| Total Assets: | $27,175,000 | 8,072 |
| Cash and due from depository institutions | $1,020,000 | 6,667 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $1,753,000 | 8,307 |
| Federal funds sold & reverse repurchase agreements | $1,741,000 | 3,706 |
| Net loans & leases | $20,825,000 | 7,522 |
| Loan loss allowance | $273,000 | 7,413 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,538,000 | 4,956 |
| Other real estate owned | $0 | 6,667 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $298,000 | 8,380 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $27,175,000 | 8,072 |
| Total liabilities | $24,469,000 | 8,001 |
| Total deposits | $24,309,000 | 7,898 |
| Interest-bearing deposits | $18,032,000 | 8,052 |
| Deposits held in domestic offices | $24,309,000 | 7,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $160,000 | 7,402 |
| Total equity capital | $2,706,000 | 8,293 |
| Total bank equity capital | $2,706,000 | 8,293 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $105,000 | 6,610 |
| Surplus | $2,396,000 | 5,203 |
| Undivided profits | $205,000 | 7,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $163,000 | 8,071 |
| Earning assets | $24,319,000 | 8,095 |
| Long-term assets (5+ years) | $2,373,000 | 6,781 |
| Average Assets, year-to-date | $27,403,000 | 8,039 |
| Average Assets, quarterly | $27,913,000 | 8,018 |
| Volatile liabilities | $1,255,000 | 8,482 |
| Insider loans | $680,000 | 4,859 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $2,368,000 | 665 |
| Unused loan commitments | $6,309,000 | 5,594 |
| Tier 1 (core) risk-based capital | $2,723,000 | 8,259 |
| Tier 2 risk-based capital | $273,000 | 7,210 |
| Total risk weighted assets | $23,420,000 | 7,493 |
| Total unused commitments | $6,309,000 | 5,594 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 17 | 6,707 |
| Assets and Liabilities | ||
| Total Assets: | $28,651,000 | 8,060 |
| Cash and due from depository institutions | $948,000 | 6,707 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,740,000 | 8,383 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,565 |
| Net loans & leases | $19,840,000 | 7,605 |
| Loan loss allowance | $264,000 | 7,508 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,539,000 | 4,967 |
| Other real estate owned | $0 | 6,707 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $184,000 | 8,709 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $28,651,000 | 8,060 |
| Total liabilities | $26,034,000 | 7,973 |
| Total deposits | $24,495,000 | 7,952 |
| Interest-bearing deposits | $16,808,000 | 8,214 |
| Deposits held in domestic offices | $24,495,000 | 7,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,450,000 | 4,798 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $89,000 | 8,091 |
| Total equity capital | $2,617,000 | 8,355 |
| Total bank equity capital | $2,617,000 | 8,355 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $105,000 | 6,666 |
| Surplus | $2,396,000 | 5,216 |
| Undivided profits | $116,000 | 7,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $141,000 | 8,247 |
| Earning assets | $25,980,000 | 8,056 |
| Long-term assets (5+ years) | $1,817,000 | 7,078 |
| Average Assets, year-to-date | $27,517,000 | 8,106 |
| Average Assets, quarterly | $27,517,000 | 8,106 |
| Volatile liabilities | $1,954,000 | 8,260 |
| Insider loans | $142,000 | 6,935 |
| FHLB advances | $1,450,000 | 4,620 |
| Loans and leases held for sale | $1,844,000 | 668 |
| Unused loan commitments | $8,070,000 | 5,047 |
| Tier 1 (core) risk-based capital | $2,646,000 | 8,332 |
| Tier 2 risk-based capital | $264,000 | 7,295 |
| Total risk weighted assets | $23,249,000 | 7,525 |
| Total unused commitments | $8,070,000 | 5,050 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 17 | 6,700 |
| Assets and Liabilities | ||
| Total Assets: | $26,383,000 | 8,194 |
| Cash and due from depository institutions | $1,534,000 | 6,700 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $1,826,000 | 8,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $21,148,000 | 7,506 |
| Loan loss allowance | $247,000 | 7,626 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,550,000 | 4,930 |
| Other real estate owned | $0 | 6,700 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $325,000 | 8,368 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $26,383,000 | 8,194 |
| Total liabilities | $23,635,000 | 8,144 |
| Total deposits | $21,319,000 | 8,203 |
| Interest-bearing deposits | $18,155,000 | 8,148 |
| Deposits held in domestic offices | $21,319,000 | 8,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,200,000 | 4,499 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $116,000 | 7,720 |
| Total equity capital | $2,748,000 | 8,328 |
| Total bank equity capital | $2,748,000 | 8,328 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $105,000 | 6,695 |
| Surplus | $2,296,000 | 5,268 |
| Undivided profits | $347,000 | 7,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $137,000 | 8,300 |
| Earning assets | $22,974,000 | 8,247 |
| Long-term assets (5+ years) | $2,968,000 | 6,729 |
| Average Assets, year-to-date | $26,527,400 | 8,146 |
| Average Assets, quarterly | $27,322,000 | 8,135 |
| Volatile liabilities | $4,309,000 | 7,458 |
| Insider loans | $684,000 | 4,864 |
| FHLB advances | $2,200,000 | 4,310 |
| Loans and leases held for sale | $2,589,000 | 538 |
| Unused loan commitments | $7,238,000 | 5,145 |
| Tier 1 (core) risk-based capital | $2,756,000 | 8,292 |
| Tier 2 risk-based capital | $247,000 | 7,427 |
| Total risk weighted assets | $23,762,000 | 7,495 |
| Total unused commitments | $7,238,000 | 5,146 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 16 | 6,878 |
| Assets and Liabilities | ||
| Total Assets: | $28,261,000 | 8,109 |
| Cash and due from depository institutions | $787,000 | 6,878 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $1,923,000 | 8,424 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 4,711 |
| Net loans & leases | $22,171,000 | 7,439 |
| Loan loss allowance | $241,000 | 7,702 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,551,000 | 4,889 |
| Other real estate owned | $375,000 | 6,878 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $604,000 | 7,631 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $28,261,000 | 8,109 |
| Total liabilities | $25,644,000 | 8,028 |
| Total deposits | $23,890,000 | 8,037 |
| Interest-bearing deposits | $19,512,000 | 8,067 |
| Deposits held in domestic offices | $23,890,000 | 8,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,600,000 | 4,762 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $154,000 | 7,549 |
| Total equity capital | $2,617,000 | 8,441 |
| Total bank equity capital | $2,617,000 | 8,441 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $105,000 | 6,735 |
| Surplus | $2,295,000 | 5,249 |
| Undivided profits | $217,000 | 8,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 6,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $160,000 | 8,234 |
| Earning assets | $24,944,000 | 8,148 |
| Long-term assets (5+ years) | $2,178,000 | 7,087 |
| Average Assets, year-to-date | $26,563,500 | 8,182 |
| Average Assets, quarterly | $28,187,000 | 8,100 |
| Volatile liabilities | $2,751,000 | 8,055 |
| Insider loans | $983,000 | 4,139 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $2,808,000 | 495 |
| Unused loan commitments | $7,429,000 | 5,024 |
| Tier 1 (core) risk-based capital | $2,610,000 | 8,411 |
| Tier 2 risk-based capital | $241,000 | 7,509 |
| Total risk weighted assets | $25,428,000 | 7,376 |
| Total unused commitments | $7,429,000 | 5,029 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 13 | 7,481 |
| Assets and Liabilities | ||
| Total Assets: | $28,113,000 | 8,164 |
| Cash and due from depository institutions | $1,344,000 | 7,481 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $1,918,000 | 8,500 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $22,577,000 | 7,394 |
| Loan loss allowance | $215,000 | 7,925 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,546,000 | 4,888 |
| Other real estate owned | $376,000 | 7,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $352,000 | 8,376 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $28,113,000 | 8,164 |
| Total liabilities | $25,715,000 | 8,080 |
| Total deposits | $23,233,000 | 8,130 |
| Interest-bearing deposits | $18,935,000 | 8,149 |
| Deposits held in domestic offices | $23,233,000 | 8,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,388 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $132,000 | 7,605 |
| Total equity capital | $2,398,000 | 8,541 |
| Total bank equity capital | $2,398,000 | 8,541 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $105,000 | 6,784 |
| Surplus | $2,195,000 | 5,327 |
| Undivided profits | $98,000 | 8,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 6,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $142,000 | 8,336 |
| Earning assets | $24,495,000 | 8,222 |
| Long-term assets (5+ years) | $2,581,000 | 7,010 |
| Average Assets, year-to-date | $25,997,670 | 8,252 |
| Average Assets, quarterly | $27,458,000 | 8,189 |
| Volatile liabilities | $4,316,000 | 7,484 |
| Insider loans | $551,000 | 5,258 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $2,493,000 | 556 |
| Unused loan commitments | $8,603,000 | 4,762 |
| Tier 1 (core) risk-based capital | $2,411,000 | 8,525 |
| Tier 2 risk-based capital | $215,000 | 7,747 |
| Total risk weighted assets | $21,908,000 | 7,680 |
| Total unused commitments | $8,603,000 | 4,764 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 13 | 7,492 |
| Assets and Liabilities | ||
| Total Assets: | $26,803,000 | 8,273 |
| Cash and due from depository institutions | $1,773,000 | 7,492 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $2,250,000 | 8,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $20,608,000 | 7,551 |
| Loan loss allowance | $190,000 | 8,092 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,552,000 | 4,857 |
| Other real estate owned | $377,000 | 7,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $243,000 | 8,677 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $26,803,000 | 8,273 |
| Total liabilities | $24,475,000 | 8,180 |
| Total deposits | $23,339,000 | 8,161 |
| Interest-bearing deposits | $18,764,000 | 8,203 |
| Deposits held in domestic offices | $23,339,000 | 8,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,726 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $500,000 | 5,166 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $36,000 | 8,884 |
| Total equity capital | $2,328,000 | 8,643 |
| Total bank equity capital | $2,328,000 | 8,643 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $105,000 | 6,804 |
| Surplus | $2,196,000 | 5,321 |
| Undivided profits | $27,000 | 8,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $132,000 | 8,419 |
| Earning assets | $22,858,000 | 8,352 |
| Long-term assets (5+ years) | $2,664,000 | 6,973 |
| Average Assets, year-to-date | $24,940,000 | 8,363 |
| Average Assets, quarterly | $24,940,000 | 8,363 |
| Volatile liabilities | $2,548,000 | 8,133 |
| Insider loans | $773,000 | 4,593 |
| FHLB advances | $500,000 | 4,894 |
| Loans and leases held for sale | $2,696,000 | 597 |
| Unused loan commitments | $2,584,000 | 7,083 |
| Tier 1 (core) risk-based capital | $2,331,000 | 8,593 |
| Tier 2 risk-based capital | $190,000 | 7,951 |
| Total risk weighted assets | $19,947,000 | 7,855 |
| Total unused commitments | $2,584,000 | 7,089 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 13 | 7,526 |
| Assets and Liabilities | ||
| Total Assets: | $23,077,000 | 8,520 |
| Cash and due from depository institutions | $1,434,000 | 7,526 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $2,762,000 | 8,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $16,671,000 | 7,966 |
| Loan loss allowance | $165,000 | 8,300 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,566,000 | 4,836 |
| Other real estate owned | $378,000 | 7,526 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $266,000 | 8,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,077,000 | 8,520 |
| Total liabilities | $21,092,000 | 8,433 |
| Total deposits | $20,520,000 | 8,381 |
| Interest-bearing deposits | $16,387,000 | 8,432 |
| Deposits held in domestic offices | $20,520,000 | 8,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $500,000 | 5,179 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $72,000 | 8,486 |
| Total equity capital | $1,985,000 | 8,837 |
| Total bank equity capital | $1,985,000 | 8,837 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $105,000 | 6,858 |
| Surplus | $1,693,000 | 5,880 |
| Undivided profits | $187,000 | 8,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $117,000 | 8,584 |
| Earning assets | $19,433,000 | 8,586 |
| Long-term assets (5+ years) | $2,379,000 | 7,107 |
| Average Assets, year-to-date | $21,910,600 | 8,539 |
| Average Assets, quarterly | $23,337,000 | 8,487 |
| Volatile liabilities | $1,847,000 | 8,479 |
| Insider loans | $537,000 | 5,321 |
| FHLB advances | $500,000 | 4,920 |
| Loans and leases held for sale | $1,395,000 | 765 |
| Unused loan commitments | $3,808,000 | 6,277 |
| Tier 1 (core) risk-based capital | $1,976,000 | 8,811 |
| Tier 2 risk-based capital | $165,000 | 8,189 |
| Total risk weighted assets | $19,404,000 | 7,950 |
| Total unused commitments | $3,808,000 | 6,283 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $23,597,000 | 8,519 |
| Cash and due from depository institutions | $1,442,000 | 7,387 |
| Interest-bearing balances | $7,000 | 6,757 |
| Securities | $2,220,000 | 8,506 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 6,396 |
| Net loans & leases | $17,508,000 | 7,943 |
| Loan loss allowance | $186,000 | 8,202 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,586,000 | 4,790 |
| Other real estate owned | $404,000 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $287,000 | 8,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,597,000 | 8,519 |
| Total liabilities | $21,626,000 | 8,444 |
| Total deposits | $20,073,000 | 8,452 |
| Interest-bearing deposits | $16,664,000 | 8,462 |
| Deposits held in domestic offices | $20,073,000 | 8,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,500,000 | 4,612 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $53,000 | 8,903 |
| Total equity capital | $1,971,000 | 8,898 |
| Total bank equity capital | $1,971,000 | 8,898 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $105,000 | 6,903 |
| Surplus | $1,693,000 | 5,884 |
| Undivided profits | $173,000 | 8,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $124,000 | 8,603 |
| Earning assets | $19,885,000 | 8,604 |
| Long-term assets (5+ years) | $2,234,000 | 7,200 |
| Average Assets, year-to-date | $21,619,000 | 8,606 |
| Average Assets, quarterly | $22,847,000 | 8,567 |
| Volatile liabilities | $3,679,000 | 7,765 |
| Insider loans | $256,000 | 6,529 |
| FHLB advances | $1,500,000 | 4,404 |
| Loans and leases held for sale | $985,000 | 1,147 |
| Unused loan commitments | $3,719,000 | 6,318 |
| Tier 1 (core) risk-based capital | $1,970,000 | 8,863 |
| Tier 2 risk-based capital | $186,000 | 8,057 |
| Total risk weighted assets | $20,032,000 | 7,926 |
| Total unused commitments | $3,719,000 | 6,326 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 11 | 7,962 |
| Assets and Liabilities | ||
| Total Assets: | $22,097,000 | 8,646 |
| Cash and due from depository institutions | $1,193,000 | 7,962 |
| Interest-bearing balances | $7,000 | 6,769 |
| Securities | $1,996,000 | 8,586 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 6,865 |
| Net loans & leases | $16,458,000 | 8,075 |
| Loan loss allowance | $186,000 | 8,218 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,591,000 | 4,768 |
| Other real estate owned | $411,000 | 7,962 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $437,000 | 8,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,097,000 | 8,646 |
| Total liabilities | $20,139,000 | 8,561 |
| Total deposits | $18,580,000 | 8,586 |
| Interest-bearing deposits | $15,988,000 | 8,543 |
| Deposits held in domestic offices | $18,580,000 | 8,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,500,000 | 4,591 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $59,000 | 8,888 |
| Total equity capital | $1,958,000 | 8,921 |
| Total bank equity capital | $1,958,000 | 8,921 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $105,000 | 6,925 |
| Surplus | $1,694,000 | 5,878 |
| Undivided profits | $159,000 | 8,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $117,000 | 8,659 |
| Earning assets | $18,472,000 | 8,727 |
| Long-term assets (5+ years) | $2,407,000 | 7,103 |
| Average Assets, year-to-date | $20,959,670 | 8,685 |
| Average Assets, quarterly | $21,506,500 | 8,663 |
| Volatile liabilities | $3,577,000 | 7,813 |
| Insider loans | $390,000 | 5,922 |
| FHLB advances | $1,500,000 | 4,360 |
| Loans and leases held for sale | $672,000 | 1,588 |
| Unused loan commitments | $3,560,000 | 6,434 |
| Tier 1 (core) risk-based capital | $1,945,000 | 8,884 |
| Tier 2 risk-based capital | $186,000 | 8,078 |
| Total risk weighted assets | $18,881,000 | 8,073 |
| Total unused commitments | $3,560,000 | 6,445 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 11 | 7,987 |
| Assets and Liabilities | ||
| Total Assets: | $20,916,000 | 8,728 |
| Cash and due from depository institutions | $687,000 | 7,987 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $1,998,000 | 8,645 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 6,947 |
| Net loans & leases | $15,491,000 | 8,171 |
| Loan loss allowance | $183,000 | 8,275 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,604,000 | 4,712 |
| Other real estate owned | $412,000 | 7,987 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $374,000 | 8,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,916,000 | 8,728 |
| Total liabilities | $18,984,000 | 8,652 |
| Total deposits | $17,426,000 | 8,690 |
| Interest-bearing deposits | $14,471,000 | 8,689 |
| Deposits held in domestic offices | $17,426,000 | 8,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,500,000 | 4,495 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $60,000 | 8,943 |
| Total equity capital | $1,930,000 | 8,960 |
| Total bank equity capital | $1,930,000 | 8,960 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $105,000 | 6,959 |
| Surplus | $1,694,000 | 5,875 |
| Undivided profits | $131,000 | 8,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $106,000 | 8,789 |
| Earning assets | $17,840,000 | 8,782 |
| Long-term assets (5+ years) | $2,783,000 | 6,901 |
| Average Assets, year-to-date | $20,391,000 | 8,746 |
| Average Assets, quarterly | $20,391,000 | 8,746 |
| Volatile liabilities | $3,576,000 | 7,822 |
| Insider loans | $477,000 | 5,508 |
| FHLB advances | $1,500,000 | 4,298 |
| Loans and leases held for sale | $944,000 | 1,343 |
| Unused loan commitments | $3,834,000 | 6,238 |
| Tier 1 (core) risk-based capital | $1,902,000 | 8,934 |
| Tier 2 risk-based capital | $183,000 | 8,131 |
| Total risk weighted assets | $19,347,000 | 8,025 |
| Total unused commitments | $3,834,000 | 6,253 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 10 | 8,194 |
| Assets and Liabilities | ||
| Total Assets: | $19,866,000 | 8,815 |
| Cash and due from depository institutions | $1,125,000 | 8,194 |
| Interest-bearing balances | $11,000 | 6,598 |
| Securities | $1,399,000 | 8,810 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,982 |
| Net loans & leases | $13,992,000 | 8,378 |
| Loan loss allowance | $181,000 | 8,307 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,623,000 | 4,669 |
| Other real estate owned | $413,000 | 8,194 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $414,000 | 8,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,866,000 | 8,815 |
| Total liabilities | $17,966,000 | 8,756 |
| Total deposits | $16,401,000 | 8,785 |
| Interest-bearing deposits | $14,178,000 | 8,738 |
| Deposits held in domestic offices | $16,401,000 | 8,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,500,000 | 4,578 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $65,000 | 8,946 |
| Total equity capital | $1,900,000 | 8,998 |
| Total bank equity capital | $1,900,000 | 8,998 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $105,000 | 6,989 |
| Surplus | $1,694,000 | 5,855 |
| Undivided profits | $101,000 | 8,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $109,000 | 8,823 |
| Earning assets | $16,302,000 | 8,883 |
| Long-term assets (5+ years) | $2,743,000 | 6,886 |
| Average Assets, year-to-date | $18,728,800 | 8,835 |
| Average Assets, quarterly | $19,300,000 | 8,834 |
| Volatile liabilities | $3,577,000 | 7,881 |
| Insider loans | $337,000 | 6,148 |
| FHLB advances | $1,500,000 | 4,322 |
| Loans and leases held for sale | $924,000 | 1,375 |
| Unused loan commitments | $3,470,000 | 6,285 |
| Tier 1 (core) risk-based capital | $1,869,000 | 8,975 |
| Tier 2 risk-based capital | $181,000 | 8,178 |
| Total risk weighted assets | $17,990,000 | 8,192 |
| Total unused commitments | $3,470,000 | 6,287 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $16,281,000 | 9,184 |
| Cash and due from depository institutions | $1,512,000 | 7,525 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $1,499,000 | 9,004 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 6,739 |
| Net loans & leases | $11,324,000 | 8,789 |
| Loan loss allowance | $217,000 | 8,089 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $846,000 | 6,282 |
| Other real estate owned | $458,000 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $362,000 | 8,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,281,000 | 9,184 |
| Total liabilities | $14,315,000 | 9,149 |
| Total deposits | $12,122,000 | 9,219 |
| Interest-bearing deposits | $9,798,000 | 9,211 |
| Deposits held in domestic offices | $12,122,000 | 9,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,030,000 | 4,059 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $163,000 | 8,289 |
| Total equity capital | $1,966,000 | 9,154 |
| Total bank equity capital | $1,966,000 | 9,154 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $105,000 | 7,162 |
| Surplus | $1,694,000 | 5,874 |
| Undivided profits | $167,000 | 8,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $135,000 | 8,906 |
| Earning assets | $13,105,000 | 9,249 |
| Long-term assets (5+ years) | $6,117,000 | 5,791 |
| Average Assets, year-to-date | $19,191,600 | 8,951 |
| Average Assets, quarterly | $18,949,000 | 9,007 |
| Volatile liabilities | $3,574,000 | 8,007 |
| Insider loans | $63,000 | 7,995 |
| FHLB advances | $2,030,000 | 3,822 |
| Loans and leases held for sale | $1,200,000 | 1,111 |
| Unused loan commitments | $887,000 | 8,374 |
| Tier 1 (core) risk-based capital | $1,929,000 | 9,130 |
| Tier 2 risk-based capital | $170,000 | 8,335 |
| Total risk weighted assets | $13,514,000 | 8,763 |
| Total unused commitments | $887,000 | 8,385 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $19,148,000 | 9,182 |
| Cash and due from depository institutions | $1,067,000 | 8,106 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $5,071,000 | 8,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $11,956,000 | 8,872 |
| Loan loss allowance | $96,000 | 9,263 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $719,000 | 6,742 |
| Other real estate owned | $85,000 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $250,000 | 9,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,148,000 | 9,182 |
| Total liabilities | $17,215,000 | 9,107 |
| Total deposits | $16,382,000 | 9,094 |
| Interest-bearing deposits | $14,413,000 | 9,024 |
| Deposits held in domestic offices | $16,382,000 | 9,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,000 | 3,014 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $158,000 | 8,727 |
| Total equity capital | $1,933,000 | 9,393 |
| Total bank equity capital | $1,933,000 | 9,393 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $105,000 | 7,399 |
| Surplus | $1,694,000 | 5,920 |
| Undivided profits | $134,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $120,000 | 8,865 |
| Earning assets | $17,027,000 | 9,197 |
| Long-term assets (5+ years) | $4,919,000 | 6,028 |
| Average Assets, year-to-date | $19,107,600 | 9,099 |
| Average Assets, quarterly | $19,662,500 | 9,114 |
| Volatile liabilities | $5,134,000 | 7,396 |
| Insider loans | $385,000 | 6,036 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $599,000 | 8,801 |
| Tier 1 (core) risk-based capital | $1,947,000 | 9,348 |
| Tier 2 risk-based capital | $96,000 | 9,201 |
| Total risk weighted assets | $13,155,300 | 8,921 |
| Total unused commitments | $599,000 | 8,807 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $18,615,000 | 9,476 |
| Cash and due from depository institutions | $1,497,000 | 8,570 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $5,264,000 | 8,584 |
| Federal funds sold & reverse repurchase agreements | $2,390,000 | 3,353 |
| Net loans & leases | $8,499,000 | 9,499 |
| Loan loss allowance | $104,000 | 9,435 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $704,000 | 6,965 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $261,000 | 9,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,615,000 | 9,476 |
| Total liabilities | $17,242,000 | 9,358 |
| Total deposits | $17,095,000 | 9,284 |
| Interest-bearing deposits | $15,027,000 | 9,212 |
| Deposits held in domestic offices | $17,095,000 | 9,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $147,000 | 8,787 |
| Total equity capital | $1,373,000 | 9,905 |
| Total bank equity capital | $1,373,000 | 9,905 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $105,000 | 7,667 |
| Surplus | $1,244,000 | 6,716 |
| Undivided profits | $24,000 | 9,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $81,000 | 9,400 |
| Earning assets | $16,253,000 | 9,512 |
| Long-term assets (5+ years) | $3,015,000 | 7,165 |
| Average Assets, year-to-date | $17,795,600 | 9,461 |
| Average Assets, quarterly | $18,307,000 | 9,470 |
| Volatile liabilities | $5,373,000 | 7,152 |
| Insider loans | $36,000 | 8,664 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $689,000 | 8,926 |
| Tier 1 (core) risk-based capital | $1,471,000 | 9,860 |
| Tier 2 risk-based capital | $104,000 | 9,344 |
| Total risk weighted assets | $10,808,900 | 9,417 |
| Total unused commitments | $689,000 | 8,933 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $18,469,000 | 9,668 |
| Cash and due from depository institutions | $1,225,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $4,571,000 | 8,907 |
| Federal funds sold & reverse repurchase agreements | $4,680,000 | 3,581 |
| Net loans & leases | $7,147,000 | 9,868 |
| Loan loss allowance | $104,000 | 9,600 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $640,000 | 7,189 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $206,000 | 9,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,469,000 | 9,668 |
| Total liabilities | $17,091,000 | 9,552 |
| Total deposits | $16,968,000 | 9,482 |
| Interest-bearing deposits | $14,910,000 | 9,396 |
| Deposits held in domestic offices | $16,968,000 | 9,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $123,000 | 9,485 |
| Total equity capital | $1,378,000 | 10,121 |
| Total bank equity capital | $1,378,000 | 10,121 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $105,000 | 7,824 |
| Surplus | $1,080,000 | 7,027 |
| Undivided profits | $193,000 | 9,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $106,000 | 9,274 |
| Earning assets | $16,398,000 | 9,682 |
| Long-term assets (5+ years) | $3,249,000 | 7,038 |
| Average Assets, year-to-date | $15,864,400 | 9,796 |
| Average Assets, quarterly | $17,011,500 | 9,750 |
| Volatile liabilities | $5,072,000 | 6,986 |
| Insider loans | $28,000 | 8,895 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,411,000 | 8,117 |
| Tier 1 (core) risk-based capital | $1,348,000 | 10,111 |
| Tier 2 risk-based capital | $104,000 | 9,482 |
| Total risk weighted assets | $9,956,900 | 9,685 |
| Total unused commitments | $1,411,000 | 8,127 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $13,975,000 | 10,426 |
| Cash and due from depository institutions | $1,925,000 | 9,356 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,471,000 | 9,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $5,758,000 | 10,490 |
| Loan loss allowance | $64,000 | 10,431 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $568,000 | 7,612 |
| Other real estate owned | $40,000 | 9,356 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $213,000 | 10,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,975,000 | 10,426 |
| Total liabilities | $12,723,000 | 10,360 |
| Total deposits | $10,581,000 | 10,472 |
| Interest-bearing deposits | $8,356,000 | 10,473 |
| Deposits held in domestic offices | $10,581,000 | 10,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,999,000 | 2,153 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $143,000 | 9,703 |
| Total equity capital | $1,252,000 | 10,596 |
| Total bank equity capital | $1,252,000 | 10,596 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $105,000 | 8,178 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $147,000 | 10,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 8,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $107,000 | 9,700 |
| Earning assets | $11,229,000 | 10,502 |
| Long-term assets (5+ years) | $2,117,000 | 7,593 |
| Average Assets, year-to-date | $12,939,000 | 10,444 |
| Average Assets, quarterly | $13,825,500 | 10,417 |
| Volatile liabilities | $3,649,000 | 8,007 |
| Insider loans | $131,000 | 8,083 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $572,000 | 9,462 |
| Tier 1 (core) risk-based capital | $1,248,000 | 10,586 |
| Tier 2 risk-based capital | $64,000 | 10,348 |
| Total risk weighted assets | $7,465,900 | 10,411 |
| Total unused commitments | $572,000 | 9,470 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 6 | 10,883 |
| Assets and Liabilities | ||
| Total Assets: | $12,003,000 | 11,069 |
| Cash and due from depository institutions | $1,336,000 | 10,883 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $5,280,000 | 9,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $4,762,000 | 11,131 |
| Loan loss allowance | $63,000 | 10,976 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $441,000 | 8,384 |
| Other real estate owned | $15,000 | 10,883 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $169,000 | 11,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,003,000 | 11,069 |
| Total liabilities | $10,867,000 | 11,018 |
| Total deposits | $9,458,000 | 11,081 |
| Interest-bearing deposits | $7,332,000 | 11,078 |
| Deposits held in domestic offices | $9,458,000 | 11,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,338,000 | 2,563 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $71,000 | 10,992 |
| Total equity capital | $1,136,000 | 11,135 |
| Total bank equity capital | $1,136,000 | 11,135 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $105,000 | 8,604 |
| Surplus | $900,000 | 8,001 |
| Undivided profits | $131,000 | 10,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 8,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $61,000 | 10,796 |
| Earning assets | $10,140,000 | 11,096 |
| Long-term assets (5+ years) | $2,482,000 | 7,401 |
| Average Assets, year-to-date | $11,351,800 | 11,075 |
| Average Assets, quarterly | $11,763,000 | 11,065 |
| Volatile liabilities | $2,588,000 | 8,941 |
| Insider loans | $15,000 | 10,023 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $643,000 | 9,498 |
| Tier 1 (core) risk-based capital | $1,151,000 | 11,121 |
| Tier 2 risk-based capital | $63,000 | 10,867 |
| Total risk weighted assets | $6,386,300 | 11,014 |
| Total unused commitments | $643,000 | 9,508 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 7 | 11,136 |
| Assets and Liabilities | ||
| Total Assets: | $10,298,000 | 11,681 |
| Cash and due from depository institutions | $1,068,000 | 11,136 |
| Interest-bearing balances | $193,000 | 4,394 |
| Securities | $4,411,000 | 10,464 |
| Federal funds sold & reverse repurchase agreements | $383,000 | 8,586 |
| Net loans & leases | $4,014,000 | 11,706 |
| Loan loss allowance | $65,000 | 11,440 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $162,000 | 10,549 |
| Other real estate owned | $84,000 | 11,136 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $176,000 | 11,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,298,000 | 11,681 |
| Total liabilities | $9,161,000 | 11,662 |
| Total deposits | $8,522,000 | 11,669 |
| Interest-bearing deposits | $6,568,000 | 11,657 |
| Deposits held in domestic offices | $8,522,000 | 11,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $575,000 | 3,007 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $64,000 | 11,575 |
| Total equity capital | $1,137,000 | 11,582 |
| Total bank equity capital | $1,137,000 | 11,582 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $105,000 | 9,025 |
| Surplus | $830,000 | 8,457 |
| Undivided profits | $202,000 | 10,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 9,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $80,000 | 11,012 |
| Earning assets | $9,001,000 | 11,675 |
| Long-term assets (5+ years) | $3,083,000 | 7,002 |
| Average Assets, year-to-date | $10,880,200 | 11,606 |
| Average Assets, quarterly | $11,121,000 | 11,606 |
| Volatile liabilities | $875,000 | 10,999 |
| Insider loans | $10,000 | 10,575 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,006,000 | 8,953 |
| Tier 1 (core) risk-based capital | $1,082,000 | 11,629 |
| Tier 2 risk-based capital | $65,000 | 11,293 |
| Total risk weighted assets | $6,068,000 | 11,540 |
| Total unused commitments | $1,006,000 | 8,965 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 9 | 11,076 |
| Assets and Liabilities | ||
| Total Assets: | $10,953,000 | 12,216 |
| Cash and due from depository institutions | $1,765,000 | 11,076 |
| Interest-bearing balances | $1,429,000 | 1,972 |
| Securities | $3,499,000 | 11,484 |
| Federal funds sold & reverse repurchase agreements | $284,000 | 7,503 |
| Net loans & leases | $4,968,000 | 12,167 |
| Loan loss allowance | $88,000 | 11,736 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $174,000 | 10,927 |
| Other real estate owned | $94,000 | 11,076 |
| Goodwill and other intangibles | $1,000 | 3,097 |
| All other assets | $168,000 | 12,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,953,000 | 12,216 |
| Total liabilities | $9,977,000 | 12,183 |
| Total deposits | $9,673,000 | 12,151 |
| Interest-bearing deposits | $6,159,000 | 12,313 |
| Deposits held in domestic offices | $9,673,000 | 12,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $252,000 | 4,345 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $52,000 | 12,116 |
| Total equity capital | $976,000 | 12,225 |
| Total bank equity capital | $976,000 | 12,225 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $105,000 | 9,522 |
| Surplus | $820,000 | 8,718 |
| Undivided profits | $51,000 | 11,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $108,000 | 10,674 |
| Earning assets | $10,180,000 | 12,149 |
| Long-term assets (5+ years) | $2,193,000 | 8,086 |
| Average Assets, year-to-date | $10,448,000 | 12,259 |
| Average Assets, quarterly | $10,943,500 | 12,220 |
| Volatile liabilities | $552,000 | 11,785 |
| Insider loans | $151,000 | 8,732 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $266,000 | 10,972 |
| Tier 1 (core) risk-based capital | $1,002,000 | 12,237 |
| Tier 2 risk-based capital | $85,570 | 11,493 |
| Total risk weighted assets | $6,772,270 | 11,942 |
| Total unused commitments | $266,000 | 10,975 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $8,638,000 | 13,063 |
| Cash and due from depository institutions | $1,049,000 | 11,961 |
| Interest-bearing balances | $881,000 | 3,604 |
| Securities | $2,935,000 | 12,196 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 8,936 |
| Net loans & leases | $3,750,000 | 12,967 |
| Loan loss allowance | $103,000 | 12,048 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $154,000 | 11,618 |
| Other real estate owned | $94,000 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $106,000 | 13,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,638,000 | 13,063 |
| Total liabilities | $7,974,000 | 13,032 |
| Total deposits | $7,903,000 | 12,993 |
| Interest-bearing deposits | $6,067,000 | 12,977 |
| Deposits held in domestic offices | $7,903,000 | 12,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $71,000 | 12,259 |
| Total equity capital | $664,000 | 13,071 |
| Total bank equity capital | $664,000 | 13,071 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $105,000 | 10,002 |
| Surplus | $465,000 | 10,571 |
| Undivided profits | $94,000 | 11,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 10,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $56,000 | 12,271 |
| Earning assets | $8,116,000 | 12,989 |
| Long-term assets (5+ years) | $646,000 | 10,445 |
| Average Assets, year-to-date | $7,907,600 | 13,112 |
| Average Assets, quarterly | $8,138,000 | 13,103 |
| Volatile liabilities | $700,000 | 11,962 |
| Insider loans | $38,000 | 10,859 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $342,000 | 11,034 |
| Tier 1 (core) risk-based capital | $664,000 | 13,069 |
| Tier 2 risk-based capital | $73,400 | 12,226 |
| Total risk weighted assets | $5,808,500 | 12,712 |
| Total unused commitments | $342,000 | 11,045 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 4 | 13,692 |
| Assets and Liabilities | ||
| Total Assets: | $7,665,000 | 13,730 |
| Cash and due from depository institutions | $1,183,000 | 13,692 |
| Interest-bearing balances | $764,000 | 4,287 |
| Securities | $2,225,000 | 12,961 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 10,062 |
| Net loans & leases | $3,415,000 | 13,598 |
| Loan loss allowance | $101,000 | 12,515 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $103,000 | 12,699 |
| Other real estate owned | $132,000 | 13,692 |
| Goodwill and other intangibles | $3,000 | 3,028 |
| All other assets | $104,000 | 13,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,665,000 | 13,730 |
| Total liabilities | $7,084,000 | 13,699 |
| Total deposits | $7,039,000 | 13,667 |
| Interest-bearing deposits | $5,986,000 | 13,589 |
| Deposits held in domestic offices | $7,039,000 | 13,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $45,000 | 13,521 |
| Total equity capital | $581,000 | 13,671 |
| Total bank equity capital | $581,000 | 13,671 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $105,000 | 10,463 |
| Surplus | $385,000 | 11,292 |
| Undivided profits | $91,000 | 12,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 10,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $65,000 | 12,604 |
| Earning assets | $6,904,000 | 13,683 |
| Long-term assets (5+ years) | $864,000 | 10,458 |
| Average Assets, year-to-date | $7,354,200 | 13,748 |
| Average Assets, quarterly | $7,495,500 | 13,738 |
| Volatile liabilities | $500,000 | 12,849 |
| Insider loans | $42,000 | 7,444 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $431,000 | 10,821 |
| Tier 1 (core) risk-based capital | $578,000 | 13,662 |
| Tier 2 risk-based capital | $64,750 | 12,857 |
| Total risk weighted assets | $5,132,550 | 13,416 |
| Total unused commitments | $431,000 | 10,846 |
| Derivatives | $0 | 651 |