Home > Acadian Bank > Income and Expense
Acadian Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 5,271 |
| Total interest expense | $2,144,000 | 6,137 |
| Net interest income | $3,716,000 | 4,591 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $688,000 | 4,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $529,000 | 2,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,807 |
| Total noninterest expense | $2,943,000 | 4,362 |
| Salaries and employee benefits | $1,430,000 | 4,508 |
| Premises and equipment expense | $540,000 | 3,537 |
| Additional noninterest expense | $973,000 | 4,506 |
| Pre-tax net operating income | $1,361,000 | 4,677 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $373,000 | 5,113 |
| Income before extraordinary items | $988,000 | 4,561 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $988,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $257,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $988,000 | 4,506 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 6,012 |
| Total interest expense | $1,807,000 | 6,884 |
| Net interest income | $3,165,000 | 5,266 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $523,000 | 5,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $2,579,000 | 4,859 |
| Salaries and employee benefits | $1,188,000 | 5,260 |
| Premises and equipment expense | $511,000 | 3,695 |
| Additional noninterest expense | $880,000 | 4,871 |
| Pre-tax net operating income | $1,039,000 | 5,835 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $241,000 | 6,773 |
| Income before extraordinary items | $799,000 | 5,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $799,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $262,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $798,230 | 5,434 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 6,547 |
| Total interest expense | $1,315,000 | 7,499 |
| Net interest income | $2,811,000 | 5,885 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $500,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $2,439,000 | 5,265 |
| Salaries and employee benefits | $1,104,000 | 5,621 |
| Premises and equipment expense | $502,000 | 3,790 |
| Additional noninterest expense | $833,000 | 5,514 |
| Pre-tax net operating income | $823,000 | 6,758 |
| Securities gains (losses) | $73,000 | 936 |
| Applicable income taxes | $194,000 | 7,444 |
| Income before extraordinary items | $702,000 | 5,898 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $702,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $293,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $645,060 | 6,319 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 6,916 |
| Total interest expense | $1,247,000 | 8,091 |
| Net interest income | $2,719,000 | 6,134 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $503,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $2,183,000 | 5,904 |
| Salaries and employee benefits | $1,042,000 | 5,920 |
| Premises and equipment expense | $386,000 | 4,858 |
| Additional noninterest expense | $755,000 | 6,204 |
| Pre-tax net operating income | $967,000 | 6,043 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $285,000 | 6,264 |
| Income before extraordinary items | $703,000 | 6,094 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $703,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Cash dividends | $227,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $688,090 | 5,932 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 7,470 |
| Total interest expense | $1,492,000 | 8,534 |
| Net interest income | $2,535,000 | 6,523 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $494,000 | 5,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $2,091,000 | 6,158 |
| Salaries and employee benefits | $967,000 | 6,217 |
| Premises and equipment expense | $387,000 | 4,922 |
| Additional noninterest expense | $737,000 | 6,504 |
| Pre-tax net operating income | $838,000 | 6,391 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $258,000 | 6,544 |
| Income before extraordinary items | $652,000 | 6,223 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $652,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,817 |
| Cash dividends | $167,000 | 5,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $600,160 | 6,207 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.