Home > Acacia Federal Savings Bank > Income and Expense
Acacia Federal Savings Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,390,000 | 1,246 |
| Total interest expense | $6,421,000 | 368 |
| Net interest income | $8,969,000 | 1,799 |
| Provision for loan and lease losses | $-2,892,000 | 6,840 |
| Total noninterest income | $4,456,000 | 1,019 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $103,000 | 4,779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,353,000 | 735 |
| Total noninterest expense | $11,368,000 | 1,313 |
| Salaries and employee benefits | $5,524,000 | 1,430 |
| Premises and equipment expense | $1,752,000 | 1,030 |
| Additional noninterest expense | $4,092,000 | 1,223 |
| Pre-tax net operating income | $4,949,000 | 1,153 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,767,000 | 825 |
| Income before extraordinary items | $3,182,000 | 1,424 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,182,000 | 1,426 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,182,000 | 1,426 |
| Net charge-offs | $252,000 | 2,306 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,182,000 | 1,392 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 1,177 |
| Total interest expense | $4,701,000 | 347 |
| Net interest income | $6,118,000 | 1,751 |
| Provision for loan and lease losses | $-2,392,000 | 6,897 |
| Total noninterest income | $2,102,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $68,000 | 4,770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,034,000 | 977 |
| Total noninterest expense | $7,862,000 | 1,278 |
| Salaries and employee benefits | $3,859,000 | 1,367 |
| Premises and equipment expense | $1,188,000 | 1,011 |
| Additional noninterest expense | $2,815,000 | 1,179 |
| Pre-tax net operating income | $2,750,000 | 1,328 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,057,000 | 899 |
| Income before extraordinary items | $1,693,000 | 1,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,693,000 | 1,746 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,693,000 | 1,747 |
| Net charge-offs | $94,000 | 2,814 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,693,000 | 1,681 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 1,139 |
| Total interest expense | $2,596,000 | 323 |
| Net interest income | $3,049,000 | 1,765 |
| Provision for loan and lease losses | $-1,492,000 | 6,994 |
| Total noninterest income | $1,126,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,092,000 | 937 |
| Total noninterest expense | $4,086,000 | 1,248 |
| Salaries and employee benefits | $2,190,000 | 1,236 |
| Premises and equipment expense | $596,000 | 1,030 |
| Additional noninterest expense | $1,300,000 | 1,269 |
| Pre-tax net operating income | $1,581,000 | 1,153 |
| Securities gains (losses) | $-15,000 | 6,844 |
| Applicable income taxes | $602,000 | 776 |
| Income before extraordinary items | $964,000 | 1,539 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $964,000 | 1,541 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $964,000 | 1,541 |
| Net charge-offs | $-200,000 | 6,910 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $973,600 | 1,466 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $37,833,000 | 692 |
| Total interest expense | $18,974,000 | 226 |
| Net interest income | $18,859,000 | 1,172 |
| Provision for loan and lease losses | $1,981,000 | 1,071 |
| Total noninterest income | $527,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $139,000 | 4,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $388,000 | 3,671 |
| Total noninterest expense | $23,294,000 | 867 |
| Salaries and employee benefits | $7,482,000 | 1,373 |
| Premises and equipment expense | $2,406,000 | 992 |
| Additional noninterest expense | $13,406,000 | 552 |
| Pre-tax net operating income | $-5,889,000 | 6,973 |
| Securities gains (losses) | $-68,000 | 6,868 |
| Applicable income taxes | $-2,273,000 | 7,016 |
| Income before extraordinary items | $-3,684,000 | 6,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,684,000 | 6,927 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,684,000 | 6,927 |
| Net charge-offs | $6,687,000 | 455 |
| Cash dividends | $10,000,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,640,480 | 6,910 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $29,295,000 | 684 |
| Total interest expense | $15,190,000 | 217 |
| Net interest income | $14,105,000 | 1,185 |
| Provision for loan and lease losses | $5,525,000 | 378 |
| Total noninterest income | $5,403,000 | 855 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $101,000 | 5,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,302,000 | 615 |
| Total noninterest expense | $12,864,000 | 1,173 |
| Salaries and employee benefits | $6,293,000 | 1,253 |
| Premises and equipment expense | $1,747,000 | 1,022 |
| Additional noninterest expense | $4,824,000 | 1,072 |
| Pre-tax net operating income | $1,119,000 | 3,435 |
| Securities gains (losses) | $-68,000 | 6,982 |
| Applicable income taxes | $404,000 | 2,156 |
| Income before extraordinary items | $647,000 | 4,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $647,000 | 4,227 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $647,000 | 4,227 |
| Net charge-offs | $6,127,000 | 391 |
| Cash dividends | $10,000,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $690,520 | 3,949 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $19,993,000 | 665 |
| Total interest expense | $10,972,000 | 211 |
| Net interest income | $9,021,000 | 1,243 |
| Provision for loan and lease losses | $4,725,000 | 314 |
| Total noninterest income | $2,621,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,554,000 | 781 |
| Total noninterest expense | $8,632,000 | 1,166 |
| Salaries and employee benefits | $4,227,000 | 1,243 |
| Premises and equipment expense | $1,172,000 | 1,011 |
| Additional noninterest expense | $3,233,000 | 1,063 |
| Pre-tax net operating income | $-1,715,000 | 7,070 |
| Securities gains (losses) | $-14,000 | 6,961 |
| Applicable income taxes | $-707,000 | 7,157 |
| Income before extraordinary items | $-1,022,000 | 7,001 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,022,000 | 7,000 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,022,000 | 7,001 |
| Net charge-offs | $5,838,000 | 297 |
| Cash dividends | $10,000,000 | 150 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,013,040 | 6,982 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,060,000 | 669 |
| Total interest expense | $5,721,000 | 206 |
| Net interest income | $4,339,000 | 1,281 |
| Provision for loan and lease losses | $3,300,000 | 233 |
| Total noninterest income | $1,154,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,120,000 | 833 |
| Total noninterest expense | $4,097,000 | 1,219 |
| Salaries and employee benefits | $2,067,000 | 1,262 |
| Premises and equipment expense | $542,000 | 1,106 |
| Additional noninterest expense | $1,488,000 | 1,147 |
| Pre-tax net operating income | $-1,904,000 | 7,236 |
| Securities gains (losses) | $-14,000 | 7,077 |
| Applicable income taxes | $-737,000 | 7,262 |
| Income before extraordinary items | $-1,181,000 | 7,186 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,181,000 | 7,186 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,181,000 | 7,186 |
| Net charge-offs | $3,510,000 | 249 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,172,040 | 7,177 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $44,447,000 | 614 |
| Total interest expense | $26,217,000 | 215 |
| Net interest income | $18,230,000 | 1,220 |
| Provision for loan and lease losses | $5,900,000 | 689 |
| Total noninterest income | $5,454,000 | 968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 4,547 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,272,000 | 670 |
| Total noninterest expense | $15,783,000 | 1,249 |
| Salaries and employee benefits | $7,172,000 | 1,381 |
| Premises and equipment expense | $2,188,000 | 1,139 |
| Additional noninterest expense | $6,423,000 | 1,094 |
| Pre-tax net operating income | $2,001,000 | 2,511 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $711,000 | 1,667 |
| Income before extraordinary items | $1,296,000 | 3,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,296,000 | 3,070 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,296,000 | 3,070 |
| Net charge-offs | $10,387,000 | 439 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,292,100 | 2,974 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $33,945,000 | 616 |
| Total interest expense | $20,243,000 | 218 |
| Net interest income | $13,702,000 | 1,226 |
| Provision for loan and lease losses | $3,450,000 | 833 |
| Total noninterest income | $3,783,000 | 1,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 4,635 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,652,000 | 725 |
| Total noninterest expense | $12,255,000 | 1,203 |
| Salaries and employee benefits | $5,675,000 | 1,307 |
| Premises and equipment expense | $1,644,000 | 1,149 |
| Additional noninterest expense | $4,936,000 | 1,067 |
| Pre-tax net operating income | $1,780,000 | 2,284 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $687,000 | 1,439 |
| Income before extraordinary items | $1,099,000 | 2,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,099,000 | 2,875 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,099,000 | 2,875 |
| Net charge-offs | $8,635,000 | 396 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,095,160 | 2,783 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $23,312,000 | 611 |
| Total interest expense | $13,929,000 | 222 |
| Net interest income | $9,383,000 | 1,191 |
| Provision for loan and lease losses | $2,150,000 | 872 |
| Total noninterest income | $2,546,000 | 1,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,452,000 | 728 |
| Total noninterest expense | $8,360,000 | 1,188 |
| Salaries and employee benefits | $3,757,000 | 1,330 |
| Premises and equipment expense | $1,091,000 | 1,172 |
| Additional noninterest expense | $3,512,000 | 1,026 |
| Pre-tax net operating income | $1,419,000 | 1,970 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $548,000 | 1,240 |
| Income before extraordinary items | $877,000 | 2,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $877,000 | 2,512 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $877,000 | 2,512 |
| Net charge-offs | $4,632,000 | 499 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $873,160 | 2,441 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,889,000 | 601 |
| Total interest expense | $7,275,000 | 221 |
| Net interest income | $4,614,000 | 1,204 |
| Provision for loan and lease losses | $700,000 | 1,128 |
| Total noninterest income | $1,115,000 | 1,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,066,000 | 789 |
| Total noninterest expense | $4,213,000 | 1,188 |
| Salaries and employee benefits | $1,900,000 | 1,321 |
| Premises and equipment expense | $575,000 | 1,142 |
| Additional noninterest expense | $1,738,000 | 1,021 |
| Pre-tax net operating income | $816,000 | 1,750 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $314,000 | 1,084 |
| Income before extraordinary items | $503,000 | 2,242 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $503,000 | 2,241 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $503,000 | 2,242 |
| Net charge-offs | $1,212,000 | 751 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $502,360 | 2,203 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $59,192,000 | 500 |
| Total interest expense | $35,820,000 | 213 |
| Net interest income | $23,372,000 | 944 |
| Provision for loan and lease losses | $8,950,000 | 731 |
| Total noninterest income | $3,956,000 | 1,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,956,000 | 879 |
| Total noninterest expense | $18,597,000 | 1,073 |
| Salaries and employee benefits | $8,582,000 | 1,142 |
| Premises and equipment expense | $2,354,000 | 1,103 |
| Additional noninterest expense | $7,661,000 | 966 |
| Pre-tax net operating income | $-219,000 | 6,048 |
| Securities gains (losses) | $4,125,000 | 122 |
| Applicable income taxes | $1,602,000 | 867 |
| Income before extraordinary items | $2,304,000 | 1,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,304,000 | 1,785 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,304,000 | 1,786 |
| Net charge-offs | $16,514,000 | 395 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-336,000 | 6,219 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $45,958,000 | 484 |
| Total interest expense | $27,650,000 | 214 |
| Net interest income | $18,308,000 | 902 |
| Provision for loan and lease losses | $7,650,000 | 625 |
| Total noninterest income | $3,038,000 | 1,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,038,000 | 821 |
| Total noninterest expense | $13,593,000 | 1,081 |
| Salaries and employee benefits | $6,321,000 | 1,160 |
| Premises and equipment expense | $1,716,000 | 1,155 |
| Additional noninterest expense | $5,556,000 | 967 |
| Pre-tax net operating income | $103,000 | 5,608 |
| Securities gains (losses) | $2,903,000 | 148 |
| Applicable income taxes | $1,159,000 | 904 |
| Income before extraordinary items | $1,847,000 | 1,785 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,847,000 | 1,788 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,847,000 | 1,788 |
| Net charge-offs | $13,868,000 | 355 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-10,920 | 6,030 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $31,200,000 | 476 |
| Total interest expense | $18,910,000 | 219 |
| Net interest income | $12,290,000 | 896 |
| Provision for loan and lease losses | $5,100,000 | 625 |
| Total noninterest income | $2,109,000 | 1,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,109,000 | 776 |
| Total noninterest expense | $8,270,000 | 1,207 |
| Salaries and employee benefits | $3,985,000 | 1,228 |
| Premises and equipment expense | $1,145,000 | 1,160 |
| Additional noninterest expense | $3,140,000 | 1,133 |
| Pre-tax net operating income | $1,029,000 | 2,323 |
| Securities gains (losses) | $1,325,000 | 200 |
| Applicable income taxes | $905,000 | 784 |
| Income before extraordinary items | $1,449,000 | 1,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,449,000 | 1,517 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,449,000 | 1,517 |
| Net charge-offs | $12,014,000 | 281 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $601,000 | 2,950 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $15,744,000 | 488 |
| Total interest expense | $9,771,000 | 227 |
| Net interest income | $5,973,000 | 932 |
| Provision for loan and lease losses | $2,550,000 | 619 |
| Total noninterest income | $1,851,000 | 763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,851,000 | 513 |
| Total noninterest expense | $3,937,000 | 1,272 |
| Salaries and employee benefits | $1,855,000 | 1,352 |
| Premises and equipment expense | $554,000 | 1,226 |
| Additional noninterest expense | $1,528,000 | 1,159 |
| Pre-tax net operating income | $1,337,000 | 994 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $514,000 | 693 |
| Income before extraordinary items | $823,000 | 1,335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $823,000 | 1,338 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $823,000 | 1,337 |
| Net charge-offs | $4,485,000 | 365 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $823,000 | 1,294 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $70,829,000 | 467 |
| Total interest expense | $46,810,000 | 240 |
| Net interest income | $24,019,000 | 898 |
| Provision for loan and lease losses | $38,125,000 | 308 |
| Total noninterest income | $1,548,000 | 2,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,548,000 | 1,624 |
| Total noninterest expense | $17,438,000 | 1,189 |
| Salaries and employee benefits | $7,047,000 | 1,432 |
| Premises and equipment expense | $2,257,000 | 1,207 |
| Additional noninterest expense | $8,134,000 | 964 |
| Pre-tax net operating income | $-29,996,000 | 7,797 |
| Securities gains (losses) | $3,757,000 | 161 |
| Applicable income taxes | $-10,069,000 | 7,868 |
| Income before extraordinary items | $-16,170,000 | 7,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-16,170,000 | 7,691 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-16,170,000 | 7,691 |
| Net charge-offs | $32,749,000 | 271 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-18,574,480 | 7,723 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $54,277,000 | 477 |
| Total interest expense | $36,032,000 | 255 |
| Net interest income | $18,245,000 | 896 |
| Provision for loan and lease losses | $21,625,000 | 365 |
| Total noninterest income | $1,922,000 | 1,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,922,000 | 1,180 |
| Total noninterest expense | $13,860,000 | 1,119 |
| Salaries and employee benefits | $5,231,000 | 1,467 |
| Premises and equipment expense | $1,717,000 | 1,202 |
| Additional noninterest expense | $6,912,000 | 814 |
| Pre-tax net operating income | $-15,318,000 | 7,829 |
| Securities gains (losses) | $2,937,000 | 163 |
| Applicable income taxes | $-4,794,000 | 7,894 |
| Income before extraordinary items | $-7,587,000 | 7,716 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,587,000 | 7,715 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,587,000 | 7,715 |
| Net charge-offs | $24,203,000 | 260 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,466,680 | 7,771 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $36,932,000 | 477 |
| Total interest expense | $24,279,000 | 269 |
| Net interest income | $12,653,000 | 865 |
| Provision for loan and lease losses | $5,625,000 | 684 |
| Total noninterest income | $947,000 | 2,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $947,000 | 1,481 |
| Total noninterest expense | $9,438,000 | 1,117 |
| Salaries and employee benefits | $3,808,000 | 1,359 |
| Premises and equipment expense | $1,142,000 | 1,236 |
| Additional noninterest expense | $4,488,000 | 853 |
| Pre-tax net operating income | $-1,463,000 | 7,224 |
| Securities gains (losses) | $1,704,000 | 190 |
| Applicable income taxes | $89,000 | 2,724 |
| Income before extraordinary items | $152,000 | 4,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 4,852 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $152,000 | 4,852 |
| Net charge-offs | $4,599,000 | 614 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-938,560 | 7,106 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $18,983,000 | 469 |
| Total interest expense | $12,243,000 | 281 |
| Net interest income | $6,740,000 | 799 |
| Provision for loan and lease losses | $3,375,000 | 522 |
| Total noninterest income | $456,000 | 2,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $456,000 | 1,478 |
| Total noninterest expense | $4,047,000 | 1,239 |
| Salaries and employee benefits | $1,818,000 | 1,441 |
| Premises and equipment expense | $563,000 | 1,267 |
| Additional noninterest expense | $1,666,000 | 1,014 |
| Pre-tax net operating income | $-226,000 | 6,927 |
| Securities gains (losses) | $424,000 | 395 |
| Applicable income taxes | $76,000 | 2,457 |
| Income before extraordinary items | $122,000 | 4,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 4,669 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $122,000 | 4,668 |
| Net charge-offs | $2,963,000 | 456 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-149,360 | 6,862 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $86,846,000 | 453 |
| Total interest expense | $57,405,000 | 286 |
| Net interest income | $29,441,000 | 739 |
| Provision for loan and lease losses | $26,490,000 | 302 |
| Total noninterest income | $1,048,000 | 3,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,048,000 | 2,059 |
| Total noninterest expense | $13,808,000 | 1,415 |
| Salaries and employee benefits | $5,599,000 | 1,820 |
| Premises and equipment expense | $2,079,000 | 1,323 |
| Additional noninterest expense | $6,130,000 | 1,054 |
| Pre-tax net operating income | $-9,809,000 | 7,985 |
| Securities gains (losses) | $952,000 | 224 |
| Applicable income taxes | $-3,444,000 | 8,040 |
| Income before extraordinary items | $-5,413,000 | 7,838 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,413,000 | 7,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,904,000 | 357 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-6,022,280 | 7,916 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $67,232,000 | 450 |
| Total interest expense | $43,895,000 | 299 |
| Net interest income | $23,337,000 | 719 |
| Provision for loan and lease losses | $9,250,000 | 423 |
| Total noninterest income | $363,000 | 5,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $363,000 | 3,340 |
| Total noninterest expense | $10,251,000 | 1,411 |
| Salaries and employee benefits | $4,399,000 | 1,762 |
| Premises and equipment expense | $1,550,000 | 1,339 |
| Additional noninterest expense | $4,302,000 | 1,070 |
| Pre-tax net operating income | $4,199,000 | 1,204 |
| Securities gains (losses) | $569,000 | 288 |
| Applicable income taxes | $1,829,000 | 700 |
| Income before extraordinary items | $2,939,000 | 1,262 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,939,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,251,000 | 429 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,574,840 | 1,510 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $44,734,000 | 459 |
| Total interest expense | $29,565,000 | 307 |
| Net interest income | $15,169,000 | 730 |
| Provision for loan and lease losses | $4,250,000 | 485 |
| Total noninterest income | $246,000 | 5,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $246,000 | 3,381 |
| Total noninterest expense | $6,764,000 | 1,420 |
| Salaries and employee benefits | $3,446,000 | 1,531 |
| Premises and equipment expense | $1,015,000 | 1,363 |
| Additional noninterest expense | $2,303,000 | 1,294 |
| Pre-tax net operating income | $4,401,000 | 803 |
| Securities gains (losses) | $212,000 | 592 |
| Applicable income taxes | $1,773,000 | 565 |
| Income before extraordinary items | $2,840,000 | 963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,840,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $948,000 | 896 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,704,320 | 1,003 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $22,380,000 | 472 |
| Total interest expense | $15,077,000 | 321 |
| Net interest income | $7,303,000 | 748 |
| Provision for loan and lease losses | $550,000 | 955 |
| Total noninterest income | $92,000 | 5,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $3,362,000 | 1,426 |
| Salaries and employee benefits | $1,787,000 | 1,488 |
| Premises and equipment expense | $473,000 | 1,473 |
| Additional noninterest expense | $1,102,000 | 1,305 |
| Pre-tax net operating income | $3,483,000 | 558 |
| Securities gains (losses) | $71,000 | 894 |
| Applicable income taxes | $1,366,000 | 463 |
| Income before extraordinary items | $2,188,000 | 708 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,188,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,070 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,142,560 | 686 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $84,800,000 | 512 |
| Total interest expense | $59,289,000 | 357 |
| Net interest income | $25,511,000 | 859 |
| Provision for loan and lease losses | $1,150,000 | 1,287 |
| Total noninterest income | $889,000 | 3,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $889,000 | 2,398 |
| Total noninterest expense | $11,940,000 | 1,544 |
| Salaries and employee benefits | $6,529,000 | 1,551 |
| Premises and equipment expense | $1,939,000 | 1,371 |
| Additional noninterest expense | $3,472,000 | 1,597 |
| Pre-tax net operating income | $13,310,000 | 649 |
| Securities gains (losses) | $-19,000 | 7,745 |
| Applicable income taxes | $5,066,000 | 540 |
| Income before extraordinary items | $8,225,000 | 797 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,225,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-733,000 | 8,514 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,237,160 | 784 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $62,541,000 | 522 |
| Total interest expense | $43,595,000 | 366 |
| Net interest income | $18,946,000 | 872 |
| Provision for loan and lease losses | $850,000 | 1,022 |
| Total noninterest income | $613,000 | 3,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $613,000 | 2,529 |
| Total noninterest expense | $8,947,000 | 1,527 |
| Salaries and employee benefits | $5,004,000 | 1,507 |
| Premises and equipment expense | $1,420,000 | 1,392 |
| Additional noninterest expense | $2,523,000 | 1,613 |
| Pre-tax net operating income | $9,762,000 | 715 |
| Securities gains (losses) | $-105,000 | 8,299 |
| Applicable income taxes | $3,711,000 | 587 |
| Income before extraordinary items | $5,946,000 | 879 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,946,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-911,000 | 8,548 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,013,200 | 861 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $40,845,000 | 546 |
| Total interest expense | $28,255,000 | 389 |
| Net interest income | $12,590,000 | 888 |
| Provision for loan and lease losses | $600,000 | 869 |
| Total noninterest income | $388,000 | 4,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $388,000 | 2,619 |
| Total noninterest expense | $5,815,000 | 1,585 |
| Salaries and employee benefits | $3,338,000 | 1,536 |
| Premises and equipment expense | $919,000 | 1,450 |
| Additional noninterest expense | $1,558,000 | 1,748 |
| Pre-tax net operating income | $6,563,000 | 746 |
| Securities gains (losses) | $-129,000 | 8,432 |
| Applicable income taxes | $2,473,000 | 611 |
| Income before extraordinary items | $3,961,000 | 919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,961,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-964,000 | 8,604 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,043,560 | 893 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,141,000 | 548 |
| Total interest expense | $13,815,000 | 391 |
| Net interest income | $6,326,000 | 884 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $156,000 | 4,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $156,000 | 2,940 |
| Total noninterest expense | $2,923,000 | 1,570 |
| Salaries and employee benefits | $1,752,000 | 1,478 |
| Premises and equipment expense | $448,000 | 1,494 |
| Additional noninterest expense | $723,000 | 1,852 |
| Pre-tax net operating income | $3,259,000 | 746 |
| Securities gains (losses) | $-39,000 | 8,468 |
| Applicable income taxes | $1,238,000 | 616 |
| Income before extraordinary items | $1,982,000 | 894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,982,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-906,000 | 8,635 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,006,960 | 872 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $79,313,000 | 527 |
| Total interest expense | $51,071,000 | 362 |
| Net interest income | $28,242,000 | 787 |
| Provision for loan and lease losses | $2,359,000 | 486 |
| Total noninterest income | $541,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $541,000 | 3,205 |
| Total noninterest expense | $10,556,000 | 1,686 |
| Salaries and employee benefits | $5,554,000 | 1,762 |
| Premises and equipment expense | $1,947,000 | 1,330 |
| Additional noninterest expense | $3,055,000 | 1,728 |
| Pre-tax net operating income | $15,868,000 | 653 |
| Securities gains (losses) | $82,000 | 574 |
| Applicable income taxes | $6,130,000 | 549 |
| Income before extraordinary items | $9,820,000 | 756 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,820,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,340,000 | 535 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,767,520 | 747 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $58,291,000 | 539 |
| Total interest expense | $36,945,000 | 372 |
| Net interest income | $21,346,000 | 797 |
| Provision for loan and lease losses | $1,730,000 | 464 |
| Total noninterest income | $271,000 | 5,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $271,000 | 3,940 |
| Total noninterest expense | $7,740,000 | 1,728 |
| Salaries and employee benefits | $3,914,000 | 1,860 |
| Premises and equipment expense | $1,426,000 | 1,368 |
| Additional noninterest expense | $2,400,000 | 1,642 |
| Pre-tax net operating income | $12,147,000 | 669 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $4,638,000 | 568 |
| Income before extraordinary items | $7,503,000 | 783 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,503,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-310,000 | 8,673 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,506,840 | 773 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $37,812,000 | 545 |
| Total interest expense | $23,290,000 | 373 |
| Net interest income | $14,522,000 | 775 |
| Provision for loan and lease losses | $1,430,000 | 362 |
| Total noninterest income | $87,000 | 7,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 5,421 |
| Total noninterest expense | $4,843,000 | 1,838 |
| Salaries and employee benefits | $2,323,000 | 2,113 |
| Premises and equipment expense | $964,000 | 1,346 |
| Additional noninterest expense | $1,556,000 | 1,699 |
| Pre-tax net operating income | $8,336,000 | 647 |
| Securities gains (losses) | $-25,000 | 8,157 |
| Applicable income taxes | $3,175,000 | 569 |
| Income before extraordinary items | $5,136,000 | 759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,136,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-316,000 | 8,714 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,152,000 | 745 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,384,000 | 536 |
| Total interest expense | $10,970,000 | 376 |
| Net interest income | $7,414,000 | 761 |
| Provision for loan and lease losses | $1,080,000 | 245 |
| Total noninterest income | $-66,000 | 8,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-66,000 | 8,788 |
| Total noninterest expense | $2,025,000 | 2,184 |
| Salaries and employee benefits | $835,000 | 2,861 |
| Premises and equipment expense | $478,000 | 1,359 |
| Additional noninterest expense | $712,000 | 1,839 |
| Pre-tax net operating income | $4,243,000 | 635 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $1,624,000 | 552 |
| Income before extraordinary items | $2,627,000 | 734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,627,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-327,000 | 8,744 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,621,880 | 719 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $59,329,000 | 577 |
| Total interest expense | $33,910,000 | 379 |
| Net interest income | $25,419,000 | 842 |
| Provision for loan and lease losses | $1,240,000 | 850 |
| Total noninterest income | $1,318,000 | 2,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,318,000 | 1,829 |
| Total noninterest expense | $11,603,000 | 1,486 |
| Salaries and employee benefits | $6,881,000 | 1,351 |
| Premises and equipment expense | $1,715,000 | 1,424 |
| Additional noninterest expense | $3,007,000 | 1,678 |
| Pre-tax net operating income | $13,894,000 | 713 |
| Securities gains (losses) | $-495,000 | 8,699 |
| Applicable income taxes | $5,166,000 | 621 |
| Income before extraordinary items | $8,233,000 | 876 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,233,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,021,000 | 244 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,549,800 | 836 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $42,132,000 | 584 |
| Total interest expense | $23,694,000 | 381 |
| Net interest income | $18,438,000 | 857 |
| Provision for loan and lease losses | $1,015,000 | 747 |
| Total noninterest income | $962,000 | 2,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $962,000 | 1,872 |
| Total noninterest expense | $8,564,000 | 1,494 |
| Salaries and employee benefits | $5,019,000 | 1,373 |
| Premises and equipment expense | $1,325,000 | 1,378 |
| Additional noninterest expense | $2,220,000 | 1,688 |
| Pre-tax net operating income | $9,821,000 | 756 |
| Securities gains (losses) | $-546,000 | 8,792 |
| Applicable income taxes | $3,522,000 | 683 |
| Income before extraordinary items | $5,753,000 | 939 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,753,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,520,000 | 369 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,102,440 | 864 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $26,567,000 | 593 |
| Total interest expense | $14,441,000 | 385 |
| Net interest income | $12,126,000 | 862 |
| Provision for loan and lease losses | $1,015,000 | 499 |
| Total noninterest income | $657,000 | 2,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $657,000 | 1,817 |
| Total noninterest expense | $5,658,000 | 1,499 |
| Salaries and employee benefits | $3,351,000 | 1,370 |
| Premises and equipment expense | $895,000 | 1,349 |
| Additional noninterest expense | $1,412,000 | 1,752 |
| Pre-tax net operating income | $6,110,000 | 786 |
| Securities gains (losses) | $-640,000 | 8,823 |
| Applicable income taxes | $2,078,000 | 741 |
| Income before extraordinary items | $3,392,000 | 1,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,392,000 | 1,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,515,000 | 273 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,801,600 | 898 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,860,000 | 591 |
| Total interest expense | $6,845,000 | 380 |
| Net interest income | $6,015,000 | 860 |
| Provision for loan and lease losses | $650,000 | 373 |
| Total noninterest income | $320,000 | 2,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $320,000 | 1,819 |
| Total noninterest expense | $2,758,000 | 1,536 |
| Salaries and employee benefits | $1,622,000 | 1,419 |
| Premises and equipment expense | $459,000 | 1,319 |
| Additional noninterest expense | $677,000 | 1,819 |
| Pre-tax net operating income | $2,927,000 | 809 |
| Securities gains (losses) | $54,000 | 528 |
| Applicable income taxes | $1,132,000 | 692 |
| Income before extraordinary items | $1,849,000 | 945 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,849,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 228 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,814,440 | 937 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $46,131,000 | 614 |
| Total interest expense | $23,390,000 | 369 |
| Net interest income | $22,741,000 | 865 |
| Provision for loan and lease losses | $392,000 | 2,412 |
| Total noninterest income | $999,000 | 3,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $999,000 | 2,156 |
| Total noninterest expense | $10,570,000 | 1,541 |
| Salaries and employee benefits | $6,492,000 | 1,363 |
| Premises and equipment expense | $1,568,000 | 1,472 |
| Additional noninterest expense | $2,510,000 | 1,939 |
| Pre-tax net operating income | $12,778,000 | 704 |
| Securities gains (losses) | $243,000 | 735 |
| Applicable income taxes | $4,678,000 | 631 |
| Income before extraordinary items | $8,343,000 | 796 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,343,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,187,480 | 783 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $34,244,000 | 615 |
| Total interest expense | $17,056,000 | 375 |
| Net interest income | $17,188,000 | 856 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $744,000 | 3,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $744,000 | 2,178 |
| Total noninterest expense | $8,018,000 | 1,518 |
| Salaries and employee benefits | $5,052,000 | 1,304 |
| Premises and equipment expense | $1,124,000 | 1,548 |
| Additional noninterest expense | $1,842,000 | 1,952 |
| Pre-tax net operating income | $9,889,000 | 695 |
| Securities gains (losses) | $182,000 | 810 |
| Applicable income taxes | $3,833,000 | 605 |
| Income before extraordinary items | $6,238,000 | 800 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,238,000 | 801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,121,520 | 790 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,440,000 | 620 |
| Total interest expense | $11,105,000 | 380 |
| Net interest income | $11,335,000 | 860 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $516,000 | 3,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $516,000 | 2,140 |
| Total noninterest expense | $5,246,000 | 1,543 |
| Salaries and employee benefits | $3,320,000 | 1,312 |
| Premises and equipment expense | $727,000 | 1,593 |
| Additional noninterest expense | $1,199,000 | 2,000 |
| Pre-tax net operating income | $6,605,000 | 685 |
| Securities gains (losses) | $93,000 | 1,081 |
| Applicable income taxes | $2,553,000 | 600 |
| Income before extraordinary items | $4,145,000 | 795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,145,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,085,480 | 771 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,270,000 | 628 |
| Total interest expense | $5,573,000 | 387 |
| Net interest income | $5,697,000 | 869 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $235,000 | 3,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $235,000 | 2,218 |
| Total noninterest expense | $2,498,000 | 1,625 |
| Salaries and employee benefits | $1,573,000 | 1,410 |
| Premises and equipment expense | $339,000 | 1,714 |
| Additional noninterest expense | $586,000 | 2,017 |
| Pre-tax net operating income | $3,434,000 | 649 |
| Securities gains (losses) | $133,000 | 671 |
| Applicable income taxes | $1,362,000 | 570 |
| Income before extraordinary items | $2,205,000 | 756 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,205,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,119,880 | 733 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,635,000 | 733 |
| Total interest expense | $20,561,000 | 455 |
| Net interest income | $18,074,000 | 1,059 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,636,000 | 2,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,636,000 | 1,701 |
| Total noninterest expense | $10,002,000 | 1,608 |
| Salaries and employee benefits | $6,610,000 | 1,296 |
| Premises and equipment expense | $1,444,000 | 1,583 |
| Additional noninterest expense | $1,948,000 | 2,472 |
| Pre-tax net operating income | $9,708,000 | 879 |
| Securities gains (losses) | $1,100,000 | 443 |
| Applicable income taxes | $4,092,000 | 728 |
| Income before extraordinary items | $6,716,000 | 962 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,716,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 125 |
| Net operating income | $6,012,000 | 1,010 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,396,000 | 768 |
| Total interest expense | $15,166,000 | 478 |
| Net interest income | $13,230,000 | 1,105 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,219,000 | 2,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,219,000 | 1,783 |
| Total noninterest expense | $7,672,000 | 1,574 |
| Salaries and employee benefits | $5,256,000 | 1,234 |
| Premises and equipment expense | $1,098,000 | 1,560 |
| Additional noninterest expense | $1,318,000 | 2,675 |
| Pre-tax net operating income | $6,777,000 | 972 |
| Securities gains (losses) | $993,000 | 449 |
| Applicable income taxes | $2,948,000 | 780 |
| Income before extraordinary items | $4,822,000 | 1,046 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,822,000 | 1,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,438 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 81 |
| Net operating income | $4,186,480 | 1,123 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,856,000 | 775 |
| Total interest expense | $9,949,000 | 502 |
| Net interest income | $8,907,000 | 1,096 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $708,000 | 2,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $708,000 | 1,949 |
| Total noninterest expense | $5,161,000 | 1,559 |
| Salaries and employee benefits | $3,481,000 | 1,227 |
| Premises and equipment expense | $758,000 | 1,510 |
| Additional noninterest expense | $922,000 | 2,557 |
| Pre-tax net operating income | $4,454,000 | 981 |
| Securities gains (losses) | $784,000 | 432 |
| Applicable income taxes | $1,987,000 | 771 |
| Income before extraordinary items | $3,251,000 | 1,031 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,251,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 52 |
| Net operating income | $2,749,240 | 1,127 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,475,000 | 776 |
| Total interest expense | $5,038,000 | 506 |
| Net interest income | $4,437,000 | 1,106 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $314,000 | 3,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $314,000 | 2,047 |
| Total noninterest expense | $2,611,000 | 1,529 |
| Salaries and employee benefits | $1,776,000 | 1,201 |
| Premises and equipment expense | $389,000 | 1,487 |
| Additional noninterest expense | $446,000 | 2,585 |
| Pre-tax net operating income | $2,140,000 | 1,020 |
| Securities gains (losses) | $491,000 | 353 |
| Applicable income taxes | $999,000 | 795 |
| Income before extraordinary items | $1,632,000 | 1,029 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,632,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 24 |
| Net operating income | $1,317,760 | 1,174 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $41,184,000 | 742 |
| Total interest expense | $22,938,000 | 510 |
| Net interest income | $18,246,000 | 1,052 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $1,456,000 | 2,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,456,000 | 1,683 |
| Total noninterest expense | $10,750,000 | 1,432 |
| Salaries and employee benefits | $7,219,000 | 1,103 |
| Premises and equipment expense | $1,556,000 | 1,414 |
| Additional noninterest expense | $1,975,000 | 2,332 |
| Pre-tax net operating income | $8,862,000 | 958 |
| Securities gains (losses) | $1,019,000 | 416 |
| Applicable income taxes | $3,731,000 | 774 |
| Income before extraordinary items | $6,150,000 | 1,022 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,150,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,530 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,497,840 | 1,097 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $52,761,000 | 671 |
| Total interest expense | $36,482,000 | 480 |
| Net interest income | $16,279,000 | 1,090 |
| Provision for loan and lease losses | $600,000 | 1,892 |
| Total noninterest income | $1,730,000 | 2,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,730,000 | 1,376 |
| Total noninterest expense | $10,289,000 | 1,424 |
| Salaries and employee benefits | $6,619,000 | 1,121 |
| Premises and equipment expense | $1,440,000 | 1,493 |
| Additional noninterest expense | $2,230,000 | 2,018 |
| Pre-tax net operating income | $7,120,000 | 1,045 |
| Securities gains (losses) | $1,073,000 | 384 |
| Applicable income taxes | $3,055,000 | 835 |
| Income before extraordinary items | $5,138,000 | 1,066 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,138,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-121,000 | 9,522 |
| Cash dividends | $240,000 | 4,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,451,280 | 1,179 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $56,893,000 | 645 |
| Total interest expense | $47,283,000 | 438 |
| Net interest income | $9,610,000 | 1,836 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $1,447,000 | 2,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,262,000 | 4,536 |
| Additional Noninterest Income | $2,709,000 | 915 |
| Total noninterest expense | $8,311,000 | 1,679 |
| Salaries and employee benefits | $4,778,000 | 1,485 |
| Premises and equipment expense | $1,633,000 | 1,248 |
| Additional noninterest expense | $1,900,000 | 2,272 |
| Pre-tax net operating income | $2,386,000 | 2,872 |
| Securities gains (losses) | $110,000 | 544 |
| Applicable income taxes | $948,000 | 2,224 |
| Income before extraordinary items | $1,548,000 | 3,171 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,548,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,559 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,477,600 | 3,290 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $44,541,000 | 760 |
| Total interest expense | $33,690,000 | 515 |
| Net interest income | $10,851,000 | 1,603 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $2,144,000 | 1,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,144,000 | 1,099 |
| Total noninterest expense | $7,851,000 | 1,751 |
| Salaries and employee benefits | $4,779,000 | 1,444 |
| Premises and equipment expense | $1,536,000 | 1,322 |
| Additional noninterest expense | $1,536,000 | 2,806 |
| Pre-tax net operating income | $5,044,000 | 1,497 |
| Securities gains (losses) | $789,000 | 255 |
| Applicable income taxes | $2,109,000 | 1,177 |
| Income before extraordinary items | $3,724,000 | 1,439 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,724,000 | 1,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,295 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,219,040 | 1,631 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $39,733,000 | 839 |
| Total interest expense | $29,667,000 | 578 |
| Net interest income | $10,066,000 | 1,700 |
| Provision for loan and lease losses | $1,080,000 | 906 |
| Total noninterest income | $2,224,000 | 1,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,224,000 | 1,083 |
| Total noninterest expense | $6,886,000 | 1,888 |
| Salaries and employee benefits | $4,060,000 | 1,642 |
| Premises and equipment expense | $1,475,000 | 1,315 |
| Additional noninterest expense | $1,351,000 | 3,034 |
| Pre-tax net operating income | $4,324,000 | 1,704 |
| Securities gains (losses) | $768,000 | 443 |
| Applicable income taxes | $1,830,000 | 1,374 |
| Income before extraordinary items | $3,262,000 | 1,614 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,262,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,973 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,770,480 | 1,818 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $40,334,000 | 845 |
| Total interest expense | $30,748,000 | 571 |
| Net interest income | $9,586,000 | 1,819 |
| Provision for loan and lease losses | $1,080,000 | 928 |
| Total noninterest income | $1,717,000 | 1,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,717,000 | 1,213 |
| Total noninterest expense | $5,974,000 | 2,142 |
| Salaries and employee benefits | $3,412,000 | 1,930 |
| Premises and equipment expense | $1,273,000 | 1,527 |
| Additional noninterest expense | $1,289,000 | 3,132 |
| Pre-tax net operating income | $4,249,000 | 1,797 |
| Securities gains (losses) | $576,000 | 397 |
| Applicable income taxes | $1,930,000 | 1,372 |
| Income before extraordinary items | $2,895,000 | 1,831 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,895,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,699 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,526,360 | 2,044 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $38,495,000 | 908 |
| Total interest expense | $30,182,000 | 609 |
| Net interest income | $8,313,000 | 2,165 |
| Provision for loan and lease losses | $720,000 | 1,294 |
| Total noninterest income | $1,510,000 | 2,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,510,000 | 1,382 |
| Total noninterest expense | $7,465,000 | 1,893 |
| Salaries and employee benefits | $2,781,000 | 2,389 |
| Premises and equipment expense | $1,207,000 | 1,680 |
| Additional noninterest expense | $3,477,000 | 1,524 |
| Pre-tax net operating income | $1,638,000 | 4,050 |
| Securities gains (losses) | $346,000 | 518 |
| Applicable income taxes | $758,000 | 2,996 |
| Income before extraordinary items | $1,226,000 | 3,804 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,226,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,511 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,004,560 | 4,432 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,049,000 | 1,105 |
| Total interest expense | $25,537,000 | 721 |
| Net interest income | $6,512,000 | 2,737 |
| Provision for loan and lease losses | $450,000 | 1,710 |
| Total noninterest income | $1,259,000 | 2,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,259,000 | 1,546 |
| Total noninterest expense | $5,434,000 | 2,506 |
| Salaries and employee benefits | $2,666,000 | 2,506 |
| Premises and equipment expense | $1,047,000 | 1,949 |
| Additional noninterest expense | $1,721,000 | 2,721 |
| Pre-tax net operating income | $1,887,000 | 3,681 |
| Securities gains (losses) | $128,000 | 848 |
| Applicable income taxes | $831,000 | 2,784 |
| Income before extraordinary items | $1,184,000 | 4,003 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,184,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,447 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,102,080 | 4,225 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,718,000 | 1,487 |
| Total interest expense | $14,536,000 | 934 |
| Net interest income | $6,182,000 | 2,922 |
| Provision for loan and lease losses | $380,000 | 1,889 |
| Total noninterest income | $934,000 | 3,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $934,000 | 1,924 |
| Total noninterest expense | $4,703,000 | 2,937 |
| Salaries and employee benefits | $2,660,000 | 2,512 |
| Premises and equipment expense | $799,000 | 2,533 |
| Additional noninterest expense | $1,244,000 | 3,929 |
| Pre-tax net operating income | $2,033,000 | 3,377 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $808,000 | 2,740 |
| Income before extraordinary items | $1,228,000 | 3,775 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,228,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,014 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $4,501,000 | 189 |
| Net operating income | $1,226,080 | 3,813 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,026,000 | 2,097 |
| Total interest expense | $9,787,000 | 1,371 |
| Net interest income | $5,239,000 | 3,418 |
| Provision for loan and lease losses | $550,000 | 1,962 |
| Total noninterest income | $921,000 | 3,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $921,000 | 2,157 |
| Total noninterest expense | $4,543,000 | 3,093 |
| Salaries and employee benefits | $2,844,000 | 2,343 |
| Premises and equipment expense | $661,000 | 3,033 |
| Additional noninterest expense | $1,038,000 | 4,763 |
| Pre-tax net operating income | $1,067,000 | 5,626 |
| Securities gains (losses) | $770,000 | 653 |
| Applicable income taxes | $-267,000 | 13,077 |
| Income before extraordinary items | $2,104,000 | 2,377 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,104,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,812 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,334,000 | 3,430 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,735,000 | 2,568 |
| Total interest expense | $8,930,000 | 1,900 |
| Net interest income | $4,805,000 | 3,785 |
| Provision for loan and lease losses | $900,000 | 1,967 |
| Total noninterest income | $744,000 | 4,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $744,000 | 2,418 |
| Total noninterest expense | $3,951,000 | 3,544 |
| Salaries and employee benefits | $2,515,000 | 2,581 |
| Premises and equipment expense | $599,000 | 3,360 |
| Additional noninterest expense | $837,000 | 5,853 |
| Pre-tax net operating income | $698,000 | 7,108 |
| Securities gains (losses) | $640,000 | 899 |
| Applicable income taxes | $36,000 | 11,628 |
| Income before extraordinary items | $1,302,000 | 3,526 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,302,000 | 3,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 2,707 |
| Cash dividends | $136,000 | 5,966 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 305 |
| Net operating income | $681,200 | 5,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.