Home > Abrams Centre National Bank > Income and Expense
Abrams Centre National Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 5,442 |
| Total interest expense | $249,000 | 6,506 |
| Net interest income | $852,000 | 4,867 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $188,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $757,000 | 4,541 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $239,000 | 4,360 |
| Pre-tax net operating income | $283,000 | 4,941 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $104,000 | 3,866 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 526 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 4,790 |
| Total interest expense | $1,085,000 | 6,712 |
| Net interest income | $4,493,000 | 3,997 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $1,058,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $450,000 | 3,233 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $608,000 | 2,943 |
| Total noninterest expense | $3,104,000 | 4,347 |
| Salaries and employee benefits | $1,383,000 | 4,984 |
| Premises and equipment expense | $526,000 | 3,789 |
| Additional noninterest expense | $1,195,000 | 3,617 |
| Pre-tax net operating income | $2,087,000 | 3,330 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $748,000 | 2,712 |
| Income before extraordinary items | $1,339,000 | 3,808 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,339,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,173 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,339,000 | 3,696 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,666,000 | 4,587 |
| Total interest expense | $2,268,000 | 5,719 |
| Net interest income | $4,398,000 | 3,830 |
| Provision for loan and lease losses | $1,601,000 | 850 |
| Total noninterest income | $513,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $439,000 | 3,162 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $74,000 | 7,023 |
| Total noninterest expense | $3,576,000 | 3,763 |
| Salaries and employee benefits | $1,517,000 | 4,472 |
| Premises and equipment expense | $513,000 | 3,787 |
| Additional noninterest expense | $1,546,000 | 2,802 |
| Pre-tax net operating income | $-266,000 | 8,999 |
| Securities gains (losses) | $153,000 | 1,391 |
| Applicable income taxes | $104,000 | 5,960 |
| Income before extraordinary items | $-217,000 | 9,063 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-217,000 | 9,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,592,000 | 680 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-370,000 | 9,117 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 4,597 |
| Total interest expense | $2,258,000 | 5,894 |
| Net interest income | $4,724,000 | 3,648 |
| Provision for loan and lease losses | $467,000 | 2,003 |
| Total noninterest income | $611,000 | 4,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $542,000 | 2,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $3,513,000 | 3,690 |
| Salaries and employee benefits | $1,336,000 | 4,798 |
| Premises and equipment expense | $533,000 | 3,602 |
| Additional noninterest expense | $1,644,000 | 2,586 |
| Pre-tax net operating income | $1,355,000 | 4,376 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $607,000 | 3,084 |
| Income before extraordinary items | $748,000 | 5,242 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $748,000 | 5,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,367 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $748,000 | 5,235 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,551,000 | 4,646 |
| Total interest expense | $1,898,000 | 6,182 |
| Net interest income | $4,653,000 | 3,679 |
| Provision for loan and lease losses | $518,000 | 1,718 |
| Total noninterest income | $750,000 | 3,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $681,000 | 1,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $3,552,000 | 3,666 |
| Salaries and employee benefits | $1,329,000 | 4,790 |
| Premises and equipment expense | $526,000 | 3,613 |
| Additional noninterest expense | $1,697,000 | 2,546 |
| Pre-tax net operating income | $1,333,000 | 4,442 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $601,000 | 3,219 |
| Income before extraordinary items | $732,000 | 5,337 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $732,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,676 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $732,000 | 5,307 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 5,310 |
| Total interest expense | $1,492,000 | 7,208 |
| Net interest income | $3,999,000 | 4,119 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $702,000 | 3,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $609,000 | 2,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $3,111,000 | 3,987 |
| Salaries and employee benefits | $1,226,000 | 5,001 |
| Premises and equipment expense | $330,000 | 5,081 |
| Additional noninterest expense | $1,555,000 | 2,683 |
| Pre-tax net operating income | $1,470,000 | 4,237 |
| Securities gains (losses) | $147,000 | 1,059 |
| Applicable income taxes | $615,000 | 3,342 |
| Income before extraordinary items | $1,002,000 | 4,521 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,002,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $907,920 | 4,704 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 10,053 |
| Total interest expense | $310,000 | 10,498 |
| Net interest income | $898,000 | 9,424 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $202,000 | 7,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $758,000 | 9,198 |
| Salaries and employee benefits | $328,000 | 9,750 |
| Premises and equipment expense | $97,000 | 9,032 |
| Additional noninterest expense | $333,000 | 7,975 |
| Pre-tax net operating income | $327,000 | 8,841 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $216,000 | 9,015 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $216,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $216,000 | 8,979 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 6,193 |
| Total interest expense | $1,069,000 | 8,787 |
| Net interest income | $3,638,000 | 4,672 |
| Provision for loan and lease losses | $290,000 | 2,650 |
| Total noninterest income | $1,003,000 | 3,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $696,000 | 1,951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 4,016 |
| Total noninterest expense | $2,831,000 | 4,503 |
| Salaries and employee benefits | $1,652,000 | 3,952 |
| Premises and equipment expense | $326,000 | 5,271 |
| Additional noninterest expense | $853,000 | 4,944 |
| Pre-tax net operating income | $1,520,000 | 4,295 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $516,000 | 4,051 |
| Income before extraordinary items | $1,004,000 | 4,494 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,004,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,532 |
| Cash dividends | $1,068,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,004,000 | 4,435 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 6,457 |
| Total interest expense | $983,000 | 9,315 |
| Net interest income | $3,520,000 | 4,850 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $960,000 | 3,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $813,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $2,598,000 | 4,830 |
| Salaries and employee benefits | $1,364,000 | 4,669 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $896,000 | 4,787 |
| Pre-tax net operating income | $1,832,000 | 3,788 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $623,000 | 3,576 |
| Income before extraordinary items | $1,209,000 | 3,934 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,209,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $1,805,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,209,000 | 3,920 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 7,067 |
| Total interest expense | $858,000 | 9,314 |
| Net interest income | $2,847,000 | 5,838 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $911,000 | 3,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $711,000 | 1,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,268 |
| Total noninterest expense | $2,753,000 | 4,758 |
| Salaries and employee benefits | $1,353,000 | 4,709 |
| Premises and equipment expense | $423,000 | 4,379 |
| Additional noninterest expense | $977,000 | 4,804 |
| Pre-tax net operating income | $955,000 | 6,146 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $-46,000 | 12,205 |
| Income before extraordinary items | $1,000,000 | 4,552 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,000,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,001,000 | 4,584 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 7,658 |
| Total interest expense | $810,000 | 10,000 |
| Net interest income | $2,599,000 | 6,359 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $957,000 | 3,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $710,000 | 1,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 5,039 |
| Total noninterest expense | $2,836,000 | 4,737 |
| Salaries and employee benefits | $1,247,000 | 5,067 |
| Premises and equipment expense | $484,000 | 3,981 |
| Additional noninterest expense | $1,105,000 | 4,514 |
| Pre-tax net operating income | $705,000 | 7,341 |
| Securities gains (losses) | $300,000 | 1,303 |
| Applicable income taxes | $15,000 | 11,714 |
| Income before extraordinary items | $990,000 | 4,743 |
| Extraordinary gains, net | $215,000 | 966 |
| Net income | $1,205,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 12,347 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $693,000 | 5,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 8,379 |
| Total interest expense | $1,103,000 | 9,970 |
| Net interest income | $2,263,000 | 7,088 |
| Provision for loan and lease losses | $-230,000 | 13,830 |
| Total noninterest income | $937,000 | 3,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $723,000 | 1,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $3,052,000 | 4,454 |
| Salaries and employee benefits | $1,216,000 | 5,100 |
| Premises and equipment expense | $505,000 | 3,931 |
| Additional noninterest expense | $1,331,000 | 3,958 |
| Pre-tax net operating income | $378,000 | 9,440 |
| Securities gains (losses) | $100,000 | 3,002 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $406,000 | 8,155 |
| Extraordinary gains, net | $72,000 | 877 |
| Net income | $478,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $321,000 | 8,665 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.