Home > Abington Savings Bank > Income and Expense
Abington Savings Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $34,928,000 | 600 |
| Total interest expense | $11,186,000 | 390 |
| Net interest income | $23,742,000 | 688 |
| Provision for loan and lease losses | $91,000 | 5,032 |
| Total noninterest income | $-847,000 | 7,343 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $864,000 | 1,287 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,711,000 | 7,366 |
| Total noninterest expense | $33,028,000 | 466 |
| Salaries and employee benefits | $16,138,000 | 457 |
| Premises and equipment expense | $3,068,000 | 623 |
| Additional noninterest expense | $13,822,000 | 420 |
| Pre-tax net operating income | $-10,224,000 | 7,339 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-4,134,000 | 7,405 |
| Income before extraordinary items | $-6,090,000 | 7,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,090,000 | 7,281 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,090,000 | 7,282 |
| Net charge-offs | $-103,000 | 7,320 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $13,808,000 | 48 |
| Net operating income | $-6,090,000 | 7,278 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $23,167,000 | 614 |
| Total interest expense | $7,644,000 | 402 |
| Net interest income | $15,523,000 | 709 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,900,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $562,000 | 1,290 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,338,000 | 1,103 |
| Total noninterest expense | $11,908,000 | 841 |
| Salaries and employee benefits | $6,118,000 | 817 |
| Premises and equipment expense | $1,615,000 | 787 |
| Additional noninterest expense | $4,175,000 | 870 |
| Pre-tax net operating income | $5,515,000 | 573 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,286,000 | 625 |
| Income before extraordinary items | $4,229,000 | 617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,229,000 | 616 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,229,000 | 617 |
| Net charge-offs | $-85,000 | 7,363 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,376,000 | 145 |
| Net operating income | $4,229,000 | 596 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,704,000 | 613 |
| Total interest expense | $3,925,000 | 409 |
| Net interest income | $7,779,000 | 710 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $920,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $274,000 | 1,300 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $646,000 | 1,121 |
| Total noninterest expense | $6,248,000 | 801 |
| Salaries and employee benefits | $3,097,000 | 820 |
| Premises and equipment expense | $852,000 | 755 |
| Additional noninterest expense | $2,299,000 | 777 |
| Pre-tax net operating income | $2,451,000 | 653 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $476,000 | 781 |
| Income before extraordinary items | $1,975,000 | 664 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,975,000 | 661 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,975,000 | 664 |
| Net charge-offs | $-29,000 | 7,265 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $748,000 | 112 |
| Net operating income | $1,975,000 | 649 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $51,318,000 | 578 |
| Total interest expense | $19,068,000 | 412 |
| Net interest income | $32,250,000 | 660 |
| Provision for loan and lease losses | $977,000 | 3,089 |
| Total noninterest income | $3,246,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,202,000 | 1,244 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,044,000 | 1,385 |
| Total noninterest expense | $24,223,000 | 825 |
| Salaries and employee benefits | $11,963,000 | 826 |
| Premises and equipment expense | $3,292,000 | 780 |
| Additional noninterest expense | $8,968,000 | 824 |
| Pre-tax net operating income | $10,296,000 | 531 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,566,000 | 603 |
| Income before extraordinary items | $7,730,000 | 580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,730,000 | 579 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,730,000 | 580 |
| Net charge-offs | $5,795,000 | 902 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,742,000 | 225 |
| Net operating income | $7,730,000 | 560 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $38,970,000 | 573 |
| Total interest expense | $14,823,000 | 415 |
| Net interest income | $24,147,000 | 663 |
| Provision for loan and lease losses | $563,000 | 3,342 |
| Total noninterest income | $2,293,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $904,000 | 1,282 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,389,000 | 1,412 |
| Total noninterest expense | $18,208,000 | 812 |
| Salaries and employee benefits | $8,895,000 | 822 |
| Premises and equipment expense | $2,503,000 | 767 |
| Additional noninterest expense | $6,810,000 | 802 |
| Pre-tax net operating income | $7,669,000 | 559 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,896,000 | 614 |
| Income before extraordinary items | $5,773,000 | 602 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,773,000 | 601 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,773,000 | 602 |
| Net charge-offs | $4,968,000 | 784 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,118,000 | 194 |
| Net operating income | $5,773,000 | 571 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $26,000,000 | 577 |
| Total interest expense | $10,058,000 | 419 |
| Net interest income | $15,942,000 | 673 |
| Provision for loan and lease losses | $563,000 | 2,690 |
| Total noninterest income | $1,540,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $623,000 | 1,251 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $917,000 | 1,374 |
| Total noninterest expense | $12,185,000 | 806 |
| Salaries and employee benefits | $5,961,000 | 817 |
| Premises and equipment expense | $1,715,000 | 770 |
| Additional noninterest expense | $4,509,000 | 800 |
| Pre-tax net operating income | $4,734,000 | 585 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,137,000 | 648 |
| Income before extraordinary items | $3,597,000 | 627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,597,000 | 627 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,597,000 | 628 |
| Net charge-offs | $2,496,000 | 953 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,488,000 | 173 |
| Net operating income | $3,597,000 | 600 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $13,101,000 | 590 |
| Total interest expense | $5,125,000 | 435 |
| Net interest income | $7,976,000 | 684 |
| Provision for loan and lease losses | $563,000 | 1,711 |
| Total noninterest income | $657,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $296,000 | 1,324 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $361,000 | 1,619 |
| Total noninterest expense | $5,993,000 | 824 |
| Salaries and employee benefits | $2,930,000 | 842 |
| Premises and equipment expense | $835,000 | 805 |
| Additional noninterest expense | $2,228,000 | 809 |
| Pre-tax net operating income | $2,077,000 | 659 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $463,000 | 751 |
| Income before extraordinary items | $1,614,000 | 684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,614,000 | 685 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,614,000 | 688 |
| Net charge-offs | $333,000 | 1,928 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $693,000 | 139 |
| Net operating income | $1,614,000 | 661 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $53,745,000 | 603 |
| Total interest expense | $24,025,000 | 465 |
| Net interest income | $29,720,000 | 717 |
| Provision for loan and lease losses | $18,737,000 | 520 |
| Total noninterest income | $65,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,587,000 | 1,095 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,522,000 | 7,926 |
| Total noninterest expense | $23,543,000 | 893 |
| Salaries and employee benefits | $11,336,000 | 867 |
| Premises and equipment expense | $3,159,000 | 860 |
| Additional noninterest expense | $9,048,000 | 877 |
| Pre-tax net operating income | $-12,495,000 | 7,571 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-5,303,000 | 7,770 |
| Income before extraordinary items | $-7,192,000 | 7,441 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,192,000 | 7,438 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,192,000 | 7,439 |
| Net charge-offs | $21,244,000 | 396 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,270,000 | 249 |
| Net operating income | $-7,192,000 | 7,454 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $40,312,000 | 621 |
| Total interest expense | $18,549,000 | 484 |
| Net interest income | $21,763,000 | 740 |
| Provision for loan and lease losses | $12,324,000 | 529 |
| Total noninterest income | $-1,032,000 | 8,043 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,176,000 | 1,103 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-2,208,000 | 8,064 |
| Total noninterest expense | $17,517,000 | 888 |
| Salaries and employee benefits | $8,504,000 | 877 |
| Premises and equipment expense | $2,359,000 | 866 |
| Additional noninterest expense | $6,654,000 | 847 |
| Pre-tax net operating income | $-9,110,000 | 7,714 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-3,906,000 | 7,865 |
| Income before extraordinary items | $-5,204,000 | 7,594 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,204,000 | 7,594 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,204,000 | 7,594 |
| Net charge-offs | $5,119,000 | 800 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $2,535,000 | 243 |
| Net operating income | $-5,204,000 | 7,607 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $27,294,000 | 635 |
| Total interest expense | $12,661,000 | 506 |
| Net interest income | $14,633,000 | 724 |
| Provision for loan and lease losses | $3,521,000 | 974 |
| Total noninterest income | $2,377,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $787,000 | 1,086 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,590,000 | 1,046 |
| Total noninterest expense | $11,528,000 | 930 |
| Salaries and employee benefits | $5,767,000 | 882 |
| Premises and equipment expense | $1,532,000 | 918 |
| Additional noninterest expense | $4,229,000 | 902 |
| Pre-tax net operating income | $1,961,000 | 1,165 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $185,000 | 2,043 |
| Income before extraordinary items | $1,776,000 | 1,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,776,000 | 1,072 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,776,000 | 1,074 |
| Net charge-offs | $4,369,000 | 643 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,747,000 | 223 |
| Net operating income | $1,776,000 | 1,042 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,725,000 | 633 |
| Total interest expense | $6,415,000 | 514 |
| Net interest income | $7,310,000 | 726 |
| Provision for loan and lease losses | $117,000 | 3,678 |
| Total noninterest income | $1,132,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $389,000 | 1,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $743,000 | 1,071 |
| Total noninterest expense | $5,433,000 | 941 |
| Salaries and employee benefits | $2,957,000 | 860 |
| Premises and equipment expense | $792,000 | 896 |
| Additional noninterest expense | $1,684,000 | 1,000 |
| Pre-tax net operating income | $2,892,000 | 416 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $741,000 | 443 |
| Income before extraordinary items | $2,151,000 | 452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,151,000 | 453 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,151,000 | 454 |
| Net charge-offs | $3,531,000 | 407 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $941,000 | 164 |
| Net operating income | $2,151,000 | 423 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $56,261,000 | 660 |
| Total interest expense | $27,614,000 | 570 |
| Net interest income | $28,647,000 | 755 |
| Provision for loan and lease losses | $9,760,000 | 611 |
| Total noninterest income | $4,393,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,646,000 | 1,084 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,747,000 | 1,038 |
| Total noninterest expense | $20,561,000 | 966 |
| Salaries and employee benefits | $11,295,000 | 880 |
| Premises and equipment expense | $2,952,000 | 934 |
| Additional noninterest expense | $6,314,000 | 1,015 |
| Pre-tax net operating income | $2,719,000 | 1,958 |
| Securities gains (losses) | $-869,000 | 7,692 |
| Applicable income taxes | $-291,000 | 7,317 |
| Income before extraordinary items | $2,141,000 | 1,867 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,141,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,116 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-2,074,000 | 8,290 |
| Net operating income | $3,010,000 | 1,456 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $42,224,000 | 687 |
| Total interest expense | $20,931,000 | 597 |
| Net interest income | $21,293,000 | 782 |
| Provision for loan and lease losses | $1,035,000 | 1,787 |
| Total noninterest income | $3,323,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,223,000 | 1,107 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,100,000 | 1,070 |
| Total noninterest expense | $15,189,000 | 981 |
| Salaries and employee benefits | $8,488,000 | 909 |
| Premises and equipment expense | $2,185,000 | 950 |
| Additional noninterest expense | $4,516,000 | 1,022 |
| Pre-tax net operating income | $8,392,000 | 597 |
| Securities gains (losses) | $-185,000 | 7,594 |
| Applicable income taxes | $2,132,000 | 619 |
| Income before extraordinary items | $6,075,000 | 597 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,075,000 | 596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,183 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-2,890,000 | 8,376 |
| Net operating income | $6,211,900 | 614 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $28,217,000 | 688 |
| Total interest expense | $14,377,000 | 604 |
| Net interest income | $13,840,000 | 798 |
| Provision for loan and lease losses | $726,000 | 1,493 |
| Total noninterest income | $2,223,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $806,000 | 1,099 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,417,000 | 1,099 |
| Total noninterest expense | $10,182,000 | 969 |
| Salaries and employee benefits | $5,819,000 | 885 |
| Premises and equipment expense | $1,428,000 | 969 |
| Additional noninterest expense | $2,935,000 | 1,021 |
| Pre-tax net operating income | $5,155,000 | 680 |
| Securities gains (losses) | $-185,000 | 8,297 |
| Applicable income taxes | $1,261,000 | 769 |
| Income before extraordinary items | $3,709,000 | 733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,709,000 | 732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-3,770,000 | 8,448 |
| Net operating income | $3,847,750 | 699 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,198,000 | 704 |
| Total interest expense | $7,587,000 | 614 |
| Net interest income | $6,611,000 | 827 |
| Provision for loan and lease losses | $49,000 | 3,856 |
| Total noninterest income | $1,083,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $382,000 | 1,150 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $701,000 | 1,119 |
| Total noninterest expense | $4,989,000 | 972 |
| Salaries and employee benefits | $2,865,000 | 907 |
| Premises and equipment expense | $723,000 | 956 |
| Additional noninterest expense | $1,401,000 | 1,027 |
| Pre-tax net operating income | $2,656,000 | 719 |
| Securities gains (losses) | $-12,000 | 8,333 |
| Applicable income taxes | $688,000 | 800 |
| Income before extraordinary items | $1,956,000 | 776 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,956,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-2,289,000 | 8,484 |
| Net operating income | $1,964,880 | 736 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $56,811,000 | 726 |
| Total interest expense | $31,825,000 | 628 |
| Net interest income | $24,986,000 | 884 |
| Provision for loan and lease losses | $457,000 | 2,482 |
| Total noninterest income | $3,329,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,633,000 | 1,084 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,696,000 | 1,532 |
| Total noninterest expense | $18,086,000 | 1,035 |
| Salaries and employee benefits | $10,056,000 | 993 |
| Premises and equipment expense | $2,735,000 | 944 |
| Additional noninterest expense | $5,295,000 | 1,063 |
| Pre-tax net operating income | $9,772,000 | 872 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,712,000 | 881 |
| Income before extraordinary items | $7,060,000 | 920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,060,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,546 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $63,294,000 | 12 |
| Net operating income | $7,060,000 | 905 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,784,000 | 737 |
| Total interest expense | $23,734,000 | 628 |
| Net interest income | $18,050,000 | 925 |
| Provision for loan and lease losses | $273,000 | 2,441 |
| Total noninterest income | $2,258,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,203,000 | 1,095 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,055,000 | 1,764 |
| Total noninterest expense | $13,253,000 | 1,047 |
| Salaries and employee benefits | $7,319,000 | 1,024 |
| Premises and equipment expense | $1,971,000 | 983 |
| Additional noninterest expense | $3,963,000 | 1,040 |
| Pre-tax net operating income | $6,782,000 | 1,018 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,880,000 | 1,010 |
| Income before extraordinary items | $4,902,000 | 1,073 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,902,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $62,717,000 | 11 |
| Net operating income | $4,902,000 | 1,053 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,889,000 | 778 |
| Total interest expense | $15,697,000 | 642 |
| Net interest income | $11,192,000 | 1,001 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $1,448,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $804,000 | 1,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $644,000 | 1,884 |
| Total noninterest expense | $8,537,000 | 1,103 |
| Salaries and employee benefits | $4,734,000 | 1,078 |
| Premises and equipment expense | $1,242,000 | 1,078 |
| Additional noninterest expense | $2,561,000 | 1,085 |
| Pre-tax net operating income | $3,993,000 | 1,182 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,069,000 | 1,217 |
| Income before extraordinary items | $2,924,000 | 1,224 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,924,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $62,168,000 | 8 |
| Net operating income | $2,924,000 | 1,202 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,220,000 | 779 |
| Total interest expense | $7,806,000 | 642 |
| Net interest income | $5,414,000 | 1,031 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $714,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $398,000 | 1,081 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $316,000 | 1,879 |
| Total noninterest expense | $4,116,000 | 1,142 |
| Salaries and employee benefits | $2,328,000 | 1,103 |
| Premises and equipment expense | $613,000 | 1,093 |
| Additional noninterest expense | $1,175,000 | 1,162 |
| Pre-tax net operating income | $2,008,000 | 1,171 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $533,000 | 1,226 |
| Income before extraordinary items | $1,475,000 | 1,199 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,475,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $451,000 | 176 |
| Net operating income | $1,475,000 | 1,182 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $49,818,000 | 769 |
| Total interest expense | $27,629,000 | 624 |
| Net interest income | $22,189,000 | 1,004 |
| Provision for loan and lease losses | $186,000 | 3,661 |
| Total noninterest income | $2,964,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,719,000 | 1,031 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,245,000 | 1,908 |
| Total noninterest expense | $15,426,000 | 1,170 |
| Salaries and employee benefits | $8,673,000 | 1,117 |
| Premises and equipment expense | $2,174,000 | 1,180 |
| Additional noninterest expense | $4,579,000 | 1,171 |
| Pre-tax net operating income | $9,541,000 | 1,023 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $2,708,000 | 1,032 |
| Income before extraordinary items | $6,832,000 | 1,091 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,832,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,654,000 | 440 |
| Net operating income | $6,832,720 | 1,077 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $36,561,000 | 782 |
| Total interest expense | $19,877,000 | 632 |
| Net interest income | $16,684,000 | 1,022 |
| Provision for loan and lease losses | $128,000 | 3,730 |
| Total noninterest income | $2,227,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,282,000 | 1,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $945,000 | 1,895 |
| Total noninterest expense | $11,440,000 | 1,196 |
| Salaries and employee benefits | $6,402,000 | 1,156 |
| Premises and equipment expense | $1,606,000 | 1,211 |
| Additional noninterest expense | $3,432,000 | 1,176 |
| Pre-tax net operating income | $7,343,000 | 1,043 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $2,106,000 | 1,052 |
| Income before extraordinary items | $5,236,000 | 1,103 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,236,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,214,000 | 355 |
| Net operating income | $5,236,710 | 1,091 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $23,487,000 | 798 |
| Total interest expense | $12,353,000 | 645 |
| Net interest income | $11,134,000 | 1,024 |
| Provision for loan and lease losses | $8,000 | 6,090 |
| Total noninterest income | $1,490,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $846,000 | 1,047 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $644,000 | 1,872 |
| Total noninterest expense | $7,651,000 | 1,194 |
| Salaries and employee benefits | $4,244,000 | 1,166 |
| Premises and equipment expense | $1,076,000 | 1,201 |
| Additional noninterest expense | $2,331,000 | 1,164 |
| Pre-tax net operating income | $4,965,000 | 1,031 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $1,438,000 | 1,040 |
| Income before extraordinary items | $3,526,000 | 1,089 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,526,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $774,000 | 285 |
| Net operating income | $3,526,710 | 1,077 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,278,000 | 810 |
| Total interest expense | $5,824,000 | 641 |
| Net interest income | $5,454,000 | 1,041 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $718,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $409,000 | 1,041 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $309,000 | 1,899 |
| Total noninterest expense | $3,729,000 | 1,222 |
| Salaries and employee benefits | $2,121,000 | 1,168 |
| Premises and equipment expense | $529,000 | 1,226 |
| Additional noninterest expense | $1,079,000 | 1,230 |
| Pre-tax net operating income | $2,443,000 | 1,024 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $700,000 | 1,052 |
| Income before extraordinary items | $1,742,000 | 1,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,742,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $381,000 | 203 |
| Net operating income | $1,742,710 | 1,064 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $40,011,000 | 809 |
| Total interest expense | $19,343,000 | 599 |
| Net interest income | $20,668,000 | 1,041 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $2,950,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,780,000 | 985 |
| Trading account gains and fees | $98,000 | 101 |
| Additional Noninterest Income | $1,072,000 | 2,112 |
| Total noninterest expense | $14,706,000 | 1,181 |
| Salaries and employee benefits | $8,013,000 | 1,156 |
| Premises and equipment expense | $2,125,000 | 1,147 |
| Additional noninterest expense | $4,568,000 | 1,116 |
| Pre-tax net operating income | $8,887,000 | 1,087 |
| Securities gains (losses) | $-72,000 | 8,317 |
| Applicable income taxes | $2,509,000 | 1,122 |
| Income before extraordinary items | $6,306,000 | 1,154 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,306,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,213 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $-8,011,000 | 8,827 |
| Net operating income | $6,357,840 | 1,116 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $28,972,000 | 816 |
| Total interest expense | $13,686,000 | 596 |
| Net interest income | $15,286,000 | 1,039 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $2,138,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,320,000 | 995 |
| Trading account gains and fees | $80,000 | 96 |
| Additional Noninterest Income | $738,000 | 2,232 |
| Total noninterest expense | $10,801,000 | 1,196 |
| Salaries and employee benefits | $5,778,000 | 1,190 |
| Premises and equipment expense | $1,564,000 | 1,162 |
| Additional noninterest expense | $3,459,000 | 1,091 |
| Pre-tax net operating income | $6,603,000 | 1,093 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,912,000 | 1,117 |
| Income before extraordinary items | $4,691,000 | 1,156 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,691,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-8,481,000 | 8,854 |
| Net operating income | $4,691,000 | 1,134 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,572,000 | 822 |
| Total interest expense | $8,539,000 | 597 |
| Net interest income | $10,033,000 | 1,046 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,318,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $883,000 | 964 |
| Trading account gains and fees | $43,000 | 90 |
| Additional Noninterest Income | $392,000 | 2,581 |
| Total noninterest expense | $7,000,000 | 1,212 |
| Salaries and employee benefits | $3,669,000 | 1,239 |
| Premises and equipment expense | $1,011,000 | 1,192 |
| Additional noninterest expense | $2,320,000 | 1,083 |
| Pre-tax net operating income | $4,351,000 | 1,083 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,290,000 | 1,080 |
| Income before extraordinary items | $3,061,000 | 1,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,061,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $-5,067,000 | 8,864 |
| Net operating income | $3,061,000 | 1,124 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,907,000 | 846 |
| Total interest expense | $3,951,000 | 613 |
| Net interest income | $4,956,000 | 1,050 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $562,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $436,000 | 934 |
| Trading account gains and fees | $14,000 | 98 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $3,469,000 | 1,220 |
| Salaries and employee benefits | $1,801,000 | 1,283 |
| Premises and equipment expense | $513,000 | 1,188 |
| Additional noninterest expense | $1,155,000 | 1,075 |
| Pre-tax net operating income | $2,049,000 | 1,133 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $638,000 | 1,090 |
| Income before extraordinary items | $1,411,000 | 1,226 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,411,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $-4,043,000 | 8,928 |
| Net operating income | $1,411,000 | 1,202 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,849,000 | 906 |
| Total interest expense | $14,209,000 | 583 |
| Net interest income | $16,640,000 | 1,211 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $2,166,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $13,000 | 7,746 |
| Trading account gains and fees | $-141,000 | 8,954 |
| Additional Noninterest Income | $2,294,000 | 1,209 |
| Total noninterest expense | $11,939,000 | 1,373 |
| Salaries and employee benefits | $6,432,000 | 1,378 |
| Premises and equipment expense | $1,608,000 | 1,433 |
| Additional noninterest expense | $3,899,000 | 1,272 |
| Pre-tax net operating income | $6,822,000 | 1,265 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,267,000 | 1,135 |
| Income before extraordinary items | $4,555,000 | 1,415 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,555,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $31,508,000 | 20 |
| Net operating income | $4,555,000 | 1,377 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,423,000 | 926 |
| Total interest expense | $10,406,000 | 579 |
| Net interest income | $12,017,000 | 1,252 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $1,546,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $10,000 | 7,785 |
| Trading account gains and fees | $-155,000 | 9,005 |
| Additional Noninterest Income | $1,691,000 | 1,214 |
| Total noninterest expense | $8,760,000 | 1,398 |
| Salaries and employee benefits | $4,693,000 | 1,413 |
| Premises and equipment expense | $1,192,000 | 1,448 |
| Additional noninterest expense | $2,875,000 | 1,288 |
| Pre-tax net operating income | $4,758,000 | 1,367 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,611,000 | 1,212 |
| Income before extraordinary items | $3,147,000 | 1,542 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,147,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,147,000 | 1,498 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,471,000 | 946 |
| Total interest expense | $6,916,000 | 575 |
| Net interest income | $7,555,000 | 1,313 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $1,038,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $7,000 | 7,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,031,000 | 1,292 |
| Total noninterest expense | $5,747,000 | 1,412 |
| Salaries and employee benefits | $3,046,000 | 1,449 |
| Premises and equipment expense | $811,000 | 1,427 |
| Additional noninterest expense | $1,890,000 | 1,289 |
| Pre-tax net operating income | $2,801,000 | 1,512 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $927,000 | 1,363 |
| Income before extraordinary items | $1,874,000 | 1,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,874,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,746 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,874,000 | 1,644 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 953 |
| Total interest expense | $3,418,000 | 597 |
| Net interest income | $3,824,000 | 1,306 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $499,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $495,000 | 1,306 |
| Total noninterest expense | $2,936,000 | 1,400 |
| Salaries and employee benefits | $1,622,000 | 1,366 |
| Premises and equipment expense | $408,000 | 1,441 |
| Additional noninterest expense | $906,000 | 1,336 |
| Pre-tax net operating income | $1,342,000 | 1,541 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $446,000 | 1,425 |
| Income before extraordinary items | $896,000 | 1,751 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $896,000 | 1,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $896,000 | 1,667 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,664,000 | 949 |
| Total interest expense | $14,127,000 | 627 |
| Net interest income | $15,537,000 | 1,238 |
| Provision for loan and lease losses | $375,000 | 2,706 |
| Total noninterest income | $2,003,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $11,000 | 7,926 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,992,000 | 1,480 |
| Total noninterest expense | $11,417,000 | 1,406 |
| Salaries and employee benefits | $6,020,000 | 1,422 |
| Premises and equipment expense | $1,657,000 | 1,377 |
| Additional noninterest expense | $3,740,000 | 1,328 |
| Pre-tax net operating income | $5,748,000 | 1,437 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,898,000 | 1,336 |
| Income before extraordinary items | $3,850,000 | 1,614 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,850,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 1,179 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,850,000 | 1,547 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,292,000 | 962 |
| Total interest expense | $10,636,000 | 657 |
| Net interest income | $11,656,000 | 1,258 |
| Provision for loan and lease losses | $375,000 | 2,114 |
| Total noninterest income | $1,463,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $7,000 | 8,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,456,000 | 1,565 |
| Total noninterest expense | $8,609,000 | 1,408 |
| Salaries and employee benefits | $4,625,000 | 1,403 |
| Premises and equipment expense | $1,237,000 | 1,392 |
| Additional noninterest expense | $2,747,000 | 1,343 |
| Pre-tax net operating income | $4,135,000 | 1,533 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,397,000 | 1,422 |
| Income before extraordinary items | $2,738,000 | 1,757 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,738,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 868 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,738,000 | 1,663 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,111,000 | 961 |
| Total interest expense | $7,095,000 | 678 |
| Net interest income | $8,016,000 | 1,215 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $818,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $4,000 | 8,047 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $814,000 | 1,756 |
| Total noninterest expense | $5,589,000 | 1,441 |
| Salaries and employee benefits | $3,012,000 | 1,431 |
| Premises and equipment expense | $820,000 | 1,400 |
| Additional noninterest expense | $1,757,000 | 1,408 |
| Pre-tax net operating income | $2,995,000 | 1,427 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,027,000 | 1,340 |
| Income before extraordinary items | $1,968,000 | 1,647 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,968,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 665 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,968,000 | 1,535 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,607,000 | 965 |
| Total interest expense | $3,553,000 | 686 |
| Net interest income | $4,054,000 | 1,213 |
| Provision for loan and lease losses | $125,000 | 1,986 |
| Total noninterest income | $400,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $397,000 | 1,748 |
| Total noninterest expense | $2,852,000 | 1,409 |
| Salaries and employee benefits | $1,585,000 | 1,366 |
| Premises and equipment expense | $418,000 | 1,388 |
| Additional noninterest expense | $849,000 | 1,416 |
| Pre-tax net operating income | $1,477,000 | 1,449 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $509,000 | 1,356 |
| Income before extraordinary items | $968,000 | 1,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $968,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 406 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $968,000 | 1,558 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,841,000 | 959 |
| Total interest expense | $14,583,000 | 763 |
| Net interest income | $17,258,000 | 1,115 |
| Provision for loan and lease losses | $500,000 | 2,369 |
| Total noninterest income | $1,420,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $16,000 | 8,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,404,000 | 1,735 |
| Total noninterest expense | $10,561,000 | 1,455 |
| Salaries and employee benefits | $5,544,000 | 1,467 |
| Premises and equipment expense | $1,497,000 | 1,486 |
| Additional noninterest expense | $3,520,000 | 1,355 |
| Pre-tax net operating income | $7,617,000 | 1,110 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $2,738,000 | 1,005 |
| Income before extraordinary items | $4,902,000 | 1,287 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,902,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,482 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,887,280 | 1,238 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,531,000 | 1,049 |
| Total interest expense | $16,792,000 | 957 |
| Net interest income | $15,739,000 | 1,129 |
| Provision for loan and lease losses | $628,000 | 1,833 |
| Total noninterest income | $1,039,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $40,000 | 7,789 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $999,000 | 2,049 |
| Total noninterest expense | $9,470,000 | 1,546 |
| Salaries and employee benefits | $4,859,000 | 1,553 |
| Premises and equipment expense | $1,422,000 | 1,515 |
| Additional noninterest expense | $3,189,000 | 1,462 |
| Pre-tax net operating income | $6,680,000 | 1,113 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,380,000 | 1,016 |
| Income before extraordinary items | $4,300,000 | 1,263 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,300,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,888 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,300,000 | 1,213 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,095,000 | 1,130 |
| Total interest expense | $16,815,000 | 1,050 |
| Net interest income | $14,280,000 | 1,229 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $940,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $319,000 | 3,872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $621,000 | 2,583 |
| Total noninterest expense | $8,567,000 | 1,630 |
| Salaries and employee benefits | $4,317,000 | 1,655 |
| Premises and equipment expense | $1,271,000 | 1,635 |
| Additional noninterest expense | $2,979,000 | 1,505 |
| Pre-tax net operating income | $6,653,000 | 1,131 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,303,000 | 1,029 |
| Income before extraordinary items | $4,350,000 | 1,213 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,350,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,350,000 | 1,212 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,398,000 | 1,189 |
| Total interest expense | $14,604,000 | 1,043 |
| Net interest income | $12,794,000 | 1,365 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,158,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $249,000 | 4,528 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $909,000 | 1,994 |
| Total noninterest expense | $8,004,000 | 1,720 |
| Salaries and employee benefits | $3,841,000 | 1,810 |
| Premises and equipment expense | $1,179,000 | 1,737 |
| Additional noninterest expense | $2,984,000 | 1,524 |
| Pre-tax net operating income | $5,948,000 | 1,289 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,197,000 | 1,136 |
| Income before extraordinary items | $3,751,000 | 1,428 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,751,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,551 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,751,000 | 1,403 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,881,000 | 1,299 |
| Total interest expense | $13,173,000 | 1,177 |
| Net interest income | $11,708,000 | 1,432 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $938,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $755,000 | 2,260 |
| Total noninterest expense | $6,387,000 | 2,055 |
| Salaries and employee benefits | $3,155,000 | 2,147 |
| Premises and equipment expense | $738,000 | 2,643 |
| Additional noninterest expense | $2,494,000 | 1,712 |
| Pre-tax net operating income | $6,229,000 | 1,196 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,228,000 | 1,126 |
| Income before extraordinary items | $4,001,000 | 1,325 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,001,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,001,000 | 1,268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,911,000 | 1,498 |
| Total interest expense | $11,324,000 | 1,391 |
| Net interest income | $10,587,000 | 1,643 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $893,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $719,000 | 2,183 |
| Total noninterest expense | $5,586,000 | 2,311 |
| Salaries and employee benefits | $2,795,000 | 2,377 |
| Premises and equipment expense | $622,000 | 3,043 |
| Additional noninterest expense | $2,169,000 | 1,954 |
| Pre-tax net operating income | $5,857,000 | 1,323 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,154,000 | 1,239 |
| Income before extraordinary items | $3,703,000 | 1,461 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,703,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,703,000 | 1,427 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,888,000 | 1,690 |
| Total interest expense | $10,178,000 | 1,565 |
| Net interest income | $9,710,000 | 1,833 |
| Provision for loan and lease losses | $181,000 | 3,625 |
| Total noninterest income | $966,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $162,000 | 6,245 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $804,000 | 2,095 |
| Total noninterest expense | $6,630,000 | 2,089 |
| Salaries and employee benefits | $2,584,000 | 2,591 |
| Premises and equipment expense | $581,000 | 3,311 |
| Additional noninterest expense | $3,465,000 | 1,527 |
| Pre-tax net operating income | $3,865,000 | 1,871 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,490,000 | 1,611 |
| Income before extraordinary items | $2,375,000 | 2,093 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,375,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,856 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,375,000 | 2,046 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,528,000 | 1,829 |
| Total interest expense | $9,492,000 | 1,681 |
| Net interest income | $9,036,000 | 1,986 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,077,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $169,000 | 6,277 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $908,000 | 1,929 |
| Total noninterest expense | $5,382,000 | 2,526 |
| Salaries and employee benefits | $2,440,000 | 2,741 |
| Premises and equipment expense | $227,000 | 6,713 |
| Additional noninterest expense | $2,715,000 | 1,838 |
| Pre-tax net operating income | $4,731,000 | 1,571 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,905,000 | 1,326 |
| Income before extraordinary items | $2,826,000 | 1,787 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,826,000 | 1,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,826,000 | 1,767 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,598,000 | 1,851 |
| Total interest expense | $7,758,000 | 1,625 |
| Net interest income | $8,840,000 | 2,041 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $715,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $545,000 | 2,783 |
| Total noninterest expense | $4,853,000 | 2,853 |
| Salaries and employee benefits | $2,322,000 | 2,848 |
| Premises and equipment expense | $273,000 | 6,120 |
| Additional noninterest expense | $2,258,000 | 2,326 |
| Pre-tax net operating income | $4,632,000 | 1,558 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,757,000 | 1,341 |
| Income before extraordinary items | $2,875,000 | 1,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,875,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,875,000 | 1,709 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,514,000 | 1,896 |
| Total interest expense | $8,230,000 | 1,609 |
| Net interest income | $8,284,000 | 2,172 |
| Provision for loan and lease losses | $592,000 | 1,882 |
| Total noninterest income | $876,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $694,000 | 2,615 |
| Total noninterest expense | $4,982,000 | 2,867 |
| Salaries and employee benefits | $2,377,000 | 2,780 |
| Premises and equipment expense | $487,000 | 3,958 |
| Additional noninterest expense | $2,118,000 | 2,594 |
| Pre-tax net operating income | $3,586,000 | 1,903 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,382,000 | 1,687 |
| Income before extraordinary items | $2,204,000 | 2,267 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $2,504,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,486 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,204,000 | 2,136 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,000,000 | 2,082 |
| Total interest expense | $9,632,000 | 1,776 |
| Net interest income | $7,368,000 | 2,459 |
| Provision for loan and lease losses | $421,000 | 3,338 |
| Total noninterest income | $1,054,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $144,000 | 7,271 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $910,000 | 2,137 |
| Total noninterest expense | $5,102,000 | 2,808 |
| Salaries and employee benefits | $2,215,000 | 2,916 |
| Premises and equipment expense | $461,000 | 4,263 |
| Additional noninterest expense | $2,426,000 | 2,381 |
| Pre-tax net operating income | $2,899,000 | 2,145 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,230,000 | 1,714 |
| Income before extraordinary items | $1,669,000 | 2,760 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,669,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 2,433 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,669,000 | 2,549 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.