Home > Abington Savings Bank > Income and Expense
Abington Savings Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 787 |
| Total interest expense | $2,657,000 | 760 |
| Net interest income | $6,273,000 | 778 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $3,232,000 | 518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,096,000 | 211 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,136,000 | 730 |
| Total noninterest expense | $7,208,000 | 596 |
| Salaries and employee benefits | $3,958,000 | 563 |
| Premises and equipment expense | $1,164,000 | 516 |
| Additional noninterest expense | $2,086,000 | 622 |
| Pre-tax net operating income | $2,297,000 | 943 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $809,000 | 884 |
| Income before extraordinary items | $1,488,000 | 1,103 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,488,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,488,000 | 1,044 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,433,000 | 709 |
| Total interest expense | $14,519,000 | 612 |
| Net interest income | $24,914,000 | 766 |
| Provision for loan and lease losses | $375,000 | 2,706 |
| Total noninterest income | $18,486,000 | 426 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $8,820,000 | 206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,666,000 | 464 |
| Total noninterest expense | $36,850,000 | 490 |
| Salaries and employee benefits | $17,956,000 | 493 |
| Premises and equipment expense | $4,745,000 | 497 |
| Additional noninterest expense | $14,149,000 | 427 |
| Pre-tax net operating income | $6,175,000 | 1,338 |
| Securities gains (losses) | $773,000 | 566 |
| Applicable income taxes | $2,588,000 | 1,040 |
| Income before extraordinary items | $4,360,000 | 1,444 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,360,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,949 |
| Cash dividends | $2,050,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,865,280 | 1,540 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $30,627,000 | 705 |
| Total interest expense | $11,750,000 | 601 |
| Net interest income | $18,877,000 | 768 |
| Provision for loan and lease losses | $375,000 | 2,114 |
| Total noninterest income | $14,235,000 | 433 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,399,000 | 223 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,836,000 | 452 |
| Total noninterest expense | $28,809,000 | 480 |
| Salaries and employee benefits | $14,078,000 | 486 |
| Premises and equipment expense | $3,259,000 | 546 |
| Additional noninterest expense | $11,472,000 | 414 |
| Pre-tax net operating income | $3,928,000 | 1,607 |
| Securities gains (losses) | $773,000 | 518 |
| Applicable income taxes | $1,822,000 | 1,133 |
| Income before extraordinary items | $2,879,000 | 1,676 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,879,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,545 |
| Cash dividends | $1,450,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,384,280 | 1,910 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,166,000 | 680 |
| Total interest expense | $8,716,000 | 568 |
| Net interest income | $12,450,000 | 778 |
| Provision for loan and lease losses | $375,000 | 1,474 |
| Total noninterest income | $8,970,000 | 455 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $4,005,000 | 234 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,965,000 | 471 |
| Total noninterest expense | $17,871,000 | 512 |
| Salaries and employee benefits | $9,412,000 | 483 |
| Premises and equipment expense | $2,162,000 | 549 |
| Additional noninterest expense | $6,297,000 | 471 |
| Pre-tax net operating income | $3,174,000 | 1,347 |
| Securities gains (losses) | $698,000 | 469 |
| Applicable income taxes | $1,501,000 | 988 |
| Income before extraordinary items | $2,371,000 | 1,387 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,371,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,181 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,924,280 | 1,579 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,618,000 | 685 |
| Total interest expense | $4,302,000 | 585 |
| Net interest income | $6,316,000 | 757 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $3,803,000 | 501 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,725,000 | 266 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,078,000 | 527 |
| Total noninterest expense | $8,641,000 | 524 |
| Salaries and employee benefits | $4,462,000 | 507 |
| Premises and equipment expense | $1,123,000 | 538 |
| Additional noninterest expense | $3,056,000 | 480 |
| Pre-tax net operating income | $1,478,000 | 1,447 |
| Securities gains (losses) | $641,000 | 295 |
| Applicable income taxes | $755,000 | 994 |
| Income before extraordinary items | $1,364,000 | 1,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,364,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $953,760 | 1,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $47,515,000 | 646 |
| Total interest expense | $21,118,000 | 553 |
| Net interest income | $26,397,000 | 718 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $14,967,000 | 485 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,362,000 | 242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,605,000 | 523 |
| Total noninterest expense | $28,204,000 | 587 |
| Salaries and employee benefits | $14,754,000 | 559 |
| Premises and equipment expense | $3,606,000 | 619 |
| Additional noninterest expense | $9,844,000 | 564 |
| Pre-tax net operating income | $12,935,000 | 680 |
| Securities gains (losses) | $-158,000 | 9,175 |
| Applicable income taxes | $4,793,000 | 614 |
| Income before extraordinary items | $7,984,000 | 793 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,984,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,234,000 | 532 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,085,120 | 756 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $50,492,000 | 694 |
| Total interest expense | $27,661,000 | 604 |
| Net interest income | $22,831,000 | 777 |
| Provision for loan and lease losses | $1,705,000 | 803 |
| Total noninterest income | $12,328,000 | 532 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,685,000 | 251 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,643,000 | 603 |
| Total noninterest expense | $25,420,000 | 633 |
| Salaries and employee benefits | $12,158,000 | 630 |
| Premises and equipment expense | $3,787,000 | 583 |
| Additional noninterest expense | $9,475,000 | 598 |
| Pre-tax net operating income | $8,034,000 | 939 |
| Securities gains (losses) | $-1,723,000 | 9,597 |
| Applicable income taxes | $2,207,000 | 1,083 |
| Income before extraordinary items | $4,104,000 | 1,327 |
| Extraordinary gains, net | $-298,000 | 9,549 |
| Net income | $3,806,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 848 |
| Net operating income | $5,223,950 | 1,009 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $48,342,000 | 741 |
| Total interest expense | $28,457,000 | 654 |
| Net interest income | $19,885,000 | 871 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $9,100,000 | 624 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $5,363,000 | 275 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,737,000 | 749 |
| Total noninterest expense | $21,035,000 | 729 |
| Salaries and employee benefits | $10,679,000 | 671 |
| Premises and equipment expense | $2,849,000 | 726 |
| Additional noninterest expense | $7,507,000 | 707 |
| Pre-tax net operating income | $7,790,000 | 992 |
| Securities gains (losses) | $405,000 | 292 |
| Applicable income taxes | $2,927,000 | 847 |
| Income before extraordinary items | $5,268,000 | 1,018 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,268,000 | 1,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 876 |
| Net operating income | $5,008,800 | 1,064 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $42,241,000 | 799 |
| Total interest expense | $23,183,000 | 704 |
| Net interest income | $19,058,000 | 927 |
| Provision for loan and lease losses | $640,000 | 1,423 |
| Total noninterest income | $7,065,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,274,000 | 334 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,791,000 | 937 |
| Total noninterest expense | $18,647,000 | 801 |
| Salaries and employee benefits | $8,922,000 | 779 |
| Premises and equipment expense | $2,896,000 | 717 |
| Additional noninterest expense | $6,829,000 | 783 |
| Pre-tax net operating income | $6,836,000 | 1,129 |
| Securities gains (losses) | $823,000 | 247 |
| Applicable income taxes | $2,723,000 | 954 |
| Income before extraordinary items | $4,936,000 | 1,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,936,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 841 |
| Net operating income | $4,409,280 | 1,220 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,442,000 | 870 |
| Total interest expense | $21,669,000 | 756 |
| Net interest income | $16,773,000 | 1,006 |
| Provision for loan and lease losses | $760,000 | 1,223 |
| Total noninterest income | $5,475,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,582,000 | 371 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,893,000 | 1,205 |
| Total noninterest expense | $15,643,000 | 899 |
| Salaries and employee benefits | $7,482,000 | 881 |
| Premises and equipment expense | $2,346,000 | 835 |
| Additional noninterest expense | $5,815,000 | 870 |
| Pre-tax net operating income | $5,845,000 | 1,284 |
| Securities gains (losses) | $1,731,000 | 260 |
| Applicable income taxes | $2,646,000 | 972 |
| Income before extraordinary items | $4,930,000 | 1,093 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,930,000 | 1,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 10,035 |
| Cash dividends | $2,500,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 889 |
| Net operating income | $3,804,850 | 1,341 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,297,000 | 946 |
| Total interest expense | $20,105,000 | 831 |
| Net interest income | $16,192,000 | 1,092 |
| Provision for loan and lease losses | $630,000 | 1,447 |
| Total noninterest income | $4,686,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $3,080,000 | 426 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,606,000 | 1,273 |
| Total noninterest expense | $13,436,000 | 1,019 |
| Salaries and employee benefits | $6,286,000 | 1,051 |
| Premises and equipment expense | $2,240,000 | 895 |
| Additional noninterest expense | $4,910,000 | 980 |
| Pre-tax net operating income | $6,812,000 | 1,167 |
| Securities gains (losses) | $538,000 | 411 |
| Applicable income taxes | $2,765,000 | 995 |
| Income before extraordinary items | $4,585,000 | 1,196 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,585,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,912 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 984 |
| Net operating income | $4,240,680 | 1,252 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,335,000 | 1,024 |
| Total interest expense | $19,517,000 | 861 |
| Net interest income | $14,818,000 | 1,211 |
| Provision for loan and lease losses | $480,000 | 1,787 |
| Total noninterest income | $3,929,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,487,000 | 551 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,442,000 | 1,422 |
| Total noninterest expense | $13,090,000 | 1,129 |
| Salaries and employee benefits | $5,915,000 | 1,137 |
| Premises and equipment expense | $2,388,000 | 912 |
| Additional noninterest expense | $4,787,000 | 1,177 |
| Pre-tax net operating income | $5,177,000 | 1,396 |
| Securities gains (losses) | $495,000 | 422 |
| Applicable income taxes | $2,139,000 | 1,162 |
| Income before extraordinary items | $3,533,000 | 1,401 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,533,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $754,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 585 |
| Net operating income | $3,216,200 | 1,512 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,954,000 | 1,106 |
| Total interest expense | $18,222,000 | 959 |
| Net interest income | $13,732,000 | 1,311 |
| Provision for loan and lease losses | $2,233,000 | 544 |
| Total noninterest income | $3,087,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,450,000 | 917 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,637,000 | 1,304 |
| Total noninterest expense | $12,320,000 | 1,193 |
| Salaries and employee benefits | $5,485,000 | 1,222 |
| Premises and equipment expense | $2,050,000 | 1,041 |
| Additional noninterest expense | $4,785,000 | 1,160 |
| Pre-tax net operating income | $2,266,000 | 3,130 |
| Securities gains (losses) | $181,000 | 714 |
| Applicable income taxes | $1,018,000 | 2,340 |
| Income before extraordinary items | $1,429,000 | 3,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,429,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,642,000 | 394 |
| Cash dividends | $751,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 501 |
| Net operating income | $1,313,160 | 3,626 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,133,000 | 1,155 |
| Total interest expense | $14,349,000 | 943 |
| Net interest income | $12,784,000 | 1,403 |
| Provision for loan and lease losses | $610,000 | 1,312 |
| Total noninterest income | $2,970,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $875,000 | 1,549 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,095,000 | 1,097 |
| Total noninterest expense | $10,400,000 | 1,409 |
| Salaries and employee benefits | $4,912,000 | 1,376 |
| Premises and equipment expense | $1,768,000 | 1,192 |
| Additional noninterest expense | $3,720,000 | 1,502 |
| Pre-tax net operating income | $4,744,000 | 1,536 |
| Securities gains (losses) | $107,000 | 748 |
| Applicable income taxes | $1,587,000 | 1,477 |
| Income before extraordinary items | $3,264,000 | 1,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,264,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,723 |
| Cash dividends | $750,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 801 |
| Net operating income | $3,192,310 | 1,549 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,725,000 | 1,332 |
| Total interest expense | $12,302,000 | 1,100 |
| Net interest income | $11,423,000 | 1,580 |
| Provision for loan and lease losses | $720,000 | 1,621 |
| Total noninterest income | $2,561,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $623,000 | 2,197 |
| Trading account gains and fees | $338,000 | 195 |
| Additional Noninterest Income | $1,600,000 | 1,469 |
| Total noninterest expense | $9,022,000 | 1,680 |
| Salaries and employee benefits | $3,998,000 | 1,691 |
| Premises and equipment expense | $1,524,000 | 1,402 |
| Additional noninterest expense | $3,500,000 | 1,683 |
| Pre-tax net operating income | $4,242,000 | 1,632 |
| Securities gains (losses) | $121,000 | 2,242 |
| Applicable income taxes | $1,556,000 | 1,519 |
| Income before extraordinary items | $2,807,000 | 1,781 |
| Extraordinary gains, net | $650,000 | 345 |
| Net income | $3,457,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $729,000 | 1,401 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-466,000 | 13,235 |
| Net operating income | $2,729,560 | 1,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,528,000 | 1,657 |
| Total interest expense | $11,784,000 | 1,497 |
| Net interest income | $9,744,000 | 1,881 |
| Provision for loan and lease losses | $930,000 | 1,924 |
| Total noninterest income | $2,332,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $464,000 | 3,007 |
| Trading account gains and fees | $113,000 | 257 |
| Additional Noninterest Income | $1,755,000 | 1,361 |
| Total noninterest expense | $7,859,000 | 1,916 |
| Salaries and employee benefits | $3,026,000 | 2,173 |
| Premises and equipment expense | $1,184,000 | 1,781 |
| Additional noninterest expense | $3,649,000 | 1,703 |
| Pre-tax net operating income | $3,287,000 | 1,888 |
| Securities gains (losses) | $-253,000 | 13,858 |
| Applicable income taxes | $1,243,000 | 1,694 |
| Income before extraordinary items | $1,791,000 | 2,565 |
| Extraordinary gains, net | $24,000 | 1,188 |
| Net income | $1,815,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 1,761 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 873 |
| Net operating income | $1,952,920 | 2,175 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.