ABC Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 1,878 |
| Total interest expense | $590,000 | 1,502 |
| Net interest income | $3,017,000 | 1,928 |
| Provision for loan and lease losses | $225,000 | 854 |
| Total noninterest income | $320,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $241,000 | 1,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,652 |
| Total noninterest expense | $2,421,000 | 1,971 |
| Salaries and employee benefits | $1,380,000 | 1,968 |
| Premises and equipment expense | $375,000 | 1,551 |
| Additional noninterest expense | $666,000 | 2,123 |
| Pre-tax net operating income | $691,000 | 2,612 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-12,000 | 5,464 |
| Income before extraordinary items | $703,000 | 2,368 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $703,000 | 2,367 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $703,000 | 2,368 |
| Net charge-offs | $335,000 | 394 |
| Cash dividends | $553,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $703,000 | 2,359 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,861,000 | 1,783 |
| Total interest expense | $2,278,000 | 1,385 |
| Net interest income | $12,583,000 | 1,838 |
| Provision for loan and lease losses | $1,460,000 | 658 |
| Total noninterest income | $1,922,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,054,000 | 1,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $868,000 | 2,461 |
| Total noninterest expense | $10,614,000 | 1,821 |
| Salaries and employee benefits | $6,158,000 | 1,777 |
| Premises and equipment expense | $1,488,000 | 1,530 |
| Additional noninterest expense | $2,968,000 | 1,950 |
| Pre-tax net operating income | $2,431,000 | 2,792 |
| Securities gains (losses) | $69,000 | 759 |
| Applicable income taxes | $29,000 | 3,681 |
| Income before extraordinary items | $2,471,000 | 2,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,471,000 | 2,346 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,471,000 | 2,346 |
| Net charge-offs | $2,129,000 | 384 |
| Cash dividends | $873,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,402,690 | 2,367 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,170,000 | 1,783 |
| Total interest expense | $1,666,000 | 1,399 |
| Net interest income | $9,504,000 | 1,825 |
| Provision for loan and lease losses | $1,110,000 | 639 |
| Total noninterest income | $1,602,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $810,000 | 1,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 2,267 |
| Total noninterest expense | $8,078,000 | 1,793 |
| Salaries and employee benefits | $4,707,000 | 1,752 |
| Premises and equipment expense | $1,035,000 | 1,637 |
| Additional noninterest expense | $2,336,000 | 1,880 |
| Pre-tax net operating income | $1,918,000 | 2,773 |
| Securities gains (losses) | $69,000 | 740 |
| Applicable income taxes | $28,000 | 3,631 |
| Income before extraordinary items | $1,959,000 | 2,446 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,959,000 | 2,445 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,959,000 | 2,446 |
| Net charge-offs | $1,267,000 | 423 |
| Cash dividends | $754,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,890,690 | 2,480 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 1,773 |
| Total interest expense | $1,070,000 | 1,407 |
| Net interest income | $6,317,000 | 1,820 |
| Provision for loan and lease losses | $700,000 | 660 |
| Total noninterest income | $939,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $542,000 | 1,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 2,586 |
| Total noninterest expense | $5,528,000 | 1,740 |
| Salaries and employee benefits | $3,163,000 | 1,740 |
| Premises and equipment expense | $684,000 | 1,654 |
| Additional noninterest expense | $1,681,000 | 1,757 |
| Pre-tax net operating income | $1,028,000 | 3,082 |
| Securities gains (losses) | $65,000 | 560 |
| Applicable income taxes | $20,000 | 3,634 |
| Income before extraordinary items | $1,073,000 | 2,703 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,073,000 | 2,703 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,073,000 | 2,703 |
| Net charge-offs | $1,213,000 | 314 |
| Cash dividends | $429,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,009,300 | 2,787 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 1,757 |
| Total interest expense | $515,000 | 1,424 |
| Net interest income | $3,183,000 | 1,797 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $522,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $279,000 | 1,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 2,349 |
| Total noninterest expense | $2,590,000 | 1,864 |
| Salaries and employee benefits | $1,599,000 | 1,746 |
| Premises and equipment expense | $347,000 | 1,648 |
| Additional noninterest expense | $644,000 | 2,184 |
| Pre-tax net operating income | $815,000 | 2,253 |
| Securities gains (losses) | $21,000 | 514 |
| Applicable income taxes | $8,000 | 3,672 |
| Income before extraordinary items | $828,000 | 1,926 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $828,000 | 1,926 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $828,000 | 1,926 |
| Net charge-offs | $413,000 | 384 |
| Cash dividends | $337,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $807,210 | 1,933 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,621,000 | 1,734 |
| Total interest expense | $2,068,000 | 1,380 |
| Net interest income | $12,553,000 | 1,790 |
| Provision for loan and lease losses | $1,425,000 | 673 |
| Total noninterest income | $2,326,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,047,000 | 1,166 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,279,000 | 2,093 |
| Total noninterest expense | $10,757,000 | 1,784 |
| Salaries and employee benefits | $6,715,000 | 1,618 |
| Premises and equipment expense | $1,273,000 | 1,766 |
| Additional noninterest expense | $2,769,000 | 2,113 |
| Pre-tax net operating income | $2,697,000 | 2,556 |
| Securities gains (losses) | $349,000 | 590 |
| Applicable income taxes | $40,000 | 3,675 |
| Income before extraordinary items | $3,006,000 | 2,109 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,006,000 | 2,107 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,006,000 | 2,108 |
| Net charge-offs | $1,036,000 | 645 |
| Cash dividends | $1,420,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,660,490 | 2,256 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,025,000 | 1,729 |
| Total interest expense | $1,591,000 | 1,343 |
| Net interest income | $9,434,000 | 1,787 |
| Provision for loan and lease losses | $1,200,000 | 607 |
| Total noninterest income | $2,061,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $779,000 | 1,170 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,282,000 | 1,743 |
| Total noninterest expense | $8,487,000 | 1,708 |
| Salaries and employee benefits | $5,121,000 | 1,583 |
| Premises and equipment expense | $957,000 | 1,771 |
| Additional noninterest expense | $2,409,000 | 1,858 |
| Pre-tax net operating income | $1,808,000 | 2,791 |
| Securities gains (losses) | $348,000 | 548 |
| Applicable income taxes | $23,000 | 3,827 |
| Income before extraordinary items | $2,133,000 | 2,228 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,133,000 | 2,227 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,133,000 | 2,228 |
| Net charge-offs | $651,000 | 654 |
| Cash dividends | $1,208,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,788,480 | 2,470 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 1,722 |
| Total interest expense | $1,049,000 | 1,358 |
| Net interest income | $6,353,000 | 1,768 |
| Provision for loan and lease losses | $750,000 | 620 |
| Total noninterest income | $1,070,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $507,000 | 1,176 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $563,000 | 2,228 |
| Total noninterest expense | $5,431,000 | 1,771 |
| Salaries and employee benefits | $3,395,000 | 1,603 |
| Premises and equipment expense | $632,000 | 1,775 |
| Additional noninterest expense | $1,404,000 | 2,098 |
| Pre-tax net operating income | $1,242,000 | 2,707 |
| Securities gains (losses) | $328,000 | 402 |
| Applicable income taxes | $13,000 | 3,898 |
| Income before extraordinary items | $1,557,000 | 2,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,557,000 | 2,054 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,557,000 | 2,054 |
| Net charge-offs | $611,000 | 513 |
| Cash dividends | $851,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,232,280 | 2,394 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 1,688 |
| Total interest expense | $523,000 | 1,360 |
| Net interest income | $3,234,000 | 1,741 |
| Provision for loan and lease losses | $450,000 | 504 |
| Total noninterest income | $547,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $252,000 | 1,180 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $295,000 | 2,108 |
| Total noninterest expense | $2,694,000 | 1,781 |
| Salaries and employee benefits | $1,690,000 | 1,615 |
| Premises and equipment expense | $325,000 | 1,756 |
| Additional noninterest expense | $679,000 | 2,149 |
| Pre-tax net operating income | $637,000 | 2,637 |
| Securities gains (losses) | $95,000 | 556 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $722,000 | 2,157 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $722,000 | 2,157 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $722,000 | 2,157 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $527,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $627,950 | 2,328 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,286,000 | 1,631 |
| Total interest expense | $2,154,000 | 1,290 |
| Net interest income | $13,132,000 | 1,666 |
| Provision for loan and lease losses | $2,100,000 | 432 |
| Total noninterest income | $3,034,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,109,000 | 1,117 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,925,000 | 1,564 |
| Total noninterest expense | $11,005,000 | 1,723 |
| Salaries and employee benefits | $6,508,000 | 1,617 |
| Premises and equipment expense | $1,335,000 | 1,716 |
| Additional noninterest expense | $3,162,000 | 1,911 |
| Pre-tax net operating income | $3,061,000 | 2,290 |
| Securities gains (losses) | $67,000 | 1,439 |
| Applicable income taxes | $22,000 | 3,898 |
| Income before extraordinary items | $3,106,000 | 1,996 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,106,000 | 1,997 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,106,000 | 1,998 |
| Net charge-offs | $2,718,000 | 293 |
| Cash dividends | $1,239,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,039,670 | 1,990 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,567,000 | 1,618 |
| Total interest expense | $1,608,000 | 1,307 |
| Net interest income | $9,959,000 | 1,665 |
| Provision for loan and lease losses | $1,575,000 | 401 |
| Total noninterest income | $2,003,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $823,000 | 1,137 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,180,000 | 1,821 |
| Total noninterest expense | $8,265,000 | 1,727 |
| Salaries and employee benefits | $5,082,000 | 1,558 |
| Premises and equipment expense | $945,000 | 1,822 |
| Additional noninterest expense | $2,238,000 | 2,005 |
| Pre-tax net operating income | $2,122,000 | 2,453 |
| Securities gains (losses) | $37,000 | 1,670 |
| Applicable income taxes | $20,000 | 3,958 |
| Income before extraordinary items | $2,139,000 | 2,152 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,139,000 | 2,153 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,139,000 | 2,153 |
| Net charge-offs | $1,528,000 | 336 |
| Cash dividends | $947,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,102,370 | 2,131 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 1,614 |
| Total interest expense | $1,061,000 | 1,325 |
| Net interest income | $6,674,000 | 1,660 |
| Provision for loan and lease losses | $1,050,000 | 409 |
| Total noninterest income | $1,290,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $548,000 | 1,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $742,000 | 1,897 |
| Total noninterest expense | $5,406,000 | 1,775 |
| Salaries and employee benefits | $3,329,000 | 1,596 |
| Premises and equipment expense | $646,000 | 1,795 |
| Additional noninterest expense | $1,431,000 | 2,083 |
| Pre-tax net operating income | $1,508,000 | 2,332 |
| Securities gains (losses) | $6,000 | 2,180 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $1,494,000 | 2,057 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,494,000 | 2,059 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,494,000 | 2,059 |
| Net charge-offs | $1,489,000 | 268 |
| Cash dividends | $712,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,488,060 | 2,017 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 1,573 |
| Total interest expense | $535,000 | 1,323 |
| Net interest income | $3,426,000 | 1,615 |
| Provision for loan and lease losses | $525,000 | 397 |
| Total noninterest income | $609,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $273,000 | 1,100 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $336,000 | 1,968 |
| Total noninterest expense | $2,769,000 | 1,734 |
| Salaries and employee benefits | $1,711,000 | 1,571 |
| Premises and equipment expense | $338,000 | 1,735 |
| Additional noninterest expense | $720,000 | 2,054 |
| Pre-tax net operating income | $741,000 | 2,328 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $732,000 | 2,060 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $732,000 | 2,061 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $732,000 | 2,061 |
| Net charge-offs | $373,000 | 459 |
| Cash dividends | $388,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $731,010 | 2,003 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,313,000 | 1,627 |
| Total interest expense | $2,120,000 | 1,381 |
| Net interest income | $13,193,000 | 1,679 |
| Provision for loan and lease losses | $2,340,000 | 420 |
| Total noninterest income | $2,419,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,258,000 | 1,053 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,161,000 | 2,125 |
| Total noninterest expense | $10,776,000 | 1,770 |
| Salaries and employee benefits | $6,508,000 | 1,592 |
| Premises and equipment expense | $1,316,000 | 1,758 |
| Additional noninterest expense | $2,952,000 | 2,067 |
| Pre-tax net operating income | $2,496,000 | 2,593 |
| Securities gains (losses) | $57,000 | 1,642 |
| Applicable income taxes | $35,000 | 3,849 |
| Income before extraordinary items | $2,518,000 | 2,299 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,518,000 | 2,299 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,518,000 | 2,299 |
| Net charge-offs | $1,986,000 | 517 |
| Cash dividends | $1,135,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,461,570 | 2,289 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,458,000 | 1,637 |
| Total interest expense | $1,588,000 | 1,403 |
| Net interest income | $9,870,000 | 1,684 |
| Provision for loan and lease losses | $1,575,000 | 433 |
| Total noninterest income | $1,398,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $951,000 | 1,051 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $447,000 | 3,067 |
| Total noninterest expense | $8,018,000 | 1,784 |
| Salaries and employee benefits | $4,452,000 | 1,742 |
| Premises and equipment expense | $997,000 | 1,762 |
| Additional noninterest expense | $2,569,000 | 1,792 |
| Pre-tax net operating income | $1,675,000 | 2,834 |
| Securities gains (losses) | $57,000 | 1,373 |
| Applicable income taxes | $13,000 | 4,124 |
| Income before extraordinary items | $1,719,000 | 2,483 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,719,000 | 2,484 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,719,000 | 2,483 |
| Net charge-offs | $1,021,000 | 664 |
| Cash dividends | $855,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,662,570 | 2,499 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 1,622 |
| Total interest expense | $1,058,000 | 1,411 |
| Net interest income | $6,608,000 | 1,671 |
| Provision for loan and lease losses | $1,050,000 | 433 |
| Total noninterest income | $807,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $618,000 | 1,065 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $189,000 | 3,724 |
| Total noninterest expense | $5,371,000 | 1,768 |
| Salaries and employee benefits | $3,005,000 | 1,712 |
| Premises and equipment expense | $716,000 | 1,649 |
| Additional noninterest expense | $1,650,000 | 1,858 |
| Pre-tax net operating income | $994,000 | 2,986 |
| Securities gains (losses) | $34,000 | 1,385 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $1,024,000 | 2,601 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,024,000 | 2,604 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,024,000 | 2,605 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $597,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $990,000 | 2,626 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 1,652 |
| Total interest expense | $524,000 | 1,444 |
| Net interest income | $3,240,000 | 1,686 |
| Provision for loan and lease losses | $525,000 | 430 |
| Total noninterest income | $438,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $303,000 | 1,067 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $135,000 | 3,123 |
| Total noninterest expense | $2,781,000 | 1,717 |
| Salaries and employee benefits | $1,555,000 | 1,673 |
| Premises and equipment expense | $379,000 | 1,590 |
| Additional noninterest expense | $847,000 | 1,794 |
| Pre-tax net operating income | $372,000 | 3,416 |
| Securities gains (losses) | $34,000 | 774 |
| Applicable income taxes | $-10,000 | 6,457 |
| Income before extraordinary items | $416,000 | 2,918 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $416,000 | 2,921 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $416,000 | 2,921 |
| Net charge-offs | $167,000 | 1,056 |
| Cash dividends | $231,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $382,000 | 3,055 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,524,000 | 1,607 |
| Total interest expense | $2,349,000 | 1,453 |
| Net interest income | $13,175,000 | 1,637 |
| Provision for loan and lease losses | $2,788,000 | 467 |
| Total noninterest income | $808,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,235,000 | 1,121 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-427,000 | 6,725 |
| Total noninterest expense | $10,214,000 | 1,859 |
| Salaries and employee benefits | $5,886,000 | 1,745 |
| Premises and equipment expense | $1,329,000 | 1,762 |
| Additional noninterest expense | $2,999,000 | 2,086 |
| Pre-tax net operating income | $981,000 | 4,121 |
| Securities gains (losses) | $166,000 | 1,010 |
| Applicable income taxes | $17,000 | 4,154 |
| Income before extraordinary items | $1,130,000 | 3,664 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,130,000 | 3,667 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,130,000 | 3,668 |
| Net charge-offs | $2,696,000 | 595 |
| Cash dividends | $1,291,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $965,660 | 3,910 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,608,000 | 1,624 |
| Total interest expense | $1,806,000 | 1,455 |
| Net interest income | $9,802,000 | 1,657 |
| Provision for loan and lease losses | $1,554,000 | 628 |
| Total noninterest income | $872,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $927,000 | 1,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-55,000 | 6,695 |
| Total noninterest expense | $7,782,000 | 1,840 |
| Salaries and employee benefits | $4,455,000 | 1,734 |
| Premises and equipment expense | $972,000 | 1,810 |
| Additional noninterest expense | $2,355,000 | 1,990 |
| Pre-tax net operating income | $1,338,000 | 3,139 |
| Securities gains (losses) | $111,000 | 1,153 |
| Applicable income taxes | $21,000 | 4,085 |
| Income before extraordinary items | $1,428,000 | 2,749 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,428,000 | 2,753 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,428,000 | 2,753 |
| Net charge-offs | $1,880,000 | 622 |
| Cash dividends | $974,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,318,110 | 2,822 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 1,629 |
| Total interest expense | $1,231,000 | 1,452 |
| Net interest income | $6,486,000 | 1,666 |
| Provision for loan and lease losses | $900,000 | 732 |
| Total noninterest income | $565,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $617,000 | 1,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-52,000 | 6,759 |
| Total noninterest expense | $5,225,000 | 1,838 |
| Salaries and employee benefits | $3,013,000 | 1,714 |
| Premises and equipment expense | $635,000 | 1,831 |
| Additional noninterest expense | $1,577,000 | 1,982 |
| Pre-tax net operating income | $926,000 | 3,039 |
| Securities gains (losses) | $111,000 | 1,048 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $1,023,000 | 2,602 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,023,000 | 2,607 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,023,000 | 2,607 |
| Net charge-offs | $155,000 | 2,353 |
| Cash dividends | $807,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $913,110 | 2,721 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 1,646 |
| Total interest expense | $623,000 | 1,489 |
| Net interest income | $3,230,000 | 1,679 |
| Provision for loan and lease losses | $450,000 | 738 |
| Total noninterest income | $391,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $305,000 | 1,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 3,976 |
| Total noninterest expense | $2,680,000 | 1,806 |
| Salaries and employee benefits | $1,542,000 | 1,702 |
| Premises and equipment expense | $322,000 | 1,844 |
| Additional noninterest expense | $816,000 | 1,923 |
| Pre-tax net operating income | $491,000 | 2,906 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $487,000 | 2,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $487,000 | 2,646 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $487,000 | 2,645 |
| Net charge-offs | $152,000 | 1,572 |
| Cash dividends | $306,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $483,080 | 2,581 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,603,000 | 1,602 |
| Total interest expense | $2,713,000 | 1,633 |
| Net interest income | $13,890,000 | 1,586 |
| Provision for loan and lease losses | $2,050,000 | 1,043 |
| Total noninterest income | $1,790,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,286,000 | 1,109 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $504,000 | 3,336 |
| Total noninterest expense | $10,678,000 | 1,795 |
| Salaries and employee benefits | $5,940,000 | 1,696 |
| Premises and equipment expense | $1,332,000 | 1,775 |
| Additional noninterest expense | $3,406,000 | 1,926 |
| Pre-tax net operating income | $2,952,000 | 2,117 |
| Securities gains (losses) | $840,000 | 623 |
| Applicable income taxes | $62,000 | 3,790 |
| Income before extraordinary items | $3,730,000 | 1,538 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,730,000 | 1,540 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,730,000 | 1,539 |
| Net charge-offs | $1,860,000 | 1,226 |
| Cash dividends | $1,722,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,906,800 | 1,810 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,550,000 | 1,625 |
| Total interest expense | $2,078,000 | 1,668 |
| Net interest income | $10,472,000 | 1,591 |
| Provision for loan and lease losses | $1,750,000 | 960 |
| Total noninterest income | $1,329,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $961,000 | 1,112 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $368,000 | 3,384 |
| Total noninterest expense | $7,988,000 | 1,796 |
| Salaries and employee benefits | $4,428,000 | 1,696 |
| Premises and equipment expense | $990,000 | 1,803 |
| Additional noninterest expense | $2,570,000 | 1,923 |
| Pre-tax net operating income | $2,063,000 | 2,305 |
| Securities gains (losses) | $643,000 | 619 |
| Applicable income taxes | $43,000 | 3,861 |
| Income before extraordinary items | $2,663,000 | 1,654 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,663,000 | 1,654 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,663,000 | 1,655 |
| Net charge-offs | $1,146,000 | 1,333 |
| Cash dividends | $1,247,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,032,860 | 1,960 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 1,636 |
| Total interest expense | $1,390,000 | 1,720 |
| Net interest income | $6,963,000 | 1,592 |
| Provision for loan and lease losses | $1,300,000 | 886 |
| Total noninterest income | $901,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $633,000 | 1,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 3,230 |
| Total noninterest expense | $5,334,000 | 1,808 |
| Salaries and employee benefits | $2,941,000 | 1,712 |
| Premises and equipment expense | $667,000 | 1,773 |
| Additional noninterest expense | $1,726,000 | 1,919 |
| Pre-tax net operating income | $1,230,000 | 2,476 |
| Securities gains (losses) | $451,000 | 614 |
| Applicable income taxes | $31,000 | 3,812 |
| Income before extraordinary items | $1,650,000 | 1,745 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,650,000 | 1,743 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,650,000 | 1,745 |
| Net charge-offs | $892,000 | 1,239 |
| Cash dividends | $936,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,208,020 | 2,129 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 1,650 |
| Total interest expense | $690,000 | 1,777 |
| Net interest income | $3,507,000 | 1,590 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $443,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $325,000 | 1,075 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,447 |
| Total noninterest expense | $2,546,000 | 1,874 |
| Salaries and employee benefits | $1,471,000 | 1,708 |
| Premises and equipment expense | $329,000 | 1,798 |
| Additional noninterest expense | $746,000 | 2,163 |
| Pre-tax net operating income | $954,000 | 1,754 |
| Securities gains (losses) | $96,000 | 934 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $1,035,000 | 1,410 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,035,000 | 1,411 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,035,000 | 1,411 |
| Net charge-offs | $36,000 | 3,280 |
| Cash dividends | $455,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $939,960 | 1,461 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,932,000 | 1,674 |
| Total interest expense | $3,272,000 | 1,806 |
| Net interest income | $13,660,000 | 1,628 |
| Provision for loan and lease losses | $2,260,000 | 1,437 |
| Total noninterest income | $1,749,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,410,000 | 1,050 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $339,000 | 3,676 |
| Total noninterest expense | $10,838,000 | 1,782 |
| Salaries and employee benefits | $5,599,000 | 1,725 |
| Premises and equipment expense | $1,297,000 | 1,920 |
| Additional noninterest expense | $3,942,000 | 1,723 |
| Pre-tax net operating income | $2,311,000 | 2,246 |
| Securities gains (losses) | $746,000 | 577 |
| Applicable income taxes | $63,000 | 3,635 |
| Income before extraordinary items | $2,994,000 | 1,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,994,000 | 1,621 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,994,000 | 1,621 |
| Net charge-offs | $1,640,000 | 1,761 |
| Cash dividends | $1,462,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,262,920 | 1,950 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,766,000 | 1,680 |
| Total interest expense | $2,547,000 | 1,808 |
| Net interest income | $10,219,000 | 1,642 |
| Provision for loan and lease losses | $1,350,000 | 1,611 |
| Total noninterest income | $1,009,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,074,000 | 1,036 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-65,000 | 7,026 |
| Total noninterest expense | $8,260,000 | 1,755 |
| Salaries and employee benefits | $4,255,000 | 1,714 |
| Premises and equipment expense | $962,000 | 1,946 |
| Additional noninterest expense | $3,043,000 | 1,679 |
| Pre-tax net operating income | $1,618,000 | 2,439 |
| Securities gains (losses) | $487,000 | 658 |
| Applicable income taxes | $40,000 | 3,740 |
| Income before extraordinary items | $2,065,000 | 1,791 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,065,000 | 1,791 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,065,000 | 1,791 |
| Net charge-offs | $542,000 | 2,578 |
| Cash dividends | $867,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,587,740 | 2,123 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 1,712 |
| Total interest expense | $1,680,000 | 1,904 |
| Net interest income | $6,763,000 | 1,657 |
| Provision for loan and lease losses | $900,000 | 1,580 |
| Total noninterest income | $680,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $711,000 | 1,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-31,000 | 7,102 |
| Total noninterest expense | $5,703,000 | 1,716 |
| Salaries and employee benefits | $2,841,000 | 1,725 |
| Premises and equipment expense | $706,000 | 1,793 |
| Additional noninterest expense | $2,156,000 | 1,596 |
| Pre-tax net operating income | $840,000 | 2,839 |
| Securities gains (losses) | $178,000 | 790 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $995,000 | 2,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $995,000 | 2,295 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $995,000 | 2,295 |
| Net charge-offs | $325,000 | 2,602 |
| Cash dividends | $586,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $820,560 | 2,552 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 1,737 |
| Total interest expense | $828,000 | 1,996 |
| Net interest income | $3,367,000 | 1,659 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $524,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $351,000 | 1,025 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,680 |
| Total noninterest expense | $2,890,000 | 1,711 |
| Salaries and employee benefits | $1,431,000 | 1,725 |
| Premises and equipment expense | $368,000 | 1,751 |
| Additional noninterest expense | $1,091,000 | 1,585 |
| Pre-tax net operating income | $551,000 | 2,386 |
| Securities gains (losses) | $8,000 | 1,369 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $545,000 | 2,093 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $545,000 | 2,092 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $545,000 | 2,093 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $285,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $537,240 | 2,078 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,815,000 | 1,797 |
| Total interest expense | $4,334,000 | 1,853 |
| Net interest income | $12,481,000 | 1,774 |
| Provision for loan and lease losses | $1,550,000 | 2,410 |
| Total noninterest income | $2,927,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,587,000 | 955 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,340,000 | 1,813 |
| Total noninterest expense | $11,582,000 | 1,696 |
| Salaries and employee benefits | $5,562,000 | 1,744 |
| Premises and equipment expense | $1,441,000 | 1,772 |
| Additional noninterest expense | $4,579,000 | 1,574 |
| Pre-tax net operating income | $2,276,000 | 2,028 |
| Securities gains (losses) | $623,000 | 732 |
| Applicable income taxes | $59,000 | 3,551 |
| Income before extraordinary items | $2,840,000 | 1,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,840,000 | 1,471 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,840,000 | 1,472 |
| Net charge-offs | $1,002,000 | 2,679 |
| Cash dividends | $1,181,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,229,460 | 1,766 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,637,000 | 1,834 |
| Total interest expense | $3,426,000 | 1,837 |
| Net interest income | $9,211,000 | 1,826 |
| Provision for loan and lease losses | $1,150,000 | 2,317 |
| Total noninterest income | $1,751,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,226,000 | 961 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $525,000 | 2,684 |
| Total noninterest expense | $8,041,000 | 1,823 |
| Salaries and employee benefits | $4,178,000 | 1,758 |
| Premises and equipment expense | $989,000 | 1,959 |
| Additional noninterest expense | $2,874,000 | 1,840 |
| Pre-tax net operating income | $1,771,000 | 2,092 |
| Securities gains (losses) | $419,000 | 865 |
| Applicable income taxes | $39,000 | 3,698 |
| Income before extraordinary items | $2,151,000 | 1,549 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,151,000 | 1,552 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,151,000 | 1,552 |
| Net charge-offs | $593,000 | 2,844 |
| Cash dividends | $634,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,740,380 | 1,798 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,425,000 | 1,861 |
| Total interest expense | $2,439,000 | 1,811 |
| Net interest income | $5,986,000 | 1,867 |
| Provision for loan and lease losses | $700,000 | 2,366 |
| Total noninterest income | $1,141,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $811,000 | 979 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $330,000 | 2,701 |
| Total noninterest expense | $5,332,000 | 1,846 |
| Salaries and employee benefits | $2,764,000 | 1,776 |
| Premises and equipment expense | $678,000 | 1,923 |
| Additional noninterest expense | $1,890,000 | 1,849 |
| Pre-tax net operating income | $1,095,000 | 2,202 |
| Securities gains (losses) | $160,000 | 1,090 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $1,238,000 | 1,755 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,238,000 | 1,754 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,238,000 | 1,755 |
| Net charge-offs | $501,000 | 2,442 |
| Cash dividends | $216,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,079,600 | 1,888 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 1,885 |
| Total interest expense | $1,278,000 | 1,817 |
| Net interest income | $2,970,000 | 1,914 |
| Provision for loan and lease losses | $355,000 | 2,202 |
| Total noninterest income | $506,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $373,000 | 1,051 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $133,000 | 3,042 |
| Total noninterest expense | $2,660,000 | 1,870 |
| Salaries and employee benefits | $1,358,000 | 1,841 |
| Premises and equipment expense | $340,000 | 1,975 |
| Additional noninterest expense | $962,000 | 1,804 |
| Pre-tax net operating income | $461,000 | 2,561 |
| Securities gains (losses) | $25,000 | 1,431 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $474,000 | 2,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $474,000 | 2,237 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $474,000 | 2,238 |
| Net charge-offs | $335,000 | 1,922 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $449,500 | 2,252 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,199,000 | 1,966 |
| Total interest expense | $6,763,000 | 1,738 |
| Net interest income | $10,436,000 | 2,103 |
| Provision for loan and lease losses | $1,964,000 | 2,500 |
| Total noninterest income | $2,262,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,622,000 | 1,072 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $640,000 | 2,802 |
| Total noninterest expense | $10,943,000 | 1,863 |
| Salaries and employee benefits | $5,264,000 | 1,878 |
| Premises and equipment expense | $1,255,000 | 2,127 |
| Additional noninterest expense | $4,424,000 | 1,671 |
| Pre-tax net operating income | $-209,000 | 5,719 |
| Securities gains (losses) | $1,452,000 | 358 |
| Applicable income taxes | $27,000 | 3,547 |
| Income before extraordinary items | $1,216,000 | 2,457 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,216,000 | 2,455 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,216,000 | 2,456 |
| Net charge-offs | $1,687,000 | 2,241 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-206,960 | 5,832 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,862,000 | 2,010 |
| Total interest expense | $5,288,000 | 1,748 |
| Net interest income | $7,574,000 | 2,173 |
| Provision for loan and lease losses | $1,254,000 | 2,464 |
| Total noninterest income | $1,730,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,186,000 | 1,094 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $544,000 | 2,681 |
| Total noninterest expense | $7,657,000 | 1,962 |
| Salaries and employee benefits | $3,945,000 | 1,896 |
| Premises and equipment expense | $963,000 | 2,103 |
| Additional noninterest expense | $2,749,000 | 1,924 |
| Pre-tax net operating income | $393,000 | 4,212 |
| Securities gains (losses) | $948,000 | 407 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $1,327,000 | 2,009 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,327,000 | 2,008 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,327,000 | 2,009 |
| Net charge-offs | $912,000 | 2,301 |
| Cash dividends | $261,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $388,480 | 4,003 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,568,000 | 2,045 |
| Total interest expense | $3,646,000 | 1,771 |
| Net interest income | $4,922,000 | 2,228 |
| Provision for loan and lease losses | $610,000 | 2,671 |
| Total noninterest income | $841,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $749,000 | 1,136 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $92,000 | 4,946 |
| Total noninterest expense | $5,080,000 | 2,002 |
| Salaries and employee benefits | $2,631,000 | 1,927 |
| Premises and equipment expense | $653,000 | 2,098 |
| Additional noninterest expense | $1,796,000 | 1,986 |
| Pre-tax net operating income | $73,000 | 5,389 |
| Securities gains (losses) | $515,000 | 498 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $581,000 | 2,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 2,821 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $581,000 | 2,823 |
| Net charge-offs | $526,000 | 2,298 |
| Cash dividends | $84,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $71,150 | 5,337 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 2,078 |
| Total interest expense | $1,869,000 | 1,798 |
| Net interest income | $2,411,000 | 2,266 |
| Provision for loan and lease losses | $195,000 | 2,897 |
| Total noninterest income | $380,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $361,000 | 1,152 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $2,264,000 | 2,173 |
| Salaries and employee benefits | $1,313,000 | 1,960 |
| Premises and equipment expense | $332,000 | 2,097 |
| Additional noninterest expense | $619,000 | 2,500 |
| Pre-tax net operating income | $332,000 | 3,174 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $340,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $340,000 | 2,881 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $340,000 | 2,882 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $40,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $331,000 | 2,811 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,320,000 | 2,191 |
| Total interest expense | $7,815,000 | 2,010 |
| Net interest income | $9,505,000 | 2,314 |
| Provision for loan and lease losses | $1,715,000 | 1,990 |
| Total noninterest income | $1,627,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,499,000 | 1,198 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $128,000 | 5,572 |
| Total noninterest expense | $8,933,000 | 2,145 |
| Salaries and employee benefits | $5,259,000 | 1,920 |
| Premises and equipment expense | $1,284,000 | 2,102 |
| Additional noninterest expense | $2,390,000 | 2,437 |
| Pre-tax net operating income | $484,000 | 4,918 |
| Securities gains (losses) | $83,000 | 1,267 |
| Applicable income taxes | $17,000 | 4,344 |
| Income before extraordinary items | $550,000 | 4,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $550,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $862,000 | 2,131 |
| Cash dividends | $415,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $469,490 | 4,709 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,991,000 | 2,235 |
| Total interest expense | $5,852,000 | 2,090 |
| Net interest income | $7,139,000 | 2,325 |
| Provision for loan and lease losses | $380,000 | 3,152 |
| Total noninterest income | $1,216,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,116,000 | 1,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 5,625 |
| Total noninterest expense | $6,670,000 | 2,151 |
| Salaries and employee benefits | $4,003,000 | 1,932 |
| Premises and equipment expense | $1,009,000 | 2,030 |
| Additional noninterest expense | $1,658,000 | 2,542 |
| Pre-tax net operating income | $1,305,000 | 3,135 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $1,357,000 | 2,517 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,357,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 2,338 |
| Cash dividends | $390,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,284,480 | 2,760 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,621,000 | 2,275 |
| Total interest expense | $3,935,000 | 2,147 |
| Net interest income | $4,686,000 | 2,342 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $799,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $725,000 | 1,228 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $4,436,000 | 2,162 |
| Salaries and employee benefits | $2,650,000 | 1,965 |
| Premises and equipment expense | $680,000 | 1,996 |
| Additional noninterest expense | $1,106,000 | 2,514 |
| Pre-tax net operating income | $859,000 | 3,274 |
| Securities gains (losses) | $69,000 | 1,213 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $915,000 | 2,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $915,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,081 |
| Cash dividends | $274,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $846,690 | 2,888 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 2,340 |
| Total interest expense | $2,044,000 | 2,203 |
| Net interest income | $2,254,000 | 2,435 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $403,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $364,000 | 1,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $2,213,000 | 2,164 |
| Salaries and employee benefits | $1,311,000 | 2,014 |
| Premises and equipment expense | $353,000 | 1,933 |
| Additional noninterest expense | $549,000 | 2,501 |
| Pre-tax net operating income | $374,000 | 3,684 |
| Securities gains (losses) | $69,000 | 913 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $439,000 | 2,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $439,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $144,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $370,690 | 3,260 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,070,000 | 2,283 |
| Total interest expense | $8,761,000 | 2,157 |
| Net interest income | $9,309,000 | 2,389 |
| Provision for loan and lease losses | $610,000 | 2,022 |
| Total noninterest income | $1,737,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,549,000 | 1,152 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $188,000 | 5,191 |
| Total noninterest expense | $8,358,000 | 2,194 |
| Salaries and employee benefits | $5,013,000 | 2,001 |
| Premises and equipment expense | $1,348,000 | 1,928 |
| Additional noninterest expense | $1,997,000 | 2,679 |
| Pre-tax net operating income | $2,078,000 | 3,240 |
| Securities gains (losses) | $22,000 | 1,079 |
| Applicable income taxes | $35,000 | 5,131 |
| Income before extraordinary items | $2,065,000 | 2,745 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,065,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,456 |
| Cash dividends | $825,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,043,440 | 2,752 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,662,000 | 2,270 |
| Total interest expense | $6,618,000 | 2,138 |
| Net interest income | $7,044,000 | 2,384 |
| Provision for loan and lease losses | $28,000 | 5,595 |
| Total noninterest income | $1,301,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,152,000 | 1,144 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 5,104 |
| Total noninterest expense | $6,363,000 | 2,141 |
| Salaries and employee benefits | $3,813,000 | 1,976 |
| Premises and equipment expense | $1,024,000 | 1,907 |
| Additional noninterest expense | $1,526,000 | 2,579 |
| Pre-tax net operating income | $1,954,000 | 2,893 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $26,000 | 5,340 |
| Income before extraordinary items | $1,941,000 | 2,436 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,941,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,703 |
| Cash dividends | $578,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,928,130 | 2,423 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,103,000 | 2,290 |
| Total interest expense | $4,397,000 | 2,154 |
| Net interest income | $4,706,000 | 2,403 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $853,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $757,000 | 1,170 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $4,269,000 | 2,153 |
| Salaries and employee benefits | $2,581,000 | 1,970 |
| Premises and equipment expense | $688,000 | 1,902 |
| Additional noninterest expense | $1,000,000 | 2,628 |
| Pre-tax net operating income | $1,290,000 | 2,959 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $1,275,000 | 2,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,275,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $392,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,275,000 | 2,496 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 2,286 |
| Total interest expense | $2,199,000 | 2,143 |
| Net interest income | $2,331,000 | 2,429 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $415,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $368,000 | 1,165 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $2,113,000 | 2,189 |
| Salaries and employee benefits | $1,303,000 | 1,966 |
| Premises and equipment expense | $356,000 | 1,859 |
| Additional noninterest expense | $454,000 | 2,831 |
| Pre-tax net operating income | $633,000 | 3,002 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $626,000 | 2,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $626,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $207,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $626,000 | 2,519 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,986,000 | 2,176 |
| Total interest expense | $8,273,000 | 1,996 |
| Net interest income | $9,713,000 | 2,348 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $1,551,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,281,000 | 1,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $270,000 | 4,504 |
| Total noninterest expense | $8,304,000 | 2,133 |
| Salaries and employee benefits | $4,973,000 | 1,955 |
| Premises and equipment expense | $1,365,000 | 1,842 |
| Additional noninterest expense | $1,966,000 | 2,603 |
| Pre-tax net operating income | $2,810,000 | 2,905 |
| Securities gains (losses) | $15,000 | 981 |
| Applicable income taxes | $37,000 | 5,629 |
| Income before extraordinary items | $2,788,000 | 2,397 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,788,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $779,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,773,150 | 2,390 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,294,000 | 2,196 |
| Total interest expense | $6,004,000 | 1,988 |
| Net interest income | $7,290,000 | 2,374 |
| Provision for loan and lease losses | $130,000 | 3,706 |
| Total noninterest income | $1,110,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $914,000 | 1,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 4,573 |
| Total noninterest expense | $6,273,000 | 2,115 |
| Salaries and employee benefits | $3,776,000 | 1,925 |
| Premises and equipment expense | $1,022,000 | 1,850 |
| Additional noninterest expense | $1,475,000 | 2,609 |
| Pre-tax net operating income | $1,997,000 | 3,109 |
| Securities gains (losses) | $15,000 | 814 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $1,983,000 | 2,579 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,983,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $563,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,968,150 | 2,587 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 2,201 |
| Total interest expense | $3,825,000 | 1,979 |
| Net interest income | $4,893,000 | 2,370 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $726,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $598,000 | 1,488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 4,615 |
| Total noninterest expense | $4,235,000 | 2,083 |
| Salaries and employee benefits | $2,569,000 | 1,901 |
| Premises and equipment expense | $665,000 | 1,890 |
| Additional noninterest expense | $1,001,000 | 2,562 |
| Pre-tax net operating income | $1,254,000 | 3,264 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $1,247,000 | 2,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,247,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $375,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,236,110 | 2,709 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 2,193 |
| Total interest expense | $1,810,000 | 1,994 |
| Net interest income | $2,470,000 | 2,351 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $356,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $296,000 | 1,443 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,759 |
| Total noninterest expense | $2,182,000 | 2,024 |
| Salaries and employee benefits | $1,329,000 | 1,852 |
| Premises and equipment expense | $345,000 | 1,831 |
| Additional noninterest expense | $508,000 | 2,510 |
| Pre-tax net operating income | $574,000 | 3,417 |
| Securities gains (losses) | $7,000 | 642 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $573,000 | 2,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $573,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $176,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $566,070 | 2,850 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,103,000 | 2,203 |
| Total interest expense | $5,356,000 | 2,073 |
| Net interest income | $9,747,000 | 2,274 |
| Provision for loan and lease losses | $350,000 | 2,522 |
| Total noninterest income | $1,663,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,305,000 | 1,350 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $358,000 | 3,971 |
| Total noninterest expense | $8,427,000 | 1,981 |
| Salaries and employee benefits | $4,828,000 | 1,917 |
| Premises and equipment expense | $1,449,000 | 1,688 |
| Additional noninterest expense | $2,150,000 | 2,326 |
| Pre-tax net operating income | $2,633,000 | 3,061 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $29,000 | 6,162 |
| Income before extraordinary items | $2,606,000 | 2,511 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,606,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,626 |
| Cash dividends | $1,679,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,604,020 | 2,485 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,906,000 | 2,229 |
| Total interest expense | $3,707,000 | 2,112 |
| Net interest income | $7,199,000 | 2,273 |
| Provision for loan and lease losses | $260,000 | 2,468 |
| Total noninterest income | $1,273,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $998,000 | 1,318 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,952 |
| Total noninterest expense | $6,269,000 | 1,977 |
| Salaries and employee benefits | $3,556,000 | 1,927 |
| Premises and equipment expense | $1,109,000 | 1,638 |
| Additional noninterest expense | $1,604,000 | 2,295 |
| Pre-tax net operating income | $1,943,000 | 3,123 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $1,921,000 | 2,556 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,921,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,778 |
| Cash dividends | $1,483,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,919,020 | 2,533 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,997,000 | 2,254 |
| Total interest expense | $2,262,000 | 2,177 |
| Net interest income | $4,735,000 | 2,292 |
| Provision for loan and lease losses | $170,000 | 2,439 |
| Total noninterest income | $825,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $648,000 | 1,325 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $177,000 | 3,973 |
| Total noninterest expense | $4,118,000 | 2,003 |
| Salaries and employee benefits | $2,340,000 | 1,934 |
| Premises and equipment expense | $713,000 | 1,682 |
| Additional noninterest expense | $1,065,000 | 2,289 |
| Pre-tax net operating income | $1,272,000 | 3,114 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $1,261,000 | 2,546 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,261,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,429 |
| Cash dividends | $1,095,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,259,020 | 2,508 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 2,293 |
| Total interest expense | $1,031,000 | 2,280 |
| Net interest income | $2,335,000 | 2,302 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $393,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $314,000 | 1,310 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $1,973,000 | 2,095 |
| Salaries and employee benefits | $1,121,000 | 2,035 |
| Premises and equipment expense | $333,000 | 1,804 |
| Additional noninterest expense | $519,000 | 2,346 |
| Pre-tax net operating income | $675,000 | 2,939 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $671,000 | 2,399 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $671,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $511,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $669,020 | 2,369 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,540,000 | 2,292 |
| Total interest expense | $3,719,000 | 2,181 |
| Net interest income | $8,821,000 | 2,311 |
| Provision for loan and lease losses | $-367,000 | 8,890 |
| Total noninterest income | $1,869,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,447,000 | 1,238 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $422,000 | 3,619 |
| Total noninterest expense | $7,427,000 | 2,142 |
| Salaries and employee benefits | $4,120,000 | 2,111 |
| Premises and equipment expense | $1,314,000 | 1,755 |
| Additional noninterest expense | $1,993,000 | 2,437 |
| Pre-tax net operating income | $3,630,000 | 2,213 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $45,000 | 6,100 |
| Income before extraordinary items | $3,624,000 | 1,755 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,624,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 8,828 |
| Cash dividends | $2,200,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,585,390 | 1,727 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,289,000 | 2,288 |
| Total interest expense | $2,731,000 | 2,182 |
| Net interest income | $6,558,000 | 2,302 |
| Provision for loan and lease losses | $-425,000 | 8,962 |
| Total noninterest income | $1,340,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,081,000 | 1,243 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $259,000 | 4,002 |
| Total noninterest expense | $5,432,000 | 2,185 |
| Salaries and employee benefits | $3,081,000 | 2,114 |
| Premises and equipment expense | $942,000 | 1,840 |
| Additional noninterest expense | $1,409,000 | 2,517 |
| Pre-tax net operating income | $2,891,000 | 2,132 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $39,000 | 6,133 |
| Income before extraordinary items | $2,884,000 | 1,682 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,884,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-183,000 | 8,901 |
| Cash dividends | $1,715,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,852,320 | 1,656 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 2,279 |
| Total interest expense | $1,801,000 | 2,183 |
| Net interest income | $4,361,000 | 2,293 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $872,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $696,000 | 1,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $176,000 | 4,008 |
| Total noninterest expense | $3,574,000 | 2,208 |
| Salaries and employee benefits | $2,059,000 | 2,122 |
| Premises and equipment expense | $595,000 | 1,921 |
| Additional noninterest expense | $920,000 | 2,571 |
| Pre-tax net operating income | $1,559,000 | 2,503 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $1,551,000 | 2,023 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,551,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $1,108,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,535,320 | 1,979 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 2,230 |
| Total interest expense | $899,000 | 2,210 |
| Net interest income | $2,244,000 | 2,228 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $412,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $341,000 | 1,259 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $1,811,000 | 2,202 |
| Salaries and employee benefits | $1,045,000 | 2,108 |
| Premises and equipment expense | $305,000 | 1,903 |
| Additional noninterest expense | $461,000 | 2,552 |
| Pre-tax net operating income | $745,000 | 2,579 |
| Securities gains (losses) | $25,000 | 1,594 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $755,000 | 2,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $755,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $543,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $730,500 | 2,014 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,059,000 | 2,179 |
| Total interest expense | $3,941,000 | 2,238 |
| Net interest income | $9,118,000 | 2,136 |
| Provision for loan and lease losses | $540,000 | 2,029 |
| Total noninterest income | $2,117,000 | 2,234 |
| Gross Fiduciary activities income | $101,000 | 956 |
| Service charges on deposit accounts | $1,501,000 | 1,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $515,000 | 3,531 |
| Total noninterest expense | $7,042,000 | 2,241 |
| Salaries and employee benefits | $3,898,000 | 2,180 |
| Premises and equipment expense | $1,180,000 | 1,939 |
| Additional noninterest expense | $1,964,000 | 2,457 |
| Pre-tax net operating income | $3,653,000 | 2,135 |
| Securities gains (losses) | $89,000 | 1,992 |
| Applicable income taxes | $69,000 | 6,053 |
| Income before extraordinary items | $3,673,000 | 1,693 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,673,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,506 |
| Cash dividends | $2,216,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,585,780 | 1,651 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,860,000 | 2,206 |
| Total interest expense | $3,013,000 | 2,280 |
| Net interest income | $6,847,000 | 2,146 |
| Provision for loan and lease losses | $405,000 | 1,997 |
| Total noninterest income | $1,681,000 | 2,170 |
| Gross Fiduciary activities income | $101,000 | 902 |
| Service charges on deposit accounts | $1,127,000 | 1,146 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 3,316 |
| Total noninterest expense | $5,246,000 | 2,259 |
| Salaries and employee benefits | $2,908,000 | 2,191 |
| Premises and equipment expense | $900,000 | 1,905 |
| Additional noninterest expense | $1,438,000 | 2,493 |
| Pre-tax net operating income | $2,877,000 | 2,112 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $58,000 | 6,101 |
| Income before extraordinary items | $2,872,000 | 1,681 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,872,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,900 |
| Cash dividends | $1,704,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,820,060 | 1,618 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 2,166 |
| Total interest expense | $2,063,000 | 2,299 |
| Net interest income | $4,644,000 | 2,105 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $893,000 | 2,543 |
| Gross Fiduciary activities income | $88,000 | 844 |
| Service charges on deposit accounts | $729,000 | 1,170 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $3,454,000 | 2,277 |
| Salaries and employee benefits | $1,910,000 | 2,216 |
| Premises and equipment expense | $596,000 | 1,915 |
| Additional noninterest expense | $948,000 | 2,492 |
| Pre-tax net operating income | $1,813,000 | 2,226 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $13,000 | 6,844 |
| Income before extraordinary items | $1,800,000 | 1,790 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,800,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,589 |
| Cash dividends | $1,095,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,800,000 | 1,673 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 2,165 |
| Total interest expense | $1,056,000 | 2,307 |
| Net interest income | $2,339,000 | 2,094 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $401,000 | 2,672 |
| Gross Fiduciary activities income | $32,000 | 930 |
| Service charges on deposit accounts | $333,000 | 1,258 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $1,759,000 | 2,220 |
| Salaries and employee benefits | $964,000 | 2,188 |
| Premises and equipment expense | $309,000 | 1,850 |
| Additional noninterest expense | $486,000 | 2,392 |
| Pre-tax net operating income | $846,000 | 2,361 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $834,000 | 1,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $834,000 | 1,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,631 |
| Cash dividends | $571,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $834,000 | 1,792 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,137,000 | 2,174 |
| Total interest expense | $4,620,000 | 2,407 |
| Net interest income | $9,517,000 | 2,036 |
| Provision for loan and lease losses | $585,000 | 2,119 |
| Total noninterest income | $1,738,000 | 2,375 |
| Gross Fiduciary activities income | $137,000 | 925 |
| Service charges on deposit accounts | $1,448,000 | 1,115 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $6,853,000 | 2,183 |
| Salaries and employee benefits | $3,799,000 | 2,098 |
| Premises and equipment expense | $1,101,000 | 1,996 |
| Additional noninterest expense | $1,953,000 | 2,358 |
| Pre-tax net operating income | $3,817,000 | 2,062 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $45,000 | 6,609 |
| Income before extraordinary items | $3,813,000 | 1,588 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,813,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 2,108 |
| Cash dividends | $2,447,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,772,410 | 1,548 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,220,000 | 2,405 |
| Total interest expense | $6,116,000 | 2,613 |
| Net interest income | $8,104,000 | 2,219 |
| Provision for loan and lease losses | $390,000 | 2,674 |
| Total noninterest income | $1,762,000 | 2,229 |
| Gross Fiduciary activities income | $125,000 | 947 |
| Service charges on deposit accounts | $1,457,000 | 1,020 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $180,000 | 5,161 |
| Total noninterest expense | $6,545,000 | 2,204 |
| Salaries and employee benefits | $3,594,000 | 2,102 |
| Premises and equipment expense | $1,110,000 | 1,933 |
| Additional noninterest expense | $1,841,000 | 2,423 |
| Pre-tax net operating income | $2,931,000 | 2,313 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $2,921,000 | 1,801 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,921,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,383 |
| Cash dividends | $1,855,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,895,260 | 1,744 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,137,000 | 2,649 |
| Total interest expense | $5,588,000 | 2,971 |
| Net interest income | $7,549,000 | 2,357 |
| Provision for loan and lease losses | $351,000 | 2,561 |
| Total noninterest income | $1,543,000 | 2,296 |
| Gross Fiduciary activities income | $135,000 | 877 |
| Service charges on deposit accounts | $1,274,000 | 1,067 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $134,000 | 5,749 |
| Total noninterest expense | $6,104,000 | 2,243 |
| Salaries and employee benefits | $3,277,000 | 2,183 |
| Premises and equipment expense | $952,000 | 2,166 |
| Additional noninterest expense | $1,875,000 | 2,295 |
| Pre-tax net operating income | $2,637,000 | 2,646 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $39,000 | 7,426 |
| Income before extraordinary items | $2,612,000 | 1,997 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,612,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,155 |
| Cash dividends | $1,835,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,598,140 | 2,015 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,446,000 | 2,825 |
| Total interest expense | $4,338,000 | 3,350 |
| Net interest income | $7,108,000 | 2,485 |
| Provision for loan and lease losses | $435,000 | 1,967 |
| Total noninterest income | $1,619,000 | 2,183 |
| Gross Fiduciary activities income | $146,000 | 928 |
| Service charges on deposit accounts | $1,259,000 | 1,060 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $214,000 | 4,785 |
| Total noninterest expense | $5,912,000 | 2,307 |
| Salaries and employee benefits | $3,178,000 | 2,211 |
| Premises and equipment expense | $1,021,000 | 2,006 |
| Additional noninterest expense | $1,713,000 | 2,525 |
| Pre-tax net operating income | $2,380,000 | 2,906 |
| Securities gains (losses) | $77,000 | 834 |
| Applicable income taxes | $31,000 | 7,987 |
| Income before extraordinary items | $2,426,000 | 2,159 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,426,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,285 |
| Cash dividends | $1,940,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,349,770 | 2,203 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,433,000 | 2,821 |
| Total interest expense | $4,703,000 | 3,173 |
| Net interest income | $6,730,000 | 2,521 |
| Provision for loan and lease losses | $350,000 | 2,310 |
| Total noninterest income | $1,547,000 | 2,221 |
| Gross Fiduciary activities income | $138,000 | 947 |
| Service charges on deposit accounts | $1,160,000 | 1,090 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $249,000 | 4,439 |
| Total noninterest expense | $5,702,000 | 2,294 |
| Salaries and employee benefits | $3,173,000 | 2,132 |
| Premises and equipment expense | $896,000 | 2,166 |
| Additional noninterest expense | $1,633,000 | 2,563 |
| Pre-tax net operating income | $2,225,000 | 3,068 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $399,000 | 4,418 |
| Income before extraordinary items | $1,825,000 | 2,767 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,825,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,799 |
| Cash dividends | $1,526,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,825,820 | 2,688 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,172,000 | 2,919 |
| Total interest expense | $4,393,000 | 3,361 |
| Net interest income | $6,779,000 | 2,563 |
| Provision for loan and lease losses | $253,000 | 2,914 |
| Total noninterest income | $1,509,000 | 2,185 |
| Gross Fiduciary activities income | $144,000 | 974 |
| Service charges on deposit accounts | $1,192,000 | 1,055 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $173,000 | 5,316 |
| Total noninterest expense | $5,944,000 | 2,155 |
| Salaries and employee benefits | $3,283,000 | 2,002 |
| Premises and equipment expense | $899,000 | 2,176 |
| Additional noninterest expense | $1,762,000 | 2,348 |
| Pre-tax net operating income | $2,091,000 | 3,387 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $597,000 | 3,687 |
| Income before extraordinary items | $1,502,000 | 3,358 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,502,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,987 |
| Cash dividends | $1,384,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,496,240 | 3,293 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 3,948 |
| Total interest expense | $3,106,000 | 4,632 |
| Net interest income | $5,087,000 | 3,480 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $1,347,000 | 2,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $706,000 | 1,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $641,000 | 2,447 |
| Total noninterest expense | $4,592,000 | 2,959 |
| Salaries and employee benefits | $2,751,000 | 2,419 |
| Premises and equipment expense | $632,000 | 3,045 |
| Additional noninterest expense | $1,209,000 | 3,756 |
| Pre-tax net operating income | $1,742,000 | 3,826 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $516,000 | 4,051 |
| Income before extraordinary items | $1,226,000 | 3,804 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,226,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,000 |
| Cash dividends | $1,395,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,226,000 | 3,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 4,023 |
| Total interest expense | $2,889,000 | 4,927 |
| Net interest income | $5,098,000 | 3,469 |
| Provision for loan and lease losses | $171,000 | 3,386 |
| Total noninterest income | $1,241,000 | 2,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $739,000 | 1,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 2,873 |
| Total noninterest expense | $4,680,000 | 2,877 |
| Salaries and employee benefits | $2,808,000 | 2,359 |
| Premises and equipment expense | $581,000 | 3,293 |
| Additional noninterest expense | $1,291,000 | 3,518 |
| Pre-tax net operating income | $1,488,000 | 4,484 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $420,000 | 4,777 |
| Income before extraordinary items | $1,068,000 | 4,351 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,068,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,855 |
| Cash dividends | $1,425,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,068,000 | 4,348 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 3,983 |
| Total interest expense | $2,420,000 | 4,786 |
| Net interest income | $5,039,000 | 3,535 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $1,182,000 | 2,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $817,000 | 1,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,622 |
| Total noninterest expense | $4,640,000 | 2,974 |
| Salaries and employee benefits | $2,581,000 | 2,581 |
| Premises and equipment expense | $626,000 | 3,147 |
| Additional noninterest expense | $1,433,000 | 3,457 |
| Pre-tax net operating income | $1,451,000 | 4,532 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $401,000 | 4,753 |
| Income before extraordinary items | $1,050,000 | 4,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,050,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $864,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,050,000 | 4,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 4,068 |
| Total interest expense | $2,763,000 | 4,432 |
| Net interest income | $4,688,000 | 3,790 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,061,000 | 3,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $860,000 | 1,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $4,301,000 | 3,258 |
| Salaries and employee benefits | $2,318,000 | 2,843 |
| Premises and equipment expense | $648,000 | 3,094 |
| Additional noninterest expense | $1,335,000 | 3,850 |
| Pre-tax net operating income | $1,208,000 | 5,156 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $321,000 | 5,826 |
| Income before extraordinary items | $932,000 | 4,958 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $932,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 3,055 |
| Cash dividends | $605,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $898,700 | 4,880 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 4,337 |
| Total interest expense | $3,371,000 | 4,695 |
| Net interest income | $4,522,000 | 3,987 |
| Provision for loan and lease losses | $241,000 | 4,678 |
| Total noninterest income | $1,062,000 | 3,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $829,000 | 1,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 5,197 |
| Total noninterest expense | $4,389,000 | 3,232 |
| Salaries and employee benefits | $2,355,000 | 2,753 |
| Premises and equipment expense | $664,000 | 3,072 |
| Additional noninterest expense | $1,370,000 | 3,876 |
| Pre-tax net operating income | $954,000 | 5,833 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $236,000 | 6,895 |
| Income before extraordinary items | $805,000 | 5,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $805,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,614 |
| Cash dividends | $261,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $738,010 | 5,358 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.