Home > AB&T National Bank > Income and Expense

AB&T National Bank, Income and Expense

2008-12-31 (YTD Data)Rank
Total interest income$3,240,0006,465
Total interest expense$1,856,0005,493
Net interest income$1,384,0007,142
Provision for loan and lease losses$3,071,0001,365
Total noninterest income$59,0007,674
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$319,0003,904
Trading account gains and fees$0154
Additional Noninterest Income$-260,0008,182
Total noninterest expense$5,439,0003,335
Salaries and employee benefits$806,0006,882
Premises and equipment expense$347,0005,439
Additional noninterest expense$4,286,0001,448
Pre-tax net operating income$-7,067,0007,903
Securities gains (losses)$03,220
Applicable income taxes$95,0003,418
Income before extraordinary items$-7,162,0007,915
Extraordinary gains, net$039
Net income$-7,162,0007,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,299,000937
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-7,162,0007,953
2008-09-30 (YTD Data)Rank
Total interest income$2,530,0006,457
Total interest expense$1,464,0005,489
Net interest income$1,066,0007,165
Provision for loan and lease losses$2,495,0001,023
Total noninterest income$187,0006,240
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$243,0003,912
Trading account gains and fees$0148
Additional Noninterest Income$-56,0008,249
Total noninterest expense$2,196,0005,187
Salaries and employee benefits$612,0006,871
Premises and equipment expense$264,0005,444
Additional noninterest expense$1,320,0003,108
Pre-tax net operating income$-3,438,0008,053
Securities gains (losses)$03,106
Applicable income taxes$-1,190,0008,093
Income before extraordinary items$-2,248,0007,913
Extraordinary gains, net$031
Net income$-2,248,0007,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,773,000676
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,248,0007,983
2008-06-30 (YTD Data)Rank
Total interest income$1,804,0006,382
Total interest expense$1,056,0005,438
Net interest income$748,0007,090
Provision for loan and lease losses$1,089,0001,167
Total noninterest income$81,0006,936
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$170,0003,810
Trading account gains and fees$0149
Additional Noninterest Income$-89,0008,379
Total noninterest expense$1,424,0005,292
Salaries and employee benefits$429,0006,816
Premises and equipment expense$180,0005,427
Additional noninterest expense$815,0003,312
Pre-tax net operating income$-1,684,0008,118
Securities gains (losses)$03,233
Applicable income taxes$-587,0008,200
Income before extraordinary items$-1,097,0008,023
Extraordinary gains, net$021
Net income$-1,097,0008,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,065,000828
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,097,0008,013
2008-03-31 (YTD Data)Rank
Total interest income$963,0006,305
Total interest expense$586,0005,347
Net interest income$377,0007,117
Provision for loan and lease losses$622,000876
Total noninterest income$-49,0008,444
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$86,0003,747
Trading account gains and fees$0158
Additional Noninterest Income$-135,0008,460
Total noninterest expense$717,0005,292
Salaries and employee benefits$231,0006,692
Premises and equipment expense$92,0005,397
Additional noninterest expense$394,0003,356
Pre-tax net operating income$-1,011,0008,273
Securities gains (losses)$02,688
Applicable income taxes$-351,0008,325
Income before extraordinary items$-660,0008,219
Extraordinary gains, net$015
Net income$-660,0008,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,000725
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-660,0008,209
2007-12-31 (YTD Data)Rank
Total interest income$6,112,0005,166
Total interest expense$3,159,0004,643
Net interest income$2,953,0005,546
Provision for loan and lease losses$1,634,000987
Total noninterest income$514,0004,976
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$362,0003,721
Trading account gains and fees$0178
Additional Noninterest Income$152,0005,551
Total noninterest expense$3,022,0004,986
Salaries and employee benefits$1,084,0006,266
Premises and equipment expense$392,0005,087
Additional noninterest expense$1,546,0003,329
Pre-tax net operating income$-1,189,0008,109
Securities gains (losses)$02,146
Applicable income taxes$-434,0008,285
Income before extraordinary items$-755,0008,020
Extraordinary gains, net$039
Net income$-755,0008,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,205,000570
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-755,0008,012
2007-09-30 (YTD Data)Rank
Total interest income$4,922,0004,950
Total interest expense$2,483,0004,505
Net interest income$2,439,0005,296
Provision for loan and lease losses$1,224,000758
Total noninterest income$392,0004,957
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$271,0003,717
Trading account gains and fees$0184
Additional Noninterest Income$121,0005,463
Total noninterest expense$2,306,0004,901
Salaries and employee benefits$895,0005,986
Premises and equipment expense$269,0005,325
Additional noninterest expense$1,142,0003,320
Pre-tax net operating income$-699,0008,186
Securities gains (losses)$01,655
Applicable income taxes$-247,0008,345
Income before extraordinary items$-452,0008,114
Extraordinary gains, net$033
Net income$-452,0008,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,229,000568
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-452,0008,101
2007-06-30 (YTD Data)Rank
Total interest income$3,387,0004,864
Total interest expense$1,673,0004,468
Net interest income$1,714,0005,144
Provision for loan and lease losses$564,000930
Total noninterest income$271,0004,898
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$185,0003,669
Trading account gains and fees$0168
Additional Noninterest Income$86,0005,378
Total noninterest expense$1,558,0004,900
Salaries and employee benefits$616,0005,932
Premises and equipment expense$177,0005,391
Additional noninterest expense$765,0003,315
Pre-tax net operating income$-137,0008,027
Securities gains (losses)$01,444
Applicable income taxes$-59,0008,312
Income before extraordinary items$-78,0007,961
Extraordinary gains, net$029
Net income$-78,0007,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0001,803
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-78,0007,954
2007-03-31 (YTD Data)Rank
Total interest income$1,763,0004,743
Total interest expense$861,0004,383
Net interest income$902,0004,985
Provision for loan and lease losses$121,0001,743
Total noninterest income$126,0005,013
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$90,0003,661
Trading account gains and fees$0195
Additional Noninterest Income$36,0005,687
Total noninterest expense$599,0005,758
Salaries and employee benefits$309,0005,953
Premises and equipment expense$82,0005,625
Additional noninterest expense$208,0005,141
Pre-tax net operating income$308,0004,589
Securities gains (losses)$01,187
Applicable income taxes$99,0003,281
Income before extraordinary items$209,0004,950
Extraordinary gains, net$022
Net income$209,0004,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,637
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$209,0004,936
2006-12-31 (YTD Data)Rank
Total interest income$7,429,0004,398
Total interest expense$3,519,0003,895
Net interest income$3,910,0004,723
Provision for loan and lease losses$1,079,000985
Total noninterest income$396,0005,626
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$456,0003,266
Trading account gains and fees$0130
Additional Noninterest Income$-60,0008,663
Total noninterest expense$2,605,0005,353
Salaries and employee benefits$842,0006,837
Premises and equipment expense$323,0005,549
Additional noninterest expense$1,440,0003,398
Pre-tax net operating income$622,0006,126
Securities gains (losses)$01,687
Applicable income taxes$252,0004,021
Income before extraordinary items$370,0006,631
Extraordinary gains, net$051
Net income$370,0006,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$370,0006,633
2006-09-30 (YTD Data)Rank
Total interest income$5,567,0004,385
Total interest expense$2,617,0003,844
Net interest income$2,950,0004,742
Provision for loan and lease losses$309,0002,099
Total noninterest income$344,0005,334
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$351,0003,215
Trading account gains and fees$0126
Additional Noninterest Income$-7,0008,712
Total noninterest expense$1,798,0005,596
Salaries and employee benefits$572,0007,072
Premises and equipment expense$227,0005,753
Additional noninterest expense$999,0003,613
Pre-tax net operating income$1,187,0004,321
Securities gains (losses)$01,388
Applicable income taxes$390,0003,213
Income before extraordinary items$797,0004,707
Extraordinary gains, net$045
Net income$797,0004,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,053
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$797,0004,698
2006-06-30 (YTD Data)Rank
Total interest income$3,605,0004,420
Total interest expense$1,665,0003,853
Net interest income$1,940,0004,802
Provision for loan and lease losses$234,0001,878
Total noninterest income$259,0005,070
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$235,0003,185
Trading account gains and fees$0126
Additional Noninterest Income$24,0007,365
Total noninterest expense$1,149,0005,751
Salaries and employee benefits$344,0007,337
Premises and equipment expense$139,0005,966
Additional noninterest expense$666,0003,629
Pre-tax net operating income$816,0004,286
Securities gains (losses)$01,185
Applicable income taxes$268,0003,194
Income before extraordinary items$548,0004,656
Extraordinary gains, net$039
Net income$548,0004,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,182
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$548,0004,646
2006-03-31 (YTD Data)Rank
Total interest income$1,700,0004,543
Total interest expense$738,0004,042
Net interest income$962,0004,820
Provision for loan and lease losses$131,0001,632
Total noninterest income$129,0005,033
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$110,0003,276
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,791
Total noninterest expense$551,0005,891
Salaries and employee benefits$159,0007,526
Premises and equipment expense$72,0005,891
Additional noninterest expense$320,0003,705
Pre-tax net operating income$409,0004,226
Securities gains (losses)$0955
Applicable income taxes$134,0003,198
Income before extraordinary items$275,0004,627
Extraordinary gains, net$021
Net income$275,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$275,0004,609
2005-12-31 (YTD Data)Rank
Total interest income$4,052,0005,791
Total interest expense$1,446,0005,318
Net interest income$2,606,0005,929
Provision for loan and lease losses$576,0001,698
Total noninterest income$421,0005,614
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$348,0003,854
Trading account gains and fees$0138
Additional Noninterest Income$73,0006,887
Total noninterest expense$2,275,0005,676
Salaries and employee benefits$733,0007,151
Premises and equipment expense$255,0006,153
Additional noninterest expense$1,287,0003,654
Pre-tax net operating income$176,0007,765
Securities gains (losses)$-155,0008,533
Applicable income taxes$-14,0008,479
Income before extraordinary items$35,0008,192
Extraordinary gains, net$046
Net income$35,0008,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,206
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$190,0007,601
2005-09-30 (YTD Data)Rank
Total interest income$2,657,0006,148
Total interest expense$899,0005,722
Net interest income$1,758,0006,251
Provision for loan and lease losses$280,0002,309
Total noninterest income$300,0005,763
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$246,0003,999
Trading account gains and fees$0126
Additional Noninterest Income$54,0006,950
Total noninterest expense$1,758,0005,551
Salaries and employee benefits$653,0006,719
Premises and equipment expense$185,0006,217
Additional noninterest expense$920,0003,733
Pre-tax net operating income$20,0008,271
Securities gains (losses)$02,317
Applicable income taxes$-8,0008,593
Income before extraordinary items$28,0008,273
Extraordinary gains, net$035
Net income$28,0008,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,593
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$28,0008,239
2005-06-30 (YTD Data)Rank
Total interest income$1,537,0006,498
Total interest expense$463,0006,236
Net interest income$1,074,0006,476
Provision for loan and lease losses$180,0002,307
Total noninterest income$194,0005,809
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$161,0003,985
Trading account gains and fees$0116
Additional Noninterest Income$33,0007,057
Total noninterest expense$1,175,0005,534
Salaries and employee benefits$442,0006,686
Premises and equipment expense$118,0006,320
Additional noninterest expense$615,0003,724
Pre-tax net operating income$-87,0008,468
Securities gains (losses)$02,146
Applicable income taxes$-40,0008,701
Income before extraordinary items$-47,0008,464
Extraordinary gains, net$030
Net income$-47,0008,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,175
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-47,0008,429
2005-03-31 (YTD Data)Rank
Total interest income$623,0007,013
Total interest expense$162,0007,021
Net interest income$461,0006,914
Provision for loan and lease losses$90,0002,180
Total noninterest income$84,0006,049
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$72,0004,184
Trading account gains and fees$0115
Additional Noninterest Income$12,0007,544
Total noninterest expense$580,0005,615
Salaries and employee benefits$218,0006,774
Premises and equipment expense$57,0006,461
Additional noninterest expense$305,0003,751
Pre-tax net operating income$-125,0008,673
Securities gains (losses)$01,685
Applicable income taxes$-48,0008,795
Income before extraordinary items$-77,0008,637
Extraordinary gains, net$024
Net income$-77,0008,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,325
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-77,0008,613
2004-12-31 (YTD Data)Rank
Total interest income$1,805,0007,578
Total interest expense$415,0007,630
Net interest income$1,390,0007,473
Provision for loan and lease losses$20,0006,718
Total noninterest income$303,0006,384
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$314,0004,220
Trading account gains and fees$0138
Additional Noninterest Income$-11,0008,929
Total noninterest expense$1,456,0006,958
Salaries and employee benefits$572,0007,763
Premises and equipment expense$162,0007,206
Additional noninterest expense$722,0005,417
Pre-tax net operating income$217,0007,726
Securities gains (losses)$03,819
Applicable income taxes$82,0005,706
Income before extraordinary items$135,0007,948
Extraordinary gains, net$034
Net income$135,0007,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,0001,215
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$135,0007,900
2004-09-30 (YTD Data)Rank
Total interest income$1,339,0007,637
Total interest expense$294,0007,737
Net interest income$1,045,0007,486
Provision for loan and lease losses$10,0006,700
Total noninterest income$208,0006,599
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$238,0004,219
Trading account gains and fees$0134
Additional Noninterest Income$-30,0009,008
Total noninterest expense$955,0007,278
Salaries and employee benefits$373,0007,965
Premises and equipment expense$101,0007,508
Additional noninterest expense$481,0005,744
Pre-tax net operating income$288,0007,279
Securities gains (losses)$03,710
Applicable income taxes$118,0005,155
Income before extraordinary items$170,0007,659
Extraordinary gains, net$026
Net income$170,0007,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,086
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$170,0007,603
2004-06-30 (YTD Data)Rank
Total interest income$918,0007,615
Total interest expense$186,0007,877
Net interest income$732,0007,421
Provision for loan and lease losses$06,885
Total noninterest income$104,0007,155
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$143,0004,443
Trading account gains and fees$0130
Additional Noninterest Income$-39,0009,069
Total noninterest expense$612,0007,416
Salaries and employee benefits$233,0008,122
Premises and equipment expense$65,0007,603
Additional noninterest expense$314,0005,842
Pre-tax net operating income$224,0007,013
Securities gains (losses)$03,413
Applicable income taxes$90,0004,967
Income before extraordinary items$134,0007,472
Extraordinary gains, net$021
Net income$134,0007,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,087
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$134,0007,400
2004-03-31 (YTD Data)Rank
Total interest income$495,0007,513
Total interest expense$86,0008,072
Net interest income$409,0007,209
Provision for loan and lease losses$06,501
Total noninterest income$22,0008,321
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$-38,0009,103
Total noninterest expense$334,0007,243
Salaries and employee benefits$104,0008,340
Premises and equipment expense$32,0007,669
Additional noninterest expense$198,0005,107
Pre-tax net operating income$97,0007,206
Securities gains (losses)$02,934
Applicable income taxes$35,0005,238
Income before extraordinary items$62,0007,534
Extraordinary gains, net$016
Net income$62,0007,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,000910
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$62,0007,464
2003-12-31 (YTD Data)Rank
Total interest income$272,0009,046
Total interest expense$46,0009,047
Net interest income$226,0009,031
Provision for loan and lease losses$8,0007,438
Total noninterest income$36,0008,888
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$43,0007,535
Trading account gains and fees$0160
Additional Noninterest Income$-7,0009,123
Total noninterest expense$164,0009,145
Salaries and employee benefits$50,0009,148
Premises and equipment expense$32,0008,986
Additional noninterest expense$82,0009,054
Pre-tax net operating income$90,0008,238
Securities gains (losses)$04,500
Applicable income taxes$33,0006,542
Income before extraordinary items$57,0008,430
Extraordinary gains, net$054
Net income$57,0008,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0001,450
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$57,0008,327
2003-09-30 (YTD Data)Rank
Total interest income$1,207,0008,054
Total interest expense$360,0007,962
Net interest income$847,0007,988
Provision for loan and lease losses$601,0001,401
Total noninterest income$272,0006,223
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$392,0002,995
Trading account gains and fees$0153
Additional Noninterest Income$-120,0009,232
Total noninterest expense$921,0007,404
Salaries and employee benefits$316,0008,347
Premises and equipment expense$110,0007,458
Additional noninterest expense$495,0005,673
Pre-tax net operating income$-403,0008,916
Securities gains (losses)$04,204
Applicable income taxes$-30,0008,983
Income before extraordinary items$-373,0008,981
Extraordinary gains, net$040
Net income$-373,0008,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,499
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-373,0008,919
2003-06-30 (YTD Data)Rank
Total interest income$809,0008,104
Total interest expense$253,0007,987
Net interest income$556,0008,045
Provision for loan and lease losses$309,0001,749
Total noninterest income$282,0005,150
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$272,0002,872
Trading account gains and fees$0150
Additional Noninterest Income$10,0008,463
Total noninterest expense$556,0007,660
Salaries and employee benefits$201,0008,451
Premises and equipment expense$70,0007,554
Additional noninterest expense$285,0006,137
Pre-tax net operating income$-27,0008,729
Securities gains (losses)$03,782
Applicable income taxes$-10,0008,996
Income before extraordinary items$-17,0008,809
Extraordinary gains, net$030
Net income$-17,0008,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,724
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-17,0008,707
2003-03-31 (YTD Data)Rank
Total interest income$415,0008,114
Total interest expense$132,0008,006
Net interest income$283,0008,054
Provision for loan and lease losses$24,0004,998
Total noninterest income$161,0004,712
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$156,0002,505
Trading account gains and fees$0134
Additional Noninterest Income$5,0008,460
Total noninterest expense$237,0008,041
Salaries and employee benefits$92,0008,606
Premises and equipment expense$32,0007,760
Additional noninterest expense$113,0006,807
Pre-tax net operating income$183,0006,046
Securities gains (losses)$02,891
Applicable income taxes$74,0004,503
Income before extraordinary items$109,0006,730
Extraordinary gains, net$021
Net income$109,0006,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$109,0006,561
2002-12-31 (YTD Data)Rank
Total interest income$1,889,0007,980
Total interest expense$832,0007,415
Net interest income$1,057,0008,181
Provision for loan and lease losses$837,0001,568
Total noninterest income$579,0004,828
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$564,0002,692
Trading account gains and fees$0153
Additional Noninterest Income$15,0008,719
Total noninterest expense$991,0007,956
Salaries and employee benefits$368,0008,624
Premises and equipment expense$140,0007,578
Additional noninterest expense$483,0006,604
Pre-tax net operating income$-192,0008,829
Securities gains (losses)$04,537
Applicable income taxes$-71,0009,031
Income before extraordinary items$-121,0008,855
Extraordinary gains, net$070
Net income$-121,0008,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$731,0001,233
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-121,0008,795
2001-12-31 (YTD Data)Rank
Total interest income$2,295,0007,953
Total interest expense$1,427,0007,129
Net interest income$868,0008,544
Provision for loan and lease losses$381,0002,729
Total noninterest income$530,0004,917
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$520,0002,757
Trading account gains and fees$0177
Additional Noninterest Income$10,0009,130
Total noninterest expense$971,0008,034
Salaries and employee benefits$348,0008,855
Premises and equipment expense$132,0007,816
Additional noninterest expense$491,0006,496
Pre-tax net operating income$46,0008,556
Securities gains (losses)$04,612
Applicable income taxes$10,0007,583
Income before extraordinary items$36,0008,669
Extraordinary gains, net$0105
Net income$36,0008,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,555
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$36,0008,576
2000-12-31 (YTD Data)Rank
Total interest income$2,389,0008,023
Total interest expense$1,267,0007,653
Net interest income$1,122,0008,241
Provision for loan and lease losses$350,0002,565
Total noninterest income$543,0004,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$528,0002,567
Trading account gains and feesNANA
Additional Noninterest Income$15,0009,181
Total noninterest expense$1,154,0007,613
Salaries and employee benefits$302,0009,246
Premises and equipment expense$133,0007,865
Additional noninterest expense$719,0005,079
Pre-tax net operating income$161,0008,546
Securities gains (losses)$01,956
Applicable income taxes$51,0007,210
Income before extraordinary items$110,0008,641
Extraordinary gains, net$038
Net income$110,0008,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,920
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$110,0008,632
1999-12-31 (YTD Data)Rank
Total interest income$2,218,0008,229
Total interest expense$1,210,0007,618
Net interest income$1,008,0008,613
Provision for loan and lease losses$165,0004,039
Total noninterest income$496,0004,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$468,0002,791
Trading account gains and feesNANA
Additional Noninterest Income$28,0008,915
Total noninterest expense$791,0008,757
Salaries and employee benefits$331,0009,308
Premises and equipment expense$118,0008,281
Additional noninterest expense$342,0007,774
Pre-tax net operating income$548,0006,920
Securities gains (losses)$03,155
Applicable income taxes$205,0005,648
Income before extraordinary items$343,0007,334
Extraordinary gains, net$035
Net income$343,0007,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,561
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$343,0007,305
1998-12-31 (YTD Data)Rank
Total interest income$2,193,0008,452
Total interest expense$1,181,0007,955
Net interest income$1,012,0008,765
Provision for loan and lease losses$284,0002,751
Total noninterest income$447,0005,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$423,0002,979
Trading account gains and feesNANA
Additional Noninterest Income$24,0009,291
Total noninterest expense$806,0008,761
Salaries and employee benefits$326,0009,456
Premises and equipment expense$119,0008,292
Additional noninterest expense$361,0007,560
Pre-tax net operating income$369,0008,040
Securities gains (losses)$-4,00010,023
Applicable income taxes$140,0006,978
Income before extraordinary items$225,0008,432
Extraordinary gains, net$032
Net income$225,0008,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,586
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$227,5608,338
1997-12-31 (YTD Data)Rank
Total interest income$1,932,0009,092
Total interest expense$975,0008,754
Net interest income$957,0009,292
Provision for loan and lease losses$141,0004,282
Total noninterest income$404,0005,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$378,0003,381
Trading account gains and feesNANA
Additional Noninterest Income$26,0009,525
Total noninterest expense$740,0009,260
Salaries and employee benefits$305,0009,920
Premises and equipment expense$131,0008,214
Additional noninterest expense$304,0008,278
Pre-tax net operating income$480,0008,032
Securities gains (losses)$-5,0009,661
Applicable income taxes$23,0009,670
Income before extraordinary items$452,0007,291
Extraordinary gains, net$044
Net income$452,0007,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,810
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$456,7507,201
1996-12-31 (YTD Data)Rank
Total interest income$1,815,0009,633
Total interest expense$1,051,0008,851
Net interest income$764,00010,213
Provision for loan and lease losses$194,0003,495
Total noninterest income$401,0005,938
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$320,0004,027
Trading account gains and feesNANA
Additional Noninterest Income$81,0007,707
Total noninterest expense$677,0009,885
Salaries and employee benefits$295,00010,389
Premises and equipment expense$115,0008,909
Additional noninterest expense$267,0009,216
Pre-tax net operating income$294,0009,171
Securities gains (losses)$-1,0009,274
Applicable income taxes$010,572
Income before extraordinary items$293,0008,482
Extraordinary gains, net$053
Net income$293,0008,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,621
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$294,0008,417
1995-12-31 (YTD Data)Rank
Total interest income$1,490,00010,549
Total interest expense$787,0009,998
Net interest income$703,00010,831
Provision for loan and lease losses$52,0006,119
Total noninterest income$303,0007,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$281,0004,520
Trading account gains and feesNANA
Additional Noninterest Income$22,00010,775
Total noninterest expense$702,00010,180
Salaries and employee benefits$284,00010,889
Premises and equipment expense$123,0008,962
Additional noninterest expense$295,0009,291
Pre-tax net operating income$252,00010,098
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$252,0009,391
Extraordinary gains, net$065
Net income$252,0009,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,862
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$252,0009,374
1994-12-31 (YTD Data)Rank
Total interest income$1,155,00011,430
Total interest expense$487,00011,157
Net interest income$668,00011,490
Provision for loan and lease losses$94,0004,709
Total noninterest income$255,0007,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,255
Trading account gains and feesNANA
Additional Noninterest Income$19,00011,499
Total noninterest expense$672,00010,822
Salaries and employee benefits$270,00011,476
Premises and equipment expense$129,0009,118
Additional noninterest expense$273,00010,269
Pre-tax net operating income$157,00011,214
Securities gains (losses)$-12,0009,966
Applicable income taxes$011,630
Income before extraordinary items$145,00010,881
Extraordinary gains, net$0249
Net income$145,00010,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,917
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$157,00010,778
1993-12-31 (YTD Data)Rank
Total interest income$1,097,00012,089
Total interest expense$504,00011,662
Net interest income$593,00012,235
Provision for loan and lease losses$13,0009,510
Total noninterest income$226,0008,754
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,900
Trading account gains and feesNANA
Additional Noninterest Income$22,00011,885
Total noninterest expense$686,00011,233
Salaries and employee benefits$270,00011,976
Premises and equipment expense$134,0009,351
Additional noninterest expense$282,00010,661
Pre-tax net operating income$120,00011,719
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$120,00011,568
Extraordinary gains, net$03,149
Net income$120,00011,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0006,716
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$120,00011,365
1992-12-31 (YTD Data)Rank
Total interest income$1,198,00012,608
Total interest expense$687,00011,887
Net interest income$511,00013,043
Provision for loan and lease losses$510,0002,951
Total noninterest income$232,0008,817
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,992
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,632
Total noninterest expense$794,00011,033
Salaries and employee benefits$263,00012,461
Premises and equipment expense$131,0009,652
Additional noninterest expense$400,0009,571
Pre-tax net operating income$-561,00013,325
Securities gains (losses)$11,0006,349
Applicable income taxes$012,680
Income before extraordinary items$-550,00013,399
Extraordinary gains, net$01,422
Net income$-550,00013,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$543,0002,333
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-561,00013,300

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.