Home > AB&T National Bank > Income and Expense
AB&T National Bank, Income and Expense
2008-12-31 (YTD Data) | Rank | |
Total interest income | $3,240,000 | 6,465 |
Total interest expense | $1,856,000 | 5,493 |
Net interest income | $1,384,000 | 7,142 |
Provision for loan and lease losses | $3,071,000 | 1,365 |
Total noninterest income | $59,000 | 7,674 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $319,000 | 3,904 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $-260,000 | 8,182 |
Total noninterest expense | $5,439,000 | 3,335 |
Salaries and employee benefits | $806,000 | 6,882 |
Premises and equipment expense | $347,000 | 5,439 |
Additional noninterest expense | $4,286,000 | 1,448 |
Pre-tax net operating income | $-7,067,000 | 7,903 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $95,000 | 3,418 |
Income before extraordinary items | $-7,162,000 | 7,915 |
Extraordinary gains, net | $0 | 39 |
Net income | $-7,162,000 | 7,915 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,299,000 | 937 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-7,162,000 | 7,953 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $2,530,000 | 6,457 |
Total interest expense | $1,464,000 | 5,489 |
Net interest income | $1,066,000 | 7,165 |
Provision for loan and lease losses | $2,495,000 | 1,023 |
Total noninterest income | $187,000 | 6,240 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $243,000 | 3,912 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $-56,000 | 8,249 |
Total noninterest expense | $2,196,000 | 5,187 |
Salaries and employee benefits | $612,000 | 6,871 |
Premises and equipment expense | $264,000 | 5,444 |
Additional noninterest expense | $1,320,000 | 3,108 |
Pre-tax net operating income | $-3,438,000 | 8,053 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $-1,190,000 | 8,093 |
Income before extraordinary items | $-2,248,000 | 7,913 |
Extraordinary gains, net | $0 | 31 |
Net income | $-2,248,000 | 7,912 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,773,000 | 676 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-2,248,000 | 7,983 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,804,000 | 6,382 |
Total interest expense | $1,056,000 | 5,438 |
Net interest income | $748,000 | 7,090 |
Provision for loan and lease losses | $1,089,000 | 1,167 |
Total noninterest income | $81,000 | 6,936 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $170,000 | 3,810 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $-89,000 | 8,379 |
Total noninterest expense | $1,424,000 | 5,292 |
Salaries and employee benefits | $429,000 | 6,816 |
Premises and equipment expense | $180,000 | 5,427 |
Additional noninterest expense | $815,000 | 3,312 |
Pre-tax net operating income | $-1,684,000 | 8,118 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $-587,000 | 8,200 |
Income before extraordinary items | $-1,097,000 | 8,023 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,097,000 | 8,023 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,065,000 | 828 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-1,097,000 | 8,013 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $963,000 | 6,305 |
Total interest expense | $586,000 | 5,347 |
Net interest income | $377,000 | 7,117 |
Provision for loan and lease losses | $622,000 | 876 |
Total noninterest income | $-49,000 | 8,444 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $86,000 | 3,747 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $-135,000 | 8,460 |
Total noninterest expense | $717,000 | 5,292 |
Salaries and employee benefits | $231,000 | 6,692 |
Premises and equipment expense | $92,000 | 5,397 |
Additional noninterest expense | $394,000 | 3,356 |
Pre-tax net operating income | $-1,011,000 | 8,273 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $-351,000 | 8,325 |
Income before extraordinary items | $-660,000 | 8,219 |
Extraordinary gains, net | $0 | 15 |
Net income | $-660,000 | 8,219 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $490,000 | 725 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $-660,000 | 8,209 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $6,112,000 | 5,166 |
Total interest expense | $3,159,000 | 4,643 |
Net interest income | $2,953,000 | 5,546 |
Provision for loan and lease losses | $1,634,000 | 987 |
Total noninterest income | $514,000 | 4,976 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $362,000 | 3,721 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $152,000 | 5,551 |
Total noninterest expense | $3,022,000 | 4,986 |
Salaries and employee benefits | $1,084,000 | 6,266 |
Premises and equipment expense | $392,000 | 5,087 |
Additional noninterest expense | $1,546,000 | 3,329 |
Pre-tax net operating income | $-1,189,000 | 8,109 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-434,000 | 8,285 |
Income before extraordinary items | $-755,000 | 8,020 |
Extraordinary gains, net | $0 | 39 |
Net income | $-755,000 | 8,018 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,205,000 | 570 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $-755,000 | 8,012 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $4,922,000 | 4,950 |
Total interest expense | $2,483,000 | 4,505 |
Net interest income | $2,439,000 | 5,296 |
Provision for loan and lease losses | $1,224,000 | 758 |
Total noninterest income | $392,000 | 4,957 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $271,000 | 3,717 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $121,000 | 5,463 |
Total noninterest expense | $2,306,000 | 4,901 |
Salaries and employee benefits | $895,000 | 5,986 |
Premises and equipment expense | $269,000 | 5,325 |
Additional noninterest expense | $1,142,000 | 3,320 |
Pre-tax net operating income | $-699,000 | 8,186 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $-247,000 | 8,345 |
Income before extraordinary items | $-452,000 | 8,114 |
Extraordinary gains, net | $0 | 33 |
Net income | $-452,000 | 8,110 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,229,000 | 568 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $-452,000 | 8,101 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $3,387,000 | 4,864 |
Total interest expense | $1,673,000 | 4,468 |
Net interest income | $1,714,000 | 5,144 |
Provision for loan and lease losses | $564,000 | 930 |
Total noninterest income | $271,000 | 4,898 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $185,000 | 3,669 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $86,000 | 5,378 |
Total noninterest expense | $1,558,000 | 4,900 |
Salaries and employee benefits | $616,000 | 5,932 |
Premises and equipment expense | $177,000 | 5,391 |
Additional noninterest expense | $765,000 | 3,315 |
Pre-tax net operating income | $-137,000 | 8,027 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $-59,000 | 8,312 |
Income before extraordinary items | $-78,000 | 7,961 |
Extraordinary gains, net | $0 | 29 |
Net income | $-78,000 | 7,960 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $127,000 | 1,803 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $-78,000 | 7,954 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,763,000 | 4,743 |
Total interest expense | $861,000 | 4,383 |
Net interest income | $902,000 | 4,985 |
Provision for loan and lease losses | $121,000 | 1,743 |
Total noninterest income | $126,000 | 5,013 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $90,000 | 3,661 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $36,000 | 5,687 |
Total noninterest expense | $599,000 | 5,758 |
Salaries and employee benefits | $309,000 | 5,953 |
Premises and equipment expense | $82,000 | 5,625 |
Additional noninterest expense | $208,000 | 5,141 |
Pre-tax net operating income | $308,000 | 4,589 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $99,000 | 3,281 |
Income before extraordinary items | $209,000 | 4,950 |
Extraordinary gains, net | $0 | 22 |
Net income | $209,000 | 4,951 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 2,637 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $209,000 | 4,936 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $7,429,000 | 4,398 |
Total interest expense | $3,519,000 | 3,895 |
Net interest income | $3,910,000 | 4,723 |
Provision for loan and lease losses | $1,079,000 | 985 |
Total noninterest income | $396,000 | 5,626 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $456,000 | 3,266 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $-60,000 | 8,663 |
Total noninterest expense | $2,605,000 | 5,353 |
Salaries and employee benefits | $842,000 | 6,837 |
Premises and equipment expense | $323,000 | 5,549 |
Additional noninterest expense | $1,440,000 | 3,398 |
Pre-tax net operating income | $622,000 | 6,126 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $252,000 | 4,021 |
Income before extraordinary items | $370,000 | 6,631 |
Extraordinary gains, net | $0 | 51 |
Net income | $370,000 | 6,635 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 6,128 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $370,000 | 6,633 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $5,567,000 | 4,385 |
Total interest expense | $2,617,000 | 3,844 |
Net interest income | $2,950,000 | 4,742 |
Provision for loan and lease losses | $309,000 | 2,099 |
Total noninterest income | $344,000 | 5,334 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $351,000 | 3,215 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $-7,000 | 8,712 |
Total noninterest expense | $1,798,000 | 5,596 |
Salaries and employee benefits | $572,000 | 7,072 |
Premises and equipment expense | $227,000 | 5,753 |
Additional noninterest expense | $999,000 | 3,613 |
Pre-tax net operating income | $1,187,000 | 4,321 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $390,000 | 3,213 |
Income before extraordinary items | $797,000 | 4,707 |
Extraordinary gains, net | $0 | 45 |
Net income | $797,000 | 4,711 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-19,000 | 8,053 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $797,000 | 4,698 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $3,605,000 | 4,420 |
Total interest expense | $1,665,000 | 3,853 |
Net interest income | $1,940,000 | 4,802 |
Provision for loan and lease losses | $234,000 | 1,878 |
Total noninterest income | $259,000 | 5,070 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $235,000 | 3,185 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $24,000 | 7,365 |
Total noninterest expense | $1,149,000 | 5,751 |
Salaries and employee benefits | $344,000 | 7,337 |
Premises and equipment expense | $139,000 | 5,966 |
Additional noninterest expense | $666,000 | 3,629 |
Pre-tax net operating income | $816,000 | 4,286 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $268,000 | 3,194 |
Income before extraordinary items | $548,000 | 4,656 |
Extraordinary gains, net | $0 | 39 |
Net income | $548,000 | 4,660 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 3,182 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $548,000 | 4,646 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,700,000 | 4,543 |
Total interest expense | $738,000 | 4,042 |
Net interest income | $962,000 | 4,820 |
Provision for loan and lease losses | $131,000 | 1,632 |
Total noninterest income | $129,000 | 5,033 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $110,000 | 3,276 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $19,000 | 6,791 |
Total noninterest expense | $551,000 | 5,891 |
Salaries and employee benefits | $159,000 | 7,526 |
Premises and equipment expense | $72,000 | 5,891 |
Additional noninterest expense | $320,000 | 3,705 |
Pre-tax net operating income | $409,000 | 4,226 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $134,000 | 3,198 |
Income before extraordinary items | $275,000 | 4,627 |
Extraordinary gains, net | $0 | 21 |
Net income | $275,000 | 4,627 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 3,455 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $275,000 | 4,609 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $4,052,000 | 5,791 |
Total interest expense | $1,446,000 | 5,318 |
Net interest income | $2,606,000 | 5,929 |
Provision for loan and lease losses | $576,000 | 1,698 |
Total noninterest income | $421,000 | 5,614 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $348,000 | 3,854 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $73,000 | 6,887 |
Total noninterest expense | $2,275,000 | 5,676 |
Salaries and employee benefits | $733,000 | 7,151 |
Premises and equipment expense | $255,000 | 6,153 |
Additional noninterest expense | $1,287,000 | 3,654 |
Pre-tax net operating income | $176,000 | 7,765 |
Securities gains (losses) | $-155,000 | 8,533 |
Applicable income taxes | $-14,000 | 8,479 |
Income before extraordinary items | $35,000 | 8,192 |
Extraordinary gains, net | $0 | 46 |
Net income | $35,000 | 8,193 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 3,206 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $190,000 | 7,601 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,657,000 | 6,148 |
Total interest expense | $899,000 | 5,722 |
Net interest income | $1,758,000 | 6,251 |
Provision for loan and lease losses | $280,000 | 2,309 |
Total noninterest income | $300,000 | 5,763 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $246,000 | 3,999 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $54,000 | 6,950 |
Total noninterest expense | $1,758,000 | 5,551 |
Salaries and employee benefits | $653,000 | 6,719 |
Premises and equipment expense | $185,000 | 6,217 |
Additional noninterest expense | $920,000 | 3,733 |
Pre-tax net operating income | $20,000 | 8,271 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $-8,000 | 8,593 |
Income before extraordinary items | $28,000 | 8,273 |
Extraordinary gains, net | $0 | 35 |
Net income | $28,000 | 8,274 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 2,593 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $28,000 | 8,239 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,537,000 | 6,498 |
Total interest expense | $463,000 | 6,236 |
Net interest income | $1,074,000 | 6,476 |
Provision for loan and lease losses | $180,000 | 2,307 |
Total noninterest income | $194,000 | 5,809 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $161,000 | 3,985 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $33,000 | 7,057 |
Total noninterest expense | $1,175,000 | 5,534 |
Salaries and employee benefits | $442,000 | 6,686 |
Premises and equipment expense | $118,000 | 6,320 |
Additional noninterest expense | $615,000 | 3,724 |
Pre-tax net operating income | $-87,000 | 8,468 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-40,000 | 8,701 |
Income before extraordinary items | $-47,000 | 8,464 |
Extraordinary gains, net | $0 | 30 |
Net income | $-47,000 | 8,464 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $79,000 | 2,175 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $-47,000 | 8,429 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $623,000 | 7,013 |
Total interest expense | $162,000 | 7,021 |
Net interest income | $461,000 | 6,914 |
Provision for loan and lease losses | $90,000 | 2,180 |
Total noninterest income | $84,000 | 6,049 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $72,000 | 4,184 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $12,000 | 7,544 |
Total noninterest expense | $580,000 | 5,615 |
Salaries and employee benefits | $218,000 | 6,774 |
Premises and equipment expense | $57,000 | 6,461 |
Additional noninterest expense | $305,000 | 3,751 |
Pre-tax net operating income | $-125,000 | 8,673 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $-48,000 | 8,795 |
Income before extraordinary items | $-77,000 | 8,637 |
Extraordinary gains, net | $0 | 24 |
Net income | $-77,000 | 8,637 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 1,325 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $-77,000 | 8,613 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $1,805,000 | 7,578 |
Total interest expense | $415,000 | 7,630 |
Net interest income | $1,390,000 | 7,473 |
Provision for loan and lease losses | $20,000 | 6,718 |
Total noninterest income | $303,000 | 6,384 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $314,000 | 4,220 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $-11,000 | 8,929 |
Total noninterest expense | $1,456,000 | 6,958 |
Salaries and employee benefits | $572,000 | 7,763 |
Premises and equipment expense | $162,000 | 7,206 |
Additional noninterest expense | $722,000 | 5,417 |
Pre-tax net operating income | $217,000 | 7,726 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $82,000 | 5,706 |
Income before extraordinary items | $135,000 | 7,948 |
Extraordinary gains, net | $0 | 34 |
Net income | $135,000 | 7,948 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $565,000 | 1,215 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $135,000 | 7,900 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,339,000 | 7,637 |
Total interest expense | $294,000 | 7,737 |
Net interest income | $1,045,000 | 7,486 |
Provision for loan and lease losses | $10,000 | 6,700 |
Total noninterest income | $208,000 | 6,599 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $238,000 | 4,219 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $-30,000 | 9,008 |
Total noninterest expense | $955,000 | 7,278 |
Salaries and employee benefits | $373,000 | 7,965 |
Premises and equipment expense | $101,000 | 7,508 |
Additional noninterest expense | $481,000 | 5,744 |
Pre-tax net operating income | $288,000 | 7,279 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $118,000 | 5,155 |
Income before extraordinary items | $170,000 | 7,659 |
Extraordinary gains, net | $0 | 26 |
Net income | $170,000 | 7,659 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $438,000 | 1,086 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $170,000 | 7,603 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $918,000 | 7,615 |
Total interest expense | $186,000 | 7,877 |
Net interest income | $732,000 | 7,421 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $104,000 | 7,155 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $143,000 | 4,443 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $-39,000 | 9,069 |
Total noninterest expense | $612,000 | 7,416 |
Salaries and employee benefits | $233,000 | 8,122 |
Premises and equipment expense | $65,000 | 7,603 |
Additional noninterest expense | $314,000 | 5,842 |
Pre-tax net operating income | $224,000 | 7,013 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $90,000 | 4,967 |
Income before extraordinary items | $134,000 | 7,472 |
Extraordinary gains, net | $0 | 21 |
Net income | $134,000 | 7,472 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $283,000 | 1,087 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $134,000 | 7,400 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $495,000 | 7,513 |
Total interest expense | $86,000 | 8,072 |
Net interest income | $409,000 | 7,209 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $22,000 | 8,321 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $60,000 | 4,803 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $-38,000 | 9,103 |
Total noninterest expense | $334,000 | 7,243 |
Salaries and employee benefits | $104,000 | 8,340 |
Premises and equipment expense | $32,000 | 7,669 |
Additional noninterest expense | $198,000 | 5,107 |
Pre-tax net operating income | $97,000 | 7,206 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $35,000 | 5,238 |
Income before extraordinary items | $62,000 | 7,534 |
Extraordinary gains, net | $0 | 16 |
Net income | $62,000 | 7,536 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $171,000 | 910 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $62,000 | 7,464 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $272,000 | 9,046 |
Total interest expense | $46,000 | 9,047 |
Net interest income | $226,000 | 9,031 |
Provision for loan and lease losses | $8,000 | 7,438 |
Total noninterest income | $36,000 | 8,888 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $43,000 | 7,535 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $-7,000 | 9,123 |
Total noninterest expense | $164,000 | 9,145 |
Salaries and employee benefits | $50,000 | 9,148 |
Premises and equipment expense | $32,000 | 8,986 |
Additional noninterest expense | $82,000 | 9,054 |
Pre-tax net operating income | $90,000 | 8,238 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $33,000 | 6,542 |
Income before extraordinary items | $57,000 | 8,430 |
Extraordinary gains, net | $0 | 54 |
Net income | $57,000 | 8,433 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $569,000 | 1,450 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $57,000 | 8,327 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,207,000 | 8,054 |
Total interest expense | $360,000 | 7,962 |
Net interest income | $847,000 | 7,988 |
Provision for loan and lease losses | $601,000 | 1,401 |
Total noninterest income | $272,000 | 6,223 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $392,000 | 2,995 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-120,000 | 9,232 |
Total noninterest expense | $921,000 | 7,404 |
Salaries and employee benefits | $316,000 | 8,347 |
Premises and equipment expense | $110,000 | 7,458 |
Additional noninterest expense | $495,000 | 5,673 |
Pre-tax net operating income | $-403,000 | 8,916 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $-30,000 | 8,983 |
Income before extraordinary items | $-373,000 | 8,981 |
Extraordinary gains, net | $0 | 40 |
Net income | $-373,000 | 8,982 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $364,000 | 1,499 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $-373,000 | 8,919 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $809,000 | 8,104 |
Total interest expense | $253,000 | 7,987 |
Net interest income | $556,000 | 8,045 |
Provision for loan and lease losses | $309,000 | 1,749 |
Total noninterest income | $282,000 | 5,150 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $272,000 | 2,872 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $10,000 | 8,463 |
Total noninterest expense | $556,000 | 7,660 |
Salaries and employee benefits | $201,000 | 8,451 |
Premises and equipment expense | $70,000 | 7,554 |
Additional noninterest expense | $285,000 | 6,137 |
Pre-tax net operating income | $-27,000 | 8,729 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $-10,000 | 8,996 |
Income before extraordinary items | $-17,000 | 8,809 |
Extraordinary gains, net | $0 | 30 |
Net income | $-17,000 | 8,810 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $188,000 | 1,724 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $-17,000 | 8,707 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $415,000 | 8,114 |
Total interest expense | $132,000 | 8,006 |
Net interest income | $283,000 | 8,054 |
Provision for loan and lease losses | $24,000 | 4,998 |
Total noninterest income | $161,000 | 4,712 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $156,000 | 2,505 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $5,000 | 8,460 |
Total noninterest expense | $237,000 | 8,041 |
Salaries and employee benefits | $92,000 | 8,606 |
Premises and equipment expense | $32,000 | 7,760 |
Additional noninterest expense | $113,000 | 6,807 |
Pre-tax net operating income | $183,000 | 6,046 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $74,000 | 4,503 |
Income before extraordinary items | $109,000 | 6,730 |
Extraordinary gains, net | $0 | 21 |
Net income | $109,000 | 6,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 8,300 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $109,000 | 6,561 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,889,000 | 7,980 |
Total interest expense | $832,000 | 7,415 |
Net interest income | $1,057,000 | 8,181 |
Provision for loan and lease losses | $837,000 | 1,568 |
Total noninterest income | $579,000 | 4,828 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $564,000 | 2,692 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $15,000 | 8,719 |
Total noninterest expense | $991,000 | 7,956 |
Salaries and employee benefits | $368,000 | 8,624 |
Premises and equipment expense | $140,000 | 7,578 |
Additional noninterest expense | $483,000 | 6,604 |
Pre-tax net operating income | $-192,000 | 8,829 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $-71,000 | 9,031 |
Income before extraordinary items | $-121,000 | 8,855 |
Extraordinary gains, net | $0 | 70 |
Net income | $-121,000 | 8,855 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $731,000 | 1,233 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $-121,000 | 8,795 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,295,000 | 7,953 |
Total interest expense | $1,427,000 | 7,129 |
Net interest income | $868,000 | 8,544 |
Provision for loan and lease losses | $381,000 | 2,729 |
Total noninterest income | $530,000 | 4,917 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $520,000 | 2,757 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $10,000 | 9,130 |
Total noninterest expense | $971,000 | 8,034 |
Salaries and employee benefits | $348,000 | 8,855 |
Premises and equipment expense | $132,000 | 7,816 |
Additional noninterest expense | $491,000 | 6,496 |
Pre-tax net operating income | $46,000 | 8,556 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $10,000 | 7,583 |
Income before extraordinary items | $36,000 | 8,669 |
Extraordinary gains, net | $0 | 105 |
Net income | $36,000 | 8,668 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $505,000 | 1,555 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $36,000 | 8,576 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,389,000 | 8,023 |
Total interest expense | $1,267,000 | 7,653 |
Net interest income | $1,122,000 | 8,241 |
Provision for loan and lease losses | $350,000 | 2,565 |
Total noninterest income | $543,000 | 4,678 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $528,000 | 2,567 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 9,181 |
Total noninterest expense | $1,154,000 | 7,613 |
Salaries and employee benefits | $302,000 | 9,246 |
Premises and equipment expense | $133,000 | 7,865 |
Additional noninterest expense | $719,000 | 5,079 |
Pre-tax net operating income | $161,000 | 8,546 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $51,000 | 7,210 |
Income before extraordinary items | $110,000 | 8,641 |
Extraordinary gains, net | $0 | 38 |
Net income | $110,000 | 8,641 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 3,920 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $110,000 | 8,632 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,218,000 | 8,229 |
Total interest expense | $1,210,000 | 7,618 |
Net interest income | $1,008,000 | 8,613 |
Provision for loan and lease losses | $165,000 | 4,039 |
Total noninterest income | $496,000 | 4,976 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $468,000 | 2,791 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 8,915 |
Total noninterest expense | $791,000 | 8,757 |
Salaries and employee benefits | $331,000 | 9,308 |
Premises and equipment expense | $118,000 | 8,281 |
Additional noninterest expense | $342,000 | 7,774 |
Pre-tax net operating income | $548,000 | 6,920 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $205,000 | 5,648 |
Income before extraordinary items | $343,000 | 7,334 |
Extraordinary gains, net | $0 | 35 |
Net income | $343,000 | 7,336 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $180,000 | 2,561 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $343,000 | 7,305 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,193,000 | 8,452 |
Total interest expense | $1,181,000 | 7,955 |
Net interest income | $1,012,000 | 8,765 |
Provision for loan and lease losses | $284,000 | 2,751 |
Total noninterest income | $447,000 | 5,273 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $423,000 | 2,979 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 9,291 |
Total noninterest expense | $806,000 | 8,761 |
Salaries and employee benefits | $326,000 | 9,456 |
Premises and equipment expense | $119,000 | 8,292 |
Additional noninterest expense | $361,000 | 7,560 |
Pre-tax net operating income | $369,000 | 8,040 |
Securities gains (losses) | $-4,000 | 10,023 |
Applicable income taxes | $140,000 | 6,978 |
Income before extraordinary items | $225,000 | 8,432 |
Extraordinary gains, net | $0 | 32 |
Net income | $225,000 | 8,431 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $184,000 | 2,586 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $227,560 | 8,338 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,932,000 | 9,092 |
Total interest expense | $975,000 | 8,754 |
Net interest income | $957,000 | 9,292 |
Provision for loan and lease losses | $141,000 | 4,282 |
Total noninterest income | $404,000 | 5,689 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $378,000 | 3,381 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 9,525 |
Total noninterest expense | $740,000 | 9,260 |
Salaries and employee benefits | $305,000 | 9,920 |
Premises and equipment expense | $131,000 | 8,214 |
Additional noninterest expense | $304,000 | 8,278 |
Pre-tax net operating income | $480,000 | 8,032 |
Securities gains (losses) | $-5,000 | 9,661 |
Applicable income taxes | $23,000 | 9,670 |
Income before extraordinary items | $452,000 | 7,291 |
Extraordinary gains, net | $0 | 44 |
Net income | $452,000 | 7,294 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $101,000 | 3,810 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $456,750 | 7,201 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,815,000 | 9,633 |
Total interest expense | $1,051,000 | 8,851 |
Net interest income | $764,000 | 10,213 |
Provision for loan and lease losses | $194,000 | 3,495 |
Total noninterest income | $401,000 | 5,938 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $320,000 | 4,027 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $81,000 | 7,707 |
Total noninterest expense | $677,000 | 9,885 |
Salaries and employee benefits | $295,000 | 10,389 |
Premises and equipment expense | $115,000 | 8,909 |
Additional noninterest expense | $267,000 | 9,216 |
Pre-tax net operating income | $294,000 | 9,171 |
Securities gains (losses) | $-1,000 | 9,274 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $293,000 | 8,482 |
Extraordinary gains, net | $0 | 53 |
Net income | $293,000 | 8,479 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $207,000 | 2,621 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $294,000 | 8,417 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,490,000 | 10,549 |
Total interest expense | $787,000 | 9,998 |
Net interest income | $703,000 | 10,831 |
Provision for loan and lease losses | $52,000 | 6,119 |
Total noninterest income | $303,000 | 7,047 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $281,000 | 4,520 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 10,775 |
Total noninterest expense | $702,000 | 10,180 |
Salaries and employee benefits | $284,000 | 10,889 |
Premises and equipment expense | $123,000 | 8,962 |
Additional noninterest expense | $295,000 | 9,291 |
Pre-tax net operating income | $252,000 | 10,098 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $252,000 | 9,391 |
Extraordinary gains, net | $0 | 65 |
Net income | $252,000 | 9,394 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $58,000 | 4,862 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $252,000 | 9,374 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,155,000 | 11,430 |
Total interest expense | $487,000 | 11,157 |
Net interest income | $668,000 | 11,490 |
Provision for loan and lease losses | $94,000 | 4,709 |
Total noninterest income | $255,000 | 7,876 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $236,000 | 5,255 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 11,499 |
Total noninterest expense | $672,000 | 10,822 |
Salaries and employee benefits | $270,000 | 11,476 |
Premises and equipment expense | $129,000 | 9,118 |
Additional noninterest expense | $273,000 | 10,269 |
Pre-tax net operating income | $157,000 | 11,214 |
Securities gains (losses) | $-12,000 | 9,966 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $145,000 | 10,881 |
Extraordinary gains, net | $0 | 249 |
Net income | $145,000 | 10,886 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $90,000 | 3,917 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $157,000 | 10,778 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,097,000 | 12,089 |
Total interest expense | $504,000 | 11,662 |
Net interest income | $593,000 | 12,235 |
Provision for loan and lease losses | $13,000 | 9,510 |
Total noninterest income | $226,000 | 8,754 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $204,000 | 5,900 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 11,885 |
Total noninterest expense | $686,000 | 11,233 |
Salaries and employee benefits | $270,000 | 11,976 |
Premises and equipment expense | $134,000 | 9,351 |
Additional noninterest expense | $282,000 | 10,661 |
Pre-tax net operating income | $120,000 | 11,719 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $120,000 | 11,568 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $120,000 | 11,622 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 6,716 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $120,000 | 11,365 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,198,000 | 12,608 |
Total interest expense | $687,000 | 11,887 |
Net interest income | $511,000 | 13,043 |
Provision for loan and lease losses | $510,000 | 2,951 |
Total noninterest income | $232,000 | 8,817 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $200,000 | 5,992 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 11,632 |
Total noninterest expense | $794,000 | 11,033 |
Salaries and employee benefits | $263,000 | 12,461 |
Premises and equipment expense | $131,000 | 9,652 |
Additional noninterest expense | $400,000 | 9,571 |
Pre-tax net operating income | $-561,000 | 13,325 |
Securities gains (losses) | $11,000 | 6,349 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $-550,000 | 13,399 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-550,000 | 13,398 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $543,000 | 2,333 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-561,000 | 13,300 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.