Home > A J Smith Federal Savings Bank > Income and Expense
A J Smith Federal Savings Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 3,702 |
| Total interest expense | $665,000 | 3,533 |
| Net interest income | $4,468,000 | 3,700 |
| Provision for loan and lease losses | $-145,000 | 5,204 |
| Total noninterest income | $504,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $69,000 | 4,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,251 |
| Total noninterest expense | $4,081,000 | 3,446 |
| Salaries and employee benefits | $2,180,000 | 3,530 |
| Premises and equipment expense | $664,000 | 2,662 |
| Additional noninterest expense | $1,237,000 | 3,531 |
| Pre-tax net operating income | $1,036,000 | 3,986 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $246,000 | 2,547 |
| Income before extraordinary items | $790,000 | 4,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $790,000 | 4,149 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $790,000 | 4,149 |
| Net charge-offs | $-17,000 | 4,639 |
| Cash dividends | $2,500,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $790,000 | 4,158 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 3,735 |
| Total interest expense | $488,000 | 3,509 |
| Net interest income | $3,353,000 | 3,731 |
| Provision for loan and lease losses | $-70,000 | 5,264 |
| Total noninterest income | $366,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $51,000 | 4,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,323 |
| Total noninterest expense | $3,078,000 | 3,448 |
| Salaries and employee benefits | $1,637,000 | 3,534 |
| Premises and equipment expense | $493,000 | 2,700 |
| Additional noninterest expense | $948,000 | 3,501 |
| Pre-tax net operating income | $711,000 | 4,166 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $174,000 | 2,646 |
| Income before extraordinary items | $537,000 | 4,323 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $537,000 | 4,322 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $537,000 | 4,322 |
| Net charge-offs | $-12,000 | 4,525 |
| Cash dividends | $2,500,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $537,000 | 4,327 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 3,741 |
| Total interest expense | $305,000 | 3,538 |
| Net interest income | $2,238,000 | 3,726 |
| Provision for loan and lease losses | $-50,000 | 5,347 |
| Total noninterest income | $225,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $31,000 | 4,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,424 |
| Total noninterest expense | $2,060,000 | 3,448 |
| Salaries and employee benefits | $1,100,000 | 3,540 |
| Premises and equipment expense | $325,000 | 2,734 |
| Additional noninterest expense | $635,000 | 3,508 |
| Pre-tax net operating income | $453,000 | 4,213 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $110,000 | 2,657 |
| Income before extraordinary items | $343,000 | 4,380 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $343,000 | 4,379 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $343,000 | 4,379 |
| Net charge-offs | $-19,000 | 4,724 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $343,000 | 4,388 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 3,770 |
| Total interest expense | $149,000 | 3,532 |
| Net interest income | $1,109,000 | 3,767 |
| Provision for loan and lease losses | $-20,000 | 5,432 |
| Total noninterest income | $114,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $14,000 | 4,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,345 |
| Total noninterest expense | $1,027,000 | 3,498 |
| Salaries and employee benefits | $559,000 | 3,546 |
| Premises and equipment expense | $155,000 | 2,852 |
| Additional noninterest expense | $313,000 | 3,564 |
| Pre-tax net operating income | $216,000 | 4,261 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $53,000 | 2,647 |
| Income before extraordinary items | $163,000 | 4,404 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $163,000 | 4,402 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $163,000 | 4,404 |
| Net charge-offs | $-15,000 | 4,895 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $163,000 | 4,412 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 3,737 |
| Total interest expense | $536,000 | 3,573 |
| Net interest income | $4,487,000 | 3,730 |
| Provision for loan and lease losses | $170,000 | 2,549 |
| Total noninterest income | $522,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $76,000 | 4,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 3,303 |
| Total noninterest expense | $4,329,000 | 3,405 |
| Salaries and employee benefits | $2,405,000 | 3,403 |
| Premises and equipment expense | $673,000 | 2,716 |
| Additional noninterest expense | $1,251,000 | 3,583 |
| Pre-tax net operating income | $510,000 | 4,732 |
| Securities gains (losses) | $24,000 | 1,258 |
| Applicable income taxes | $521,000 | 2,390 |
| Income before extraordinary items | $13,000 | 5,342 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,000 | 5,341 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,000 | 5,341 |
| Net charge-offs | $217,000 | 1,762 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-2,360 | 5,363 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 3,770 |
| Total interest expense | $394,000 | 3,606 |
| Net interest income | $3,371,000 | 3,763 |
| Provision for loan and lease losses | $190,000 | 2,072 |
| Total noninterest income | $393,000 | 3,899 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $60,000 | 4,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,335 |
| Total noninterest expense | $3,273,000 | 3,393 |
| Salaries and employee benefits | $1,851,000 | 3,370 |
| Premises and equipment expense | $501,000 | 2,758 |
| Additional noninterest expense | $921,000 | 3,642 |
| Pre-tax net operating income | $301,000 | 4,963 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-26,000 | 5,619 |
| Income before extraordinary items | $327,000 | 4,824 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $327,000 | 4,824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $327,000 | 4,824 |
| Net charge-offs | $219,000 | 1,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $327,000 | 4,810 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 3,776 |
| Total interest expense | $262,000 | 3,582 |
| Net interest income | $2,247,000 | 3,763 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $289,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $42,000 | 4,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,197 |
| Total noninterest expense | $2,115,000 | 3,482 |
| Salaries and employee benefits | $1,197,000 | 3,444 |
| Premises and equipment expense | $311,000 | 2,898 |
| Additional noninterest expense | $607,000 | 3,666 |
| Pre-tax net operating income | $296,000 | 4,692 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $91,000 | 2,977 |
| Income before extraordinary items | $205,000 | 4,864 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $205,000 | 4,864 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $205,000 | 4,864 |
| Net charge-offs | $113,000 | 1,434 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $205,000 | 4,851 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 3,809 |
| Total interest expense | $129,000 | 3,602 |
| Net interest income | $1,111,000 | 3,800 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $149,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $21,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,139 |
| Total noninterest expense | $1,045,000 | 3,531 |
| Salaries and employee benefits | $585,000 | 3,528 |
| Premises and equipment expense | $160,000 | 2,879 |
| Additional noninterest expense | $300,000 | 3,706 |
| Pre-tax net operating income | $90,000 | 5,039 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $23,000 | 3,299 |
| Income before extraordinary items | $67,000 | 5,151 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $67,000 | 5,151 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $67,000 | 5,151 |
| Net charge-offs | $117,000 | 839 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $67,000 | 5,137 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 3,805 |
| Total interest expense | $545,000 | 3,489 |
| Net interest income | $4,449,000 | 3,804 |
| Provision for loan and lease losses | $-150,000 | 5,615 |
| Total noninterest income | $582,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $72,000 | 4,878 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $510,000 | 3,237 |
| Total noninterest expense | $4,396,000 | 3,464 |
| Salaries and employee benefits | $2,399,000 | 3,482 |
| Premises and equipment expense | $744,000 | 2,616 |
| Additional noninterest expense | $1,253,000 | 3,718 |
| Pre-tax net operating income | $785,000 | 4,365 |
| Securities gains (losses) | $72,000 | 1,583 |
| Applicable income taxes | $253,000 | 2,772 |
| Income before extraordinary items | $604,000 | 4,527 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $604,000 | 4,525 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $604,000 | 4,526 |
| Net charge-offs | $13,000 | 3,794 |
| Cash dividends | $1,200,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $553,600 | 4,579 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 3,815 |
| Total interest expense | $414,000 | 3,495 |
| Net interest income | $3,353,000 | 3,819 |
| Provision for loan and lease losses | $-140,000 | 5,749 |
| Total noninterest income | $448,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $51,000 | 4,980 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $397,000 | 3,192 |
| Total noninterest expense | $3,302,000 | 3,454 |
| Salaries and employee benefits | $1,775,000 | 3,504 |
| Premises and equipment expense | $570,000 | 2,594 |
| Additional noninterest expense | $957,000 | 3,699 |
| Pre-tax net operating income | $639,000 | 4,349 |
| Securities gains (losses) | $72,000 | 1,491 |
| Applicable income taxes | $221,000 | 2,733 |
| Income before extraordinary items | $490,000 | 4,519 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $490,000 | 4,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $490,000 | 4,519 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $440,320 | 4,594 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 3,809 |
| Total interest expense | $321,000 | 3,208 |
| Net interest income | $2,235,000 | 3,840 |
| Provision for loan and lease losses | $-110,000 | 5,859 |
| Total noninterest income | $297,000 | 3,856 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $33,000 | 5,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $264,000 | 3,203 |
| Total noninterest expense | $2,189,000 | 3,492 |
| Salaries and employee benefits | $1,151,000 | 3,590 |
| Premises and equipment expense | $390,000 | 2,558 |
| Additional noninterest expense | $648,000 | 3,699 |
| Pre-tax net operating income | $453,000 | 4,302 |
| Securities gains (losses) | $72,000 | 1,182 |
| Applicable income taxes | $163,000 | 2,652 |
| Income before extraordinary items | $362,000 | 4,397 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $362,000 | 4,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $362,000 | 4,395 |
| Net charge-offs | $14,000 | 2,949 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $312,320 | 4,523 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 3,780 |
| Total interest expense | $170,000 | 3,118 |
| Net interest income | $1,126,000 | 3,833 |
| Provision for loan and lease losses | $-60,000 | 5,961 |
| Total noninterest income | $128,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $111,000 | 3,406 |
| Total noninterest expense | $1,088,000 | 3,517 |
| Salaries and employee benefits | $566,000 | 3,647 |
| Premises and equipment expense | $185,000 | 2,693 |
| Additional noninterest expense | $337,000 | 3,628 |
| Pre-tax net operating income | $226,000 | 4,274 |
| Securities gains (losses) | $35,000 | 980 |
| Applicable income taxes | $73,000 | 2,713 |
| Income before extraordinary items | $188,000 | 4,318 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $188,000 | 4,315 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $188,000 | 4,317 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $162,800 | 4,466 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 3,741 |
| Total interest expense | $762,000 | 2,913 |
| Net interest income | $4,479,000 | 3,824 |
| Provision for loan and lease losses | $80,000 | 3,250 |
| Total noninterest income | $573,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $74,000 | 5,049 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $499,000 | 3,288 |
| Total noninterest expense | $4,893,000 | 3,273 |
| Salaries and employee benefits | $2,319,000 | 3,591 |
| Premises and equipment expense | $774,000 | 2,619 |
| Additional noninterest expense | $1,800,000 | 3,006 |
| Pre-tax net operating income | $79,000 | 5,722 |
| Securities gains (losses) | $73,000 | 1,359 |
| Applicable income taxes | $-15,000 | 5,900 |
| Income before extraordinary items | $167,000 | 5,547 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $167,000 | 5,549 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $167,000 | 5,550 |
| Net charge-offs | $195,000 | 2,012 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $94,000 | 5,672 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 3,780 |
| Total interest expense | $582,000 | 2,919 |
| Net interest income | $3,350,000 | 3,867 |
| Provision for loan and lease losses | $130,000 | 2,427 |
| Total noninterest income | $495,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $56,000 | 5,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 3,080 |
| Total noninterest expense | $3,726,000 | 3,244 |
| Salaries and employee benefits | $1,749,000 | 3,585 |
| Premises and equipment expense | $554,000 | 2,752 |
| Additional noninterest expense | $1,423,000 | 2,894 |
| Pre-tax net operating income | $-11,000 | 5,950 |
| Securities gains (losses) | $73,000 | 1,224 |
| Applicable income taxes | $-21,000 | 6,092 |
| Income before extraordinary items | $83,000 | 5,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 5,779 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $83,000 | 5,779 |
| Net charge-offs | $148,000 | 1,811 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $10,000 | 5,918 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 3,793 |
| Total interest expense | $395,000 | 2,901 |
| Net interest income | $2,224,000 | 3,894 |
| Provision for loan and lease losses | $130,000 | 1,940 |
| Total noninterest income | $288,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $35,000 | 5,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,290 |
| Total noninterest expense | $2,485,000 | 3,278 |
| Salaries and employee benefits | $1,197,000 | 3,548 |
| Premises and equipment expense | $350,000 | 2,866 |
| Additional noninterest expense | $938,000 | 2,946 |
| Pre-tax net operating income | $-103,000 | 6,121 |
| Securities gains (losses) | $73,000 | 1,005 |
| Applicable income taxes | $-43,000 | 6,223 |
| Income before extraordinary items | $13,000 | 5,979 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,000 | 5,980 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $13,000 | 5,981 |
| Net charge-offs | $153,000 | 1,367 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-33,720 | 6,049 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 3,802 |
| Total interest expense | $205,000 | 2,846 |
| Net interest income | $1,108,000 | 3,917 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $131,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 3,409 |
| Total noninterest expense | $1,159,000 | 3,468 |
| Salaries and employee benefits | $600,000 | 3,565 |
| Premises and equipment expense | $177,000 | 2,877 |
| Additional noninterest expense | $382,000 | 3,386 |
| Pre-tax net operating income | $65,000 | 5,503 |
| Securities gains (losses) | $74,000 | 692 |
| Applicable income taxes | $39,000 | 3,167 |
| Income before extraordinary items | $100,000 | 5,127 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $100,000 | 5,129 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $100,000 | 5,131 |
| Net charge-offs | $48,000 | 1,594 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $46,720 | 5,594 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 3,678 |
| Total interest expense | $1,055,000 | 2,499 |
| Net interest income | $4,565,000 | 3,880 |
| Provision for loan and lease losses | $697,000 | 1,147 |
| Total noninterest income | $1,401,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $88,000 | 5,155 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,313,000 | 1,947 |
| Total noninterest expense | $4,763,000 | 3,422 |
| Salaries and employee benefits | $2,352,000 | 3,638 |
| Premises and equipment expense | $699,000 | 2,921 |
| Additional noninterest expense | $1,712,000 | 3,233 |
| Pre-tax net operating income | $506,000 | 5,033 |
| Securities gains (losses) | $123,000 | 1,109 |
| Applicable income taxes | $-1,504,000 | 6,444 |
| Income before extraordinary items | $2,133,000 | 2,575 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,133,000 | 2,575 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,133,000 | 2,575 |
| Net charge-offs | $993,000 | 900 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,010,000 | 2,647 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 3,678 |
| Total interest expense | $799,000 | 2,520 |
| Net interest income | $3,470,000 | 3,877 |
| Provision for loan and lease losses | $687,000 | 903 |
| Total noninterest income | $1,178,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $64,000 | 5,264 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,114,000 | 1,809 |
| Total noninterest expense | $3,557,000 | 3,447 |
| Salaries and employee benefits | $1,754,000 | 3,653 |
| Premises and equipment expense | $513,000 | 2,991 |
| Additional noninterest expense | $1,290,000 | 3,223 |
| Pre-tax net operating income | $404,000 | 5,046 |
| Securities gains (losses) | $123,000 | 870 |
| Applicable income taxes | $-1,514,000 | 6,554 |
| Income before extraordinary items | $2,041,000 | 2,191 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,041,000 | 2,191 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,041,000 | 2,190 |
| Net charge-offs | $880,000 | 742 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,918,000 | 2,238 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 3,640 |
| Total interest expense | $526,000 | 2,552 |
| Net interest income | $2,374,000 | 3,817 |
| Provision for loan and lease losses | $480,000 | 873 |
| Total noninterest income | $292,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $250,000 | 3,290 |
| Total noninterest expense | $2,312,000 | 3,518 |
| Salaries and employee benefits | $1,106,000 | 3,812 |
| Premises and equipment expense | $347,000 | 2,983 |
| Additional noninterest expense | $859,000 | 3,240 |
| Pre-tax net operating income | $-126,000 | 6,349 |
| Securities gains (losses) | $67,000 | 1,009 |
| Applicable income taxes | $-1,732,000 | 6,631 |
| Income before extraordinary items | $1,673,000 | 1,800 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,673,000 | 1,803 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,673,000 | 1,802 |
| Net charge-offs | $675,000 | 684 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,630,120 | 1,801 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 3,616 |
| Total interest expense | $262,000 | 2,580 |
| Net interest income | $1,213,000 | 3,763 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $152,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $131,000 | 3,169 |
| Total noninterest expense | $1,125,000 | 3,603 |
| Salaries and employee benefits | $548,000 | 3,870 |
| Premises and equipment expense | $187,000 | 2,883 |
| Additional noninterest expense | $390,000 | 3,472 |
| Pre-tax net operating income | $240,000 | 4,169 |
| Securities gains (losses) | $38,000 | 746 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $278,000 | 3,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 3,681 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $278,000 | 3,682 |
| Net charge-offs | $205,000 | 933 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $240,000 | 3,890 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 3,597 |
| Total interest expense | $1,145,000 | 2,663 |
| Net interest income | $4,913,000 | 3,738 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $749,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $103,000 | 5,218 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $646,000 | 2,993 |
| Total noninterest expense | $4,868,000 | 3,469 |
| Salaries and employee benefits | $2,380,000 | 3,664 |
| Premises and equipment expense | $721,000 | 2,911 |
| Additional noninterest expense | $1,767,000 | 3,249 |
| Pre-tax net operating income | $794,000 | 4,417 |
| Securities gains (losses) | $182,000 | 950 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $976,000 | 3,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $976,000 | 3,948 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $976,000 | 3,949 |
| Net charge-offs | $166,000 | 3,226 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $794,000 | 4,220 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 3,626 |
| Total interest expense | $865,000 | 2,729 |
| Net interest income | $3,683,000 | 3,762 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $590,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $79,000 | 5,234 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $511,000 | 2,980 |
| Total noninterest expense | $3,596,000 | 3,524 |
| Salaries and employee benefits | $1,741,000 | 3,734 |
| Premises and equipment expense | $543,000 | 2,934 |
| Additional noninterest expense | $1,312,000 | 3,278 |
| Pre-tax net operating income | $677,000 | 4,323 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $723,000 | 4,011 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $723,000 | 4,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $723,000 | 4,014 |
| Net charge-offs | $138,000 | 2,955 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $677,000 | 4,036 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 3,626 |
| Total interest expense | $589,000 | 2,743 |
| Net interest income | $2,451,000 | 3,768 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $438,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $385,000 | 2,852 |
| Total noninterest expense | $2,405,000 | 3,537 |
| Salaries and employee benefits | $1,150,000 | 3,774 |
| Premises and equipment expense | $370,000 | 2,882 |
| Additional noninterest expense | $885,000 | 3,247 |
| Pre-tax net operating income | $484,000 | 4,198 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $530,000 | 3,826 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $530,000 | 3,828 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $530,000 | 3,829 |
| Net charge-offs | $92,000 | 2,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $484,000 | 3,901 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 3,617 |
| Total interest expense | $306,000 | 2,737 |
| Net interest income | $1,243,000 | 3,748 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $214,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,872 |
| Total noninterest expense | $1,236,000 | 3,485 |
| Salaries and employee benefits | $561,000 | 3,873 |
| Premises and equipment expense | $185,000 | 2,905 |
| Additional noninterest expense | $490,000 | 3,042 |
| Pre-tax net operating income | $221,000 | 4,317 |
| Securities gains (losses) | $46,000 | 956 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $267,000 | 3,776 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $267,000 | 3,775 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $267,000 | 3,778 |
| Net charge-offs | $38,000 | 2,621 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $221,000 | 3,997 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 3,553 |
| Total interest expense | $1,521,000 | 2,688 |
| Net interest income | $5,173,000 | 3,730 |
| Provision for loan and lease losses | $501,000 | 2,710 |
| Total noninterest income | $612,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $114,000 | 5,239 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $498,000 | 3,356 |
| Total noninterest expense | $5,577,000 | 3,200 |
| Salaries and employee benefits | $2,403,000 | 3,669 |
| Premises and equipment expense | $762,000 | 2,843 |
| Additional noninterest expense | $2,412,000 | 2,645 |
| Pre-tax net operating income | $-293,000 | 6,407 |
| Securities gains (losses) | $277,000 | 1,426 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-16,000 | 6,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,000 | 6,331 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-16,000 | 6,333 |
| Net charge-offs | $853,000 | 1,984 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-293,000 | 6,434 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 3,565 |
| Total interest expense | $1,177,000 | 2,723 |
| Net interest income | $3,944,000 | 3,745 |
| Provision for loan and lease losses | $71,000 | 4,706 |
| Total noninterest income | $501,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $85,000 | 5,315 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $416,000 | 3,215 |
| Total noninterest expense | $3,846,000 | 3,428 |
| Salaries and employee benefits | $1,819,000 | 3,666 |
| Premises and equipment expense | $558,000 | 2,925 |
| Additional noninterest expense | $1,469,000 | 3,166 |
| Pre-tax net operating income | $528,000 | 4,654 |
| Securities gains (losses) | $277,000 | 1,182 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $805,000 | 3,851 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $805,000 | 3,851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $805,000 | 3,852 |
| Net charge-offs | $396,000 | 2,466 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $528,000 | 4,398 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 3,545 |
| Total interest expense | $805,000 | 2,755 |
| Net interest income | $2,670,000 | 3,718 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $320,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $56,000 | 5,348 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $264,000 | 3,253 |
| Total noninterest expense | $2,561,000 | 3,444 |
| Salaries and employee benefits | $1,220,000 | 3,662 |
| Premises and equipment expense | $327,000 | 3,221 |
| Additional noninterest expense | $1,014,000 | 3,091 |
| Pre-tax net operating income | $429,000 | 4,342 |
| Securities gains (losses) | $78,000 | 1,761 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $507,000 | 3,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $507,000 | 3,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $507,000 | 3,967 |
| Net charge-offs | $236,000 | 2,566 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $429,000 | 4,070 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 3,554 |
| Total interest expense | $417,000 | 2,783 |
| Net interest income | $1,341,000 | 3,727 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $132,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $1,246,000 | 3,539 |
| Salaries and employee benefits | $606,000 | 3,709 |
| Premises and equipment expense | $167,000 | 3,198 |
| Additional noninterest expense | $473,000 | 3,233 |
| Pre-tax net operating income | $227,000 | 4,323 |
| Securities gains (losses) | $45,000 | 1,276 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $272,000 | 3,816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $272,000 | 3,819 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $272,000 | 3,819 |
| Net charge-offs | $143,000 | 2,136 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $227,000 | 4,018 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,896,000 | 3,361 |
| Total interest expense | $2,215,000 | 2,557 |
| Net interest income | $5,681,000 | 3,612 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $521,000 | 4,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $521,000 | 3,057 |
| Total noninterest expense | $8,477,000 | 2,245 |
| Salaries and employee benefits | $2,648,000 | 3,408 |
| Premises and equipment expense | $1,209,000 | 2,050 |
| Additional noninterest expense | $4,620,000 | 1,489 |
| Pre-tax net operating income | $-2,365,000 | 6,841 |
| Securities gains (losses) | $362,000 | 1,000 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,003,000 | 6,834 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,003,000 | 6,834 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,003,000 | 6,834 |
| Net charge-offs | $2,041,000 | 1,526 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,365,000 | 6,870 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 3,345 |
| Total interest expense | $1,743,000 | 2,555 |
| Net interest income | $4,309,000 | 3,586 |
| Provision for loan and lease losses | $461,000 | 2,980 |
| Total noninterest income | $401,000 | 4,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $-4,000 | 7,361 |
| Additional Noninterest Income | $405,000 | 3,024 |
| Total noninterest expense | $6,125,000 | 2,335 |
| Salaries and employee benefits | $1,984,000 | 3,420 |
| Premises and equipment expense | $889,000 | 2,100 |
| Additional noninterest expense | $3,252,000 | 1,570 |
| Pre-tax net operating income | $-1,876,000 | 6,990 |
| Securities gains (losses) | $362,000 | 798 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,514,000 | 6,986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,514,000 | 6,987 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,514,000 | 6,987 |
| Net charge-offs | $1,790,000 | 1,313 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,876,000 | 7,033 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 3,287 |
| Total interest expense | $1,215,000 | 2,538 |
| Net interest income | $2,926,000 | 3,543 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $248,000 | 4,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $2,000 | 145 |
| Additional Noninterest Income | $246,000 | 3,179 |
| Total noninterest expense | $4,528,000 | 2,136 |
| Salaries and employee benefits | $1,453,000 | 3,222 |
| Premises and equipment expense | $566,000 | 2,208 |
| Additional noninterest expense | $2,509,000 | 1,397 |
| Pre-tax net operating income | $-1,384,000 | 7,071 |
| Securities gains (losses) | $225,000 | 675 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,159,000 | 7,074 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,159,000 | 7,074 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,159,000 | 7,075 |
| Net charge-offs | $1,151,000 | 1,353 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,384,000 | 7,100 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 3,220 |
| Total interest expense | $643,000 | 2,493 |
| Net interest income | $1,509,000 | 3,450 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $194,000 | 3,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $3,000 | 144 |
| Additional Noninterest Income | $191,000 | 2,534 |
| Total noninterest expense | $1,427,000 | 3,231 |
| Salaries and employee benefits | $723,000 | 3,240 |
| Premises and equipment expense | $303,000 | 2,115 |
| Additional noninterest expense | $401,000 | 3,721 |
| Pre-tax net operating income | $246,000 | 3,862 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $246,000 | 3,619 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $246,000 | 3,617 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $246,000 | 3,617 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $246,000 | 3,556 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 3,002 |
| Total interest expense | $3,190,000 | 2,472 |
| Net interest income | $6,631,000 | 3,222 |
| Provision for loan and lease losses | $380,000 | 4,516 |
| Total noninterest income | $606,000 | 4,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $606,000 | 2,893 |
| Total noninterest expense | $6,567,000 | 2,881 |
| Salaries and employee benefits | $3,224,000 | 2,935 |
| Premises and equipment expense | $1,182,000 | 2,129 |
| Additional noninterest expense | $2,161,000 | 3,043 |
| Pre-tax net operating income | $290,000 | 4,934 |
| Securities gains (losses) | $1,249,000 | 407 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,539,000 | 2,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,539,000 | 2,468 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,539,000 | 2,473 |
| Net charge-offs | $1,669,000 | 2,050 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $290,000 | 4,835 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 3,007 |
| Total interest expense | $2,502,000 | 2,473 |
| Net interest income | $5,048,000 | 3,214 |
| Provision for loan and lease losses | $397,000 | 3,924 |
| Total noninterest income | $424,000 | 4,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 7,688 |
| Additional Noninterest Income | $425,000 | 3,022 |
| Total noninterest expense | $5,018,000 | 2,827 |
| Salaries and employee benefits | $2,411,000 | 2,953 |
| Premises and equipment expense | $997,000 | 1,951 |
| Additional noninterest expense | $1,610,000 | 3,018 |
| Pre-tax net operating income | $57,000 | 5,779 |
| Securities gains (losses) | $931,000 | 443 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $988,000 | 2,913 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $988,000 | 2,908 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $988,000 | 2,912 |
| Net charge-offs | $1,528,000 | 1,767 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $57,000 | 5,778 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,084,000 | 3,005 |
| Total interest expense | $1,707,000 | 2,509 |
| Net interest income | $3,377,000 | 3,189 |
| Provision for loan and lease losses | $101,000 | 5,129 |
| Total noninterest income | $243,000 | 4,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-5,000 | 7,754 |
| Additional Noninterest Income | $248,000 | 3,139 |
| Total noninterest expense | $2,885,000 | 3,210 |
| Salaries and employee benefits | $1,466,000 | 3,204 |
| Premises and equipment expense | $653,000 | 1,991 |
| Additional noninterest expense | $766,000 | 3,905 |
| Pre-tax net operating income | $634,000 | 3,204 |
| Securities gains (losses) | $467,000 | 507 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,101,000 | 1,949 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,101,000 | 1,949 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,101,000 | 1,949 |
| Net charge-offs | $1,462,000 | 1,380 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $634,000 | 2,844 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,036 |
| Total interest expense | $885,000 | 2,535 |
| Net interest income | $1,681,000 | 3,240 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $112,000 | 4,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,000 | 7,882 |
| Additional Noninterest Income | $114,000 | 3,273 |
| Total noninterest expense | $1,409,000 | 3,314 |
| Salaries and employee benefits | $717,000 | 3,321 |
| Premises and equipment expense | $321,000 | 2,079 |
| Additional noninterest expense | $371,000 | 3,991 |
| Pre-tax net operating income | $344,000 | 3,113 |
| Securities gains (losses) | $138,000 | 660 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $482,000 | 2,211 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $482,000 | 2,210 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $482,000 | 2,211 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $344,000 | 2,743 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,542,000 | 3,102 |
| Total interest expense | $4,230,000 | 2,619 |
| Net interest income | $6,312,000 | 3,310 |
| Provision for loan and lease losses | $2,918,000 | 2,019 |
| Total noninterest income | $834,000 | 3,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 194 |
| Additional Noninterest Income | $828,000 | 2,406 |
| Total noninterest expense | $5,839,000 | 3,247 |
| Salaries and employee benefits | $3,028,000 | 3,151 |
| Premises and equipment expense | $1,270,000 | 2,110 |
| Additional noninterest expense | $1,541,000 | 4,003 |
| Pre-tax net operating income | $-1,611,000 | 6,488 |
| Securities gains (losses) | $16,000 | 3,123 |
| Applicable income taxes | $762,000 | 1,175 |
| Income before extraordinary items | $-2,357,000 | 6,850 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,357,000 | 6,847 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,357,000 | 6,848 |
| Net charge-offs | $2,642,000 | 1,735 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,373,000 | 6,856 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 3,133 |
| Total interest expense | $3,275,000 | 2,652 |
| Net interest income | $4,655,000 | 3,370 |
| Provision for loan and lease losses | $246,000 | 4,885 |
| Total noninterest income | $644,000 | 3,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 198 |
| Additional Noninterest Income | $638,000 | 2,429 |
| Total noninterest expense | $4,342,000 | 3,270 |
| Salaries and employee benefits | $2,248,000 | 3,202 |
| Premises and equipment expense | $923,000 | 2,185 |
| Additional noninterest expense | $1,171,000 | 3,927 |
| Pre-tax net operating income | $711,000 | 3,301 |
| Securities gains (losses) | $357,000 | 877 |
| Applicable income taxes | $328,000 | 1,833 |
| Income before extraordinary items | $740,000 | 3,013 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $740,000 | 3,011 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $740,000 | 3,014 |
| Net charge-offs | $1,157,000 | 2,044 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $493,670 | 3,618 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 3,120 |
| Total interest expense | $2,306,000 | 2,635 |
| Net interest income | $3,062,000 | 3,398 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $464,000 | 3,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,000 | 184 |
| Additional Noninterest Income | $461,000 | 2,328 |
| Total noninterest expense | $2,927,000 | 3,282 |
| Salaries and employee benefits | $1,541,000 | 3,167 |
| Premises and equipment expense | $589,000 | 2,305 |
| Additional noninterest expense | $797,000 | 3,882 |
| Pre-tax net operating income | $599,000 | 3,009 |
| Securities gains (losses) | $309,000 | 741 |
| Applicable income taxes | $298,000 | 1,540 |
| Income before extraordinary items | $610,000 | 2,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 2,745 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $610,000 | 2,747 |
| Net charge-offs | $361,000 | 2,718 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $402,970 | 3,354 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 3,111 |
| Total interest expense | $1,208,000 | 2,616 |
| Net interest income | $1,519,000 | 3,410 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $231,000 | 3,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,000 | 8,173 |
| Additional Noninterest Income | $233,000 | 2,295 |
| Total noninterest expense | $1,427,000 | 3,272 |
| Salaries and employee benefits | $786,000 | 3,143 |
| Premises and equipment expense | $311,000 | 2,233 |
| Additional noninterest expense | $330,000 | 4,114 |
| Pre-tax net operating income | $323,000 | 3,219 |
| Securities gains (losses) | $310,000 | 486 |
| Applicable income taxes | $224,000 | 1,333 |
| Income before extraordinary items | $409,000 | 2,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $409,000 | 2,528 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $409,000 | 2,530 |
| Net charge-offs | $142,000 | 2,474 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $207,500 | 3,653 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,053,000 | 3,026 |
| Total interest expense | $5,981,000 | 2,525 |
| Net interest income | $6,072,000 | 3,445 |
| Provision for loan and lease losses | $4,330,000 | 1,113 |
| Total noninterest income | $511,000 | 4,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-12,000 | 8,187 |
| Additional Noninterest Income | $523,000 | 3,103 |
| Total noninterest expense | $5,659,000 | 3,246 |
| Salaries and employee benefits | $3,234,000 | 3,044 |
| Premises and equipment expense | $1,264,000 | 2,139 |
| Additional noninterest expense | $1,161,000 | 4,392 |
| Pre-tax net operating income | $-3,406,000 | 7,658 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $-1,380,000 | 7,814 |
| Income before extraordinary items | $-2,009,000 | 7,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,009,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,135,000 | 970 |
| Cash dividends | $2,700,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,019,880 | 7,485 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,235,000 | 3,032 |
| Total interest expense | $4,634,000 | 2,544 |
| Net interest income | $4,601,000 | 3,441 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $353,000 | 5,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $353,000 | 3,394 |
| Total noninterest expense | $4,255,000 | 3,214 |
| Salaries and employee benefits | $2,478,000 | 3,014 |
| Premises and equipment expense | $947,000 | 2,146 |
| Additional noninterest expense | $830,000 | 4,456 |
| Pre-tax net operating income | $699,000 | 4,341 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $220,000 | 2,805 |
| Income before extraordinary items | $496,000 | 4,470 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $496,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,521 |
| Cash dividends | $2,700,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $484,270 | 4,658 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,023 |
| Total interest expense | $3,217,000 | 2,547 |
| Net interest income | $3,061,000 | 3,436 |
| Provision for loan and lease losses | $-40,000 | 8,369 |
| Total noninterest income | $170,000 | 5,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 143 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $2,816,000 | 3,255 |
| Salaries and employee benefits | $1,654,000 | 3,049 |
| Premises and equipment expense | $637,000 | 2,118 |
| Additional noninterest expense | $525,000 | 4,590 |
| Pre-tax net operating income | $455,000 | 4,541 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $144,000 | 3,067 |
| Income before extraordinary items | $311,000 | 4,932 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,032 |
| Cash dividends | $2,700,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $311,000 | 4,874 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 3,037 |
| Total interest expense | $1,701,000 | 2,577 |
| Net interest income | $1,502,000 | 3,483 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-123,000 | 8,437 |
| Additional Noninterest Income | $183,000 | 2,703 |
| Total noninterest expense | $1,415,000 | 3,235 |
| Salaries and employee benefits | $821,000 | 3,092 |
| Premises and equipment expense | $326,000 | 2,074 |
| Additional noninterest expense | $268,000 | 4,465 |
| Pre-tax net operating income | $147,000 | 5,475 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $38,000 | 3,830 |
| Income before extraordinary items | $109,000 | 5,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $2,700,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $109,000 | 5,629 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,013,000 | 2,864 |
| Total interest expense | $7,827,000 | 2,363 |
| Net interest income | $6,186,000 | 3,428 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $476,000 | 5,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-244,000 | 8,487 |
| Additional Noninterest Income | $720,000 | 2,714 |
| Total noninterest expense | $5,606,000 | 3,143 |
| Salaries and employee benefits | $3,330,000 | 2,951 |
| Premises and equipment expense | $1,156,000 | 2,241 |
| Additional noninterest expense | $1,120,000 | 4,276 |
| Pre-tax net operating income | $856,000 | 5,055 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $283,000 | 3,445 |
| Income before extraordinary items | $573,000 | 5,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $573,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,389 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $573,000 | 5,415 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,650,000 | 2,831 |
| Total interest expense | $5,953,000 | 2,326 |
| Net interest income | $4,697,000 | 3,398 |
| Provision for loan and lease losses | $-50,000 | 8,371 |
| Total noninterest income | $509,000 | 4,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $509,000 | 2,816 |
| Total noninterest expense | $4,228,000 | 3,091 |
| Salaries and employee benefits | $2,502,000 | 2,922 |
| Premises and equipment expense | $902,000 | 2,140 |
| Additional noninterest expense | $824,000 | 4,289 |
| Pre-tax net operating income | $1,028,000 | 4,288 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $368,000 | 2,915 |
| Income before extraordinary items | $660,000 | 4,822 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $660,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $660,000 | 4,812 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 2,809 |
| Total interest expense | $3,983,000 | 2,334 |
| Net interest income | $3,175,000 | 3,392 |
| Provision for loan and lease losses | $-50,000 | 8,430 |
| Total noninterest income | $255,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $255,000 | 3,306 |
| Total noninterest expense | $2,825,000 | 3,109 |
| Salaries and employee benefits | $1,686,000 | 2,929 |
| Premises and equipment expense | $591,000 | 2,184 |
| Additional noninterest expense | $548,000 | 4,293 |
| Pre-tax net operating income | $655,000 | 4,462 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $241,000 | 3,020 |
| Income before extraordinary items | $414,000 | 4,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $414,000 | 4,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $414,000 | 4,980 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 2,786 |
| Total interest expense | $1,983,000 | 2,334 |
| Net interest income | $1,621,000 | 3,330 |
| Provision for loan and lease losses | $-50,000 | 8,510 |
| Total noninterest income | $191,000 | 4,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $191,000 | 2,612 |
| Total noninterest expense | $1,461,000 | 3,048 |
| Salaries and employee benefits | $874,000 | 2,862 |
| Premises and equipment expense | $294,000 | 2,224 |
| Additional noninterest expense | $293,000 | 4,046 |
| Pre-tax net operating income | $401,000 | 3,990 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $150,000 | 2,737 |
| Income before extraordinary items | $251,000 | 4,543 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $251,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $251,000 | 4,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,663,000 | 2,766 |
| Total interest expense | $7,151,000 | 2,247 |
| Net interest income | $6,512,000 | 3,307 |
| Provision for loan and lease losses | $-12,000 | 8,323 |
| Total noninterest income | $882,000 | 3,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $882,000 | 2,423 |
| Total noninterest expense | $6,008,000 | 2,871 |
| Salaries and employee benefits | $3,540,000 | 2,715 |
| Premises and equipment expense | $1,250,000 | 2,004 |
| Additional noninterest expense | $1,218,000 | 3,882 |
| Pre-tax net operating income | $1,398,000 | 4,451 |
| Securities gains (losses) | $50,000 | 681 |
| Applicable income taxes | $540,000 | 3,039 |
| Income before extraordinary items | $908,000 | 4,929 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $908,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $876,000 | 5,000 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,080,000 | 2,781 |
| Total interest expense | $5,148,000 | 2,262 |
| Net interest income | $4,932,000 | 3,309 |
| Provision for loan and lease losses | $-12,000 | 8,475 |
| Total noninterest income | $675,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $675,000 | 2,368 |
| Total noninterest expense | $4,455,000 | 2,887 |
| Salaries and employee benefits | $2,642,000 | 2,723 |
| Premises and equipment expense | $941,000 | 2,009 |
| Additional noninterest expense | $872,000 | 4,010 |
| Pre-tax net operating income | $1,164,000 | 4,372 |
| Securities gains (losses) | $39,000 | 605 |
| Applicable income taxes | $454,000 | 2,993 |
| Income before extraordinary items | $749,000 | 4,860 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $749,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $724,040 | 4,928 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 2,786 |
| Total interest expense | $3,324,000 | 2,237 |
| Net interest income | $3,273,000 | 3,323 |
| Provision for loan and lease losses | $-12,000 | 8,508 |
| Total noninterest income | $448,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 2,368 |
| Total noninterest expense | $2,950,000 | 2,917 |
| Salaries and employee benefits | $1,758,000 | 2,735 |
| Premises and equipment expense | $621,000 | 2,027 |
| Additional noninterest expense | $571,000 | 4,067 |
| Pre-tax net operating income | $783,000 | 4,375 |
| Securities gains (losses) | $33,000 | 516 |
| Applicable income taxes | $308,000 | 3,008 |
| Income before extraordinary items | $508,000 | 4,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $508,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $486,880 | 4,942 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 2,770 |
| Total interest expense | $1,613,000 | 2,187 |
| Net interest income | $1,626,000 | 3,320 |
| Provision for loan and lease losses | $-12,000 | 8,549 |
| Total noninterest income | $245,000 | 3,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $245,000 | 2,220 |
| Total noninterest expense | $1,488,000 | 2,892 |
| Salaries and employee benefits | $885,000 | 2,723 |
| Premises and equipment expense | $316,000 | 2,006 |
| Additional noninterest expense | $287,000 | 4,039 |
| Pre-tax net operating income | $395,000 | 4,305 |
| Securities gains (losses) | $18,000 | 494 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $259,000 | 4,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $247,480 | 4,863 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,948,000 | 2,549 |
| Total interest expense | $6,103,000 | 1,862 |
| Net interest income | $6,845,000 | 3,093 |
| Provision for loan and lease losses | $-129,000 | 8,656 |
| Total noninterest income | $1,016,000 | 3,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,016,000 | 2,192 |
| Total noninterest expense | $6,138,000 | 2,694 |
| Salaries and employee benefits | $3,583,000 | 2,548 |
| Premises and equipment expense | $1,286,000 | 1,882 |
| Additional noninterest expense | $1,269,000 | 3,699 |
| Pre-tax net operating income | $1,852,000 | 3,871 |
| Securities gains (losses) | $21,000 | 1,240 |
| Applicable income taxes | $726,000 | 2,755 |
| Income before extraordinary items | $1,147,000 | 4,458 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,147,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $1,500,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,133,560 | 4,447 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,731,000 | 2,485 |
| Total interest expense | $4,507,000 | 1,780 |
| Net interest income | $5,224,000 | 3,038 |
| Provision for loan and lease losses | $-129,000 | 8,721 |
| Total noninterest income | $765,000 | 3,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $765,000 | 2,184 |
| Total noninterest expense | $4,544,000 | 2,697 |
| Salaries and employee benefits | $2,682,000 | 2,511 |
| Premises and equipment expense | $914,000 | 1,964 |
| Additional noninterest expense | $948,000 | 3,655 |
| Pre-tax net operating income | $1,574,000 | 3,616 |
| Securities gains (losses) | $18,000 | 1,269 |
| Applicable income taxes | $596,000 | 2,649 |
| Income before extraordinary items | $996,000 | 4,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $996,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $984,480 | 4,156 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 2,421 |
| Total interest expense | $2,978,000 | 1,695 |
| Net interest income | $3,516,000 | 2,990 |
| Provision for loan and lease losses | $-92,000 | 8,726 |
| Total noninterest income | $523,000 | 3,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $523,000 | 2,121 |
| Total noninterest expense | $3,067,000 | 2,642 |
| Salaries and employee benefits | $1,794,000 | 2,486 |
| Premises and equipment expense | $612,000 | 1,946 |
| Additional noninterest expense | $661,000 | 3,507 |
| Pre-tax net operating income | $1,064,000 | 3,553 |
| Securities gains (losses) | $9,000 | 1,390 |
| Applicable income taxes | $348,000 | 2,833 |
| Income before extraordinary items | $725,000 | 3,896 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $725,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $718,880 | 3,872 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 2,355 |
| Total interest expense | $1,463,000 | 1,632 |
| Net interest income | $1,813,000 | 2,891 |
| Provision for loan and lease losses | $-34,000 | 8,778 |
| Total noninterest income | $268,000 | 3,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $268,000 | 2,041 |
| Total noninterest expense | $1,525,000 | 2,669 |
| Salaries and employee benefits | $894,000 | 2,507 |
| Premises and equipment expense | $308,000 | 1,948 |
| Additional noninterest expense | $323,000 | 3,585 |
| Pre-tax net operating income | $590,000 | 3,263 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $211,000 | 2,509 |
| Income before extraordinary items | $379,000 | 3,758 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $379,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,291 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $379,000 | 3,719 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,734,000 | 2,249 |
| Total interest expense | $5,225,000 | 1,568 |
| Net interest income | $7,509,000 | 2,692 |
| Provision for loan and lease losses | $-111,000 | 8,800 |
| Total noninterest income | $1,041,000 | 3,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,041,000 | 2,092 |
| Total noninterest expense | $6,174,000 | 2,563 |
| Salaries and employee benefits | $3,757,000 | 2,312 |
| Premises and equipment expense | $1,163,000 | 1,984 |
| Additional noninterest expense | $1,254,000 | 3,617 |
| Pre-tax net operating income | $2,487,000 | 3,027 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $861,000 | 2,403 |
| Income before extraordinary items | $1,626,000 | 3,422 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,626,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,626,000 | 3,358 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,433,000 | 2,248 |
| Total interest expense | $3,778,000 | 1,601 |
| Net interest income | $5,655,000 | 2,649 |
| Provision for loan and lease losses | $-71,000 | 8,857 |
| Total noninterest income | $765,000 | 3,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $765,000 | 2,134 |
| Total noninterest expense | $4,603,000 | 2,548 |
| Salaries and employee benefits | $2,843,000 | 2,275 |
| Premises and equipment expense | $862,000 | 2,006 |
| Additional noninterest expense | $898,000 | 3,733 |
| Pre-tax net operating income | $1,888,000 | 3,025 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $699,000 | 2,316 |
| Income before extraordinary items | $1,189,000 | 3,563 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,189,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,189,000 | 3,492 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 2,264 |
| Total interest expense | $2,411,000 | 1,653 |
| Net interest income | $3,785,000 | 2,617 |
| Provision for loan and lease losses | $-14,000 | 8,874 |
| Total noninterest income | $446,000 | 3,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $446,000 | 2,362 |
| Total noninterest expense | $3,083,000 | 2,557 |
| Salaries and employee benefits | $1,897,000 | 2,277 |
| Premises and equipment expense | $569,000 | 2,019 |
| Additional noninterest expense | $617,000 | 3,664 |
| Pre-tax net operating income | $1,162,000 | 3,190 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $426,000 | 2,452 |
| Income before extraordinary items | $736,000 | 3,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $736,000 | 3,653 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 2,317 |
| Total interest expense | $1,158,000 | 1,747 |
| Net interest income | $1,877,000 | 2,636 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $214,000 | 3,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $214,000 | 2,365 |
| Total noninterest expense | $1,508,000 | 2,613 |
| Salaries and employee benefits | $945,000 | 2,307 |
| Premises and equipment expense | $259,000 | 2,217 |
| Additional noninterest expense | $304,000 | 3,713 |
| Pre-tax net operating income | $583,000 | 3,149 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $373,000 | 3,701 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,238 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $373,000 | 3,574 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,766,000 | 2,432 |
| Total interest expense | $5,138,000 | 1,747 |
| Net interest income | $6,628,000 | 2,896 |
| Provision for loan and lease losses | $-61,000 | 9,001 |
| Total noninterest income | $1,768,000 | 2,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,768,000 | 1,600 |
| Total noninterest expense | $6,317,000 | 2,486 |
| Salaries and employee benefits | $3,844,000 | 2,208 |
| Premises and equipment expense | $1,244,000 | 1,837 |
| Additional noninterest expense | $1,229,000 | 3,659 |
| Pre-tax net operating income | $2,140,000 | 3,244 |
| Securities gains (losses) | $87,000 | 2,013 |
| Applicable income taxes | $802,000 | 2,529 |
| Income before extraordinary items | $1,425,000 | 3,685 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,425,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,862 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,369,320 | 3,637 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,973,000 | 2,422 |
| Total interest expense | $3,905,000 | 1,788 |
| Net interest income | $5,068,000 | 2,859 |
| Provision for loan and lease losses | $-61,000 | 9,110 |
| Total noninterest income | $1,248,000 | 2,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,248,000 | 1,757 |
| Total noninterest expense | $4,655,000 | 2,531 |
| Salaries and employee benefits | $2,856,000 | 2,224 |
| Premises and equipment expense | $947,000 | 1,815 |
| Additional noninterest expense | $852,000 | 3,888 |
| Pre-tax net operating income | $1,722,000 | 3,186 |
| Securities gains (losses) | $82,000 | 1,915 |
| Applicable income taxes | $664,000 | 2,475 |
| Income before extraordinary items | $1,140,000 | 3,638 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,140,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,087,520 | 3,612 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,068,000 | 2,413 |
| Total interest expense | $2,632,000 | 1,830 |
| Net interest income | $3,436,000 | 2,810 |
| Provision for loan and lease losses | $-51,000 | 9,163 |
| Total noninterest income | $757,000 | 2,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $757,000 | 1,865 |
| Total noninterest expense | $3,016,000 | 2,583 |
| Salaries and employee benefits | $1,833,000 | 2,302 |
| Premises and equipment expense | $620,000 | 1,843 |
| Additional noninterest expense | $563,000 | 3,890 |
| Pre-tax net operating income | $1,228,000 | 3,031 |
| Securities gains (losses) | $49,000 | 2,032 |
| Applicable income taxes | $473,000 | 2,399 |
| Income before extraordinary items | $804,000 | 3,499 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $772,640 | 3,410 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 2,391 |
| Total interest expense | $1,309,000 | 1,885 |
| Net interest income | $1,775,000 | 2,729 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $371,000 | 2,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $371,000 | 1,831 |
| Total noninterest expense | $1,422,000 | 2,720 |
| Salaries and employee benefits | $830,000 | 2,533 |
| Premises and equipment expense | $312,000 | 1,834 |
| Additional noninterest expense | $280,000 | 3,863 |
| Pre-tax net operating income | $724,000 | 2,668 |
| Securities gains (losses) | $23,000 | 1,827 |
| Applicable income taxes | $270,000 | 2,196 |
| Income before extraordinary items | $477,000 | 3,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $462,280 | 2,957 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,914,000 | 2,384 |
| Total interest expense | $5,544,000 | 2,037 |
| Net interest income | $7,370,000 | 2,592 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $1,835,000 | 2,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,835,000 | 1,413 |
| Total noninterest expense | $5,825,000 | 2,532 |
| Salaries and employee benefits | $3,428,000 | 2,329 |
| Premises and equipment expense | $1,232,000 | 1,803 |
| Additional noninterest expense | $1,165,000 | 3,700 |
| Pre-tax net operating income | $3,360,000 | 2,280 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $1,278,000 | 1,863 |
| Income before extraordinary items | $2,088,000 | 2,705 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,088,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,084,160 | 2,622 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,563,000 | 2,521 |
| Total interest expense | $7,483,000 | 2,145 |
| Net interest income | $6,080,000 | 2,916 |
| Provision for loan and lease losses | $413,000 | 2,556 |
| Total noninterest income | $1,146,000 | 3,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,146,000 | 1,863 |
| Total noninterest expense | $5,318,000 | 2,666 |
| Salaries and employee benefits | $3,140,000 | 2,393 |
| Premises and equipment expense | $1,188,000 | 1,812 |
| Additional noninterest expense | $990,000 | 4,099 |
| Pre-tax net operating income | $1,495,000 | 3,879 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $516,000 | 3,278 |
| Income before extraordinary items | $979,000 | 4,336 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $979,000 | 4,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,215 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,627,000 | 161 |
| Net operating income | $979,000 | 4,223 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,150,000 | 2,446 |
| Total interest expense | $8,504,000 | 2,027 |
| Net interest income | $5,646,000 | 3,118 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,139,000 | 2,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,139,000 | 1,703 |
| Total noninterest expense | $4,482,000 | 3,006 |
| Salaries and employee benefits | $2,621,000 | 2,715 |
| Premises and equipment expense | $1,074,000 | 1,941 |
| Additional noninterest expense | $787,000 | 4,797 |
| Pre-tax net operating income | $2,003,000 | 3,322 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $664,000 | 2,905 |
| Income before extraordinary items | $1,339,000 | 3,554 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,339,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,689 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,339,000 | 3,541 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,358,000 | 2,450 |
| Total interest expense | $7,531,000 | 1,977 |
| Net interest income | $5,827,000 | 2,997 |
| Provision for loan and lease losses | $525,000 | 1,698 |
| Total noninterest income | $1,293,000 | 2,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-35,000 | 4,522 |
| Additional Noninterest Income | $1,328,000 | 1,518 |
| Total noninterest expense | $4,542,000 | 2,964 |
| Salaries and employee benefits | $2,570,000 | 2,733 |
| Premises and equipment expense | $1,085,000 | 1,887 |
| Additional noninterest expense | $887,000 | 4,431 |
| Pre-tax net operating income | $2,053,000 | 3,278 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $791,000 | 2,671 |
| Income before extraordinary items | $1,262,000 | 3,710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,262,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,836 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,262,000 | 3,680 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,737,000 | 2,370 |
| Total interest expense | $7,865,000 | 1,950 |
| Net interest income | $5,872,000 | 2,942 |
| Provision for loan and lease losses | $840,000 | 1,133 |
| Total noninterest income | $1,578,000 | 2,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $66,000 | 163 |
| Additional Noninterest Income | $1,512,000 | 1,395 |
| Total noninterest expense | $4,615,000 | 2,811 |
| Salaries and employee benefits | $2,618,000 | 2,585 |
| Premises and equipment expense | $1,094,000 | 1,801 |
| Additional noninterest expense | $903,000 | 4,280 |
| Pre-tax net operating income | $1,995,000 | 3,351 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $781,000 | 2,796 |
| Income before extraordinary items | $1,232,000 | 3,849 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,232,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,993 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,220,480 | 3,784 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,618,000 | 2,229 |
| Total interest expense | $8,233,000 | 1,873 |
| Net interest income | $6,385,000 | 2,726 |
| Provision for loan and lease losses | $585,000 | 1,575 |
| Total noninterest income | $1,850,000 | 1,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $56,000 | 175 |
| Additional Noninterest Income | $1,794,000 | 1,176 |
| Total noninterest expense | $4,912,000 | 2,611 |
| Salaries and employee benefits | $2,844,000 | 2,324 |
| Premises and equipment expense | $1,105,000 | 1,791 |
| Additional noninterest expense | $963,000 | 4,042 |
| Pre-tax net operating income | $2,738,000 | 2,707 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $1,116,000 | 2,215 |
| Income before extraordinary items | $1,627,000 | 3,112 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,627,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,008 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,623,800 | 3,058 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,934,000 | 2,254 |
| Total interest expense | $8,562,000 | 1,842 |
| Net interest income | $6,372,000 | 2,773 |
| Provision for loan and lease losses | $395,000 | 2,118 |
| Total noninterest income | $1,441,000 | 2,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $237,000 | 148 |
| Additional Noninterest Income | $1,204,000 | 1,594 |
| Total noninterest expense | $6,066,000 | 2,258 |
| Salaries and employee benefits | $2,520,000 | 2,674 |
| Premises and equipment expense | $1,454,000 | 1,402 |
| Additional noninterest expense | $2,092,000 | 2,359 |
| Pre-tax net operating income | $1,352,000 | 4,704 |
| Securities gains (losses) | $-153,000 | 11,272 |
| Applicable income taxes | $552,000 | 3,825 |
| Income before extraordinary items | $647,000 | 6,008 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $647,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,011 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $744,920 | 5,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,344,000 | 2,508 |
| Total interest expense | $7,480,000 | 2,096 |
| Net interest income | $5,864,000 | 3,031 |
| Provision for loan and lease losses | $269,000 | 2,445 |
| Total noninterest income | $1,104,000 | 2,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $29,000 | 368 |
| Additional Noninterest Income | $1,075,000 | 1,714 |
| Total noninterest expense | $4,593,000 | 2,926 |
| Salaries and employee benefits | $2,498,000 | 2,674 |
| Premises and equipment expense | $1,013,000 | 1,995 |
| Additional noninterest expense | $1,082,000 | 4,079 |
| Pre-tax net operating income | $2,106,000 | 3,333 |
| Securities gains (losses) | $100,000 | 965 |
| Applicable income taxes | $873,000 | 2,676 |
| Income before extraordinary items | $1,333,000 | 3,590 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,333,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,269,000 | 3,738 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,290,000 | 2,958 |
| Total interest expense | $5,773,000 | 2,166 |
| Net interest income | $4,517,000 | 3,910 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $930,000 | 3,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $5,000 | 409 |
| Additional Noninterest Income | $925,000 | 1,933 |
| Total noninterest expense | $3,867,000 | 3,529 |
| Salaries and employee benefits | $1,958,000 | 3,349 |
| Premises and equipment expense | $884,000 | 2,281 |
| Additional noninterest expense | $1,025,000 | 4,624 |
| Pre-tax net operating income | $1,455,000 | 4,520 |
| Securities gains (losses) | $358,000 | 345 |
| Applicable income taxes | $708,000 | 3,062 |
| Income before extraordinary items | $1,105,000 | 4,162 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,105,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $875,880 | 5,068 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,565,000 | 2,937 |
| Total interest expense | $6,055,000 | 2,150 |
| Net interest income | $4,510,000 | 3,923 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $360,000 | 6,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $360,000 | 4,039 |
| Total noninterest expense | $4,062,000 | 3,445 |
| Salaries and employee benefits | $2,026,000 | 3,247 |
| Premises and equipment expense | $883,000 | 2,312 |
| Additional noninterest expense | $1,153,000 | 4,344 |
| Pre-tax net operating income | $773,000 | 6,958 |
| Securities gains (losses) | $709,000 | 703 |
| Applicable income taxes | $551,000 | 3,846 |
| Income before extraordinary items | $931,000 | 4,962 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $931,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $477,240 | 7,473 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,641,000 | 3,020 |
| Total interest expense | $7,300,000 | 2,321 |
| Net interest income | $4,341,000 | 4,138 |
| Provision for loan and lease losses | $143,000 | 6,243 |
| Total noninterest income | $607,000 | 4,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $607,000 | 2,811 |
| Total noninterest expense | $3,686,000 | 3,755 |
| Salaries and employee benefits | $1,866,000 | 3,419 |
| Premises and equipment expense | $865,000 | 2,388 |
| Additional noninterest expense | $955,000 | 5,247 |
| Pre-tax net operating income | $1,119,000 | 5,187 |
| Securities gains (losses) | $775,000 | 781 |
| Applicable income taxes | $648,000 | 3,215 |
| Income before extraordinary items | $1,246,000 | 3,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,246,000 | 3,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $734,500 | 5,382 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.