Home > 42 North Private Bank > Income and Expense
42 North Private Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 2,697 |
| Total interest expense | $1,871,000 | 1,966 |
| Net interest income | $1,367,000 | 3,268 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $-321,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $1,000 | 4,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-322,000 | 4,477 |
| Total noninterest expense | $2,044,000 | 2,413 |
| Salaries and employee benefits | $954,000 | 2,668 |
| Premises and equipment expense | $124,000 | 2,989 |
| Additional noninterest expense | $-322,000 | 4,477 |
| Pre-tax net operating income | $-998,000 | 4,432 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $-998,000 | 4,414 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-998,000 | 4,412 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-998,000 | 4,414 |
| Net charge-offs | $-51,000 | 4,311 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $-998,000 | 4,422 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $12,046,000 | 2,772 |
| Total interest expense | $9,200,000 | 1,763 |
| Net interest income | $2,846,000 | 3,884 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $31,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $4,000 | 4,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,238 |
| Total noninterest expense | $7,192,000 | 2,576 |
| Salaries and employee benefits | $2,630,000 | 3,130 |
| Premises and equipment expense | $540,000 | 2,856 |
| Additional noninterest expense | $27,000 | 4,238 |
| Pre-tax net operating income | $-4,315,000 | 4,460 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-4,315,000 | 4,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-4,315,000 | 4,440 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-4,315,000 | 4,440 |
| Net charge-offs | $-59,000 | 4,228 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $-4,315,000 | 4,449 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $9,275,000 | 2,711 |
| Total interest expense | $7,121,000 | 1,720 |
| Net interest income | $2,154,000 | 3,894 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $25,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $4,000 | 4,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,262 |
| Total noninterest expense | $5,199,000 | 2,607 |
| Salaries and employee benefits | $1,916,000 | 3,148 |
| Premises and equipment expense | $414,000 | 2,819 |
| Additional noninterest expense | $21,000 | 4,263 |
| Pre-tax net operating income | $-3,020,000 | 4,494 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-3,020,000 | 4,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,020,000 | 4,480 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-3,020,000 | 4,480 |
| Net charge-offs | $-207,000 | 4,442 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $-3,020,000 | 4,486 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 2,698 |
| Total interest expense | $4,836,000 | 1,676 |
| Net interest income | $1,334,000 | 3,963 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $17,000 | 4,397 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $4,000 | 4,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,273 |
| Total noninterest expense | $3,417,000 | 2,616 |
| Salaries and employee benefits | $1,544,000 | 2,925 |
| Premises and equipment expense | $286,000 | 2,776 |
| Additional noninterest expense | $13,000 | 4,284 |
| Pre-tax net operating income | $-2,066,000 | 4,521 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $-2,066,000 | 4,500 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-2,066,000 | 4,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,066,000 | 4,502 |
| Net charge-offs | $-112,000 | 4,414 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $-2,066,000 | 4,507 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 2,690 |
| Total interest expense | $2,341,000 | 1,688 |
| Net interest income | $724,000 | 3,912 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $10,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $3,000 | 4,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,274 |
| Total noninterest expense | $1,779,000 | 2,551 |
| Salaries and employee benefits | $817,000 | 2,848 |
| Premises and equipment expense | $145,000 | 2,755 |
| Additional noninterest expense | $7,000 | 4,306 |
| Pre-tax net operating income | $-1,045,000 | 4,540 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $-1,045,000 | 4,520 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,045,000 | 4,520 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,045,000 | 4,520 |
| Net charge-offs | $-76,000 | 4,450 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $-1,045,000 | 4,529 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,099,000 | 2,582 |
| Total interest expense | $7,052,000 | 1,638 |
| Net interest income | $5,047,000 | 3,346 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $136,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $87,000 | 3,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,221 |
| Total noninterest expense | $8,071,000 | 2,322 |
| Salaries and employee benefits | $3,910,000 | 2,552 |
| Premises and equipment expense | $576,000 | 2,774 |
| Additional noninterest expense | $49,000 | 4,221 |
| Pre-tax net operating income | $-2,888,000 | 4,552 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $-2,888,000 | 4,530 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,888,000 | 4,529 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-2,888,000 | 4,530 |
| Net charge-offs | $106,000 | 1,469 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-2,888,000 | 4,539 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,660,000 | 2,627 |
| Total interest expense | $4,661,000 | 1,656 |
| Net interest income | $3,999,000 | 3,288 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $103,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $63,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,211 |
| Total noninterest expense | $6,241,000 | 2,262 |
| Salaries and employee benefits | $3,015,000 | 2,501 |
| Premises and equipment expense | $432,000 | 2,778 |
| Additional noninterest expense | $40,000 | 4,206 |
| Pre-tax net operating income | $-2,139,000 | 4,544 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $-2,139,000 | 4,566 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-2,139,000 | 4,564 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,139,000 | 4,566 |
| Net charge-offs | $180,000 | 925 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-2,139,000 | 4,571 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 2,640 |
| Total interest expense | $2,808,000 | 1,626 |
| Net interest income | $2,805,000 | 3,244 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $63,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $29,000 | 3,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,178 |
| Total noninterest expense | $4,193,000 | 2,244 |
| Salaries and employee benefits | $1,978,000 | 2,524 |
| Premises and equipment expense | $287,000 | 2,769 |
| Additional noninterest expense | $34,000 | 4,152 |
| Pre-tax net operating income | $-1,325,000 | 4,572 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $-1,325,000 | 4,595 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,325,000 | 4,593 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,325,000 | 4,594 |
| Net charge-offs | $272,000 | 580 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-1,325,000 | 4,597 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 2,727 |
| Total interest expense | $1,159,000 | 1,671 |
| Net interest income | $1,454,000 | 3,200 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $26,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $1,000 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,046 |
| Total noninterest expense | $2,031,000 | 2,317 |
| Salaries and employee benefits | $915,000 | 2,676 |
| Premises and equipment expense | $119,000 | 3,069 |
| Additional noninterest expense | $25,000 | 4,046 |
| Pre-tax net operating income | $-551,000 | 4,619 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-551,000 | 4,598 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-551,000 | 4,598 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-551,000 | 4,598 |
| Net charge-offs | $82,000 | 650 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-551,000 | 4,607 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,468,000 | 2,763 |
| Total interest expense | $1,836,000 | 1,692 |
| Net interest income | $6,632,000 | 2,968 |
| Provision for loan and lease losses | $197,000 | 1,809 |
| Total noninterest income | $36,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,000 | 4,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,446 |
| Total noninterest expense | $10,251,000 | 1,977 |
| Salaries and employee benefits | $4,939,000 | 2,202 |
| Premises and equipment expense | $748,000 | 2,411 |
| Additional noninterest expense | $35,000 | 4,446 |
| Pre-tax net operating income | $-3,780,000 | 4,697 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $-3,780,000 | 4,681 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,780,000 | 4,679 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-3,780,000 | 4,680 |
| Net charge-offs | $325,000 | 747 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $-3,780,000 | 4,684 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 2,823 |
| Total interest expense | $955,000 | 1,828 |
| Net interest income | $4,987,000 | 2,938 |
| Provision for loan and lease losses | $80,000 | 2,036 |
| Total noninterest income | $29,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,000 | 4,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,459 |
| Total noninterest expense | $7,739,000 | 1,963 |
| Salaries and employee benefits | $3,690,000 | 2,204 |
| Premises and equipment expense | $629,000 | 2,257 |
| Additional noninterest expense | $28,000 | 4,459 |
| Pre-tax net operating income | $-2,803,000 | 4,741 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $-2,803,000 | 4,715 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,803,000 | 4,715 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-2,803,000 | 4,715 |
| Net charge-offs | $329,000 | 556 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-2,803,000 | 4,727 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 2,833 |
| Total interest expense | $576,000 | 1,786 |
| Net interest income | $3,226,000 | 2,947 |
| Provision for loan and lease losses | $65,000 | 1,739 |
| Total noninterest income | $21,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,482 |
| Total noninterest expense | $5,084,000 | 1,961 |
| Salaries and employee benefits | $2,423,000 | 2,223 |
| Premises and equipment expense | $473,000 | 2,081 |
| Additional noninterest expense | $2,188,000 | 1,506 |
| Pre-tax net operating income | $-1,902,000 | 4,752 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-1,902,000 | 4,731 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,902,000 | 4,731 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-1,902,000 | 4,731 |
| Net charge-offs | $269,000 | 462 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-1,902,000 | 4,748 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 2,786 |
| Total interest expense | $335,000 | 1,520 |
| Net interest income | $1,581,000 | 2,941 |
| Provision for loan and lease losses | $50,000 | 1,338 |
| Total noninterest income | $8,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $0 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,524 |
| Total noninterest expense | $2,603,000 | 1,930 |
| Salaries and employee benefits | $1,260,000 | 2,167 |
| Premises and equipment expense | $256,000 | 2,010 |
| Additional noninterest expense | $1,087,000 | 1,482 |
| Pre-tax net operating income | $-1,064,000 | 4,776 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-1,064,000 | 4,766 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,064,000 | 4,766 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-1,064,000 | 4,766 |
| Net charge-offs | $132,000 | 436 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-1,064,000 | 4,771 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,094,000 | 2,458 |
| Total interest expense | $1,612,000 | 1,569 |
| Net interest income | $8,482,000 | 2,563 |
| Provision for loan and lease losses | $-417,000 | 4,413 |
| Total noninterest income | $116,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $2,000 | 4,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 4,300 |
| Total noninterest expense | $12,765,000 | 1,661 |
| Salaries and employee benefits | $5,935,000 | 1,950 |
| Premises and equipment expense | $1,976,000 | 1,223 |
| Additional noninterest expense | $4,854,000 | 1,368 |
| Pre-tax net operating income | $-3,750,000 | 4,833 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-3,750,000 | 4,825 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-3,750,000 | 4,825 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-3,750,000 | 4,825 |
| Net charge-offs | $325,000 | 803 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-3,750,000 | 4,824 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 2,425 |
| Total interest expense | $1,282,000 | 1,584 |
| Net interest income | $6,711,000 | 2,518 |
| Provision for loan and lease losses | $-457,000 | 4,535 |
| Total noninterest income | $105,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,000 | 4,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 4,245 |
| Total noninterest expense | $10,329,000 | 1,563 |
| Salaries and employee benefits | $4,839,000 | 1,831 |
| Premises and equipment expense | $1,730,000 | 1,075 |
| Additional noninterest expense | $3,760,000 | 1,324 |
| Pre-tax net operating income | $-3,056,000 | 4,909 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-3,056,000 | 4,903 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-3,056,000 | 4,903 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-3,056,000 | 4,903 |
| Net charge-offs | $61,000 | 1,284 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-3,056,000 | 4,902 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 2,351 |
| Total interest expense | $916,000 | 1,565 |
| Net interest income | $4,631,000 | 2,463 |
| Provision for loan and lease losses | $-518,000 | 4,622 |
| Total noninterest income | $112,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,975 |
| Total noninterest expense | $7,709,000 | 1,416 |
| Salaries and employee benefits | $3,598,000 | 1,685 |
| Premises and equipment expense | $1,488,000 | 886 |
| Additional noninterest expense | $2,623,000 | 1,260 |
| Pre-tax net operating income | $-2,448,000 | 4,948 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $-2,448,000 | 4,940 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,448,000 | 4,939 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-2,448,000 | 4,939 |
| Net charge-offs | $-383,000 | 4,843 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-2,448,000 | 4,939 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,425 |
| Total interest expense | $528,000 | 1,458 |
| Net interest income | $2,107,000 | 2,588 |
| Provision for loan and lease losses | $-104,000 | 4,667 |
| Total noninterest income | $86,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $1,000 | 4,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,656 |
| Total noninterest expense | $3,486,000 | 1,529 |
| Salaries and employee benefits | $2,018,000 | 1,540 |
| Premises and equipment expense | $290,000 | 1,885 |
| Additional noninterest expense | $1,178,000 | 1,349 |
| Pre-tax net operating income | $-1,189,000 | 4,974 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-1,189,000 | 4,967 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-1,189,000 | 4,967 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-1,189,000 | 4,967 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-1,189,000 | 4,967 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,708,000 | 2,278 |
| Total interest expense | $2,770,000 | 1,587 |
| Net interest income | $8,938,000 | 2,439 |
| Provision for loan and lease losses | $1,034,000 | 1,566 |
| Total noninterest income | $625,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $6,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,936 |
| Total noninterest expense | $15,429,000 | 1,380 |
| Salaries and employee benefits | $7,764,000 | 1,550 |
| Premises and equipment expense | $1,615,000 | 1,439 |
| Additional noninterest expense | $6,050,000 | 1,083 |
| Pre-tax net operating income | $-6,900,000 | 4,976 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-6,900,000 | 4,970 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-6,900,000 | 4,970 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-6,900,000 | 4,970 |
| Net charge-offs | $458,000 | 1,031 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-6,900,000 | 4,969 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,897,000 | 2,278 |
| Total interest expense | $2,205,000 | 1,590 |
| Net interest income | $6,692,000 | 2,428 |
| Provision for loan and lease losses | $942,000 | 1,410 |
| Total noninterest income | $431,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $6,000 | 4,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,003 |
| Total noninterest expense | $12,195,000 | 1,299 |
| Salaries and employee benefits | $6,058,000 | 1,487 |
| Premises and equipment expense | $1,218,000 | 1,423 |
| Additional noninterest expense | $4,919,000 | 1,025 |
| Pre-tax net operating income | $-6,014,000 | 5,003 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-6,014,000 | 4,998 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-6,014,000 | 4,997 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-6,014,000 | 4,998 |
| Net charge-offs | $272,000 | 1,073 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-6,014,000 | 4,996 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 2,303 |
| Total interest expense | $1,577,000 | 1,589 |
| Net interest income | $4,384,000 | 2,485 |
| Provision for loan and lease losses | $725,000 | 1,301 |
| Total noninterest income | $312,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $4,000 | 4,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,887 |
| Total noninterest expense | $8,663,000 | 1,209 |
| Salaries and employee benefits | $4,336,000 | 1,395 |
| Premises and equipment expense | $787,000 | 1,447 |
| Additional noninterest expense | $3,540,000 | 958 |
| Pre-tax net operating income | $-4,692,000 | 5,030 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-4,692,000 | 5,023 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-4,692,000 | 5,023 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-4,692,000 | 5,023 |
| Net charge-offs | $226,000 | 941 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-4,692,000 | 5,027 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 2,302 |
| Total interest expense | $878,000 | 1,577 |
| Net interest income | $2,070,000 | 2,543 |
| Provision for loan and lease losses | $197,000 | 1,471 |
| Total noninterest income | $159,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $4,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 2,737 |
| Total noninterest expense | $4,648,000 | 1,161 |
| Salaries and employee benefits | $2,143,000 | 1,420 |
| Premises and equipment expense | $537,000 | 1,116 |
| Additional noninterest expense | $1,968,000 | 876 |
| Pre-tax net operating income | $-2,616,000 | 5,067 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-2,616,000 | 5,050 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,616,000 | 5,050 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-2,616,000 | 5,050 |
| Net charge-offs | $43,000 | 1,266 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-2,616,000 | 5,065 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,265,000 | 2,244 |
| Total interest expense | $4,396,000 | 1,371 |
| Net interest income | $7,869,000 | 2,648 |
| Provision for loan and lease losses | $-10,000 | 4,917 |
| Total noninterest income | $660,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $32,000 | 4,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 2,789 |
| Total noninterest expense | $17,798,000 | 1,180 |
| Salaries and employee benefits | $8,204,000 | 1,428 |
| Premises and equipment expense | $2,812,000 | 902 |
| Additional noninterest expense | $6,782,000 | 993 |
| Pre-tax net operating income | $-9,259,000 | 5,181 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-9,259,000 | 5,173 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-9,259,000 | 5,173 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-9,259,000 | 5,173 |
| Net charge-offs | $377,000 | 1,227 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-9,259,000 | 5,172 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,387,000 | 2,240 |
| Total interest expense | $3,419,000 | 1,341 |
| Net interest income | $5,968,000 | 2,666 |
| Provision for loan and lease losses | $43,000 | 3,230 |
| Total noninterest income | $572,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $23,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,616 |
| Total noninterest expense | $13,099,000 | 1,202 |
| Salaries and employee benefits | $6,008,000 | 1,457 |
| Premises and equipment expense | $2,303,000 | 830 |
| Additional noninterest expense | $4,788,000 | 1,037 |
| Pre-tax net operating income | $-6,602,000 | 5,261 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-6,602,000 | 5,253 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-6,602,000 | 5,253 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-6,602,000 | 5,253 |
| Net charge-offs | $362,000 | 922 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-6,602,000 | 5,252 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 2,212 |
| Total interest expense | $2,409,000 | 1,264 |
| Net interest income | $3,929,000 | 2,698 |
| Provision for loan and lease losses | $-42,000 | 5,147 |
| Total noninterest income | $386,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $15,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 2,581 |
| Total noninterest expense | $8,708,000 | 1,208 |
| Salaries and employee benefits | $4,047,000 | 1,450 |
| Premises and equipment expense | $1,475,000 | 873 |
| Additional noninterest expense | $3,186,000 | 1,044 |
| Pre-tax net operating income | $-4,351,000 | 5,305 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-4,351,000 | 5,296 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-4,351,000 | 5,296 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-4,351,000 | 5,296 |
| Net charge-offs | $256,000 | 863 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-4,351,000 | 5,296 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 2,257 |
| Total interest expense | $1,217,000 | 1,217 |
| Net interest income | $1,877,000 | 2,801 |
| Provision for loan and lease losses | $132,000 | 1,283 |
| Total noninterest income | $190,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $6,000 | 4,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 2,504 |
| Total noninterest expense | $4,197,000 | 1,242 |
| Salaries and employee benefits | $1,856,000 | 1,573 |
| Premises and equipment expense | $763,000 | 846 |
| Additional noninterest expense | $1,578,000 | 1,032 |
| Pre-tax net operating income | $-2,262,000 | 5,357 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-2,262,000 | 5,347 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,262,000 | 5,346 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-2,262,000 | 5,346 |
| Net charge-offs | $167,000 | 691 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-2,262,000 | 5,350 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,101,000 | 1,945 |
| Total interest expense | $3,993,000 | 1,132 |
| Net interest income | $10,108,000 | 2,230 |
| Provision for loan and lease losses | $584,000 | 1,327 |
| Total noninterest income | $821,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $27,000 | 5,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 2,508 |
| Total noninterest expense | $17,034,000 | 1,206 |
| Salaries and employee benefits | $6,965,000 | 1,608 |
| Premises and equipment expense | $4,577,000 | 550 |
| Additional noninterest expense | $5,492,000 | 1,159 |
| Pre-tax net operating income | $-6,689,000 | 5,407 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-6,689,000 | 5,399 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-6,689,000 | 5,398 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-6,689,000 | 5,398 |
| Net charge-offs | $929,000 | 628 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-6,689,000 | 5,399 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,105,000 | 1,869 |
| Total interest expense | $2,909,000 | 1,092 |
| Net interest income | $8,196,000 | 2,093 |
| Provision for loan and lease losses | $354,000 | 1,437 |
| Total noninterest income | $1,474,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $26,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,448,000 | 1,545 |
| Total noninterest expense | $12,866,000 | 1,196 |
| Salaries and employee benefits | $5,289,000 | 1,595 |
| Premises and equipment expense | $3,216,000 | 590 |
| Additional noninterest expense | $4,361,000 | 1,102 |
| Pre-tax net operating income | $-3,550,000 | 5,469 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-3,550,000 | 5,462 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,550,000 | 5,461 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-3,550,000 | 5,461 |
| Net charge-offs | $799,000 | 516 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-3,550,000 | 5,461 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 1,783 |
| Total interest expense | $1,863,000 | 1,074 |
| Net interest income | $5,885,000 | 1,991 |
| Provision for loan and lease losses | $171,000 | 1,683 |
| Total noninterest income | $762,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $26,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $736,000 | 1,824 |
| Total noninterest expense | $8,674,000 | 1,191 |
| Salaries and employee benefits | $3,533,000 | 1,604 |
| Premises and equipment expense | $2,168,000 | 585 |
| Additional noninterest expense | $2,973,000 | 1,085 |
| Pre-tax net operating income | $-2,198,000 | 5,532 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-2,198,000 | 5,524 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,198,000 | 5,523 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,198,000 | 5,523 |
| Net charge-offs | $531,000 | 503 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-2,198,000 | 5,524 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 1,672 |
| Total interest expense | $880,000 | 1,080 |
| Net interest income | $3,219,000 | 1,814 |
| Provision for loan and lease losses | $222,000 | 882 |
| Total noninterest income | $214,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $11,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 2,468 |
| Total noninterest expense | $4,497,000 | 1,162 |
| Salaries and employee benefits | $1,868,000 | 1,522 |
| Premises and equipment expense | $1,170,000 | 548 |
| Additional noninterest expense | $1,459,000 | 1,099 |
| Pre-tax net operating income | $-1,286,000 | 5,599 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-1,286,000 | 5,587 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-1,286,000 | 5,587 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,286,000 | 5,587 |
| Net charge-offs | $244,000 | 500 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-1,286,000 | 5,588 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,471,000 | 1,529 |
| Total interest expense | $3,581,000 | 919 |
| Net interest income | $13,890,000 | 1,681 |
| Provision for loan and lease losses | $1,343,000 | 710 |
| Total noninterest income | $-2,642,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $20,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,662,000 | 5,674 |
| Total noninterest expense | $27,609,000 | 793 |
| Salaries and employee benefits | $10,120,000 | 1,149 |
| Premises and equipment expense | $5,360,000 | 480 |
| Additional noninterest expense | $12,129,000 | 560 |
| Pre-tax net operating income | $-17,704,000 | 5,673 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,000,000 | 1,279 |
| Income before extraordinary items | $-19,704,000 | 5,663 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-19,704,000 | 5,663 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-19,704,000 | 5,663 |
| Net charge-offs | $819,000 | 799 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-19,704,000 | 5,663 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,519,000 | 1,483 |
| Total interest expense | $2,742,000 | 884 |
| Net interest income | $10,777,000 | 1,635 |
| Provision for loan and lease losses | $994,000 | 703 |
| Total noninterest income | $-2,883,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $12,000 | 5,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,895,000 | 5,745 |
| Total noninterest expense | $22,655,000 | 726 |
| Salaries and employee benefits | $8,192,000 | 1,095 |
| Premises and equipment expense | $4,179,000 | 468 |
| Additional noninterest expense | $10,284,000 | 505 |
| Pre-tax net operating income | $-15,755,000 | 5,743 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,000,000 | 910 |
| Income before extraordinary items | $-17,755,000 | 5,734 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-17,755,000 | 5,734 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-17,755,000 | 5,734 |
| Net charge-offs | $457,000 | 858 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-17,755,000 | 5,734 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 1,405 |
| Total interest expense | $1,883,000 | 839 |
| Net interest income | $7,559,000 | 1,529 |
| Provision for loan and lease losses | $858,000 | 554 |
| Total noninterest income | $-2,941,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $6,000 | 5,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,947,000 | 5,793 |
| Total noninterest expense | $16,918,000 | 650 |
| Salaries and employee benefits | $6,012,000 | 1,002 |
| Premises and equipment expense | $2,994,000 | 435 |
| Additional noninterest expense | $7,912,000 | 449 |
| Pre-tax net operating income | $-13,158,000 | 5,793 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,000,000 | 666 |
| Income before extraordinary items | $-15,158,000 | 5,784 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-15,158,000 | 5,784 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-15,158,000 | 5,784 |
| Net charge-offs | $571,000 | 509 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-15,158,000 | 5,784 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 1,238 |
| Total interest expense | $964,000 | 806 |
| Net interest income | $4,488,000 | 1,321 |
| Provision for loan and lease losses | $-37,000 | 5,698 |
| Total noninterest income | $1,805,000 | 870 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $1,000 | 5,652 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,804,000 | 640 |
| Total noninterest expense | $8,128,000 | 681 |
| Salaries and employee benefits | $3,102,000 | 982 |
| Premises and equipment expense | $1,569,000 | 433 |
| Additional noninterest expense | $3,457,000 | 499 |
| Pre-tax net operating income | $-1,798,000 | 5,846 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,000,000 | 414 |
| Income before extraordinary items | $-3,798,000 | 5,853 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-3,798,000 | 5,853 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-3,798,000 | 5,853 |
| Net charge-offs | $119,000 | 831 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-3,798,000 | 5,853 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $23,702,000 | 1,116 |
| Total interest expense | $4,358,000 | 674 |
| Net interest income | $19,344,000 | 1,212 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $5,172,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $3,000 | 5,738 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,169,000 | 823 |
| Total noninterest expense | $30,462,000 | 703 |
| Salaries and employee benefits | $13,530,000 | 868 |
| Premises and equipment expense | $6,494,000 | 407 |
| Additional noninterest expense | $10,438,000 | 663 |
| Pre-tax net operating income | $-6,446,000 | 5,906 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-703,000 | 5,839 |
| Income before extraordinary items | $-5,743,000 | 5,897 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-5,743,000 | 5,896 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-5,743,000 | 5,896 |
| Net charge-offs | $875,000 | 730 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-5,743,000 | 5,897 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $17,076,000 | 1,162 |
| Total interest expense | $3,258,000 | 681 |
| Net interest income | $13,818,000 | 1,262 |
| Provision for loan and lease losses | $1,150,000 | 630 |
| Total noninterest income | $4,604,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,000 | 5,816 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,603,000 | 731 |
| Total noninterest expense | $23,031,000 | 695 |
| Salaries and employee benefits | $10,309,000 | 852 |
| Premises and equipment expense | $4,744,000 | 426 |
| Additional noninterest expense | $7,978,000 | 653 |
| Pre-tax net operating income | $-5,759,000 | 5,979 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-2,408,000 | 5,957 |
| Income before extraordinary items | $-3,351,000 | 5,963 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,351,000 | 5,963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-3,351,000 | 5,963 |
| Net charge-offs | $378,000 | 975 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-3,351,000 | 5,963 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,560,000 | 1,143 |
| Total interest expense | $2,137,000 | 691 |
| Net interest income | $9,423,000 | 1,244 |
| Provision for loan and lease losses | $878,000 | 562 |
| Total noninterest income | $4,165,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,000 | 5,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,164,000 | 585 |
| Total noninterest expense | $15,749,000 | 679 |
| Salaries and employee benefits | $7,299,000 | 809 |
| Premises and equipment expense | $3,142,000 | 428 |
| Additional noninterest expense | $5,308,000 | 645 |
| Pre-tax net operating income | $-3,039,000 | 6,051 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-1,267,000 | 6,035 |
| Income before extraordinary items | $-1,772,000 | 6,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,772,000 | 6,033 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,772,000 | 6,033 |
| Net charge-offs | $254,000 | 970 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-1,772,000 | 6,033 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 1,191 |
| Total interest expense | $1,057,000 | 692 |
| Net interest income | $4,500,000 | 1,289 |
| Provision for loan and lease losses | $875,000 | 302 |
| Total noninterest income | $2,373,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,373,000 | 507 |
| Total noninterest expense | $8,382,000 | 647 |
| Salaries and employee benefits | $4,042,000 | 735 |
| Premises and equipment expense | $1,586,000 | 429 |
| Additional noninterest expense | $2,754,000 | 614 |
| Pre-tax net operating income | $-2,384,000 | 6,114 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-1,000,000 | 6,106 |
| Income before extraordinary items | $-1,384,000 | 6,098 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-1,384,000 | 6,098 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-1,384,000 | 6,098 |
| Net charge-offs | $149,000 | 796 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,384,000 | 6,096 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $30,810,000 | 835 |
| Total interest expense | $4,508,000 | 625 |
| Net interest income | $26,302,000 | 868 |
| Provision for loan and lease losses | $1,736,000 | 513 |
| Total noninterest income | $8,973,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $11,000 | 5,918 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,962,000 | 538 |
| Total noninterest expense | $35,016,000 | 609 |
| Salaries and employee benefits | $16,640,000 | 686 |
| Premises and equipment expense | $6,362,000 | 415 |
| Additional noninterest expense | $12,014,000 | 558 |
| Pre-tax net operating income | $-1,477,000 | 6,121 |
| Securities gains (losses) | $18,000 | 2,297 |
| Applicable income taxes | $-396,000 | 6,067 |
| Income before extraordinary items | $-1,063,000 | 6,099 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,063,000 | 6,099 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,063,000 | 6,099 |
| Net charge-offs | $1,619,000 | 462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,076,140 | 6,095 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $23,959,000 | 805 |
| Total interest expense | $3,398,000 | 622 |
| Net interest income | $20,561,000 | 831 |
| Provision for loan and lease losses | $1,237,000 | 495 |
| Total noninterest income | $4,507,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $10,000 | 5,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,497,000 | 718 |
| Total noninterest expense | $26,078,000 | 620 |
| Salaries and employee benefits | $12,440,000 | 699 |
| Premises and equipment expense | $4,804,000 | 422 |
| Additional noninterest expense | $8,834,000 | 571 |
| Pre-tax net operating income | $-2,247,000 | 6,241 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $-816,000 | 6,227 |
| Income before extraordinary items | $-1,413,000 | 6,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,413,000 | 6,222 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,413,000 | 6,222 |
| Net charge-offs | $1,099,000 | 458 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,424,520 | 6,219 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $15,319,000 | 839 |
| Total interest expense | $2,249,000 | 623 |
| Net interest income | $13,070,000 | 867 |
| Provision for loan and lease losses | $1,211,000 | 366 |
| Total noninterest income | $1,487,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $6,000 | 6,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,481,000 | 1,196 |
| Total noninterest expense | $17,017,000 | 628 |
| Salaries and employee benefits | $8,439,000 | 685 |
| Premises and equipment expense | $3,144,000 | 427 |
| Additional noninterest expense | $5,434,000 | 627 |
| Pre-tax net operating income | $-3,671,000 | 6,338 |
| Securities gains (losses) | $18,000 | 1,765 |
| Applicable income taxes | $-1,370,000 | 6,325 |
| Income before extraordinary items | $-2,283,000 | 6,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,283,000 | 6,322 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-2,283,000 | 6,322 |
| Net charge-offs | $935,000 | 370 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-2,294,520 | 6,321 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 890 |
| Total interest expense | $1,092,000 | 643 |
| Net interest income | $6,138,000 | 924 |
| Provision for loan and lease losses | $579,000 | 367 |
| Total noninterest income | $92,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $83,000 | 3,868 |
| Total noninterest expense | $8,225,000 | 647 |
| Salaries and employee benefits | $4,281,000 | 677 |
| Premises and equipment expense | $1,502,000 | 447 |
| Additional noninterest expense | $2,442,000 | 678 |
| Pre-tax net operating income | $-2,574,000 | 6,408 |
| Securities gains (losses) | $18,000 | 1,268 |
| Applicable income taxes | $-975,000 | 6,404 |
| Income before extraordinary items | $-1,581,000 | 6,392 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-1,581,000 | 6,393 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-1,581,000 | 6,393 |
| Net charge-offs | $363,000 | 469 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-1,592,520 | 6,393 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $35,689,000 | 703 |
| Total interest expense | $5,290,000 | 539 |
| Net interest income | $30,399,000 | 726 |
| Provision for loan and lease losses | $782,000 | 1,037 |
| Total noninterest income | $2,612,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $22,000 | 6,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,590,000 | 1,211 |
| Total noninterest expense | $36,841,000 | 560 |
| Salaries and employee benefits | $18,253,000 | 594 |
| Premises and equipment expense | $6,342,000 | 409 |
| Additional noninterest expense | $12,246,000 | 556 |
| Pre-tax net operating income | $-4,612,000 | 6,488 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-1,642,000 | 6,448 |
| Income before extraordinary items | $-2,970,000 | 6,454 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,970,000 | 6,453 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,970,000 | 6,453 |
| Net charge-offs | $1,533,000 | 637 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,970,000 | 6,456 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $27,969,000 | 673 |
| Total interest expense | $4,077,000 | 517 |
| Net interest income | $23,892,000 | 691 |
| Provision for loan and lease losses | $904,000 | 730 |
| Total noninterest income | $2,234,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $26,000 | 6,020 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,208,000 | 1,122 |
| Total noninterest expense | $28,521,000 | 537 |
| Salaries and employee benefits | $14,053,000 | 576 |
| Premises and equipment expense | $4,646,000 | 417 |
| Additional noninterest expense | $9,822,000 | 519 |
| Pre-tax net operating income | $-3,299,000 | 6,564 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-1,253,000 | 6,547 |
| Income before extraordinary items | $-2,046,000 | 6,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,046,000 | 6,526 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,046,000 | 6,526 |
| Net charge-offs | $1,347,000 | 524 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-2,046,000 | 6,530 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $19,723,000 | 626 |
| Total interest expense | $2,755,000 | 517 |
| Net interest income | $16,968,000 | 648 |
| Provision for loan and lease losses | $903,000 | 484 |
| Total noninterest income | $2,203,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,184,000 | 822 |
| Total noninterest expense | $19,459,000 | 525 |
| Salaries and employee benefits | $9,467,000 | 574 |
| Premises and equipment expense | $3,084,000 | 422 |
| Additional noninterest expense | $6,908,000 | 490 |
| Pre-tax net operating income | $-1,191,000 | 6,593 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-446,000 | 6,602 |
| Income before extraordinary items | $-745,000 | 6,556 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-745,000 | 6,556 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-745,000 | 6,556 |
| Net charge-offs | $1,017,000 | 491 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-745,000 | 6,555 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,547,000 | 650 |
| Total interest expense | $1,376,000 | 525 |
| Net interest income | $8,171,000 | 671 |
| Provision for loan and lease losses | $101,000 | 1,582 |
| Total noninterest income | $-568,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-579,000 | 6,720 |
| Total noninterest expense | $9,706,000 | 528 |
| Salaries and employee benefits | $4,877,000 | 559 |
| Premises and equipment expense | $1,489,000 | 447 |
| Additional noninterest expense | $3,340,000 | 503 |
| Pre-tax net operating income | $-2,204,000 | 6,720 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-859,000 | 6,714 |
| Income before extraordinary items | $-1,345,000 | 6,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,345,000 | 6,699 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,345,000 | 6,699 |
| Net charge-offs | $218,000 | 895 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-1,345,000 | 6,698 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $45,872,000 | 536 |
| Total interest expense | $6,416,000 | 490 |
| Net interest income | $39,456,000 | 547 |
| Provision for loan and lease losses | $3,465,000 | 383 |
| Total noninterest income | $9,155,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $259,000 | 3,642 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,896,000 | 524 |
| Total noninterest expense | $44,736,000 | 468 |
| Salaries and employee benefits | $21,092,000 | 517 |
| Premises and equipment expense | $6,262,000 | 407 |
| Additional noninterest expense | $17,382,000 | 420 |
| Pre-tax net operating income | $410,000 | 5,194 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $315,000 | 2,578 |
| Income before extraordinary items | $95,000 | 6,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $95,000 | 6,004 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $95,000 | 6,005 |
| Net charge-offs | $3,369,000 | 490 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $95,000 | 5,957 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $36,479,000 | 508 |
| Total interest expense | $4,941,000 | 487 |
| Net interest income | $31,538,000 | 504 |
| Provision for loan and lease losses | $1,632,000 | 593 |
| Total noninterest income | $8,205,000 | 638 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $240,000 | 3,261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,965,000 | 474 |
| Total noninterest expense | $34,326,000 | 465 |
| Salaries and employee benefits | $16,572,000 | 498 |
| Premises and equipment expense | $4,777,000 | 404 |
| Additional noninterest expense | $12,977,000 | 419 |
| Pre-tax net operating income | $3,785,000 | 1,450 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,657,000 | 870 |
| Income before extraordinary items | $2,128,000 | 2,018 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,128,000 | 2,025 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,128,000 | 2,024 |
| Net charge-offs | $1,308,000 | 821 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,128,000 | 1,961 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $24,961,000 | 495 |
| Total interest expense | $3,273,000 | 512 |
| Net interest income | $21,688,000 | 495 |
| Provision for loan and lease losses | $1,197,000 | 588 |
| Total noninterest income | $6,632,000 | 570 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $211,000 | 2,693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,421,000 | 424 |
| Total noninterest expense | $24,043,000 | 453 |
| Salaries and employee benefits | $12,007,000 | 468 |
| Premises and equipment expense | $3,250,000 | 398 |
| Additional noninterest expense | $8,786,000 | 408 |
| Pre-tax net operating income | $3,080,000 | 1,203 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,279,000 | 756 |
| Income before extraordinary items | $1,801,000 | 1,669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,801,000 | 1,673 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,801,000 | 1,674 |
| Net charge-offs | $863,000 | 855 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,801,000 | 1,595 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $12,640,000 | 491 |
| Total interest expense | $1,622,000 | 534 |
| Net interest income | $11,018,000 | 487 |
| Provision for loan and lease losses | $1,143,000 | 341 |
| Total noninterest income | $1,029,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $131,000 | 2,264 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $898,000 | 1,062 |
| Total noninterest expense | $12,430,000 | 443 |
| Salaries and employee benefits | $6,581,000 | 435 |
| Premises and equipment expense | $1,683,000 | 382 |
| Additional noninterest expense | $4,166,000 | 439 |
| Pre-tax net operating income | $-1,526,000 | 6,964 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-600,000 | 6,995 |
| Income before extraordinary items | $-926,000 | 6,941 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-926,000 | 6,942 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-926,000 | 6,942 |
| Net charge-offs | $702,000 | 617 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-926,000 | 6,928 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $53,967,000 | 483 |
| Total interest expense | $6,043,000 | 717 |
| Net interest income | $47,924,000 | 469 |
| Provision for loan and lease losses | $4,041,000 | 607 |
| Total noninterest income | $9,411,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,098,000 | 1,297 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,313,000 | 562 |
| Total noninterest expense | $41,918,000 | 509 |
| Salaries and employee benefits | $22,170,000 | 481 |
| Premises and equipment expense | $5,729,000 | 434 |
| Additional noninterest expense | $14,019,000 | 525 |
| Pre-tax net operating income | $11,376,000 | 648 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $4,570,000 | 460 |
| Income before extraordinary items | $6,806,000 | 879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,806,000 | 879 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,806,000 | 879 |
| Net charge-offs | $2,910,000 | 863 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,806,000 | 818 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $41,361,000 | 478 |
| Total interest expense | $4,460,000 | 779 |
| Net interest income | $36,901,000 | 459 |
| Provision for loan and lease losses | $2,707,000 | 670 |
| Total noninterest income | $8,657,000 | 605 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $928,000 | 1,150 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,729,000 | 478 |
| Total noninterest expense | $32,726,000 | 494 |
| Salaries and employee benefits | $18,170,000 | 440 |
| Premises and equipment expense | $4,237,000 | 437 |
| Additional noninterest expense | $10,319,000 | 543 |
| Pre-tax net operating income | $10,125,000 | 583 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $4,016,000 | 429 |
| Income before extraordinary items | $6,109,000 | 755 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,109,000 | 753 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,109,000 | 755 |
| Net charge-offs | $1,380,000 | 1,186 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $6,109,000 | 717 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $27,797,000 | 480 |
| Total interest expense | $2,924,000 | 836 |
| Net interest income | $24,873,000 | 456 |
| Provision for loan and lease losses | $1,374,000 | 859 |
| Total noninterest income | $7,830,000 | 477 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $688,000 | 1,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,142,000 | 365 |
| Total noninterest expense | $21,617,000 | 497 |
| Salaries and employee benefits | $12,157,000 | 438 |
| Premises and equipment expense | $2,691,000 | 452 |
| Additional noninterest expense | $6,769,000 | 544 |
| Pre-tax net operating income | $9,712,000 | 424 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $3,834,000 | 336 |
| Income before extraordinary items | $5,878,000 | 554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,878,000 | 552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,878,000 | 554 |
| Net charge-offs | $599,000 | 1,600 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,878,000 | 530 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,497,000 | 588 |
| Total interest expense | $1,356,000 | 938 |
| Net interest income | $10,141,000 | 546 |
| Provision for loan and lease losses | $619,000 | 898 |
| Total noninterest income | $3,706,000 | 490 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $349,000 | 1,008 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,357,000 | 377 |
| Total noninterest expense | $9,860,000 | 534 |
| Salaries and employee benefits | $5,361,000 | 494 |
| Premises and equipment expense | $1,311,000 | 457 |
| Additional noninterest expense | $3,188,000 | 558 |
| Pre-tax net operating income | $3,368,000 | 568 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,328,000 | 427 |
| Income before extraordinary items | $2,040,000 | 739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,040,000 | 740 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,040,000 | 740 |
| Net charge-offs | $244,000 | 1,674 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,040,000 | 697 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $29,969,000 | 930 |
| Total interest expense | $3,648,000 | 1,647 |
| Net interest income | $26,321,000 | 830 |
| Provision for loan and lease losses | $2,503,000 | 1,335 |
| Total noninterest income | $9,415,000 | 647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,072,000 | 704 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,343,000 | 530 |
| Total noninterest expense | $28,892,000 | 686 |
| Salaries and employee benefits | $15,761,000 | 620 |
| Premises and equipment expense | $4,548,000 | 549 |
| Additional noninterest expense | $8,583,000 | 834 |
| Pre-tax net operating income | $4,341,000 | 1,341 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,929,000 | 807 |
| Income before extraordinary items | $2,412,000 | 1,929 |
| Extraordinary gains, net | $437,000 | 15 |
| Net income | $2,849,000 | 1,688 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,849,000 | 1,688 |
| Net charge-offs | $1,333,000 | 2,031 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,412,000 | 1,845 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,913,000 | 1,009 |
| Total interest expense | $2,620,000 | 1,764 |
| Net interest income | $18,293,000 | 905 |
| Provision for loan and lease losses | $1,442,000 | 1,546 |
| Total noninterest income | $5,268,000 | 805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,376,000 | 805 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,892,000 | 691 |
| Total noninterest expense | $20,464,000 | 712 |
| Salaries and employee benefits | $11,530,000 | 631 |
| Premises and equipment expense | $3,204,000 | 596 |
| Additional noninterest expense | $5,730,000 | 921 |
| Pre-tax net operating income | $1,655,000 | 2,396 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $665,000 | 1,476 |
| Income before extraordinary items | $990,000 | 3,085 |
| Extraordinary gains, net | $437,000 | 11 |
| Net income | $1,427,000 | 2,420 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,427,000 | 2,420 |
| Net charge-offs | $606,000 | 2,458 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $990,000 | 2,985 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,915,000 | 1,124 |
| Total interest expense | $1,731,000 | 1,842 |
| Net interest income | $11,184,000 | 990 |
| Provision for loan and lease losses | $882,000 | 1,627 |
| Total noninterest income | $3,367,000 | 837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $866,000 | 846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,501,000 | 716 |
| Total noninterest expense | $13,241,000 | 754 |
| Salaries and employee benefits | $7,602,000 | 647 |
| Premises and equipment expense | $1,816,000 | 699 |
| Additional noninterest expense | $3,823,000 | 950 |
| Pre-tax net operating income | $428,000 | 4,093 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $89,000 | 2,955 |
| Income before extraordinary items | $339,000 | 4,268 |
| Extraordinary gains, net | $437,000 | 7 |
| Net income | $776,000 | 2,723 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $776,000 | 2,723 |
| Net charge-offs | $283,000 | 2,752 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $339,000 | 4,170 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 1,173 |
| Total interest expense | $811,000 | 2,034 |
| Net interest income | $5,439,000 | 1,014 |
| Provision for loan and lease losses | $337,000 | 1,813 |
| Total noninterest income | $2,552,000 | 608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 873 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,143,000 | 492 |
| Total noninterest expense | $6,578,000 | 763 |
| Salaries and employee benefits | $3,698,000 | 676 |
| Premises and equipment expense | $856,000 | 750 |
| Additional noninterest expense | $2,024,000 | 883 |
| Pre-tax net operating income | $1,076,000 | 1,347 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $436,000 | 824 |
| Income before extraordinary items | $640,000 | 1,818 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $640,000 | 1,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $640,000 | 1,818 |
| Net charge-offs | $137,000 | 2,444 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $640,000 | 1,765 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,823,000 | 1,618 |
| Total interest expense | $3,033,000 | 2,587 |
| Net interest income | $15,790,000 | 1,419 |
| Provision for loan and lease losses | $1,400,000 | 2,552 |
| Total noninterest income | $4,004,000 | 1,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,004,000 | 869 |
| Total noninterest expense | $19,710,000 | 1,013 |
| Salaries and employee benefits | $10,025,000 | 978 |
| Premises and equipment expense | $2,694,000 | 953 |
| Additional noninterest expense | $6,991,000 | 1,057 |
| Pre-tax net operating income | $-1,316,000 | 6,604 |
| Securities gains (losses) | $57,000 | 2,569 |
| Applicable income taxes | $-404,000 | 7,111 |
| Income before extraordinary items | $-855,000 | 6,522 |
| Extraordinary gains, net | $655,000 | 12 |
| Net income | $-200,000 | 6,171 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-200,000 | 6,172 |
| Net charge-offs | $484,000 | 3,700 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-893,760 | 6,505 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,069,000 | 1,777 |
| Total interest expense | $2,171,000 | 2,782 |
| Net interest income | $10,898,000 | 1,555 |
| Provision for loan and lease losses | $1,200,000 | 2,269 |
| Total noninterest income | $3,118,000 | 1,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,118,000 | 804 |
| Total noninterest expense | $13,143,000 | 1,128 |
| Salaries and employee benefits | $6,702,000 | 1,102 |
| Premises and equipment expense | $1,818,000 | 1,083 |
| Additional noninterest expense | $4,623,000 | 1,171 |
| Pre-tax net operating income | $-327,000 | 6,419 |
| Securities gains (losses) | $143,000 | 1,643 |
| Applicable income taxes | $-105,000 | 7,089 |
| Income before extraordinary items | $-79,000 | 6,279 |
| Extraordinary gains, net | $655,000 | 11 |
| Net income | $576,000 | 3,856 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $576,000 | 3,857 |
| Net charge-offs | $461,000 | 3,185 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-170,520 | 6,312 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,235,000 | 2,153 |
| Total interest expense | $1,509,000 | 2,774 |
| Net interest income | $5,726,000 | 1,950 |
| Provision for loan and lease losses | $900,000 | 2,046 |
| Total noninterest income | $2,146,000 | 1,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,146,000 | 764 |
| Total noninterest expense | $7,932,000 | 1,254 |
| Salaries and employee benefits | $3,863,000 | 1,271 |
| Premises and equipment expense | $1,133,000 | 1,169 |
| Additional noninterest expense | $2,936,000 | 1,207 |
| Pre-tax net operating income | $-960,000 | 6,992 |
| Securities gains (losses) | $143,000 | 1,167 |
| Applicable income taxes | $-294,000 | 7,391 |
| Income before extraordinary items | $-523,000 | 6,879 |
| Extraordinary gains, net | $655,000 | 9 |
| Net income | $132,000 | 5,337 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $132,000 | 5,338 |
| Net charge-offs | $442,000 | 2,588 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-614,520 | 6,891 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 2,197 |
| Total interest expense | $868,000 | 2,581 |
| Net interest income | $2,775,000 | 2,017 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $1,137,000 | 1,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,137,000 | 714 |
| Total noninterest expense | $3,565,000 | 1,413 |
| Salaries and employee benefits | $1,658,000 | 1,511 |
| Premises and equipment expense | $587,000 | 1,159 |
| Additional noninterest expense | $1,320,000 | 1,348 |
| Pre-tax net operating income | $-253,000 | 6,919 |
| Securities gains (losses) | $45,000 | 1,193 |
| Applicable income taxes | $-79,000 | 7,413 |
| Income before extraordinary items | $-129,000 | 6,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-129,000 | 6,816 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-129,000 | 6,815 |
| Net charge-offs | $265,000 | 2,163 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-157,800 | 6,827 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,735,000 | 2,261 |
| Total interest expense | $4,967,000 | 2,276 |
| Net interest income | $9,768,000 | 2,233 |
| Provision for loan and lease losses | $1,610,000 | 2,783 |
| Total noninterest income | $7,553,000 | 794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,553,000 | 541 |
| Total noninterest expense | $22,415,000 | 938 |
| Salaries and employee benefits | $7,013,000 | 1,440 |
| Premises and equipment expense | $2,468,000 | 1,108 |
| Additional noninterest expense | $12,934,000 | 624 |
| Pre-tax net operating income | $-6,704,000 | 7,329 |
| Securities gains (losses) | $778,000 | 620 |
| Applicable income taxes | $-2,315,000 | 7,553 |
| Income before extraordinary items | $-3,611,000 | 7,096 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,611,000 | 7,094 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,611,000 | 7,094 |
| Net charge-offs | $1,608,000 | 2,289 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,108,920 | 7,169 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,997,000 | 2,310 |
| Total interest expense | $3,973,000 | 2,234 |
| Net interest income | $7,024,000 | 2,326 |
| Provision for loan and lease losses | $1,215,000 | 2,503 |
| Total noninterest income | $6,123,000 | 750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,123,000 | 514 |
| Total noninterest expense | $13,233,000 | 1,158 |
| Salaries and employee benefits | $5,340,000 | 1,436 |
| Premises and equipment expense | $1,846,000 | 1,117 |
| Additional noninterest expense | $6,047,000 | 929 |
| Pre-tax net operating income | $-1,301,000 | 6,786 |
| Securities gains (losses) | $669,000 | 551 |
| Applicable income taxes | $-518,000 | 7,354 |
| Income before extraordinary items | $-114,000 | 6,002 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-114,000 | 6,002 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-114,000 | 6,002 |
| Net charge-offs | $889,000 | 2,329 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-542,160 | 6,455 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 2,360 |
| Total interest expense | $2,911,000 | 2,149 |
| Net interest income | $4,378,000 | 2,466 |
| Provision for loan and lease losses | $670,000 | 2,545 |
| Total noninterest income | $3,384,000 | 879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,384,000 | 592 |
| Total noninterest expense | $8,575,000 | 1,215 |
| Salaries and employee benefits | $3,441,000 | 1,507 |
| Premises and equipment expense | $1,217,000 | 1,156 |
| Additional noninterest expense | $3,917,000 | 983 |
| Pre-tax net operating income | $-1,483,000 | 7,234 |
| Securities gains (losses) | $575,000 | 452 |
| Applicable income taxes | $-338,000 | 7,456 |
| Income before extraordinary items | $-570,000 | 6,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-570,000 | 6,829 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-570,000 | 6,829 |
| Net charge-offs | $631,000 | 2,084 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-938,000 | 7,103 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 2,380 |
| Total interest expense | $1,632,000 | 2,020 |
| Net interest income | $2,023,000 | 2,682 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $1,600,000 | 889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,600,000 | 603 |
| Total noninterest expense | $3,984,000 | 1,259 |
| Salaries and employee benefits | $1,737,000 | 1,512 |
| Premises and equipment expense | $633,000 | 1,127 |
| Additional noninterest expense | $1,614,000 | 1,051 |
| Pre-tax net operating income | $-481,000 | 7,299 |
| Securities gains (losses) | $167,000 | 746 |
| Applicable income taxes | $-123,000 | 7,597 |
| Income before extraordinary items | $-191,000 | 7,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-191,000 | 7,015 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-191,000 | 7,015 |
| Net charge-offs | $229,000 | 2,035 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-297,880 | 7,144 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,773,000 | 2,363 |
| Total interest expense | $6,888,000 | 2,223 |
| Net interest income | $8,885,000 | 2,452 |
| Provision for loan and lease losses | $1,010,000 | 2,693 |
| Total noninterest income | $7,823,000 | 726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,823,000 | 459 |
| Total noninterest expense | $26,606,000 | 751 |
| Salaries and employee benefits | $7,305,000 | 1,397 |
| Premises and equipment expense | $2,572,000 | 1,090 |
| Additional noninterest expense | $16,729,000 | 440 |
| Pre-tax net operating income | $-10,908,000 | 8,007 |
| Securities gains (losses) | $265,000 | 595 |
| Applicable income taxes | $-3,089,000 | 8,022 |
| Income before extraordinary items | $-7,554,000 | 7,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,554,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,097,000 | 1,862 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-7,742,150 | 7,973 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,015,000 | 2,380 |
| Total interest expense | $5,171,000 | 2,307 |
| Net interest income | $6,844,000 | 2,419 |
| Provision for loan and lease losses | $560,000 | 2,564 |
| Total noninterest income | $5,980,000 | 751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,980,000 | 485 |
| Total noninterest expense | $22,149,000 | 666 |
| Salaries and employee benefits | $5,670,000 | 1,374 |
| Premises and equipment expense | $1,921,000 | 1,092 |
| Additional noninterest expense | $14,558,000 | 378 |
| Pre-tax net operating income | $-9,885,000 | 8,219 |
| Securities gains (losses) | $244,000 | 541 |
| Applicable income taxes | $-2,712,000 | 8,217 |
| Income before extraordinary items | $-6,929,000 | 8,178 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,929,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 1,519 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,104,680 | 8,211 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,177,000 | 2,373 |
| Total interest expense | $3,606,000 | 2,320 |
| Net interest income | $4,571,000 | 2,390 |
| Provision for loan and lease losses | $440,000 | 2,038 |
| Total noninterest income | $3,820,000 | 785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,820,000 | 518 |
| Total noninterest expense | $17,823,000 | 554 |
| Salaries and employee benefits | $3,823,000 | 1,364 |
| Premises and equipment expense | $1,299,000 | 1,071 |
| Additional noninterest expense | $12,701,000 | 305 |
| Pre-tax net operating income | $-9,872,000 | 8,355 |
| Securities gains (losses) | $200,000 | 614 |
| Applicable income taxes | $-2,701,000 | 8,353 |
| Income before extraordinary items | $-6,971,000 | 8,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,971,000 | 8,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,189 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-7,115,000 | 8,346 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 2,364 |
| Total interest expense | $1,991,000 | 2,240 |
| Net interest income | $2,256,000 | 2,431 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $1,966,000 | 762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,966,000 | 516 |
| Total noninterest expense | $4,238,000 | 1,145 |
| Salaries and employee benefits | $1,934,000 | 1,349 |
| Premises and equipment expense | $648,000 | 1,070 |
| Additional noninterest expense | $1,656,000 | 864 |
| Pre-tax net operating income | $-136,000 | 7,643 |
| Securities gains (losses) | $165,000 | 508 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $21,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 900 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-97,800 | 7,605 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,439,000 | 2,232 |
| Total interest expense | $9,229,000 | 2,070 |
| Net interest income | $9,210,000 | 2,408 |
| Provision for loan and lease losses | $740,000 | 1,774 |
| Total noninterest income | $8,484,000 | 703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,484,000 | 457 |
| Total noninterest expense | $19,087,000 | 979 |
| Salaries and employee benefits | $7,707,000 | 1,299 |
| Premises and equipment expense | $2,656,000 | 979 |
| Additional noninterest expense | $8,724,000 | 663 |
| Pre-tax net operating income | $-2,133,000 | 8,290 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $-837,000 | 8,383 |
| Income before extraordinary items | $-1,308,000 | 8,195 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,308,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $770,000 | 1,241 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,300,320 | 8,189 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,061,000 | 2,199 |
| Total interest expense | $6,947,000 | 2,060 |
| Net interest income | $7,114,000 | 2,354 |
| Provision for loan and lease losses | $620,000 | 1,322 |
| Total noninterest income | $6,158,000 | 724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,158,000 | 475 |
| Total noninterest expense | $14,210,000 | 978 |
| Salaries and employee benefits | $6,023,000 | 1,244 |
| Premises and equipment expense | $1,970,000 | 985 |
| Additional noninterest expense | $6,217,000 | 666 |
| Pre-tax net operating income | $-1,558,000 | 8,392 |
| Securities gains (losses) | $115,000 | 464 |
| Applicable income taxes | $-583,000 | 8,458 |
| Income before extraordinary items | $-860,000 | 8,291 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-860,000 | 8,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,111 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-933,600 | 8,305 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 2,222 |
| Total interest expense | $4,619,000 | 2,068 |
| Net interest income | $4,737,000 | 2,388 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $4,195,000 | 739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,195,000 | 488 |
| Total noninterest expense | $8,837,000 | 1,070 |
| Salaries and employee benefits | $4,147,000 | 1,227 |
| Premises and equipment expense | $1,288,000 | 1,017 |
| Additional noninterest expense | $3,402,000 | 824 |
| Pre-tax net operating income | $-105,000 | 7,985 |
| Securities gains (losses) | $312,000 | 252 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $196,000 | 6,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $196,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,034 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-100,400 | 7,992 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 2,239 |
| Total interest expense | $2,262,000 | 2,098 |
| Net interest income | $2,387,000 | 2,377 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $1,951,000 | 770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,951,000 | 510 |
| Total noninterest expense | $4,518,000 | 1,041 |
| Salaries and employee benefits | $2,267,000 | 1,139 |
| Premises and equipment expense | $614,000 | 1,090 |
| Additional noninterest expense | $1,637,000 | 838 |
| Pre-tax net operating income | $-270,000 | 8,381 |
| Securities gains (losses) | $233,000 | 185 |
| Applicable income taxes | $-39,000 | 8,383 |
| Income before extraordinary items | $2,000 | 7,840 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,454 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-147,120 | 8,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,930,000 | 2,185 |
| Total interest expense | $7,878,000 | 2,073 |
| Net interest income | $10,052,000 | 2,278 |
| Provision for loan and lease losses | $610,000 | 1,585 |
| Total noninterest income | $8,250,000 | 719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,250,000 | 472 |
| Total noninterest expense | $18,913,000 | 939 |
| Salaries and employee benefits | $8,566,000 | 1,136 |
| Premises and equipment expense | $2,291,000 | 1,118 |
| Additional noninterest expense | $8,056,000 | 675 |
| Pre-tax net operating income | $-1,221,000 | 8,477 |
| Securities gains (losses) | $5,510,000 | 57 |
| Applicable income taxes | $1,588,000 | 1,572 |
| Income before extraordinary items | $2,701,000 | 2,458 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,701,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,837 |
| Cash dividends | $1,150,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-825,400 | 8,404 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,115,000 | 2,222 |
| Total interest expense | $5,536,000 | 2,131 |
| Net interest income | $7,579,000 | 2,287 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $6,438,000 | 708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,438,000 | 478 |
| Total noninterest expense | $13,080,000 | 1,041 |
| Salaries and employee benefits | $6,041,000 | 1,218 |
| Premises and equipment expense | $1,699,000 | 1,133 |
| Additional noninterest expense | $5,340,000 | 767 |
| Pre-tax net operating income | $667,000 | 5,640 |
| Securities gains (losses) | $4,105,000 | 61 |
| Applicable income taxes | $1,720,000 | 1,246 |
| Income before extraordinary items | $3,052,000 | 1,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,052,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,547 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $424,800 | 6,113 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,438,000 | 2,256 |
| Total interest expense | $3,384,000 | 2,205 |
| Net interest income | $5,054,000 | 2,308 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $4,277,000 | 711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,277,000 | 480 |
| Total noninterest expense | $8,588,000 | 1,052 |
| Salaries and employee benefits | $4,005,000 | 1,241 |
| Premises and equipment expense | $1,111,000 | 1,152 |
| Additional noninterest expense | $3,472,000 | 771 |
| Pre-tax net operating income | $563,000 | 5,144 |
| Securities gains (losses) | $2,699,000 | 60 |
| Applicable income taxes | $1,170,000 | 1,228 |
| Income before extraordinary items | $2,092,000 | 1,732 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,092,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $364,640 | 5,596 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 2,297 |
| Total interest expense | $1,534,000 | 2,290 |
| Net interest income | $2,519,000 | 2,311 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $2,073,000 | 713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,073,000 | 484 |
| Total noninterest expense | $4,291,000 | 1,056 |
| Salaries and employee benefits | $2,058,000 | 1,206 |
| Premises and equipment expense | $556,000 | 1,158 |
| Additional noninterest expense | $1,677,000 | 797 |
| Pre-tax net operating income | $211,000 | 5,728 |
| Securities gains (losses) | $1,140,000 | 66 |
| Applicable income taxes | $478,000 | 1,449 |
| Income before extraordinary items | $873,000 | 2,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $873,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $132,000 | 6,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,077,000 | 2,206 |
| Total interest expense | $4,897,000 | 2,236 |
| Net interest income | $10,180,000 | 2,173 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $6,770,000 | 841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,770,000 | 554 |
| Total noninterest expense | $16,580,000 | 1,028 |
| Salaries and employee benefits | $7,697,000 | 1,198 |
| Premises and equipment expense | $2,039,000 | 1,209 |
| Additional noninterest expense | $6,844,000 | 771 |
| Pre-tax net operating income | $10,000 | 8,216 |
| Securities gains (losses) | $5,670,000 | 74 |
| Applicable income taxes | $2,126,000 | 1,287 |
| Income before extraordinary items | $3,554,000 | 1,931 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,554,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,542 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-74,800 | 8,323 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,013,000 | 2,207 |
| Total interest expense | $3,415,000 | 2,276 |
| Net interest income | $7,598,000 | 2,166 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $4,951,000 | 863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,951,000 | 565 |
| Total noninterest expense | $11,920,000 | 1,056 |
| Salaries and employee benefits | $5,582,000 | 1,230 |
| Premises and equipment expense | $1,509,000 | 1,211 |
| Additional noninterest expense | $4,829,000 | 793 |
| Pre-tax net operating income | $359,000 | 6,958 |
| Securities gains (losses) | $4,105,000 | 79 |
| Applicable income taxes | $1,677,000 | 1,258 |
| Income before extraordinary items | $2,787,000 | 1,879 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,787,000 | 1,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,264 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $159,800 | 7,636 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 2,226 |
| Total interest expense | $2,075,000 | 2,362 |
| Net interest income | $5,018,000 | 2,156 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $3,203,000 | 872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,203,000 | 570 |
| Total noninterest expense | $7,860,000 | 1,063 |
| Salaries and employee benefits | $3,651,000 | 1,255 |
| Premises and equipment expense | $1,017,000 | 1,183 |
| Additional noninterest expense | $3,192,000 | 800 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $2,377,000 | 97 |
| Applicable income taxes | $957,000 | 1,417 |
| Income before extraordinary items | $1,601,000 | 2,117 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,601,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 969 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $79,720 | 7,847 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 2,249 |
| Total interest expense | $982,000 | 2,375 |
| Net interest income | $2,448,000 | 2,193 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $1,468,000 | 917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,468,000 | 592 |
| Total noninterest expense | $3,879,000 | 1,073 |
| Salaries and employee benefits | $1,822,000 | 1,268 |
| Premises and equipment expense | $519,000 | 1,168 |
| Additional noninterest expense | $1,538,000 | 816 |
| Pre-tax net operating income | $-53,000 | 8,584 |
| Securities gains (losses) | $1,054,000 | 98 |
| Applicable income taxes | $376,000 | 1,686 |
| Income before extraordinary items | $625,000 | 2,531 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $625,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 625 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-49,560 | 8,575 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,073,000 | 2,010 |
| Total interest expense | $3,885,000 | 2,089 |
| Net interest income | $10,188,000 | 1,993 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $5,496,000 | 1,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,496,000 | 628 |
| Total noninterest expense | $14,926,000 | 1,087 |
| Salaries and employee benefits | $6,617,000 | 1,331 |
| Premises and equipment expense | $1,839,000 | 1,243 |
| Additional noninterest expense | $6,470,000 | 783 |
| Pre-tax net operating income | $398,000 | 7,087 |
| Securities gains (losses) | $5,633,000 | 106 |
| Applicable income taxes | $2,277,000 | 1,131 |
| Income before extraordinary items | $3,754,000 | 1,707 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,754,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,697 |
| Cash dividends | $750,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $148,880 | 7,841 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,483,000 | 2,001 |
| Total interest expense | $2,872,000 | 2,087 |
| Net interest income | $7,611,000 | 1,974 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $3,784,000 | 1,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,784,000 | 682 |
| Total noninterest expense | $10,859,000 | 1,118 |
| Salaries and employee benefits | $4,609,000 | 1,437 |
| Premises and equipment expense | $1,400,000 | 1,232 |
| Additional noninterest expense | $4,850,000 | 775 |
| Pre-tax net operating income | $266,000 | 7,392 |
| Securities gains (losses) | $4,159,000 | 119 |
| Applicable income taxes | $1,657,000 | 1,178 |
| Income before extraordinary items | $2,768,000 | 1,748 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,768,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,767 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $106,240 | 7,982 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 2,002 |
| Total interest expense | $1,898,000 | 2,079 |
| Net interest income | $5,034,000 | 1,977 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $2,434,000 | 1,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,434,000 | 698 |
| Total noninterest expense | $7,064,000 | 1,144 |
| Salaries and employee benefits | $2,930,000 | 1,511 |
| Premises and equipment expense | $978,000 | 1,187 |
| Additional noninterest expense | $3,156,000 | 785 |
| Pre-tax net operating income | $224,000 | 7,013 |
| Securities gains (losses) | $2,747,000 | 130 |
| Applicable income taxes | $1,118,000 | 1,168 |
| Income before extraordinary items | $1,853,000 | 1,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,853,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,617 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $94,920 | 7,768 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,030 |
| Total interest expense | $958,000 | 2,087 |
| Net interest income | $2,492,000 | 1,995 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $1,201,000 | 1,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,201,000 | 693 |
| Total noninterest expense | $3,348,000 | 1,218 |
| Salaries and employee benefits | $1,374,000 | 1,624 |
| Premises and equipment expense | $498,000 | 1,183 |
| Additional noninterest expense | $1,476,000 | 834 |
| Pre-tax net operating income | $255,000 | 5,235 |
| Securities gains (losses) | $1,483,000 | 141 |
| Applicable income taxes | $649,000 | 1,048 |
| Income before extraordinary items | $1,089,000 | 1,474 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,089,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $139,880 | 6,077 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,247,000 | 1,989 |
| Total interest expense | $4,256,000 | 2,091 |
| Net interest income | $9,991,000 | 1,958 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $4,122,000 | 1,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,122,000 | 877 |
| Total noninterest expense | $11,384,000 | 1,415 |
| Salaries and employee benefits | $5,159,000 | 1,671 |
| Premises and equipment expense | $1,468,000 | 1,557 |
| Additional noninterest expense | $4,757,000 | 1,071 |
| Pre-tax net operating income | $2,369,000 | 3,007 |
| Securities gains (losses) | $2,972,000 | 226 |
| Applicable income taxes | $1,923,000 | 1,327 |
| Income before extraordinary items | $3,418,000 | 1,816 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,418,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,462 |
| Cash dividends | $1,077,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,515,920 | 3,379 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,770,000 | 2,007 |
| Total interest expense | $3,266,000 | 2,127 |
| Net interest income | $7,504,000 | 1,961 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $3,099,000 | 1,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,099,000 | 906 |
| Total noninterest expense | $8,001,000 | 1,505 |
| Salaries and employee benefits | $3,400,000 | 1,899 |
| Premises and equipment expense | $1,030,000 | 1,666 |
| Additional noninterest expense | $3,571,000 | 1,083 |
| Pre-tax net operating income | $2,332,000 | 2,528 |
| Securities gains (losses) | $1,838,000 | 294 |
| Applicable income taxes | $1,492,000 | 1,358 |
| Income before extraordinary items | $2,678,000 | 1,805 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,678,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,501,680 | 2,814 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 2,011 |
| Total interest expense | $2,247,000 | 2,130 |
| Net interest income | $4,981,000 | 1,960 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $2,050,000 | 1,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,050,000 | 905 |
| Total noninterest expense | $5,247,000 | 1,535 |
| Salaries and employee benefits | $2,262,000 | 1,897 |
| Premises and equipment expense | $649,000 | 1,750 |
| Additional noninterest expense | $2,336,000 | 1,088 |
| Pre-tax net operating income | $1,604,000 | 2,460 |
| Securities gains (losses) | $1,439,000 | 284 |
| Applicable income taxes | $1,094,000 | 1,272 |
| Income before extraordinary items | $1,949,000 | 1,663 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,949,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,028,040 | 2,757 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 2,028 |
| Total interest expense | $1,162,000 | 2,108 |
| Net interest income | $2,450,000 | 2,007 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $988,000 | 1,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $988,000 | 897 |
| Total noninterest expense | $2,547,000 | 1,565 |
| Salaries and employee benefits | $1,208,000 | 1,765 |
| Premises and equipment expense | $322,000 | 1,776 |
| Additional noninterest expense | $1,017,000 | 1,203 |
| Pre-tax net operating income | $801,000 | 2,469 |
| Securities gains (losses) | $720,000 | 278 |
| Applicable income taxes | $545,000 | 1,270 |
| Income before extraordinary items | $976,000 | 1,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $976,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $515,200 | 2,745 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,523,000 | 2,110 |
| Total interest expense | $5,295,000 | 2,127 |
| Net interest income | $9,228,000 | 2,098 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $3,083,000 | 1,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,083,000 | 983 |
| Total noninterest expense | $9,159,000 | 1,668 |
| Salaries and employee benefits | $3,977,000 | 2,005 |
| Premises and equipment expense | $1,266,000 | 1,747 |
| Additional noninterest expense | $3,916,000 | 1,229 |
| Pre-tax net operating income | $2,792,000 | 2,642 |
| Securities gains (losses) | $1,657,000 | 310 |
| Applicable income taxes | $1,608,000 | 1,558 |
| Income before extraordinary items | $2,841,000 | 2,103 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,841,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,648 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,780,520 | 2,970 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,155,000 | 2,250 |
| Total interest expense | $7,418,000 | 2,161 |
| Net interest income | $7,737,000 | 2,313 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $2,187,000 | 1,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,187,000 | 1,164 |
| Total noninterest expense | $8,021,000 | 1,807 |
| Salaries and employee benefits | $3,392,000 | 2,213 |
| Premises and equipment expense | $1,128,000 | 1,897 |
| Additional noninterest expense | $3,501,000 | 1,333 |
| Pre-tax net operating income | $1,543,000 | 3,780 |
| Securities gains (losses) | $876,000 | 425 |
| Applicable income taxes | $864,000 | 2,302 |
| Income before extraordinary items | $1,555,000 | 3,140 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,555,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,047 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $994,360 | 4,189 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,356,000 | 2,286 |
| Total interest expense | $7,520,000 | 2,259 |
| Net interest income | $7,836,000 | 2,270 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $1,365,000 | 2,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,365,000 | 1,489 |
| Total noninterest expense | $6,936,000 | 1,993 |
| Salaries and employee benefits | $2,885,000 | 2,470 |
| Premises and equipment expense | $890,000 | 2,327 |
| Additional noninterest expense | $3,161,000 | 1,420 |
| Pre-tax net operating income | $1,905,000 | 3,448 |
| Securities gains (losses) | $1,014,000 | 158 |
| Applicable income taxes | $958,000 | 2,199 |
| Income before extraordinary items | $1,961,000 | 2,618 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,961,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,208 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,281,620 | 3,666 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,837,000 | 2,364 |
| Total interest expense | $6,189,000 | 2,371 |
| Net interest income | $7,648,000 | 2,308 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $1,269,000 | 2,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,269,000 | 1,568 |
| Total noninterest expense | $6,566,000 | 2,070 |
| Salaries and employee benefits | $2,406,000 | 2,911 |
| Premises and equipment expense | $868,000 | 2,338 |
| Additional noninterest expense | $3,292,000 | 1,406 |
| Pre-tax net operating income | $1,991,000 | 3,355 |
| Securities gains (losses) | $470,000 | 353 |
| Applicable income taxes | $822,000 | 2,593 |
| Income before extraordinary items | $1,639,000 | 3,029 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,639,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,559 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,324,100 | 3,553 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,698,000 | 2,379 |
| Total interest expense | $6,251,000 | 2,414 |
| Net interest income | $7,447,000 | 2,296 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $1,575,000 | 2,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,575,000 | 1,358 |
| Total noninterest expense | $7,330,000 | 1,788 |
| Salaries and employee benefits | $2,966,000 | 2,274 |
| Premises and equipment expense | $848,000 | 2,298 |
| Additional noninterest expense | $3,516,000 | 1,264 |
| Pre-tax net operating income | $1,142,000 | 5,036 |
| Securities gains (losses) | $1,269,000 | 327 |
| Applicable income taxes | $815,000 | 2,700 |
| Income before extraordinary items | $1,596,000 | 3,095 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,596,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,568 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $758,460 | 5,262 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,266,000 | 2,474 |
| Total interest expense | $5,946,000 | 2,509 |
| Net interest income | $7,320,000 | 2,384 |
| Provision for loan and lease losses | $549,000 | 1,659 |
| Total noninterest income | $2,835,000 | 1,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,835,000 | 867 |
| Total noninterest expense | $7,616,000 | 1,712 |
| Salaries and employee benefits | $3,497,000 | 1,875 |
| Premises and equipment expense | $750,000 | 2,573 |
| Additional noninterest expense | $3,369,000 | 1,299 |
| Pre-tax net operating income | $1,990,000 | 3,550 |
| Securities gains (losses) | $1,075,000 | 266 |
| Applicable income taxes | $1,163,000 | 2,145 |
| Income before extraordinary items | $1,902,000 | 2,701 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,902,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,305 |
| Cash dividends | $724,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,214,000 | 3,944 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,365,000 | 2,696 |
| Total interest expense | $5,736,000 | 2,656 |
| Net interest income | $6,629,000 | 2,666 |
| Provision for loan and lease losses | $492,000 | 1,757 |
| Total noninterest income | $7,271,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,178,000 | 523 |
| Total noninterest expense | $9,498,000 | 1,504 |
| Salaries and employee benefits | $3,932,000 | 1,687 |
| Premises and equipment expense | $475,000 | 3,931 |
| Additional noninterest expense | $5,091,000 | 1,120 |
| Pre-tax net operating income | $3,910,000 | 1,844 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $1,576,000 | 1,533 |
| Income before extraordinary items | $2,333,000 | 2,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,333,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,372 |
| Cash dividends | $1,097,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,333,640 | 2,077 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,570,000 | 2,878 |
| Total interest expense | $5,280,000 | 2,890 |
| Net interest income | $6,290,000 | 2,839 |
| Provision for loan and lease losses | $492,000 | 1,595 |
| Total noninterest income | $3,826,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $102,000 | 7,748 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,724,000 | 786 |
| Total noninterest expense | $7,822,000 | 1,788 |
| Salaries and employee benefits | $2,511,000 | 2,663 |
| Premises and equipment expense | $455,000 | 4,080 |
| Additional noninterest expense | $4,856,000 | 1,144 |
| Pre-tax net operating income | $1,802,000 | 3,840 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $547,000 | 3,921 |
| Income before extraordinary items | $1,255,000 | 3,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,255,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,616 |
| Cash dividends | $289,000 | 4,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,255,000 | 3,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 2,966 |
| Total interest expense | $4,246,000 | 2,885 |
| Net interest income | $6,020,000 | 2,986 |
| Provision for loan and lease losses | $516,000 | 1,502 |
| Total noninterest income | $3,364,000 | 1,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,332,000 | 832 |
| Total noninterest expense | $7,095,000 | 2,014 |
| Salaries and employee benefits | $2,277,000 | 2,910 |
| Premises and equipment expense | $413,000 | 4,457 |
| Additional noninterest expense | $4,405,000 | 1,312 |
| Pre-tax net operating income | $1,773,000 | 3,801 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $706,000 | 3,070 |
| Income before extraordinary items | $1,067,000 | 4,285 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,067,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,503 |
| Cash dividends | $280,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,067,000 | 4,335 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,284,000 | 3,008 |
| Total interest expense | $4,204,000 | 3,017 |
| Net interest income | $6,080,000 | 2,990 |
| Provision for loan and lease losses | $808,000 | 1,508 |
| Total noninterest income | $2,532,000 | 1,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,466,000 | 1,098 |
| Total noninterest expense | $5,693,000 | 2,514 |
| Salaries and employee benefits | $2,109,000 | 3,111 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $3,204,000 | 1,821 |
| Pre-tax net operating income | $2,111,000 | 3,151 |
| Securities gains (losses) | $161,000 | 1,916 |
| Applicable income taxes | $878,000 | 2,562 |
| Income before extraordinary items | $1,394,000 | 3,470 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,394,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 1,447 |
| Cash dividends | $258,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,290,960 | 3,548 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,207,000 | 3,419 |
| Total interest expense | $5,022,000 | 3,295 |
| Net interest income | $5,185,000 | 3,516 |
| Provision for loan and lease losses | $760,000 | 2,224 |
| Total noninterest income | $903,000 | 3,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $841,000 | 2,244 |
| Total noninterest expense | $3,621,000 | 3,819 |
| Salaries and employee benefits | $1,793,000 | 3,572 |
| Premises and equipment expense | $348,000 | 5,395 |
| Additional noninterest expense | $1,480,000 | 3,643 |
| Pre-tax net operating income | $1,707,000 | 3,608 |
| Securities gains (losses) | $222,000 | 1,865 |
| Applicable income taxes | $557,000 | 3,650 |
| Income before extraordinary items | $1,372,000 | 3,344 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,372,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 1,990 |
| Cash dividends | $293,000 | 4,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,214,380 | 3,487 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.