Home > 22nd State Bank > Income and Expense
22nd State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,177,000 | 2,263 |
| Total interest expense | $4,088,000 | 2,251 |
| Net interest income | $11,089,000 | 2,240 |
| Provision for loan and lease losses | $613,000 | 1,127 |
| Total noninterest income | $2,613,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $382,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,231,000 | 1,524 |
| Total noninterest expense | $10,994,000 | 1,921 |
| Salaries and employee benefits | $6,428,000 | 1,860 |
| Premises and equipment expense | $1,047,000 | 1,977 |
| Additional noninterest expense | $2,231,000 | 1,524 |
| Pre-tax net operating income | $2,095,000 | 2,911 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $2,095,000 | 2,732 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,095,000 | 2,760 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,095,000 | 2,734 |
| Net charge-offs | $378,000 | 868 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,095,000 | 2,763 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,877,000 | 2,307 |
| Total interest expense | $2,706,000 | 2,276 |
| Net interest income | $8,171,000 | 2,276 |
| Provision for loan and lease losses | $465,000 | 1,042 |
| Total noninterest income | $1,826,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $283,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,543,000 | 1,588 |
| Total noninterest expense | $8,246,000 | 1,918 |
| Salaries and employee benefits | $4,813,000 | 1,878 |
| Premises and equipment expense | $804,000 | 1,955 |
| Additional noninterest expense | $1,543,000 | 1,588 |
| Pre-tax net operating income | $1,286,000 | 3,185 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,286,000 | 3,016 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,286,000 | 3,047 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,286,000 | 3,017 |
| Net charge-offs | $301,000 | 722 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,286,000 | 3,049 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 2,345 |
| Total interest expense | $1,577,000 | 2,283 |
| Net interest income | $5,328,000 | 2,329 |
| Provision for loan and lease losses | $271,000 | 1,131 |
| Total noninterest income | $1,135,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $189,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 1,592 |
| Total noninterest expense | $5,385,000 | 1,935 |
| Salaries and employee benefits | $3,147,000 | 1,897 |
| Premises and equipment expense | $495,000 | 2,027 |
| Additional noninterest expense | $946,000 | 1,590 |
| Pre-tax net operating income | $807,000 | 3,269 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $807,000 | 3,110 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $807,000 | 3,143 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $807,000 | 3,109 |
| Net charge-offs | $230,000 | 634 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $807,000 | 3,125 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 2,403 |
| Total interest expense | $908,000 | 1,950 |
| Net interest income | $2,367,000 | 2,513 |
| Provision for loan and lease losses | $120,000 | 1,169 |
| Total noninterest income | $844,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $93,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $751,000 | 1,177 |
| Total noninterest expense | $2,597,000 | 2,015 |
| Salaries and employee benefits | $1,544,000 | 1,958 |
| Premises and equipment expense | $217,000 | 2,237 |
| Additional noninterest expense | $751,000 | 1,177 |
| Pre-tax net operating income | $494,000 | 3,114 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $494,000 | 2,944 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $494,000 | 2,944 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $494,000 | 2,944 |
| Net charge-offs | $128,000 | 534 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $494,000 | 2,965 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,114,000 | 2,504 |
| Total interest expense | $1,184,000 | 2,206 |
| Net interest income | $8,930,000 | 2,522 |
| Provision for loan and lease losses | $719,000 | 1,009 |
| Total noninterest income | $2,806,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $415,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,391,000 | 1,461 |
| Total noninterest expense | $9,717,000 | 2,054 |
| Salaries and employee benefits | $5,631,000 | 2,026 |
| Premises and equipment expense | $897,000 | 2,138 |
| Additional noninterest expense | $2,391,000 | 1,461 |
| Pre-tax net operating income | $1,300,000 | 3,565 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $1,300,000 | 3,410 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,300,000 | 3,407 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,300,000 | 3,409 |
| Net charge-offs | $619,000 | 535 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,300,000 | 3,434 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,038,000 | 2,561 |
| Total interest expense | $676,000 | 2,239 |
| Net interest income | $6,362,000 | 2,570 |
| Provision for loan and lease losses | $423,000 | 1,061 |
| Total noninterest income | $1,851,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $302,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,549,000 | 1,617 |
| Total noninterest expense | $6,960,000 | 2,096 |
| Salaries and employee benefits | $4,023,000 | 2,081 |
| Premises and equipment expense | $664,000 | 2,177 |
| Additional noninterest expense | $1,549,000 | 1,617 |
| Pre-tax net operating income | $830,000 | 3,698 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $830,000 | 3,562 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $830,000 | 3,560 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $830,000 | 3,561 |
| Net charge-offs | $468,000 | 458 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $830,000 | 3,590 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 2,614 |
| Total interest expense | $430,000 | 2,155 |
| Net interest income | $3,961,000 | 2,639 |
| Provision for loan and lease losses | $248,000 | 1,044 |
| Total noninterest income | $1,209,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $195,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,014,000 | 1,667 |
| Total noninterest expense | $4,514,000 | 2,124 |
| Salaries and employee benefits | $2,622,000 | 2,114 |
| Premises and equipment expense | $491,000 | 2,040 |
| Additional noninterest expense | $1,401,000 | 2,098 |
| Pre-tax net operating income | $408,000 | 3,841 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $408,000 | 3,715 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $408,000 | 3,713 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $408,000 | 3,715 |
| Net charge-offs | $356,000 | 397 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $408,000 | 3,751 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 2,674 |
| Total interest expense | $200,000 | 2,219 |
| Net interest income | $1,860,000 | 2,689 |
| Provision for loan and lease losses | $123,000 | 883 |
| Total noninterest income | $531,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $98,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 1,833 |
| Total noninterest expense | $2,210,000 | 2,149 |
| Salaries and employee benefits | $1,281,000 | 2,147 |
| Premises and equipment expense | $244,000 | 2,058 |
| Additional noninterest expense | $685,000 | 2,124 |
| Pre-tax net operating income | $58,000 | 4,295 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $58,000 | 4,249 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $58,000 | 4,248 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $58,000 | 4,249 |
| Net charge-offs | $79,000 | 550 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $58,000 | 4,270 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 2,760 |
| Total interest expense | $757,000 | 2,590 |
| Net interest income | $7,492,000 | 2,748 |
| Provision for loan and lease losses | $128,000 | 2,012 |
| Total noninterest income | $1,479,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $405,000 | 1,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,074,000 | 2,559 |
| Total noninterest expense | $8,139,000 | 2,257 |
| Salaries and employee benefits | $4,721,000 | 2,237 |
| Premises and equipment expense | $839,000 | 2,244 |
| Additional noninterest expense | $2,579,000 | 2,213 |
| Pre-tax net operating income | $704,000 | 4,073 |
| Securities gains (losses) | $18,000 | 1,546 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $722,000 | 3,996 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $722,000 | 3,996 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $722,000 | 3,996 |
| Net charge-offs | $73,000 | 1,482 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $704,000 | 3,993 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 2,832 |
| Total interest expense | $587,000 | 2,628 |
| Net interest income | $5,547,000 | 2,825 |
| Provision for loan and lease losses | $32,000 | 2,550 |
| Total noninterest income | $974,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $295,000 | 1,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,746 |
| Total noninterest expense | $5,859,000 | 2,338 |
| Salaries and employee benefits | $3,439,000 | 2,286 |
| Premises and equipment expense | $594,000 | 2,359 |
| Additional noninterest expense | $1,826,000 | 2,295 |
| Pre-tax net operating income | $630,000 | 4,077 |
| Securities gains (losses) | $18,000 | 1,444 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $648,000 | 3,985 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $648,000 | 3,985 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $648,000 | 3,985 |
| Net charge-offs | $47,000 | 1,380 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $630,000 | 3,978 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 2,896 |
| Total interest expense | $417,000 | 2,614 |
| Net interest income | $3,546,000 | 2,880 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $605,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $186,000 | 1,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 2,797 |
| Total noninterest expense | $3,828,000 | 2,360 |
| Salaries and employee benefits | $2,250,000 | 2,317 |
| Premises and equipment expense | $387,000 | 2,381 |
| Additional noninterest expense | $1,191,000 | 2,304 |
| Pre-tax net operating income | $323,000 | 4,235 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $323,000 | 4,199 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $323,000 | 4,198 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $323,000 | 4,199 |
| Net charge-offs | $18,000 | 1,542 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $323,000 | 4,171 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 2,994 |
| Total interest expense | $225,000 | 2,581 |
| Net interest income | $1,608,000 | 3,001 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $388,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $99,000 | 1,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,497 |
| Total noninterest expense | $1,794,000 | 2,429 |
| Salaries and employee benefits | $1,078,000 | 2,375 |
| Premises and equipment expense | $167,000 | 2,610 |
| Additional noninterest expense | $549,000 | 2,392 |
| Pre-tax net operating income | $202,000 | 4,089 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $202,000 | 4,029 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $202,000 | 4,028 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $202,000 | 4,029 |
| Net charge-offs | $6,000 | 1,479 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $202,000 | 4,012 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 3,111 |
| Total interest expense | $1,386,000 | 2,506 |
| Net interest income | $5,423,000 | 3,212 |
| Provision for loan and lease losses | $600,000 | 2,051 |
| Total noninterest income | $823,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $326,000 | 2,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 3,154 |
| Total noninterest expense | $7,029,000 | 2,449 |
| Salaries and employee benefits | $3,873,000 | 2,530 |
| Premises and equipment expense | $666,000 | 2,600 |
| Additional noninterest expense | $2,490,000 | 2,200 |
| Pre-tax net operating income | $-1,383,000 | 4,925 |
| Securities gains (losses) | $42,000 | 1,804 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-1,341,000 | 4,927 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,341,000 | 4,927 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,341,000 | 4,927 |
| Net charge-offs | $98,000 | 2,024 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-1,383,000 | 4,924 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,119 |
| Total interest expense | $1,091,000 | 2,527 |
| Net interest income | $4,063,000 | 3,222 |
| Provision for loan and lease losses | $600,000 | 1,810 |
| Total noninterest income | $609,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $227,000 | 2,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,097 |
| Total noninterest expense | $4,744,000 | 2,591 |
| Salaries and employee benefits | $2,857,000 | 2,543 |
| Premises and equipment expense | $639,000 | 2,246 |
| Additional noninterest expense | $1,248,000 | 2,840 |
| Pre-tax net operating income | $-672,000 | 4,913 |
| Securities gains (losses) | $42,000 | 1,626 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-630,000 | 4,911 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-630,000 | 4,911 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-630,000 | 4,911 |
| Net charge-offs | $26,000 | 2,387 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-672,000 | 4,908 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 3,131 |
| Total interest expense | $793,000 | 2,510 |
| Net interest income | $2,715,000 | 3,247 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $458,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $156,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 2,909 |
| Total noninterest expense | $3,126,000 | 2,620 |
| Salaries and employee benefits | $1,888,000 | 2,571 |
| Premises and equipment expense | $328,000 | 2,623 |
| Additional noninterest expense | $910,000 | 2,668 |
| Pre-tax net operating income | $47,000 | 4,687 |
| Securities gains (losses) | $42,000 | 1,369 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $89,000 | 4,600 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $89,000 | 4,600 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $89,000 | 4,600 |
| Net charge-offs | $17,000 | 2,258 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $47,000 | 4,674 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 3,214 |
| Total interest expense | $430,000 | 2,530 |
| Net interest income | $1,241,000 | 3,366 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $255,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $94,000 | 2,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 2,699 |
| Total noninterest expense | $1,602,000 | 2,614 |
| Salaries and employee benefits | $956,000 | 2,557 |
| Premises and equipment expense | $168,000 | 2,602 |
| Additional noninterest expense | $478,000 | 2,616 |
| Pre-tax net operating income | $-106,000 | 4,883 |
| Securities gains (losses) | $2,000 | 1,565 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-104,000 | 4,855 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-104,000 | 4,855 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-104,000 | 4,855 |
| Net charge-offs | $34,000 | 1,369 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-106,000 | 4,882 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 3,338 |
| Total interest expense | $1,809,000 | 2,503 |
| Net interest income | $4,529,000 | 3,589 |
| Provision for loan and lease losses | $853,000 | 1,022 |
| Total noninterest income | $430,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $429,000 | 2,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,057 |
| Total noninterest expense | $5,407,000 | 2,867 |
| Salaries and employee benefits | $3,288,000 | 2,772 |
| Premises and equipment expense | $390,000 | 3,518 |
| Additional noninterest expense | $1,729,000 | 2,821 |
| Pre-tax net operating income | $-1,301,000 | 5,115 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-1,299,000 | 5,117 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,299,000 | 5,118 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,299,000 | 5,118 |
| Net charge-offs | $427,000 | 1,151 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-1,301,000 | 5,112 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 3,385 |
| Total interest expense | $1,373,000 | 2,496 |
| Net interest income | $3,368,000 | 3,653 |
| Provision for loan and lease losses | $853,000 | 785 |
| Total noninterest income | $237,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $316,000 | 2,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-79,000 | 5,228 |
| Total noninterest expense | $3,927,000 | 2,940 |
| Salaries and employee benefits | $2,432,000 | 2,803 |
| Premises and equipment expense | $290,000 | 3,564 |
| Additional noninterest expense | $1,205,000 | 2,966 |
| Pre-tax net operating income | $-1,175,000 | 5,205 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-1,173,000 | 5,205 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,173,000 | 5,205 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,173,000 | 5,205 |
| Net charge-offs | $387,000 | 884 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-1,175,000 | 5,202 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 3,397 |
| Total interest expense | $898,000 | 2,500 |
| Net interest income | $2,278,000 | 3,646 |
| Provision for loan and lease losses | $849,000 | 560 |
| Total noninterest income | $61,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $203,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-142,000 | 5,284 |
| Total noninterest expense | $2,668,000 | 2,919 |
| Salaries and employee benefits | $1,640,000 | 2,798 |
| Premises and equipment expense | $193,000 | 3,580 |
| Additional noninterest expense | $835,000 | 2,919 |
| Pre-tax net operating income | $-1,178,000 | 5,268 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-1,178,000 | 5,264 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,178,000 | 5,263 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-1,178,000 | 5,263 |
| Net charge-offs | $354,000 | 705 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-1,178,000 | 5,263 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 3,434 |
| Total interest expense | $447,000 | 2,468 |
| Net interest income | $1,120,000 | 3,707 |
| Provision for loan and lease losses | $52,000 | 2,024 |
| Total noninterest income | $183,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $100,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,455 |
| Total noninterest expense | $1,247,000 | 3,072 |
| Salaries and employee benefits | $707,000 | 3,084 |
| Premises and equipment expense | $89,000 | 3,724 |
| Additional noninterest expense | $451,000 | 2,776 |
| Pre-tax net operating income | $4,000 | 5,130 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $4,000 | 5,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,000 | 5,138 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $4,000 | 5,138 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $4,000 | 5,135 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,098,000 | 3,407 |
| Total interest expense | $1,373,000 | 2,473 |
| Net interest income | $4,725,000 | 3,596 |
| Provision for loan and lease losses | $199,000 | 2,399 |
| Total noninterest income | $652,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $378,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 3,774 |
| Total noninterest expense | $4,786,000 | 3,135 |
| Salaries and employee benefits | $2,862,000 | 3,045 |
| Premises and equipment expense | $151,000 | 4,782 |
| Additional noninterest expense | $1,773,000 | 2,821 |
| Pre-tax net operating income | $392,000 | 4,772 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $392,000 | 4,716 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $392,000 | 4,715 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $392,000 | 4,715 |
| Net charge-offs | $169,000 | 1,777 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $392,000 | 4,717 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 3,441 |
| Total interest expense | $964,000 | 2,493 |
| Net interest income | $3,548,000 | 3,624 |
| Provision for loan and lease losses | $122,000 | 2,445 |
| Total noninterest income | $459,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $261,000 | 2,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 3,850 |
| Total noninterest expense | $3,446,000 | 3,220 |
| Salaries and employee benefits | $2,117,000 | 3,062 |
| Premises and equipment expense | $627,000 | 2,316 |
| Additional noninterest expense | $702,000 | 4,034 |
| Pre-tax net operating income | $439,000 | 4,625 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $439,000 | 4,508 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $439,000 | 4,507 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $439,000 | 4,507 |
| Net charge-offs | $57,000 | 2,114 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $439,000 | 4,515 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 3,480 |
| Total interest expense | $589,000 | 2,550 |
| Net interest income | $2,340,000 | 3,649 |
| Provision for loan and lease losses | $70,000 | 2,477 |
| Total noninterest income | $270,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $149,000 | 2,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,968 |
| Total noninterest expense | $2,260,000 | 3,274 |
| Salaries and employee benefits | $1,375,000 | 3,122 |
| Premises and equipment expense | $399,000 | 2,410 |
| Additional noninterest expense | $486,000 | 3,996 |
| Pre-tax net operating income | $280,000 | 4,673 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $280,000 | 4,576 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $280,000 | 4,575 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $280,000 | 4,575 |
| Net charge-offs | $27,000 | 2,088 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $280,000 | 4,583 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 3,571 |
| Total interest expense | $271,000 | 2,615 |
| Net interest income | $1,129,000 | 3,729 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $123,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $67,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,038 |
| Total noninterest expense | $1,069,000 | 3,413 |
| Salaries and employee benefits | $651,000 | 3,253 |
| Premises and equipment expense | $189,000 | 2,526 |
| Additional noninterest expense | $229,000 | 4,122 |
| Pre-tax net operating income | $183,000 | 4,418 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $183,000 | 4,279 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $183,000 | 4,279 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $183,000 | 4,279 |
| Net charge-offs | $36,000 | 1,357 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $183,000 | 4,284 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 3,547 |
| Total interest expense | $899,000 | 2,740 |
| Net interest income | $4,711,000 | 3,640 |
| Provision for loan and lease losses | $142,000 | 2,716 |
| Total noninterest income | $198,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $268,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-70,000 | 5,613 |
| Total noninterest expense | $4,383,000 | 3,371 |
| Salaries and employee benefits | $2,621,000 | 3,241 |
| Premises and equipment expense | $773,000 | 2,507 |
| Additional noninterest expense | $989,000 | 4,029 |
| Pre-tax net operating income | $384,000 | 4,896 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $383,000 | 4,696 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $383,000 | 4,696 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $383,000 | 4,696 |
| Net charge-offs | $291,000 | 1,511 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $384,000 | 4,679 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 3,603 |
| Total interest expense | $651,000 | 2,785 |
| Net interest income | $3,508,000 | 3,680 |
| Provision for loan and lease losses | $70,000 | 3,009 |
| Total noninterest income | $323,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $207,000 | 3,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 4,500 |
| Total noninterest expense | $3,337,000 | 3,352 |
| Salaries and employee benefits | $1,963,000 | 3,257 |
| Premises and equipment expense | $569,000 | 2,553 |
| Additional noninterest expense | $805,000 | 3,901 |
| Pre-tax net operating income | $424,000 | 4,743 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $423,000 | 4,592 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $423,000 | 4,591 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $423,000 | 4,592 |
| Net charge-offs | $304,000 | 1,103 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $424,000 | 4,575 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 3,603 |
| Total interest expense | $425,000 | 2,760 |
| Net interest income | $2,344,000 | 3,685 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $229,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $141,000 | 2,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,393 |
| Total noninterest expense | $2,190,000 | 3,406 |
| Salaries and employee benefits | $1,326,000 | 3,250 |
| Premises and equipment expense | $341,000 | 2,736 |
| Additional noninterest expense | $523,000 | 3,972 |
| Pre-tax net operating income | $333,000 | 4,579 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $332,000 | 4,395 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $332,000 | 4,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $332,000 | 4,395 |
| Net charge-offs | $302,000 | 822 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $333,000 | 4,380 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 3,590 |
| Total interest expense | $216,000 | 2,706 |
| Net interest income | $1,179,000 | 3,695 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $100,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $79,000 | 2,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 5,007 |
| Total noninterest expense | $1,070,000 | 3,473 |
| Salaries and employee benefits | $676,000 | 3,248 |
| Premises and equipment expense | $150,000 | 2,994 |
| Additional noninterest expense | $244,000 | 4,103 |
| Pre-tax net operating income | $209,000 | 4,294 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $209,000 | 4,074 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $209,000 | 4,073 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $209,000 | 4,074 |
| Net charge-offs | $99,000 | 934 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $209,000 | 4,055 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 3,567 |
| Total interest expense | $797,000 | 2,825 |
| Net interest income | $4,823,000 | 3,644 |
| Provision for loan and lease losses | $42,000 | 3,749 |
| Total noninterest income | $475,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $336,000 | 2,762 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $139,000 | 4,720 |
| Total noninterest expense | $4,525,000 | 3,403 |
| Salaries and employee benefits | $2,848,000 | 3,126 |
| Premises and equipment expense | $635,000 | 2,917 |
| Additional noninterest expense | $1,042,000 | 4,087 |
| Pre-tax net operating income | $731,000 | 4,451 |
| Securities gains (losses) | $131,000 | 1,147 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $862,000 | 4,096 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $862,000 | 4,094 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $862,000 | 4,095 |
| Net charge-offs | $780,000 | 801 |
| Cash dividends | $1,018,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $731,000 | 4,254 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 3,631 |
| Total interest expense | $578,000 | 2,879 |
| Net interest income | $3,554,000 | 3,702 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $452,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $246,000 | 2,811 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $206,000 | 4,071 |
| Total noninterest expense | $3,439,000 | 3,377 |
| Salaries and employee benefits | $2,135,000 | 3,130 |
| Premises and equipment expense | $496,000 | 2,857 |
| Additional noninterest expense | $808,000 | 4,062 |
| Pre-tax net operating income | $567,000 | 4,486 |
| Securities gains (losses) | $117,000 | 1,154 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $684,000 | 4,072 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $684,000 | 4,071 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $684,000 | 4,072 |
| Net charge-offs | $772,000 | 585 |
| Cash dividends | $778,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $567,000 | 4,264 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 3,664 |
| Total interest expense | $362,000 | 2,992 |
| Net interest income | $2,359,000 | 3,726 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $302,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $163,000 | 2,808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,076 |
| Total noninterest expense | $2,318,000 | 3,371 |
| Salaries and employee benefits | $1,421,000 | 3,154 |
| Premises and equipment expense | $319,000 | 2,926 |
| Additional noninterest expense | $578,000 | 3,961 |
| Pre-tax net operating income | $343,000 | 4,628 |
| Securities gains (losses) | $68,000 | 1,222 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $411,000 | 4,227 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $411,000 | 4,224 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $411,000 | 4,226 |
| Net charge-offs | $151,000 | 1,316 |
| Cash dividends | $778,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $343,000 | 4,406 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 3,718 |
| Total interest expense | $161,000 | 3,215 |
| Net interest income | $1,174,000 | 3,749 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $147,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $62,000 | 4,171 |
| Total noninterest expense | $1,149,000 | 3,395 |
| Salaries and employee benefits | $707,000 | 3,183 |
| Premises and equipment expense | $163,000 | 2,912 |
| Additional noninterest expense | $279,000 | 4,029 |
| Pre-tax net operating income | $172,000 | 4,593 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $174,000 | 4,428 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $174,000 | 4,426 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $174,000 | 4,428 |
| Net charge-offs | $146,000 | 805 |
| Cash dividends | $778,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $172,000 | 4,383 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 3,567 |
| Total interest expense | $671,000 | 3,147 |
| Net interest income | $4,995,000 | 3,590 |
| Provision for loan and lease losses | $199,000 | 2,348 |
| Total noninterest income | $550,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $376,000 | 2,624 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $174,000 | 4,606 |
| Total noninterest expense | $4,240,000 | 3,587 |
| Salaries and employee benefits | $2,516,000 | 3,409 |
| Premises and equipment expense | $605,000 | 3,082 |
| Additional noninterest expense | $1,119,000 | 4,069 |
| Pre-tax net operating income | $1,106,000 | 3,948 |
| Securities gains (losses) | $13,000 | 2,458 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,119,000 | 3,743 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,119,000 | 3,743 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,119,000 | 3,744 |
| Net charge-offs | $771,000 | 837 |
| Cash dividends | $219,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,106,000 | 3,707 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 3,582 |
| Total interest expense | $508,000 | 3,177 |
| Net interest income | $3,780,000 | 3,596 |
| Provision for loan and lease losses | $199,000 | 1,981 |
| Total noninterest income | $569,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $288,000 | 2,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 3,706 |
| Total noninterest expense | $3,292,000 | 3,528 |
| Salaries and employee benefits | $1,894,000 | 3,396 |
| Premises and equipment expense | $497,000 | 2,964 |
| Additional noninterest expense | $901,000 | 3,940 |
| Pre-tax net operating income | $858,000 | 3,986 |
| Securities gains (losses) | $13,000 | 2,219 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $871,000 | 3,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $871,000 | 3,735 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $871,000 | 3,736 |
| Net charge-offs | $742,000 | 637 |
| Cash dividends | $144,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $858,000 | 3,709 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 3,569 |
| Total interest expense | $342,000 | 3,173 |
| Net interest income | $2,559,000 | 3,571 |
| Provision for loan and lease losses | $199,000 | 1,529 |
| Total noninterest income | $413,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $191,000 | 2,574 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $222,000 | 3,476 |
| Total noninterest expense | $2,177,000 | 3,580 |
| Salaries and employee benefits | $1,272,000 | 3,411 |
| Premises and equipment expense | $325,000 | 3,001 |
| Additional noninterest expense | $580,000 | 4,037 |
| Pre-tax net operating income | $596,000 | 3,899 |
| Securities gains (losses) | $13,000 | 1,906 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $609,000 | 3,643 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $609,000 | 3,644 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $609,000 | 3,645 |
| Net charge-offs | $560,000 | 582 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $596,000 | 3,621 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 3,622 |
| Total interest expense | $175,000 | 3,147 |
| Net interest income | $1,243,000 | 3,642 |
| Provision for loan and lease losses | $59,000 | 1,989 |
| Total noninterest income | $192,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $93,000 | 2,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 3,610 |
| Total noninterest expense | $1,080,000 | 3,620 |
| Salaries and employee benefits | $639,000 | 3,429 |
| Premises and equipment expense | $158,000 | 3,085 |
| Additional noninterest expense | $283,000 | 4,098 |
| Pre-tax net operating income | $296,000 | 3,902 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $309,000 | 3,594 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $309,000 | 3,597 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $309,000 | 3,597 |
| Net charge-offs | $514,000 | 352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $296,000 | 3,594 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,130,000 | 3,478 |
| Total interest expense | $887,000 | 2,819 |
| Net interest income | $5,243,000 | 3,536 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $118,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $404,000 | 2,671 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-286,000 | 6,445 |
| Total noninterest expense | $4,060,000 | 3,802 |
| Salaries and employee benefits | $2,368,000 | 3,615 |
| Premises and equipment expense | $563,000 | 3,379 |
| Additional noninterest expense | $1,129,000 | 4,176 |
| Pre-tax net operating income | $1,191,000 | 3,863 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,199,000 | 3,639 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,199,000 | 3,640 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,199,000 | 3,641 |
| Net charge-offs | $501,000 | 1,456 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,191,000 | 3,593 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 3,484 |
| Total interest expense | $686,000 | 2,804 |
| Net interest income | $3,964,000 | 3,549 |
| Provision for loan and lease losses | $110,000 | 2,695 |
| Total noninterest income | $59,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $289,000 | 2,783 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-230,000 | 6,533 |
| Total noninterest expense | $3,092,000 | 3,774 |
| Salaries and employee benefits | $1,742,000 | 3,675 |
| Premises and equipment expense | $438,000 | 3,333 |
| Additional noninterest expense | $912,000 | 4,045 |
| Pre-tax net operating income | $821,000 | 4,091 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $821,000 | 3,861 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $821,000 | 3,863 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $821,000 | 3,864 |
| Net charge-offs | $519,000 | 1,128 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $821,000 | 3,818 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 3,507 |
| Total interest expense | $464,000 | 2,786 |
| Net interest income | $2,605,000 | 3,579 |
| Provision for loan and lease losses | $110,000 | 2,256 |
| Total noninterest income | $31,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $190,000 | 2,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-159,000 | 6,607 |
| Total noninterest expense | $2,046,000 | 3,828 |
| Salaries and employee benefits | $1,138,000 | 3,745 |
| Premises and equipment expense | $279,000 | 3,466 |
| Additional noninterest expense | $629,000 | 3,986 |
| Pre-tax net operating income | $480,000 | 4,240 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $480,000 | 4,026 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $480,000 | 4,031 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $480,000 | 4,031 |
| Net charge-offs | $496,000 | 880 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $480,000 | 3,967 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 3,546 |
| Total interest expense | $235,000 | 2,805 |
| Net interest income | $1,288,000 | 3,614 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-57,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $94,000 | 2,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-151,000 | 6,679 |
| Total noninterest expense | $933,000 | 4,067 |
| Salaries and employee benefits | $523,000 | 3,958 |
| Premises and equipment expense | $126,000 | 3,744 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $298,000 | 3,833 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $298,000 | 3,556 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 3,559 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $298,000 | 3,559 |
| Net charge-offs | $267,000 | 782 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $298,000 | 3,509 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 3,401 |
| Total interest expense | $1,233,000 | 2,516 |
| Net interest income | $5,404,000 | 3,516 |
| Provision for loan and lease losses | $765,000 | 1,382 |
| Total noninterest income | $-1,001,000 | 6,792 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $350,000 | 3,090 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,351,000 | 6,791 |
| Total noninterest expense | $4,513,000 | 3,639 |
| Salaries and employee benefits | $2,442,000 | 3,602 |
| Premises and equipment expense | $694,000 | 2,987 |
| Additional noninterest expense | $1,377,000 | 3,865 |
| Pre-tax net operating income | $-875,000 | 6,554 |
| Securities gains (losses) | $-77,000 | 6,513 |
| Applicable income taxes | $-72,000 | 6,445 |
| Income before extraordinary items | $-880,000 | 6,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-880,000 | 6,567 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-880,000 | 6,567 |
| Net charge-offs | $1,683,000 | 863 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-809,160 | 6,551 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 3,388 |
| Total interest expense | $961,000 | 2,517 |
| Net interest income | $4,085,000 | 3,515 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $-481,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $244,000 | 3,227 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-725,000 | 6,860 |
| Total noninterest expense | $3,462,000 | 3,614 |
| Salaries and employee benefits | $1,862,000 | 3,579 |
| Premises and equipment expense | $543,000 | 2,934 |
| Additional noninterest expense | $1,057,000 | 3,804 |
| Pre-tax net operating income | $-308,000 | 6,545 |
| Securities gains (losses) | $-77,000 | 6,699 |
| Applicable income taxes | $-72,000 | 6,663 |
| Income before extraordinary items | $-313,000 | 6,578 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-313,000 | 6,578 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-313,000 | 6,578 |
| Net charge-offs | $1,029,000 | 976 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-250,630 | 6,529 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 3,325 |
| Total interest expense | $672,000 | 2,478 |
| Net interest income | $2,770,000 | 3,478 |
| Provision for loan and lease losses | $400,000 | 1,362 |
| Total noninterest income | $-559,000 | 6,920 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $148,000 | 3,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-707,000 | 6,914 |
| Total noninterest expense | $2,294,000 | 3,641 |
| Salaries and employee benefits | $1,276,000 | 3,516 |
| Premises and equipment expense | $332,000 | 3,127 |
| Additional noninterest expense | $686,000 | 3,873 |
| Pre-tax net operating income | $-483,000 | 6,680 |
| Securities gains (losses) | $-37,000 | 6,774 |
| Applicable income taxes | $-72,000 | 6,733 |
| Income before extraordinary items | $-448,000 | 6,708 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-448,000 | 6,709 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-448,000 | 6,709 |
| Net charge-offs | $602,000 | 1,098 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-416,180 | 6,671 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 3,254 |
| Total interest expense | $352,000 | 2,445 |
| Net interest income | $1,439,000 | 3,398 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $97,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $67,000 | 3,545 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $1,179,000 | 3,609 |
| Salaries and employee benefits | $645,000 | 3,533 |
| Premises and equipment expense | $171,000 | 3,078 |
| Additional noninterest expense | $363,000 | 3,757 |
| Pre-tax net operating income | $357,000 | 3,481 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $355,000 | 3,250 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $355,000 | 3,250 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $355,000 | 3,252 |
| Net charge-offs | $208,000 | 1,328 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $357,000 | 3,144 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 3,237 |
| Total interest expense | $2,129,000 | 2,029 |
| Net interest income | $5,490,000 | 3,581 |
| Provision for loan and lease losses | $7,200,000 | 371 |
| Total noninterest income | $-289,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $286,000 | 3,580 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-575,000 | 6,948 |
| Total noninterest expense | $5,747,000 | 3,129 |
| Salaries and employee benefits | $2,655,000 | 3,417 |
| Premises and equipment expense | $597,000 | 3,395 |
| Additional noninterest expense | $2,495,000 | 2,570 |
| Pre-tax net operating income | $-7,746,000 | 7,002 |
| Securities gains (losses) | $155,000 | 1,911 |
| Applicable income taxes | $472,000 | 2,242 |
| Income before extraordinary items | $-8,063,000 | 7,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,063,000 | 7,015 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-8,063,000 | 7,015 |
| Net charge-offs | $5,284,000 | 550 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-8,218,000 | 7,006 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 3,251 |
| Total interest expense | $1,723,000 | 1,985 |
| Net interest income | $4,089,000 | 3,656 |
| Provision for loan and lease losses | $5,655,000 | 368 |
| Total noninterest income | $260,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $213,000 | 3,629 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,813 |
| Total noninterest expense | $4,455,000 | 3,073 |
| Salaries and employee benefits | $2,014,000 | 3,406 |
| Premises and equipment expense | $453,000 | 3,412 |
| Additional noninterest expense | $1,988,000 | 2,434 |
| Pre-tax net operating income | $-5,761,000 | 7,099 |
| Securities gains (losses) | $169,000 | 1,572 |
| Applicable income taxes | $406,000 | 2,150 |
| Income before extraordinary items | $-5,998,000 | 7,113 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,998,000 | 7,113 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,998,000 | 7,113 |
| Net charge-offs | $4,352,000 | 517 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-6,167,000 | 7,103 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 3,261 |
| Total interest expense | $1,171,000 | 2,011 |
| Net interest income | $2,730,000 | 3,670 |
| Provision for loan and lease losses | $5,655,000 | 262 |
| Total noninterest income | $189,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $135,000 | 3,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,374 |
| Total noninterest expense | $3,094,000 | 2,984 |
| Salaries and employee benefits | $1,347,000 | 3,416 |
| Premises and equipment expense | $284,000 | 3,562 |
| Additional noninterest expense | $1,463,000 | 2,207 |
| Pre-tax net operating income | $-5,830,000 | 7,196 |
| Securities gains (losses) | $115,000 | 1,493 |
| Applicable income taxes | $440,000 | 1,627 |
| Income before extraordinary items | $-6,155,000 | 7,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,155,000 | 7,201 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-6,155,000 | 7,201 |
| Net charge-offs | $2,256,000 | 634 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-6,270,000 | 7,197 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 3,094 |
| Total interest expense | $630,000 | 1,952 |
| Net interest income | $1,472,000 | 3,502 |
| Provision for loan and lease losses | $5,055,000 | 159 |
| Total noninterest income | $69,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $1,811,000 | 2,591 |
| Salaries and employee benefits | $682,000 | 3,408 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $985,000 | 1,688 |
| Pre-tax net operating income | $-5,325,000 | 7,290 |
| Securities gains (losses) | $89,000 | 972 |
| Applicable income taxes | $440,000 | 990 |
| Income before extraordinary items | $-5,676,000 | 7,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,676,000 | 7,290 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-5,676,000 | 7,291 |
| Net charge-offs | $1,041,000 | 654 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-5,765,000 | 7,289 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,539,000 | 2,875 |
| Total interest expense | $3,020,000 | 1,949 |
| Net interest income | $6,519,000 | 3,245 |
| Provision for loan and lease losses | $1,923,000 | 1,613 |
| Total noninterest income | $-419,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $282,000 | 3,720 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-701,000 | 7,145 |
| Total noninterest expense | $5,893,000 | 3,105 |
| Salaries and employee benefits | $2,707,000 | 3,360 |
| Premises and equipment expense | $600,000 | 3,577 |
| Additional noninterest expense | $2,586,000 | 2,527 |
| Pre-tax net operating income | $-1,716,000 | 6,746 |
| Securities gains (losses) | $-543,000 | 7,242 |
| Applicable income taxes | $-156,000 | 6,884 |
| Income before extraordinary items | $-2,103,000 | 6,846 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,103,000 | 6,846 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,103,000 | 6,846 |
| Net charge-offs | $4,317,000 | 902 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,598,010 | 6,748 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 2,857 |
| Total interest expense | $2,321,000 | 1,980 |
| Net interest income | $4,978,000 | 3,222 |
| Provision for loan and lease losses | $1,923,000 | 1,275 |
| Total noninterest income | $-522,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $207,000 | 3,781 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-729,000 | 7,285 |
| Total noninterest expense | $4,124,000 | 3,289 |
| Salaries and employee benefits | $2,044,000 | 3,340 |
| Premises and equipment expense | $437,000 | 3,699 |
| Additional noninterest expense | $1,643,000 | 2,896 |
| Pre-tax net operating income | $-1,591,000 | 6,937 |
| Securities gains (losses) | $-541,000 | 7,353 |
| Applicable income taxes | $-139,000 | 7,042 |
| Income before extraordinary items | $-1,993,000 | 7,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,993,000 | 7,064 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,993,000 | 7,064 |
| Net charge-offs | $3,857,000 | 766 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,489,870 | 6,955 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 2,839 |
| Total interest expense | $1,570,000 | 2,023 |
| Net interest income | $3,367,000 | 3,198 |
| Provision for loan and lease losses | $700,000 | 1,888 |
| Total noninterest income | $-403,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $128,000 | 3,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-531,000 | 7,391 |
| Total noninterest expense | $2,801,000 | 3,271 |
| Salaries and employee benefits | $1,368,000 | 3,364 |
| Premises and equipment expense | $286,000 | 3,770 |
| Additional noninterest expense | $1,147,000 | 2,838 |
| Pre-tax net operating income | $-537,000 | 6,804 |
| Securities gains (losses) | $-570,000 | 7,444 |
| Applicable income taxes | $-72,000 | 7,067 |
| Income before extraordinary items | $-1,035,000 | 7,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,035,000 | 7,045 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,035,000 | 7,046 |
| Net charge-offs | $1,055,000 | 1,428 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-504,900 | 6,838 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 2,952 |
| Total interest expense | $804,000 | 2,051 |
| Net interest income | $1,579,000 | 3,339 |
| Provision for loan and lease losses | $700,000 | 1,128 |
| Total noninterest income | $83,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $1,524,000 | 3,069 |
| Salaries and employee benefits | $683,000 | 3,377 |
| Premises and equipment expense | $144,000 | 3,809 |
| Additional noninterest expense | $697,000 | 2,383 |
| Pre-tax net operating income | $-562,000 | 7,115 |
| Securities gains (losses) | $-583,000 | 7,526 |
| Applicable income taxes | $-37,000 | 7,147 |
| Income before extraordinary items | $-1,108,000 | 7,313 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,108,000 | 7,313 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,108,000 | 7,314 |
| Net charge-offs | $646,000 | 1,146 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-542,490 | 7,140 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,667,000 | 2,795 |
| Total interest expense | $4,048,000 | 1,975 |
| Net interest income | $6,619,000 | 3,227 |
| Provision for loan and lease losses | $3,605,000 | 1,427 |
| Total noninterest income | $259,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $298,000 | 3,648 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-39,000 | 7,101 |
| Total noninterest expense | $4,962,000 | 3,641 |
| Salaries and employee benefits | $2,753,000 | 3,339 |
| Premises and equipment expense | $593,000 | 3,751 |
| Additional noninterest expense | $1,616,000 | 3,808 |
| Pre-tax net operating income | $-1,689,000 | 6,693 |
| Securities gains (losses) | $398,000 | 1,049 |
| Applicable income taxes | $-84,000 | 6,808 |
| Income before extraordinary items | $-1,207,000 | 6,660 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,207,000 | 6,661 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,207,000 | 6,661 |
| Net charge-offs | $3,175,000 | 1,418 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,577,140 | 6,737 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,166,000 | 2,803 |
| Total interest expense | $3,130,000 | 2,000 |
| Net interest income | $5,036,000 | 3,220 |
| Provision for loan and lease losses | $2,185,000 | 1,560 |
| Total noninterest income | $164,000 | 5,956 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $227,000 | 3,687 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-63,000 | 7,350 |
| Total noninterest expense | $3,647,000 | 3,708 |
| Salaries and employee benefits | $2,069,000 | 3,361 |
| Premises and equipment expense | $440,000 | 3,833 |
| Additional noninterest expense | $1,138,000 | 3,950 |
| Pre-tax net operating income | $-632,000 | 6,614 |
| Securities gains (losses) | $407,000 | 883 |
| Applicable income taxes | $-15,000 | 6,868 |
| Income before extraordinary items | $-210,000 | 6,449 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-210,000 | 6,450 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-210,000 | 6,449 |
| Net charge-offs | $3,081,000 | 1,125 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-588,510 | 6,660 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 2,820 |
| Total interest expense | $2,139,000 | 2,027 |
| Net interest income | $3,317,000 | 3,251 |
| Provision for loan and lease losses | $1,050,000 | 1,881 |
| Total noninterest income | $197,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $148,000 | 3,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 5,610 |
| Total noninterest expense | $2,357,000 | 3,786 |
| Salaries and employee benefits | $1,383,000 | 3,380 |
| Premises and equipment expense | $293,000 | 3,865 |
| Additional noninterest expense | $681,000 | 4,243 |
| Pre-tax net operating income | $107,000 | 5,460 |
| Securities gains (losses) | $74,000 | 1,632 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $177,000 | 5,049 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $177,000 | 5,052 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $177,000 | 5,051 |
| Net charge-offs | $929,000 | 1,804 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $104,480 | 5,399 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 2,903 |
| Total interest expense | $1,081,000 | 2,107 |
| Net interest income | $1,617,000 | 3,345 |
| Provision for loan and lease losses | $1,050,000 | 1,127 |
| Total noninterest income | $131,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 4,332 |
| Total noninterest expense | $1,145,000 | 3,889 |
| Salaries and employee benefits | $677,000 | 3,477 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $319,000 | 4,424 |
| Pre-tax net operating income | $-447,000 | 7,140 |
| Securities gains (losses) | $74,000 | 936 |
| Applicable income taxes | $-20,000 | 7,194 |
| Income before extraordinary items | $-353,000 | 7,133 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-353,000 | 7,136 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-353,000 | 7,134 |
| Net charge-offs | $284,000 | 2,084 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-423,300 | 7,179 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,548,000 | 3,101 |
| Total interest expense | $5,010,000 | 2,256 |
| Net interest income | $5,538,000 | 3,679 |
| Provision for loan and lease losses | $3,125,000 | 1,926 |
| Total noninterest income | $-121,000 | 7,789 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $283,000 | 3,992 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-404,000 | 7,781 |
| Total noninterest expense | $4,290,000 | 4,148 |
| Salaries and employee benefits | $2,600,000 | 3,582 |
| Premises and equipment expense | $519,000 | 4,274 |
| Additional noninterest expense | $1,171,000 | 4,808 |
| Pre-tax net operating income | $-1,998,000 | 6,630 |
| Securities gains (losses) | $-378,000 | 7,540 |
| Applicable income taxes | $-158,000 | 6,687 |
| Income before extraordinary items | $-2,218,000 | 6,813 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,218,000 | 6,810 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,218,000 | 6,811 |
| Net charge-offs | $1,822,000 | 2,142 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,866,460 | 6,699 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,836,000 | 3,173 |
| Total interest expense | $3,857,000 | 2,297 |
| Net interest income | $3,979,000 | 3,804 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $217,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $198,000 | 4,136 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $3,212,000 | 4,154 |
| Salaries and employee benefits | $1,955,000 | 3,612 |
| Premises and equipment expense | $373,000 | 4,431 |
| Additional noninterest expense | $884,000 | 4,770 |
| Pre-tax net operating income | $534,000 | 3,803 |
| Securities gains (losses) | $-174,000 | 7,563 |
| Applicable income taxes | $39,000 | 3,468 |
| Income before extraordinary items | $321,000 | 4,340 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $321,000 | 4,336 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $321,000 | 4,339 |
| Net charge-offs | $1,071,000 | 2,133 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $475,860 | 3,690 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 3,259 |
| Total interest expense | $2,577,000 | 2,376 |
| Net interest income | $2,528,000 | 3,912 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $179,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $117,000 | 4,337 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $62,000 | 5,530 |
| Total noninterest expense | $2,130,000 | 4,209 |
| Salaries and employee benefits | $1,287,000 | 3,688 |
| Premises and equipment expense | $239,000 | 4,576 |
| Additional noninterest expense | $604,000 | 4,703 |
| Pre-tax net operating income | $427,000 | 3,574 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $54,000 | 3,106 |
| Income before extraordinary items | $379,000 | 3,569 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,567 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $379,000 | 3,568 |
| Net charge-offs | $1,066,000 | 1,585 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $373,720 | 3,486 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 3,394 |
| Total interest expense | $1,294,000 | 2,457 |
| Net interest income | $1,158,000 | 4,123 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $87,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $995,000 | 4,318 |
| Salaries and employee benefits | $643,000 | 3,720 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $233,000 | 5,147 |
| Pre-tax net operating income | $100,000 | 5,035 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $65,000 | 2,634 |
| Income before extraordinary items | $35,000 | 5,921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $35,000 | 5,923 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $35,000 | 5,923 |
| Net charge-offs | $1,087,000 | 912 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $35,000 | 5,754 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,213,000 | 3,745 |
| Total interest expense | $5,023,000 | 2,956 |
| Net interest income | $4,190,000 | 4,443 |
| Provision for loan and lease losses | $1,511,000 | 2,148 |
| Total noninterest income | $183,000 | 6,611 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $244,000 | 4,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-61,000 | 8,100 |
| Total noninterest expense | $3,720,000 | 4,456 |
| Salaries and employee benefits | $2,370,000 | 3,931 |
| Premises and equipment expense | $395,000 | 5,114 |
| Additional noninterest expense | $955,000 | 4,969 |
| Pre-tax net operating income | $-858,000 | 6,949 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $-74,000 | 7,019 |
| Income before extraordinary items | $-776,000 | 6,881 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-776,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,158 |
| Cash dividends | $218,000 | 4,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-783,280 | 7,009 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 3,890 |
| Total interest expense | $3,696,000 | 3,102 |
| Net interest income | $2,980,000 | 4,637 |
| Provision for loan and lease losses | $350,000 | 3,295 |
| Total noninterest income | $85,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $171,000 | 4,580 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-86,000 | 8,259 |
| Total noninterest expense | $2,763,000 | 4,476 |
| Salaries and employee benefits | $1,757,000 | 3,997 |
| Premises and equipment expense | $284,000 | 5,247 |
| Additional noninterest expense | $722,000 | 4,859 |
| Pre-tax net operating income | $-48,000 | 6,837 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $-11,000 | 7,309 |
| Income before extraordinary items | $-29,000 | 6,656 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-29,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,995 |
| Cash dividends | $218,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-34,760 | 6,846 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 4,039 |
| Total interest expense | $2,408,000 | 3,278 |
| Net interest income | $1,910,000 | 4,756 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $9,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $107,000 | 4,719 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-98,000 | 8,381 |
| Total noninterest expense | $1,791,000 | 4,584 |
| Salaries and employee benefits | $1,156,000 | 4,068 |
| Premises and equipment expense | $179,000 | 5,445 |
| Additional noninterest expense | $456,000 | 5,020 |
| Pre-tax net operating income | $-22,000 | 7,016 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-16,000 | 7,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-16,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,039 |
| Cash dividends | $218,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-22,000 | 7,040 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 4,183 |
| Total interest expense | $1,190,000 | 3,478 |
| Net interest income | $913,000 | 4,902 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $824,000 | 4,841 |
| Salaries and employee benefits | $544,000 | 4,262 |
| Premises and equipment expense | $78,000 | 5,785 |
| Additional noninterest expense | $202,000 | 5,350 |
| Pre-tax net operating income | $145,000 | 5,499 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $146,000 | 5,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $146,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $170,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $140,180 | 5,227 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,085,000 | 4,334 |
| Total interest expense | $4,188,000 | 3,899 |
| Net interest income | $3,897,000 | 4,705 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $166,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $211,000 | 4,797 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-45,000 | 8,482 |
| Total noninterest expense | $2,520,000 | 5,583 |
| Salaries and employee benefits | $1,651,000 | 5,007 |
| Premises and equipment expense | $245,000 | 6,302 |
| Additional noninterest expense | $624,000 | 6,036 |
| Pre-tax net operating income | $1,243,000 | 4,286 |
| Securities gains (losses) | $23,000 | 1,062 |
| Applicable income taxes | $65,000 | 4,781 |
| Income before extraordinary items | $1,201,000 | 3,937 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,201,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,226 |
| Cash dividends | $921,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,179,150 | 3,970 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 4,381 |
| Total interest expense | $3,017,000 | 4,004 |
| Net interest income | $2,969,000 | 4,664 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $92,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-57,000 | 8,527 |
| Total noninterest expense | $1,792,000 | 5,715 |
| Salaries and employee benefits | $1,188,000 | 5,125 |
| Premises and equipment expense | $174,000 | 6,420 |
| Additional noninterest expense | $430,000 | 6,210 |
| Pre-tax net operating income | $1,119,000 | 4,108 |
| Securities gains (losses) | $17,000 | 863 |
| Applicable income taxes | $72,000 | 4,697 |
| Income before extraordinary items | $1,064,000 | 3,739 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,064,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,939 |
| Cash dividends | $445,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,048,020 | 3,768 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 4,503 |
| Total interest expense | $1,925,000 | 4,111 |
| Net interest income | $1,940,000 | 4,759 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $36,000 | 7,942 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $89,000 | 5,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-53,000 | 8,596 |
| Total noninterest expense | $1,162,000 | 5,822 |
| Salaries and employee benefits | $777,000 | 5,228 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $275,000 | 6,349 |
| Pre-tax net operating income | $664,000 | 4,439 |
| Securities gains (losses) | $17,000 | 742 |
| Applicable income taxes | $49,000 | 4,783 |
| Income before extraordinary items | $632,000 | 4,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $632,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,380 |
| Cash dividends | $249,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $616,190 | 4,099 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 4,589 |
| Total interest expense | $911,000 | 4,236 |
| Net interest income | $960,000 | 4,801 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $51,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $578,000 | 5,857 |
| Salaries and employee benefits | $381,000 | 5,321 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $140,000 | 6,307 |
| Pre-tax net operating income | $358,000 | 4,257 |
| Securities gains (losses) | $17,000 | 594 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,280 |
| Cash dividends | $74,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $332,190 | 3,920 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 4,817 |
| Total interest expense | $2,676,000 | 4,625 |
| Net interest income | $3,689,000 | 4,884 |
| Provision for loan and lease losses | $80,000 | 5,017 |
| Total noninterest income | $407,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $200,000 | 4,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $207,000 | 5,061 |
| Total noninterest expense | $2,225,000 | 5,841 |
| Salaries and employee benefits | $1,448,000 | 5,321 |
| Premises and equipment expense | $221,000 | 6,502 |
| Additional noninterest expense | $556,000 | 6,274 |
| Pre-tax net operating income | $1,791,000 | 3,907 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $542,000 | 3,037 |
| Income before extraordinary items | $1,249,000 | 4,197 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,249,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,387 |
| Cash dividends | $820,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,249,000 | 4,171 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 4,918 |
| Total interest expense | $1,857,000 | 4,758 |
| Net interest income | $2,749,000 | 4,952 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $349,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $149,000 | 5,050 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 4,540 |
| Total noninterest expense | $1,629,000 | 5,905 |
| Salaries and employee benefits | $1,043,000 | 5,413 |
| Premises and equipment expense | $162,000 | 6,583 |
| Additional noninterest expense | $424,000 | 6,233 |
| Pre-tax net operating income | $1,469,000 | 3,832 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $523,000 | 2,799 |
| Income before extraordinary items | $946,000 | 4,300 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $946,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,414 |
| Cash dividends | $205,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $946,000 | 4,285 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 4,998 |
| Total interest expense | $1,178,000 | 4,774 |
| Net interest income | $1,787,000 | 5,052 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $292,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 3,832 |
| Total noninterest expense | $1,073,000 | 5,953 |
| Salaries and employee benefits | $688,000 | 5,482 |
| Premises and equipment expense | $104,000 | 6,678 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $1,006,000 | 3,787 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $332,000 | 2,901 |
| Income before extraordinary items | $674,000 | 4,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $674,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,405 |
| Cash dividends | $108,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $674,000 | 4,157 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 4,976 |
| Total interest expense | $562,000 | 4,776 |
| Net interest income | $896,000 | 5,050 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $521,000 | 6,056 |
| Salaries and employee benefits | $341,000 | 5,515 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $134,000 | 6,380 |
| Pre-tax net operating income | $432,000 | 4,099 |
| Securities gains (losses) | $176,000 | 197 |
| Applicable income taxes | $200,000 | 2,609 |
| Income before extraordinary items | $408,000 | 3,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,328 |
| Cash dividends | $79,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $290,080 | 4,484 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,268 |
| Total interest expense | $1,688,000 | 4,938 |
| Net interest income | $3,146,000 | 5,360 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $236,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $211,000 | 4,924 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,001 |
| Total noninterest expense | $1,904,000 | 6,268 |
| Salaries and employee benefits | $1,239,000 | 5,691 |
| Premises and equipment expense | $173,000 | 7,026 |
| Additional noninterest expense | $492,000 | 6,632 |
| Pre-tax net operating income | $1,403,000 | 4,537 |
| Securities gains (losses) | $296,000 | 411 |
| Applicable income taxes | $614,000 | 3,036 |
| Income before extraordinary items | $1,085,000 | 4,611 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,085,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $140,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $895,560 | 5,056 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 5,408 |
| Total interest expense | $1,176,000 | 4,987 |
| Net interest income | $2,243,000 | 5,533 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $173,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $156,000 | 4,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $1,368,000 | 6,355 |
| Salaries and employee benefits | $905,000 | 5,742 |
| Premises and equipment expense | $127,000 | 7,060 |
| Additional noninterest expense | $336,000 | 6,829 |
| Pre-tax net operating income | $1,013,000 | 4,733 |
| Securities gains (losses) | $296,000 | 392 |
| Applicable income taxes | $439,000 | 3,160 |
| Income before extraordinary items | $870,000 | 4,544 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $870,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $83,000 | 4,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $674,640 | 5,129 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 5,502 |
| Total interest expense | $703,000 | 5,142 |
| Net interest income | $1,461,000 | 5,580 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $121,000 | 6,731 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $106,000 | 4,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $881,000 | 6,464 |
| Salaries and employee benefits | $578,000 | 5,872 |
| Premises and equipment expense | $80,000 | 7,151 |
| Additional noninterest expense | $223,000 | 6,837 |
| Pre-tax net operating income | $701,000 | 4,616 |
| Securities gains (losses) | $136,000 | 484 |
| Applicable income taxes | $262,000 | 3,333 |
| Income before extraordinary items | $575,000 | 4,531 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $575,000 | 4,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,453 |
| Cash dividends | $83,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $481,160 | 4,927 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 5,646 |
| Total interest expense | $321,000 | 5,301 |
| Net interest income | $709,000 | 5,694 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $58,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $436,000 | 6,524 |
| Salaries and employee benefits | $281,000 | 6,002 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $114,000 | 6,809 |
| Pre-tax net operating income | $331,000 | 4,746 |
| Securities gains (losses) | $145,000 | 299 |
| Applicable income taxes | $130,000 | 3,352 |
| Income before extraordinary items | $346,000 | 3,984 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $346,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $78,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $240,150 | 4,928 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 6,006 |
| Total interest expense | $1,083,000 | 5,430 |
| Net interest income | $2,377,000 | 6,155 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $239,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $240,000 | 4,827 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-1,000 | 8,911 |
| Total noninterest expense | $1,676,000 | 6,583 |
| Salaries and employee benefits | $1,084,000 | 6,026 |
| Premises and equipment expense | $171,000 | 7,088 |
| Additional noninterest expense | $421,000 | 7,013 |
| Pre-tax net operating income | $900,000 | 5,492 |
| Securities gains (losses) | $283,000 | 665 |
| Applicable income taxes | $428,000 | 3,601 |
| Income before extraordinary items | $755,000 | 5,404 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $755,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,748 |
| Cash dividends | $113,000 | 5,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $573,880 | 5,990 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 6,133 |
| Total interest expense | $779,000 | 5,518 |
| Net interest income | $1,700,000 | 6,287 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $165,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $173,000 | 4,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-8,000 | 8,986 |
| Total noninterest expense | $1,266,000 | 6,520 |
| Salaries and employee benefits | $819,000 | 5,940 |
| Premises and equipment expense | $129,000 | 7,057 |
| Additional noninterest expense | $318,000 | 6,963 |
| Pre-tax net operating income | $599,000 | 5,907 |
| Securities gains (losses) | $283,000 | 623 |
| Applicable income taxes | $300,000 | 3,803 |
| Income before extraordinary items | $582,000 | 5,440 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $582,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $83,000 | 4,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $395,220 | 6,285 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 6,344 |
| Total interest expense | $489,000 | 5,711 |
| Net interest income | $1,070,000 | 6,487 |
| Provision for loan and lease losses | $-30,000 | 8,900 |
| Total noninterest income | $95,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $109,000 | 5,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-14,000 | 9,051 |
| Total noninterest expense | $841,000 | 6,582 |
| Salaries and employee benefits | $543,000 | 6,002 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $212,000 | 6,999 |
| Pre-tax net operating income | $354,000 | 6,160 |
| Securities gains (losses) | $23,000 | 1,953 |
| Applicable income taxes | $132,000 | 4,458 |
| Income before extraordinary items | $245,000 | 6,491 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,391 |
| Cash dividends | $83,000 | 4,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $230,050 | 6,538 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 6,482 |
| Total interest expense | $229,000 | 5,952 |
| Net interest income | $522,000 | 6,569 |
| Provision for loan and lease losses | $-30,000 | 8,973 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-22,000 | 9,099 |
| Total noninterest expense | $424,000 | 6,591 |
| Salaries and employee benefits | $270,000 | 6,082 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $155,000 | 6,374 |
| Securities gains (losses) | $23,000 | 1,635 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,900 |
| Cash dividends | $79,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $105,360 | 6,681 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 6,653 |
| Total interest expense | $987,000 | 6,156 |
| Net interest income | $1,902,000 | 6,739 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $253,000 | 6,924 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $222,000 | 5,034 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $1,579,000 | 6,749 |
| Salaries and employee benefits | $1,033,000 | 6,154 |
| Premises and equipment expense | $170,000 | 7,137 |
| Additional noninterest expense | $376,000 | 7,290 |
| Pre-tax net operating income | $558,000 | 6,490 |
| Securities gains (losses) | $47,000 | 2,570 |
| Applicable income taxes | $231,000 | 4,702 |
| Income before extraordinary items | $374,000 | 6,925 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $374,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $103,000 | 5,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $343,920 | 6,921 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 6,748 |
| Total interest expense | $763,000 | 6,205 |
| Net interest income | $1,393,000 | 6,847 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $1,188,000 | 6,728 |
| Salaries and employee benefits | $777,000 | 6,105 |
| Premises and equipment expense | $129,000 | 7,135 |
| Additional noninterest expense | $282,000 | 7,304 |
| Pre-tax net operating income | $368,000 | 6,861 |
| Securities gains (losses) | $40,000 | 2,501 |
| Applicable income taxes | $153,000 | 5,059 |
| Income before extraordinary items | $255,000 | 7,222 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $255,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $83,000 | 4,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $229,400 | 7,237 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 6,753 |
| Total interest expense | $524,000 | 6,239 |
| Net interest income | $936,000 | 6,844 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $136,000 | 6,829 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $778,000 | 6,786 |
| Salaries and employee benefits | $514,000 | 6,155 |
| Premises and equipment expense | $80,000 | 7,290 |
| Additional noninterest expense | $184,000 | 7,345 |
| Pre-tax net operating income | $276,000 | 6,653 |
| Securities gains (losses) | $40,000 | 2,170 |
| Applicable income taxes | $119,000 | 4,879 |
| Income before extraordinary items | $197,000 | 6,991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $197,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,132 |
| Cash dividends | $83,000 | 4,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $171,400 | 7,064 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,781 |
| Total interest expense | $268,000 | 6,280 |
| Net interest income | $463,000 | 6,871 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $59,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $391,000 | 6,786 |
| Salaries and employee benefits | $256,000 | 6,169 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $113,000 | 6,997 |
| Securities gains (losses) | $30,000 | 1,696 |
| Applicable income taxes | $54,000 | 4,991 |
| Income before extraordinary items | $89,000 | 7,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $79,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,800 | 7,353 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 6,750 |
| Total interest expense | $1,279,000 | 6,236 |
| Net interest income | $1,830,000 | 6,901 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $237,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $213,000 | 5,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $1,601,000 | 6,652 |
| Salaries and employee benefits | $1,004,000 | 6,132 |
| Premises and equipment expense | $170,000 | 7,168 |
| Additional noninterest expense | $427,000 | 6,956 |
| Pre-tax net operating income | $456,000 | 6,936 |
| Securities gains (losses) | $61,000 | 2,221 |
| Applicable income taxes | $198,000 | 5,136 |
| Income before extraordinary items | $319,000 | 7,223 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $319,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,805 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 471 |
| Net operating income | $279,960 | 7,322 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 6,821 |
| Total interest expense | $1,778,000 | 6,449 |
| Net interest income | $1,652,000 | 7,061 |
| Provision for loan and lease losses | $132,000 | 5,025 |
| Total noninterest income | $323,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $223,000 | 4,903 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $100,000 | 6,441 |
| Total noninterest expense | $1,769,000 | 6,202 |
| Salaries and employee benefits | $1,136,000 | 5,523 |
| Premises and equipment expense | $191,000 | 6,909 |
| Additional noninterest expense | $442,000 | 6,836 |
| Pre-tax net operating income | $74,000 | 8,447 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $122,000 | 8,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $122,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,498 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 495 |
| Net operating income | $74,000 | 8,372 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 6,894 |
| Total interest expense | $1,887,000 | 6,450 |
| Net interest income | $1,641,000 | 7,227 |
| Provision for loan and lease losses | $1,472,000 | 776 |
| Total noninterest income | $240,000 | 6,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $1,650,000 | 6,369 |
| Salaries and employee benefits | $1,026,000 | 5,812 |
| Premises and equipment expense | $176,000 | 7,142 |
| Additional noninterest expense | $448,000 | 6,789 |
| Pre-tax net operating income | $-1,241,000 | 9,760 |
| Securities gains (losses) | $32,000 | 827 |
| Applicable income taxes | $-46,000 | 9,476 |
| Income before extraordinary items | $-1,163,000 | 9,758 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,163,000 | 9,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 740 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,193,720 | 9,766 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 6,773 |
| Total interest expense | $1,937,000 | 6,103 |
| Net interest income | $1,618,000 | 7,362 |
| Provision for loan and lease losses | $405,000 | 2,081 |
| Total noninterest income | $282,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $1,408,000 | 7,026 |
| Salaries and employee benefits | $874,000 | 6,428 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $360,000 | 7,606 |
| Pre-tax net operating income | $87,000 | 9,118 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $45,000 | 7,725 |
| Income before extraordinary items | $44,000 | 9,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $44,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,249 |
| Cash dividends | $8,000 | 7,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $42,720 | 9,247 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 6,873 |
| Total interest expense | $2,040,000 | 6,121 |
| Net interest income | $1,530,000 | 7,625 |
| Provision for loan and lease losses | $361,000 | 2,231 |
| Total noninterest income | $261,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $1,409,000 | 6,943 |
| Salaries and employee benefits | $867,000 | 6,367 |
| Premises and equipment expense | $171,000 | 7,213 |
| Additional noninterest expense | $371,000 | 7,466 |
| Pre-tax net operating income | $21,000 | 9,717 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $12,000 | 9,791 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,064 |
| Cash dividends | $7,000 | 7,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,440 | 9,748 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 7,331 |
| Total interest expense | $1,841,000 | 6,584 |
| Net interest income | $1,525,000 | 7,923 |
| Provision for loan and lease losses | $285,000 | 2,727 |
| Total noninterest income | $337,000 | 6,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $1,355,000 | 7,161 |
| Salaries and employee benefits | $783,000 | 6,868 |
| Premises and equipment expense | $152,000 | 7,751 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $222,000 | 9,450 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $34,000 | 9,504 |
| Income before extraordinary items | $193,000 | 9,220 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $193,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,236 |
| Cash dividends | $8,000 | 7,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $188,750 | 9,214 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 7,677 |
| Total interest expense | $1,740,000 | 6,985 |
| Net interest income | $1,503,000 | 8,260 |
| Provision for loan and lease losses | $328,000 | 2,417 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $1,181,000 | 8,034 |
| Salaries and employee benefits | $738,000 | 7,321 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $290,000 | 8,984 |
| Pre-tax net operating income | $243,000 | 9,529 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $72,000 | 9,303 |
| Income before extraordinary items | $175,000 | 9,540 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $175,000 | 9,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,296 |
| Cash dividends | $7,000 | 8,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,160 | 9,512 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 8,188 |
| Total interest expense | $1,544,000 | 7,574 |
| Net interest income | $1,468,000 | 8,631 |
| Provision for loan and lease losses | $165,000 | 3,441 |
| Total noninterest income | $275,000 | 7,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $1,264,000 | 7,974 |
| Salaries and employee benefits | $730,000 | 7,535 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $314,000 | 9,644 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $79,000 | 9,610 |
| Income before extraordinary items | $215,000 | 9,773 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $215,000 | 9,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,265 |
| Cash dividends | $7,000 | 8,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $229,600 | 9,593 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 8,516 |
| Total interest expense | $1,237,000 | 7,760 |
| Net interest income | $1,482,000 | 8,930 |
| Provision for loan and lease losses | $284,000 | 2,381 |
| Total noninterest income | $287,000 | 7,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $1,065,000 | 9,106 |
| Salaries and employee benefits | $630,000 | 8,403 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $310,000 | 9,844 |
| Pre-tax net operating income | $420,000 | 9,201 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $391,000 | 8,269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $391,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,590 |
| Cash dividends | $8,000 | 8,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $391,930 | 8,311 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 9,376 |
| Total interest expense | $1,111,000 | 8,634 |
| Net interest income | $1,298,000 | 9,738 |
| Provision for loan and lease losses | $334,000 | 2,791 |
| Total noninterest income | $262,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $894,000 | 10,215 |
| Salaries and employee benefits | $545,000 | 9,265 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $235,000 | 11,256 |
| Pre-tax net operating income | $332,000 | 9,968 |
| Securities gains (losses) | $204,000 | 1,677 |
| Applicable income taxes | $223,000 | 7,210 |
| Income before extraordinary items | $313,000 | 9,328 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $313,000 | 9,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $8,000 | 8,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $182,440 | 10,630 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 10,927 |
| Total interest expense | $916,000 | 10,785 |
| Net interest income | $1,065,000 | 10,830 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $690,000 | 11,566 |
| Salaries and employee benefits | $410,000 | 10,742 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $213,000 | 12,053 |
| Pre-tax net operating income | $512,000 | 8,321 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $154,000 | 8,513 |
| Income before extraordinary items | $358,000 | 8,641 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $358,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $32,000 | 8,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $358,000 | 8,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.