Home > 21st Century Bank > Income and Expense
21st Century Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 7,411 |
| Total interest expense | $1,639,000 | 6,712 |
| Net interest income | $1,204,000 | 7,877 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $636,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $172,000 | 5,484 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $464,000 | 3,260 |
| Total noninterest expense | $1,281,000 | 7,262 |
| Salaries and employee benefits | $525,000 | 8,047 |
| Premises and equipment expense | $389,000 | 4,678 |
| Additional noninterest expense | $367,000 | 7,376 |
| Pre-tax net operating income | $559,000 | 6,327 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $65,000 | 6,463 |
| Income before extraordinary items | $494,000 | 6,115 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $494,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $494,000 | 5,991 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 7,638 |
| Total interest expense | $1,443,000 | 7,273 |
| Net interest income | $1,334,000 | 7,792 |
| Provision for loan and lease losses | $-200,000 | 9,844 |
| Total noninterest income | $253,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,668 |
| Total noninterest expense | $1,124,000 | 7,682 |
| Salaries and employee benefits | $401,000 | 8,743 |
| Premises and equipment expense | $382,000 | 4,649 |
| Additional noninterest expense | $341,000 | 7,622 |
| Pre-tax net operating income | $663,000 | 6,365 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $253,000 | 4,954 |
| Income before extraordinary items | $410,000 | 6,792 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $410,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $410,000 | 6,801 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 6,956 |
| Total interest expense | $1,863,000 | 6,240 |
| Net interest income | $1,518,000 | 7,552 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,837,000 | 1,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,704,000 | 960 |
| Total noninterest expense | $1,667,000 | 6,367 |
| Salaries and employee benefits | $628,000 | 7,601 |
| Premises and equipment expense | $314,000 | 5,333 |
| Additional noninterest expense | $725,000 | 5,133 |
| Pre-tax net operating income | $2,688,000 | 2,635 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,021,000 | 2,188 |
| Income before extraordinary items | $1,667,000 | 2,982 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,667,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,667,000 | 2,947 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 5,200 |
| Total interest expense | $3,167,000 | 4,518 |
| Net interest income | $2,485,000 | 5,876 |
| Provision for loan and lease losses | $176,000 | 3,841 |
| Total noninterest income | $481,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,619 |
| Total noninterest expense | $1,843,000 | 5,894 |
| Salaries and employee benefits | $933,000 | 6,058 |
| Premises and equipment expense | $313,000 | 5,257 |
| Additional noninterest expense | $597,000 | 5,777 |
| Pre-tax net operating income | $947,000 | 5,585 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $317,000 | 5,028 |
| Income before extraordinary items | $630,000 | 5,908 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $630,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,207 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $630,000 | 5,804 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 4,815 |
| Total interest expense | $3,712,000 | 3,943 |
| Net interest income | $2,711,000 | 5,744 |
| Provision for loan and lease losses | $512,000 | 1,737 |
| Total noninterest income | $691,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,244 |
| Total noninterest expense | $1,955,000 | 5,738 |
| Salaries and employee benefits | $999,000 | 5,875 |
| Premises and equipment expense | $424,000 | 4,248 |
| Additional noninterest expense | $532,000 | 6,261 |
| Pre-tax net operating income | $935,000 | 6,037 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $353,000 | 5,269 |
| Income before extraordinary items | $576,000 | 6,499 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $576,000 | 6,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,682 |
| Cash dividends | $540,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $579,840 | 6,422 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 4,616 |
| Total interest expense | $3,860,000 | 3,837 |
| Net interest income | $3,072,000 | 5,342 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $657,000 | 4,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,581 |
| Total noninterest expense | $1,803,000 | 6,378 |
| Salaries and employee benefits | $1,044,000 | 5,818 |
| Premises and equipment expense | $336,000 | 5,155 |
| Additional noninterest expense | $423,000 | 7,689 |
| Pre-tax net operating income | $1,846,000 | 3,630 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $744,000 | 3,036 |
| Income before extraordinary items | $1,080,000 | 4,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,080,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,094,080 | 4,114 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 4,979 |
| Total interest expense | $3,371,000 | 4,296 |
| Net interest income | $2,943,000 | 5,581 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $677,000 | 4,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,001 |
| Total noninterest expense | $1,827,000 | 6,397 |
| Salaries and employee benefits | $1,065,000 | 5,743 |
| Premises and equipment expense | $351,000 | 5,010 |
| Additional noninterest expense | $411,000 | 8,083 |
| Pre-tax net operating income | $1,744,000 | 3,946 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $730,000 | 3,122 |
| Income before extraordinary items | $1,014,000 | 4,549 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,014,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,014,000 | 4,538 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 5,242 |
| Total interest expense | $2,356,000 | 4,884 |
| Net interest income | $3,146,000 | 5,408 |
| Provision for loan and lease losses | $31,000 | 7,056 |
| Total noninterest income | $510,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,786 |
| Total noninterest expense | $1,775,000 | 6,761 |
| Salaries and employee benefits | $892,000 | 6,695 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $600,000 | 7,042 |
| Pre-tax net operating income | $1,850,000 | 3,660 |
| Securities gains (losses) | $-80,000 | 11,384 |
| Applicable income taxes | $624,000 | 3,398 |
| Income before extraordinary items | $1,146,000 | 4,031 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,146,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,198,000 | 3,895 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 5,934 |
| Total interest expense | $2,080,000 | 5,659 |
| Net interest income | $2,765,000 | 6,039 |
| Provision for loan and lease losses | $388,000 | 2,520 |
| Total noninterest income | $409,000 | 6,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $1,663,000 | 7,315 |
| Salaries and employee benefits | $816,000 | 7,228 |
| Premises and equipment expense | $317,000 | 5,603 |
| Additional noninterest expense | $530,000 | 7,950 |
| Pre-tax net operating income | $1,123,000 | 5,435 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $476,000 | 4,365 |
| Income before extraordinary items | $672,000 | 6,280 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $672,000 | 6,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 3,170 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $656,000 | 6,148 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 7,553 |
| Total interest expense | $1,901,000 | 7,350 |
| Net interest income | $2,066,000 | 7,582 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $472,000 | 5,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,947 |
| Total noninterest expense | $1,462,000 | 8,065 |
| Salaries and employee benefits | $713,000 | 7,889 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $486,000 | 8,590 |
| Pre-tax net operating income | $1,041,000 | 5,469 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $393,000 | 4,865 |
| Income before extraordinary items | $668,000 | 6,117 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $668,000 | 6,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $655,200 | 5,843 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.