Home > 1st United Bank > Net charge- offs to loans
1st United Bank, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1700% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.4739% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 5,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4253% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0148% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1637% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7690% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.4003% | 1,326 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 5,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0606% | 5,301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0495% | 5,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1462% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1428% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7780% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.8708% | 1,299 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 5,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 5,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0688% | 6,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1312% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1474% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4134% | 1,265 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3607% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3467% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 1.7931% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2359% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4597% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1902% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 3,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4685% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0489% | 3,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0489% | 3,857 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -16.0000% | 1,425 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3541% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3415% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 2.3241% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1283% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9398% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1506% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2643% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4529% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0514% | 3,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0514% | 3,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3632% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4388% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 3.7235% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8943% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0958% | 970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0504% | 5,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0946% | 2,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3988% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4749% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 7.8504% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0434% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1875% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0472% | 5,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5737% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5737% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0052% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0077% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.4769% | 1,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4427% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0074% | 843 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2939% | 2,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2619% | 5,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5298% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1250% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4175% | 6,630 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4175% | 6,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -12.3967% | 1,471 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2734% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3012% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.6510% | 1,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8816% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3761% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3739% | 5,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6858% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2899% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5480% | 6,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5480% | 6,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -11.0248% | 1,459 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6938% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7521% | 472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0963% | 6,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6505% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0144% | 580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5273% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3513% | 5,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8820% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6061% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8196% | 6,845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8196% | 6,790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.9585% | 1,421 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6684% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8164% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.2032% | 6,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2160% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0291% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3363% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7101% | 5,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7460% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6672% | 7,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6673% | 6,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.3058% | 1,374 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8738% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8378% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 3.1220% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4278% | 2,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3581% | 798 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3057% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1650% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0036% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0287% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5654% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5627% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.9139% | 1,421 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7740% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7150% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | 4.4309% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2140% | 2,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5081% | 626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0775% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7760% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8372% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9935% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1122% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1064% | 604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.9257% | 1,403 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7608% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6087% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 3.7121% | 1,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3184% | 1,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7491% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6321% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1286% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 3,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4054% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1995% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1867% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -13.3333% | 1,377 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4395% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3653% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.3616% | 6,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3954% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6087% | 243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2460% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0059% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 2,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4899% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2545% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2226% | 236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9252% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9284% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 13.8041% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6949% | 1,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0069% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9929% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0119% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3845% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1689% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.5187% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 113.6595% | 19 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4561% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5565% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 10.4986% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5155% | 1,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7169% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1059% | 1,570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9425% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 3,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1449% | 4,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.3907% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9327% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7955% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 4.0986% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6744% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 3,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2499% | 1,167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 3,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3127% | 2,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1736% | 3,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 40.5651% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5988% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6090% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | 3.7298% | 939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3186% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2060% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4960% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 2,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1278% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1515% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8918% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7631% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 1.5015% | 2,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2203% | 2,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4642% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7794% | 1,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8424% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7395% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6602% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3716% | 4,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4554% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3502% | 2,922 |
| Percentage Net Loans Charged-off:Construction & development | 1.0925% | 2,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6194% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1527% | 3,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0891% | 1,506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2061% | 2,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0800% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5068% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4640% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | 1.4431% | 1,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7026% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 3,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1363% | 1,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8193% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0686% | 2,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 4,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1981% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1779% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4643% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9554% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3147% | 3,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 3,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3248% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7463% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3202% | 2,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5030% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 7,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8728% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9186% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0320% | 7,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1504% | 8,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3545% | 8,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4454% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 7,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 8,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 7,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 7,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 8,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 6,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0333% | 8,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 7,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 8,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1304% | 7,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0418% | 8,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 7,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 8,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1812% | 7,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 8,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2862% | 3,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 6,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1214% | 7,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5610% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2720% | 8,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3248% | 8,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7181% | 8,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1498% | 7,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3887% | 8,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4873% | 8,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0502% | 8,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1490% | 7,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6376% | 8,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8293% | 8,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6530% | 8,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1588% | 7,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2160% | 8,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.5932% | 8,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.0579% | 8,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2250% | 7,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0968% | 8,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1388% | 8,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2077% | 8,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1171% | 8,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2395% | 8,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0538% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3279% | 8,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2570% | 8,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1355% | 8,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1857% | 8,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1647% | 8,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3454% | 8,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5991% | 8,239 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2228% | 8,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3383% | 8,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2285% | 8,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3187% | 8,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2847% | 8,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6205% | 8,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6700% | 8,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1187% | 5,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7444% | 8,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5447% | 8,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6896% | 8,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9758% | 8,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -2.1866% | 8,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1565% | 8,393 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1805% | 8,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2968% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0198% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6770% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6043% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3392% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1662% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6300% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0155% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7838% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5776% | 3,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6365% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6866% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0849% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4048% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8306% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4422% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6032% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1180% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7339% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7973% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |