Home > 1st United Bank > Income and Expense
1st United Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,192,000 | 3,891 |
| Total interest expense | $2,491,000 | 5,424 |
| Net interest income | $5,701,000 | 3,056 |
| Provision for loan and lease losses | $1,080,000 | 928 |
| Total noninterest income | $1,144,000 | 2,738 |
| Gross Fiduciary activities income | $183,000 | 913 |
| Service charges on deposit accounts | $579,000 | 2,263 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $382,000 | 3,384 |
| Total noninterest expense | $4,297,000 | 2,962 |
| Salaries and employee benefits | $1,387,000 | 4,546 |
| Premises and equipment expense | $755,000 | 2,557 |
| Additional noninterest expense | $2,155,000 | 1,971 |
| Pre-tax net operating income | $1,468,000 | 4,572 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $782,000 | 2,983 |
| Income before extraordinary items | $686,000 | 5,963 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $686,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 778 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $686,000 | 5,922 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $40,371,000 | 867 |
| Total interest expense | $10,807,000 | 1,497 |
| Net interest income | $29,564,000 | 662 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $7,527,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $4,240,000 | 356 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,287,000 | 829 |
| Total noninterest expense | $24,535,000 | 662 |
| Salaries and employee benefits | $11,589,000 | 599 |
| Premises and equipment expense | $4,660,000 | 489 |
| Additional noninterest expense | $8,286,000 | 775 |
| Pre-tax net operating income | $12,386,000 | 658 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,397,000 | 643 |
| Income before extraordinary items | $7,989,000 | 699 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,989,000 | 699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,023,000 | 890 |
| Cash dividends | $5,670,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $-3,574,000 | 11,444 |
| Net operating income | $7,989,000 | 681 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,936,000 | 1,374 |
| Total interest expense | $6,204,000 | 2,479 |
| Net interest income | $18,732,000 | 988 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $3,203,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,607,000 | 819 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,596,000 | 1,330 |
| Total noninterest expense | $14,311,000 | 1,046 |
| Salaries and employee benefits | $6,595,000 | 1,047 |
| Premises and equipment expense | $2,932,000 | 780 |
| Additional noninterest expense | $4,784,000 | 1,161 |
| Pre-tax net operating income | $7,462,000 | 1,045 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,654,000 | 999 |
| Income before extraordinary items | $4,808,000 | 1,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,808,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,320 |
| Cash dividends | $3,200,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,808,000 | 1,084 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,059,000 | 1,919 |
| Total interest expense | $3,944,000 | 3,094 |
| Net interest income | $12,115,000 | 1,489 |
| Provision for loan and lease losses | $320,000 | 2,154 |
| Total noninterest income | $2,352,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,420,000 | 921 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $932,000 | 1,927 |
| Total noninterest expense | $9,738,000 | 1,511 |
| Salaries and employee benefits | $4,508,000 | 1,491 |
| Premises and equipment expense | $2,167,000 | 990 |
| Additional noninterest expense | $3,063,000 | 1,774 |
| Pre-tax net operating income | $4,409,000 | 1,624 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $1,501,000 | 1,556 |
| Income before extraordinary items | $2,914,000 | 1,684 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,914,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 1,052 |
| Cash dividends | $325,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $3,400,000 | 224 |
| Net operating income | $2,910,040 | 1,687 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 3,560 |
| Total interest expense | $1,924,000 | 6,031 |
| Net interest income | $6,692,000 | 2,695 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,791,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,092,000 | 1,232 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $699,000 | 2,603 |
| Total noninterest expense | $6,141,000 | 2,340 |
| Salaries and employee benefits | $2,725,000 | 2,440 |
| Premises and equipment expense | $1,572,000 | 1,356 |
| Additional noninterest expense | $1,844,000 | 2,925 |
| Pre-tax net operating income | $2,102,000 | 3,162 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $682,000 | 3,192 |
| Income before extraordinary items | $1,450,000 | 3,344 |
| Extraordinary gains, net | $640,000 | 350 |
| Net income | $2,090,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 1,519 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,429,600 | 3,208 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 4,108 |
| Total interest expense | $2,556,000 | 5,882 |
| Net interest income | $5,866,000 | 3,121 |
| Provision for loan and lease losses | $304,000 | 4,081 |
| Total noninterest income | $1,728,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $991,000 | 1,345 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $737,000 | 2,434 |
| Total noninterest expense | $5,780,000 | 2,503 |
| Salaries and employee benefits | $2,408,000 | 2,693 |
| Premises and equipment expense | $1,478,000 | 1,452 |
| Additional noninterest expense | $1,894,000 | 2,930 |
| Pre-tax net operating income | $1,510,000 | 4,023 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $470,000 | 4,207 |
| Income before extraordinary items | $1,088,000 | 4,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,088,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 2,878 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 500 |
| Net operating income | $1,054,400 | 3,980 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.