Home > 1st Summit Bank > Income and Expense

1st Summit Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$14,395,000936
Total interest expense$7,656,000704
Net interest income$6,739,0001,232
Provision for loan and lease losses$125,0001,312
Total noninterest income$1,861,000898
Gross Fiduciary activities income$344,000513
Service charges on deposit accounts$529,000543
Trading account gains and feesNANA
Additional Noninterest Income$988,000968
Total noninterest expense$7,708,000910
Salaries and employee benefits$4,333,000908
Premises and equipment expense$1,036,000684
Additional noninterest expense$988,000968
Pre-tax net operating income$767,0002,530
Securities gains (losses)$7,000483
Applicable income taxes$-99,0004,372
Income before extraordinary items$873,0002,222
Extraordinary gains, net$047
Net income$873,0002,248
Minority interest net income$065
Net income of bank and minority interests.$873,0002,222
Net charge-offs$1,139,000273
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$866,0002,254
2024-12-31 (YTD Data)Rank
Total interest income$54,639,000963
Total interest expense$31,930,000714
Net interest income$22,709,0001,324
Provision for loan and lease losses$86,0002,595
Total noninterest income$12,127,000678
Gross Fiduciary activities income$1,177,000524
Service charges on deposit accounts$2,088,000546
Trading account gains and fees$0138
Additional Noninterest Income$8,862,000629
Total noninterest expense$31,243,000890
Salaries and employee benefits$17,347,000889
Premises and equipment expense$3,800,000701
Additional noninterest expense$8,862,000629
Pre-tax net operating income$3,507,0002,291
Securities gains (losses)$-334,0004,185
Applicable income taxes$-425,0004,396
Income before extraordinary items$3,598,0002,083
Extraordinary gains, net$053
Net income$3,598,0002,105
Minority interest net income$090
Net income of bank and minority interests.$3,598,0002,083
Net charge-offs$797,000756
Cash dividends$3,753,0001,085
Sale, conversion, retirement of capital stock, net$0564
Net operating income$3,932,0001,977
2024-09-30 (YTD Data)Rank
Total interest income$40,957,000958
Total interest expense$24,035,000710
Net interest income$16,922,0001,319
Provision for loan and lease losses$03,100
Total noninterest income$6,397,000834
Gross Fiduciary activities income$888,000527
Service charges on deposit accounts$1,561,000543
Trading account gains and fees$0139
Additional Noninterest Income$3,948,000831
Total noninterest expense$23,375,000875
Salaries and employee benefits$12,923,000886
Premises and equipment expense$2,841,000707
Additional noninterest expense$3,948,000831
Pre-tax net operating income$-56,0004,279
Securities gains (losses)$-295,0004,303
Applicable income taxes$-923,0004,487
Income before extraordinary items$572,0003,587
Extraordinary gains, net$051
Net income$572,0003,627
Minority interest net income$082
Net income of bank and minority interests.$572,0003,590
Net charge-offs$603,000684
Cash dividends$2,825,000954
Sale, conversion, retirement of capital stock, net$0527
Net operating income$805,0503,337
2024-06-30 (YTD Data)Rank
Total interest income$26,817,000966
Total interest expense$15,824,000715
Net interest income$10,993,0001,336
Provision for loan and lease losses$362,000981
Total noninterest income$4,145,000857
Gross Fiduciary activities income$566,000532
Service charges on deposit accounts$1,042,000532
Trading account gains and fees$0145
Additional Noninterest Income$2,537,000853
Total noninterest expense$15,382,000889
Salaries and employee benefits$8,435,000908
Premises and equipment expense$1,884,000713
Additional noninterest expense$2,537,000853
Pre-tax net operating income$-606,0004,454
Securities gains (losses)$-270,0004,356
Applicable income taxes$-761,0004,520
Income before extraordinary items$-115,0004,342
Extraordinary gains, net$052
Net income$-115,0004,342
Minority interest net income$084
Net income of bank and minority interests.$-115,0004,344
Net charge-offs$205,000803
Cash dividends$1,883,000968
Sale, conversion, retirement of capital stock, net$0496
Net operating income$98,3004,074
2024-03-31 (YTD Data)Rank
Total interest income$13,377,000966
Total interest expense$7,913,000717
Net interest income$5,464,0001,348
Provision for loan and lease losses$02,578
Total noninterest income$1,861,000919
Gross Fiduciary activities income$274,000505
Service charges on deposit accounts$521,000528
Trading account gains and fees$0121
Additional Noninterest Income$1,066,000953
Total noninterest expense$8,073,000854
Salaries and employee benefits$4,524,000855
Premises and equipment expense$947,000723
Additional noninterest expense$1,066,000953
Pre-tax net operating income$-748,0004,516
Securities gains (losses)$-192,0004,424
Applicable income taxes$-343,0004,526
Income before extraordinary items$-597,0004,491
Extraordinary gains, net$051
Net income$-597,0004,491
Minority interest net income$072
Net income of bank and minority interests.$-597,0004,491
Net charge-offs$36,0001,053
Cash dividends$942,000886
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-445,3204,482
2023-12-31 (YTD Data)Rank
Total interest income$49,934,000936
Total interest expense$24,478,000685
Net interest income$25,456,0001,185
Provision for loan and lease losses$700,0001,038
Total noninterest income$7,984,000875
Gross Fiduciary activities income$1,114,000488
Service charges on deposit accounts$2,039,000545
Trading account gains and fees$0123
Additional Noninterest Income$4,831,000894
Total noninterest expense$29,437,000904
Salaries and employee benefits$16,499,000897
Premises and equipment expense$4,137,000654
Additional noninterest expense$4,831,000894
Pre-tax net operating income$3,303,0002,400
Securities gains (losses)$41,000443
Applicable income taxes$-536,0004,515
Income before extraordinary items$3,880,0002,025
Extraordinary gains, net$054
Net income$3,880,0002,049
Minority interest net income$088
Net income of bank and minority interests.$3,880,0002,028
Net charge-offs$593,000694
Cash dividends$3,768,0001,000
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,839,0002,065
2023-09-30 (YTD Data)Rank
Total interest income$36,954,000931
Total interest expense$16,999,000682
Net interest income$19,955,0001,150
Provision for loan and lease losses$554,000945
Total noninterest income$6,078,000873
Gross Fiduciary activities income$803,000488
Service charges on deposit accounts$1,475,000562
Trading account gains and fees$0125
Additional Noninterest Income$3,800,000888
Total noninterest expense$21,877,000917
Salaries and employee benefits$12,324,000908
Premises and equipment expense$3,301,000626
Additional noninterest expense$3,800,000888
Pre-tax net operating income$3,602,0002,016
Securities gains (losses)$-471,0004,364
Applicable income taxes$-256,0004,538
Income before extraordinary items$3,387,0001,914
Extraordinary gains, net$052
Net income$3,387,0001,931
Minority interest net income$081
Net income of bank and minority interests.$3,387,0001,914
Net charge-offs$339,000690
Cash dividends$2,826,000927
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,858,0001,778
2023-06-30 (YTD Data)Rank
Total interest income$24,317,000903
Total interest expense$10,230,000675
Net interest income$14,087,0001,115
Provision for loan and lease losses$341,000961
Total noninterest income$4,255,000819
Gross Fiduciary activities income$545,000482
Service charges on deposit accounts$922,000586
Trading account gains and fees$0112
Additional Noninterest Income$2,788,000785
Total noninterest expense$14,428,000907
Salaries and employee benefits$8,157,000901
Premises and equipment expense$2,294,000586
Additional noninterest expense$2,788,000785
Pre-tax net operating income$3,573,0001,568
Securities gains (losses)$-397,0004,454
Applicable income taxes$110,0002,499
Income before extraordinary items$3,066,0001,548
Extraordinary gains, net$051
Net income$3,066,0001,566
Minority interest net income$081
Net income of bank and minority interests.$3,066,0001,548
Net charge-offs$139,000806
Cash dividends$1,885,000936
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,451,0901,417
2023-03-31 (YTD Data)Rank
Total interest income$11,937,000910
Total interest expense$4,451,000673
Net interest income$7,486,0001,053
Provision for loan and lease losses$150,0001,007
Total noninterest income$2,146,000790
Gross Fiduciary activities income$265,000495
Service charges on deposit accounts$447,000618
Trading account gains and fees$097
Additional Noninterest Income$1,434,000761
Total noninterest expense$7,165,000924
Salaries and employee benefits$4,107,000916
Premises and equipment expense$1,151,000614
Additional noninterest expense$1,434,000761
Pre-tax net operating income$2,317,0001,299
Securities gains (losses)$-273,0004,484
Applicable income taxes$75,0002,352
Income before extraordinary items$1,969,0001,308
Extraordinary gains, net$04
Net income$1,969,0001,307
Minority interest net income$048
Net income of bank and minority interests.$1,969,0001,308
Net charge-offs$86,000636
Cash dividends$942,000867
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,231,0801,197
2022-12-31 (YTD Data)Rank
Total interest income$43,161,000844
Total interest expense$7,470,000575
Net interest income$35,691,000883
Provision for loan and lease losses$248,0001,661
Total noninterest income$6,803,000972
Gross Fiduciary activities income$1,029,000504
Service charges on deposit accounts$1,899,000600
Trading account gains and fees$0116
Additional Noninterest Income$3,875,0001,071
Total noninterest expense$28,000,000914
Salaries and employee benefits$16,524,000888
Premises and equipment expense$4,211,000644
Additional noninterest expense$3,875,0001,071
Pre-tax net operating income$14,246,000983
Securities gains (losses)$-171,0004,067
Applicable income taxes$1,802,0001,150
Income before extraordinary items$12,273,000952
Extraordinary gains, net$05
Net income$12,273,000953
Minority interest net income$063
Net income of bank and minority interests.$12,273,000953
Net charge-offs$211,000901
Cash dividends$4,745,000815
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,421,770966
2022-09-30 (YTD Data)Rank
Total interest income$31,242,000840
Total interest expense$4,363,000521
Net interest income$26,879,000873
Provision for loan and lease losses$248,0001,349
Total noninterest income$5,037,0001,008
Gross Fiduciary activities income$765,000514
Service charges on deposit accounts$1,418,000602
Trading account gains and fees$0111
Additional Noninterest Income$2,854,0001,105
Total noninterest expense$20,603,000921
Salaries and employee benefits$12,216,000890
Premises and equipment expense$3,133,000644
Additional noninterest expense$2,854,0001,105
Pre-tax net operating income$11,065,000963
Securities gains (losses)$-319,0004,425
Applicable income taxes$1,403,0001,122
Income before extraordinary items$9,343,000944
Extraordinary gains, net$04
Net income$9,343,000943
Minority interest net income$057
Net income of bank and minority interests.$9,343,000944
Net charge-offs$42,0001,308
Cash dividends$3,803,000712
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,620,530936
2022-06-30 (YTD Data)Rank
Total interest income$20,061,000833
Total interest expense$2,332,000507
Net interest income$17,729,000867
Provision for loan and lease losses$177,0001,216
Total noninterest income$3,240,0001,016
Gross Fiduciary activities income$521,000465
Service charges on deposit accounts$892,000637
Trading account gains and fees$0108
Additional Noninterest Income$1,827,0001,160
Total noninterest expense$13,494,000916
Salaries and employee benefits$7,982,000890
Premises and equipment expense$2,096,000635
Additional noninterest expense$3,416,0001,065
Pre-tax net operating income$7,298,000914
Securities gains (losses)$-270,0004,503
Applicable income taxes$916,0001,075
Income before extraordinary items$6,112,000892
Extraordinary gains, net$04
Net income$6,112,000892
Minority interest net income$060
Net income of bank and minority interests.$6,112,000892
Net charge-offs$8,0001,644
Cash dividends$2,861,000659
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,346,900888
2022-03-31 (YTD Data)Rank
Total interest income$9,717,000834
Total interest expense$1,160,000482
Net interest income$8,557,000874
Provision for loan and lease losses$106,000938
Total noninterest income$1,534,0001,049
Gross Fiduciary activities income$249,000486
Service charges on deposit accounts$429,000660
Trading account gains and fees$0103
Additional Noninterest Income$856,0001,191
Total noninterest expense$6,601,000939
Salaries and employee benefits$3,914,000914
Premises and equipment expense$1,034,000650
Additional noninterest expense$1,653,0001,071
Pre-tax net operating income$3,384,000924
Securities gains (losses)$-84,0004,509
Applicable income taxes$405,0001,099
Income before extraordinary items$2,895,000913
Extraordinary gains, net$04
Net income$2,895,000912
Minority interest net income$050
Net income of bank and minority interests.$2,895,000913
Net charge-offs$32,000818
Cash dividends$1,419,000611
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,968,920910
2021-12-31 (YTD Data)Rank
Total interest income$38,754,000857
Total interest expense$6,271,000436
Net interest income$32,483,000906
Provision for loan and lease losses$1,625,000361
Total noninterest income$6,051,0001,160
Gross Fiduciary activities income$903,000496
Service charges on deposit accounts$1,517,000682
Trading account gains and fees$0132
Additional Noninterest Income$3,631,0001,332
Total noninterest expense$25,190,000978
Salaries and employee benefits$14,666,000952
Premises and equipment expense$3,823,000691
Additional noninterest expense$6,701,0001,052
Pre-tax net operating income$11,719,0001,143
Securities gains (losses)$581,000317
Applicable income taxes$1,469,0001,334
Income before extraordinary items$10,831,0001,081
Extraordinary gains, net$010
Net income$10,831,0001,081
Minority interest net income$074
Net income of bank and minority interests.$10,831,0001,081
Net charge-offs$569,000586
Cash dividends$5,140,000775
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,319,7201,110
2021-09-30 (YTD Data)Rank
Total interest income$29,099,000867
Total interest expense$4,956,000438
Net interest income$24,143,000927
Provision for loan and lease losses$1,050,000415
Total noninterest income$4,525,0001,175
Gross Fiduciary activities income$679,000489
Service charges on deposit accounts$1,103,000694
Trading account gains and fees$0132
Additional Noninterest Income$2,743,0001,374
Total noninterest expense$18,242,0001,003
Salaries and employee benefits$10,721,000984
Premises and equipment expense$2,781,000719
Additional noninterest expense$4,740,0001,097
Pre-tax net operating income$9,376,0001,132
Securities gains (losses)$410,000375
Applicable income taxes$1,254,0001,293
Income before extraordinary items$8,532,0001,075
Extraordinary gains, net$08
Net income$8,532,0001,076
Minority interest net income$069
Net income of bank and minority interests.$8,532,0001,076
Net charge-offs$246,000715
Cash dividends$3,720,000731
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,175,3001,097
2021-06-30 (YTD Data)Rank
Total interest income$19,291,000868
Total interest expense$3,519,000435
Net interest income$15,772,000934
Provision for loan and lease losses$675,000455
Total noninterest income$2,938,0001,200
Gross Fiduciary activities income$439,000495
Service charges on deposit accounts$698,000695
Trading account gains and fees$0133
Additional Noninterest Income$1,801,0001,381
Total noninterest expense$11,827,0001,012
Salaries and employee benefits$6,926,0001,006
Premises and equipment expense$1,826,000733
Additional noninterest expense$3,075,0001,106
Pre-tax net operating income$6,208,0001,118
Securities gains (losses)$392,000320
Applicable income taxes$842,0001,275
Income before extraordinary items$5,758,0001,064
Extraordinary gains, net$06
Net income$5,758,0001,065
Minority interest net income$067
Net income of bank and minority interests.$5,758,0001,065
Net charge-offs$173,000701
Cash dividends$2,311,000759
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,416,9601,097
2021-03-31 (YTD Data)Rank
Total interest income$9,818,000847
Total interest expense$1,893,000432
Net interest income$7,925,000918
Provision for loan and lease losses$350,000490
Total noninterest income$1,366,0001,249
Gross Fiduciary activities income$218,000496
Service charges on deposit accounts$345,000694
Trading account gains and fees$0127
Additional Noninterest Income$803,0001,464
Total noninterest expense$5,838,0001,017
Salaries and employee benefits$3,453,0001,005
Premises and equipment expense$911,000750
Additional noninterest expense$1,474,0001,117
Pre-tax net operating income$3,103,0001,116
Securities gains (losses)$377,000230
Applicable income taxes$454,0001,208
Income before extraordinary items$3,026,0001,015
Extraordinary gains, net$03
Net income$3,026,0001,015
Minority interest net income$055
Net income of bank and minority interests.$3,026,0001,015
Net charge-offs$31,000993
Cash dividends$1,401,000595
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,698,0101,097
2020-12-31 (YTD Data)Rank
Total interest income$39,881,000838
Total interest expense$10,435,000480
Net interest income$29,446,000926
Provision for loan and lease losses$1,535,0001,238
Total noninterest income$5,136,0001,246
Gross Fiduciary activities income$799,000498
Service charges on deposit accounts$1,468,000676
Trading account gains and fees$0133
Additional Noninterest Income$2,869,0001,467
Total noninterest expense$23,153,0001,005
Salaries and employee benefits$13,597,000980
Premises and equipment expense$3,451,000753
Additional noninterest expense$6,105,0001,077
Pre-tax net operating income$9,894,0001,072
Securities gains (losses)$-166,0004,956
Applicable income taxes$906,0001,507
Income before extraordinary items$8,822,0001,068
Extraordinary gains, net$04
Net income$8,822,0001,068
Minority interest net income$072
Net income of bank and minority interests.$8,822,0001,068
Net charge-offs$835,000721
Cash dividends$5,037,000743
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,973,0601,018
2020-09-30 (YTD Data)Rank
Total interest income$29,819,000846
Total interest expense$8,425,000482
Net interest income$21,394,000944
Provision for loan and lease losses$805,0001,543
Total noninterest income$3,775,0001,231
Gross Fiduciary activities income$593,000496
Service charges on deposit accounts$1,077,000690
Trading account gains and fees$0125
Additional Noninterest Income$2,105,0001,437
Total noninterest expense$16,995,0001,006
Salaries and employee benefits$10,073,000979
Premises and equipment expense$2,626,000733
Additional noninterest expense$4,296,0001,123
Pre-tax net operating income$7,369,0001,038
Securities gains (losses)$-595,0004,995
Applicable income taxes$570,0001,636
Income before extraordinary items$6,204,0001,077
Extraordinary gains, net$04
Net income$6,204,0001,077
Minority interest net income$065
Net income of bank and minority interests.$6,204,0001,077
Net charge-offs$542,000716
Cash dividends$3,635,000715
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,751,400973
2020-06-30 (YTD Data)Rank
Total interest income$20,021,000849
Total interest expense$5,735,000513
Net interest income$14,286,000947
Provision for loan and lease losses$505,0001,584
Total noninterest income$2,436,0001,190
Gross Fiduciary activities income$396,000494
Service charges on deposit accounts$734,000679
Trading account gains and fees$0123
Additional Noninterest Income$1,306,0001,431
Total noninterest expense$11,195,0001,002
Salaries and employee benefits$6,595,000988
Premises and equipment expense$1,753,000734
Additional noninterest expense$2,847,0001,119
Pre-tax net operating income$5,022,000949
Securities gains (losses)$-748,0005,014
Applicable income taxes$233,0001,935
Income before extraordinary items$4,041,0001,036
Extraordinary gains, net$04
Net income$4,041,0001,035
Minority interest net income$065
Net income of bank and minority interests.$4,041,0001,036
Net charge-offs$128,0001,233
Cash dividends$2,257,000735
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,751,600864
2020-03-31 (YTD Data)Rank
Total interest income$10,152,000835
Total interest expense$3,040,000540
Net interest income$7,112,000950
Provision for loan and lease losses$135,0001,743
Total noninterest income$1,317,0001,083
Gross Fiduciary activities income$203,000497
Service charges on deposit accounts$463,000650
Trading account gains and fees$0106
Additional Noninterest Income$651,0001,294
Total noninterest expense$5,652,0001,001
Salaries and employee benefits$3,353,000976
Premises and equipment expense$878,000739
Additional noninterest expense$1,421,0001,143
Pre-tax net operating income$2,642,000834
Securities gains (losses)$-793,0005,038
Applicable income taxes$108,0001,879
Income before extraordinary items$1,741,0001,046
Extraordinary gains, net$04
Net income$1,741,0001,045
Minority interest net income$056
Net income of bank and minority interests.$1,741,0001,046
Net charge-offs$61,0001,119
Cash dividends$1,378,000654
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,486,420758
2019-12-31 (YTD Data)Rank
Total interest income$41,221,000830
Total interest expense$12,599,000562
Net interest income$28,622,000935
Provision for loan and lease losses$509,0001,460
Total noninterest income$5,330,0001,086
Gross Fiduciary activities income$701,000523
Service charges on deposit accounts$2,026,000622
Trading account gains and fees$0135
Additional Noninterest Income$2,603,0001,314
Total noninterest expense$21,565,0001,027
Salaries and employee benefits$12,566,000999
Premises and equipment expense$3,128,000814
Additional noninterest expense$5,871,0001,107
Pre-tax net operating income$11,878,000914
Securities gains (losses)$457,000382
Applicable income taxes$1,451,0001,139
Income before extraordinary items$10,884,000882
Extraordinary gains, net$011
Net income$10,884,000883
Minority interest net income$076
Net income of bank and minority interests.$10,884,000883
Net charge-offs$722,000829
Cash dividends$4,461,000876
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,481,840887
2019-09-30 (YTD Data)Rank
Total interest income$30,957,000830
Total interest expense$9,455,000570
Net interest income$21,502,000939
Provision for loan and lease losses$314,0001,568
Total noninterest income$4,042,0001,059
Gross Fiduciary activities income$518,000524
Service charges on deposit accounts$1,502,000624
Trading account gains and fees$0129
Additional Noninterest Income$2,022,0001,279
Total noninterest expense$16,048,0001,031
Salaries and employee benefits$9,301,0001,008
Premises and equipment expense$2,368,000801
Additional noninterest expense$4,379,0001,105
Pre-tax net operating income$9,182,000905
Securities gains (losses)$289,000431
Applicable income taxes$1,155,0001,121
Income before extraordinary items$8,316,000877
Extraordinary gains, net$011
Net income$8,316,000878
Minority interest net income$072
Net income of bank and minority interests.$8,316,000878
Net charge-offs$672,000634
Cash dividends$3,083,000856
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,061,680879
2019-06-30 (YTD Data)Rank
Total interest income$20,517,000831
Total interest expense$6,189,000570
Net interest income$14,328,000936
Provision for loan and lease losses$154,0001,781
Total noninterest income$2,688,0001,037
Gross Fiduciary activities income$336,000534
Service charges on deposit accounts$971,000639
Trading account gains and fees$0131
Additional Noninterest Income$1,381,0001,230
Total noninterest expense$10,743,0001,022
Salaries and employee benefits$6,170,0001,008
Premises and equipment expense$1,569,000816
Additional noninterest expense$3,004,0001,087
Pre-tax net operating income$6,119,000885
Securities gains (losses)$214,000364
Applicable income taxes$786,0001,073
Income before extraordinary items$5,547,000852
Extraordinary gains, net$011
Net income$5,547,000852
Minority interest net income$069
Net income of bank and minority interests.$5,547,000852
Net charge-offs$327,000747
Cash dividends$1,937,000911
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,358,680862
2019-03-31 (YTD Data)Rank
Total interest income$10,143,000837
Total interest expense$2,994,000572
Net interest income$7,149,000938
Provision for loan and lease losses$54,0002,009
Total noninterest income$1,280,0001,043
Gross Fiduciary activities income$165,000534
Service charges on deposit accounts$457,000666
Trading account gains and fees$0126
Additional Noninterest Income$658,0001,221
Total noninterest expense$5,281,0001,038
Salaries and employee benefits$3,011,0001,027
Premises and equipment expense$783,000825
Additional noninterest expense$1,487,0001,082
Pre-tax net operating income$3,094,000856
Securities gains (losses)$95,000288
Applicable income taxes$384,0001,078
Income before extraordinary items$2,805,000819
Extraordinary gains, net$05
Net income$2,805,000819
Minority interest net income$052
Net income of bank and minority interests.$2,805,000818
Net charge-offs$76,0001,020
Cash dividends$1,114,000759
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,721,400826
2018-12-31 (YTD Data)Rank
Total interest income$38,458,000823
Total interest expense$9,905,000526
Net interest income$28,553,000930
Provision for loan and lease losses$320,0001,901
Total noninterest income$5,185,0001,066
Gross Fiduciary activities income$706,000528
Service charges on deposit accounts$1,975,000642
Trading account gains and fees$0126
Additional Noninterest Income$2,504,0001,294
Total noninterest expense$20,444,0001,048
Salaries and employee benefits$11,955,0001,007
Premises and equipment expense$2,909,000857
Additional noninterest expense$5,580,0001,143
Pre-tax net operating income$12,974,000843
Securities gains (losses)$-46,0004,829
Applicable income taxes$1,620,0001,001
Income before extraordinary items$11,308,000829
Extraordinary gains, net$06
Net income$11,308,000827
Minority interest net income$072
Net income of bank and minority interests.$11,308,000828
Net charge-offs$386,0001,135
Cash dividends$3,712,000928
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,348,020823
2018-09-30 (YTD Data)Rank
Total interest income$28,385,000818
Total interest expense$7,077,000510
Net interest income$21,308,000927
Provision for loan and lease losses$210,0001,934
Total noninterest income$3,867,0001,079
Gross Fiduciary activities income$541,000520
Service charges on deposit accounts$1,451,000648
Trading account gains and fees$0138
Additional Noninterest Income$1,875,0001,309
Total noninterest expense$15,291,0001,056
Salaries and employee benefits$8,951,0001,018
Premises and equipment expense$2,217,000848
Additional noninterest expense$4,123,0001,151
Pre-tax net operating income$9,674,000850
Securities gains (losses)$149,000242
Applicable income taxes$1,216,0001,025
Income before extraordinary items$8,607,000816
Extraordinary gains, net$05
Net income$8,607,000815
Minority interest net income$066
Net income of bank and minority interests.$8,607,000815
Net charge-offs$194,0001,278
Cash dividends$2,900,000803
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,475,880827
2018-06-30 (YTD Data)Rank
Total interest income$18,702,000813
Total interest expense$4,488,000499
Net interest income$14,214,000917
Provision for loan and lease losses$130,0001,938
Total noninterest income$2,540,0001,089
Gross Fiduciary activities income$375,000510
Service charges on deposit accounts$940,000666
Trading account gains and fees$0130
Additional Noninterest Income$1,225,0001,336
Total noninterest expense$10,204,0001,048
Salaries and employee benefits$6,003,0001,017
Premises and equipment expense$1,491,000841
Additional noninterest expense$2,710,0001,166
Pre-tax net operating income$6,420,000839
Securities gains (losses)$176,000188
Applicable income taxes$829,000996
Income before extraordinary items$5,767,000797
Extraordinary gains, net$06
Net income$5,767,000796
Minority interest net income$065
Net income of bank and minority interests.$5,767,000796
Net charge-offs$41,0001,877
Cash dividends$1,810,000833
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,613,880815
2018-03-31 (YTD Data)Rank
Total interest income$9,265,000812
Total interest expense$2,161,000491
Net interest income$7,104,000918
Provision for loan and lease losses$60,0001,880
Total noninterest income$1,194,0001,121
Gross Fiduciary activities income$177,000534
Service charges on deposit accounts$458,000683
Trading account gains and fees$0123
Additional Noninterest Income$559,0001,401
Total noninterest expense$5,073,0001,060
Salaries and employee benefits$2,999,0001,034
Premises and equipment expense$751,000845
Additional noninterest expense$1,323,0001,185
Pre-tax net operating income$3,165,000822
Securities gains (losses)$83,000184
Applicable income taxes$412,000986
Income before extraordinary items$2,836,000781
Extraordinary gains, net$07
Net income$2,836,000781
Minority interest net income$052
Net income of bank and minority interests.$2,836,000781
Net charge-offs$28,0001,485
Cash dividends$1,019,000697
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,763,790796
2017-12-31 (YTD Data)Rank
Total interest income$35,705,000796
Total interest expense$7,907,000450
Net interest income$27,798,000904
Provision for loan and lease losses$1,123,000824
Total noninterest income$5,097,0001,107
Gross Fiduciary activities income$676,000528
Service charges on deposit accounts$1,957,000652
Trading account gains and fees$0151
Additional Noninterest Income$2,464,0001,334
Total noninterest expense$20,061,0001,046
Salaries and employee benefits$11,325,0001,053
Premises and equipment expense$2,974,000829
Additional noninterest expense$5,762,0001,112
Pre-tax net operating income$11,711,000872
Securities gains (losses)$1,842,00097
Applicable income taxes$3,892,000795
Income before extraordinary items$9,661,000771
Extraordinary gains, net$09
Net income$9,661,000771
Minority interest net income$076
Net income of bank and minority interests.$9,661,000771
Net charge-offs$1,537,000502
Cash dividends$3,639,000880
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,353,180861
2017-09-30 (YTD Data)Rank
Total interest income$26,469,000806
Total interest expense$5,814,000446
Net interest income$20,655,000914
Provision for loan and lease losses$651,000975
Total noninterest income$3,850,0001,112
Gross Fiduciary activities income$521,000529
Service charges on deposit accounts$1,458,000658
Trading account gains and fees$0145
Additional Noninterest Income$1,871,0001,344
Total noninterest expense$14,655,0001,079
Salaries and employee benefits$8,397,0001,070
Premises and equipment expense$2,181,000848
Additional noninterest expense$4,077,0001,161
Pre-tax net operating income$9,199,000843
Securities gains (losses)$951,000135
Applicable income taxes$2,249,000855
Income before extraordinary items$7,901,000777
Extraordinary gains, net$09
Net income$7,901,000776
Minority interest net income$071
Net income of bank and minority interests.$7,901,000777
Net charge-offs$927,000521
Cash dividends$2,868,000795
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,159,220830
2017-06-30 (YTD Data)Rank
Total interest income$17,426,000810
Total interest expense$3,823,000441
Net interest income$13,603,000921
Provision for loan and lease losses$369,0001,041
Total noninterest income$2,562,0001,118
Gross Fiduciary activities income$356,000527
Service charges on deposit accounts$949,000662
Trading account gains and fees$0139
Additional Noninterest Income$1,257,0001,333
Total noninterest expense$9,720,0001,087
Salaries and employee benefits$5,566,0001,081
Premises and equipment expense$1,458,000854
Additional noninterest expense$2,696,0001,169
Pre-tax net operating income$6,076,000831
Securities gains (losses)$609,000132
Applicable income taxes$1,551,000808
Income before extraordinary items$5,134,000782
Extraordinary gains, net$011
Net income$5,134,000782
Minority interest net income$071
Net income of bank and minority interests.$5,134,000782
Net charge-offs$702,000445
Cash dividends$1,655,000885
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,665,070839
2017-03-31 (YTD Data)Rank
Total interest income$8,619,000818
Total interest expense$1,904,000430
Net interest income$6,715,000930
Provision for loan and lease losses$149,0001,206
Total noninterest income$1,208,0001,151
Gross Fiduciary activities income$166,000551
Service charges on deposit accounts$457,000693
Trading account gains and fees$0142
Additional Noninterest Income$585,0001,382
Total noninterest expense$4,793,0001,103
Salaries and employee benefits$2,772,0001,093
Premises and equipment expense$725,000865
Additional noninterest expense$1,296,0001,206
Pre-tax net operating income$2,981,000817
Securities gains (losses)$367,000111
Applicable income taxes$792,000776
Income before extraordinary items$2,556,000761
Extraordinary gains, net$08
Net income$2,556,000761
Minority interest net income$055
Net income of bank and minority interests.$2,556,000761
Net charge-offs$86,0001,009
Cash dividends$942,000782
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,277,080823
2016-12-31 (YTD Data)Rank
Total interest income$33,870,000795
Total interest expense$7,608,000392
Net interest income$26,262,000914
Provision for loan and lease losses$644,0001,251
Total noninterest income$4,831,0001,176
Gross Fiduciary activities income$579,000564
Service charges on deposit accounts$1,905,000686
Trading account gains and fees$0170
Additional Noninterest Income$2,347,0001,430
Total noninterest expense$18,690,0001,117
Salaries and employee benefits$10,780,0001,075
Premises and equipment expense$2,839,000870
Additional noninterest expense$5,071,0001,244
Pre-tax net operating income$11,759,000800
Securities gains (losses)$1,596,000153
Applicable income taxes$3,063,000767
Income before extraordinary items$10,292,000751
Extraordinary gains, net$05
Net income$10,292,000750
Minority interest net income$082
Net income of bank and minority interests.$10,292,000750
Net charge-offs$445,0001,167
Cash dividends$3,278,000958
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,063,080813
2016-09-30 (YTD Data)Rank
Total interest income$25,435,000787
Total interest expense$5,651,000394
Net interest income$19,784,000904
Provision for loan and lease losses$482,0001,176
Total noninterest income$3,644,0001,170
Gross Fiduciary activities income$438,000557
Service charges on deposit accounts$1,404,000697
Trading account gains and fees$0169
Additional Noninterest Income$1,802,0001,407
Total noninterest expense$14,011,0001,116
Salaries and employee benefits$8,069,0001,087
Premises and equipment expense$2,162,000858
Additional noninterest expense$3,780,0001,255
Pre-tax net operating income$8,935,000797
Securities gains (losses)$1,195,000164
Applicable income taxes$2,348,000784
Income before extraordinary items$7,782,000740
Extraordinary gains, net$05
Net income$7,782,000740
Minority interest net income$071
Net income of bank and minority interests.$7,782,000740
Net charge-offs$326,0001,071
Cash dividends$2,597,000853
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,861,850802
2016-06-30 (YTD Data)Rank
Total interest income$17,006,000787
Total interest expense$3,745,000391
Net interest income$13,261,000900
Provision for loan and lease losses$325,0001,174
Total noninterest income$2,372,0001,171
Gross Fiduciary activities income$281,000571
Service charges on deposit accounts$915,000690
Trading account gains and fees$0157
Additional Noninterest Income$1,176,0001,393
Total noninterest expense$9,340,0001,109
Salaries and employee benefits$5,387,0001,085
Premises and equipment expense$1,439,000868
Additional noninterest expense$2,514,0001,262
Pre-tax net operating income$5,968,000785
Securities gains (losses)$756,000189
Applicable income taxes$1,566,000776
Income before extraordinary items$5,158,000735
Extraordinary gains, net$016
Net income$5,158,000734
Minority interest net income$071
Net income of bank and minority interests.$5,158,000734
Net charge-offs$222,0001,052
Cash dividends$1,587,000920
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,575,880790
2016-03-31 (YTD Data)Rank
Total interest income$8,561,000780
Total interest expense$1,896,000384
Net interest income$6,665,000889
Provision for loan and lease losses$170,0001,076
Total noninterest income$1,178,0001,156
Gross Fiduciary activities income$149,000567
Service charges on deposit accounts$438,000716
Trading account gains and fees$0142
Additional Noninterest Income$591,0001,360
Total noninterest expense$4,635,0001,118
Salaries and employee benefits$2,680,0001,098
Premises and equipment expense$709,000882
Additional noninterest expense$1,246,0001,264
Pre-tax net operating income$3,038,000753
Securities gains (losses)$322,000197
Applicable income taxes$785,000756
Income before extraordinary items$2,575,000712
Extraordinary gains, net$012
Net income$2,575,000711
Minority interest net income$062
Net income of bank and minority interests.$2,575,000712
Net charge-offs$99,0001,018
Cash dividends$938,000788
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,327,060762
2015-12-31 (YTD Data)Rank
Total interest income$33,363,000768
Total interest expense$7,494,000363
Net interest income$25,869,000881
Provision for loan and lease losses$1,604,000543
Total noninterest income$4,593,0001,193
Gross Fiduciary activities income$546,000577
Service charges on deposit accounts$1,795,000741
Trading account gains and fees$0159
Additional Noninterest Income$2,252,0001,402
Total noninterest expense$18,471,0001,100
Salaries and employee benefits$10,122,0001,108
Premises and equipment expense$2,719,000903
Additional noninterest expense$5,630,0001,147
Pre-tax net operating income$10,387,000869
Securities gains (losses)$2,628,00079
Applicable income taxes$3,044,000743
Income before extraordinary items$9,971,000737
Extraordinary gains, net$023
Net income$9,971,000737
Minority interest net income$081
Net income of bank and minority interests.$9,971,000737
Net charge-offs$1,236,000577
Cash dividends$3,167,000933
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,947,440882
2015-09-30 (YTD Data)Rank
Total interest income$24,867,000777
Total interest expense$5,595,000362
Net interest income$19,272,000893
Provision for loan and lease losses$1,380,000450
Total noninterest income$3,390,0001,210
Gross Fiduciary activities income$407,000579
Service charges on deposit accounts$1,327,000753
Trading account gains and fees$0153
Additional Noninterest Income$1,656,0001,430
Total noninterest expense$13,834,0001,103
Salaries and employee benefits$7,498,0001,134
Premises and equipment expense$2,050,000909
Additional noninterest expense$4,286,0001,135
Pre-tax net operating income$7,448,000909
Securities gains (losses)$2,530,00067
Applicable income taxes$2,393,000741
Income before extraordinary items$7,585,000731
Extraordinary gains, net$021
Net income$7,585,000729
Minority interest net income$078
Net income of bank and minority interests.$7,585,000731
Net charge-offs$696,000681
Cash dividends$2,532,000816
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,662,200912
2015-06-30 (YTD Data)Rank
Total interest income$16,612,000771
Total interest expense$3,710,000366
Net interest income$12,902,000881
Provision for loan and lease losses$665,000602
Total noninterest income$2,224,0001,239
Gross Fiduciary activities income$255,000603
Service charges on deposit accounts$864,000759
Trading account gains and fees$0157
Additional Noninterest Income$1,105,0001,451
Total noninterest expense$8,825,0001,147
Salaries and employee benefits$4,991,0001,137
Premises and equipment expense$1,363,000904
Additional noninterest expense$2,471,0001,284
Pre-tax net operating income$5,636,000803
Securities gains (losses)$950,000151
Applicable income taxes$1,563,000752
Income before extraordinary items$5,023,000730
Extraordinary gains, net$022
Net income$5,023,000729
Minority interest net income$075
Net income of bank and minority interests.$5,023,000730
Net charge-offs$368,000803
Cash dividends$1,666,000830
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,301,000816
2015-03-31 (YTD Data)Rank
Total interest income$8,385,000758
Total interest expense$1,854,000373
Net interest income$6,531,000859
Provision for loan and lease losses$230,000802
Total noninterest income$1,059,0001,237
Gross Fiduciary activities income$126,000606
Service charges on deposit accounts$407,000778
Trading account gains and fees$0152
Additional Noninterest Income$526,0001,450
Total noninterest expense$4,347,0001,172
Salaries and employee benefits$2,483,0001,142
Premises and equipment expense$676,000921
Additional noninterest expense$1,188,0001,314
Pre-tax net operating income$3,013,000746
Securities gains (losses)$276,000279
Applicable income taxes$783,000746
Income before extraordinary items$2,506,000709
Extraordinary gains, net$013
Net income$2,506,000706
Minority interest net income$064
Net income of bank and minority interests.$2,506,000709
Net charge-offs$206,000707
Cash dividends$1,051,000624
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,296,240737
2014-12-31 (YTD Data)Rank
Total interest income$33,503,000755
Total interest expense$7,607,000366
Net interest income$25,896,000853
Provision for loan and lease losses$878,000966
Total noninterest income$4,385,0001,202
Gross Fiduciary activities income$470,000626
Service charges on deposit accounts$1,816,000754
Trading account gains and fees$0180
Additional Noninterest Income$2,099,0001,406
Total noninterest expense$17,153,0001,165
Salaries and employee benefits$9,688,0001,120
Premises and equipment expense$2,612,000932
Additional noninterest expense$4,853,0001,332
Pre-tax net operating income$12,250,000689
Securities gains (losses)$367,000529
Applicable income taxes$2,923,000736
Income before extraordinary items$9,694,000707
Extraordinary gains, net$017
Net income$9,694,000707
Minority interest net income$084
Net income of bank and minority interests.$9,694,000707
Net charge-offs$730,0001,131
Cash dividends$2,842,000970
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,411,410711
2014-09-30 (YTD Data)Rank
Total interest income$25,110,000751
Total interest expense$5,686,000367
Net interest income$19,424,000854
Provision for loan and lease losses$648,000943
Total noninterest income$3,252,0001,217
Gross Fiduciary activities income$350,000619
Service charges on deposit accounts$1,341,000763
Trading account gains and fees$0174
Additional Noninterest Income$1,561,0001,411
Total noninterest expense$12,766,0001,186
Salaries and employee benefits$7,224,0001,132
Premises and equipment expense$1,954,000935
Additional noninterest expense$3,588,0001,345
Pre-tax net operating income$9,262,000683
Securities gains (losses)$284,000498
Applicable income taxes$2,249,000728
Income before extraordinary items$7,297,000699
Extraordinary gains, net$015
Net income$7,297,000696
Minority interest net income$081
Net income of bank and minority interests.$7,297,000697
Net charge-offs$528,0001,110
Cash dividends$2,071,000898
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,081,160706
2014-06-30 (YTD Data)Rank
Total interest income$16,765,000751
Total interest expense$3,782,000365
Net interest income$12,983,000846
Provision for loan and lease losses$403,000994
Total noninterest income$2,123,0001,230
Gross Fiduciary activities income$235,000623
Service charges on deposit accounts$864,000777
Trading account gains and fees$0172
Additional Noninterest Income$1,024,0001,424
Total noninterest expense$8,480,0001,184
Salaries and employee benefits$4,798,0001,133
Premises and equipment expense$1,293,000951
Additional noninterest expense$2,389,0001,344
Pre-tax net operating income$6,223,000665
Securities gains (losses)$119,000703
Applicable income taxes$1,510,000715
Income before extraordinary items$4,832,000678
Extraordinary gains, net$020
Net income$4,832,000676
Minority interest net income$080
Net income of bank and minority interests.$4,832,000678
Net charge-offs$231,0001,474
Cash dividends$1,307,000932
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,741,560673
2014-03-31 (YTD Data)Rank
Total interest income$8,393,000748
Total interest expense$1,899,000362
Net interest income$6,494,000843
Provision for loan and lease losses$165,0001,131
Total noninterest income$1,036,0001,213
Gross Fiduciary activities income$110,000637
Service charges on deposit accounts$415,000789
Trading account gains and fees$0147
Additional Noninterest Income$511,0001,398
Total noninterest expense$4,239,0001,199
Salaries and employee benefits$2,404,0001,145
Premises and equipment expense$652,000974
Additional noninterest expense$1,183,0001,348
Pre-tax net operating income$3,126,000649
Securities gains (losses)$44,000694
Applicable income taxes$747,000695
Income before extraordinary items$2,423,000653
Extraordinary gains, net$016
Net income$2,423,000653
Minority interest net income$066
Net income of bank and minority interests.$2,423,000654
Net charge-offs$42,0002,002
Cash dividends$768,000757
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,389,560652
2013-12-31 (YTD Data)Rank
Total interest income$32,268,000768
Total interest expense$8,237,000381
Net interest income$24,031,000892
Provision for loan and lease losses$815,0001,301
Total noninterest income$4,160,0001,288
Gross Fiduciary activities income$417,000641
Service charges on deposit accounts$1,841,000759
Trading account gains and fees$0184
Additional Noninterest Income$1,902,0001,567
Total noninterest expense$16,192,0001,243
Salaries and employee benefits$9,073,0001,195
Premises and equipment expense$2,437,000986
Additional noninterest expense$4,682,0001,423
Pre-tax net operating income$11,184,000708
Securities gains (losses)$642,000359
Applicable income taxes$2,701,000720
Income before extraordinary items$9,125,000706
Extraordinary gains, net$029
Net income$9,125,000706
Minority interest net income$090
Net income of bank and minority interests.$9,125,000706
Net charge-offs$472,0002,073
Cash dividends$2,440,0001,026
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,630,660717
2013-09-30 (YTD Data)Rank
Total interest income$23,789,000784
Total interest expense$6,209,000384
Net interest income$17,580,000919
Provision for loan and lease losses$565,0001,394
Total noninterest income$3,077,0001,329
Gross Fiduciary activities income$312,000642
Service charges on deposit accounts$1,365,000769
Trading account gains and fees$0180
Additional Noninterest Income$1,400,0001,632
Total noninterest expense$11,891,0001,268
Salaries and employee benefits$6,688,0001,214
Premises and equipment expense$1,796,0001,006
Additional noninterest expense$3,407,0001,453
Pre-tax net operating income$8,201,000725
Securities gains (losses)$645,000327
Applicable income taxes$2,076,000708
Income before extraordinary items$6,770,000714
Extraordinary gains, net$025
Net income$6,770,000715
Minority interest net income$084
Net income of bank and minority interests.$6,770,000716
Net charge-offs$450,0001,706
Cash dividends$1,179,0001,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,273,350741
2013-06-30 (YTD Data)Rank
Total interest income$15,727,000786
Total interest expense$4,155,000391
Net interest income$11,572,000920
Provision for loan and lease losses$375,0001,435
Total noninterest income$2,016,0001,351
Gross Fiduciary activities income$205,000653
Service charges on deposit accounts$886,000779
Trading account gains and fees$0157
Additional Noninterest Income$925,0001,677
Total noninterest expense$7,814,0001,282
Salaries and employee benefits$4,420,0001,215
Premises and equipment expense$1,174,0001,021
Additional noninterest expense$2,220,0001,466
Pre-tax net operating income$5,399,000716
Securities gains (losses)$505,000366
Applicable income taxes$1,424,000705
Income before extraordinary items$4,480,000720
Extraordinary gains, net$022
Net income$4,480,000721
Minority interest net income$082
Net income of bank and minority interests.$4,480,000722
Net charge-offs$405,0001,436
Cash dividends$1,179,000951
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,096,200727
2013-03-31 (YTD Data)Rank
Total interest income$7,885,000788
Total interest expense$2,108,000397
Net interest income$5,777,000928
Provision for loan and lease losses$150,0001,610
Total noninterest income$972,0001,386
Gross Fiduciary activities income$94,000670
Service charges on deposit accounts$431,000791
Trading account gains and fees$0148
Additional Noninterest Income$447,0001,705
Total noninterest expense$3,847,0001,308
Salaries and employee benefits$2,200,0001,229
Premises and equipment expense$583,0001,053
Additional noninterest expense$1,064,0001,525
Pre-tax net operating income$2,752,000704
Securities gains (losses)$247,000389
Applicable income taxes$739,000676
Income before extraordinary items$2,260,000698
Extraordinary gains, net$010
Net income$2,260,000697
Minority interest net income$076
Net income of bank and minority interests.$2,260,000699
Net charge-offs$195,0001,379
Cash dividends$200,0001,609
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,074,750717
2012-12-31 (YTD Data)Rank
Total interest income$32,296,000813
Total interest expense$9,293,000445
Net interest income$23,003,000946
Provision for loan and lease losses$400,0003,016
Total noninterest income$4,116,0001,305
Gross Fiduciary activities income$378,000661
Service charges on deposit accounts$1,904,000750
Trading account gains and fees$0166
Additional Noninterest Income$1,834,0001,617
Total noninterest expense$14,992,0001,330
Salaries and employee benefits$8,314,0001,256
Premises and equipment expense$2,279,0001,045
Additional noninterest expense$4,399,0001,529
Pre-tax net operating income$11,727,000628
Securities gains (losses)$-314,0006,986
Applicable income taxes$2,762,000657
Income before extraordinary items$8,651,000693
Extraordinary gains, net$029
Net income$8,651,000692
Minority interest net income$093
Net income of bank and minority interests.$8,651,000693
Net charge-offs$191,0003,810
Cash dividends$2,216,0001,130
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,889,640652
2012-09-30 (YTD Data)Rank
Total interest income$24,301,000824
Total interest expense$7,010,000462
Net interest income$17,291,000950
Provision for loan and lease losses$310,0002,930
Total noninterest income$3,047,0001,324
Gross Fiduciary activities income$287,000658
Service charges on deposit accounts$1,399,000777
Trading account gains and fees$0157
Additional Noninterest Income$1,361,0001,620
Total noninterest expense$11,121,0001,339
Salaries and employee benefits$6,166,0001,273
Premises and equipment expense$1,718,0001,044
Additional noninterest expense$3,237,0001,551
Pre-tax net operating income$8,907,000637
Securities gains (losses)$-223,0007,071
Applicable income taxes$2,126,000665
Income before extraordinary items$6,558,000707
Extraordinary gains, net$020
Net income$6,558,000707
Minority interest net income$086
Net income of bank and minority interests.$6,558,000708
Net charge-offs$148,0003,611
Cash dividends$1,261,0001,134
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,727,480662
2012-06-30 (YTD Data)Rank
Total interest income$16,201,000827
Total interest expense$4,718,000481
Net interest income$11,483,000962
Provision for loan and lease losses$220,0002,858
Total noninterest income$1,962,0001,348
Gross Fiduciary activities income$185,000671
Service charges on deposit accounts$914,000774
Trading account gains and fees$0153
Additional Noninterest Income$863,0001,677
Total noninterest expense$7,398,0001,344
Salaries and employee benefits$4,106,0001,270
Premises and equipment expense$1,143,0001,034
Additional noninterest expense$2,149,0001,578
Pre-tax net operating income$5,827,000637
Securities gains (losses)$-21,0006,986
Applicable income taxes$1,466,000652
Income before extraordinary items$4,340,000702
Extraordinary gains, net$019
Net income$4,340,000700
Minority interest net income$084
Net income of bank and minority interests.$4,340,000702
Net charge-offs$105,0003,358
Cash dividends$1,261,000809
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,355,750670
2012-03-31 (YTD Data)Rank
Total interest income$8,203,000826
Total interest expense$2,390,000485
Net interest income$5,813,000943
Provision for loan and lease losses$160,0002,234
Total noninterest income$959,0001,363
Gross Fiduciary activities income$93,000669
Service charges on deposit accounts$447,000781
Trading account gains and fees$0148
Additional Noninterest Income$419,0001,697
Total noninterest expense$3,658,0001,358
Salaries and employee benefits$2,053,0001,266
Premises and equipment expense$573,0001,036
Additional noninterest expense$1,032,0001,606
Pre-tax net operating income$2,954,000629
Securities gains (losses)$-51,0007,169
Applicable income taxes$739,000636
Income before extraordinary items$2,164,000702
Extraordinary gains, net$019
Net income$2,164,000703
Minority interest net income$078
Net income of bank and minority interests.$2,164,000703
Net charge-offs$93,0002,501
Cash dividends$150,0001,779
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,202,250663
2011-12-31 (YTD Data)Rank
Total interest income$31,998,000870
Total interest expense$9,925,000574
Net interest income$22,073,000996
Provision for loan and lease losses$823,0002,703
Total noninterest income$3,842,0001,262
Gross Fiduciary activities income$337,000644
Service charges on deposit accounts$1,845,000791
Trading account gains and fees$0146
Additional Noninterest Income$1,660,0001,534
Total noninterest expense$14,200,0001,375
Salaries and employee benefits$7,733,0001,274
Premises and equipment expense$2,187,0001,140
Additional noninterest expense$4,280,0001,596
Pre-tax net operating income$10,892,000570
Securities gains (losses)$-660,0007,258
Applicable income taxes$2,568,000646
Income before extraordinary items$7,664,000674
Extraordinary gains, net$029
Net income$7,664,000673
Minority interest net income$096
Net income of bank and minority interests.$7,664,000674
Net charge-offs$415,0003,396
Cash dividends$1,749,0001,082
Sale, conversion, retirement of capital stock, net$523,000404
Net operating income$8,159,000606
2011-09-30 (YTD Data)Rank
Total interest income$23,944,000885
Total interest expense$7,445,000602
Net interest income$16,499,0001,004
Provision for loan and lease losses$570,0002,689
Total noninterest income$2,849,0001,266
Gross Fiduciary activities income$255,000630
Service charges on deposit accounts$1,370,000811
Trading account gains and fees$0145
Additional Noninterest Income$1,224,0001,540
Total noninterest expense$10,630,0001,381
Salaries and employee benefits$5,719,0001,298
Premises and equipment expense$1,691,0001,129
Additional noninterest expense$3,220,0001,588
Pre-tax net operating income$8,148,000597
Securities gains (losses)$-470,0007,338
Applicable income taxes$1,951,000631
Income before extraordinary items$5,727,000692
Extraordinary gains, net$021
Net income$5,727,000690
Minority interest net income$087
Net income of bank and minority interests.$5,727,000692
Net charge-offs$221,0003,601
Cash dividends$803,0001,348
Sale, conversion, retirement of capital stock, net$523,000338
Net operating income$6,079,500634
2011-06-30 (YTD Data)Rank
Total interest income$15,815,000908
Total interest expense$4,957,000633
Net interest income$10,858,0001,021
Provision for loan and lease losses$390,0002,626
Total noninterest income$1,871,0001,290
Gross Fiduciary activities income$170,000638
Service charges on deposit accounts$898,000815
Trading account gains and fees$0153
Additional Noninterest Income$803,0001,563
Total noninterest expense$7,046,0001,406
Salaries and employee benefits$3,776,0001,324
Premises and equipment expense$1,134,0001,123
Additional noninterest expense$2,136,0001,614
Pre-tax net operating income$5,293,000599
Securities gains (losses)$-244,0007,396
Applicable income taxes$1,290,000623
Income before extraordinary items$3,759,000693
Extraordinary gains, net$015
Net income$3,759,000692
Minority interest net income$089
Net income of bank and minority interests.$3,759,000693
Net charge-offs$123,0003,638
Cash dividends$803,000973
Sale, conversion, retirement of capital stock, net$523,000219
Net operating income$3,939,560638
2011-03-31 (YTD Data)Rank
Total interest income$7,766,000938
Total interest expense$2,489,000660
Net interest income$5,277,0001,045
Provision for loan and lease losses$170,0002,631
Total noninterest income$914,0001,297
Gross Fiduciary activities income$84,000648
Service charges on deposit accounts$428,000838
Trading account gains and fees$0158
Additional Noninterest Income$402,0001,567
Total noninterest expense$3,495,0001,415
Salaries and employee benefits$1,856,0001,366
Premises and equipment expense$562,0001,172
Additional noninterest expense$1,077,0001,612
Pre-tax net operating income$2,526,000640
Securities gains (losses)$-105,0007,406
Applicable income taxes$634,000608
Income before extraordinary items$1,787,000725
Extraordinary gains, net$09
Net income$1,787,000725
Minority interest net income$086
Net income of bank and minority interests.$1,787,000725
Net charge-offs$57,0003,235
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$523,000129
Net operating income$1,864,700685
2010-12-31 (YTD Data)Rank
Total interest income$30,773,000993
Total interest expense$10,850,000747
Net interest income$19,923,0001,124
Provision for loan and lease losses$735,0003,523
Total noninterest income$3,890,0001,294
Gross Fiduciary activities income$381,000618
Service charges on deposit accounts$2,048,000736
Trading account gains and fees$0175
Additional Noninterest Income$1,461,0001,732
Total noninterest expense$13,462,0001,471
Salaries and employee benefits$7,217,0001,359
Premises and equipment expense$2,017,0001,286
Additional noninterest expense$4,228,0001,701
Pre-tax net operating income$9,616,000575
Securities gains (losses)$-953,0007,503
Applicable income taxes$2,196,000685
Income before extraordinary items$6,467,000695
Extraordinary gains, net$029
Net income$6,467,000692
Minority interest net income$0111
Net income of bank and minority interests.$6,467,000696
Net charge-offs$383,0003,982
Cash dividends$1,504,0001,060
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,181,750594
2010-09-30 (YTD Data)Rank
Total interest income$23,163,0001,008
Total interest expense$8,202,000763
Net interest income$14,961,0001,130
Provision for loan and lease losses$585,0003,290
Total noninterest income$2,931,0001,276
Gross Fiduciary activities income$298,000602
Service charges on deposit accounts$1,579,000734
Trading account gains and fees$0165
Additional Noninterest Income$1,054,0001,745
Total noninterest expense$9,961,0001,483
Salaries and employee benefits$5,335,0001,384
Premises and equipment expense$1,549,0001,273
Additional noninterest expense$3,077,0001,726
Pre-tax net operating income$7,346,000584
Securities gains (losses)$-656,0007,612
Applicable income taxes$1,729,000669
Income before extraordinary items$4,961,000702
Extraordinary gains, net$023
Net income$4,961,000702
Minority interest net income$0110
Net income of bank and minority interests.$4,961,000702
Net charge-offs$240,0004,007
Cash dividends$724,0001,373
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,446,440609
2010-06-30 (YTD Data)Rank
Total interest income$15,359,0001,033
Total interest expense$5,506,000792
Net interest income$9,853,0001,145
Provision for loan and lease losses$425,0003,102
Total noninterest income$1,965,0001,243
Gross Fiduciary activities income$215,000587
Service charges on deposit accounts$1,057,000731
Trading account gains and fees$0152
Additional Noninterest Income$693,0001,691
Total noninterest expense$6,587,0001,495
Salaries and employee benefits$3,522,0001,410
Premises and equipment expense$1,032,0001,283
Additional noninterest expense$2,033,0001,737
Pre-tax net operating income$4,806,000574
Securities gains (losses)$-387,0007,663
Applicable income taxes$1,175,000629
Income before extraordinary items$3,244,000694
Extraordinary gains, net$019
Net income$3,244,000693
Minority interest net income$0105
Net income of bank and minority interests.$3,244,000694
Net charge-offs$198,0003,555
Cash dividends$724,000973
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,526,510615
2010-03-31 (YTD Data)Rank
Total interest income$7,594,0001,055
Total interest expense$2,792,000830
Net interest income$4,802,0001,185
Provision for loan and lease losses$220,0002,876
Total noninterest income$952,0001,286
Gross Fiduciary activities income$112,000583
Service charges on deposit accounts$500,000774
Trading account gains and fees$0175
Additional Noninterest Income$340,0001,693
Total noninterest expense$3,260,0001,542
Salaries and employee benefits$1,747,0001,435
Premises and equipment expense$516,0001,323
Additional noninterest expense$997,0001,750
Pre-tax net operating income$2,274,000602
Securities gains (losses)$-139,0007,732
Applicable income taxes$553,000656
Income before extraordinary items$1,582,000699
Extraordinary gains, net$016
Net income$1,582,000701
Minority interest net income$091
Net income of bank and minority interests.$1,582,000703
Net charge-offs$129,0002,883
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,684,860643
2009-12-31 (YTD Data)Rank
Total interest income$29,360,0001,165
Total interest expense$12,534,000944
Net interest income$16,826,0001,321
Provision for loan and lease losses$717,0004,004
Total noninterest income$3,850,0001,339
Gross Fiduciary activities income$405,000594
Service charges on deposit accounts$2,200,000772
Trading account gains and fees$0211
Additional Noninterest Income$1,245,0001,873
Total noninterest expense$12,365,0001,651
Salaries and employee benefits$6,461,0001,545
Premises and equipment expense$1,925,0001,415
Additional noninterest expense$3,979,0001,860
Pre-tax net operating income$7,594,000562
Securities gains (losses)$-432,0007,566
Applicable income taxes$1,795,000615
Income before extraordinary items$5,367,000626
Extraordinary gains, net$034
Net income$5,367,000625
Minority interest net income$0115
Net income of bank and minority interests.$5,367,000627
Net charge-offs$277,0004,599
Cash dividends$1,619,0001,113
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,691,000587
2009-09-30 (YTD Data)Rank
Total interest income$21,729,0001,213
Total interest expense$9,543,000983
Net interest income$12,186,0001,363
Provision for loan and lease losses$465,0003,916
Total noninterest income$2,857,0001,375
Gross Fiduciary activities income$325,000576
Service charges on deposit accounts$1,615,000790
Trading account gains and fees$0212
Additional Noninterest Income$917,0001,939
Total noninterest expense$9,194,0001,652
Salaries and employee benefits$4,772,0001,576
Premises and equipment expense$1,445,0001,424
Additional noninterest expense$2,977,0001,800
Pre-tax net operating income$5,384,000636
Securities gains (losses)$-76,0007,436
Applicable income taxes$1,354,000657
Income before extraordinary items$3,954,000682
Extraordinary gains, net$027
Net income$3,954,000682
Minority interest net income$0118
Net income of bank and minority interests.$3,954,000684
Net charge-offs$165,0004,489
Cash dividends$918,0001,346
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,010,240668
2009-06-30 (YTD Data)Rank
Total interest income$14,177,0001,259
Total interest expense$6,372,0001,038
Net interest income$7,805,0001,429
Provision for loan and lease losses$280,0003,840
Total noninterest income$1,855,0001,422
Gross Fiduciary activities income$247,000555
Service charges on deposit accounts$1,030,000815
Trading account gains and fees$0193
Additional Noninterest Income$578,0002,032
Total noninterest expense$6,128,0001,681
Salaries and employee benefits$3,179,0001,611
Premises and equipment expense$968,0001,447
Additional noninterest expense$1,981,0001,823
Pre-tax net operating income$3,252,000708
Securities gains (losses)$64,0001,749
Applicable income taxes$833,000719
Income before extraordinary items$2,483,000744
Extraordinary gains, net$021
Net income$2,483,000740
Minority interest net income$0112
Net income of bank and minority interests.$2,483,000744
Net charge-offs$128,0003,966
Cash dividends$918,0001,002
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,435,000736
2009-03-31 (YTD Data)Rank
Total interest income$7,037,0001,286
Total interest expense$3,130,0001,096
Net interest income$3,907,0001,418
Provision for loan and lease losses$130,0003,489
Total noninterest income$862,0001,462
Gross Fiduciary activities income$99,000599
Service charges on deposit accounts$494,000828
Trading account gains and fees$0171
Additional Noninterest Income$269,0002,103
Total noninterest expense$2,906,0001,712
Salaries and employee benefits$1,582,0001,638
Premises and equipment expense$492,0001,442
Additional noninterest expense$832,0001,926
Pre-tax net operating income$1,733,000731
Securities gains (losses)$110,000955
Applicable income taxes$455,000743
Income before extraordinary items$1,388,000744
Extraordinary gains, net$015
Net income$1,388,000744
Minority interest net income$0102
Net income of bank and minority interests.$1,388,000746
Net charge-offs$57,0003,422
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,305,500737
2008-12-31 (YTD Data)Rank
Total interest income$28,014,0001,384
Total interest expense$13,807,0001,174
Net interest income$14,207,0001,578
Provision for loan and lease losses$520,0003,745
Total noninterest income$3,879,0001,296
Gross Fiduciary activities income$400,000616
Service charges on deposit accounts$2,286,000766
Trading account gains and fees$0154
Additional Noninterest Income$1,193,0001,884
Total noninterest expense$11,326,0001,717
Salaries and employee benefits$6,096,0001,678
Premises and equipment expense$1,872,0001,481
Additional noninterest expense$3,358,0001,824
Pre-tax net operating income$6,240,000900
Securities gains (losses)$105,0001,094
Applicable income taxes$1,568,000843
Income before extraordinary items$4,777,000848
Extraordinary gains, net$039
Net income$4,777,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0003,729
Cash dividends$1,884,0001,438
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,698,250933
2008-09-30 (YTD Data)Rank
Total interest income$20,889,0001,427
Total interest expense$10,607,0001,192
Net interest income$10,282,0001,640
Provision for loan and lease losses$348,0003,310
Total noninterest income$2,959,0001,321
Gross Fiduciary activities income$313,000610
Service charges on deposit accounts$1,715,000770
Trading account gains and fees$0148
Additional Noninterest Income$931,0001,921
Total noninterest expense$8,406,0001,730
Salaries and employee benefits$4,551,0001,709
Premises and equipment expense$1,430,0001,457
Additional noninterest expense$2,425,0001,825
Pre-tax net operating income$4,487,0001,130
Securities gains (losses)$198,000630
Applicable income taxes$1,163,0001,030
Income before extraordinary items$3,522,0001,049
Extraordinary gains, net$031
Net income$3,522,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,399
Cash dividends$1,227,0001,563
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,373,5001,167
2008-06-30 (YTD Data)Rank
Total interest income$13,814,0001,456
Total interest expense$7,271,0001,210
Net interest income$6,543,0001,714
Provision for loan and lease losses$198,0003,186
Total noninterest income$1,936,0001,361
Gross Fiduciary activities income$218,000615
Service charges on deposit accounts$1,091,000792
Trading account gains and fees$0149
Additional Noninterest Income$627,0001,944
Total noninterest expense$5,586,0001,735
Salaries and employee benefits$3,021,0001,728
Premises and equipment expense$973,0001,425
Additional noninterest expense$1,592,0001,814
Pre-tax net operating income$2,695,0001,297
Securities gains (losses)$259,000509
Applicable income taxes$733,0001,189
Income before extraordinary items$2,221,0001,250
Extraordinary gains, net$021
Net income$2,221,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,288
Cash dividends$1,127,0001,286
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,026,7501,340
2008-03-31 (YTD Data)Rank
Total interest income$6,911,0001,493
Total interest expense$3,761,0001,244
Net interest income$3,150,0001,777
Provision for loan and lease losses$99,0002,759
Total noninterest income$937,0001,398
Gross Fiduciary activities income$112,000624
Service charges on deposit accounts$516,000830
Trading account gains and fees$0158
Additional Noninterest Income$309,0001,933
Total noninterest expense$2,764,0001,742
Salaries and employee benefits$1,505,0001,750
Premises and equipment expense$505,0001,373
Additional noninterest expense$754,0001,866
Pre-tax net operating income$1,224,0001,502
Securities gains (losses)$238,000399
Applicable income taxes$350,0001,318
Income before extraordinary items$1,112,0001,358
Extraordinary gains, net$015
Net income$1,112,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$931,1201,541
2007-12-31 (YTD Data)Rank
Total interest income$27,643,0001,554
Total interest expense$15,006,0001,329
Net interest income$12,637,0001,785
Provision for loan and lease losses$473,0002,425
Total noninterest income$3,717,0001,378
Gross Fiduciary activities income$419,000634
Service charges on deposit accounts$2,092,000853
Trading account gains and fees$0178
Additional Noninterest Income$1,206,0001,970
Total noninterest expense$10,333,0001,792
Salaries and employee benefits$5,701,0001,772
Premises and equipment expense$1,768,0001,510
Additional noninterest expense$2,864,0001,923
Pre-tax net operating income$5,548,0001,506
Securities gains (losses)$248,000401
Applicable income taxes$1,433,0001,454
Income before extraordinary items$4,363,0001,468
Extraordinary gains, net$039
Net income$4,363,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,447
Cash dividends$2,070,0001,561
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,177,0001,503
2007-09-30 (YTD Data)Rank
Total interest income$20,574,0001,571
Total interest expense$11,106,0001,353
Net interest income$9,468,0001,798
Provision for loan and lease losses$355,0002,062
Total noninterest income$2,749,0001,403
Gross Fiduciary activities income$317,000627
Service charges on deposit accounts$1,539,000855
Trading account gains and fees$0184
Additional Noninterest Income$893,0001,983
Total noninterest expense$7,658,0001,791
Salaries and employee benefits$4,260,0001,776
Premises and equipment expense$1,330,0001,496
Additional noninterest expense$2,068,0001,948
Pre-tax net operating income$4,204,0001,604
Securities gains (losses)$155,000414
Applicable income taxes$1,071,0001,562
Income before extraordinary items$3,288,0001,540
Extraordinary gains, net$033
Net income$3,288,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0001,863
Cash dividends$1,454,0001,559
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,171,7501,581
2007-06-30 (YTD Data)Rank
Total interest income$13,573,0001,602
Total interest expense$7,262,0001,385
Net interest income$6,311,0001,823
Provision for loan and lease losses$235,0001,938
Total noninterest income$1,795,0001,441
Gross Fiduciary activities income$215,000633
Service charges on deposit accounts$999,000896
Trading account gains and fees$0168
Additional Noninterest Income$581,0002,027
Total noninterest expense$5,030,0001,832
Salaries and employee benefits$2,801,0001,838
Premises and equipment expense$885,0001,519
Additional noninterest expense$1,344,0002,006
Pre-tax net operating income$2,841,0001,629
Securities gains (losses)$101,000409
Applicable income taxes$730,0001,603
Income before extraordinary items$2,212,0001,583
Extraordinary gains, net$029
Net income$2,212,0001,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,712
Cash dividends$1,104,0001,404
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,136,2501,609
2007-03-31 (YTD Data)Rank
Total interest income$6,716,0001,618
Total interest expense$3,566,0001,393
Net interest income$3,150,0001,826
Provision for loan and lease losses$120,0001,752
Total noninterest income$883,0001,433
Gross Fiduciary activities income$105,000646
Service charges on deposit accounts$480,000900
Trading account gains and fees$0195
Additional Noninterest Income$298,0001,969
Total noninterest expense$2,478,0001,862
Salaries and employee benefits$1,382,0001,858
Premises and equipment expense$450,0001,483
Additional noninterest expense$646,0002,034
Pre-tax net operating income$1,435,0001,599
Securities gains (losses)$83,000334
Applicable income taxes$385,0001,567
Income before extraordinary items$1,133,0001,522
Extraordinary gains, net$022
Net income$1,133,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,697
Cash dividends$250,0002,166
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,070,7501,598
2006-12-31 (YTD Data)Rank
Total interest income$25,237,0001,601
Total interest expense$12,656,0001,331
Net interest income$12,581,0001,829
Provision for loan and lease losses$496,0001,926
Total noninterest income$3,663,0001,378
Gross Fiduciary activities income$357,000664
Service charges on deposit accounts$2,036,000870
Trading account gains and fees$0130
Additional Noninterest Income$1,270,0001,880
Total noninterest expense$9,759,0001,825
Salaries and employee benefits$5,328,0001,828
Premises and equipment expense$1,735,0001,482
Additional noninterest expense$2,696,0001,959
Pre-tax net operating income$5,989,0001,603
Securities gains (losses)$128,000482
Applicable income taxes$1,558,0001,602
Income before extraordinary items$4,559,0001,586
Extraordinary gains, net$051
Net income$4,559,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,760
Cash dividends$2,444,0001,321
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,463,0001,608
2006-09-30 (YTD Data)Rank
Total interest income$18,574,0001,604
Total interest expense$9,153,0001,340
Net interest income$9,421,0001,848
Provision for loan and lease losses$371,0001,811
Total noninterest income$2,759,0001,395
Gross Fiduciary activities income$265,000663
Service charges on deposit accounts$1,509,000882
Trading account gains and fees$0126
Additional Noninterest Income$985,0001,843
Total noninterest expense$7,250,0001,836
Salaries and employee benefits$3,951,0001,846
Premises and equipment expense$1,316,0001,474
Additional noninterest expense$1,983,0001,967
Pre-tax net operating income$4,559,0001,628
Securities gains (losses)$65,000508
Applicable income taxes$1,218,0001,632
Income before extraordinary items$3,406,0001,632
Extraordinary gains, net$045
Net income$3,406,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,588
Cash dividends$1,756,0001,279
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,357,9001,639
2006-06-30 (YTD Data)Rank
Total interest income$12,088,0001,608
Total interest expense$5,809,0001,345
Net interest income$6,279,0001,853
Provision for loan and lease losses$236,0001,866
Total noninterest income$1,749,0001,441
Gross Fiduciary activities income$170,000676
Service charges on deposit accounts$968,000906
Trading account gains and fees$0126
Additional Noninterest Income$611,0001,933
Total noninterest expense$4,841,0001,840
Salaries and employee benefits$2,632,0001,863
Premises and equipment expense$881,0001,481
Additional noninterest expense$1,328,0001,975
Pre-tax net operating income$2,951,0001,680
Securities gains (losses)$14,000672
Applicable income taxes$804,0001,656
Income before extraordinary items$2,161,0001,689
Extraordinary gains, net$039
Net income$2,161,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,832
Cash dividends$1,178,0001,268
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,150,7801,679
2006-03-31 (YTD Data)Rank
Total interest income$5,909,0001,606
Total interest expense$2,771,0001,338
Net interest income$3,138,0001,840
Provision for loan and lease losses$106,0001,903
Total noninterest income$857,0001,428
Gross Fiduciary activities income$82,000696
Service charges on deposit accounts$451,000943
Trading account gains and fees$0115
Additional Noninterest Income$324,0001,829
Total noninterest expense$2,409,0001,852
Salaries and employee benefits$1,323,0001,861
Premises and equipment expense$447,0001,457
Additional noninterest expense$639,0002,034
Pre-tax net operating income$1,480,0001,642
Securities gains (losses)$14,000520
Applicable income taxes$411,0001,622
Income before extraordinary items$1,083,0001,655
Extraordinary gains, net$021
Net income$1,083,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,059
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,072,9201,654
2005-12-31 (YTD Data)Rank
Total interest income$21,773,0001,536
Total interest expense$9,342,0001,209
Net interest income$12,431,0001,765
Provision for loan and lease losses$470,0002,004
Total noninterest income$3,256,0001,500
Gross Fiduciary activities income$287,000725
Service charges on deposit accounts$1,935,000894
Trading account gains and fees$0138
Additional Noninterest Income$1,034,0002,163
Total noninterest expense$9,525,0001,783
Salaries and employee benefits$5,164,0001,807
Premises and equipment expense$1,710,0001,427
Additional noninterest expense$2,651,0001,918
Pre-tax net operating income$5,692,0001,645
Securities gains (losses)$193,000515
Applicable income taxes$1,529,0001,683
Income before extraordinary items$4,356,0001,615
Extraordinary gains, net$046
Net income$4,356,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,166
Cash dividends$1,958,0001,506
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,213,1801,642
2005-09-30 (YTD Data)Rank
Total interest income$15,979,0001,522
Total interest expense$6,719,0001,175
Net interest income$9,260,0001,759
Provision for loan and lease losses$352,0001,927
Total noninterest income$2,399,0001,524
Gross Fiduciary activities income$215,000713
Service charges on deposit accounts$1,441,000905
Trading account gains and fees$0126
Additional Noninterest Income$743,0002,226
Total noninterest expense$7,053,0001,782
Salaries and employee benefits$3,804,0001,825
Premises and equipment expense$1,296,0001,407
Additional noninterest expense$1,953,0001,903
Pre-tax net operating income$4,254,0001,669
Securities gains (losses)$184,000498
Applicable income taxes$1,147,0001,703
Income before extraordinary items$3,291,0001,599
Extraordinary gains, net$035
Net income$3,291,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,155
Cash dividends$1,299,0001,492
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,154,8401,641
2005-06-30 (YTD Data)Rank
Total interest income$10,423,0001,515
Total interest expense$4,284,0001,159
Net interest income$6,139,0001,754
Provision for loan and lease losses$227,0001,946
Total noninterest income$1,517,0001,579
Gross Fiduciary activities income$124,000744
Service charges on deposit accounts$899,000944
Trading account gains and fees$0116
Additional Noninterest Income$494,0002,203
Total noninterest expense$4,667,0001,789
Salaries and employee benefits$2,514,0001,821
Premises and equipment expense$858,0001,411
Additional noninterest expense$1,295,0001,899
Pre-tax net operating income$2,762,0001,677
Securities gains (losses)$132,000494
Applicable income taxes$755,0001,696
Income before extraordinary items$2,139,0001,609
Extraordinary gains, net$030
Net income$2,139,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,057
Cash dividends$799,0001,603
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,041,3201,648
2005-03-31 (YTD Data)Rank
Total interest income$5,116,0001,520
Total interest expense$2,067,0001,140
Net interest income$3,049,0001,749
Provision for loan and lease losses$120,0001,733
Total noninterest income$747,0001,575
Gross Fiduciary activities income$62,000755
Service charges on deposit accounts$421,000983
Trading account gains and fees$0115
Additional Noninterest Income$264,0002,066
Total noninterest expense$2,294,0001,815
Salaries and employee benefits$1,230,0001,869
Premises and equipment expense$432,0001,407
Additional noninterest expense$632,0001,943
Pre-tax net operating income$1,382,0001,649
Securities gains (losses)$42,000592
Applicable income taxes$386,0001,648
Income before extraordinary items$1,038,0001,609
Extraordinary gains, net$024
Net income$1,038,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,007,3401,638
2004-12-31 (YTD Data)Rank
Total interest income$19,331,0001,492
Total interest expense$7,679,0001,051
Net interest income$11,652,0001,735
Provision for loan and lease losses$760,0001,346
Total noninterest income$2,794,0001,714
Gross Fiduciary activities income$198,000793
Service charges on deposit accounts$1,705,0001,053
Trading account gains and fees$0138
Additional Noninterest Income$891,0002,310
Total noninterest expense$8,554,0001,887
Salaries and employee benefits$4,544,0001,923
Premises and equipment expense$1,533,0001,514
Additional noninterest expense$2,477,0001,968
Pre-tax net operating income$5,132,0001,657
Securities gains (losses)$413,000510
Applicable income taxes$1,450,0001,647
Income before extraordinary items$4,095,0001,580
Extraordinary gains, net$034
Net income$4,095,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,411
Cash dividends$1,541,0001,688
Sale, conversion, retirement of capital stock, net$2,000,000339
Net operating income$3,789,3801,644
2004-09-30 (YTD Data)Rank
Total interest income$14,334,0001,497
Total interest expense$5,685,0001,047
Net interest income$8,649,0001,741
Provision for loan and lease losses$565,0001,296
Total noninterest income$2,068,0001,730
Gross Fiduciary activities income$147,000786
Service charges on deposit accounts$1,268,0001,065
Trading account gains and fees$0134
Additional Noninterest Income$653,0002,375
Total noninterest expense$6,268,0001,913
Salaries and employee benefits$3,338,0001,954
Premises and equipment expense$1,153,0001,501
Additional noninterest expense$1,777,0002,032
Pre-tax net operating income$3,884,0001,657
Securities gains (losses)$378,000504
Applicable income taxes$1,091,0001,653
Income before extraordinary items$3,171,0001,533
Extraordinary gains, net$026
Net income$3,171,0001,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,393
Cash dividends$1,015,0001,686
Sale, conversion, retirement of capital stock, net$2,000,000251
Net operating income$2,891,2801,632
2004-06-30 (YTD Data)Rank
Total interest income$9,474,0001,497
Total interest expense$3,766,0001,042
Net interest income$5,708,0001,746
Provision for loan and lease losses$415,0001,192
Total noninterest income$1,333,0001,759
Gross Fiduciary activities income$98,000800
Service charges on deposit accounts$821,0001,083
Trading account gains and fees$0130
Additional Noninterest Income$414,0002,459
Total noninterest expense$4,140,0001,933
Salaries and employee benefits$2,208,0001,972
Premises and equipment expense$766,0001,511
Additional noninterest expense$1,166,0002,071
Pre-tax net operating income$2,486,0001,687
Securities gains (losses)$277,000514
Applicable income taxes$739,0001,628
Income before extraordinary items$2,024,0001,590
Extraordinary gains, net$021
Net income$2,024,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,418
Cash dividends$765,0001,581
Sale, conversion, retirement of capital stock, net$2,000,000168
Net operating income$1,821,7901,690
2004-03-31 (YTD Data)Rank
Total interest income$4,735,0001,501
Total interest expense$1,887,0001,051
Net interest income$2,848,0001,751
Provision for loan and lease losses$165,0001,332
Total noninterest income$609,0001,855
Gross Fiduciary activities income$51,000796
Service charges on deposit accounts$387,0001,110
Trading account gains and fees$0121
Additional Noninterest Income$171,0002,720
Total noninterest expense$2,011,0001,990
Salaries and employee benefits$1,096,0002,008
Premises and equipment expense$391,0001,495
Additional noninterest expense$524,0002,264
Pre-tax net operating income$1,281,0001,625
Securities gains (losses)$83,000902
Applicable income taxes$364,0001,684
Income before extraordinary items$1,000,0001,596
Extraordinary gains, net$016
Net income$1,000,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,416
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$939,4101,599
2003-12-31 (YTD Data)Rank
Total interest income$18,511,0001,554
Total interest expense$7,819,0001,146
Net interest income$10,692,0001,830
Provision for loan and lease losses$775,0001,504
Total noninterest income$2,739,0001,812
Gross Fiduciary activities income$204,000797
Service charges on deposit accounts$1,769,000978
Trading account gains and fees$0160
Additional Noninterest Income$766,0002,810
Total noninterest expense$7,873,0002,008
Salaries and employee benefits$4,081,0002,083
Premises and equipment expense$1,573,0001,440
Additional noninterest expense$2,219,0002,177
Pre-tax net operating income$4,783,0001,690
Securities gains (losses)$134,0001,634
Applicable income taxes$1,339,0001,784
Income before extraordinary items$3,578,0001,740
Extraordinary gains, net$054
Net income$3,578,0001,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,0001,924
Cash dividends$948,0002,431
Sale, conversion, retirement of capital stock, net$1,750,000358
Net operating income$3,480,1801,707
2003-09-30 (YTD Data)Rank
Total interest income$13,741,0001,599
Total interest expense$5,903,0001,182
Net interest income$7,838,0001,883
Provision for loan and lease losses$480,0001,726
Total noninterest income$2,012,0001,891
Gross Fiduciary activities income$153,000790
Service charges on deposit accounts$1,315,000998
Trading account gains and fees$0153
Additional Noninterest Income$544,0002,980
Total noninterest expense$5,774,0002,054
Salaries and employee benefits$3,017,0002,124
Premises and equipment expense$1,178,0001,461
Additional noninterest expense$1,579,0002,270
Pre-tax net operating income$3,596,0001,741
Securities gains (losses)$80,0001,936
Applicable income taxes$985,0001,877
Income before extraordinary items$2,691,0001,797
Extraordinary gains, net$040
Net income$2,691,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,605
Cash dividends$449,0002,873
Sale, conversion, retirement of capital stock, net$1,750,000255
Net operating income$2,632,6001,737
2003-06-30 (YTD Data)Rank
Total interest income$9,185,0001,599
Total interest expense$3,963,0001,212
Net interest income$5,222,0001,873
Provision for loan and lease losses$310,0001,741
Total noninterest income$1,285,0001,938
Gross Fiduciary activities income$92,000827
Service charges on deposit accounts$841,0001,022
Trading account gains and fees$0150
Additional Noninterest Income$352,0003,009
Total noninterest expense$3,845,0002,051
Salaries and employee benefits$2,019,0002,107
Premises and equipment expense$791,0001,448
Additional noninterest expense$1,035,0002,292
Pre-tax net operating income$2,352,0001,772
Securities gains (losses)$03,782
Applicable income taxes$651,0001,926
Income before extraordinary items$1,701,0001,885
Extraordinary gains, net$030
Net income$1,701,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,041
Cash dividends$449,0002,311
Sale, conversion, retirement of capital stock, net$1,750,000161
Net operating income$1,701,0001,774
2003-03-31 (YTD Data)Rank
Total interest income$4,541,0001,633
Total interest expense$1,969,0001,238
Net interest income$2,572,0001,893
Provision for loan and lease losses$160,0001,616
Total noninterest income$642,0001,898
Gross Fiduciary activities income$47,000828
Service charges on deposit accounts$404,0001,034
Trading account gains and fees$0134
Additional Noninterest Income$191,0002,797
Total noninterest expense$1,855,0002,113
Salaries and employee benefits$976,0002,165
Premises and equipment expense$401,0001,446
Additional noninterest expense$478,0002,430
Pre-tax net operating income$1,199,0001,753
Securities gains (losses)$02,891
Applicable income taxes$314,0001,988
Income before extraordinary items$885,0001,790
Extraordinary gains, net$021
Net income$885,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,538
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$885,0001,674
2002-12-31 (YTD Data)Rank
Total interest income$17,566,0001,760
Total interest expense$7,998,0001,406
Net interest income$9,568,0002,024
Provision for loan and lease losses$770,0001,695
Total noninterest income$2,312,0001,898
Gross Fiduciary activities income$202,000823
Service charges on deposit accounts$1,488,0001,082
Trading account gains and fees$0153
Additional Noninterest Income$622,0002,903
Total noninterest expense$7,357,0002,043
Salaries and employee benefits$3,674,0002,182
Premises and equipment expense$1,432,0001,551
Additional noninterest expense$2,251,0002,052
Pre-tax net operating income$3,753,0002,091
Securities gains (losses)$87,0001,868
Applicable income taxes$998,0002,210
Income before extraordinary items$2,842,0002,102
Extraordinary gains, net$070
Net income$2,842,0002,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,788
Cash dividends$878,0002,479
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,777,6202,074
2001-12-31 (YTD Data)Rank
Total interest income$16,945,0002,020
Total interest expense$9,003,0001,808
Net interest income$7,942,0002,258
Provision for loan and lease losses$509,0002,170
Total noninterest income$1,657,0002,328
Gross Fiduciary activities income$212,000821
Service charges on deposit accounts$878,0001,731
Trading account gains and fees$0177
Additional Noninterest Income$567,0002,927
Total noninterest expense$6,577,0002,187
Salaries and employee benefits$3,242,0002,310
Premises and equipment expense$1,431,0001,503
Additional noninterest expense$1,904,0002,345
Pre-tax net operating income$2,513,0002,656
Securities gains (losses)$126,0001,562
Applicable income taxes$619,0002,906
Income before extraordinary items$2,020,0002,511
Extraordinary gains, net$0105
Net income$2,020,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,256
Cash dividends$732,0002,780
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,922,9802,546
2000-12-31 (YTD Data)Rank
Total interest income$16,288,0002,162
Total interest expense$8,904,0001,943
Net interest income$7,384,0002,403
Provision for loan and lease losses$311,0002,755
Total noninterest income$1,454,0002,402
Gross Fiduciary activities income$196,000812
Service charges on deposit accounts$822,0001,690
Trading account gains and fees$0180
Additional Noninterest Income$436,0003,175
Total noninterest expense$6,100,0002,245
Salaries and employee benefits$2,892,0002,465
Premises and equipment expense$1,328,0001,563
Additional noninterest expense$1,880,0002,291
Pre-tax net operating income$2,427,0002,829
Securities gains (losses)$75,000629
Applicable income taxes$588,0003,146
Income before extraordinary items$1,914,0002,667
Extraordinary gains, net$038
Net income$1,914,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,835
Cash dividends$657,0003,034
Sale, conversion, retirement of capital stock, net$201,000636
Net operating income$1,857,0002,734
1999-12-31 (YTD Data)Rank
Total interest income$14,541,0002,238
Total interest expense$7,365,0002,023
Net interest income$7,176,0002,460
Provision for loan and lease losses$500,0001,756
Total noninterest income$1,165,0002,758
Gross Fiduciary activities income$162,000907
Service charges on deposit accounts$677,0001,966
Trading account gains and fees$0173
Additional Noninterest Income$326,0003,831
Total noninterest expense$5,565,0002,439
Salaries and employee benefits$2,786,0002,519
Premises and equipment expense$1,132,0001,806
Additional noninterest expense$1,647,0002,621
Pre-tax net operating income$2,276,0003,011
Securities gains (losses)$46,0001,011
Applicable income taxes$522,0003,545
Income before extraordinary items$1,800,0002,814
Extraordinary gains, net$035
Net income$1,800,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,633
Cash dividends$602,0003,125
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,764,1202,827
1998-12-31 (YTD Data)Rank
Total interest income$13,371,0002,433
Total interest expense$6,704,0002,259
Net interest income$6,667,0002,556
Provision for loan and lease losses$225,0003,261
Total noninterest income$997,0003,089
Gross Fiduciary activities income$140,000945
Service charges on deposit accounts$568,0002,268
Trading account gains and fees$0224
Additional Noninterest Income$289,0004,115
Total noninterest expense$4,944,0002,651
Salaries and employee benefits$2,453,0002,774
Premises and equipment expense$1,061,0001,857
Additional noninterest expense$1,430,0002,892
Pre-tax net operating income$2,495,0002,794
Securities gains (losses)$72,0001,484
Applicable income taxes$698,0003,034
Income before extraordinary items$1,869,0002,716
Extraordinary gains, net$032
Net income$1,869,0002,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,752
Cash dividends$642,0003,005
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,816,4402,696
1997-12-31 (YTD Data)Rank
Total interest income$12,423,0002,636
Total interest expense$6,305,0002,383
Net interest income$6,118,0002,846
Provision for loan and lease losses$149,0004,180
Total noninterest income$864,0003,396
Gross Fiduciary activities income$110,0001,033
Service charges on deposit accounts$494,0002,659
Trading account gains and fees$0239
Additional Noninterest Income$260,0004,274
Total noninterest expense$4,560,0002,781
Salaries and employee benefits$2,280,0002,905
Premises and equipment expense$951,0002,077
Additional noninterest expense$1,329,0003,041
Pre-tax net operating income$2,273,0003,170
Securities gains (losses)$60,0001,233
Applicable income taxes$595,0003,698
Income before extraordinary items$1,738,0002,933
Extraordinary gains, net$044
Net income$1,738,0002,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,041
Cash dividends$460,0003,658
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,693,6002,947
1996-12-31 (YTD Data)Rank
Total interest income$11,174,0002,952
Total interest expense$5,469,0002,783
Net interest income$5,705,0003,101
Provision for loan and lease losses$220,0003,199
Total noninterest income$837,0003,579
Gross Fiduciary activities income$91,0001,131
Service charges on deposit accounts$416,0003,231
Trading account gains and fees$0262
Additional Noninterest Income$330,0003,841
Total noninterest expense$4,263,0003,150
Salaries and employee benefits$2,124,0003,149
Premises and equipment expense$743,0002,625
Additional noninterest expense$1,396,0003,316
Pre-tax net operating income$2,059,0003,350
Securities gains (losses)$9,0002,573
Applicable income taxes$501,0004,139
Income before extraordinary items$1,567,0003,055
Extraordinary gains, net$053
Net income$1,567,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,674
Cash dividends$389,0003,994
Sale, conversion, retirement of capital stock, net$20,000824
Net operating income$1,560,1603,043
1995-12-31 (YTD Data)Rank
Total interest income$10,419,0003,185
Total interest expense$5,182,0002,941
Net interest income$5,237,0003,384
Provision for loan and lease losses$174,0003,361
Total noninterest income$691,0004,127
Gross Fiduciary activities income$79,0001,210
Service charges on deposit accounts$413,0003,266
Trading account gains and fees$0522
Additional Noninterest Income$199,0005,150
Total noninterest expense$3,886,0003,420
Salaries and employee benefits$1,967,0003,355
Premises and equipment expense$693,0002,835
Additional noninterest expense$1,226,0003,675
Pre-tax net operating income$1,868,0003,711
Securities gains (losses)$23,0001,804
Applicable income taxes$447,0004,548
Income before extraordinary items$1,444,0003,358
Extraordinary gains, net$065
Net income$1,444,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,764
Cash dividends$348,0004,223
Sale, conversion, retirement of capital stock, net$44,000658
Net operating income$1,426,5203,372
1994-12-31 (YTD Data)Rank
Total interest income$9,039,0003,318
Total interest expense$4,058,0003,000
Net interest income$4,981,0003,576
Provision for loan and lease losses$197,0003,062
Total noninterest income$569,0004,844
Gross Fiduciary activities income$65,0001,262
Service charges on deposit accounts$344,0003,900
Trading account gains and fees$0475
Additional Noninterest Income$160,0006,008
Total noninterest expense$3,811,0003,571
Salaries and employee benefits$1,997,0003,284
Premises and equipment expense$717,0002,773
Additional noninterest expense$1,097,0004,369
Pre-tax net operating income$1,542,0004,312
Securities gains (losses)$48,0001,174
Applicable income taxes$327,0005,543
Income before extraordinary items$1,263,0003,681
Extraordinary gains, net$0249
Net income$1,263,0003,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,088
Cash dividends$311,0004,353
Sale, conversion, retirement of capital stock, net$1,093,000409
Net operating income$1,225,0803,819
1993-12-31 (YTD Data)Rank
Total interest income$8,575,0003,581
Total interest expense$3,890,0003,240
Net interest income$4,685,0003,794
Provision for loan and lease losses$222,0003,681
Total noninterest income$531,0005,378
Gross Fiduciary activities income$57,0001,318
Service charges on deposit accounts$300,0004,426
Trading account gains and fees$0532
Additional Noninterest Income$174,0006,088
Total noninterest expense$3,503,0003,904
Salaries and employee benefits$1,684,0003,851
Premises and equipment expense$615,0003,252
Additional noninterest expense$1,204,0004,176
Pre-tax net operating income$1,491,0004,344
Securities gains (losses)$121,0002,242
Applicable income taxes$410,0004,925
Income before extraordinary items$1,202,0004,018
Extraordinary gains, net$-112,00012,940
Net income$1,090,0004,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,680
Cash dividends$290,0004,525
Sale, conversion, retirement of capital stock, net$55,000976
Net operating income$1,111,2504,069
1992-12-31 (YTD Data)Rank
Total interest income$8,732,0003,962
Total interest expense$4,421,0003,709
Net interest income$4,311,0004,167
Provision for loan and lease losses$364,0003,662
Total noninterest income$412,0006,443
Gross Fiduciary activities income$47,0001,375
Service charges on deposit accounts$226,0005,500
Trading account gains and fees$0504
Additional Noninterest Income$139,0006,908
Total noninterest expense$3,418,0004,015
Salaries and employee benefits$1,555,0004,082
Premises and equipment expense$634,0003,190
Additional noninterest expense$1,229,0004,256
Pre-tax net operating income$941,0005,898
Securities gains (losses)$179,0002,170
Applicable income taxes$270,0006,362
Income before extraordinary items$850,0005,117
Extraordinary gains, net$01,422
Net income$850,0005,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0003,704
Cash dividends$310,0003,924
Sale, conversion, retirement of capital stock, net$17,0001,032
Net operating income$713,9605,497

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.