Home > 1st Summit Bank > Net charge- offs to loans

1st Summit Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0796%1,069
Percentage Net Loans Charged-off: Total real estate loans0.0125%741
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0006%521
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0185%437
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0194%407
Percentage Net Loans Charged-off: Commercial and industrial0.0196%1,517
Percentage Net Loans Charged-off: Loans to individuals1.5883%448
Percentage Net Loans Charged-off: Credit card loans1.8687%288
Percentage Net Loans Charged-off: Other loans to individual1.5492%376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0610%1,054
Percentage Net Loans Charged-off: Total real estate loans0.0109%626
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0017%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0158%402
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0165%381
Percentage Net Loans Charged-off: Commercial and industrial0.0196%1,227
Percentage Net Loans Charged-off: Loans to individuals1.1698%515
Percentage Net Loans Charged-off: Credit card loans2.5891%167
Percentage Net Loans Charged-off: Other loans to individual0.9731%572
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0378%1,149
Percentage Net Loans Charged-off: Total real estate loans0.0088%531
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0026%297
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0122%369
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0128%336
Percentage Net Loans Charged-off: Commercial and industrial0.0293%1,016
Percentage Net Loans Charged-off: Loans to individuals0.5795%894
Percentage Net Loans Charged-off: Credit card loans3.0627%138
Percentage Net Loans Charged-off: Other loans to individual0.2313%1,476
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0474%889
Percentage Net Loans Charged-off: Total real estate loans0.0170%311
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0027%181
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0246%218
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0257%197
Percentage Net Loans Charged-off: Commercial and industrial0.0237%710
Percentage Net Loans Charged-off: Loans to individuals0.6996%771
Percentage Net Loans Charged-off: Credit card loans2.3488%173
Percentage Net Loans Charged-off: Other loans to individual0.4543%928
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0300%1,470
Percentage Net Loans Charged-off: Total real estate loans-0.0348%4,302
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.1430%4,599
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0008%785
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0009%744
Percentage Net Loans Charged-off: Commercial and industrial0.2190%617
Percentage Net Loans Charged-off: Loans to individuals0.3911%1,194
Percentage Net Loans Charged-off: Credit card loans1.0042%287
Percentage Net Loans Charged-off: Other loans to individual0.3072%1,314
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%1,845
Percentage Net Loans Charged-off: Total real estate loans-0.0197%4,073
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0761%4,539
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,425
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0016%3,512
Percentage Net Loans Charged-off: Commercial and industrial-0.0025%3,323
Percentage Net Loans Charged-off: Loans to individuals0.3984%1,092
Percentage Net Loans Charged-off: Credit card loans0.7167%329
Percentage Net Loans Charged-off: Other loans to individual0.3559%1,088
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0023%2,012
Percentage Net Loans Charged-off: Total real estate loans-0.0301%4,171
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.1158%4,488
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,431
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0030%3,511
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.4586%936
Percentage Net Loans Charged-off: Credit card loans0.4807%339
Percentage Net Loans Charged-off: Other loans to individual0.4557%870
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0189%1,150
Percentage Net Loans Charged-off: Total real estate loans-0.0039%3,564
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%3,709
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0061%3,778
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.3404%1,042
Percentage Net Loans Charged-off: Credit card loans0.8408%250
Percentage Net Loans Charged-off: Other loans to individual0.2764%1,068
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0867%941
Percentage Net Loans Charged-off: Total real estate loans0.0577%529
Percentage Net Loans Charged-off:Construction & development0.5724%38
Percentage Net Loans Charged-off: Commercial real estate0.0504%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0090%817
Percentage Net Loans Charged-off: Home equity loans0.0897%127
All other 1-4 family - Percent of loans charged-off, net0.0046%875
Percentage Net Loans Charged-off: Commercial and industrial0.0990%942
Percentage Net Loans Charged-off: Loans to individuals0.5121%842
Percentage Net Loans Charged-off: Credit card loans3.3300%89
Percentage Net Loans Charged-off: Other loans to individual0.1725%1,534
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0502%1,166
Percentage Net Loans Charged-off: Total real estate loans0.0312%666
Percentage Net Loans Charged-off:Construction & development0.1619%90
Percentage Net Loans Charged-off: Commercial real estate0.0503%403
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0122%682
Percentage Net Loans Charged-off: Home equity loans0.1198%94
All other 1-4 family - Percent of loans charged-off, net0.0062%743
Percentage Net Loans Charged-off: Commercial and industrial-0.0062%3,386
Percentage Net Loans Charged-off: Loans to individuals0.5876%666
Percentage Net Loans Charged-off: Credit card loans3.7192%81
Percentage Net Loans Charged-off: Other loans to individual0.2158%1,235
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%1,089
Percentage Net Loans Charged-off: Total real estate loans0.0442%545
Percentage Net Loans Charged-off:Construction & development0.2443%60
Percentage Net Loans Charged-off: Commercial real estate0.0767%318
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0136%609
Percentage Net Loans Charged-off: Home equity loans0.1795%63
All other 1-4 family - Percent of loans charged-off, net0.0041%690
Percentage Net Loans Charged-off: Commercial and industrial-0.0015%3,296
Percentage Net Loans Charged-off: Loans to individuals0.4700%785
Percentage Net Loans Charged-off: Credit card loans3.0444%112
Percentage Net Loans Charged-off: Other loans to individual0.1652%1,269
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0191%1,353
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,504
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,674
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,719
Percentage Net Loans Charged-off: Commercial and industrial-0.0058%3,534
Percentage Net Loans Charged-off: Loans to individuals0.4294%860
Percentage Net Loans Charged-off: Credit card loans1.0214%279
Percentage Net Loans Charged-off: Other loans to individual0.3599%848
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1375%1,170
Percentage Net Loans Charged-off: Total real estate loans0.1580%406
Percentage Net Loans Charged-off:Construction & development0.7062%78
Percentage Net Loans Charged-off: Commercial real estate0.4403%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0169%1,191
Percentage Net Loans Charged-off: Home equity loans0.1975%138
All other 1-4 family - Percent of loans charged-off, net0.0057%1,335
Percentage Net Loans Charged-off: Commercial and industrial0.0097%2,011
Percentage Net Loans Charged-off: Loans to individuals0.3973%1,449
Percentage Net Loans Charged-off: Credit card loans1.0076%406
Percentage Net Loans Charged-off: Other loans to individual0.3231%1,539
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1207%1,162
Percentage Net Loans Charged-off: Total real estate loans0.1304%421
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.5334%156
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0131%1,086
Percentage Net Loans Charged-off: Home equity loans0.0697%223
All other 1-4 family - Percent of loans charged-off, net0.0096%1,075
Percentage Net Loans Charged-off: Commercial and industrial0.0121%1,738
Percentage Net Loans Charged-off: Loans to individuals0.4368%1,287
Percentage Net Loans Charged-off: Credit card loans0.8935%397
Percentage Net Loans Charged-off: Other loans to individual0.3811%1,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0435%1,875
Percentage Net Loans Charged-off: Total real estate loans0.0146%1,132
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0041%626
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0199%886
Percentage Net Loans Charged-off: Home equity loans0.1045%157
All other 1-4 family - Percent of loans charged-off, net0.0146%893
Percentage Net Loans Charged-off: Commercial and industrial0.0193%1,461
Percentage Net Loans Charged-off: Loans to individuals0.5095%1,234
Percentage Net Loans Charged-off: Credit card loans1.1925%373
Percentage Net Loans Charged-off: Other loans to individual0.4242%1,290
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0427%1,605
Percentage Net Loans Charged-off: Total real estate loans-0.0047%3,957
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0533%4,780
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0110%771
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0117%709
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.7966%929
Percentage Net Loans Charged-off: Credit card loans3.0075%193
Percentage Net Loans Charged-off: Other loans to individual0.5100%1,161
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1301%1,469
Percentage Net Loans Charged-off: Total real estate loans0.1390%558
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.5021%223
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0213%1,415
Percentage Net Loans Charged-off: Home equity loans0.0537%368
All other 1-4 family - Percent of loans charged-off, net0.0193%1,368
Percentage Net Loans Charged-off: Commercial and industrial-0.0119%4,004
Percentage Net Loans Charged-off: Loans to individuals0.4458%1,701
Percentage Net Loans Charged-off: Credit card loans1.2230%416
Percentage Net Loans Charged-off: Other loans to individual0.3439%1,842
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1624%1,034
Percentage Net Loans Charged-off: Total real estate loans0.1843%370
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.6817%141
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0176%1,251
Percentage Net Loans Charged-off: Home equity loans0.0721%272
All other 1-4 family - Percent of loans charged-off, net0.0140%1,232
Percentage Net Loans Charged-off: Commercial and industrial-0.0248%4,111
Percentage Net Loans Charged-off: Loans to individuals0.4618%1,544
Percentage Net Loans Charged-off: Credit card loans1.5769%346
Percentage Net Loans Charged-off: Other loans to individual0.3171%1,799
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1194%1,239
Percentage Net Loans Charged-off: Total real estate loans0.1321%459
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.4473%181
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0260%977
Percentage Net Loans Charged-off: Home equity loans0.1092%183
All other 1-4 family - Percent of loans charged-off, net0.0206%983
Percentage Net Loans Charged-off: Commercial and industrial-0.0376%4,228
Percentage Net Loans Charged-off: Loans to individuals0.4251%1,509
Percentage Net Loans Charged-off: Credit card loans1.6052%324
Percentage Net Loans Charged-off: Other loans to individual0.2712%1,770
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%1,485
Percentage Net Loans Charged-off: Total real estate loans0.0762%524
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.2276%182
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0258%776
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0275%707
Percentage Net Loans Charged-off: Commercial and industrial-0.1172%4,637
Percentage Net Loans Charged-off: Loans to individuals0.2768%1,721
Percentage Net Loans Charged-off: Credit card loans1.6672%301
Percentage Net Loans Charged-off: Other loans to individual0.0940%2,073
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0747%2,050
Percentage Net Loans Charged-off: Total real estate loans0.0546%1,143
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.1314%521
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0301%1,488
Percentage Net Loans Charged-off: Home equity loans0.0681%389
All other 1-4 family - Percent of loans charged-off, net0.0274%1,447
Percentage Net Loans Charged-off: Commercial and industrial0.0124%2,110
Percentage Net Loans Charged-off: Loans to individuals0.4957%1,575
Percentage Net Loans Charged-off: Credit card loans0.9773%443
Percentage Net Loans Charged-off: Other loans to individual0.4318%1,621
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0505%2,110
Percentage Net Loans Charged-off: Total real estate loans0.0146%1,578
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0090%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0192%1,433
Percentage Net Loans Charged-off: Home equity loans0.0913%294
All other 1-4 family - Percent of loans charged-off, net0.0141%1,460
Percentage Net Loans Charged-off: Commercial and industrial0.0186%1,777
Percentage Net Loans Charged-off: Loans to individuals0.5738%1,271
Percentage Net Loans Charged-off: Credit card loans1.1964%389
Percentage Net Loans Charged-off: Other loans to individual0.4920%1,301
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0162%2,600
Percentage Net Loans Charged-off: Total real estate loans-0.0246%4,700
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.1434%5,233
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0224%1,214
Percentage Net Loans Charged-off: Home equity loans0.0374%332
All other 1-4 family - Percent of loans charged-off, net0.0213%1,172
Percentage Net Loans Charged-off: Commercial and industrial0.0287%1,450
Percentage Net Loans Charged-off: Loans to individuals0.4876%1,347
Percentage Net Loans Charged-off: Credit card loans1.0764%389
Percentage Net Loans Charged-off: Other loans to individual0.4100%1,399
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0221%2,062
Percentage Net Loans Charged-off: Total real estate loans0.0031%1,228
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0050%1,073
Percentage Net Loans Charged-off: Home equity loans0.0751%215
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.2922%1,723
Percentage Net Loans Charged-off: Credit card loans0.7214%383
Percentage Net Loans Charged-off: Other loans to individual0.2360%1,722
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3085%825
Percentage Net Loans Charged-off: Total real estate loans0.3082%320
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate1.0532%130
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0224%1,971
Percentage Net Loans Charged-off: Home equity loans0.0616%506
All other 1-4 family - Percent of loans charged-off, net0.0195%1,930
Percentage Net Loans Charged-off: Commercial and industrial0.1925%1,529
Percentage Net Loans Charged-off: Loans to individuals0.8021%1,131
Percentage Net Loans Charged-off: Credit card loans1.3873%419
Percentage Net Loans Charged-off: Other loans to individual0.7270%1,146
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2490%868
Percentage Net Loans Charged-off: Total real estate loans0.2530%358
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.8403%129
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0278%1,681
Percentage Net Loans Charged-off: Home equity loans0.0820%410
All other 1-4 family - Percent of loans charged-off, net0.0237%1,659
Percentage Net Loans Charged-off: Commercial and industrial0.1283%1,423
Percentage Net Loans Charged-off: Loans to individuals0.6588%1,263
Percentage Net Loans Charged-off: Credit card loans1.0144%452
Percentage Net Loans Charged-off: Other loans to individual0.6136%1,222
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2841%715
Percentage Net Loans Charged-off: Total real estate loans0.3096%287
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate1.0488%97
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0239%1,522
Percentage Net Loans Charged-off: Home equity loans-0.0123%3,802
All other 1-4 family - Percent of loans charged-off, net0.0266%1,411
Percentage Net Loans Charged-off: Commercial and industrial0.0895%1,312
Percentage Net Loans Charged-off: Loans to individuals0.6271%1,265
Percentage Net Loans Charged-off: Credit card loans1.2177%406
Percentage Net Loans Charged-off: Other loans to individual0.5517%1,282
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0699%1,630
Percentage Net Loans Charged-off: Total real estate loans0.0430%994
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0682%884
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0734%812
Percentage Net Loans Charged-off: Commercial and industrial0.0163%1,079
Percentage Net Loans Charged-off: Loans to individuals0.5973%1,266
Percentage Net Loans Charged-off: Credit card loans1.4570%332
Percentage Net Loans Charged-off: Other loans to individual0.4862%1,326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0930%2,380
Percentage Net Loans Charged-off: Total real estate loans0.0250%2,261
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0096%4,935
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0441%1,982
Percentage Net Loans Charged-off: Home equity loans0.1112%537
All other 1-4 family - Percent of loans charged-off, net0.0390%1,955
Percentage Net Loans Charged-off: Commercial and industrial0.2190%1,494
Percentage Net Loans Charged-off: Loans to individuals0.7073%1,372
Percentage Net Loans Charged-off: Credit card loans0.5662%615
Percentage Net Loans Charged-off: Other loans to individual0.7250%1,224
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0914%2,045
Percentage Net Loans Charged-off: Total real estate loans0.0288%1,909
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0128%5,039
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0515%1,647
Percentage Net Loans Charged-off: Home equity loans0.1497%414
All other 1-4 family - Percent of loans charged-off, net0.0441%1,674
Percentage Net Loans Charged-off: Commercial and industrial0.2145%1,230
Percentage Net Loans Charged-off: Loans to individuals0.6425%1,325
Percentage Net Loans Charged-off: Credit card loans0.5982%563
Percentage Net Loans Charged-off: Other loans to individual0.6480%1,199
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0938%1,906
Percentage Net Loans Charged-off: Total real estate loans0.0334%1,715
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0531%1,516
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0571%1,412
Percentage Net Loans Charged-off: Commercial and industrial0.1862%1,128
Percentage Net Loans Charged-off: Loans to individuals0.6946%1,156
Percentage Net Loans Charged-off: Credit card loans0.5806%531
Percentage Net Loans Charged-off: Other loans to individual0.7087%1,029
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0842%1,656
Percentage Net Loans Charged-off: Total real estate loans0.0448%1,218
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0713%1,076
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0766%992
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.8416%943
Percentage Net Loans Charged-off: Credit card loans0.5186%468
Percentage Net Loans Charged-off: Other loans to individual0.8816%803
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2724%1,116
Percentage Net Loans Charged-off: Total real estate loans0.2442%782
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.7353%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0412%2,459
Percentage Net Loans Charged-off: Home equity loans-0.0064%4,095
All other 1-4 family - Percent of loans charged-off, net0.0448%2,315
Percentage Net Loans Charged-off: Commercial and industrial0.2954%1,310
Percentage Net Loans Charged-off: Loans to individuals0.7126%1,193
Percentage Net Loans Charged-off: Credit card loans1.3224%444
Percentage Net Loans Charged-off: Other loans to individual0.6410%1,209
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2059%1,258
Percentage Net Loans Charged-off: Total real estate loans0.1630%1,035
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.4679%366
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0369%2,322
Percentage Net Loans Charged-off: Home equity loans-0.0086%4,138
All other 1-4 family - Percent of loans charged-off, net0.0404%2,183
Percentage Net Loans Charged-off: Commercial and industrial0.3436%1,002
Percentage Net Loans Charged-off: Loans to individuals0.5277%1,421
Percentage Net Loans Charged-off: Credit card loans1.2004%421
Percentage Net Loans Charged-off: Other loans to individual0.4505%1,492
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1641%1,486
Percentage Net Loans Charged-off: Total real estate loans0.0826%1,562
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.1663%632
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0521%1,945
Percentage Net Loans Charged-off: Home equity loans-0.0130%4,196
All other 1-4 family - Percent of loans charged-off, net0.0571%1,786
Percentage Net Loans Charged-off: Commercial and industrial0.4994%741
Percentage Net Loans Charged-off: Loans to individuals0.4802%1,406
Percentage Net Loans Charged-off: Credit card loans1.4709%343
Percentage Net Loans Charged-off: Other loans to individual0.3673%1,564
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1836%1,193
Percentage Net Loans Charged-off: Total real estate loans0.0516%1,491
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0586%602
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0541%1,447
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0583%1,333
Percentage Net Loans Charged-off: Commercial and industrial0.7452%434
Percentage Net Loans Charged-off: Loans to individuals0.6063%1,142
Percentage Net Loans Charged-off: Credit card loans1.5433%315
Percentage Net Loans Charged-off: Other loans to individual0.4988%1,194
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1667%2,364
Percentage Net Loans Charged-off: Total real estate loans0.0776%2,622
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.1891%1,234
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0325%3,145
Percentage Net Loans Charged-off: Home equity loans-0.0070%4,358
All other 1-4 family - Percent of loans charged-off, net0.0354%2,962
Percentage Net Loans Charged-off: Commercial and industrial0.5284%1,167
Percentage Net Loans Charged-off: Loans to individuals0.5270%1,753
Percentage Net Loans Charged-off: Credit card loans0.2875%723
Percentage Net Loans Charged-off: Other loans to individual0.5568%1,553
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1615%2,188
Percentage Net Loans Charged-off: Total real estate loans0.0879%2,254
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.2261%975
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0307%2,862
Percentage Net Loans Charged-off: Home equity loans-0.0095%4,392
All other 1-4 family - Percent of loans charged-off, net0.0336%2,686
Percentage Net Loans Charged-off: Commercial and industrial0.4773%1,073
Percentage Net Loans Charged-off: Loans to individuals0.4428%1,819
Percentage Net Loans Charged-off: Credit card loans0.1262%713
Percentage Net Loans Charged-off: Other loans to individual0.4828%1,578
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1058%2,625
Percentage Net Loans Charged-off: Total real estate loans0.1033%2,010
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.2997%793
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0188%2,714
Percentage Net Loans Charged-off: Home equity loans-0.0145%4,433
All other 1-4 family - Percent of loans charged-off, net0.0212%2,548
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.4390%1,661
Percentage Net Loans Charged-off: Credit card loans-0.0636%1,175
Percentage Net Loans Charged-off: Other loans to individual0.5019%1,388
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0386%2,843
Percentage Net Loans Charged-off: Total real estate loans0.0184%2,314
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0298%1,962
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0320%1,845
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.3827%1,693
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.4300%1,480
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1149%3,664
Percentage Net Loans Charged-off: Total real estate loans0.1208%2,976
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.3178%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0373%3,664
Percentage Net Loans Charged-off: Home equity loans-0.0076%4,617
All other 1-4 family - Percent of loans charged-off, net0.0407%3,457
Percentage Net Loans Charged-off: Commercial and industrial-0.0682%5,482
Percentage Net Loans Charged-off: Loans to individuals0.5103%2,049
Percentage Net Loans Charged-off: Credit card loans1.1456%535
Percentage Net Loans Charged-off: Other loans to individual0.4426%2,102
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1481%3,060
Percentage Net Loans Charged-off: Total real estate loans0.1613%2,438
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.4314%1,049
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0463%3,277
Percentage Net Loans Charged-off: Home equity loans-0.0103%4,641
All other 1-4 family - Percent of loans charged-off, net0.0505%3,093
Percentage Net Loans Charged-off: Commercial and industrial-0.0920%5,600
Percentage Net Loans Charged-off: Loans to individuals0.6065%1,637
Percentage Net Loans Charged-off: Credit card loans1.5834%416
Percentage Net Loans Charged-off: Other loans to individual0.5065%1,726
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2032%2,538
Percentage Net Loans Charged-off: Total real estate loans0.2315%1,972
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.6556%740
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0469%2,958
Percentage Net Loans Charged-off: Home equity loans-0.0157%4,641
All other 1-4 family - Percent of loans charged-off, net0.0516%2,756
Percentage Net Loans Charged-off: Commercial and industrial-0.0375%5,194
Percentage Net Loans Charged-off: Loans to individuals0.5457%1,684
Percentage Net Loans Charged-off: Credit card loans0.8294%526
Percentage Net Loans Charged-off: Other loans to individual0.5171%1,618
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1971%2,232
Percentage Net Loans Charged-off: Total real estate loans0.2082%1,761
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.6666%597
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.6215%1,430
Percentage Net Loans Charged-off: Credit card loans1.3531%416
Percentage Net Loans Charged-off: Other loans to individual0.5475%1,426
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0499%5,216
Percentage Net Loans Charged-off: Total real estate loans0.0214%4,884
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.1570%2,465
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential-0.0464%6,697
Percentage Net Loans Charged-off: Home equity loans-0.0084%4,938
All other 1-4 family - Percent of loans charged-off, net-0.0492%6,675
Percentage Net Loans Charged-off: Commercial and industrial0.0713%3,257
Percentage Net Loans Charged-off: Loans to individuals0.3156%2,956
Percentage Net Loans Charged-off: Credit card loans0.3560%837
Percentage Net Loans Charged-off: Other loans to individual0.3117%2,806
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0520%4,929
Percentage Net Loans Charged-off: Total real estate loans0.0288%4,528
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.2104%2,024
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.0624%6,793
Percentage Net Loans Charged-off: Home equity loans-0.0112%4,988
All other 1-4 family - Percent of loans charged-off, net-0.0662%6,771
Percentage Net Loans Charged-off: Commercial and industrial0.0935%2,846
Percentage Net Loans Charged-off: Loans to individuals0.2277%3,073
Percentage Net Loans Charged-off: Credit card loans0.4310%748
Percentage Net Loans Charged-off: Other loans to individual0.2085%2,980
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0557%4,637
Percentage Net Loans Charged-off: Total real estate loans0.0443%4,048
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.3173%1,565
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0935%6,868
Percentage Net Loans Charged-off: Home equity loans-0.0171%5,000
All other 1-4 family - Percent of loans charged-off, net-0.0991%6,849
Percentage Net Loans Charged-off: Commercial and industrial0.0499%2,665
Percentage Net Loans Charged-off: Loans to individuals0.2117%2,926
Percentage Net Loans Charged-off: Credit card loans0.4868%666
Percentage Net Loans Charged-off: Other loans to individual0.1854%2,840
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0995%3,542
Percentage Net Loans Charged-off: Total real estate loans0.1112%2,916
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.3889%1,075
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0236%6,580
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0253%6,593
Percentage Net Loans Charged-off: Commercial and industrial0.0355%1,934
Percentage Net Loans Charged-off: Loans to individuals0.1734%2,602
Percentage Net Loans Charged-off: Credit card loans0.3265%557
Percentage Net Loans Charged-off: Other loans to individual0.1585%2,461
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1153%5,223
Percentage Net Loans Charged-off: Total real estate loans0.1456%4,283
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.3640%2,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0454%4,520
Percentage Net Loans Charged-off: Home equity loans-0.0096%5,220
All other 1-4 family - Percent of loans charged-off, net0.0491%4,315
Percentage Net Loans Charged-off: Commercial and industrial-0.0376%6,258
Percentage Net Loans Charged-off: Loans to individuals0.1880%4,041
Percentage Net Loans Charged-off: Credit card loans0.5239%864
Percentage Net Loans Charged-off: Other loans to individual0.1383%4,066
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0827%5,148
Percentage Net Loans Charged-off: Total real estate loans0.1015%4,248
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.2290%2,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0446%4,136
Percentage Net Loans Charged-off: Home equity loans-0.0131%5,230
All other 1-4 family - Percent of loans charged-off, net0.0485%3,937
Percentage Net Loans Charged-off: Commercial and industrial-0.0383%6,165
Percentage Net Loans Charged-off: Loans to individuals0.1822%3,738
Percentage Net Loans Charged-off: Credit card loans0.7715%754
Percentage Net Loans Charged-off: Other loans to individual0.1102%3,877
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0694%4,945
Percentage Net Loans Charged-off: Total real estate loans0.0852%4,055
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.1603%2,133
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0537%3,655
Percentage Net Loans Charged-off: Home equity loans-0.0202%5,246
All other 1-4 family - Percent of loans charged-off, net0.0585%3,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0589%6,259
Percentage Net Loans Charged-off: Loans to individuals0.1994%3,352
Percentage Net Loans Charged-off: Credit card loans0.0899%807
Percentage Net Loans Charged-off: Other loans to individual0.1706%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%4,281
Percentage Net Loans Charged-off: Total real estate loans0.0369%3,638
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0655%1,746
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0251%3,004
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0267%2,795
Percentage Net Loans Charged-off: Commercial and industrial0.1608%2,062
Percentage Net Loans Charged-off: Loans to individuals0.1923%2,871
Percentage Net Loans Charged-off: Credit card loans0.1811%645
Percentage Net Loans Charged-off: Other loans to individual0.1444%2,754
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1114%5,761
Percentage Net Loans Charged-off: Total real estate loans0.0456%5,342
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0750%4,311
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0797%4,111
Percentage Net Loans Charged-off: Commercial and industrial0.3711%3,600
Percentage Net Loans Charged-off: Loans to individuals0.3656%3,873
Percentage Net Loans Charged-off: Credit card loans1.2645%836
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%5,592
Percentage Net Loans Charged-off: Total real estate loans0.0349%5,133
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0576%4,111
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0611%3,901
Percentage Net Loans Charged-off: Commercial and industrial0.3529%3,247
Percentage Net Loans Charged-off: Loans to individuals0.2731%3,916
Percentage Net Loans Charged-off: Credit card loans1.1982%781
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1164%5,008
Percentage Net Loans Charged-off: Total real estate loans0.0354%4,712
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0586%3,676
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0622%3,454
Percentage Net Loans Charged-off: Commercial and industrial0.5343%2,601
Percentage Net Loans Charged-off: Loans to individuals0.2677%3,629
Percentage Net Loans Charged-off: Credit card loans1.2074%736
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1528%4,016
Percentage Net Loans Charged-off: Total real estate loans0.0318%3,828
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0528%2,859
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0561%2,688
Percentage Net Loans Charged-off: Commercial and industrial0.7986%1,703
Percentage Net Loans Charged-off: Loans to individuals0.3376%2,968
Percentage Net Loans Charged-off: Credit card loans0.8046%678
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0864%6,257
Percentage Net Loans Charged-off: Total real estate loans0.0389%5,418
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0167%3,299
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0557%4,348
Percentage Net Loans Charged-off: Home equity loans0.0236%1,890
All other 1-4 family - Percent of loans charged-off, net0.0578%4,138
Percentage Net Loans Charged-off: Commercial and industrial0.2347%4,390
Percentage Net Loans Charged-off: Loans to individuals0.3209%4,703
Percentage Net Loans Charged-off: Credit card loans1.1384%990
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0694%5,995
Percentage Net Loans Charged-off: Total real estate loans0.0257%5,098
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0226%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0306%4,126
Percentage Net Loans Charged-off: Home equity loans0.0159%1,597
All other 1-4 family - Percent of loans charged-off, net0.0315%3,871
Percentage Net Loans Charged-off: Commercial and industrial0.2211%3,810
Percentage Net Loans Charged-off: Loans to individuals0.2544%4,648
Percentage Net Loans Charged-off: Credit card loans0.8666%983
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0819%5,384
Percentage Net Loans Charged-off: Total real estate loans0.0296%4,484
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0106%2,193
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0438%3,441
Percentage Net Loans Charged-off: Home equity loans0.1442%1,143
All other 1-4 family - Percent of loans charged-off, net0.0373%3,271
Percentage Net Loans Charged-off: Commercial and industrial0.3085%3,029
Percentage Net Loans Charged-off: Loans to individuals0.2307%4,321
Percentage Net Loans Charged-off: Credit card loans1.1959%842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0734%4,452
Percentage Net Loans Charged-off: Total real estate loans0.0053%3,703
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0054%7,685
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0118%2,685
Percentage Net Loans Charged-off: Home equity loans0.2892%682
All other 1-4 family - Percent of loans charged-off, net-0.0063%7,579
Percentage Net Loans Charged-off: Commercial and industrial0.2851%2,128
Percentage Net Loans Charged-off: Loans to individuals0.3810%3,225
Percentage Net Loans Charged-off: Credit card loans1.4898%663
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0885%5,476
Percentage Net Loans Charged-off: Total real estate loans0.0456%4,418
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0072%2,298
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0721%3,161
Percentage Net Loans Charged-off: Home equity loans0.0622%1,271
All other 1-4 family - Percent of loans charged-off, net0.0727%2,973
Percentage Net Loans Charged-off: Commercial and industrial0.0998%4,018
Percentage Net Loans Charged-off: Loans to individuals0.4831%3,781
Percentage Net Loans Charged-off: Credit card loans1.3878%867
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0686%4,922
Percentage Net Loans Charged-off: Total real estate loans0.0337%3,807
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0097%1,677
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0509%2,826
Percentage Net Loans Charged-off: Home equity loans-0.0334%5,976
All other 1-4 family - Percent of loans charged-off, net0.0567%2,559
Percentage Net Loans Charged-off: Commercial and industrial0.0505%3,558
Percentage Net Loans Charged-off: Loans to individuals0.4232%3,497
Percentage Net Loans Charged-off: Credit card loans0.5041%997
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0554%4,586
Percentage Net Loans Charged-off: Total real estate loans0.0136%3,514
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0226%2,592
Percentage Net Loans Charged-off: Home equity loans-0.0504%5,983
All other 1-4 family - Percent of loans charged-off, net0.0276%2,348
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.5069%2,858
Percentage Net Loans Charged-off: Credit card loans0.7608%833
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0392%3,940
Percentage Net Loans Charged-off: Total real estate loans0.0059%2,594
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0097%1,869
Percentage Net Loans Charged-off: Home equity loans-0.0516%5,951
All other 1-4 family - Percent of loans charged-off, net0.0139%1,683
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.3820%2,794
Percentage Net Loans Charged-off: Credit card loans0.5274%725
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0978%3,982
Percentage Net Loans Charged-off: Total real estate loans0.0580%2,697
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0970%1,925
Percentage Net Loans Charged-off: Home equity loans0.1631%603
All other 1-4 family - Percent of loans charged-off, net0.0922%1,860
Percentage Net Loans Charged-off: Commercial and industrial0.1503%2,971
Percentage Net Loans Charged-off: Loans to individuals0.3722%3,653
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1071%3,080
Percentage Net Loans Charged-off: Total real estate loans0.0602%1,947
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1010%1,408
Percentage Net Loans Charged-off: Home equity loans0.2495%368
All other 1-4 family - Percent of loans charged-off, net0.0900%1,394
Percentage Net Loans Charged-off: Commercial and industrial0.2033%2,213
Percentage Net Loans Charged-off: Loans to individuals0.3762%3,208
Percentage Net Loans Charged-off: Credit card loans-0.1058%1,846
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1031%2,709
Percentage Net Loans Charged-off: Total real estate loans0.0445%1,749
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0750%1,352
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0807%1,215
Percentage Net Loans Charged-off: Commercial and industrial0.1951%1,848
Percentage Net Loans Charged-off: Loans to individuals0.4621%2,525
Percentage Net Loans Charged-off: Credit card loans-0.1639%1,809
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0786%2,483
Percentage Net Loans Charged-off: Total real estate loans0.0209%1,533
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0355%1,211
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0382%1,090
Percentage Net Loans Charged-off: Commercial and industrial0.0113%1,816
Percentage Net Loans Charged-off: Loans to individuals0.6380%1,840
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1169%2,964
Percentage Net Loans Charged-off: Total real estate loans0.0610%1,785
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1567%634
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0170%2,518
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0185%2,331
Percentage Net Loans Charged-off: Commercial and industrial0.2040%2,442
Percentage Net Loans Charged-off: Loans to individuals0.4503%3,111
Percentage Net Loans Charged-off: Credit card loans1.6550%691
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1065%2,597
Percentage Net Loans Charged-off: Total real estate loans0.0713%1,326
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.1792%474
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0230%2,016
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0251%1,856
Percentage Net Loans Charged-off: Commercial and industrial0.0709%2,577
Percentage Net Loans Charged-off: Loans to individuals0.4383%2,784
Percentage Net Loans Charged-off: Credit card loans2.1704%516
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0782%2,830
Percentage Net Loans Charged-off: Total real estate loans0.0482%1,455
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0843%525
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0349%1,551
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0383%1,431
Percentage Net Loans Charged-off: Commercial and industrial0.0200%2,530
Percentage Net Loans Charged-off: Loans to individuals0.3883%2,775
Percentage Net Loans Charged-off: Credit card loans2.7263%404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%2,878
Percentage Net Loans Charged-off: Total real estate loans0.0372%1,120
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0239%8,147
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0715%870
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0787%795
Percentage Net Loans Charged-off: Commercial and industrial-0.1095%7,379
Percentage Net Loans Charged-off: Loans to individuals0.3345%2,619
Percentage Net Loans Charged-off: Credit card loans3.0534%365
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1030%3,606
Percentage Net Loans Charged-off: Total real estate loans0.0391%2,174
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0608%924
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0320%2,324
Percentage Net Loans Charged-off: Home equity loans0.1016%421
All other 1-4 family - Percent of loans charged-off, net0.0247%2,324
Percentage Net Loans Charged-off: Commercial and industrial0.1420%3,087
Percentage Net Loans Charged-off: Loans to individuals0.5169%3,499
Percentage Net Loans Charged-off: Credit card loans1.6572%944
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0855%3,399
Percentage Net Loans Charged-off: Total real estate loans0.0193%2,344
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0317%1,992
Percentage Net Loans Charged-off: Home equity loans0.1371%291
All other 1-4 family - Percent of loans charged-off, net0.0207%2,052
Percentage Net Loans Charged-off: Commercial and industrial0.2073%2,308
Percentage Net Loans Charged-off: Loans to individuals0.4130%3,499
Percentage Net Loans Charged-off: Credit card loans1.6202%845
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0847%3,160
Percentage Net Loans Charged-off: Total real estate loans0.0293%1,810
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0484%1,515
Percentage Net Loans Charged-off: Home equity loans0.2087%210
All other 1-4 family - Percent of loans charged-off, net0.0316%1,594
Percentage Net Loans Charged-off: Commercial and industrial0.2781%1,791
Percentage Net Loans Charged-off: Loans to individuals0.2619%3,863
Percentage Net Loans Charged-off: Credit card loans1.2325%883
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0352%3,586
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0624%7,253
Percentage Net Loans Charged-off: Loans to individuals0.3862%2,910
Percentage Net Loans Charged-off: Credit card loans1.4916%691
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2433%2,326
Percentage Net Loans Charged-off: Total real estate loans0.2894%627
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.7627%311
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0505%2,180
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0554%2,031
Percentage Net Loans Charged-off: Commercial and industrial-0.3143%8,089
Percentage Net Loans Charged-off: Loans to individuals0.6440%3,196
Percentage Net Loans Charged-off: Credit card loans1.5814%1,095
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2200%2,157
Percentage Net Loans Charged-off: Total real estate loans0.2997%531
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.8541%231
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0146%2,428
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0160%2,261
Percentage Net Loans Charged-off: Commercial and industrial-0.5349%8,205
Percentage Net Loans Charged-off: Loans to individuals0.6145%2,951
Percentage Net Loans Charged-off: Credit card loans1.7803%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2031%2,232
Percentage Net Loans Charged-off: Total real estate loans0.3510%436
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate1.0127%183
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0099%2,115
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0108%1,963
Percentage Net Loans Charged-off: Commercial and industrial-0.8866%8,329
Percentage Net Loans Charged-off: Loans to individuals0.5499%3,053
Percentage Net Loans Charged-off: Credit card loans1.3387%1,057
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1911%2,002
Percentage Net Loans Charged-off: Total real estate loans0.2249%581
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.6695%175
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.4524%8,122
Percentage Net Loans Charged-off: Loans to individuals0.7225%2,358
Percentage Net Loans Charged-off: Credit card loans3.1830%568
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2142%3,243
Percentage Net Loans Charged-off: Total real estate loans0.2946%744
Percentage Net Loans Charged-off:Construction & development0.7584%257
Percentage Net Loans Charged-off: Commercial real estate0.5589%437
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1311%1,521
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1440%1,435
Percentage Net Loans Charged-off: Commercial and industrial-0.2982%8,314
Percentage Net Loans Charged-off: Loans to individuals0.3431%5,062
Percentage Net Loans Charged-off: Credit card loans0.5061%1,718
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1123%4,073
Percentage Net Loans Charged-off: Total real estate loans0.1505%1,162
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2245%640
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1262%1,293
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1388%1,212
Percentage Net Loans Charged-off: Commercial and industrial-0.3961%8,368
Percentage Net Loans Charged-off: Loans to individuals0.4293%4,151
Percentage Net Loans Charged-off: Credit card loans0.1684%1,727
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1619%3,147
Percentage Net Loans Charged-off: Total real estate loans0.1318%1,178
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0454%820
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1908%891
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.2103%827
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.5259%3,471
Percentage Net Loans Charged-off: Credit card loans0.5019%1,491
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2209%2,190
Percentage Net Loans Charged-off: Total real estate loans0.2065%688
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.3362%483
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.3711%453
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.5716%2,971
Percentage Net Loans Charged-off: Credit card loans0.4851%1,208
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2699%2,985
Percentage Net Loans Charged-off: Total real estate loans0.1905%1,129
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1335%988
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2343%924
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2589%844
Percentage Net Loans Charged-off: Commercial and industrial0.3763%3,154
Percentage Net Loans Charged-off: Loans to individuals0.6444%3,620
Percentage Net Loans Charged-off: Credit card loans2.2573%1,169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1894%3,765
Percentage Net Loans Charged-off: Total real estate loans0.0921%1,758
Percentage Net Loans Charged-off:Construction & development1.4169%155
Percentage Net Loans Charged-off: Commercial real estate0.0214%1,285
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0826%1,712
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0914%1,561
Percentage Net Loans Charged-off: Commercial and industrial-0.0305%8,140
Percentage Net Loans Charged-off: Loans to individuals0.7967%2,901
Percentage Net Loans Charged-off: Credit card loans2.4225%1,097
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1987%3,170
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2512%2,689
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0760%5,679
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0802%5,944
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0707%6,424
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1138%5,323
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1705%4,467
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1984%5,422
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3528%5,508
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA