Home > 1st State Bank > Income and Expense

1st State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,984,0001,765
Total interest expense$4,919,0002,029
Net interest income$17,065,0001,638
Provision for loan and lease losses$275,0001,738
Total noninterest income$1,799,0002,127
Gross Fiduciary activities income$0981
Service charges on deposit accounts$417,0001,851
Trading account gains and feesNANA
Additional Noninterest Income$1,382,0001,968
Total noninterest expense$11,555,0001,852
Salaries and employee benefits$6,225,0001,917
Premises and equipment expense$1,179,0001,831
Additional noninterest expense$1,382,0001,968
Pre-tax net operating income$7,034,0001,539
Securities gains (losses)$-293,0004,065
Applicable income taxes$1,380,0001,238
Income before extraordinary items$5,361,0001,653
Extraordinary gains, net$054
Net income$5,361,0001,673
Minority interest net income$088
Net income of bank and minority interests.$5,361,0001,656
Net charge-offs$-43,0004,164
Cash dividends$400,0002,882
Sale, conversion, retirement of capital stock, net$68,000437
Net operating income$5,595,4001,628
2023-09-30 (YTD Data)Rank
Total interest income$16,257,0001,755
Total interest expense$3,419,0002,012
Net interest income$12,838,0001,657
Provision for loan and lease losses$150,0001,867
Total noninterest income$1,381,0002,099
Gross Fiduciary activities income$0950
Service charges on deposit accounts$315,0001,844
Trading account gains and feesNANA
Additional Noninterest Income$1,066,0001,928
Total noninterest expense$8,573,0001,869
Salaries and employee benefits$4,758,0001,896
Premises and equipment expense$807,0001,949
Additional noninterest expense$1,066,0001,928
Pre-tax net operating income$5,496,0001,539
Securities gains (losses)$0849
Applicable income taxes$1,129,0001,198
Income before extraordinary items$4,367,0001,607
Extraordinary gains, net$052
Net income$4,367,0001,619
Minority interest net income$081
Net income of bank and minority interests.$4,367,0001,607
Net charge-offs$-40,0004,177
Cash dividends$300,0002,553
Sale, conversion, retirement of capital stock, net$60,000412
Net operating income$4,367,0001,629
2023-06-30 (YTD Data)Rank
Total interest income$10,306,0001,790
Total interest expense$1,992,0002,036
Net interest income$8,314,0001,701
Provision for loan and lease losses$150,0001,522
Total noninterest income$874,0002,103
Gross Fiduciary activities income$0931
Service charges on deposit accounts$204,0001,863
Trading account gains and feesNANA
Additional Noninterest Income$670,0001,910
Total noninterest expense$5,787,0001,852
Salaries and employee benefits$3,213,0001,871
Premises and equipment expense$528,0001,953
Additional noninterest expense$670,0001,907
Pre-tax net operating income$3,251,0001,669
Securities gains (losses)$0938
Applicable income taxes$666,0001,281
Income before extraordinary items$2,585,0001,744
Extraordinary gains, net$051
Net income$2,585,0001,765
Minority interest net income$081
Net income of bank and minority interests.$2,585,0001,744
Net charge-offs$02,431
Cash dividends$200,0002,516
Sale, conversion, retirement of capital stock, net$46,000388
Net operating income$2,585,0001,755
2023-03-31 (YTD Data)Rank
Total interest income$5,063,0001,793
Total interest expense$889,0001,980
Net interest income$4,174,0001,709
Provision for loan and lease losses$02,612
Total noninterest income$393,0002,196
Gross Fiduciary activities income$0913
Service charges on deposit accounts$98,0001,932
Trading account gains and feesNANA
Additional Noninterest Income$295,0002,023
Total noninterest expense$2,882,0001,873
Salaries and employee benefits$1,618,0001,895
Premises and equipment expense$262,0001,990
Additional noninterest expense$295,0002,023
Pre-tax net operating income$1,685,0001,655
Securities gains (losses)$0950
Applicable income taxes$342,0001,281
Income before extraordinary items$1,343,0001,717
Extraordinary gains, net$04
Net income$1,343,0001,716
Minority interest net income$048
Net income of bank and minority interests.$1,343,0001,717
Net charge-offs$02,062
Cash dividends$100,0002,063
Sale, conversion, retirement of capital stock, net$27,000354
Net operating income$1,343,0001,741
2022-12-31 (YTD Data)Rank
Total interest income$16,032,0001,861
Total interest expense$840,0002,635
Net interest income$15,192,0001,773
Provision for loan and lease losses$03,012
Total noninterest income$2,053,0002,016
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$361,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$1,692,0001,786
Total noninterest expense$11,609,0001,821
Salaries and employee benefits$6,161,0001,920
Premises and equipment expense$1,031,0001,978
Additional noninterest expense$1,692,0001,786
Pre-tax net operating income$5,636,0001,907
Securities gains (losses)$0691
Applicable income taxes$1,161,0001,441
Income before extraordinary items$4,475,0001,959
Extraordinary gains, net$05
Net income$4,475,0001,959
Minority interest net income$063
Net income of bank and minority interests.$4,475,0001,958
Net charge-offs$-38,0004,003
Cash dividends$428,0002,806
Sale, conversion, retirement of capital stock, net$81,000482
Net operating income$4,475,0001,994
2022-09-30 (YTD Data)Rank
Total interest income$11,269,0001,893
Total interest expense$320,0003,212
Net interest income$10,949,0001,807
Provision for loan and lease losses$02,835
Total noninterest income$1,613,0001,991
Gross Fiduciary activities income$0968
Service charges on deposit accounts$279,0002,048
Trading account gains and feesNANA
Additional Noninterest Income$1,334,0001,757
Total noninterest expense$8,317,0001,873
Salaries and employee benefits$4,582,0001,917
Premises and equipment expense$780,0001,983
Additional noninterest expense$1,334,0001,757
Pre-tax net operating income$4,245,0001,863
Securities gains (losses)$0740
Applicable income taxes$871,0001,442
Income before extraordinary items$3,374,0001,941
Extraordinary gains, net$04
Net income$3,374,0001,940
Minority interest net income$057
Net income of bank and minority interests.$3,374,0001,940
Net charge-offs$-138,0004,385
Cash dividends$273,0002,577
Sale, conversion, retirement of capital stock, net$59,000440
Net operating income$3,374,0001,974
2022-06-30 (YTD Data)Rank
Total interest income$7,034,0001,935
Total interest expense$172,0003,391
Net interest income$6,862,0001,842
Provision for loan and lease losses$02,599
Total noninterest income$1,045,0002,017
Gross Fiduciary activities income$0925
Service charges on deposit accounts$192,0002,004
Trading account gains and feesNANA
Additional Noninterest Income$853,0001,839
Total noninterest expense$5,433,0001,878
Salaries and employee benefits$3,052,0001,917
Premises and equipment expense$527,0001,969
Additional noninterest expense$1,854,0001,700
Pre-tax net operating income$2,474,0001,939
Securities gains (losses)$0687
Applicable income taxes$508,0001,476
Income before extraordinary items$1,966,0002,018
Extraordinary gains, net$04
Net income$1,966,0002,018
Minority interest net income$060
Net income of bank and minority interests.$1,966,0002,018
Net charge-offs$-1,0002,999
Cash dividends$90,0002,758
Sale, conversion, retirement of capital stock, net$36,000426
Net operating income$1,966,0002,056
2022-03-31 (YTD Data)Rank
Total interest income$3,367,0001,949
Total interest expense$86,0003,372
Net interest income$3,281,0001,867
Provision for loan and lease losses$02,285
Total noninterest income$541,0001,978
Gross Fiduciary activities income$0892
Service charges on deposit accounts$103,0001,906
Trading account gains and feesNANA
Additional Noninterest Income$438,0001,813
Total noninterest expense$2,727,0001,876
Salaries and employee benefits$1,548,0001,894
Premises and equipment expense$265,0001,976
Additional noninterest expense$914,0001,695
Pre-tax net operating income$1,095,0001,995
Securities gains (losses)$0623
Applicable income taxes$225,0001,515
Income before extraordinary items$870,0002,092
Extraordinary gains, net$04
Net income$870,0002,091
Minority interest net income$050
Net income of bank and minority interests.$870,0002,092
Net charge-offs$10,0001,177
Cash dividends$45,0002,161
Sale, conversion, retirement of capital stock, net$17,000399
Net operating income$870,0002,112
2021-12-31 (YTD Data)Rank
Total interest income$14,985,0001,867
Total interest expense$390,0003,463
Net interest income$14,595,0001,755
Provision for loan and lease losses$300,0001,389
Total noninterest income$2,706,0001,913
Gross Fiduciary activities income$0994
Service charges on deposit accounts$320,0002,118
Trading account gains and feesNANA
Additional Noninterest Income$2,386,0001,731
Total noninterest expense$10,132,0001,960
Salaries and employee benefits$6,208,0001,889
Premises and equipment expense$668,0002,586
Additional noninterest expense$3,256,0001,866
Pre-tax net operating income$6,869,0001,659
Securities gains (losses)$-96,0004,647
Applicable income taxes$1,405,0001,359
Income before extraordinary items$5,368,0001,793
Extraordinary gains, net$010
Net income$5,368,0001,793
Minority interest net income$074
Net income of bank and minority interests.$5,368,0001,794
Net charge-offs$133,0001,207
Cash dividends$120,0003,412
Sale, conversion, retirement of capital stock, net$73,000487
Net operating income$5,443,8401,747
2021-09-30 (YTD Data)Rank
Total interest income$11,091,0001,925
Total interest expense$302,0003,522
Net interest income$10,789,0001,797
Provision for loan and lease losses$300,0001,152
Total noninterest income$2,059,0001,953
Gross Fiduciary activities income$0957
Service charges on deposit accounts$217,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$1,842,0001,756
Total noninterest expense$7,467,0001,988
Salaries and employee benefits$4,545,0001,922
Premises and equipment expense$646,0002,245
Additional noninterest expense$2,276,0001,967
Pre-tax net operating income$5,081,0001,738
Securities gains (losses)$02,015
Applicable income taxes$1,055,0001,424
Income before extraordinary items$4,026,0001,870
Extraordinary gains, net$08
Net income$4,026,0001,869
Minority interest net income$069
Net income of bank and minority interests.$4,026,0001,870
Net charge-offs$140,000940
Cash dividends$90,0003,078
Sale, conversion, retirement of capital stock, net$43,000468
Net operating income$4,026,0001,839
2021-06-30 (YTD Data)Rank
Total interest income$7,383,0001,922
Total interest expense$206,0003,576
Net interest income$7,177,0001,793
Provision for loan and lease losses$300,000865
Total noninterest income$1,341,0001,919
Gross Fiduciary activities income$0951
Service charges on deposit accounts$122,0002,392
Trading account gains and feesNANA
Additional Noninterest Income$1,219,0001,718
Total noninterest expense$4,979,0001,984
Salaries and employee benefits$2,992,0001,934
Premises and equipment expense$420,0002,271
Additional noninterest expense$1,567,0001,896
Pre-tax net operating income$3,239,0001,774
Securities gains (losses)$01,818
Applicable income taxes$672,0001,446
Income before extraordinary items$2,567,0001,907
Extraordinary gains, net$06
Net income$2,567,0001,906
Minority interest net income$067
Net income of bank and minority interests.$2,567,0001,907
Net charge-offs$144,000767
Cash dividends$60,0002,964
Sale, conversion, retirement of capital stock, net$29,000453
Net operating income$2,567,0001,872
2021-03-31 (YTD Data)Rank
Total interest income$3,849,0001,848
Total interest expense$107,0003,602
Net interest income$3,742,0001,731
Provision for loan and lease losses$250,000680
Total noninterest income$665,0001,943
Gross Fiduciary activities income$0922
Service charges on deposit accounts$51,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$614,0001,705
Total noninterest expense$2,360,0002,036
Salaries and employee benefits$1,427,0001,985
Premises and equipment expense$200,0002,352
Additional noninterest expense$733,0001,968
Pre-tax net operating income$1,797,0001,651
Securities gains (losses)$01,392
Applicable income taxes$374,0001,368
Income before extraordinary items$1,423,0001,784
Extraordinary gains, net$03
Net income$1,423,0001,784
Minority interest net income$055
Net income of bank and minority interests.$1,423,0001,784
Net charge-offs$146,000515
Cash dividends$30,0002,351
Sale, conversion, retirement of capital stock, net$15,000427
Net operating income$1,423,0001,740
2020-12-31 (YTD Data)Rank
Total interest income$14,008,0001,986
Total interest expense$825,0003,216
Net interest income$13,183,0001,827
Provision for loan and lease losses$1,600,0001,201
Total noninterest income$2,743,0001,808
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$210,0002,711
Trading account gains and feesNANA
Additional Noninterest Income$2,533,0001,578
Total noninterest expense$9,600,0002,012
Salaries and employee benefits$5,819,0001,941
Premises and equipment expense$904,0002,163
Additional noninterest expense$2,877,0001,986
Pre-tax net operating income$4,726,0001,854
Securities gains (losses)$02,675
Applicable income taxes$1,002,0001,427
Income before extraordinary items$3,724,0002,015
Extraordinary gains, net$04
Net income$3,724,0002,014
Minority interest net income$072
Net income of bank and minority interests.$3,724,0002,015
Net charge-offs$-73,0004,679
Cash dividends$230,0003,326
Sale, conversion, retirement of capital stock, net$79,000463
Net operating income$3,724,0001,964
2020-09-30 (YTD Data)Rank
Total interest income$9,856,0002,090
Total interest expense$702,0003,131
Net interest income$9,154,0001,916
Provision for loan and lease losses$825,0001,523
Total noninterest income$1,821,0001,881
Gross Fiduciary activities income$0981
Service charges on deposit accounts$154,0002,753
Trading account gains and feesNANA
Additional Noninterest Income$1,667,0001,654
Total noninterest expense$6,834,0002,059
Salaries and employee benefits$4,183,0001,978
Premises and equipment expense$647,0002,225
Additional noninterest expense$2,004,0002,076
Pre-tax net operating income$3,316,0001,914
Securities gains (losses)$02,494
Applicable income taxes$703,0001,455
Income before extraordinary items$2,613,0002,087
Extraordinary gains, net$04
Net income$2,613,0002,086
Minority interest net income$065
Net income of bank and minority interests.$2,613,0002,087
Net charge-offs$-70,0004,744
Cash dividends$195,0002,934
Sale, conversion, retirement of capital stock, net$71,000421
Net operating income$2,613,0002,027
2020-06-30 (YTD Data)Rank
Total interest income$6,523,0002,129
Total interest expense$542,0003,025
Net interest income$5,981,0001,965
Provision for loan and lease losses$475,0001,651
Total noninterest income$1,110,0001,909
Gross Fiduciary activities income$0970
Service charges on deposit accounts$100,0002,824
Trading account gains and feesNANA
Additional Noninterest Income$1,010,0001,660
Total noninterest expense$4,456,0002,090
Salaries and employee benefits$2,743,0002,000
Premises and equipment expense$421,0002,253
Additional noninterest expense$1,292,0002,119
Pre-tax net operating income$2,160,0001,893
Securities gains (losses)$02,249
Applicable income taxes$458,0001,413
Income before extraordinary items$1,702,0002,059
Extraordinary gains, net$04
Net income$1,702,0002,059
Minority interest net income$065
Net income of bank and minority interests.$1,702,0002,059
Net charge-offs$-70,0004,822
Cash dividends$130,0002,874
Sale, conversion, retirement of capital stock, net$64,000375
Net operating income$1,702,0002,016
2020-03-31 (YTD Data)Rank
Total interest income$3,192,0002,154
Total interest expense$356,0002,763
Net interest income$2,836,0002,008
Provision for loan and lease losses$225,0001,360
Total noninterest income$500,0001,944
Gross Fiduciary activities income$0941
Service charges on deposit accounts$55,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$445,0001,626
Total noninterest expense$2,158,0002,161
Salaries and employee benefits$1,280,0002,122
Premises and equipment expense$218,0002,222
Additional noninterest expense$660,0002,101
Pre-tax net operating income$953,0001,897
Securities gains (losses)$01,705
Applicable income taxes$202,0001,395
Income before extraordinary items$751,0002,068
Extraordinary gains, net$04
Net income$751,0002,067
Minority interest net income$056
Net income of bank and minority interests.$751,0002,068
Net charge-offs$-61,0004,901
Cash dividends$65,0002,433
Sale, conversion, retirement of capital stock, net$6,000450
Net operating income$751,0002,030
2019-12-31 (YTD Data)Rank
Total interest income$13,137,0002,134
Total interest expense$1,591,0002,670
Net interest income$11,546,0001,983
Provision for loan and lease losses$995,000910
Total noninterest income$1,536,0002,262
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$219,0003,055
Trading account gains and feesNANA
Additional Noninterest Income$1,317,0001,940
Total noninterest expense$8,372,0002,176
Salaries and employee benefits$4,863,0002,149
Premises and equipment expense$866,0002,229
Additional noninterest expense$2,643,0002,125
Pre-tax net operating income$3,715,0002,156
Securities gains (losses)$02,379
Applicable income taxes$787,0001,610
Income before extraordinary items$2,928,0002,326
Extraordinary gains, net$011
Net income$2,928,0002,329
Minority interest net income$076
Net income of bank and minority interests.$2,928,0002,328
Net charge-offs$698,000849
Cash dividends$220,0003,518
Sale, conversion, retirement of capital stock, net$53,000531
Net operating income$2,928,0002,287
2019-09-30 (YTD Data)Rank
Total interest income$9,832,0002,158
Total interest expense$1,198,0002,689
Net interest income$8,634,0002,018
Provision for loan and lease losses$395,0001,366
Total noninterest income$1,093,0002,336
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$157,0003,144
Trading account gains and feesNANA
Additional Noninterest Income$936,0002,001
Total noninterest expense$6,197,0002,200
Salaries and employee benefits$3,642,0002,164
Premises and equipment expense$637,0002,271
Additional noninterest expense$1,918,0002,180
Pre-tax net operating income$3,135,0002,052
Securities gains (losses)$02,167
Applicable income taxes$664,0001,568
Income before extraordinary items$2,471,0002,215
Extraordinary gains, net$011
Net income$2,471,0002,215
Minority interest net income$072
Net income of bank and minority interests.$2,471,0002,216
Net charge-offs$325,000990
Cash dividends$170,0003,181
Sale, conversion, retirement of capital stock, net$39,000500
Net operating income$2,471,0002,178
2019-06-30 (YTD Data)Rank
Total interest income$6,537,0002,165
Total interest expense$781,0002,701
Net interest income$5,756,0002,019
Provision for loan and lease losses$195,0001,604
Total noninterest income$697,0002,353
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$100,0003,188
Trading account gains and feesNANA
Additional Noninterest Income$597,0002,013
Total noninterest expense$4,149,0002,206
Salaries and employee benefits$2,411,0002,179
Premises and equipment expense$428,0002,276
Additional noninterest expense$1,310,0002,157
Pre-tax net operating income$2,109,0002,032
Securities gains (losses)$01,702
Applicable income taxes$446,0001,540
Income before extraordinary items$1,663,0002,189
Extraordinary gains, net$011
Net income$1,663,0002,188
Minority interest net income$069
Net income of bank and minority interests.$1,663,0002,189
Net charge-offs$326,000749
Cash dividends$120,0003,106
Sale, conversion, retirement of capital stock, net$28,000487
Net operating income$1,663,0002,159
2019-03-31 (YTD Data)Rank
Total interest income$3,219,0002,186
Total interest expense$390,0002,675
Net interest income$2,829,0002,050
Provision for loan and lease losses$90,0001,533
Total noninterest income$278,0002,612
Gross Fiduciary activities income$0972
Service charges on deposit accounts$47,0003,275
Trading account gains and feesNANA
Additional Noninterest Income$231,0002,240
Total noninterest expense$2,102,0002,192
Salaries and employee benefits$1,224,0002,162
Premises and equipment expense$218,0002,280
Additional noninterest expense$660,0002,126
Pre-tax net operating income$915,0002,170
Securities gains (losses)$01,087
Applicable income taxes$194,0001,617
Income before extraordinary items$721,0002,324
Extraordinary gains, net$05
Net income$721,0002,323
Minority interest net income$052
Net income of bank and minority interests.$721,0002,323
Net charge-offs$-7,0004,527
Cash dividends$60,0002,577
Sale, conversion, retirement of capital stock, net$13,000452
Net operating income$721,0002,310
2018-12-31 (YTD Data)Rank
Total interest income$11,372,0002,297
Total interest expense$958,0002,994
Net interest income$10,414,0002,168
Provision for loan and lease losses$450,0001,544
Total noninterest income$1,302,0002,506
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$190,0003,381
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0002,127
Total noninterest expense$7,988,0002,248
Salaries and employee benefits$4,680,0002,209
Premises and equipment expense$764,0002,433
Additional noninterest expense$2,544,0002,195
Pre-tax net operating income$3,278,0002,376
Securities gains (losses)$01,125
Applicable income taxes$692,0001,695
Income before extraordinary items$2,586,0002,547
Extraordinary gains, net$06
Net income$2,586,0002,546
Minority interest net income$072
Net income of bank and minority interests.$2,586,0002,546
Net charge-offs$531,000914
Cash dividends$160,0003,670
Sale, conversion, retirement of capital stock, net$100,000485
Net operating income$2,586,0002,536
2018-09-30 (YTD Data)Rank
Total interest income$8,259,0002,354
Total interest expense$646,0003,094
Net interest income$7,613,0002,219
Provision for loan and lease losses$210,0001,934
Total noninterest income$974,0002,542
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$141,0003,407
Trading account gains and feesNANA
Additional Noninterest Income$833,0002,156
Total noninterest expense$5,775,0002,311
Salaries and employee benefits$3,455,0002,229
Premises and equipment expense$539,0002,544
Additional noninterest expense$1,781,0002,303
Pre-tax net operating income$2,602,0002,331
Securities gains (losses)$01,118
Applicable income taxes$550,0001,712
Income before extraordinary items$2,052,0002,473
Extraordinary gains, net$05
Net income$2,052,0002,472
Minority interest net income$066
Net income of bank and minority interests.$2,052,0002,472
Net charge-offs$562,000667
Cash dividends$110,0003,331
Sale, conversion, retirement of capital stock, net$87,000447
Net operating income$2,052,0002,467
2018-06-30 (YTD Data)Rank
Total interest income$5,290,0002,412
Total interest expense$387,0003,179
Net interest income$4,903,0002,289
Provision for loan and lease losses$125,0001,966
Total noninterest income$613,0002,614
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$89,0003,488
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,225
Total noninterest expense$3,765,0002,355
Salaries and employee benefits$2,239,0002,282
Premises and equipment expense$368,0002,521
Additional noninterest expense$1,158,0002,357
Pre-tax net operating income$1,626,0002,400
Securities gains (losses)$0961
Applicable income taxes$343,0001,742
Income before extraordinary items$1,283,0002,566
Extraordinary gains, net$06
Net income$1,283,0002,565
Minority interest net income$065
Net income of bank and minority interests.$1,283,0002,565
Net charge-offs$569,000485
Cash dividends$110,0003,131
Sale, conversion, retirement of capital stock, net$56,000431
Net operating income$1,283,0002,559
2018-03-31 (YTD Data)Rank
Total interest income$2,559,0002,459
Total interest expense$172,0003,315
Net interest income$2,387,0002,335
Provision for loan and lease losses$60,0001,880
Total noninterest income$298,0002,636
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$41,0003,613
Trading account gains and feesNANA
Additional Noninterest Income$257,0002,196
Total noninterest expense$1,874,0002,384
Salaries and employee benefits$1,112,0002,318
Premises and equipment expense$192,0002,501
Additional noninterest expense$570,0002,384
Pre-tax net operating income$751,0002,490
Securities gains (losses)$0735
Applicable income taxes$159,0001,782
Income before extraordinary items$592,0002,631
Extraordinary gains, net$07
Net income$592,0002,631
Minority interest net income$052
Net income of bank and minority interests.$592,0002,631
Net charge-offs$-11,0004,784
Cash dividends$50,0002,554
Sale, conversion, retirement of capital stock, net$28,000398
Net operating income$592,0002,629
2017-12-31 (YTD Data)Rank
Total interest income$9,594,0002,533
Total interest expense$606,0003,372
Net interest income$8,988,0002,410
Provision for loan and lease losses$430,0001,583
Total noninterest income$1,320,0002,559
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$159,0003,764
Trading account gains and feesNANA
Additional Noninterest Income$1,161,0002,104
Total noninterest expense$6,638,0002,594
Salaries and employee benefits$3,829,0002,543
Premises and equipment expense$620,0002,872
Additional noninterest expense$2,189,0002,496
Pre-tax net operating income$3,240,0002,355
Securities gains (losses)$-11,0005,076
Applicable income taxes$1,330,0001,636
Income before extraordinary items$1,899,0002,778
Extraordinary gains, net$09
Net income$1,899,0002,777
Minority interest net income$076
Net income of bank and minority interests.$1,899,0002,778
Net charge-offs$83,0002,604
Cash dividends$135,0003,800
Sale, conversion, retirement of capital stock, net$62,000540
Net operating income$1,906,0402,751
2017-09-30 (YTD Data)Rank
Total interest income$7,050,0002,577
Total interest expense$437,0003,436
Net interest income$6,613,0002,460
Provision for loan and lease losses$265,0001,763
Total noninterest income$969,0002,610
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$118,0003,804
Trading account gains and feesNANA
Additional Noninterest Income$851,0002,159
Total noninterest expense$4,869,0002,644
Salaries and employee benefits$2,804,0002,606
Premises and equipment expense$460,0002,909
Additional noninterest expense$1,605,0002,543
Pre-tax net operating income$2,448,0002,398
Securities gains (losses)$02,274
Applicable income taxes$835,0001,622
Income before extraordinary items$1,613,0002,734
Extraordinary gains, net$09
Net income$1,613,0002,733
Minority interest net income$071
Net income of bank and minority interests.$1,613,0002,734
Net charge-offs$17,0003,057
Cash dividends$60,0003,537
Sale, conversion, retirement of capital stock, net$42,000519
Net operating income$1,613,0002,719
2017-06-30 (YTD Data)Rank
Total interest income$4,564,0002,617
Total interest expense$284,0003,457
Net interest income$4,280,0002,508
Provision for loan and lease losses$150,0001,808
Total noninterest income$629,0002,653
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$77,0003,839
Trading account gains and feesNANA
Additional Noninterest Income$552,0002,206
Total noninterest expense$3,197,0002,684
Salaries and employee benefits$1,820,0002,670
Premises and equipment expense$308,0002,912
Additional noninterest expense$1,069,0002,539
Pre-tax net operating income$1,562,0002,423
Securities gains (losses)$01,906
Applicable income taxes$532,0001,643
Income before extraordinary items$1,030,0002,768
Extraordinary gains, net$011
Net income$1,030,0002,768
Minority interest net income$071
Net income of bank and minority interests.$1,030,0002,768
Net charge-offs$29,0002,369
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$24,000524
Net operating income$1,030,0002,749
2017-03-31 (YTD Data)Rank
Total interest income$2,225,0002,656
Total interest expense$136,0003,520
Net interest income$2,089,0002,553
Provision for loan and lease losses$75,0001,685
Total noninterest income$276,0002,820
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$35,0003,988
Trading account gains and feesNANA
Additional Noninterest Income$241,0002,359
Total noninterest expense$1,560,0002,748
Salaries and employee benefits$878,0002,763
Premises and equipment expense$153,0002,954
Additional noninterest expense$529,0002,554
Pre-tax net operating income$730,0002,458
Securities gains (losses)$01,153
Applicable income taxes$249,0001,668
Income before extraordinary items$481,0002,817
Extraordinary gains, net$08
Net income$481,0002,817
Minority interest net income$055
Net income of bank and minority interests.$481,0002,817
Net charge-offs$-9,0004,951
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$13,000485
Net operating income$481,0002,803
2016-12-31 (YTD Data)Rank
Total interest income$8,603,0002,710
Total interest expense$625,0003,249
Net interest income$7,978,0002,630
Provision for loan and lease losses$360,0001,801
Total noninterest income$1,169,0002,799
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$142,0004,070
Trading account gains and fees$0170
Additional Noninterest Income$1,027,0002,376
Total noninterest expense$6,110,0002,814
Salaries and employee benefits$3,483,0002,759
Premises and equipment expense$522,0003,283
Additional noninterest expense$2,105,0002,657
Pre-tax net operating income$2,677,0002,567
Securities gains (losses)$10,0002,659
Applicable income taxes$919,0001,734
Income before extraordinary items$1,768,0002,991
Extraordinary gains, net$05
Net income$1,768,0002,990
Minority interest net income$082
Net income of bank and minority interests.$1,768,0002,990
Net charge-offs$-88,0005,498
Cash dividends$80,0004,036
Sale, conversion, retirement of capital stock, net$66,000543
Net operating income$1,761,4002,953
2016-09-30 (YTD Data)Rank
Total interest income$6,374,0002,735
Total interest expense$488,0003,179
Net interest income$5,886,0002,666
Provision for loan and lease losses$300,0001,615
Total noninterest income$920,0002,744
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$104,0004,131
Trading account gains and fees$0169
Additional Noninterest Income$816,0002,295
Total noninterest expense$4,570,0002,817
Salaries and employee benefits$2,591,0002,770
Premises and equipment expense$409,0003,222
Additional noninterest expense$1,570,0002,676
Pre-tax net operating income$1,936,0002,673
Securities gains (losses)$10,0002,582
Applicable income taxes$665,0001,808
Income before extraordinary items$1,281,0003,078
Extraordinary gains, net$05
Net income$1,281,0003,078
Minority interest net income$071
Net income of bank and minority interests.$1,281,0003,078
Net charge-offs$-52,0005,385
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$43,000529
Net operating income$1,274,4003,038
2016-06-30 (YTD Data)Rank
Total interest income$4,178,0002,784
Total interest expense$337,0003,119
Net interest income$3,841,0002,712
Provision for loan and lease losses$240,0001,451
Total noninterest income$549,0002,878
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$69,0004,142
Trading account gains and fees$0157
Additional Noninterest Income$480,0002,431
Total noninterest expense$3,066,0002,812
Salaries and employee benefits$1,690,0002,836
Premises and equipment expense$299,0003,049
Additional noninterest expense$1,077,0002,636
Pre-tax net operating income$1,084,0002,933
Securities gains (losses)$02,835
Applicable income taxes$372,0001,940
Income before extraordinary items$712,0003,393
Extraordinary gains, net$016
Net income$712,0003,390
Minority interest net income$071
Net income of bank and minority interests.$712,0003,391
Net charge-offs$-39,0005,425
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$26,000530
Net operating income$712,0003,332
2016-03-31 (YTD Data)Rank
Total interest income$2,052,0002,816
Total interest expense$171,0003,105
Net interest income$1,881,0002,751
Provision for loan and lease losses$120,0001,367
Total noninterest income$307,0002,696
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$33,0004,195
Trading account gains and fees$0142
Additional Noninterest Income$274,0002,208
Total noninterest expense$1,515,0002,850
Salaries and employee benefits$835,0002,861
Premises and equipment expense$148,0003,084
Additional noninterest expense$532,0002,644
Pre-tax net operating income$553,0002,857
Securities gains (losses)$02,077
Applicable income taxes$189,0001,899
Income before extraordinary items$364,0003,295
Extraordinary gains, net$012
Net income$364,0003,292
Minority interest net income$062
Net income of bank and minority interests.$364,0003,293
Net charge-offs$-8,0005,076
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$11,000517
Net operating income$364,0003,232
2015-12-31 (YTD Data)Rank
Total interest income$7,946,0002,851
Total interest expense$727,0002,994
Net interest income$7,219,0002,804
Provision for loan and lease losses$330,0001,800
Total noninterest income$1,031,0003,021
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$139,0004,247
Trading account gains and fees$0159
Additional Noninterest Income$892,0002,523
Total noninterest expense$5,915,0002,894
Salaries and employee benefits$3,317,0002,842
Premises and equipment expense$590,0003,145
Additional noninterest expense$2,008,0002,786
Pre-tax net operating income$2,005,0003,011
Securities gains (losses)$18,0002,297
Applicable income taxes$695,0001,923
Income before extraordinary items$1,328,0003,447
Extraordinary gains, net$023
Net income$1,328,0003,445
Minority interest net income$081
Net income of bank and minority interests.$1,328,0003,447
Net charge-offs$224,0001,878
Cash dividends$309,0003,383
Sale, conversion, retirement of capital stock, net$-756,0006,136
Net operating income$1,316,1203,415
2015-09-30 (YTD Data)Rank
Total interest income$5,921,0002,884
Total interest expense$553,0003,001
Net interest income$5,368,0002,840
Provision for loan and lease losses$225,0001,803
Total noninterest income$779,0003,018
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$105,0004,286
Trading account gains and fees$0153
Additional Noninterest Income$674,0002,524
Total noninterest expense$4,387,0002,931
Salaries and employee benefits$2,486,0002,860
Premises and equipment expense$449,0003,151
Additional noninterest expense$1,452,0002,854
Pre-tax net operating income$1,535,0003,035
Securities gains (losses)$1,0002,915
Applicable income taxes$528,0001,968
Income before extraordinary items$1,008,0003,482
Extraordinary gains, net$021
Net income$1,008,0003,480
Minority interest net income$078
Net income of bank and minority interests.$1,008,0003,481
Net charge-offs$244,0001,371
Cash dividends$159,0003,245
Sale, conversion, retirement of capital stock, net$-769,0006,239
Net operating income$1,007,3403,430
2015-06-30 (YTD Data)Rank
Total interest income$3,904,0002,902
Total interest expense$389,0002,934
Net interest income$3,515,0002,870
Provision for loan and lease losses$150,0001,756
Total noninterest income$504,0003,061
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$70,0004,281
Trading account gains and fees$0157
Additional Noninterest Income$434,0002,577
Total noninterest expense$2,945,0002,927
Salaries and employee benefits$1,658,0002,871
Premises and equipment expense$304,0003,134
Additional noninterest expense$983,0002,841
Pre-tax net operating income$924,0003,212
Securities gains (losses)$02,636
Applicable income taxes$318,0002,074
Income before extraordinary items$606,0003,655
Extraordinary gains, net$022
Net income$606,0003,656
Minority interest net income$075
Net income of bank and minority interests.$606,0003,657
Net charge-offs$46,0002,379
Cash dividends$23,0003,593
Sale, conversion, retirement of capital stock, net$20,000583
Net operating income$606,0003,599
2015-03-31 (YTD Data)Rank
Total interest income$1,892,0002,962
Total interest expense$213,0002,764
Net interest income$1,679,0002,968
Provision for loan and lease losses$75,0001,675
Total noninterest income$245,0003,077
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$35,0004,270
Trading account gains and fees$0152
Additional Noninterest Income$210,0002,570
Total noninterest expense$1,457,0002,962
Salaries and employee benefits$816,0002,921
Premises and equipment expense$152,0003,176
Additional noninterest expense$489,0002,837
Pre-tax net operating income$392,0003,404
Securities gains (losses)$02,027
Applicable income taxes$135,0002,199
Income before extraordinary items$257,0003,910
Extraordinary gains, net$013
Net income$257,0003,913
Minority interest net income$064
Net income of bank and minority interests.$257,0003,914
Net charge-offs$35,0001,797
Cash dividends$12,0002,828
Sale, conversion, retirement of capital stock, net$10,000555
Net operating income$257,0003,828
2014-12-31 (YTD Data)Rank
Total interest income$7,881,0002,918
Total interest expense$1,079,0002,463
Net interest income$6,802,0002,958
Provision for loan and lease losses$310,0001,948
Total noninterest income$826,0003,433
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$110,0004,847
Trading account gains and fees$0180
Additional Noninterest Income$716,0002,778
Total noninterest expense$5,534,0003,101
Salaries and employee benefits$3,032,0003,047
Premises and equipment expense$602,0003,221
Additional noninterest expense$1,900,0003,005
Pre-tax net operating income$1,784,0003,192
Securities gains (losses)$4,0002,934
Applicable income taxes$618,0002,014
Income before extraordinary items$1,170,0003,689
Extraordinary gains, net$017
Net income$1,170,0003,689
Minority interest net income$084
Net income of bank and minority interests.$1,170,0003,691
Net charge-offs$303,0002,003
Cash dividends$102,0004,012
Sale, conversion, retirement of capital stock, net$-962,0006,481
Net operating income$1,167,4003,640
2014-09-30 (YTD Data)Rank
Total interest income$5,856,0002,963
Total interest expense$830,0002,442
Net interest income$5,026,0003,005
Provision for loan and lease losses$220,0001,981
Total noninterest income$624,0003,454
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$78,0005,000
Trading account gains and fees$0174
Additional Noninterest Income$546,0002,789
Total noninterest expense$4,055,0003,161
Salaries and employee benefits$2,203,0003,142
Premises and equipment expense$457,0003,241
Additional noninterest expense$1,395,0003,050
Pre-tax net operating income$1,375,0003,197
Securities gains (losses)$4,0002,611
Applicable income taxes$476,0002,031
Income before extraordinary items$903,0003,675
Extraordinary gains, net$015
Net income$903,0003,677
Minority interest net income$081
Net income of bank and minority interests.$903,0003,678
Net charge-offs$158,0002,252
Cash dividends$81,0003,536
Sale, conversion, retirement of capital stock, net$28,000648
Net operating income$900,4003,642
2014-06-30 (YTD Data)Rank
Total interest income$3,851,0002,989
Total interest expense$565,0002,425
Net interest income$3,286,0003,048
Provision for loan and lease losses$130,0002,050
Total noninterest income$405,0003,479
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$49,0005,099
Trading account gains and fees$0172
Additional Noninterest Income$356,0002,805
Total noninterest expense$2,677,0003,188
Salaries and employee benefits$1,451,0003,185
Premises and equipment expense$306,0003,244
Additional noninterest expense$920,0003,090
Pre-tax net operating income$884,0003,189
Securities gains (losses)$02,580
Applicable income taxes$306,0002,016
Income before extraordinary items$578,0003,699
Extraordinary gains, net$020
Net income$578,0003,703
Minority interest net income$080
Net income of bank and minority interests.$578,0003,706
Net charge-offs$77,0002,426
Cash dividends$53,0003,419
Sale, conversion, retirement of capital stock, net$19,000612
Net operating income$578,0003,640
2014-03-31 (YTD Data)Rank
Total interest income$1,923,0003,005
Total interest expense$285,0002,451
Net interest income$1,638,0003,064
Provision for loan and lease losses$60,0002,013
Total noninterest income$208,0003,407
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$23,0005,185
Trading account gains and fees$0147
Additional Noninterest Income$185,0002,669
Total noninterest expense$1,349,0003,198
Salaries and employee benefits$729,0003,204
Premises and equipment expense$150,0003,344
Additional noninterest expense$470,0003,036
Pre-tax net operating income$437,0003,144
Securities gains (losses)$01,715
Applicable income taxes$151,0002,003
Income before extraordinary items$286,0003,628
Extraordinary gains, net$016
Net income$286,0003,630
Minority interest net income$066
Net income of bank and minority interests.$286,0003,631
Net charge-offs$21,0002,457
Cash dividends$27,0002,712
Sale, conversion, retirement of capital stock, net$9,000584
Net operating income$286,0003,573
2013-12-31 (YTD Data)Rank
Total interest income$8,000,0002,948
Total interest expense$1,349,0002,364
Net interest income$6,651,0003,013
Provision for loan and lease losses$375,0002,178
Total noninterest income$1,037,0003,127
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$89,0005,402
Trading account gains and fees$0184
Additional Noninterest Income$948,0002,452
Total noninterest expense$5,083,0003,366
Salaries and employee benefits$2,881,0003,197
Premises and equipment expense$514,0003,674
Additional noninterest expense$1,688,0003,371
Pre-tax net operating income$2,230,0002,649
Securities gains (losses)$03,182
Applicable income taxes$749,0001,747
Income before extraordinary items$1,481,0003,184
Extraordinary gains, net$029
Net income$1,481,0003,186
Minority interest net income$090
Net income of bank and minority interests.$1,481,0003,187
Net charge-offs$429,0002,179
Cash dividends$1,108,0001,804
Sale, conversion, retirement of capital stock, net$36,000714
Net operating income$1,481,0003,130
2013-09-30 (YTD Data)Rank
Total interest income$6,014,0002,963
Total interest expense$1,032,0002,388
Net interest income$4,982,0003,039
Provision for loan and lease losses$180,0002,702
Total noninterest income$771,0003,204
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$66,0005,479
Trading account gains and fees$0180
Additional Noninterest Income$705,0002,498
Total noninterest expense$3,745,0003,416
Salaries and employee benefits$2,132,0003,241
Premises and equipment expense$386,0003,705
Additional noninterest expense$1,227,0003,438
Pre-tax net operating income$1,828,0002,599
Securities gains (losses)$03,040
Applicable income taxes$609,0001,722
Income before extraordinary items$1,219,0003,045
Extraordinary gains, net$025
Net income$1,219,0003,050
Minority interest net income$084
Net income of bank and minority interests.$1,219,0003,050
Net charge-offs$7,0004,813
Cash dividends$580,0001,956
Sale, conversion, retirement of capital stock, net$23,000696
Net operating income$1,219,0002,973
2013-06-30 (YTD Data)Rank
Total interest income$3,972,0002,989
Total interest expense$701,0002,391
Net interest income$3,271,0003,087
Provision for loan and lease losses$150,0002,434
Total noninterest income$558,0003,097
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$40,0005,595
Trading account gains and fees$0157
Additional Noninterest Income$518,0002,434
Total noninterest expense$2,469,0003,456
Salaries and employee benefits$1,406,0003,287
Premises and equipment expense$261,0003,690
Additional noninterest expense$802,0003,495
Pre-tax net operating income$1,210,0002,585
Securities gains (losses)$02,791
Applicable income taxes$404,0001,733
Income before extraordinary items$806,0003,048
Extraordinary gains, net$022
Net income$806,0003,050
Minority interest net income$082
Net income of bank and minority interests.$806,0003,051
Net charge-offs$8,0004,402
Cash dividends$303,0002,166
Sale, conversion, retirement of capital stock, net$15,000662
Net operating income$806,0002,960
2013-03-31 (YTD Data)Rank
Total interest income$1,988,0003,002
Total interest expense$355,0002,435
Net interest income$1,633,0003,096
Provision for loan and lease losses$75,0002,354
Total noninterest income$232,0003,422
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$18,0005,710
Trading account gains and fees$0148
Additional Noninterest Income$214,0002,685
Total noninterest expense$1,215,0003,521
Salaries and employee benefits$686,0003,370
Premises and equipment expense$135,0003,623
Additional noninterest expense$394,0003,542
Pre-tax net operating income$575,0002,626
Securities gains (losses)$01,966
Applicable income taxes$191,0001,763
Income before extraordinary items$384,0003,104
Extraordinary gains, net$010
Net income$384,0003,105
Minority interest net income$076
Net income of bank and minority interests.$384,0003,106
Net charge-offs$16,0003,214
Cash dividends$27,0002,526
Sale, conversion, retirement of capital stock, net$8,000608
Net operating income$384,0003,010
2012-12-31 (YTD Data)Rank
Total interest income$8,236,0003,032
Total interest expense$1,711,0002,451
Net interest income$6,525,0003,164
Provision for loan and lease losses$435,0002,913
Total noninterest income$944,0003,343
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$86,0005,638
Trading account gains and fees$0166
Additional Noninterest Income$858,0002,578
Total noninterest expense$4,979,0003,473
Salaries and employee benefits$2,772,0003,308
Premises and equipment expense$515,0003,750
Additional noninterest expense$1,692,0003,501
Pre-tax net operating income$2,055,0002,769
Securities gains (losses)$03,810
Applicable income taxes$718,0001,813
Income before extraordinary items$1,337,0003,334
Extraordinary gains, net$029
Net income$1,337,0003,335
Minority interest net income$093
Net income of bank and minority interests.$1,337,0003,335
Net charge-offs$206,0003,728
Cash dividends$108,0003,942
Sale, conversion, retirement of capital stock, net$59,000677
Net operating income$1,337,0003,192
2012-09-30 (YTD Data)Rank
Total interest income$6,129,0003,113
Total interest expense$1,350,0002,435
Net interest income$4,779,0003,269
Provision for loan and lease losses$270,0003,108
Total noninterest income$717,0003,366
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$65,0005,698
Trading account gains and fees$0157
Additional Noninterest Income$652,0002,559
Total noninterest expense$3,663,0003,548
Salaries and employee benefits$2,019,0003,401
Premises and equipment expense$370,0003,906
Additional noninterest expense$1,274,0003,493
Pre-tax net operating income$1,563,0002,802
Securities gains (losses)$03,575
Applicable income taxes$531,0001,881
Income before extraordinary items$1,032,0003,364
Extraordinary gains, net$020
Net income$1,032,0003,365
Minority interest net income$086
Net income of bank and minority interests.$1,032,0003,366
Net charge-offs$45,0004,583
Cash dividends$81,0003,404
Sale, conversion, retirement of capital stock, net$40,000651
Net operating income$1,032,0003,218
2012-06-30 (YTD Data)Rank
Total interest income$4,066,0003,146
Total interest expense$923,0002,459
Net interest income$3,143,0003,313
Provision for loan and lease losses$180,0003,106
Total noninterest income$459,0003,397
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$45,0005,675
Trading account gains and fees$0153
Additional Noninterest Income$414,0002,598
Total noninterest expense$2,354,0003,673
Salaries and employee benefits$1,284,0003,533
Premises and equipment expense$193,0004,459
Additional noninterest expense$877,0003,441
Pre-tax net operating income$1,068,0002,723
Securities gains (losses)$03,178
Applicable income taxes$361,0001,837
Income before extraordinary items$707,0003,304
Extraordinary gains, net$019
Net income$707,0003,304
Minority interest net income$084
Net income of bank and minority interests.$707,0003,305
Net charge-offs$-9,0006,612
Cash dividends$54,0003,276
Sale, conversion, retirement of capital stock, net$21,000666
Net operating income$707,0003,132
2012-03-31 (YTD Data)Rank
Total interest income$2,032,0003,166
Total interest expense$478,0002,468
Net interest income$1,554,0003,359
Provision for loan and lease losses$90,0002,992
Total noninterest income$231,0003,375
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$22,0005,685
Trading account gains and fees$0148
Additional Noninterest Income$209,0002,590
Total noninterest expense$1,178,0003,677
Salaries and employee benefits$624,0003,627
Premises and equipment expense$103,0004,335
Additional noninterest expense$451,0003,344
Pre-tax net operating income$517,0002,811
Securities gains (losses)$02,210
Applicable income taxes$175,0001,879
Income before extraordinary items$342,0003,393
Extraordinary gains, net$019
Net income$342,0003,396
Minority interest net income$078
Net income of bank and minority interests.$342,0003,396
Net charge-offs$-1,0005,761
Cash dividends$27,0002,578
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$342,0003,228
2011-12-31 (YTD Data)Rank
Total interest income$8,256,0003,237
Total interest expense$2,181,0002,591
Net interest income$6,075,0003,432
Provision for loan and lease losses$510,0003,430
Total noninterest income$764,0003,604
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$130,0005,129
Trading account gains and fees$0146
Additional Noninterest Income$634,0002,776
Total noninterest expense$4,969,0003,555
Salaries and employee benefits$2,482,0003,577
Premises and equipment expense$436,0004,368
Additional noninterest expense$2,051,0003,071
Pre-tax net operating income$1,360,0003,194
Securities gains (losses)$03,838
Applicable income taxes$469,0002,094
Income before extraordinary items$891,0003,770
Extraordinary gains, net$029
Net income$891,0003,773
Minority interest net income$096
Net income of bank and minority interests.$891,0003,773
Net charge-offs$139,0004,668
Cash dividends$80,0003,852
Sale, conversion, retirement of capital stock, net$16,000972
Net operating income$891,0003,647
2011-09-30 (YTD Data)Rank
Total interest income$6,123,0003,307
Total interest expense$1,679,0002,628
Net interest income$4,444,0003,513
Provision for loan and lease losses$405,0003,191
Total noninterest income$489,0003,930
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$101,0005,101
Trading account gains and fees$0145
Additional Noninterest Income$388,0003,089
Total noninterest expense$3,570,0003,670
Salaries and employee benefits$1,863,0003,573
Premises and equipment expense$323,0004,455
Additional noninterest expense$1,384,0003,348
Pre-tax net operating income$958,0003,394
Securities gains (losses)$03,555
Applicable income taxes$331,0002,162
Income before extraordinary items$627,0003,950
Extraordinary gains, net$021
Net income$627,0003,952
Minority interest net income$087
Net income of bank and minority interests.$627,0003,952
Net charge-offs$-26,0007,158
Cash dividends$54,0003,364
Sale, conversion, retirement of capital stock, net$16,000887
Net operating income$627,0003,837
2011-06-30 (YTD Data)Rank
Total interest income$4,012,0003,386
Total interest expense$1,137,0002,675
Net interest income$2,875,0003,606
Provision for loan and lease losses$300,0002,953
Total noninterest income$262,0004,395
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$55,0005,408
Trading account gains and fees$0153
Additional Noninterest Income$207,0003,438
Total noninterest expense$2,263,0003,847
Salaries and employee benefits$1,215,0003,667
Premises and equipment expense$214,0004,511
Additional noninterest expense$834,0003,633
Pre-tax net operating income$574,0003,553
Securities gains (losses)$02,914
Applicable income taxes$199,0002,236
Income before extraordinary items$375,0004,098
Extraordinary gains, net$015
Net income$375,0004,098
Minority interest net income$089
Net income of bank and minority interests.$375,0004,100
Net charge-offs$-19,0007,146
Cash dividends$35,0003,198
Sale, conversion, retirement of capital stock, net$10,000844
Net operating income$375,0004,008
2011-03-31 (YTD Data)Rank
Total interest income$1,968,0003,452
Total interest expense$574,0002,727
Net interest income$1,394,0003,667
Provision for loan and lease losses$150,0002,750
Total noninterest income$84,0005,202
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$22,0005,670
Trading account gains and fees$0158
Additional Noninterest Income$62,0004,333
Total noninterest expense$1,112,0003,904
Salaries and employee benefits$605,0003,699
Premises and equipment expense$100,0004,697
Additional noninterest expense$407,0003,686
Pre-tax net operating income$216,0004,105
Securities gains (losses)$01,772
Applicable income taxes$75,0002,504
Income before extraordinary items$141,0004,552
Extraordinary gains, net$09
Net income$141,0004,551
Minority interest net income$086
Net income of bank and minority interests.$141,0004,552
Net charge-offs$-19,0007,187
Cash dividends$18,0002,485
Sale, conversion, retirement of capital stock, net$1,000891
Net operating income$141,0004,494
2010-12-31 (YTD Data)Rank
Total interest income$7,976,0003,566
Total interest expense$2,731,0002,795
Net interest income$5,245,0003,828
Provision for loan and lease losses$1,030,0003,000
Total noninterest income$614,0004,190
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$128,0005,173
Trading account gains and fees$0175
Additional Noninterest Income$486,0003,233
Total noninterest expense$4,130,0004,126
Salaries and employee benefits$2,307,0003,819
Premises and equipment expense$347,0005,078
Additional noninterest expense$1,476,0004,049
Pre-tax net operating income$699,0003,913
Securities gains (losses)$84,0002,306
Applicable income taxes$274,0002,447
Income before extraordinary items$509,0004,291
Extraordinary gains, net$029
Net income$509,0004,292
Minority interest net income$0111
Net income of bank and minority interests.$509,0004,292
Net charge-offs$1,066,0002,599
Cash dividends$60,0003,901
Sale, conversion, retirement of capital stock, net$6,0001,184
Net operating income$454,4004,308
2010-09-30 (YTD Data)Rank
Total interest income$5,927,0003,655
Total interest expense$2,105,0002,846
Net interest income$3,822,0003,963
Provision for loan and lease losses$820,0002,810
Total noninterest income$339,0004,822
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$89,0005,335
Trading account gains and fees$0165
Additional Noninterest Income$250,0003,842
Total noninterest expense$2,872,0004,348
Salaries and employee benefits$1,639,0004,015
Premises and equipment expense$254,0005,206
Additional noninterest expense$979,0004,358
Pre-tax net operating income$469,0004,300
Securities gains (losses)$84,0002,067
Applicable income taxes$192,0002,599
Income before extraordinary items$361,0004,610
Extraordinary gains, net$023
Net income$361,0004,613
Minority interest net income$0110
Net income of bank and minority interests.$361,0004,613
Net charge-offs$883,0002,337
Cash dividends$42,0003,500
Sale, conversion, retirement of capital stock, net$2,0001,119
Net operating income$306,4004,654
2010-06-30 (YTD Data)Rank
Total interest income$3,886,0003,729
Total interest expense$1,416,0002,917
Net interest income$2,470,0004,048
Provision for loan and lease losses$580,0002,641
Total noninterest income$158,0005,396
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$53,0005,511
Trading account gains and fees$0152
Additional Noninterest Income$105,0004,569
Total noninterest expense$1,861,0004,452
Salaries and employee benefits$1,055,0004,140
Premises and equipment expense$159,0005,389
Additional noninterest expense$647,0004,388
Pre-tax net operating income$187,0005,005
Securities gains (losses)$84,0001,538
Applicable income taxes$94,0002,840
Income before extraordinary items$177,0005,049
Extraordinary gains, net$019
Net income$177,0005,052
Minority interest net income$0105
Net income of bank and minority interests.$177,0005,051
Net charge-offs$815,0001,921
Cash dividends$24,0003,359
Sale, conversion, retirement of capital stock, net$2,0001,045
Net operating income$122,4005,272
2010-03-31 (YTD Data)Rank
Total interest income$1,925,0003,820
Total interest expense$715,0003,011
Net interest income$1,210,0004,138
Provision for loan and lease losses$240,0002,748
Total noninterest income$59,0005,899
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$26,0005,562
Trading account gains and fees$0175
Additional Noninterest Income$33,0005,318
Total noninterest expense$920,0004,519
Salaries and employee benefits$526,0004,209
Premises and equipment expense$104,0004,851
Additional noninterest expense$290,0004,682
Pre-tax net operating income$109,0004,952
Securities gains (losses)$84,000862
Applicable income taxes$66,0002,540
Income before extraordinary items$127,0004,642
Extraordinary gains, net$016
Net income$127,0004,643
Minority interest net income$091
Net income of bank and minority interests.$127,0004,641
Net charge-offs$63,0003,532
Cash dividends$6,0002,612
Sale, conversion, retirement of capital stock, net$1,000996
Net operating income$71,5605,277
2009-12-31 (YTD Data)Rank
Total interest income$7,743,0003,904
Total interest expense$3,385,0003,125
Net interest income$4,358,0004,321
Provision for loan and lease losses$697,0004,050
Total noninterest income$631,0004,273
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$98,0005,781
Trading account gains and fees$0211
Additional Noninterest Income$533,0003,104
Total noninterest expense$3,812,0004,470
Salaries and employee benefits$2,073,0004,242
Premises and equipment expense$441,0004,742
Additional noninterest expense$1,298,0004,513
Pre-tax net operating income$480,0004,045
Securities gains (losses)$51,0002,606
Applicable income taxes$-1,500,0007,422
Income before extraordinary items$2,031,0001,644
Extraordinary gains, net$034
Net income$2,031,0001,642
Minority interest net income$0115
Net income of bank and minority interests.$2,031,0001,643
Net charge-offs$367,0004,219
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$12,0001,275
Net operating income$1,980,0001,646
2009-09-30 (YTD Data)Rank
Total interest income$5,769,0003,987
Total interest expense$2,633,0003,166
Net interest income$3,136,0004,454
Provision for loan and lease losses$532,0003,708
Total noninterest income$471,0004,341
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$70,0005,898
Trading account gains and fees$0212
Additional Noninterest Income$401,0003,181
Total noninterest expense$2,793,0004,556
Salaries and employee benefits$1,535,0004,315
Premises and equipment expense$335,0004,738
Additional noninterest expense$923,0004,651
Pre-tax net operating income$282,0004,597
Securities gains (losses)$51,0002,287
Applicable income taxes$04,592
Income before extraordinary items$333,0004,284
Extraordinary gains, net$027
Net income$333,0004,279
Minority interest net income$0118
Net income of bank and minority interests.$333,0004,282
Net charge-offs$332,0003,568
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$9,0001,175
Net operating income$282,0004,428
2009-06-30 (YTD Data)Rank
Total interest income$3,809,0004,042
Total interest expense$1,807,0003,207
Net interest income$2,002,0004,577
Provision for loan and lease losses$406,0003,247
Total noninterest income$362,0004,040
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$45,0005,954
Trading account gains and fees$0193
Additional Noninterest Income$317,0002,909
Total noninterest expense$1,897,0004,532
Salaries and employee benefits$1,034,0004,337
Premises and equipment expense$224,0004,754
Additional noninterest expense$639,0004,538
Pre-tax net operating income$61,0005,451
Securities gains (losses)$51,0001,900
Applicable income taxes$04,657
Income before extraordinary items$112,0005,111
Extraordinary gains, net$021
Net income$112,0005,109
Minority interest net income$0112
Net income of bank and minority interests.$112,0005,110
Net charge-offs$285,0002,996
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$6,0001,136
Net operating income$61,0005,409
2009-03-31 (YTD Data)Rank
Total interest income$1,911,0004,075
Total interest expense$915,0003,291
Net interest income$996,0004,588
Provision for loan and lease losses$280,0002,420
Total noninterest income$205,0003,759
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$22,0005,942
Trading account gains and fees$0171
Additional Noninterest Income$183,0002,635
Total noninterest expense$910,0004,580
Salaries and employee benefits$513,0004,381
Premises and equipment expense$116,0004,722
Additional noninterest expense$281,0004,608
Pre-tax net operating income$11,0006,114
Securities gains (losses)$51,0001,295
Applicable income taxes$04,835
Income before extraordinary items$62,0005,518
Extraordinary gains, net$015
Net income$62,0005,521
Minority interest net income$0102
Net income of bank and minority interests.$62,0005,521
Net charge-offs$217,0002,077
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$3,0001,009
Net operating income$11,0006,112
2008-12-31 (YTD Data)Rank
Total interest income$7,861,0004,179
Total interest expense$4,055,0003,482
Net interest income$3,806,0004,728
Provision for loan and lease losses$471,0003,902
Total noninterest income$329,0005,676
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$83,0006,156
Trading account gains and fees$0154
Additional Noninterest Income$246,0004,475
Total noninterest expense$3,385,0004,747
Salaries and employee benefits$1,873,0004,674
Premises and equipment expense$409,0005,021
Additional noninterest expense$1,103,0004,526
Pre-tax net operating income$279,0005,504
Securities gains (losses)$-3,0006,917
Applicable income taxes$04,979
Income before extraordinary items$276,0005,204
Extraordinary gains, net$039
Net income$276,0005,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0002,805
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$13,0001,302
Net operating income$279,0005,354
2008-09-30 (YTD Data)Rank
Total interest income$5,927,0004,242
Total interest expense$3,086,0003,557
Net interest income$2,841,0004,780
Provision for loan and lease losses$310,0003,488
Total noninterest income$266,0005,601
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$61,0006,207
Trading account gains and fees$0148
Additional Noninterest Income$205,0004,365
Total noninterest expense$2,526,0004,733
Salaries and employee benefits$1,397,0004,704
Premises and equipment expense$301,0005,101
Additional noninterest expense$828,0004,465
Pre-tax net operating income$271,0005,751
Securities gains (losses)$-3,0007,226
Applicable income taxes$05,372
Income before extraordinary items$268,0005,357
Extraordinary gains, net$031
Net income$268,0005,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0002,447
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$271,0005,512
2008-06-30 (YTD Data)Rank
Total interest income$3,974,0004,270
Total interest expense$2,098,0003,626
Net interest income$1,876,0004,818
Provision for loan and lease losses$205,0003,111
Total noninterest income$205,0005,376
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$40,0006,240
Trading account gains and fees$0149
Additional Noninterest Income$165,0004,147
Total noninterest expense$1,669,0004,793
Salaries and employee benefits$907,0004,817
Premises and equipment expense$198,0005,176
Additional noninterest expense$564,0004,367
Pre-tax net operating income$207,0005,766
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$207,0005,557
Extraordinary gains, net$021
Net income$207,0005,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,784
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$207,0005,494
2008-03-31 (YTD Data)Rank
Total interest income$2,013,0004,295
Total interest expense$1,081,0003,713
Net interest income$932,0004,851
Provision for loan and lease losses$75,0003,123
Total noninterest income$69,0006,144
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$19,0006,289
Trading account gains and fees$0158
Additional Noninterest Income$50,0005,048
Total noninterest expense$822,0004,853
Salaries and employee benefits$441,0004,944
Premises and equipment expense$89,0005,489
Additional noninterest expense$292,0004,204
Pre-tax net operating income$104,0005,969
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$104,0005,791
Extraordinary gains, net$015
Net income$104,0005,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,192
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$104,0005,698
2007-12-31 (YTD Data)Rank
Total interest income$7,380,0004,600
Total interest expense$4,162,0003,918
Net interest income$3,218,0005,303
Provision for loan and lease losses$570,0002,132
Total noninterest income$-24,0008,496
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$77,0006,343
Trading account gains and fees$0178
Additional Noninterest Income$-101,0008,498
Total noninterest expense$3,440,0004,584
Salaries and employee benefits$1,866,0004,623
Premises and equipment expense$432,0004,794
Additional noninterest expense$1,142,0004,211
Pre-tax net operating income$-816,0007,972
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-816,0008,046
Extraordinary gains, net$039
Net income$-816,0008,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,798
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-816,0008,035
2007-09-30 (YTD Data)Rank
Total interest income$5,314,0004,724
Total interest expense$3,006,0004,020
Net interest income$2,308,0005,462
Provision for loan and lease losses$450,0001,697
Total noninterest income$168,0006,613
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$50,0006,529
Trading account gains and fees$0184
Additional Noninterest Income$118,0005,507
Total noninterest expense$2,445,0004,727
Salaries and employee benefits$1,393,0004,604
Premises and equipment expense$338,0004,648
Additional noninterest expense$714,0004,741
Pre-tax net operating income$-419,0008,026
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-419,0008,089
Extraordinary gains, net$033
Net income$-419,0008,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,123
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$3,836,000217
Net operating income$-419,0008,071
2007-06-30 (YTD Data)Rank
Total interest income$3,319,0004,931
Total interest expense$1,900,0004,154
Net interest income$1,419,0005,716
Provision for loan and lease losses$300,0001,528
Total noninterest income$104,0006,789
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$28,0006,731
Trading account gains and fees$0168
Additional Noninterest Income$76,0005,609
Total noninterest expense$1,643,0004,722
Salaries and employee benefits$962,0004,536
Premises and equipment expense$239,0004,507
Additional noninterest expense$442,0004,968
Pre-tax net operating income$-420,0008,246
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-420,0008,283
Extraordinary gains, net$029
Net income$-420,0008,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,376
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$3,832,000161
Net operating income$-420,0008,274
2007-03-31 (YTD Data)Rank
Total interest income$1,548,0005,144
Total interest expense$895,0004,284
Net interest income$653,0005,936
Provision for loan and lease losses$150,0001,427
Total noninterest income$48,0006,883
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$16,0006,601
Trading account gains and fees$0195
Additional Noninterest Income$32,0005,872
Total noninterest expense$818,0004,742
Salaries and employee benefits$491,0004,495
Premises and equipment expense$120,0004,509
Additional noninterest expense$207,0005,160
Pre-tax net operating income$-267,0008,378
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-267,0008,401
Extraordinary gains, net$022
Net income$-267,0008,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0001,734
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$2,200,000102
Net operating income$-267,0008,389
2006-12-31 (YTD Data)Rank
Total interest income$4,593,0005,785
Total interest expense$2,529,0004,793
Net interest income$2,064,0006,489
Provision for loan and lease losses$408,0002,229
Total noninterest income$131,0007,460
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$35,0007,103
Trading account gains and fees$0130
Additional Noninterest Income$96,0006,397
Total noninterest expense$3,050,0004,827
Salaries and employee benefits$1,922,0004,402
Premises and equipment expense$431,0004,701
Additional noninterest expense$697,0005,660
Pre-tax net operating income$-1,263,0008,485
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,263,0008,518
Extraordinary gains, net$051
Net income$-1,263,0008,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$1,050,000487
Net operating income$-1,263,0008,513
2006-09-30 (YTD Data)Rank
Total interest income$3,158,0006,005
Total interest expense$1,715,0004,980
Net interest income$1,443,0006,717
Provision for loan and lease losses$303,0002,128
Total noninterest income$86,0007,678
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$21,0007,256
Trading account gains and fees$0126
Additional Noninterest Income$65,0006,548
Total noninterest expense$2,257,0004,852
Salaries and employee benefits$1,403,0004,474
Premises and equipment expense$319,0004,734
Additional noninterest expense$535,0005,566
Pre-tax net operating income$-1,031,0008,594
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,031,0008,614
Extraordinary gains, net$045
Net income$-1,031,0008,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-1,031,0008,605
2006-06-30 (YTD Data)Rank
Total interest income$1,932,0006,205
Total interest expense$1,020,0005,180
Net interest income$912,0006,881
Provision for loan and lease losses$198,0002,138
Total noninterest income$25,0008,356
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$10,0007,398
Trading account gains and fees$0126
Additional Noninterest Income$15,0007,801
Total noninterest expense$1,451,0004,998
Salaries and employee benefits$893,0004,641
Premises and equipment expense$205,0004,859
Additional noninterest expense$353,0005,583
Pre-tax net operating income$-712,0008,631
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-712,0008,648
Extraordinary gains, net$039
Net income$-712,0008,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-712,0008,639
2006-03-31 (YTD Data)Rank
Total interest income$870,0006,438
Total interest expense$461,0005,341
Net interest income$409,0007,160
Provision for loan and lease losses$105,0001,911
Total noninterest income$10,0008,429
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,0007,586
Trading account gains and fees$0115
Additional Noninterest Income$8,0007,731
Total noninterest expense$713,0005,073
Salaries and employee benefits$426,0004,818
Premises and equipment expense$97,0005,056
Additional noninterest expense$190,0005,347
Pre-tax net operating income$-399,0008,666
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-399,0008,681
Extraordinary gains, net$021
Net income$-399,0008,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-399,0008,671
2005-12-31 (YTD Data)Rank
Total interest income$2,028,0007,427
Total interest expense$883,0006,574
Net interest income$1,145,0007,747
Provision for loan and lease losses$284,0002,953
Total noninterest income$48,0008,437
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$9,0007,607
Trading account gains and fees$0138
Additional Noninterest Income$39,0007,645
Total noninterest expense$2,098,0005,950
Salaries and employee benefits$1,351,0005,406
Premises and equipment expense$237,0006,342
Additional noninterest expense$510,0006,515
Pre-tax net operating income$-1,189,0008,675
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,189,0008,702
Extraordinary gains, net$046
Net income$-1,189,0008,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$2,800,000363
Net operating income$-1,189,0008,685
2005-09-30 (YTD Data)Rank
Total interest income$1,345,0007,669
Total interest expense$552,0006,891
Net interest income$793,0007,912
Provision for loan and lease losses$209,0002,891
Total noninterest income$31,0008,525
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$6,0007,666
Trading account gains and fees$0126
Additional Noninterest Income$25,0007,813
Total noninterest expense$1,442,0006,214
Salaries and employee benefits$902,0005,762
Premises and equipment expense$157,0006,609
Additional noninterest expense$383,0006,482
Pre-tax net operating income$-827,0008,688
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-827,0008,719
Extraordinary gains, net$035
Net income$-827,0008,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$2,800,000269
Net operating income$-827,0008,696
2005-06-30 (YTD Data)Rank
Total interest income$775,0007,858
Total interest expense$296,0007,213
Net interest income$479,0008,061
Provision for loan and lease losses$134,0002,865
Total noninterest income$16,0008,591
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,0007,707
Trading account gains and fees$0116
Additional Noninterest Income$13,0007,996
Total noninterest expense$894,0006,416
Salaries and employee benefits$560,0005,975
Premises and equipment expense$94,0006,825
Additional noninterest expense$240,0006,658
Pre-tax net operating income$-533,0008,684
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-533,0008,719
Extraordinary gains, net$030
Net income$-533,0008,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$2,800,000177
Net operating income$-533,0008,695
2005-03-31 (YTD Data)Rank
Total interest income$309,0008,237
Total interest expense$108,0007,733
Net interest income$201,0008,342
Provision for loan and lease losses$59,0003,012
Total noninterest income$3,0008,778
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,0007,789
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,574
Total noninterest expense$418,0006,666
Salaries and employee benefits$265,0006,196
Premises and equipment expense$47,0006,898
Additional noninterest expense$106,0006,999
Pre-tax net operating income$-273,0008,768
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-273,0008,791
Extraordinary gains, net$024
Net income$-273,0008,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$2,800,00086
Net operating income$-273,0008,774
2004-12-31 (YTD Data)Rank
Total interest income$383,0008,822
Total interest expense$124,0008,681
Net interest income$259,0008,840
Provision for loan and lease losses$172,0004,028
Total noninterest income$15,0008,813
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,0007,843
Trading account gains and fees$0138
Additional Noninterest Income$11,0008,496
Total noninterest expense$1,100,0007,618
Salaries and employee benefits$668,0007,407
Premises and equipment expense$119,0007,725
Additional noninterest expense$313,0007,627
Pre-tax net operating income$-998,0008,808
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-998,0008,837
Extraordinary gains, net$034
Net income$-998,0008,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$7,550,000159
Net operating income$-998,0008,814
2004-09-30 (YTD Data)Rank
Total interest income$169,0008,931
Total interest expense$58,0008,836
Net interest income$111,0008,944
Provision for loan and lease losses$131,0003,845
Total noninterest income$9,0008,895
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,0007,910
Trading account gains and fees$0134
Additional Noninterest Income$8,0008,558
Total noninterest expense$671,0007,979
Salaries and employee benefits$383,0007,924
Premises and equipment expense$08,990
Additional noninterest expense$288,0007,194
Pre-tax net operating income$-682,0008,825
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-682,0008,869
Extraordinary gains, net$026
Net income$-682,0008,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$7,550,000122
Net operating income$-682,0008,847
2004-06-30 (YTD Data)Rank
Total interest income$45,0009,037
Total interest expense$14,0008,983
Net interest income$31,0009,033
Provision for loan and lease losses$41,0005,001
Total noninterest income$09,031
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$08,943
Total noninterest expense$303,0008,552
Salaries and employee benefits$170,0008,542
Premises and equipment expense$41,0008,228
Additional noninterest expense$92,0008,434
Pre-tax net operating income$-313,0008,823
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-313,0008,858
Extraordinary gains, net$021
Net income$-313,0008,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$7,550,00083
Net operating income$-313,0008,832

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.