Home > 1st State Bank > Assets and Liabilities
1st State Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 72 | 2,421 |
| Assets and Liabilities | ||
| Total Assets: | $370,428,000 | 1,724 |
| Cash and due from depository institutions | $8,293,000 | 2,421 |
| Interest-bearing balances | $1,769,000 | 2,050 |
| Securities | $108,821,000 | 1,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $233,407,000 | 1,825 |
| Loan loss allowance | $4,254,000 | 1,162 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,279,000 | 1,539 |
| Other real estate owned | $64,000 | 2,421 |
| Goodwill and other intangibles | $439,000 | 2,188 |
| All other assets | $12,125,000 | 1,409 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $370,428,000 | 1,724 |
| Total liabilities | $308,463,000 | 1,837 |
| Total deposits | $271,499,000 | 1,846 |
| Interest-bearing deposits | $247,190,000 | 1,735 |
| Deposits held in domestic offices | $271,499,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,781,000 | 1,182 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,183,000 | 3,117 |
| Total equity capital | $61,965,000 | 994 |
| Total bank equity capital | $61,965,000 | 994 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,000,000 | 693 |
| Surplus | $21,476,000 | 1,188 |
| Undivided profits | $34,489,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,393,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,540,000 | 1,323 |
| Earning assets | $343,997,000 | 1,697 |
| Long-term assets (5+ years) | $75,357,000 | 1,286 |
| Average Assets, year-to-date | $369,381,200 | 1,644 |
| Average Assets, quarterly | $367,995,500 | 1,708 |
| Volatile liabilities | $82,520,000 | 1,613 |
| Insider loans | $16,844,000 | 323 |
| FHLB advances | $34,000,000 | 1,142 |
| Loans and leases held for sale | $1,312,000 | 755 |
| Unused loan commitments | $81,465,000 | 1,174 |
| Tier 1 (core) risk-based capital | $63,670,000 | 905 |
| Tier 2 risk-based capital | $3,558,000 | 1,376 |
| Total risk weighted assets | $283,973,000 | 1,613 |
| Total unused commitments | $81,465,000 | 1,174 |
| Derivatives | $1,312,000 | 717 |
| 2005-09-30 | Rank | |
| # of Employees: | 72 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $365,563,000 | 1,702 |
| Cash and due from depository institutions | $6,968,000 | 2,412 |
| Interest-bearing balances | $1,877,000 | 2,069 |
| Securities | $110,515,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $232,594,000 | 1,797 |
| Loan loss allowance | $4,292,000 | 1,135 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,417,000 | 1,471 |
| Other real estate owned | $341,000 | 2,412 |
| Goodwill and other intangibles | $449,000 | 2,158 |
| All other assets | $7,279,000 | 2,113 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $365,563,000 | 1,702 |
| Total liabilities | $303,501,000 | 1,832 |
| Total deposits | $274,205,000 | 1,784 |
| Interest-bearing deposits | $254,348,000 | 1,644 |
| Deposits held in domestic offices | $274,205,000 | 1,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,227,000 | 1,439 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,069,000 | 2,018 |
| Total equity capital | $62,062,000 | 975 |
| Total bank equity capital | $62,062,000 | 975 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 664 |
| Surplus | $21,359,000 | 1,160 |
| Undivided profits | $34,703,000 | 991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,489,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,194,000 | 1,493 |
| Earning assets | $344,986,000 | 1,657 |
| Long-term assets (5+ years) | $81,757,000 | 1,191 |
| Average Assets, year-to-date | $369,119,500 | 1,638 |
| Average Assets, quarterly | $368,150,000 | 1,677 |
| Volatile liabilities | $82,899,000 | 1,547 |
| Insider loans | $17,840,000 | 293 |
| FHLB advances | $25,000,000 | 1,427 |
| Loans and leases held for sale | $1,010,000 | 955 |
| Unused loan commitments | $78,733,000 | 1,196 |
| Tier 1 (core) risk-based capital | $63,343,000 | 884 |
| Tier 2 risk-based capital | $3,496,000 | 1,378 |
| Total risk weighted assets | $278,853,000 | 1,598 |
| Total unused commitments | $78,733,000 | 1,196 |
| Derivatives | $1,010,000 | 737 |
| 2005-06-30 | Rank | |
| # of Employees: | 72 | 2,399 |
| Assets and Liabilities | ||
| Total Assets: | $370,737,000 | 1,654 |
| Cash and due from depository institutions | $7,386,000 | 2,399 |
| Interest-bearing balances | $1,248,000 | 2,476 |
| Securities | $111,791,000 | 1,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $235,835,000 | 1,734 |
| Loan loss allowance | $4,191,000 | 1,135 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,567,000 | 1,413 |
| Other real estate owned | $301,000 | 2,399 |
| Goodwill and other intangibles | $464,000 | 2,141 |
| All other assets | $7,393,000 | 2,019 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $370,737,000 | 1,654 |
| Total liabilities | $309,052,000 | 1,757 |
| Total deposits | $276,802,000 | 1,743 |
| Interest-bearing deposits | $255,610,000 | 1,590 |
| Deposits held in domestic offices | $276,802,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,227,000 | 1,342 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,023,000 | 1,940 |
| Total equity capital | $61,685,000 | 965 |
| Total bank equity capital | $61,685,000 | 965 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 642 |
| Surplus | $21,240,000 | 1,140 |
| Undivided profits | $34,445,000 | 986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,370,000 | 1,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,451,000 | 1,181 |
| Earning assets | $348,874,000 | 1,604 |
| Long-term assets (5+ years) | $94,128,000 | 1,049 |
| Average Assets, year-to-date | $370,305,000 | 1,611 |
| Average Assets, quarterly | $370,342,500 | 1,638 |
| Volatile liabilities | $85,170,000 | 1,479 |
| Insider loans | $17,088,000 | 279 |
| FHLB advances | $28,000,000 | 1,325 |
| Loans and leases held for sale | $1,390,000 | 853 |
| Unused loan commitments | $78,046,000 | 1,165 |
| Tier 1 (core) risk-based capital | $62,190,000 | 872 |
| Tier 2 risk-based capital | $3,540,000 | 1,339 |
| Total risk weighted assets | $282,532,000 | 1,542 |
| Total unused commitments | $78,046,000 | 1,165 |
| Derivatives | $1,344,000 | 671 |
| 2005-03-31 | Rank | |
| # of Employees: | 72 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $369,948,000 | 1,631 |
| Cash and due from depository institutions | $6,860,000 | 2,381 |
| Interest-bearing balances | $1,494,000 | 2,320 |
| Securities | $110,634,000 | 1,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $236,428,000 | 1,697 |
| Loan loss allowance | $3,695,000 | 1,301 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,628,000 | 1,373 |
| Other real estate owned | $159,000 | 2,381 |
| Goodwill and other intangibles | $469,000 | 2,131 |
| All other assets | $7,770,000 | 1,925 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $369,948,000 | 1,631 |
| Total liabilities | $310,088,000 | 1,734 |
| Total deposits | $282,775,000 | 1,681 |
| Interest-bearing deposits | $260,665,000 | 1,540 |
| Deposits held in domestic offices | $282,775,000 | 1,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,727,000 | 1,439 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,586,000 | 2,308 |
| Total equity capital | $59,860,000 | 967 |
| Total bank equity capital | $59,860,000 | 967 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 621 |
| Surplus | $21,164,000 | 1,105 |
| Undivided profits | $32,696,000 | 1,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,614,000 | 994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,138,000 | 1,354 |
| Earning assets | $348,556,000 | 1,593 |
| Long-term assets (5+ years) | $101,173,000 | 1,013 |
| Average Assets, year-to-date | $370,089,000 | 1,615 |
| Average Assets, quarterly | $370,089,000 | 1,615 |
| Volatile liabilities | $81,552,000 | 1,479 |
| Insider loans | $15,527,000 | 311 |
| FHLB advances | $23,500,000 | 1,435 |
| Loans and leases held for sale | $1,975,000 | 648 |
| Unused loan commitments | $74,546,000 | 1,183 |
| Tier 1 (core) risk-based capital | $61,219,000 | 878 |
| Tier 2 risk-based capital | $3,530,000 | 1,324 |
| Total risk weighted assets | $282,274,000 | 1,499 |
| Total unused commitments | $74,546,000 | 1,183 |
| Derivatives | $1,975,000 | 587 |
| 2004-12-31 | Rank | |
| # of Employees: | 82 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $370,230,000 | 1,622 |
| Cash and due from depository institutions | $8,942,000 | 2,092 |
| Interest-bearing balances | $1,875,000 | 2,140 |
| Securities | $111,401,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $234,247,000 | 1,687 |
| Loan loss allowance | $3,985,000 | 1,173 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,749,000 | 1,326 |
| Other real estate owned | $18,000 | 2,092 |
| Goodwill and other intangibles | $488,000 | 2,109 |
| All other assets | $7,385,000 | 1,974 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $370,230,000 | 1,622 |
| Total liabilities | $308,643,000 | 1,739 |
| Total deposits | $271,131,000 | 1,734 |
| Interest-bearing deposits | $251,499,000 | 1,573 |
| Deposits held in domestic offices | $271,131,000 | 1,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $35,727,000 | 1,161 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,785,000 | 2,099 |
| Total equity capital | $61,587,000 | 947 |
| Total bank equity capital | $61,587,000 | 947 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 608 |
| Surplus | $21,100,000 | 1,100 |
| Undivided profits | $34,487,000 | 963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,644,000 | 729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,243,000 | 1,227 |
| Earning assets | $347,523,000 | 1,578 |
| Long-term assets (5+ years) | $107,719,000 | 981 |
| Average Assets, year-to-date | $368,599,000 | 1,544 |
| Average Assets, quarterly | $372,676,500 | 1,591 |
| Volatile liabilities | $83,965,000 | 1,399 |
| Insider loans | $18,032,000 | 267 |
| FHLB advances | $33,500,000 | 1,126 |
| Loans and leases held for sale | $913,000 | 910 |
| Unused loan commitments | $70,904,000 | 1,209 |
| Tier 1 (core) risk-based capital | $62,079,000 | 855 |
| Tier 2 risk-based capital | $3,484,000 | 1,323 |
| Total risk weighted assets | $278,206,000 | 1,497 |
| Total unused commitments | $70,904,000 | 1,210 |
| Derivatives | $1,132,000 | 614 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $375,123,000 | 1,570 |
| Cash and due from depository institutions | $8,801,000 | 2,053 |
| Interest-bearing balances | $3,221,000 | 1,567 |
| Securities | $118,610,000 | 1,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $232,728,000 | 1,661 |
| Loan loss allowance | $3,955,000 | 1,185 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,884,000 | 1,260 |
| Other real estate owned | $18,000 | 2,053 |
| Goodwill and other intangibles | $493,000 | 2,066 |
| All other assets | $6,589,000 | 2,111 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $375,123,000 | 1,570 |
| Total liabilities | $314,539,000 | 1,688 |
| Total deposits | $265,515,000 | 1,736 |
| Interest-bearing deposits | $245,352,000 | 1,604 |
| Deposits held in domestic offices | $265,515,000 | 1,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $46,672,000 | 942 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,352,000 | 1,677 |
| Total equity capital | $60,584,000 | 950 |
| Total bank equity capital | $60,584,000 | 950 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,000,000 | 600 |
| Surplus | $20,977,000 | 1,076 |
| Undivided profits | $33,607,000 | 991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,962,000 | 725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,108,000 | 1,373 |
| Earning assets | $354,559,000 | 1,515 |
| Long-term assets (5+ years) | $109,926,000 | 956 |
| Average Assets, year-to-date | $368,191,250 | 1,541 |
| Average Assets, quarterly | $376,252,000 | 1,541 |
| Volatile liabilities | $84,951,000 | 1,333 |
| Insider loans | $17,896,000 | 270 |
| FHLB advances | $44,000,000 | 897 |
| Loans and leases held for sale | $930,000 | 915 |
| Unused loan commitments | $72,028,000 | 1,186 |
| Tier 1 (core) risk-based capital | $60,938,000 | 854 |
| Tier 2 risk-based capital | $3,492,000 | 1,317 |
| Total risk weighted assets | $278,878,000 | 1,475 |
| Total unused commitments | $72,028,000 | 1,187 |
| Derivatives | $1,237,000 | 613 |
| 2004-06-30 | Rank | |
| # of Employees: | 83 | 2,057 |
| Assets and Liabilities | ||
| Total Assets: | $377,381,000 | 1,526 |
| Cash and due from depository institutions | $9,272,000 | 2,057 |
| Interest-bearing balances | $2,318,000 | 1,959 |
| Securities | $119,855,000 | 1,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $231,599,000 | 1,622 |
| Loan loss allowance | $3,910,000 | 1,186 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,038,000 | 1,217 |
| Other real estate owned | $26,000 | 2,057 |
| Goodwill and other intangibles | $508,000 | 2,058 |
| All other assets | $8,083,000 | 1,793 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $377,381,000 | 1,526 |
| Total liabilities | $319,180,000 | 1,633 |
| Total deposits | $266,931,000 | 1,710 |
| Interest-bearing deposits | $247,190,000 | 1,567 |
| Deposits held in domestic offices | $266,931,000 | 1,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $50,172,000 | 896 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,077,000 | 1,723 |
| Total equity capital | $58,201,000 | 953 |
| Total bank equity capital | $58,201,000 | 953 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,000,000 | 588 |
| Surplus | $20,926,000 | 1,054 |
| Undivided profits | $31,275,000 | 1,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,007,000 | 717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,223,000 | 1,192 |
| Earning assets | $353,772,000 | 1,489 |
| Long-term assets (5+ years) | $114,013,000 | 958 |
| Average Assets, year-to-date | $365,880,670 | 1,541 |
| Average Assets, quarterly | $368,994,500 | 1,548 |
| Volatile liabilities | $87,111,000 | 1,292 |
| Insider loans | $22,544,000 | 197 |
| FHLB advances | $47,500,000 | 861 |
| Loans and leases held for sale | $1,222,000 | 819 |
| Unused loan commitments | $78,343,000 | 1,087 |
| Tier 1 (core) risk-based capital | $57,109,000 | 905 |
| Tier 2 risk-based capital | $3,317,000 | 1,356 |
| Total risk weighted assets | $264,751,000 | 1,518 |
| Total unused commitments | $78,343,000 | 1,087 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 84 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $360,608,000 | 1,588 |
| Cash and due from depository institutions | $7,609,000 | 2,036 |
| Interest-bearing balances | $1,510,000 | 2,637 |
| Securities | $106,191,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $231,827,000 | 1,589 |
| Loan loss allowance | $3,892,000 | 1,184 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,253,000 | 1,160 |
| Other real estate owned | $513,000 | 2,036 |
| Goodwill and other intangibles | $520,000 | 2,036 |
| All other assets | $5,695,000 | 2,247 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $360,608,000 | 1,588 |
| Total liabilities | $301,178,000 | 1,713 |
| Total deposits | $268,219,000 | 1,696 |
| Interest-bearing deposits | $248,805,000 | 1,556 |
| Deposits held in domestic offices | $268,219,000 | 1,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $31,172,000 | 1,179 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,787,000 | 2,130 |
| Total equity capital | $59,430,000 | 951 |
| Total bank equity capital | $59,430,000 | 951 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,000,000 | 584 |
| Surplus | $20,869,000 | 1,046 |
| Undivided profits | $32,561,000 | 1,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,951,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,871,000 | 1,445 |
| Earning assets | $339,528,000 | 1,537 |
| Long-term assets (5+ years) | $101,046,000 | 1,039 |
| Average Assets, year-to-date | $360,130,500 | 1,570 |
| Average Assets, quarterly | $360,130,500 | 1,570 |
| Volatile liabilities | $67,506,000 | 1,525 |
| Insider loans | $21,847,000 | 188 |
| FHLB advances | $28,500,000 | 1,167 |
| Loans and leases held for sale | $1,244,000 | 907 |
| Unused loan commitments | $72,431,000 | 1,128 |
| Tier 1 (core) risk-based capital | $57,831,000 | 890 |
| Tier 2 risk-based capital | $3,258,000 | 1,359 |
| Total risk weighted assets | $259,995,000 | 1,497 |
| Total unused commitments | $72,431,000 | 1,132 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $359,653,000 | 1,581 |
| Cash and due from depository institutions | $8,451,000 | 2,111 |
| Interest-bearing balances | $1,730,000 | 2,358 |
| Securities | $107,694,000 | 1,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $227,711,000 | 1,590 |
| Loan loss allowance | $3,868,000 | 1,192 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,366,000 | 1,133 |
| Other real estate owned | $273,000 | 2,111 |
| Goodwill and other intangibles | $531,000 | 2,008 |
| All other assets | $6,627,000 | 2,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,653,000 | 1,581 |
| Total liabilities | $301,628,000 | 1,690 |
| Total deposits | $258,574,000 | 1,746 |
| Interest-bearing deposits | $241,289,000 | 1,593 |
| Deposits held in domestic offices | $258,574,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,672,000 | 992 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,382,000 | 1,631 |
| Total equity capital | $58,025,000 | 959 |
| Total bank equity capital | $58,025,000 | 959 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,000,000 | 589 |
| Surplus | $20,797,000 | 1,024 |
| Undivided profits | $31,228,000 | 1,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,065,000 | 762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,047,000 | 1,350 |
| Earning assets | $337,135,000 | 1,534 |
| Long-term assets (5+ years) | $103,602,000 | 1,040 |
| Average Assets, year-to-date | $351,298,600 | 1,552 |
| Average Assets, quarterly | $359,800,500 | 1,568 |
| Volatile liabilities | $68,770,000 | 1,496 |
| Insider loans | $22,697,000 | 187 |
| FHLB advances | $38,000,000 | 962 |
| Loans and leases held for sale | $1,171,000 | 825 |
| Unused loan commitments | $77,639,000 | 1,037 |
| Tier 1 (core) risk-based capital | $56,563,000 | 907 |
| Tier 2 risk-based capital | $3,248,000 | 1,364 |
| Total risk weighted assets | $259,184,000 | 1,499 |
| Total unused commitments | $77,639,000 | 1,038 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 84 | 2,075 |
| Assets and Liabilities | ||
| Total Assets: | $359,948,000 | 1,582 |
| Cash and due from depository institutions | $8,117,000 | 2,075 |
| Interest-bearing balances | $1,684,000 | 2,520 |
| Securities | $110,176,000 | 1,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $226,370,000 | 1,587 |
| Loan loss allowance | $3,856,000 | 1,207 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,413,000 | 1,112 |
| Other real estate owned | $95,000 | 2,075 |
| Goodwill and other intangibles | $547,000 | 1,962 |
| All other assets | $6,230,000 | 2,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,948,000 | 1,582 |
| Total liabilities | $303,124,000 | 1,679 |
| Total deposits | $265,487,000 | 1,702 |
| Interest-bearing deposits | $249,133,000 | 1,535 |
| Deposits held in domestic offices | $265,487,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,617,000 | 1,107 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,020,000 | 1,435 |
| Total equity capital | $56,824,000 | 990 |
| Total bank equity capital | $56,824,000 | 990 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,000,000 | 581 |
| Surplus | $20,664,000 | 1,026 |
| Undivided profits | $30,160,000 | 1,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,153,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,951,000 | 1,532 |
| Earning assets | $338,230,000 | 1,532 |
| Long-term assets (5+ years) | $113,576,000 | 960 |
| Average Assets, year-to-date | $349,210,000 | 1,580 |
| Average Assets, quarterly | $355,881,500 | 1,581 |
| Volatile liabilities | $69,170,000 | 1,462 |
| Insider loans | $22,474,000 | 186 |
| FHLB advances | $31,500,000 | 1,068 |
| Loans and leases held for sale | $645,000 | 1,321 |
| Unused loan commitments | $71,092,000 | 1,138 |
| Tier 1 (core) risk-based capital | $55,407,000 | 928 |
| Tier 2 risk-based capital | $3,208,000 | 1,372 |
| Total risk weighted assets | $255,563,000 | 1,503 |
| Total unused commitments | $71,092,000 | 1,142 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 84 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $351,815,000 | 1,595 |
| Cash and due from depository institutions | $13,375,000 | 2,088 |
| Interest-bearing balances | $5,028,000 | 1,501 |
| Securities | $74,829,000 | 1,683 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 914 |
| Net loans & leases | $233,121,000 | 1,536 |
| Loan loss allowance | $3,902,000 | 1,180 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,448,000 | 1,084 |
| Other real estate owned | $80,000 | 2,088 |
| Goodwill and other intangibles | $526,000 | 1,946 |
| All other assets | $4,436,000 | 2,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,815,000 | 1,595 |
| Total liabilities | $294,917,000 | 1,713 |
| Total deposits | $268,578,000 | 1,659 |
| Interest-bearing deposits | $245,257,000 | 1,550 |
| Deposits held in domestic offices | $268,578,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,117,000 | 1,426 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,222,000 | 1,397 |
| Total equity capital | $56,898,000 | 971 |
| Total bank equity capital | $56,898,000 | 971 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,000,000 | 573 |
| Surplus | $20,615,000 | 1,012 |
| Undivided profits | $30,283,000 | 1,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,501,000 | 720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,544,000 | 1,918 |
| Earning assets | $329,978,000 | 1,546 |
| Long-term assets (5+ years) | $85,092,000 | 1,176 |
| Average Assets, year-to-date | $345,630,670 | 1,579 |
| Average Assets, quarterly | $347,638,000 | 1,586 |
| Volatile liabilities | $46,688,000 | 2,000 |
| Insider loans | $20,790,000 | 196 |
| FHLB advances | $20,000,000 | 1,445 |
| Loans and leases held for sale | $9,484,000 | 484 |
| Unused loan commitments | $70,287,000 | 1,112 |
| Tier 1 (core) risk-based capital | $55,517,000 | 901 |
| Tier 2 risk-based capital | $3,179,000 | 1,339 |
| Total risk weighted assets | $253,606,000 | 1,490 |
| Total unused commitments | $70,287,000 | 1,118 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 84 | 2,065 |
| Assets and Liabilities | ||
| Total Assets: | $343,461,000 | 1,595 |
| Cash and due from depository institutions | $19,352,000 | 2,065 |
| Interest-bearing balances | $11,428,000 | 750 |
| Securities | $73,028,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,911 |
| Net loans & leases | $228,054,000 | 1,537 |
| Loan loss allowance | $3,850,000 | 1,174 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,346,000 | 1,085 |
| Other real estate owned | $177,000 | 2,065 |
| Goodwill and other intangibles | $484,000 | 1,971 |
| All other assets | $5,020,000 | 2,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,461,000 | 1,595 |
| Total liabilities | $287,614,000 | 1,720 |
| Total deposits | $262,090,000 | 1,677 |
| Interest-bearing deposits | $244,728,000 | 1,552 |
| Deposits held in domestic offices | $262,090,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $23,117,000 | 1,378 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,407,000 | 1,786 |
| Total equity capital | $55,847,000 | 966 |
| Total bank equity capital | $55,847,000 | 966 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 565 |
| Surplus | $20,581,000 | 998 |
| Undivided profits | $29,266,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,414,000 | 754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,823,000 | 1,617 |
| Earning assets | $321,510,000 | 1,557 |
| Long-term assets (5+ years) | $82,949,000 | 1,170 |
| Average Assets, year-to-date | $342,538,500 | 1,580 |
| Average Assets, quarterly | $342,538,500 | 1,580 |
| Volatile liabilities | $44,387,000 | 2,033 |
| Insider loans | $21,202,000 | 192 |
| FHLB advances | $20,000,000 | 1,407 |
| Loans and leases held for sale | $4,151,000 | 699 |
| Unused loan commitments | $71,398,000 | 1,073 |
| Tier 1 (core) risk-based capital | $54,422,000 | 910 |
| Tier 2 risk-based capital | $3,090,000 | 1,352 |
| Total risk weighted assets | $246,400,000 | 1,504 |
| Total unused commitments | $71,398,000 | 1,082 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $341,616,000 | 1,575 |
| Cash and due from depository institutions | $11,371,000 | 2,052 |
| Interest-bearing balances | $3,179,000 | 1,891 |
| Securities | $87,388,000 | 1,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $228,344,000 | 1,527 |
| Loan loss allowance | $3,790,000 | 1,171 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,464,000 | 1,052 |
| Other real estate owned | $183,000 | 2,052 |
| Goodwill and other intangibles | $407,000 | 2,057 |
| All other assets | $5,459,000 | 2,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,616,000 | 1,575 |
| Total liabilities | $287,135,000 | 1,680 |
| Total deposits | $255,776,000 | 1,697 |
| Interest-bearing deposits | $236,019,000 | 1,565 |
| Deposits held in domestic offices | $255,776,000 | 1,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $28,117,000 | 1,214 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,242,000 | 1,399 |
| Total equity capital | $54,481,000 | 962 |
| Total bank equity capital | $54,481,000 | 962 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000,000 | 563 |
| Surplus | $20,297,000 | 986 |
| Undivided profits | $28,184,000 | 1,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,660,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,722,000 | 1,803 |
| Earning assets | $318,911,000 | 1,539 |
| Long-term assets (5+ years) | $103,914,000 | 930 |
| Average Assets, year-to-date | $344,930,400 | 1,470 |
| Average Assets, quarterly | $343,679,000 | 1,544 |
| Volatile liabilities | $43,021,000 | 2,074 |
| Insider loans | $20,163,000 | 195 |
| FHLB advances | $25,000,000 | 1,195 |
| Loans and leases held for sale | $8,429,000 | 506 |
| Unused loan commitments | $72,056,000 | 1,020 |
| Tier 1 (core) risk-based capital | $52,363,000 | 919 |
| Tier 2 risk-based capital | $3,027,000 | 1,355 |
| Total risk weighted assets | $241,399,000 | 1,507 |
| Total unused commitments | $72,056,000 | 1,020 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 84 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $347,634,000 | 1,462 |
| Cash and due from depository institutions | $11,340,000 | 2,045 |
| Interest-bearing balances | $3,760,000 | 1,559 |
| Securities | $94,121,000 | 1,210 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $224,341,000 | 1,481 |
| Loan loss allowance | $3,628,000 | 1,153 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,347,000 | 1,021 |
| Other real estate owned | $2,368,000 | 2,045 |
| Goodwill and other intangibles | $266,000 | 2,233 |
| All other assets | $6,851,000 | 1,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,634,000 | 1,462 |
| Total liabilities | $291,365,000 | 1,566 |
| Total deposits | $261,082,000 | 1,538 |
| Interest-bearing deposits | $243,171,000 | 1,437 |
| Deposits held in domestic offices | $261,082,000 | 1,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,563,000 | 1,107 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,720,000 | 2,266 |
| Total equity capital | $56,269,000 | 880 |
| Total bank equity capital | $56,269,000 | 880 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000,000 | 557 |
| Surplus | $20,240,000 | 952 |
| Undivided profits | $30,029,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,055,000 | 1,592 |
| Earning assets | $322,222,000 | 1,435 |
| Long-term assets (5+ years) | $133,688,000 | 737 |
| Average Assets, year-to-date | $343,489,000 | 1,407 |
| Average Assets, quarterly | $340,571,500 | 1,472 |
| Volatile liabilities | $40,414,000 | 2,108 |
| Insider loans | $12,963,000 | 307 |
| FHLB advances | $25,000,000 | 1,103 |
| Loans and leases held for sale | $10,857,000 | 374 |
| Unused loan commitments | $70,787,000 | 969 |
| Tier 1 (core) risk-based capital | $54,630,000 | 837 |
| Tier 2 risk-based capital | $2,917,000 | 1,311 |
| Total risk weighted assets | $232,646,000 | 1,474 |
| Total unused commitments | $70,787,000 | 972 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 82 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $344,840,000 | 1,392 |
| Cash and due from depository institutions | $17,332,000 | 2,062 |
| Interest-bearing balances | $3,967,000 | 1,053 |
| Securities | $78,221,000 | 1,413 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $233,065,000 | 1,360 |
| Loan loss allowance | $3,564,000 | 1,117 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,704,000 | 946 |
| Other real estate owned | $563,000 | 2,062 |
| Goodwill and other intangibles | $150,000 | 2,445 |
| All other assets | $6,805,000 | 1,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,840,000 | 1,392 |
| Total liabilities | $292,215,000 | 1,484 |
| Total deposits | $261,732,000 | 1,446 |
| Interest-bearing deposits | $245,423,000 | 1,348 |
| Deposits held in domestic offices | $261,732,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,008,000 | 1,058 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,475,000 | 2,620 |
| Total equity capital | $52,625,000 | 889 |
| Total bank equity capital | $52,625,000 | 889 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,000,000 | 548 |
| Surplus | $15,402,000 | 1,150 |
| Undivided profits | $31,223,000 | 848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,471,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,616,000 | 1,589 |
| Earning assets | $315,253,000 | 1,396 |
| Long-term assets (5+ years) | $94,302,000 | 964 |
| Average Assets, year-to-date | $332,305,200 | 1,378 |
| Average Assets, quarterly | $341,137,500 | 1,389 |
| Volatile liabilities | $48,669,000 | 1,797 |
| Insider loans | $15,292,000 | 251 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $3,779,000 | 382 |
| Unused loan commitments | $62,186,000 | 996 |
| Tier 1 (core) risk-based capital | $52,583,000 | 837 |
| Tier 2 risk-based capital | $2,866,390 | 1,288 |
| Total risk weighted assets | $228,524,390 | 1,432 |
| Total unused commitments | $62,186,000 | 996 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 84 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $316,705,000 | 1,487 |
| Cash and due from depository institutions | $9,308,000 | 2,056 |
| Interest-bearing balances | $2,245,000 | 1,587 |
| Securities | $78,606,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $214,804,000 | 1,420 |
| Loan loss allowance | $3,513,000 | 1,094 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,227,000 | 1,132 |
| Other real estate owned | $0 | 2,056 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,760,000 | 1,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,705,000 | 1,487 |
| Total liabilities | $268,150,000 | 1,589 |
| Total deposits | $231,280,000 | 1,628 |
| Interest-bearing deposits | $219,788,000 | 1,481 |
| Deposits held in domestic offices | $231,280,000 | 1,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,453,000 | 920 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,417,000 | 2,479 |
| Total equity capital | $48,555,000 | 917 |
| Total bank equity capital | $48,555,000 | 917 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 580 |
| Surplus | $14,849,000 | 1,167 |
| Undivided profits | $27,706,000 | 902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,351,000 | 1,626 |
| Earning assets | $295,655,000 | 1,463 |
| Long-term assets (5+ years) | $87,304,000 | 1,076 |
| Average Assets, year-to-date | $320,336,800 | 1,411 |
| Average Assets, quarterly | $315,545,500 | 1,471 |
| Volatile liabilities | $45,033,000 | 1,812 |
| Insider loans | $8,308,000 | 528 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $12,933,000 | 209 |
| Unused loan commitments | $57,596,000 | 1,084 |
| Tier 1 (core) risk-based capital | $48,564,000 | 903 |
| Tier 2 risk-based capital | $2,541,980 | 1,366 |
| Total risk weighted assets | $202,205,480 | 1,539 |
| Total unused commitments | $57,596,000 | 1,087 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 78 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $291,930,000 | 1,574 |
| Cash and due from depository institutions | $27,224,000 | 2,234 |
| Interest-bearing balances | $20,998,000 | 258 |
| Securities | $57,025,000 | 2,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $195,296,000 | 1,439 |
| Loan loss allowance | $3,278,000 | 1,136 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,530,000 | 1,010 |
| Other real estate owned | $0 | 2,234 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,855,000 | 1,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,930,000 | 1,574 |
| Total liabilities | $265,224,000 | 1,552 |
| Total deposits | $241,491,000 | 1,543 |
| Interest-bearing deposits | $229,780,000 | 1,388 |
| Deposits held in domestic offices | $241,491,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,054 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,733,000 | 1,233 |
| Total equity capital | $26,706,000 | 1,671 |
| Total bank equity capital | $26,706,000 | 1,671 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $26,706,000 | 963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,096,000 | 2,004 |
| Earning assets | $273,319,000 | 1,546 |
| Long-term assets (5+ years) | $99,130,000 | 901 |
| Average Assets, year-to-date | $281,681,600 | 1,535 |
| Average Assets, quarterly | $290,444,500 | 1,539 |
| Volatile liabilities | $28,094,000 | 2,279 |
| Insider loans | $6,248,000 | 659 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,185,000 | 456 |
| Unused loan commitments | $67,542,000 | 914 |
| Tier 1 (core) risk-based capital | $26,610,000 | 1,585 |
| Tier 2 risk-based capital | $2,289,880 | 1,437 |
| Total risk weighted assets | $182,189,180 | 1,578 |
| Total unused commitments | $67,542,000 | 920 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 78 | 2,278 |
| Assets and Liabilities | ||
| Total Assets: | $260,047,000 | 1,752 |
| Cash and due from depository institutions | $15,913,000 | 2,278 |
| Interest-bearing balances | $7,416,000 | 596 |
| Securities | $32,785,000 | 3,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $201,583,000 | 1,408 |
| Loan loss allowance | $2,816,000 | 1,322 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,825,000 | 1,129 |
| Other real estate owned | $0 | 2,278 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,941,000 | 2,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,047,000 | 1,752 |
| Total liabilities | $236,097,000 | 1,740 |
| Total deposits | $232,858,000 | 1,595 |
| Interest-bearing deposits | $225,844,000 | 1,420 |
| Deposits held in domestic offices | $232,858,000 | 1,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,239,000 | 1,846 |
| Total equity capital | $23,950,000 | 1,863 |
| Total bank equity capital | $23,950,000 | 1,863 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $23,950,000 | 1,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,098,000 | 2,068 |
| Earning assets | $241,784,000 | 1,731 |
| Long-term assets (5+ years) | $87,781,000 | 862 |
| Average Assets, year-to-date | $252,208,000 | 1,724 |
| Average Assets, quarterly | $259,388,500 | 1,745 |
| Volatile liabilities | $28,329,000 | 2,241 |
| Insider loans | $7,130,000 | 564 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $797,000 | 891 |
| Unused loan commitments | $51,640,000 | 1,070 |
| Tier 1 (core) risk-based capital | $23,822,000 | 1,782 |
| Tier 2 risk-based capital | $2,185,060 | 1,412 |
| Total risk weighted assets | $173,886,960 | 1,616 |
| Total unused commitments | $51,640,000 | 1,075 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $242,167,000 | 1,940 |
| Cash and due from depository institutions | $13,492,000 | 2,699 |
| Interest-bearing balances | $6,743,000 | 565 |
| Securities | $39,650,000 | 3,054 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $178,987,000 | 1,613 |
| Loan loss allowance | $2,558,000 | 1,527 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,815,000 | 1,138 |
| Other real estate owned | $1,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,222,000 | 2,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,167,000 | 1,940 |
| Total liabilities | $220,821,000 | 1,908 |
| Total deposits | $219,120,000 | 1,748 |
| Interest-bearing deposits | $212,947,000 | 1,572 |
| Deposits held in domestic offices | $219,120,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $701,000 | 4,675 |
| Total equity capital | $21,346,000 | 2,101 |
| Total bank equity capital | $21,346,000 | 2,101 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $21,346,000 | 1,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 5,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $961,000 | 2,340 |
| Earning assets | $225,380,000 | 1,908 |
| Long-term assets (5+ years) | $74,056,000 | 926 |
| Average Assets, year-to-date | $232,964,200 | 1,945 |
| Average Assets, quarterly | $238,838,000 | 1,951 |
| Volatile liabilities | $23,964,000 | 2,519 |
| Insider loans | $4,122,000 | 1,044 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $45,768,000 | 1,134 |
| Tier 1 (core) risk-based capital | $21,214,000 | 2,032 |
| Tier 2 risk-based capital | $1,916,560 | 1,654 |
| Total risk weighted assets | $152,366,660 | 1,856 |
| Total unused commitments | $45,768,000 | 1,139 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $226,428,000 | 2,093 |
| Cash and due from depository institutions | $7,622,000 | 2,899 |
| Interest-bearing balances | $2,217,000 | 1,705 |
| Securities | $36,281,000 | 3,490 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $171,302,000 | 1,672 |
| Loan loss allowance | $2,297,000 | 1,718 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,856,000 | 1,307 |
| Other real estate owned | $53,000 | 2,899 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,314,000 | 1,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,428,000 | 2,093 |
| Total liabilities | $206,758,000 | 2,069 |
| Total deposits | $206,322,000 | 1,900 |
| Interest-bearing deposits | $201,918,000 | 1,679 |
| Deposits held in domestic offices | $206,322,000 | 1,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $436,000 | 6,793 |
| Total equity capital | $19,670,000 | 2,261 |
| Total bank equity capital | $19,670,000 | 2,261 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $19,670,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,884,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $735,000 | 3,200 |
| Earning assets | $209,800,000 | 2,069 |
| Long-term assets (5+ years) | $62,227,000 | 1,000 |
| Average Assets, year-to-date | $221,038,200 | 2,058 |
| Average Assets, quarterly | $224,877,000 | 2,078 |
| Volatile liabilities | $20,550,000 | 2,576 |
| Insider loans | $4,521,000 | 982 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $29,653,000 | 1,490 |
| Tier 1 (core) risk-based capital | $19,561,000 | 2,195 |
| Tier 2 risk-based capital | $1,833,230 | 1,719 |
| Total risk weighted assets | $145,960,330 | 1,910 |
| Total unused commitments | $29,653,000 | 1,499 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 68 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $217,954,000 | 2,122 |
| Cash and due from depository institutions | $9,064,000 | 2,960 |
| Interest-bearing balances | $4,338,000 | 829 |
| Securities | $37,995,000 | 3,473 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $162,963,000 | 1,724 |
| Loan loss allowance | $1,834,000 | 2,122 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,371,000 | 1,384 |
| Other real estate owned | $13,000 | 2,960 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,548,000 | 3,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,954,000 | 2,122 |
| Total liabilities | $200,935,000 | 2,084 |
| Total deposits | $198,495,000 | 1,932 |
| Interest-bearing deposits | $193,873,000 | 1,704 |
| Deposits held in domestic offices | $198,495,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,850,000 | 2,616 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $590,000 | 4,639 |
| Total equity capital | $17,019,000 | 2,388 |
| Total bank equity capital | $17,019,000 | 2,388 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $17,019,000 | 1,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,533,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $768,000 | 2,654 |
| Earning assets | $205,296,000 | 2,063 |
| Long-term assets (5+ years) | $56,796,000 | 1,069 |
| Average Assets, year-to-date | $210,472,200 | 2,130 |
| Average Assets, quarterly | $213,310,500 | 2,144 |
| Volatile liabilities | $23,048,000 | 2,259 |
| Insider loans | $3,348,000 | 1,253 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,677,000 | 1,738 |
| Tier 1 (core) risk-based capital | $16,972,000 | 2,418 |
| Tier 2 risk-based capital | $1,707,560 | 1,814 |
| Total risk weighted assets | $136,011,560 | 2,003 |
| Total unused commitments | $22,677,000 | 1,750 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $208,426,000 | 2,227 |
| Cash and due from depository institutions | $8,293,000 | 3,235 |
| Interest-bearing balances | $2,428,000 | 2,131 |
| Securities | $35,298,000 | 3,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $153,520,000 | 1,785 |
| Loan loss allowance | $1,590,000 | 2,515 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,541,000 | 1,321 |
| Other real estate owned | $3,210,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,564,000 | 2,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,426,000 | 2,227 |
| Total liabilities | $192,546,000 | 2,213 |
| Total deposits | $191,916,000 | 2,073 |
| Interest-bearing deposits | $189,289,000 | 1,828 |
| Deposits held in domestic offices | $191,916,000 | 2,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $630,000 | 4,484 |
| Total equity capital | $15,880,000 | 2,535 |
| Total bank equity capital | $15,880,000 | 2,535 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $15,880,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 9,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $717,000 | 2,502 |
| Earning assets | $191,246,000 | 2,233 |
| Long-term assets (5+ years) | $61,292,000 | 1,027 |
| Average Assets, year-to-date | $208,678,200 | 2,163 |
| Average Assets, quarterly | $209,122,500 | 2,200 |
| Volatile liabilities | $11,520,000 | 3,707 |
| Insider loans | $2,453,000 | 1,688 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $25,410,000 | 174 |
| Unused loan commitments | $17,313,000 | 2,088 |
| Tier 1 (core) risk-based capital | $15,880,000 | 2,480 |
| Tier 2 risk-based capital | $1,590,000 | 1,935 |
| Total risk weighted assets | $130,645,700 | 2,050 |
| Total unused commitments | $17,313,000 | 2,106 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $208,435,000 | 2,273 |
| Cash and due from depository institutions | $21,190,000 | 2,976 |
| Interest-bearing balances | $17,318,000 | 454 |
| Securities | $26,345,000 | 4,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $145,504,000 | 1,918 |
| Loan loss allowance | $971,000 | 3,830 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,613,000 | 1,289 |
| Other real estate owned | $6,095,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,688,000 | 2,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,435,000 | 2,273 |
| Total liabilities | $193,410,000 | 2,237 |
| Total deposits | $192,276,000 | 2,130 |
| Interest-bearing deposits | $189,508,000 | 1,894 |
| Deposits held in domestic offices | $192,276,000 | 2,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,134,000 | 2,967 |
| Total equity capital | $15,025,000 | 2,561 |
| Total bank equity capital | $15,025,000 | 2,561 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $15,025,000 | 1,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $659,000 | 4,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $698,000 | 2,852 |
| Earning assets | $189,167,000 | 2,281 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $207,576,200 | 2,231 |
| Average Assets, quarterly | $207,884,000 | 2,263 |
| Volatile liabilities | $20,182,000 | 2,341 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,565,000 | 2,151 |
| Tier 1 (core) risk-based capital | $15,025,000 | 2,495 |
| Tier 2 risk-based capital | $965,000 | 3,000 |
| Total risk weighted assets | $126,735,000 | 2,183 |
| Total unused commitments | $15,565,000 | 2,167 |
| Derivatives | $0 | 651 |