Home > 1st Source Bank of Starke County > Income and Expense
1st Source Bank of Starke County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 8,451 |
| Total interest expense | $1,295,000 | 7,567 |
| Net interest income | $1,464,000 | 8,976 |
| Provision for loan and lease losses | $-2,000 | 11,685 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $813,000 | 10,190 |
| Salaries and employee benefits | $345,000 | 10,788 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $386,000 | 8,964 |
| Pre-tax net operating income | $799,000 | 6,873 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $197,000 | 7,390 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $440,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,000 | 6,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 8,766 |
| Total interest expense | $1,154,000 | 8,464 |
| Net interest income | $1,581,000 | 8,863 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $443,000 | 6,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 4,273 |
| Total noninterest expense | $890,000 | 10,241 |
| Salaries and employee benefits | $382,000 | 10,818 |
| Premises and equipment expense | $93,000 | 10,682 |
| Additional noninterest expense | $415,000 | 9,099 |
| Pre-tax net operating income | $1,112,000 | 5,479 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $374,000 | 5,258 |
| Income before extraordinary items | $738,000 | 5,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $738,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $975,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $738,000 | 5,636 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 8,400 |
| Total interest expense | $1,426,000 | 8,753 |
| Net interest income | $1,926,000 | 7,958 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,219,000 | 8,961 |
| Salaries and employee benefits | $505,000 | 9,737 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $873,000 | 6,231 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $276,000 | 6,273 |
| Income before extraordinary items | $596,000 | 6,609 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $596,000 | 6,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $199,000 | 5,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $596,680 | 6,242 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.