Home > 1st Source Bank > Net charge- offs to loans
1st Source Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0387% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0598% | 4,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4767% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4767% | 1,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0603% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0009% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 4,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 3,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4432% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4432% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0385% | 4,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1054% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0013% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1405% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0541% | 4,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4855% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4855% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 3,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0513% | 4,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1564% | 4,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2094% | 4,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5234% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5234% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0190% | 4,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0190% | 4,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 3,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0780% | 4,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0780% | 4,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 4,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0642% | 4,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2301% | 4,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2301% | 4,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 3,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0325% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0325% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 3,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1840% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2006% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2006% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0154% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0154% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1537% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0047% | 3,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0047% | 3,614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2539% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2918% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0218% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1994% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2949% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2949% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0108% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2967% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2967% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0012% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3113% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 4,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2169% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3184% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3184% | 1,475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 4,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1414% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3243% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3243% | 1,902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 4,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0015% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1709% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3774% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3774% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2867% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4096% | 1,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2891% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4495% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3700% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3700% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2919% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0905% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4382% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2622% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2622% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0326% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4861% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2392% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2392% | 2,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0445% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2052% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2052% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2078% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2078% | 1,794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0674% | 5,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1453% | 5,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0092% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1077% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2900% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2900% | 2,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0332% | 35 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0895% | 5,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1896% | 5,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0110% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0198% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2652% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2652% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0436% | 29 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 5,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 5,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0248% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2218% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0635% | 23 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0545% | 5,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 5,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0406% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0560% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0898% | 5,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0987% | 4,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2700% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1252% | 19 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1310% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 5,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0800% | 5,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0250% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2271% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3307% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3307% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0065% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0729% | 5,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0326% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2429% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2765% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2765% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 4,930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0324% | 5,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1068% | 5,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0220% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3263% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3263% | 1,765 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0278% | 5,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0778% | 5,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1998% | 5,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3572% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3572% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0390% | 5,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2185% | 5,914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4517% | 5,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 5,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 4,148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 5,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2214% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2214% | 2,439 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0190% | 5,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 5,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 5,389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 4,736 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0414% | 5,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 5,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 4,169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 5,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 4,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1988% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1988% | 2,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 1,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0187% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0641% | 5,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 5,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1026% | 5,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 4,131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1484% | 5,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 4,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1917% | 2,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1917% | 2,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0323% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 5,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0702% | 5,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0143% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0611% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1922% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1922% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0351% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 5,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 5,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 5,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0366% | 1,060 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0458% | 5,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 2,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3543% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3543% | 2,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0497% | 1,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3091% | 1,320 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 5,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0668% | 5,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 5,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0494% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0677% | 6,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3011% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3011% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0528% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3428% | 1,306 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1060% | 6,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 5,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0566% | 5,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 6,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0802% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0933% | 6,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1827% | 5,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2721% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2721% | 1,989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0417% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4767% | 1,282 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0784% | 6,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0292% | 5,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2175% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 5,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1727% | 5,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3171% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3171% | 1,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0521% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9376% | 1,261 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 3,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 2,655 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4797% | 5,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 2,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2031% | 1,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 3,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 3,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2084% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 2,978 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0651% | 5,739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0227% | 1,377 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 2,146 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6953% | 5,403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 2,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2265% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0567% | 3,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1237% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1237% | 3,139 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1150% | 5,874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0150% | 1,350 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 5,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0606% | 1,741 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0940% | 5,403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3308% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0988% | 5,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1343% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1343% | 2,790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0253% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0228% | 1,318 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0614% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2812% | 5,445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2397% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5950% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0950% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 5,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1442% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1442% | 2,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0229% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 3,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3124% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4775% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2436% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1175% | 3,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1512% | 3,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1512% | 3,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1014% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0227% | 1,424 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 6,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 2,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4930% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 2,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1488% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0975% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0975% | 3,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0841% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0141% | 1,408 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 3,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2160% | 2,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5216% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 3,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2266% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0556% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0556% | 3,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0189% | 94 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1919% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 3,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 6,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1106% | 2,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2585% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 2,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0346% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0346% | 2,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0779% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2698% | 4,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3664% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.1361% | 6,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3781% | 2,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4484% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2499% | 3,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2614% | 1,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2445% | 3,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2298% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2109% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1943% | 3,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0675% | 1,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2665% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3702% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.1737% | 6,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4029% | 1,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7039% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2093% | 3,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1696% | 1,458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2283% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2253% | 2,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1523% | 3,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1372% | 3,729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0493% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5311% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.2524% | 6,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5947% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8200% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2659% | 2,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2176% | 1,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2892% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2046% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1776% | 3,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0027% | 1,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6442% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2961% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.9571% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4027% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2875% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4578% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2452% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1532% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1242% | 2,826 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0219% | 6,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6521% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6147% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | 3.1981% | 1,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6174% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6631% | 802 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2316% | 3,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2478% | 1,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2249% | 3,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7317% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4621% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3174% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5052% | 139 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6101% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6869% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 4.1556% | 1,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5910% | 1,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2628% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3597% | 1,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2242% | 2,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5898% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5448% | 3,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3737% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6686% | 116 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6615% | 2,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5436% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 3.1474% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3632% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3221% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3457% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3124% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7694% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6553% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4786% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0162% | 86 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6141% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2372% | 2,755 |
| Percentage Net Loans Charged-off:Construction & development | -0.0445% | 6,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2366% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3333% | 1,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4407% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2891% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9229% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4906% | 2,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2932% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6974% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2768% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 7,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2884% | 2,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3763% | 2,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5346% | 1,191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3143% | 2,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0285% | 2,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0378% | 2,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2159% | 1,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0046% | 1,722 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6919% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0970% | 4,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 7,327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0924% | 7,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3242% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4260% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2851% | 2,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1354% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2564% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1463% | 1,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0060% | 1,685 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7770% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 4,207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0354% | 7,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1236% | 7,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2464% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3345% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2138% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3016% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6430% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1481% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0088% | 1,654 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3834% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1171% | 7,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.1313% | 1,714 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5004% | 7,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1795% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1999% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1718% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6697% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6228% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0170% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0171% | 79 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 5,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 3,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.0888% | 7,610 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 7,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2427% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4369% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1666% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 4,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6475% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5100% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0199% | 1,758 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.1753% | 1,841 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1065% | 7,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2374% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 2,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 7,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4072% | 3,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4099% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0210% | 1,668 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 7,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.2740% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1197% | 8,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 2,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2500% | 3,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4671% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0233% | 1,602 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0972% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 8,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1550% | 8,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1004% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1089% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2922% | 3,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9535% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0267% | 1,512 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 4,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.6600% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1209% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 2,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0788% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5418% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2968% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2545% | 8,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.1609% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5983% | 8,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0035% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1107% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4245% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2475% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0733% | 8,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3554% | 8,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.2533% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8407% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4313% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1638% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0757% | 7,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4709% | 8,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0529% | 8,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0836% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3707% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0475% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1087% | 8,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0396% | 8,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1315% | 8,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0388% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2096% | 7,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5112% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2059% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1519% | 8,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0688% | 8,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1755% | 8,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0534% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2546% | 7,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3158% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1829% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1935% | 8,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1052% | 8,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2336% | 8,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2968% | 7,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2479% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1402% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1117% | 8,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0495% | 8,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1248% | 8,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1844% | 7,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1400% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1409% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 8,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 8,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1035% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0960% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0768% | 7,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3115% | 4,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0745% | 7,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 7,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1027% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 7,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 4,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1508% | 7,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0680% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0870% | 4,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0760% | 7,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 8,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0832% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1962% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0967% | 4,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1765% | 7,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2886% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6188% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.1505% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0773% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 2,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 2,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0944% | 3,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2774% | 4,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3707% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 2,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.1109% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 8,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 8,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2181% | 2,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 3,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2194% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 4,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.1816% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 8,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0519% | 8,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0614% | 2,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4616% | 3,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0422% | 7,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 4,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.4138% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0983% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0945% | 8,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0091% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1454% | 8,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 6,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9251% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1398% | 7,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6031% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1041% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1767% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9603% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8708% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0400% | 7,382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6382% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 8,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0617% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0831% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9437% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0440% | 1,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5774% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 2,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 8,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1154% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9831% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7305% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0984% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5169% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 8,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8751% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5352% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2993% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5688% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2588% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2463% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5913% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0821% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0297% | 1,844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 28.6202% | 7 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5499% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 2,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8513% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6592% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2049% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0374% | 1,741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8087% | 42 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3380% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4894% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6337% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1620% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0923% | 1,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0610% | 8 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4483% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0440% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1038% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2185% | 483 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2026% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2464% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4586% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2740% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2871% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3538% | 469 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 8,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6181% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6745% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0184% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.3771% | 5 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 5,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0423% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2583% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2862% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1801% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0978% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.8767% | 4 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0732% | 10,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1057% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1644% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0801% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2535% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4011% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8005% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2274% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.3537% | 576 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 11.0787% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0963% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0129% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1345% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0716% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.9511% | 553 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 8,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1582% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6150% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5576% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3952% | 1,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -14.2857% | 533 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 7,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1602% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0730% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1830% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1697% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4255% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 57.0048% | 11 |