Home > 1st Service Bank > Income and Expense
1st Service Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 4,454 |
| Total interest expense | $3,362,000 | 3,213 |
| Net interest income | $2,066,000 | 5,816 |
| Provision for loan and lease losses | $314,000 | 2,084 |
| Total noninterest income | $173,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,845 |
| Total noninterest expense | $3,707,000 | 3,382 |
| Salaries and employee benefits | $2,019,000 | 3,423 |
| Premises and equipment expense | $907,000 | 2,076 |
| Additional noninterest expense | $781,000 | 4,349 |
| Pre-tax net operating income | $-1,782,000 | 8,683 |
| Securities gains (losses) | $206,000 | 331 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,576,000 | 8,678 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,576,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 635 |
| Net operating income | $-1,782,000 | 8,686 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 4,448 |
| Total interest expense | $2,194,000 | 3,150 |
| Net interest income | $1,383,000 | 5,830 |
| Provision for loan and lease losses | $64,000 | 4,005 |
| Total noninterest income | $137,000 | 6,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $2,604,000 | 3,240 |
| Salaries and employee benefits | $1,542,000 | 3,051 |
| Premises and equipment expense | $650,000 | 1,940 |
| Additional noninterest expense | $412,000 | 5,105 |
| Pre-tax net operating income | $-1,148,000 | 8,709 |
| Securities gains (losses) | $205,000 | 264 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-943,000 | 8,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-943,000 | 8,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 508 |
| Net operating income | $-1,148,000 | 8,711 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 4,273 |
| Total interest expense | $1,073,000 | 3,072 |
| Net interest income | $797,000 | 5,407 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $67,000 | 6,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $1,243,000 | 3,370 |
| Salaries and employee benefits | $812,000 | 2,929 |
| Premises and equipment expense | $266,000 | 2,343 |
| Additional noninterest expense | $165,000 | 5,767 |
| Pre-tax net operating income | $-433,000 | 8,676 |
| Securities gains (losses) | $146,000 | 212 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-287,000 | 8,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-287,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 294 |
| Net operating income | $-433,000 | 8,681 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,294,000 | 4,479 |
| Total interest expense | $2,911,000 | 3,422 |
| Net interest income | $3,383,000 | 5,125 |
| Provision for loan and lease losses | $226,000 | 3,370 |
| Total noninterest income | $328,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $328,000 | 4,143 |
| Total noninterest expense | $4,288,000 | 3,665 |
| Salaries and employee benefits | $2,827,000 | 3,131 |
| Premises and equipment expense | $889,000 | 2,628 |
| Additional noninterest expense | $572,000 | 6,200 |
| Pre-tax net operating income | $-803,000 | 8,588 |
| Securities gains (losses) | $1,129,000 | 183 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $326,000 | 7,068 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $326,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-803,000 | 8,606 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 4,543 |
| Total interest expense | $1,985,000 | 3,533 |
| Net interest income | $2,561,000 | 5,105 |
| Provision for loan and lease losses | $189,000 | 3,057 |
| Total noninterest income | $261,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $261,000 | 4,052 |
| Total noninterest expense | $3,144,000 | 3,700 |
| Salaries and employee benefits | $2,093,000 | 3,141 |
| Premises and equipment expense | $628,000 | 2,760 |
| Additional noninterest expense | $423,000 | 6,212 |
| Pre-tax net operating income | $-511,000 | 8,600 |
| Securities gains (losses) | $1,002,000 | 180 |
| Applicable income taxes | $49,000 | 5,807 |
| Income before extraordinary items | $442,000 | 6,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $442,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-459,800 | 8,596 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 4,682 |
| Total interest expense | $1,152,000 | 3,736 |
| Net interest income | $1,677,000 | 5,162 |
| Provision for loan and lease losses | $141,000 | 2,785 |
| Total noninterest income | $167,000 | 6,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $167,000 | 4,088 |
| Total noninterest expense | $2,039,000 | 3,756 |
| Salaries and employee benefits | $1,375,000 | 3,167 |
| Premises and equipment expense | $393,000 | 2,890 |
| Additional noninterest expense | $271,000 | 6,302 |
| Pre-tax net operating income | $-336,000 | 8,613 |
| Securities gains (losses) | $675,000 | 183 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $339,000 | 5,866 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $339,000 | 5,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-336,000 | 8,624 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 4,862 |
| Total interest expense | $520,000 | 3,919 |
| Net interest income | $805,000 | 5,314 |
| Provision for loan and lease losses | $46,000 | 3,310 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $997,000 | 3,853 |
| Salaries and employee benefits | $674,000 | 3,226 |
| Premises and equipment expense | $196,000 | 2,929 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $-165,000 | 8,703 |
| Securities gains (losses) | $310,000 | 194 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-165,000 | 8,702 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 5,365 |
| Total interest expense | $1,628,000 | 4,278 |
| Net interest income | $2,628,000 | 5,842 |
| Provision for loan and lease losses | $255,000 | 3,213 |
| Total noninterest income | $379,000 | 5,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $379,000 | 3,805 |
| Total noninterest expense | $3,946,000 | 3,790 |
| Salaries and employee benefits | $2,681,000 | 3,162 |
| Premises and equipment expense | $726,000 | 3,039 |
| Additional noninterest expense | $539,000 | 6,332 |
| Pre-tax net operating income | $-1,194,000 | 8,827 |
| Securities gains (losses) | $1,567,000 | 208 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $373,000 | 6,920 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $373,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,194,000 | 8,831 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 5,471 |
| Total interest expense | $1,201,000 | 4,281 |
| Net interest income | $1,879,000 | 6,012 |
| Provision for loan and lease losses | $159,000 | 3,435 |
| Total noninterest income | $290,000 | 5,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $290,000 | 3,788 |
| Total noninterest expense | $2,923,000 | 3,790 |
| Salaries and employee benefits | $1,975,000 | 3,167 |
| Premises and equipment expense | $536,000 | 3,076 |
| Additional noninterest expense | $412,000 | 6,219 |
| Pre-tax net operating income | $-913,000 | 8,885 |
| Securities gains (losses) | $1,242,000 | 223 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $329,000 | 6,733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $329,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-913,000 | 8,897 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 5,756 |
| Total interest expense | $750,000 | 4,480 |
| Net interest income | $1,129,000 | 6,331 |
| Provision for loan and lease losses | $108,000 | 3,351 |
| Total noninterest income | $197,000 | 5,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $197,000 | 3,766 |
| Total noninterest expense | $1,969,000 | 3,786 |
| Salaries and employee benefits | $1,345,000 | 3,127 |
| Premises and equipment expense | $367,000 | 3,008 |
| Additional noninterest expense | $257,000 | 6,448 |
| Pre-tax net operating income | $-751,000 | 8,968 |
| Securities gains (losses) | $813,000 | 250 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $62,000 | 8,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-751,000 | 8,965 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 6,075 |
| Total interest expense | $357,000 | 4,650 |
| Net interest income | $498,000 | 6,698 |
| Provision for loan and lease losses | $48,000 | 3,379 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $64,000 | 4,614 |
| Total noninterest expense | $961,000 | 3,879 |
| Salaries and employee benefits | $645,000 | 3,246 |
| Premises and equipment expense | $182,000 | 3,056 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $-447,000 | 9,023 |
| Securities gains (losses) | $395,000 | 299 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-52,000 | 8,760 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-52,000 | 8,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-447,000 | 9,023 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 5,946 |
| Total interest expense | $1,510,000 | 4,849 |
| Net interest income | $2,109,000 | 6,413 |
| Provision for loan and lease losses | $46,000 | 6,403 |
| Total noninterest income | $373,000 | 6,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $373,000 | 4,098 |
| Total noninterest expense | $4,677,000 | 3,239 |
| Salaries and employee benefits | $3,421,000 | 2,467 |
| Premises and equipment expense | $662,000 | 3,231 |
| Additional noninterest expense | $594,000 | 6,021 |
| Pre-tax net operating income | $-2,241,000 | 9,086 |
| Securities gains (losses) | $3,153,000 | 216 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $912,000 | 4,901 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $912,000 | 4,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,241,000 | 9,088 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 5,913 |
| Total interest expense | $1,156,000 | 4,924 |
| Net interest income | $1,662,000 | 6,332 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $299,000 | 6,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 4,047 |
| Total noninterest expense | $3,798,000 | 3,018 |
| Salaries and employee benefits | $2,833,000 | 2,247 |
| Premises and equipment expense | $489,000 | 3,280 |
| Additional noninterest expense | $476,000 | 5,792 |
| Pre-tax net operating income | $-1,859,000 | 9,150 |
| Securities gains (losses) | $2,749,000 | 219 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $890,000 | 4,323 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $890,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,859,000 | 9,153 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 5,931 |
| Total interest expense | $774,000 | 5,031 |
| Net interest income | $1,115,000 | 6,321 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $181,000 | 6,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $181,000 | 4,211 |
| Total noninterest expense | $2,587,000 | 2,964 |
| Salaries and employee benefits | $1,924,000 | 2,203 |
| Premises and equipment expense | $325,000 | 3,283 |
| Additional noninterest expense | $338,000 | 5,582 |
| Pre-tax net operating income | $-1,313,000 | 9,188 |
| Securities gains (losses) | $1,928,000 | 236 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $615,000 | 4,221 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $615,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,313,000 | 9,192 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,970 |
| Total interest expense | $395,000 | 5,073 |
| Net interest income | $544,000 | 6,393 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $1,213,000 | 3,106 |
| Salaries and employee benefits | $880,000 | 2,393 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $168,000 | 5,579 |
| Pre-tax net operating income | $-623,000 | 9,229 |
| Securities gains (losses) | $882,000 | 239 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $259,000 | 4,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-623,000 | 9,226 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 7,147 |
| Total interest expense | $1,132,000 | 6,586 |
| Net interest income | $1,581,000 | 7,301 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $291,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 4,329 |
| Total noninterest expense | $3,880,000 | 3,637 |
| Salaries and employee benefits | $2,776,000 | 2,831 |
| Premises and equipment expense | $597,000 | 3,431 |
| Additional noninterest expense | $507,000 | 6,465 |
| Pre-tax net operating income | $-2,173,000 | 9,255 |
| Securities gains (losses) | $2,565,000 | 239 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $392,000 | 6,882 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $392,000 | 6,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 795 |
| Net operating income | $-2,173,000 | 9,261 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 9,246 |
| Total interest expense | $324,000 | 9,260 |
| Net interest income | $536,000 | 9,138 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $117,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $2,860,000 | 4,502 |
| Salaries and employee benefits | $1,953,000 | 3,660 |
| Premises and equipment expense | $507,000 | 3,826 |
| Additional noninterest expense | $400,000 | 7,141 |
| Pre-tax net operating income | $-2,357,000 | 9,511 |
| Securities gains (losses) | $1,304,000 | 342 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,053,000 | 9,428 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,053,000 | 9,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-2,357,000 | 9,519 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,000 | 9,898 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $3,000 | 9,893 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $867,000 | 8,380 |
| Salaries and employee benefits | $2,000 | 9,878 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $865,000 | 4,476 |
| Pre-tax net operating income | $-864,000 | 9,686 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-329,000 | 9,749 |
| Income before extraordinary items | $-535,000 | 9,588 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-535,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-535,000 | 9,584 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.