Home > 1st Security Bank of Laurel > Income and Expense
1st Security Bank of Laurel, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 8,842 |
| Total interest expense | $844,000 | 8,824 |
| Net interest income | $1,021,000 | 8,737 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $161,000 | 8,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $866,000 | 8,546 |
| Salaries and employee benefits | $399,000 | 8,978 |
| Premises and equipment expense | $100,000 | 8,699 |
| Additional noninterest expense | $367,000 | 7,502 |
| Pre-tax net operating income | $304,000 | 8,373 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $122,000 | 7,223 |
| Income before extraordinary items | $182,000 | 8,739 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $182,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $180,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $182,000 | 8,673 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 9,332 |
| Total interest expense | $756,000 | 9,386 |
| Net interest income | $1,011,000 | 9,159 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $184,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $767,000 | 9,155 |
| Salaries and employee benefits | $332,000 | 9,721 |
| Premises and equipment expense | $74,000 | 9,594 |
| Additional noninterest expense | $361,000 | 7,697 |
| Pre-tax net operating income | $416,000 | 8,354 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $140,000 | 7,754 |
| Income before extraordinary items | $276,000 | 8,553 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $276,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $168,000 | 5,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $276,000 | 8,506 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 9,801 |
| Total interest expense | $749,000 | 9,813 |
| Net interest income | $955,000 | 9,678 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $194,000 | 8,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $751,000 | 9,629 |
| Salaries and employee benefits | $370,000 | 9,812 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $301,000 | 8,872 |
| Pre-tax net operating income | $386,000 | 8,595 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $138,000 | 8,066 |
| Income before extraordinary items | $248,000 | 8,851 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $248,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $248,000 | 8,786 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 10,383 |
| Total interest expense | $638,000 | 10,537 |
| Net interest income | $941,000 | 10,119 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $662,000 | 10,326 |
| Salaries and employee benefits | $296,000 | 10,785 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $307,000 | 9,176 |
| Pre-tax net operating income | $450,000 | 8,751 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $169,000 | 7,942 |
| Income before extraordinary items | $281,000 | 9,128 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $281,000 | 9,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $281,000 | 9,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 11,321 |
| Total interest expense | $430,000 | 11,440 |
| Net interest income | $784,000 | 11,105 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $627,000 | 10,996 |
| Salaries and employee benefits | $279,000 | 11,396 |
| Premises and equipment expense | $56,000 | 11,432 |
| Additional noninterest expense | $292,000 | 10,052 |
| Pre-tax net operating income | $337,000 | 9,847 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $126,000 | 8,792 |
| Income before extraordinary items | $211,000 | 10,149 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $211,000 | 10,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $162,000 | 5,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $211,000 | 10,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 11,640 |
| Total interest expense | $443,000 | 11,987 |
| Net interest income | $878,000 | 11,244 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $690,000 | 11,215 |
| Salaries and employee benefits | $271,000 | 11,966 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $349,000 | 9,849 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $247,000 | 1,467 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $400,000 | 8,440 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $400,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $390,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $234,510 | 9,982 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 12,049 |
| Total interest expense | $557,000 | 12,499 |
| Net interest income | $906,000 | 11,491 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $194,000 | 9,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $604,000 | 12,039 |
| Salaries and employee benefits | $265,000 | 12,430 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $472,000 | 8,619 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $135,000 | 9,001 |
| Income before extraordinary items | $337,000 | 8,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $337,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $354,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $337,000 | 8,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.