Home > 1st Savings Bank, f.s.b. > Income and Expense
1st Savings Bank, f.s.b., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,671,000 | 1,305 |
| Total interest expense | $15,233,000 | 1,075 |
| Net interest income | $10,438,000 | 1,671 |
| Provision for loan and lease losses | $1,675,000 | 676 |
| Total noninterest income | $1,076,000 | 2,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,076,000 | 1,667 |
| Total noninterest expense | $6,824,000 | 1,894 |
| Salaries and employee benefits | $4,064,000 | 1,616 |
| Premises and equipment expense | $1,798,000 | 1,110 |
| Additional noninterest expense | $962,000 | 4,047 |
| Pre-tax net operating income | $3,015,000 | 2,482 |
| Securities gains (losses) | $119,000 | 915 |
| Applicable income taxes | $1,445,000 | 1,761 |
| Income before extraordinary items | $1,689,000 | 3,007 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,689,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $2,794,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,612,840 | 3,076 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,260,000 | 1,581 |
| Total interest expense | $12,432,000 | 1,302 |
| Net interest income | $8,828,000 | 2,030 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $1,043,000 | 3,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,043,000 | 1,769 |
| Total noninterest expense | $6,310,000 | 2,178 |
| Salaries and employee benefits | $2,863,000 | 2,321 |
| Premises and equipment expense | $1,294,000 | 1,571 |
| Additional noninterest expense | $2,153,000 | 2,297 |
| Pre-tax net operating income | $3,406,000 | 2,098 |
| Securities gains (losses) | $-209,000 | 11,314 |
| Applicable income taxes | $1,167,000 | 2,050 |
| Income before extraordinary items | $2,030,000 | 2,427 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,030,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,163,760 | 2,229 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,949,000 | 2,104 |
| Total interest expense | $9,352,000 | 1,704 |
| Net interest income | $6,597,000 | 2,703 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $949,000 | 3,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $949,000 | 1,865 |
| Total noninterest expense | $4,659,000 | 2,888 |
| Salaries and employee benefits | $2,562,000 | 2,615 |
| Premises and equipment expense | $1,132,000 | 1,781 |
| Additional noninterest expense | $965,000 | 4,493 |
| Pre-tax net operating income | $2,757,000 | 2,613 |
| Securities gains (losses) | $32,000 | 1,585 |
| Applicable income taxes | $1,049,000 | 2,274 |
| Income before extraordinary items | $1,740,000 | 2,834 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,740,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,719,520 | 2,831 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,707,000 | 2,840 |
| Total interest expense | $5,183,000 | 2,380 |
| Net interest income | $5,524,000 | 3,233 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $745,000 | 3,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $745,000 | 2,242 |
| Total noninterest expense | $3,887,000 | 3,518 |
| Salaries and employee benefits | $1,989,000 | 3,303 |
| Premises and equipment expense | $1,019,000 | 1,996 |
| Additional noninterest expense | $879,000 | 5,284 |
| Pre-tax net operating income | $2,292,000 | 3,056 |
| Securities gains (losses) | $-82,000 | 11,402 |
| Applicable income taxes | $814,000 | 2,724 |
| Income before extraordinary items | $1,396,000 | 3,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,396,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $9,800,000 | 102 |
| Net operating income | $1,448,480 | 3,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,277,000 | 3,011 |
| Total interest expense | $4,806,000 | 2,678 |
| Net interest income | $5,471,000 | 3,291 |
| Provision for loan and lease losses | $410,000 | 2,419 |
| Total noninterest income | $632,000 | 4,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $632,000 | 2,787 |
| Total noninterest expense | $3,624,000 | 3,796 |
| Salaries and employee benefits | $1,678,000 | 3,866 |
| Premises and equipment expense | $960,000 | 2,141 |
| Additional noninterest expense | $986,000 | 4,976 |
| Pre-tax net operating income | $2,069,000 | 3,203 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $886,000 | 2,544 |
| Income before extraordinary items | $1,212,000 | 3,981 |
| Extraordinary gains, net | $333,000 | 643 |
| Net income | $1,545,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,193,440 | 3,834 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,464,000 | 3,072 |
| Total interest expense | $6,462,000 | 2,608 |
| Net interest income | $5,002,000 | 3,631 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $700,000 | 4,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $700,000 | 2,546 |
| Total noninterest expense | $2,782,000 | 4,843 |
| Salaries and employee benefits | $1,258,000 | 4,950 |
| Premises and equipment expense | $729,000 | 2,830 |
| Additional noninterest expense | $794,000 | 6,105 |
| Pre-tax net operating income | $2,801,000 | 2,201 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,045,000 | 2,023 |
| Income before extraordinary items | $1,756,000 | 2,617 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,756,000 | 2,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,756,000 | 2,427 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.