Home > 1st Savings Bank, f.s.b. > Assets and Liabilities
1st Savings Bank, f.s.b., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $339,873,000 | 1,357 |
| Cash and due from depository institutions | $2,664,000 | 2,497 |
| Interest-bearing balances | $862,000 | 2,632 |
| Securities | $17,506,000 | 5,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $305,713,000 | 971 |
| Loan loss allowance | $3,402,000 | 1,122 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,525,000 | 1,413 |
| Other real estate owned | $149,000 | 2,497 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $8,316,000 | 1,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,873,000 | 1,357 |
| Total liabilities | $311,480,000 | 1,338 |
| Total deposits | $202,011,000 | 1,870 |
| Interest-bearing deposits | $202,011,000 | 1,598 |
| Deposits held in domestic offices | $202,011,000 | 1,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $109,000,000 | 368 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $469,000 | 6,171 |
| Total equity capital | $28,393,000 | 1,595 |
| Total bank equity capital | $28,393,000 | 1,595 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $20,000 | 9,556 |
| Surplus | $15,712,000 | 1,048 |
| Undivided profits | $12,661,000 | 2,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,980,000 | 1,096 |
| Earning assets | $324,081,000 | 1,311 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $320,357,600 | 1,373 |
| Average Assets, quarterly | $340,515,000 | 1,337 |
| Volatile liabilities | $136,099,000 | 696 |
| Insider loans | $196,000 | 7,498 |
| FHLB advances | $109,000,000 | 112 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,514,000 | 2,443 |
| Tier 1 (core) risk-based capital | $28,327,000 | 1,503 |
| Tier 2 risk-based capital | $2,549,000 | 1,240 |
| Total risk weighted assets | $202,990,000 | 1,396 |
| Total unused commitments | $16,514,000 | 2,448 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 77 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $294,139,000 | 1,599 |
| Cash and due from depository institutions | $11,614,000 | 2,454 |
| Interest-bearing balances | $9,838,000 | 386 |
| Securities | $18,145,000 | 5,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $255,480,000 | 1,193 |
| Loan loss allowance | $1,824,000 | 2,061 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,177,000 | 3,533 |
| Other real estate owned | $0 | 2,454 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,723,000 | 1,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,139,000 | 1,599 |
| Total liabilities | $268,883,000 | 1,592 |
| Total deposits | $182,932,000 | 2,114 |
| Interest-bearing deposits | $177,666,000 | 1,882 |
| Deposits held in domestic offices | $182,932,000 | 2,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $84,000,000 | 442 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $951,000 | 3,671 |
| Total equity capital | $25,256,000 | 1,786 |
| Total bank equity capital | $25,256,000 | 1,786 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $20,000 | 10,023 |
| Surplus | $10,763,000 | 1,504 |
| Undivided profits | $14,473,000 | 1,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,605,000 | 1,345 |
| Earning assets | $283,463,000 | 1,534 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $272,740,200 | 1,642 |
| Average Assets, quarterly | $290,484,000 | 1,599 |
| Volatile liabilities | $104,547,000 | 840 |
| Insider loans | $86,000 | 8,983 |
| FHLB advances | $84,000,000 | 147 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,628,000 | 6,787 |
| Tier 1 (core) risk-based capital | $25,184,000 | 1,708 |
| Tier 2 risk-based capital | $1,824,000 | 1,717 |
| Total risk weighted assets | $163,748,000 | 1,745 |
| Total unused commitments | $4,628,000 | 5,309 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 68 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $248,148,000 | 1,886 |
| Cash and due from depository institutions | $5,593,000 | 2,866 |
| Interest-bearing balances | $4,251,000 | 1,089 |
| Securities | $19,987,000 | 5,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $214,454,000 | 1,375 |
| Loan loss allowance | $1,689,000 | 2,247 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,272,000 | 3,308 |
| Other real estate owned | $0 | 2,866 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,842,000 | 1,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,148,000 | 1,886 |
| Total liabilities | $224,238,000 | 1,886 |
| Total deposits | $147,432,000 | 2,639 |
| Interest-bearing deposits | $142,549,000 | 2,386 |
| Deposits held in domestic offices | $147,432,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,100,000 | 1,879 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $73,000,000 | 456 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $706,000 | 4,853 |
| Total equity capital | $23,910,000 | 1,883 |
| Total bank equity capital | $23,910,000 | 1,883 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $20,000 | 10,490 |
| Surplus | $10,194,000 | 1,565 |
| Undivided profits | $13,696,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 9,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,239,000 | 1,825 |
| Earning assets | $238,692,000 | 1,801 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $222,445,800 | 2,040 |
| Average Assets, quarterly | $244,535,500 | 1,901 |
| Volatile liabilities | $87,232,000 | 896 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $73,000,000 | 150 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,850,000 | 5,074 |
| Tier 1 (core) risk-based capital | $23,906,000 | 1,799 |
| Tier 2 risk-based capital | $1,689,000 | 1,836 |
| Total risk weighted assets | $137,919,000 | 2,014 |
| Total unused commitments | $4,850,000 | 5,086 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $193,474,000 | 2,385 |
| Cash and due from depository institutions | $3,924,000 | 2,785 |
| Interest-bearing balances | $2,776,000 | 1,227 |
| Securities | $30,289,000 | 4,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $153,845,000 | 1,807 |
| Loan loss allowance | $1,613,000 | 2,364 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,709,000 | 2,725 |
| Other real estate owned | $51,000 | 2,785 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,656,000 | 2,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,474,000 | 2,385 |
| Total liabilities | $169,488,000 | 2,469 |
| Total deposits | $137,322,000 | 2,780 |
| Interest-bearing deposits | $133,600,000 | 2,473 |
| Deposits held in domestic offices | $137,322,000 | 2,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,100,000 | 1,414 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,600,000 | 824 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $466,000 | 5,464 |
| Total equity capital | $23,986,000 | 1,723 |
| Total bank equity capital | $23,986,000 | 1,723 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $20,000 | 11,066 |
| Surplus | $9,780,000 | 1,562 |
| Undivided profits | $14,186,000 | 1,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $633,000 | 3,262 |
| Earning assets | $186,910,000 | 2,267 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $166,661,000 | 2,661 |
| Average Assets, quarterly | $185,245,000 | 2,462 |
| Volatile liabilities | $40,710,000 | 1,445 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $23,600,000 | 315 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,725,000 | 6,643 |
| Tier 1 (core) risk-based capital | $23,986,000 | 1,721 |
| Tier 2 risk-based capital | $1,285,000 | 2,315 |
| Total risk weighted assets | $102,502,000 | 2,584 |
| Total unused commitments | $3,725,000 | 5,753 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $147,142,000 | 3,107 |
| Cash and due from depository institutions | $8,626,000 | 2,991 |
| Interest-bearing balances | $7,708,000 | 794 |
| Securities | $26,820,000 | 4,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $106,861,000 | 2,459 |
| Loan loss allowance | $1,541,000 | 2,574 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,248,000 | 3,246 |
| Other real estate owned | $239,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,348,000 | 3,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,142,000 | 3,107 |
| Total liabilities | $133,633,000 | 3,117 |
| Total deposits | $133,155,000 | 2,944 |
| Interest-bearing deposits | $130,226,000 | 2,639 |
| Deposits held in domestic offices | $133,155,000 | 2,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $478,000 | 5,531 |
| Total equity capital | $13,509,000 | 2,989 |
| Total bank equity capital | $13,509,000 | 2,989 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $13,509,000 | 1,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 6,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $401,000 | 4,654 |
| Earning assets | $141,389,000 | 2,977 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $146,077,200 | 3,054 |
| Average Assets, quarterly | $148,026,500 | 3,054 |
| Volatile liabilities | $3,833,000 | 7,483 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,650,000 | 5,793 |
| Tier 1 (core) risk-based capital | $13,509,000 | 2,930 |
| Tier 2 risk-based capital | $1,013,000 | 2,854 |
| Total risk weighted assets | $80,562,000 | 3,198 |
| Total unused commitments | $3,650,000 | 5,815 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $144,944,000 | 3,207 |
| Cash and due from depository institutions | $9,733,000 | 5,070 |
| Interest-bearing balances | $8,968,000 | 840 |
| Securities | $35,179,000 | 3,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $95,299,000 | 2,797 |
| Loan loss allowance | $1,244,000 | 3,131 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,228,000 | 3,268 |
| Other real estate owned | $519,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,986,000 | 3,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,944,000 | 3,207 |
| Total liabilities | $132,980,000 | 3,210 |
| Total deposits | $132,421,000 | 3,076 |
| Interest-bearing deposits | $130,593,000 | 2,759 |
| Deposits held in domestic offices | $132,421,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $559,000 | 5,326 |
| Total equity capital | $11,964,000 | 3,205 |
| Total bank equity capital | $11,964,000 | 3,205 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $11,964,000 | 1,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 5,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $317,000 | 6,241 |
| Earning assets | $139,446,000 | 3,050 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $145,828,600 | 3,132 |
| Average Assets, quarterly | $144,722,000 | 3,196 |
| Volatile liabilities | $4,318,000 | 7,133 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,591,000 | 6,578 |
| Tier 1 (core) risk-based capital | $11,964,000 | 3,150 |
| Tier 2 risk-based capital | $825,000 | 3,431 |
| Total risk weighted assets | $65,718,000 | 3,917 |
| Total unused commitments | $2,591,000 | 6,606 |
| Derivatives | $0 | 651 |