Home > 1st Pacific Bank of California > Income and Expense
1st Pacific Bank of California, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 1,756 |
| Total interest expense | $1,254,000 | 1,849 |
| Net interest income | $3,307,000 | 1,717 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $181,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $170,000 | 2,132 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $3,729,000 | 1,346 |
| Salaries and employee benefits | $1,395,000 | 1,796 |
| Premises and equipment expense | $687,000 | 987 |
| Additional noninterest expense | $1,647,000 | 1,061 |
| Pre-tax net operating income | $-341,000 | 7,021 |
| Securities gains (losses) | $178,000 | 557 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-163,000 | 6,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-163,000 | 6,877 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-163,000 | 6,876 |
| Net charge-offs | $-249,000 | 7,902 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 755 |
| Net operating income | $-341,000 | 7,086 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,529,000 | 1,524 |
| Total interest expense | $7,128,000 | 1,662 |
| Net interest income | $15,401,000 | 1,447 |
| Provision for loan and lease losses | $12,450,000 | 717 |
| Total noninterest income | $134,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $669,000 | 2,331 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-535,000 | 7,813 |
| Total noninterest expense | $16,903,000 | 1,231 |
| Salaries and employee benefits | $8,362,000 | 1,169 |
| Premises and equipment expense | $2,939,000 | 919 |
| Additional noninterest expense | $5,602,000 | 1,339 |
| Pre-tax net operating income | $-13,818,000 | 7,603 |
| Securities gains (losses) | $170,000 | 1,678 |
| Applicable income taxes | $3,136,000 | 384 |
| Income before extraordinary items | $-16,784,000 | 7,697 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-16,784,000 | 7,696 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-16,784,000 | 7,696 |
| Net charge-offs | $8,022,000 | 810 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 711 |
| Net operating income | $-16,954,000 | 7,700 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,282,000 | 1,520 |
| Total interest expense | $5,780,000 | 1,602 |
| Net interest income | $11,502,000 | 1,451 |
| Provision for loan and lease losses | $11,040,000 | 579 |
| Total noninterest income | $-266,000 | 7,972 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $520,000 | 2,280 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-786,000 | 7,993 |
| Total noninterest expense | $12,525,000 | 1,234 |
| Salaries and employee benefits | $6,224,000 | 1,196 |
| Premises and equipment expense | $2,232,000 | 918 |
| Additional noninterest expense | $4,069,000 | 1,334 |
| Pre-tax net operating income | $-12,329,000 | 7,794 |
| Securities gains (losses) | $223,000 | 1,217 |
| Applicable income taxes | $4,781,000 | 230 |
| Income before extraordinary items | $-16,887,000 | 7,871 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-16,887,000 | 7,871 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-16,887,000 | 7,871 |
| Net charge-offs | $7,966,000 | 599 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 585 |
| Net operating income | $-17,110,000 | 7,874 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,689,000 | 1,533 |
| Total interest expense | $4,081,000 | 1,599 |
| Net interest income | $7,608,000 | 1,469 |
| Provision for loan and lease losses | $816,000 | 2,311 |
| Total noninterest income | $-179,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $379,000 | 2,111 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-558,000 | 8,087 |
| Total noninterest expense | $8,338,000 | 1,250 |
| Salaries and employee benefits | $4,189,000 | 1,209 |
| Premises and equipment expense | $1,508,000 | 932 |
| Additional noninterest expense | $2,641,000 | 1,411 |
| Pre-tax net operating income | $-1,725,000 | 7,310 |
| Securities gains (losses) | $223,000 | 951 |
| Applicable income taxes | $-295,000 | 7,414 |
| Income before extraordinary items | $-1,207,000 | 7,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,207,000 | 7,229 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,207,000 | 7,229 |
| Net charge-offs | $361,000 | 2,718 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 539 |
| Net operating income | $-1,385,400 | 7,294 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 1,552 |
| Total interest expense | $2,094,000 | 1,616 |
| Net interest income | $3,751,000 | 1,484 |
| Provision for loan and lease losses | $696,000 | 1,474 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $198,000 | 1,992 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-134,000 | 8,140 |
| Total noninterest expense | $4,036,000 | 1,243 |
| Salaries and employee benefits | $2,114,000 | 1,216 |
| Premises and equipment expense | $761,000 | 938 |
| Additional noninterest expense | $1,161,000 | 1,403 |
| Pre-tax net operating income | $-917,000 | 7,605 |
| Securities gains (losses) | $229,000 | 612 |
| Applicable income taxes | $-295,000 | 7,787 |
| Income before extraordinary items | $-393,000 | 7,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-393,000 | 7,333 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-393,000 | 7,333 |
| Net charge-offs | $199,000 | 2,137 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 416 |
| Net operating income | $-539,560 | 7,460 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,222,000 | 1,422 |
| Total interest expense | $10,130,000 | 1,609 |
| Net interest income | $17,092,000 | 1,297 |
| Provision for loan and lease losses | $15,900,000 | 430 |
| Total noninterest income | $1,197,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $748,000 | 2,234 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $449,000 | 3,382 |
| Total noninterest expense | $26,180,000 | 760 |
| Salaries and employee benefits | $9,053,000 | 1,091 |
| Premises and equipment expense | $3,055,000 | 901 |
| Additional noninterest expense | $14,072,000 | 503 |
| Pre-tax net operating income | $-23,791,000 | 8,125 |
| Securities gains (losses) | $-781,000 | 7,657 |
| Applicable income taxes | $-2,972,000 | 8,013 |
| Income before extraordinary items | $-21,600,000 | 8,105 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-21,600,000 | 8,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,358,000 | 304 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 768 |
| Net operating income | $-20,912,720 | 8,123 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,107,000 | 1,411 |
| Total interest expense | $7,755,000 | 1,629 |
| Net interest income | $13,352,000 | 1,258 |
| Provision for loan and lease losses | $3,800,000 | 788 |
| Total noninterest income | $965,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $562,000 | 2,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $403,000 | 3,173 |
| Total noninterest expense | $11,811,000 | 1,230 |
| Salaries and employee benefits | $6,908,000 | 1,098 |
| Premises and equipment expense | $2,276,000 | 909 |
| Additional noninterest expense | $2,627,000 | 1,692 |
| Pre-tax net operating income | $-1,294,000 | 7,663 |
| Securities gains (losses) | $-481,000 | 7,765 |
| Applicable income taxes | $-735,000 | 7,973 |
| Income before extraordinary items | $-1,040,000 | 7,523 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,040,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,244,000 | 504 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 610 |
| Net operating income | $-732,160 | 7,487 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,190,000 | 1,419 |
| Total interest expense | $5,169,000 | 1,696 |
| Net interest income | $9,021,000 | 1,236 |
| Provision for loan and lease losses | $3,550,000 | 541 |
| Total noninterest income | $527,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $368,000 | 2,260 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $159,000 | 4,207 |
| Total noninterest expense | $7,902,000 | 1,226 |
| Salaries and employee benefits | $4,719,000 | 1,091 |
| Premises and equipment expense | $1,508,000 | 911 |
| Additional noninterest expense | $1,675,000 | 1,746 |
| Pre-tax net operating income | $-1,904,000 | 8,144 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $-765,000 | 8,241 |
| Income before extraordinary items | $-1,114,000 | 8,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,114,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,990 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 481 |
| Net operating income | $-1,130,000 | 8,027 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,218,000 | 1,430 |
| Total interest expense | $2,721,000 | 1,727 |
| Net interest income | $4,497,000 | 1,231 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $232,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $182,000 | 2,250 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $3,838,000 | 1,261 |
| Salaries and employee benefits | $2,277,000 | 1,131 |
| Premises and equipment expense | $747,000 | 927 |
| Additional noninterest expense | $814,000 | 1,749 |
| Pre-tax net operating income | $891,000 | 1,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $371,000 | 1,257 |
| Income before extraordinary items | $520,000 | 2,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $520,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 400 |
| Net operating income | $520,000 | 2,532 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,196,000 | 1,467 |
| Total interest expense | $11,777,000 | 1,702 |
| Net interest income | $17,419,000 | 1,286 |
| Provision for loan and lease losses | $338,000 | 2,985 |
| Total noninterest income | $695,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $436,000 | 3,361 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $259,000 | 4,510 |
| Total noninterest expense | $13,245,000 | 1,388 |
| Salaries and employee benefits | $7,460,000 | 1,350 |
| Premises and equipment expense | $2,337,000 | 1,135 |
| Additional noninterest expense | $3,448,000 | 1,604 |
| Pre-tax net operating income | $4,531,000 | 1,793 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $1,878,000 | 1,185 |
| Income before extraordinary items | $2,656,000 | 2,246 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,656,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,798 |
| Cash dividends | $4,400,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $334,000 | 616 |
| Net operating income | $2,654,080 | 2,237 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,288,000 | 1,525 |
| Total interest expense | $8,663,000 | 1,726 |
| Net interest income | $12,625,000 | 1,332 |
| Provision for loan and lease losses | $188,000 | 3,090 |
| Total noninterest income | $521,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $292,000 | 3,567 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,232 |
| Total noninterest expense | $9,325,000 | 1,467 |
| Salaries and employee benefits | $5,396,000 | 1,409 |
| Premises and equipment expense | $1,590,000 | 1,245 |
| Additional noninterest expense | $2,339,000 | 1,730 |
| Pre-tax net operating income | $3,633,000 | 1,801 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $1,499,000 | 1,228 |
| Income before extraordinary items | $2,137,000 | 2,257 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,137,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $4,400,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 702 |
| Net operating income | $2,135,080 | 2,240 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,017,000 | 1,668 |
| Total interest expense | $5,508,000 | 1,806 |
| Net interest income | $7,509,000 | 1,538 |
| Provision for loan and lease losses | $151,000 | 2,572 |
| Total noninterest income | $346,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $173,000 | 3,804 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $173,000 | 4,066 |
| Total noninterest expense | $5,339,000 | 1,734 |
| Salaries and employee benefits | $3,214,000 | 1,597 |
| Premises and equipment expense | $802,000 | 1,654 |
| Additional noninterest expense | $1,323,000 | 2,034 |
| Pre-tax net operating income | $2,365,000 | 1,893 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $969,000 | 1,302 |
| Income before extraordinary items | $1,396,000 | 2,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,396,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 668 |
| Net operating income | $1,396,000 | 2,320 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 1,673 |
| Total interest expense | $2,710,000 | 1,825 |
| Net interest income | $3,738,000 | 1,539 |
| Provision for loan and lease losses | $77,000 | 2,386 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $2,646,000 | 1,756 |
| Salaries and employee benefits | $1,630,000 | 1,594 |
| Premises and equipment expense | $400,000 | 1,669 |
| Additional noninterest expense | $616,000 | 2,133 |
| Pre-tax net operating income | $1,185,000 | 1,886 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $483,000 | 1,317 |
| Income before extraordinary items | $702,000 | 2,327 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $702,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 581 |
| Net operating income | $702,000 | 2,306 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,460,000 | 1,727 |
| Total interest expense | $8,217,000 | 2,004 |
| Net interest income | $15,243,000 | 1,498 |
| Provision for loan and lease losses | $444,000 | 2,104 |
| Total noninterest income | $538,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $277,000 | 4,276 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $261,000 | 4,569 |
| Total noninterest expense | $9,928,000 | 1,798 |
| Salaries and employee benefits | $6,076,000 | 1,620 |
| Premises and equipment expense | $1,537,000 | 1,657 |
| Additional noninterest expense | $2,315,000 | 2,250 |
| Pre-tax net operating income | $5,409,000 | 1,761 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,207,000 | 1,233 |
| Income before extraordinary items | $3,202,000 | 2,155 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,202,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $481,000 | 613 |
| Net operating income | $3,202,000 | 2,146 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,120,000 | 1,753 |
| Total interest expense | $5,686,000 | 2,085 |
| Net interest income | $11,434,000 | 1,515 |
| Provision for loan and lease losses | $434,000 | 1,591 |
| Total noninterest income | $404,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $203,000 | 4,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $201,000 | 4,536 |
| Total noninterest expense | $7,338,000 | 1,817 |
| Salaries and employee benefits | $4,515,000 | 1,640 |
| Premises and equipment expense | $1,157,000 | 1,664 |
| Additional noninterest expense | $1,666,000 | 2,321 |
| Pre-tax net operating income | $4,066,000 | 1,809 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,679,000 | 1,274 |
| Income before extraordinary items | $2,387,000 | 2,229 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,387,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 590 |
| Net operating income | $2,387,000 | 2,221 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,042,000 | 1,786 |
| Total interest expense | $3,482,000 | 2,139 |
| Net interest income | $7,560,000 | 1,522 |
| Provision for loan and lease losses | $348,000 | 1,319 |
| Total noninterest income | $264,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $136,000 | 4,339 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 4,615 |
| Total noninterest expense | $4,896,000 | 1,820 |
| Salaries and employee benefits | $3,064,000 | 1,614 |
| Premises and equipment expense | $757,000 | 1,692 |
| Additional noninterest expense | $1,075,000 | 2,402 |
| Pre-tax net operating income | $2,580,000 | 1,900 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,065,000 | 1,331 |
| Income before extraordinary items | $1,515,000 | 2,319 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,515,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 470 |
| Net operating income | $1,515,000 | 2,304 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 1,839 |
| Total interest expense | $1,574,000 | 2,233 |
| Net interest income | $3,652,000 | 1,565 |
| Provision for loan and lease losses | $179,000 | 1,247 |
| Total noninterest income | $120,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $2,419,000 | 1,842 |
| Salaries and employee benefits | $1,547,000 | 1,607 |
| Premises and equipment expense | $357,000 | 1,782 |
| Additional noninterest expense | $515,000 | 2,482 |
| Pre-tax net operating income | $1,174,000 | 2,013 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $481,000 | 1,444 |
| Income before extraordinary items | $693,000 | 2,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $693,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 295 |
| Net operating income | $693,000 | 2,437 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,695,000 | 2,005 |
| Total interest expense | $4,125,000 | 2,585 |
| Net interest income | $12,570,000 | 1,741 |
| Provision for loan and lease losses | $553,000 | 1,755 |
| Total noninterest income | $491,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $242,000 | 4,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $249,000 | 4,734 |
| Total noninterest expense | $8,532,000 | 1,962 |
| Salaries and employee benefits | $5,232,000 | 1,778 |
| Premises and equipment expense | $1,378,000 | 1,759 |
| Additional noninterest expense | $1,922,000 | 2,579 |
| Pre-tax net operating income | $3,976,000 | 2,232 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,626,000 | 1,609 |
| Income before extraordinary items | $2,350,000 | 2,718 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,350,000 | 2,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 646 |
| Net operating income | $2,350,000 | 2,685 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,750,000 | 2,076 |
| Total interest expense | $2,719,000 | 2,742 |
| Net interest income | $9,031,000 | 1,812 |
| Provision for loan and lease losses | $482,000 | 1,443 |
| Total noninterest income | $305,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $176,000 | 4,736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $6,108,000 | 2,029 |
| Salaries and employee benefits | $3,741,000 | 1,854 |
| Premises and equipment expense | $1,018,000 | 1,774 |
| Additional noninterest expense | $1,349,000 | 2,729 |
| Pre-tax net operating income | $2,746,000 | 2,387 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,121,000 | 1,735 |
| Income before extraordinary items | $1,625,000 | 2,939 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,625,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 517 |
| Net operating income | $1,625,000 | 2,893 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 2,148 |
| Total interest expense | $1,612,000 | 2,885 |
| Net interest income | $5,725,000 | 1,895 |
| Provision for loan and lease losses | $312,000 | 1,458 |
| Total noninterest income | $187,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $114,000 | 4,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $73,000 | 5,795 |
| Total noninterest expense | $4,047,000 | 2,031 |
| Salaries and employee benefits | $2,464,000 | 1,854 |
| Premises and equipment expense | $655,000 | 1,828 |
| Additional noninterest expense | $928,000 | 2,626 |
| Pre-tax net operating income | $1,553,000 | 2,686 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $633,000 | 1,922 |
| Income before extraordinary items | $920,000 | 3,296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $920,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 393 |
| Net operating income | $920,000 | 3,250 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 2,205 |
| Total interest expense | $732,000 | 3,011 |
| Net interest income | $2,774,000 | 1,940 |
| Provision for loan and lease losses | $187,000 | 1,186 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $1,977,000 | 2,090 |
| Salaries and employee benefits | $1,219,000 | 1,880 |
| Premises and equipment expense | $326,000 | 1,842 |
| Additional noninterest expense | $432,000 | 2,809 |
| Pre-tax net operating income | $712,000 | 2,817 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $290,000 | 2,024 |
| Income before extraordinary items | $422,000 | 3,490 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $422,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 326 |
| Net operating income | $422,000 | 3,451 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,363,000 | 2,743 |
| Total interest expense | $1,923,000 | 3,768 |
| Net interest income | $8,440,000 | 2,418 |
| Provision for loan and lease losses | $850,000 | 1,214 |
| Total noninterest income | $427,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $187,000 | 5,360 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $240,000 | 4,720 |
| Total noninterest expense | $5,993,000 | 2,650 |
| Salaries and employee benefits | $3,595,000 | 2,426 |
| Premises and equipment expense | $943,000 | 2,419 |
| Additional noninterest expense | $1,455,000 | 3,200 |
| Pre-tax net operating income | $2,024,000 | 3,472 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $837,000 | 2,459 |
| Income before extraordinary items | $1,226,000 | 4,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,226,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $4,202,000 | 250 |
| Net operating income | $1,201,040 | 4,136 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 2,924 |
| Total interest expense | $1,233,000 | 4,202 |
| Net interest income | $5,924,000 | 2,544 |
| Provision for loan and lease losses | $540,000 | 1,362 |
| Total noninterest income | $294,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $145,000 | 5,337 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $149,000 | 5,142 |
| Total noninterest expense | $4,323,000 | 2,716 |
| Salaries and employee benefits | $2,586,000 | 2,492 |
| Premises and equipment expense | $695,000 | 2,434 |
| Additional noninterest expense | $1,042,000 | 3,302 |
| Pre-tax net operating income | $1,355,000 | 3,846 |
| Securities gains (losses) | $39,000 | 1,845 |
| Applicable income taxes | $570,000 | 2,666 |
| Income before extraordinary items | $824,000 | 4,541 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $824,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,073 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $4,177,000 | 179 |
| Net operating income | $799,040 | 4,542 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 3,071 |
| Total interest expense | $731,000 | 4,553 |
| Net interest income | $3,743,000 | 2,646 |
| Provision for loan and lease losses | $330,000 | 1,426 |
| Total noninterest income | $206,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $106,000 | 5,146 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $100,000 | 5,155 |
| Total noninterest expense | $2,843,000 | 2,758 |
| Salaries and employee benefits | $1,735,000 | 2,476 |
| Premises and equipment expense | $463,000 | 2,436 |
| Additional noninterest expense | $645,000 | 3,531 |
| Pre-tax net operating income | $776,000 | 4,193 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $324,000 | 2,940 |
| Income before extraordinary items | $477,000 | 4,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $3,812,000 | 125 |
| Net operating income | $461,000 | 4,854 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 3,216 |
| Total interest expense | $342,000 | 4,777 |
| Net interest income | $1,791,000 | 2,777 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $1,422,000 | 2,772 |
| Salaries and employee benefits | $881,000 | 2,458 |
| Premises and equipment expense | $231,000 | 2,467 |
| Additional noninterest expense | $310,000 | 3,648 |
| Pre-tax net operating income | $292,000 | 4,872 |
| Securities gains (losses) | $25,000 | 1,594 |
| Applicable income taxes | $131,000 | 3,339 |
| Income before extraordinary items | $186,000 | 5,516 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $794,000 | 136 |
| Net operating income | $170,000 | 5,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 3,780 |
| Total interest expense | $1,362,000 | 5,179 |
| Net interest income | $5,727,000 | 3,303 |
| Provision for loan and lease losses | $630,000 | 1,774 |
| Total noninterest income | $348,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $206,000 | 5,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $142,000 | 5,921 |
| Total noninterest expense | $4,529,000 | 3,329 |
| Salaries and employee benefits | $2,820,000 | 2,932 |
| Premises and equipment expense | $670,000 | 3,208 |
| Additional noninterest expense | $1,039,000 | 4,148 |
| Pre-tax net operating income | $916,000 | 5,382 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $-778,000 | 9,118 |
| Income before extraordinary items | $1,707,000 | 3,225 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,707,000 | 3,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $324,000 | 538 |
| Net operating income | $1,694,000 | 3,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 3,952 |
| Total interest expense | $1,031,000 | 5,285 |
| Net interest income | $4,092,000 | 3,461 |
| Provision for loan and lease losses | $440,000 | 1,885 |
| Total noninterest income | $257,000 | 6,349 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $148,000 | 5,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 5,920 |
| Total noninterest expense | $3,226,000 | 3,483 |
| Salaries and employee benefits | $2,030,000 | 3,052 |
| Premises and equipment expense | $455,000 | 3,487 |
| Additional noninterest expense | $741,000 | 4,301 |
| Pre-tax net operating income | $683,000 | 5,571 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-582,000 | 9,177 |
| Income before extraordinary items | $1,265,000 | 3,358 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,265,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 473 |
| Net operating income | $1,265,000 | 3,195 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 4,189 |
| Total interest expense | $680,000 | 5,440 |
| Net interest income | $2,523,000 | 3,669 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $159,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $96,000 | 5,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $2,037,000 | 3,635 |
| Salaries and employee benefits | $1,279,000 | 3,208 |
| Premises and equipment expense | $276,000 | 3,733 |
| Additional noninterest expense | $482,000 | 4,369 |
| Pre-tax net operating income | $385,000 | 5,961 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-388,000 | 9,209 |
| Income before extraordinary items | $773,000 | 3,602 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $773,000 | 3,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 479 |
| Net operating income | $773,000 | 3,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 4,453 |
| Total interest expense | $331,000 | 5,627 |
| Net interest income | $1,149,000 | 3,958 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $970,000 | 3,759 |
| Salaries and employee benefits | $638,000 | 3,192 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $117,000 | 6,946 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-194,000 | 9,251 |
| Income before extraordinary items | $311,000 | 4,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $311,000 | 3,942 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 5,557 |
| Total interest expense | $1,292,000 | 6,198 |
| Net interest income | $3,172,000 | 5,111 |
| Provision for loan and lease losses | $500,000 | 2,369 |
| Total noninterest income | $146,000 | 7,879 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 7,179 |
| Total noninterest expense | $3,225,000 | 4,222 |
| Salaries and employee benefits | $2,016,000 | 3,711 |
| Premises and equipment expense | $515,000 | 3,856 |
| Additional noninterest expense | $694,000 | 5,438 |
| Pre-tax net operating income | $-407,000 | 8,938 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-320,000 | 9,194 |
| Income before extraordinary items | $-87,000 | 8,826 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-87,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,098,000 | 185 |
| Net operating income | $-87,000 | 8,762 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 8,208 |
| Total interest expense | $722,000 | 8,581 |
| Net interest income | $1,283,000 | 7,717 |
| Provision for loan and lease losses | $315,000 | 3,101 |
| Total noninterest income | $88,000 | 8,679 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $42,000 | 7,759 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $46,000 | 7,791 |
| Total noninterest expense | $2,774,000 | 4,608 |
| Salaries and employee benefits | $1,571,000 | 4,353 |
| Premises and equipment expense | $464,000 | 4,136 |
| Additional noninterest expense | $739,000 | 5,070 |
| Pre-tax net operating income | $-1,718,000 | 9,465 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $-1,719,000 | 9,502 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,719,000 | 9,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,719,000 | 9,476 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $101,000 | 9,863 |
| Total interest expense | $15,000 | 9,839 |
| Net interest income | $86,000 | 9,849 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $1,000 | 9,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $1,543,000 | 6,627 |
| Salaries and employee benefits | $169,000 | 9,705 |
| Premises and equipment expense | $47,000 | 9,417 |
| Additional noninterest expense | $1,327,000 | 3,122 |
| Pre-tax net operating income | $-1,468,000 | 9,783 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $-1,469,000 | 9,789 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,469,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $11,435,000 | 50 |
| Net operating income | $-1,469,000 | 9,791 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.