Home > 1st National Community Bank > Income and Expense
1st National Community Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 4,077 |
| Total interest expense | $199,000 | 4,871 |
| Net interest income | $3,246,000 | 3,943 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $1,059,000 | 2,586 |
| Gross Fiduciary activities income | $67,000 | 838 |
| Service charges on deposit accounts | $532,000 | 1,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 3,025 |
| Total noninterest expense | $3,469,000 | 3,422 |
| Salaries and employee benefits | $1,767,000 | 3,561 |
| Premises and equipment expense | $415,000 | 3,319 |
| Additional noninterest expense | $1,287,000 | 3,123 |
| Pre-tax net operating income | $791,000 | 4,103 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $91,000 | 3,322 |
| Income before extraordinary items | $704,000 | 4,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $704,000 | 4,103 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $704,000 | 4,106 |
| Net charge-offs | $57,000 | 2,674 |
| Cash dividends | $190,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $700,440 | 4,066 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 4,119 |
| Total interest expense | $132,000 | 4,926 |
| Net interest income | $2,145,000 | 3,980 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $715,000 | 2,582 |
| Gross Fiduciary activities income | $44,000 | 855 |
| Service charges on deposit accounts | $342,000 | 1,663 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $329,000 | 2,946 |
| Total noninterest expense | $2,332,000 | 3,429 |
| Salaries and employee benefits | $1,198,000 | 3,542 |
| Premises and equipment expense | $276,000 | 3,331 |
| Additional noninterest expense | $858,000 | 3,161 |
| Pre-tax net operating income | $503,000 | 4,155 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $55,000 | 3,396 |
| Income before extraordinary items | $452,000 | 4,134 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $452,000 | 4,135 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $452,000 | 4,136 |
| Net charge-offs | $44,000 | 2,414 |
| Cash dividends | $95,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $448,440 | 4,087 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 4,135 |
| Total interest expense | $62,000 | 5,057 |
| Net interest income | $1,074,000 | 3,994 |
| Provision for loan and lease losses | $5,000 | 3,469 |
| Total noninterest income | $342,000 | 2,609 |
| Gross Fiduciary activities income | $22,000 | 857 |
| Service charges on deposit accounts | $165,000 | 1,700 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $155,000 | 2,973 |
| Total noninterest expense | $1,177,000 | 3,419 |
| Salaries and employee benefits | $607,000 | 3,543 |
| Premises and equipment expense | $140,000 | 3,342 |
| Additional noninterest expense | $430,000 | 3,132 |
| Pre-tax net operating income | $234,000 | 4,233 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $19,000 | 3,552 |
| Income before extraordinary items | $215,000 | 4,175 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $215,000 | 4,177 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $215,000 | 4,178 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $215,000 | 4,105 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 4,201 |
| Total interest expense | $324,000 | 4,833 |
| Net interest income | $4,188,000 | 4,082 |
| Provision for loan and lease losses | $-84,000 | 6,017 |
| Total noninterest income | $1,545,000 | 2,462 |
| Gross Fiduciary activities income | $92,000 | 867 |
| Service charges on deposit accounts | $766,000 | 1,632 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $687,000 | 2,852 |
| Total noninterest expense | $4,818,000 | 3,401 |
| Salaries and employee benefits | $2,536,000 | 3,448 |
| Premises and equipment expense | $610,000 | 3,194 |
| Additional noninterest expense | $1,672,000 | 3,287 |
| Pre-tax net operating income | $999,000 | 4,143 |
| Securities gains (losses) | $36,000 | 1,962 |
| Applicable income taxes | $108,000 | 3,345 |
| Income before extraordinary items | $927,000 | 4,092 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $927,000 | 4,092 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $927,000 | 4,093 |
| Net charge-offs | $80,000 | 3,394 |
| Cash dividends | $285,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $894,600 | 4,086 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 4,250 |
| Total interest expense | $252,000 | 4,832 |
| Net interest income | $3,117,000 | 4,127 |
| Provision for loan and lease losses | $-66,000 | 6,165 |
| Total noninterest income | $1,110,000 | 2,554 |
| Gross Fiduciary activities income | $69,000 | 862 |
| Service charges on deposit accounts | $573,000 | 1,649 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $468,000 | 2,999 |
| Total noninterest expense | $3,522,000 | 3,471 |
| Salaries and employee benefits | $1,907,000 | 3,455 |
| Premises and equipment expense | $463,000 | 3,209 |
| Additional noninterest expense | $1,152,000 | 3,509 |
| Pre-tax net operating income | $771,000 | 4,164 |
| Securities gains (losses) | $16,000 | 2,131 |
| Applicable income taxes | $82,000 | 3,394 |
| Income before extraordinary items | $705,000 | 4,120 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $705,000 | 4,121 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $705,000 | 4,121 |
| Net charge-offs | $50,000 | 3,254 |
| Cash dividends | $190,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $690,600 | 4,103 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 4,268 |
| Total interest expense | $171,000 | 4,855 |
| Net interest income | $2,068,000 | 4,152 |
| Provision for loan and lease losses | $-49,000 | 6,286 |
| Total noninterest income | $805,000 | 2,397 |
| Gross Fiduciary activities income | $43,000 | 881 |
| Service charges on deposit accounts | $382,000 | 1,628 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $380,000 | 2,713 |
| Total noninterest expense | $2,404,000 | 3,440 |
| Salaries and employee benefits | $1,281,000 | 3,452 |
| Premises and equipment expense | $319,000 | 3,154 |
| Additional noninterest expense | $804,000 | 3,393 |
| Pre-tax net operating income | $518,000 | 4,121 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $62,000 | 3,320 |
| Income before extraordinary items | $456,000 | 4,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,113 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $456,000 | 4,112 |
| Net charge-offs | $44,000 | 2,900 |
| Cash dividends | $95,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $456,000 | 4,049 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 4,296 |
| Total interest expense | $86,000 | 4,912 |
| Net interest income | $1,031,000 | 4,178 |
| Provision for loan and lease losses | $-17,000 | 6,416 |
| Total noninterest income | $357,000 | 2,549 |
| Gross Fiduciary activities income | $22,000 | 885 |
| Service charges on deposit accounts | $184,000 | 1,664 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $151,000 | 2,958 |
| Total noninterest expense | $1,233,000 | 3,404 |
| Salaries and employee benefits | $658,000 | 3,430 |
| Premises and equipment expense | $160,000 | 3,196 |
| Additional noninterest expense | $415,000 | 3,323 |
| Pre-tax net operating income | $172,000 | 4,695 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-2,000 | 6,379 |
| Income before extraordinary items | $174,000 | 4,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $174,000 | 4,473 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $174,000 | 4,473 |
| Net charge-offs | $32,000 | 2,181 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $174,000 | 4,417 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 4,249 |
| Total interest expense | $401,000 | 4,906 |
| Net interest income | $4,300,000 | 4,097 |
| Provision for loan and lease losses | $-39,000 | 6,305 |
| Total noninterest income | $1,520,000 | 2,570 |
| Gross Fiduciary activities income | $96,000 | 871 |
| Service charges on deposit accounts | $816,000 | 1,625 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $608,000 | 3,100 |
| Total noninterest expense | $4,799,000 | 3,507 |
| Salaries and employee benefits | $2,485,000 | 3,564 |
| Premises and equipment expense | $613,000 | 3,259 |
| Additional noninterest expense | $1,701,000 | 3,348 |
| Pre-tax net operating income | $1,060,000 | 3,987 |
| Securities gains (losses) | $151,000 | 1,061 |
| Applicable income taxes | $164,000 | 3,090 |
| Income before extraordinary items | $1,047,000 | 3,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,047,000 | 3,807 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,047,000 | 3,807 |
| Net charge-offs | $88,000 | 3,878 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $917,140 | 3,996 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 4,290 |
| Total interest expense | $310,000 | 4,930 |
| Net interest income | $3,218,000 | 4,130 |
| Provision for loan and lease losses | $-17,000 | 6,467 |
| Total noninterest income | $1,137,000 | 2,616 |
| Gross Fiduciary activities income | $74,000 | 861 |
| Service charges on deposit accounts | $606,000 | 1,633 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $457,000 | 3,155 |
| Total noninterest expense | $3,589,000 | 3,532 |
| Salaries and employee benefits | $1,855,000 | 3,593 |
| Premises and equipment expense | $463,000 | 3,283 |
| Additional noninterest expense | $1,271,000 | 3,348 |
| Pre-tax net operating income | $783,000 | 4,098 |
| Securities gains (losses) | $151,000 | 963 |
| Applicable income taxes | $133,000 | 3,112 |
| Income before extraordinary items | $801,000 | 3,814 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $801,000 | 3,817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $801,000 | 3,817 |
| Net charge-offs | $66,000 | 3,648 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $671,140 | 4,051 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 4,283 |
| Total interest expense | $209,000 | 4,977 |
| Net interest income | $2,155,000 | 4,111 |
| Provision for loan and lease losses | $-14,000 | 6,584 |
| Total noninterest income | $755,000 | 2,641 |
| Gross Fiduciary activities income | $51,000 | 870 |
| Service charges on deposit accounts | $405,000 | 1,615 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,201 |
| Total noninterest expense | $2,398,000 | 3,543 |
| Salaries and employee benefits | $1,235,000 | 3,607 |
| Premises and equipment expense | $319,000 | 3,227 |
| Additional noninterest expense | $844,000 | 3,372 |
| Pre-tax net operating income | $526,000 | 4,058 |
| Securities gains (losses) | $75,000 | 1,288 |
| Applicable income taxes | $82,000 | 3,143 |
| Income before extraordinary items | $519,000 | 3,862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $519,000 | 3,865 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $519,000 | 3,866 |
| Net charge-offs | $34,000 | 3,652 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $454,500 | 3,997 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 4,307 |
| Total interest expense | $105,000 | 5,058 |
| Net interest income | $1,075,000 | 4,138 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $373,000 | 2,657 |
| Gross Fiduciary activities income | $25,000 | 883 |
| Service charges on deposit accounts | $197,000 | 1,638 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 3,163 |
| Total noninterest expense | $1,199,000 | 3,558 |
| Salaries and employee benefits | $608,000 | 3,675 |
| Premises and equipment expense | $162,000 | 3,210 |
| Additional noninterest expense | $429,000 | 3,340 |
| Pre-tax net operating income | $231,000 | 4,251 |
| Securities gains (losses) | $75,000 | 769 |
| Applicable income taxes | $43,000 | 3,095 |
| Income before extraordinary items | $263,000 | 3,799 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $263,000 | 3,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $263,000 | 3,801 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $198,500 | 4,191 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 4,385 |
| Total interest expense | $515,000 | 5,060 |
| Net interest income | $4,336,000 | 4,196 |
| Provision for loan and lease losses | $17,000 | 5,652 |
| Total noninterest income | $1,535,000 | 2,583 |
| Gross Fiduciary activities income | $98,000 | 885 |
| Service charges on deposit accounts | $863,000 | 1,587 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $574,000 | 3,170 |
| Total noninterest expense | $4,793,000 | 3,581 |
| Salaries and employee benefits | $2,384,000 | 3,687 |
| Premises and equipment expense | $613,000 | 3,332 |
| Additional noninterest expense | $1,796,000 | 3,345 |
| Pre-tax net operating income | $1,061,000 | 3,930 |
| Securities gains (losses) | $70,000 | 2,523 |
| Applicable income taxes | $144,000 | 3,247 |
| Income before extraordinary items | $987,000 | 3,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $987,000 | 3,936 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $987,000 | 3,938 |
| Net charge-offs | $127,000 | 4,203 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $926,100 | 3,859 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 4,462 |
| Total interest expense | $401,000 | 5,118 |
| Net interest income | $3,234,000 | 4,281 |
| Provision for loan and lease losses | $-17,000 | 6,956 |
| Total noninterest income | $1,149,000 | 2,578 |
| Gross Fiduciary activities income | $72,000 | 878 |
| Service charges on deposit accounts | $645,000 | 1,618 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $432,000 | 3,161 |
| Total noninterest expense | $3,645,000 | 3,560 |
| Salaries and employee benefits | $1,758,000 | 3,741 |
| Premises and equipment expense | $466,000 | 3,339 |
| Additional noninterest expense | $1,421,000 | 3,245 |
| Pre-tax net operating income | $755,000 | 4,114 |
| Securities gains (losses) | $59,000 | 2,337 |
| Applicable income taxes | $100,000 | 3,372 |
| Income before extraordinary items | $714,000 | 4,069 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $714,000 | 4,069 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $714,000 | 4,070 |
| Net charge-offs | $114,000 | 3,845 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $662,080 | 4,019 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 4,496 |
| Total interest expense | $271,000 | 5,196 |
| Net interest income | $2,151,000 | 4,294 |
| Provision for loan and lease losses | $-17,000 | 7,039 |
| Total noninterest income | $755,000 | 2,572 |
| Gross Fiduciary activities income | $47,000 | 900 |
| Service charges on deposit accounts | $419,000 | 1,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $289,000 | 3,120 |
| Total noninterest expense | $2,453,000 | 3,555 |
| Salaries and employee benefits | $1,157,000 | 3,796 |
| Premises and equipment expense | $345,000 | 3,093 |
| Additional noninterest expense | $951,000 | 3,256 |
| Pre-tax net operating income | $470,000 | 4,207 |
| Securities gains (losses) | $59,000 | 1,939 |
| Applicable income taxes | $68,000 | 3,346 |
| Income before extraordinary items | $461,000 | 4,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 4,124 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $461,000 | 4,124 |
| Net charge-offs | $53,000 | 3,981 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $409,670 | 4,136 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 4,533 |
| Total interest expense | $139,000 | 5,243 |
| Net interest income | $1,078,000 | 4,314 |
| Provision for loan and lease losses | $34,000 | 4,043 |
| Total noninterest income | $377,000 | 2,575 |
| Gross Fiduciary activities income | $23,000 | 906 |
| Service charges on deposit accounts | $214,000 | 1,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 3,165 |
| Total noninterest expense | $1,221,000 | 3,582 |
| Salaries and employee benefits | $572,000 | 3,845 |
| Premises and equipment expense | $160,000 | 3,298 |
| Additional noninterest expense | $489,000 | 3,143 |
| Pre-tax net operating income | $200,000 | 4,516 |
| Securities gains (losses) | $61,000 | 1,144 |
| Applicable income taxes | $31,000 | 3,411 |
| Income before extraordinary items | $230,000 | 4,142 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $230,000 | 4,146 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $230,000 | 4,146 |
| Net charge-offs | $-19,000 | 6,864 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $176,320 | 4,449 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 4,561 |
| Total interest expense | $715,000 | 5,155 |
| Net interest income | $4,308,000 | 4,333 |
| Provision for loan and lease losses | $328,000 | 3,996 |
| Total noninterest income | $1,662,000 | 2,296 |
| Gross Fiduciary activities income | $86,000 | 861 |
| Service charges on deposit accounts | $953,000 | 1,536 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $623,000 | 2,805 |
| Total noninterest expense | $4,823,000 | 3,632 |
| Salaries and employee benefits | $2,395,000 | 3,688 |
| Premises and equipment expense | $647,000 | 3,385 |
| Additional noninterest expense | $1,781,000 | 3,425 |
| Pre-tax net operating income | $819,000 | 4,058 |
| Securities gains (losses) | $42,000 | 2,697 |
| Applicable income taxes | $63,000 | 3,635 |
| Income before extraordinary items | $798,000 | 3,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $798,000 | 3,951 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $798,000 | 3,950 |
| Net charge-offs | $231,000 | 4,124 |
| Cash dividends | $120,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $758,940 | 3,899 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 4,612 |
| Total interest expense | $561,000 | 5,183 |
| Net interest income | $3,200,000 | 4,392 |
| Provision for loan and lease losses | $236,000 | 3,930 |
| Total noninterest income | $1,274,000 | 2,243 |
| Gross Fiduciary activities income | $63,000 | 852 |
| Service charges on deposit accounts | $732,000 | 1,516 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $479,000 | 2,767 |
| Total noninterest expense | $3,672,000 | 3,605 |
| Salaries and employee benefits | $1,803,000 | 3,666 |
| Premises and equipment expense | $494,000 | 3,380 |
| Additional noninterest expense | $1,375,000 | 3,364 |
| Pre-tax net operating income | $566,000 | 4,310 |
| Securities gains (losses) | $40,000 | 2,462 |
| Applicable income taxes | $34,000 | 3,813 |
| Income before extraordinary items | $572,000 | 4,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 4,111 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $572,000 | 4,111 |
| Net charge-offs | $194,000 | 3,744 |
| Cash dividends | $120,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $534,400 | 4,071 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 4,649 |
| Total interest expense | $395,000 | 5,172 |
| Net interest income | $2,111,000 | 4,433 |
| Provision for loan and lease losses | $214,000 | 3,440 |
| Total noninterest income | $853,000 | 2,232 |
| Gross Fiduciary activities income | $40,000 | 875 |
| Service charges on deposit accounts | $480,000 | 1,514 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $333,000 | 2,727 |
| Total noninterest expense | $2,442,000 | 3,640 |
| Salaries and employee benefits | $1,208,000 | 3,685 |
| Premises and equipment expense | $332,000 | 3,393 |
| Additional noninterest expense | $902,000 | 3,454 |
| Pre-tax net operating income | $308,000 | 4,578 |
| Securities gains (losses) | $40,000 | 1,722 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $345,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $345,000 | 4,237 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $345,000 | 4,239 |
| Net charge-offs | $127,000 | 3,602 |
| Cash dividends | $120,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $305,400 | 4,336 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 4,665 |
| Total interest expense | $202,000 | 5,226 |
| Net interest income | $1,054,000 | 4,420 |
| Provision for loan and lease losses | $126,000 | 3,053 |
| Total noninterest income | $410,000 | 2,311 |
| Gross Fiduciary activities income | $20,000 | 878 |
| Service charges on deposit accounts | $235,000 | 1,521 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $155,000 | 2,847 |
| Total noninterest expense | $1,238,000 | 3,613 |
| Salaries and employee benefits | $620,000 | 3,629 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $446,000 | 3,473 |
| Pre-tax net operating income | $100,000 | 5,144 |
| Securities gains (losses) | $33,000 | 917 |
| Applicable income taxes | $-12,000 | 7,028 |
| Income before extraordinary items | $145,000 | 4,507 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $145,000 | 4,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $145,000 | 4,507 |
| Net charge-offs | $57,000 | 3,235 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $112,000 | 4,795 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 4,692 |
| Total interest expense | $1,028,000 | 5,157 |
| Net interest income | $4,203,000 | 4,444 |
| Provision for loan and lease losses | $454,000 | 4,282 |
| Total noninterest income | $1,786,000 | 2,240 |
| Gross Fiduciary activities income | $58,000 | 947 |
| Service charges on deposit accounts | $1,090,000 | 1,397 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $638,000 | 2,823 |
| Total noninterest expense | $4,940,000 | 3,649 |
| Salaries and employee benefits | $2,363,000 | 3,744 |
| Premises and equipment expense | $686,000 | 3,358 |
| Additional noninterest expense | $1,891,000 | 3,406 |
| Pre-tax net operating income | $595,000 | 4,162 |
| Securities gains (losses) | $160,000 | 1,780 |
| Applicable income taxes | $33,000 | 3,817 |
| Income before extraordinary items | $722,000 | 3,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $722,000 | 3,801 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $722,000 | 3,803 |
| Net charge-offs | $375,000 | 4,012 |
| Cash dividends | $180,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $568,400 | 3,995 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 4,766 |
| Total interest expense | $806,000 | 5,210 |
| Net interest income | $3,143,000 | 4,499 |
| Provision for loan and lease losses | $389,000 | 3,948 |
| Total noninterest income | $1,306,000 | 2,307 |
| Gross Fiduciary activities income | $39,000 | 946 |
| Service charges on deposit accounts | $829,000 | 1,412 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $438,000 | 2,974 |
| Total noninterest expense | $3,655,000 | 3,701 |
| Salaries and employee benefits | $1,747,000 | 3,826 |
| Premises and equipment expense | $532,000 | 3,313 |
| Additional noninterest expense | $1,376,000 | 3,464 |
| Pre-tax net operating income | $405,000 | 4,495 |
| Securities gains (losses) | $94,000 | 1,991 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $496,000 | 4,124 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $496,000 | 4,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $496,000 | 4,127 |
| Net charge-offs | $308,000 | 3,698 |
| Cash dividends | $180,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $402,940 | 4,282 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 4,811 |
| Total interest expense | $560,000 | 5,223 |
| Net interest income | $2,069,000 | 4,546 |
| Provision for loan and lease losses | $271,000 | 3,778 |
| Total noninterest income | $848,000 | 2,279 |
| Gross Fiduciary activities income | $23,000 | 969 |
| Service charges on deposit accounts | $544,000 | 1,447 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $281,000 | 2,942 |
| Total noninterest expense | $2,403,000 | 3,735 |
| Salaries and employee benefits | $1,153,000 | 3,882 |
| Premises and equipment expense | $362,000 | 3,274 |
| Additional noninterest expense | $888,000 | 3,520 |
| Pre-tax net operating income | $243,000 | 4,682 |
| Securities gains (losses) | $40,000 | 2,020 |
| Applicable income taxes | $-14,000 | 6,951 |
| Income before extraordinary items | $297,000 | 4,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $297,000 | 4,325 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $297,000 | 4,325 |
| Net charge-offs | $223,000 | 3,406 |
| Cash dividends | $140,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $257,000 | 4,405 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,876 |
| Total interest expense | $288,000 | 5,277 |
| Net interest income | $1,024,000 | 4,604 |
| Provision for loan and lease losses | $151,000 | 3,330 |
| Total noninterest income | $410,000 | 2,323 |
| Gross Fiduciary activities income | $7,000 | 1,015 |
| Service charges on deposit accounts | $263,000 | 1,490 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 2,966 |
| Total noninterest expense | $1,216,000 | 3,725 |
| Salaries and employee benefits | $587,000 | 3,893 |
| Premises and equipment expense | $192,000 | 3,229 |
| Additional noninterest expense | $437,000 | 3,564 |
| Pre-tax net operating income | $67,000 | 5,449 |
| Securities gains (losses) | $40,000 | 1,236 |
| Applicable income taxes | $-17,000 | 7,162 |
| Income before extraordinary items | $124,000 | 4,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 4,681 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $124,000 | 4,679 |
| Net charge-offs | $151,000 | 2,715 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $84,000 | 5,075 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 4,737 |
| Total interest expense | $1,434,000 | 5,259 |
| Net interest income | $4,321,000 | 4,345 |
| Provision for loan and lease losses | $1,106,000 | 3,345 |
| Total noninterest income | $1,807,000 | 2,273 |
| Gross Fiduciary activities income | $36,000 | 1,004 |
| Service charges on deposit accounts | $1,270,000 | 1,357 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $501,000 | 3,194 |
| Total noninterest expense | $5,026,000 | 3,674 |
| Salaries and employee benefits | $2,298,000 | 3,949 |
| Premises and equipment expense | $905,000 | 2,804 |
| Additional noninterest expense | $1,823,000 | 3,573 |
| Pre-tax net operating income | $-4,000 | 5,424 |
| Securities gains (losses) | $68,000 | 2,428 |
| Applicable income taxes | $-171,000 | 6,715 |
| Income before extraordinary items | $235,000 | 4,694 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $235,000 | 4,693 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $235,000 | 4,694 |
| Net charge-offs | $822,000 | 3,142 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $167,000 | 4,855 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 4,780 |
| Total interest expense | $1,129,000 | 5,283 |
| Net interest income | $3,214,000 | 4,385 |
| Provision for loan and lease losses | $718,000 | 3,242 |
| Total noninterest income | $1,329,000 | 2,350 |
| Gross Fiduciary activities income | $22,000 | 1,011 |
| Service charges on deposit accounts | $950,000 | 1,360 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $357,000 | 3,370 |
| Total noninterest expense | $3,840,000 | 3,608 |
| Salaries and employee benefits | $1,696,000 | 4,010 |
| Premises and equipment expense | $716,000 | 2,728 |
| Additional noninterest expense | $1,428,000 | 3,409 |
| Pre-tax net operating income | $-15,000 | 5,708 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $-142,000 | 7,023 |
| Income before extraordinary items | $137,000 | 5,144 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $137,000 | 5,144 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $137,000 | 5,144 |
| Net charge-offs | $249,000 | 3,980 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $130,600 | 5,123 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 4,829 |
| Total interest expense | $799,000 | 5,284 |
| Net interest income | $2,088,000 | 4,452 |
| Provision for loan and lease losses | $587,000 | 2,757 |
| Total noninterest income | $835,000 | 2,456 |
| Gross Fiduciary activities income | $14,000 | 1,021 |
| Service charges on deposit accounts | $612,000 | 1,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $209,000 | 3,593 |
| Total noninterest expense | $2,512,000 | 3,704 |
| Salaries and employee benefits | $1,114,000 | 4,091 |
| Premises and equipment expense | $455,000 | 2,871 |
| Additional noninterest expense | $943,000 | 3,428 |
| Pre-tax net operating income | $-176,000 | 6,236 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $-142,000 | 7,231 |
| Income before extraordinary items | $-24,000 | 5,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-24,000 | 5,994 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-24,000 | 5,994 |
| Net charge-offs | $179,000 | 3,568 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-30,400 | 5,948 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 4,861 |
| Total interest expense | $441,000 | 5,142 |
| Net interest income | $1,000,000 | 4,575 |
| Provision for loan and lease losses | $419,000 | 1,957 |
| Total noninterest income | $407,000 | 2,482 |
| Gross Fiduciary activities income | $7,000 | 1,026 |
| Service charges on deposit accounts | $284,000 | 1,445 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $116,000 | 3,420 |
| Total noninterest expense | $1,317,000 | 3,493 |
| Salaries and employee benefits | $568,000 | 4,056 |
| Premises and equipment expense | $243,000 | 2,740 |
| Additional noninterest expense | $506,000 | 2,980 |
| Pre-tax net operating income | $-329,000 | 7,108 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $-132,000 | 7,614 |
| Income before extraordinary items | $-189,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-189,000 | 7,009 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-189,000 | 7,009 |
| Net charge-offs | $120,000 | 2,670 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-194,120 | 6,947 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,075,000 | 4,896 |
| Total interest expense | $2,345,000 | 4,912 |
| Net interest income | $3,730,000 | 4,790 |
| Provision for loan and lease losses | $373,000 | 4,254 |
| Total noninterest income | $1,835,000 | 2,270 |
| Gross Fiduciary activities income | $34,000 | 1,034 |
| Service charges on deposit accounts | $1,310,000 | 1,367 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $491,000 | 3,202 |
| Total noninterest expense | $4,396,000 | 3,949 |
| Salaries and employee benefits | $2,191,000 | 4,152 |
| Premises and equipment expense | $845,000 | 3,037 |
| Additional noninterest expense | $1,360,000 | 3,889 |
| Pre-tax net operating income | $796,000 | 4,173 |
| Securities gains (losses) | $-154,000 | 7,301 |
| Applicable income taxes | $173,000 | 2,950 |
| Income before extraordinary items | $469,000 | 4,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $469,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 3,796 |
| Cash dividends | $155,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $581,420 | 4,379 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 4,980 |
| Total interest expense | $1,794,000 | 4,977 |
| Net interest income | $2,757,000 | 4,863 |
| Provision for loan and lease losses | $298,000 | 3,579 |
| Total noninterest income | $1,391,000 | 2,330 |
| Gross Fiduciary activities income | $26,000 | 1,020 |
| Service charges on deposit accounts | $988,000 | 1,377 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $377,000 | 3,280 |
| Total noninterest expense | $3,235,000 | 3,989 |
| Salaries and employee benefits | $1,628,000 | 4,211 |
| Premises and equipment expense | $655,000 | 2,970 |
| Additional noninterest expense | $952,000 | 4,012 |
| Pre-tax net operating income | $615,000 | 4,607 |
| Securities gains (losses) | $-155,000 | 7,571 |
| Applicable income taxes | $119,000 | 3,448 |
| Income before extraordinary items | $341,000 | 5,036 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $341,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,018 |
| Cash dividends | $155,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $455,700 | 4,744 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 5,057 |
| Total interest expense | $1,204,000 | 5,114 |
| Net interest income | $1,813,000 | 4,917 |
| Provision for loan and lease losses | $188,000 | 3,261 |
| Total noninterest income | $904,000 | 2,408 |
| Gross Fiduciary activities income | $18,000 | 1,030 |
| Service charges on deposit accounts | $640,000 | 1,397 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $246,000 | 3,381 |
| Total noninterest expense | $2,082,000 | 4,120 |
| Salaries and employee benefits | $1,092,000 | 4,227 |
| Premises and equipment expense | $384,000 | 3,314 |
| Additional noninterest expense | $606,000 | 4,160 |
| Pre-tax net operating income | $447,000 | 4,574 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $103,000 | 3,427 |
| Income before extraordinary items | $349,000 | 4,746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,430 |
| Cash dividends | $155,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $345,150 | 4,704 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 5,165 |
| Total interest expense | $618,000 | 5,197 |
| Net interest income | $884,000 | 4,998 |
| Provision for loan and lease losses | $72,000 | 3,280 |
| Total noninterest income | $424,000 | 2,505 |
| Gross Fiduciary activities income | $9,000 | 1,037 |
| Service charges on deposit accounts | $301,000 | 1,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,537 |
| Total noninterest expense | $1,038,000 | 4,130 |
| Salaries and employee benefits | $544,000 | 4,262 |
| Premises and equipment expense | $194,000 | 3,327 |
| Additional noninterest expense | $300,000 | 4,119 |
| Pre-tax net operating income | $198,000 | 4,973 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $157,000 | 5,147 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $157,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $65,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $153,880 | 5,072 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 5,360 |
| Total interest expense | $2,579,000 | 5,174 |
| Net interest income | $3,178,000 | 5,343 |
| Provision for loan and lease losses | $202,000 | 3,841 |
| Total noninterest income | $1,692,000 | 2,501 |
| Gross Fiduciary activities income | $38,000 | 1,056 |
| Service charges on deposit accounts | $1,140,000 | 1,574 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $514,000 | 3,261 |
| Total noninterest expense | $4,080,000 | 4,056 |
| Salaries and employee benefits | $2,166,000 | 4,136 |
| Premises and equipment expense | $726,000 | 3,343 |
| Additional noninterest expense | $1,188,000 | 4,101 |
| Pre-tax net operating income | $588,000 | 5,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $134,000 | 4,236 |
| Income before extraordinary items | $454,000 | 5,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $454,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,316 |
| Cash dividends | $261,000 | 4,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $454,000 | 5,843 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 5,375 |
| Total interest expense | $1,924,000 | 5,208 |
| Net interest income | $2,381,000 | 5,374 |
| Provision for loan and lease losses | $143,000 | 3,556 |
| Total noninterest income | $1,186,000 | 2,605 |
| Gross Fiduciary activities income | $26,000 | 1,045 |
| Service charges on deposit accounts | $809,000 | 1,634 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $351,000 | 3,452 |
| Total noninterest expense | $3,015,000 | 4,076 |
| Salaries and employee benefits | $1,587,000 | 4,201 |
| Premises and equipment expense | $544,000 | 3,333 |
| Additional noninterest expense | $884,000 | 4,069 |
| Pre-tax net operating income | $409,000 | 6,128 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $93,000 | 4,504 |
| Income before extraordinary items | $317,000 | 6,225 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $317,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $174,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $316,230 | 6,223 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 5,464 |
| Total interest expense | $1,231,000 | 5,321 |
| Net interest income | $1,575,000 | 5,432 |
| Provision for loan and lease losses | $93,000 | 3,403 |
| Total noninterest income | $757,000 | 2,691 |
| Gross Fiduciary activities income | $18,000 | 1,054 |
| Service charges on deposit accounts | $499,000 | 1,752 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $240,000 | 3,427 |
| Total noninterest expense | $1,997,000 | 4,125 |
| Salaries and employee benefits | $1,071,000 | 4,197 |
| Premises and equipment expense | $363,000 | 3,339 |
| Additional noninterest expense | $563,000 | 4,205 |
| Pre-tax net operating income | $242,000 | 6,403 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $54,000 | 4,693 |
| Income before extraordinary items | $188,000 | 6,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $188,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,303 |
| Cash dividends | $174,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $188,000 | 6,463 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 5,521 |
| Total interest expense | $602,000 | 5,374 |
| Net interest income | $771,000 | 5,501 |
| Provision for loan and lease losses | $43,000 | 3,380 |
| Total noninterest income | $361,000 | 2,757 |
| Gross Fiduciary activities income | $9,000 | 1,048 |
| Service charges on deposit accounts | $224,000 | 1,874 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $128,000 | 3,299 |
| Total noninterest expense | $1,022,000 | 4,076 |
| Salaries and employee benefits | $549,000 | 4,139 |
| Premises and equipment expense | $183,000 | 3,346 |
| Additional noninterest expense | $290,000 | 4,064 |
| Pre-tax net operating income | $67,000 | 7,081 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $67,000 | 6,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $67,000 | 6,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,949 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $67,000 | 6,895 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 5,402 |
| Total interest expense | $1,863,000 | 5,600 |
| Net interest income | $3,424,000 | 5,126 |
| Provision for loan and lease losses | $183,000 | 3,678 |
| Total noninterest income | $1,402,000 | 2,832 |
| Gross Fiduciary activities income | $26,000 | 1,138 |
| Service charges on deposit accounts | $1,006,000 | 1,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $370,000 | 3,883 |
| Total noninterest expense | $4,241,000 | 3,815 |
| Salaries and employee benefits | $2,163,000 | 4,034 |
| Premises and equipment expense | $811,000 | 2,974 |
| Additional noninterest expense | $1,267,000 | 3,779 |
| Pre-tax net operating income | $402,000 | 6,782 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $54,000 | 5,395 |
| Income before extraordinary items | $348,000 | 6,721 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $348,000 | 6,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,728 |
| Cash dividends | $187,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $348,000 | 6,722 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 5,417 |
| Total interest expense | $1,338,000 | 5,636 |
| Net interest income | $2,603,000 | 5,123 |
| Provision for loan and lease losses | $138,000 | 3,538 |
| Total noninterest income | $1,044,000 | 2,846 |
| Gross Fiduciary activities income | $18,000 | 1,122 |
| Service charges on deposit accounts | $754,000 | 1,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,928 |
| Total noninterest expense | $3,222,000 | 3,763 |
| Salaries and employee benefits | $1,655,000 | 3,955 |
| Premises and equipment expense | $606,000 | 2,981 |
| Additional noninterest expense | $961,000 | 3,727 |
| Pre-tax net operating income | $287,000 | 7,059 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $35,000 | 5,660 |
| Income before extraordinary items | $252,000 | 6,967 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $252,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $187,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $252,000 | 6,970 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 5,415 |
| Total interest expense | $814,000 | 5,766 |
| Net interest income | $1,779,000 | 5,068 |
| Provision for loan and lease losses | $91,000 | 3,450 |
| Total noninterest income | $661,000 | 2,938 |
| Gross Fiduciary activities income | $11,000 | 1,149 |
| Service charges on deposit accounts | $486,000 | 1,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $164,000 | 4,129 |
| Total noninterest expense | $2,148,000 | 3,769 |
| Salaries and employee benefits | $1,100,000 | 3,984 |
| Premises and equipment expense | $410,000 | 2,940 |
| Additional noninterest expense | $638,000 | 3,736 |
| Pre-tax net operating income | $201,000 | 7,079 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $27,000 | 5,631 |
| Income before extraordinary items | $174,000 | 6,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $174,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $187,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $174,000 | 6,971 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 5,415 |
| Total interest expense | $377,000 | 5,845 |
| Net interest income | $893,000 | 5,062 |
| Provision for loan and lease losses | $48,000 | 3,203 |
| Total noninterest income | $315,000 | 2,984 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $228,000 | 1,835 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $1,078,000 | 3,783 |
| Salaries and employee benefits | $554,000 | 3,984 |
| Premises and equipment expense | $208,000 | 2,926 |
| Additional noninterest expense | $316,000 | 3,749 |
| Pre-tax net operating income | $82,000 | 7,279 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $78,000 | 7,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $78,000 | 7,078 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 5,204 |
| Total interest expense | $1,345,000 | 5,525 |
| Net interest income | $3,575,000 | 4,956 |
| Provision for loan and lease losses | $230,000 | 3,342 |
| Total noninterest income | $1,439,000 | 2,762 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $1,084,000 | 1,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $354,000 | 3,993 |
| Total noninterest expense | $4,177,000 | 3,739 |
| Salaries and employee benefits | $2,098,000 | 3,989 |
| Premises and equipment expense | $783,000 | 2,952 |
| Additional noninterest expense | $1,296,000 | 3,630 |
| Pre-tax net operating income | $607,000 | 6,400 |
| Securities gains (losses) | $17,000 | 1,304 |
| Applicable income taxes | $102,000 | 5,353 |
| Income before extraordinary items | $522,000 | 6,284 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $522,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,297 |
| Cash dividends | $437,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $507,720 | 6,313 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 5,171 |
| Total interest expense | $991,000 | 5,458 |
| Net interest income | $2,697,000 | 4,965 |
| Provision for loan and lease losses | $179,000 | 3,222 |
| Total noninterest income | $1,036,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $813,000 | 1,592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 4,371 |
| Total noninterest expense | $3,038,000 | 3,807 |
| Salaries and employee benefits | $1,550,000 | 3,985 |
| Premises and equipment expense | $577,000 | 2,981 |
| Additional noninterest expense | $911,000 | 3,770 |
| Pre-tax net operating income | $516,000 | 6,333 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $93,000 | 5,323 |
| Income before extraordinary items | $439,000 | 6,179 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $439,000 | 6,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,945 |
| Cash dividends | $87,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $425,720 | 6,197 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 5,165 |
| Total interest expense | $638,000 | 5,403 |
| Net interest income | $1,783,000 | 4,969 |
| Provision for loan and lease losses | $107,000 | 3,266 |
| Total noninterest income | $667,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $515,000 | 1,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $2,008,000 | 3,803 |
| Salaries and employee benefits | $1,010,000 | 4,041 |
| Premises and equipment expense | $382,000 | 2,972 |
| Additional noninterest expense | $616,000 | 3,717 |
| Pre-tax net operating income | $335,000 | 6,368 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $283,000 | 6,237 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $283,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,646 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $283,000 | 6,189 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 5,254 |
| Total interest expense | $296,000 | 5,516 |
| Net interest income | $875,000 | 5,044 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $320,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $245,000 | 1,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $996,000 | 3,854 |
| Salaries and employee benefits | $510,000 | 4,032 |
| Premises and equipment expense | $187,000 | 3,046 |
| Additional noninterest expense | $299,000 | 3,812 |
| Pre-tax net operating income | $149,000 | 6,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $131,000 | 6,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $131,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $131,000 | 6,340 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 5,128 |
| Total interest expense | $988,000 | 5,693 |
| Net interest income | $3,578,000 | 4,837 |
| Provision for loan and lease losses | $133,000 | 4,460 |
| Total noninterest income | $1,262,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $942,000 | 1,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $320,000 | 4,144 |
| Total noninterest expense | $3,737,000 | 3,954 |
| Salaries and employee benefits | $1,910,000 | 4,147 |
| Premises and equipment expense | $739,000 | 2,986 |
| Additional noninterest expense | $1,088,000 | 4,052 |
| Pre-tax net operating income | $970,000 | 5,315 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $214,000 | 4,670 |
| Income before extraordinary items | $766,000 | 5,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $766,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,075 |
| Cash dividends | $910,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $758,200 | 5,317 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 5,112 |
| Total interest expense | $747,000 | 5,637 |
| Net interest income | $2,689,000 | 4,811 |
| Provision for loan and lease losses | $103,000 | 4,224 |
| Total noninterest income | $900,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $672,000 | 1,953 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $228,000 | 4,244 |
| Total noninterest expense | $2,733,000 | 4,004 |
| Salaries and employee benefits | $1,375,000 | 4,252 |
| Premises and equipment expense | $555,000 | 2,973 |
| Additional noninterest expense | $803,000 | 4,071 |
| Pre-tax net operating income | $753,000 | 5,344 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $161,000 | 4,744 |
| Income before extraordinary items | $602,000 | 5,352 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $602,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,669 |
| Cash dividends | $909,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $594,100 | 5,306 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 5,102 |
| Total interest expense | $527,000 | 5,497 |
| Net interest income | $1,777,000 | 4,842 |
| Provision for loan and lease losses | $79,000 | 3,939 |
| Total noninterest income | $535,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $381,000 | 2,240 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 4,256 |
| Total noninterest expense | $1,780,000 | 4,110 |
| Salaries and employee benefits | $887,000 | 4,375 |
| Premises and equipment expense | $369,000 | 2,991 |
| Additional noninterest expense | $524,000 | 4,164 |
| Pre-tax net operating income | $453,000 | 5,554 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $85,000 | 5,047 |
| Income before extraordinary items | $378,000 | 5,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 5,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $369,800 | 5,436 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 5,112 |
| Total interest expense | $272,000 | 5,466 |
| Net interest income | $890,000 | 4,855 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $176,000 | 2,323 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $77,000 | 4,245 |
| Total noninterest expense | $892,000 | 4,118 |
| Salaries and employee benefits | $442,000 | 4,404 |
| Premises and equipment expense | $183,000 | 3,042 |
| Additional noninterest expense | $267,000 | 4,103 |
| Pre-tax net operating income | $206,000 | 5,757 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $36,000 | 5,209 |
| Income before extraordinary items | $170,000 | 5,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $170,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $170,000 | 5,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 5,141 |
| Total interest expense | $1,136,000 | 5,750 |
| Net interest income | $3,509,000 | 4,787 |
| Provision for loan and lease losses | $76,000 | 5,707 |
| Total noninterest income | $949,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $695,000 | 2,373 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $254,000 | 4,832 |
| Total noninterest expense | $3,612,000 | 4,002 |
| Salaries and employee benefits | $1,763,000 | 4,322 |
| Premises and equipment expense | $727,000 | 2,988 |
| Additional noninterest expense | $1,122,000 | 3,924 |
| Pre-tax net operating income | $770,000 | 5,789 |
| Securities gains (losses) | $68,000 | 2,232 |
| Applicable income taxes | $132,000 | 5,427 |
| Income before extraordinary items | $706,000 | 5,568 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $706,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,498 |
| Cash dividends | $440,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $648,880 | 5,604 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 5,224 |
| Total interest expense | $865,000 | 5,847 |
| Net interest income | $2,594,000 | 4,839 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $705,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $513,000 | 2,415 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 4,884 |
| Total noninterest expense | $2,622,000 | 4,093 |
| Salaries and employee benefits | $1,285,000 | 4,403 |
| Premises and equipment expense | $547,000 | 2,985 |
| Additional noninterest expense | $790,000 | 4,094 |
| Pre-tax net operating income | $587,000 | 5,934 |
| Securities gains (losses) | $68,000 | 2,055 |
| Applicable income taxes | $101,000 | 5,555 |
| Income before extraordinary items | $554,000 | 5,591 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $554,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,457 |
| Cash dividends | $377,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $496,200 | 5,703 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 5,271 |
| Total interest expense | $588,000 | 5,912 |
| Net interest income | $1,715,000 | 4,869 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $467,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $340,000 | 2,401 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $127,000 | 4,888 |
| Total noninterest expense | $1,736,000 | 4,124 |
| Salaries and employee benefits | $846,000 | 4,443 |
| Premises and equipment expense | $360,000 | 3,008 |
| Additional noninterest expense | $530,000 | 4,050 |
| Pre-tax net operating income | $386,000 | 5,955 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $330,000 | 5,880 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $330,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $314,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $330,000 | 5,657 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 5,309 |
| Total interest expense | $291,000 | 6,030 |
| Net interest income | $851,000 | 4,870 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $216,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $162,000 | 2,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $860,000 | 4,134 |
| Salaries and employee benefits | $424,000 | 4,439 |
| Premises and equipment expense | $182,000 | 2,985 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $177,000 | 6,129 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $150,000 | 5,835 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 5,345 |
| Total interest expense | $1,371,000 | 6,005 |
| Net interest income | $3,380,000 | 4,876 |
| Provision for loan and lease losses | $108,000 | 5,596 |
| Total noninterest income | $813,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $608,000 | 2,544 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 4,967 |
| Total noninterest expense | $3,312,000 | 4,139 |
| Salaries and employee benefits | $1,666,000 | 4,329 |
| Premises and equipment expense | $649,000 | 3,188 |
| Additional noninterest expense | $997,000 | 4,193 |
| Pre-tax net operating income | $773,000 | 5,852 |
| Securities gains (losses) | $72,000 | 2,068 |
| Applicable income taxes | $170,000 | 5,339 |
| Income before extraordinary items | $675,000 | 5,646 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $675,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $58,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $617,400 | 5,761 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 5,496 |
| Total interest expense | $1,958,000 | 6,160 |
| Net interest income | $3,225,000 | 4,817 |
| Provision for loan and lease losses | $111,000 | 5,423 |
| Total noninterest income | $743,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $537,000 | 2,668 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $206,000 | 4,863 |
| Total noninterest expense | $3,180,000 | 4,143 |
| Salaries and employee benefits | $1,570,000 | 4,356 |
| Premises and equipment expense | $583,000 | 3,445 |
| Additional noninterest expense | $1,027,000 | 3,975 |
| Pre-tax net operating income | $677,000 | 5,903 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $122,000 | 5,750 |
| Income before extraordinary items | $598,000 | 5,638 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $598,000 | 5,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $562,310 | 5,662 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 5,659 |
| Total interest expense | $1,998,000 | 6,276 |
| Net interest income | $3,109,000 | 5,023 |
| Provision for loan and lease losses | $129,000 | 4,715 |
| Total noninterest income | $678,000 | 4,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 4,965 |
| Total noninterest expense | $2,775,000 | 4,497 |
| Salaries and employee benefits | $1,420,000 | 4,562 |
| Premises and equipment expense | $464,000 | 4,026 |
| Additional noninterest expense | $891,000 | 4,379 |
| Pre-tax net operating income | $883,000 | 5,611 |
| Securities gains (losses) | $-37,000 | 9,058 |
| Applicable income taxes | $132,000 | 6,132 |
| Income before extraordinary items | $714,000 | 5,363 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $714,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $745,080 | 5,244 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 6,148 |
| Total interest expense | $1,714,000 | 6,517 |
| Net interest income | $2,538,000 | 5,747 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $546,000 | 4,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $2,366,000 | 5,078 |
| Salaries and employee benefits | $1,209,000 | 5,136 |
| Premises and equipment expense | $436,000 | 4,228 |
| Additional noninterest expense | $721,000 | 5,151 |
| Pre-tax net operating income | $639,000 | 6,573 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $79,000 | 7,204 |
| Income before extraordinary items | $559,000 | 6,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $559,000 | 6,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $122,000 | 5,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $559,880 | 6,077 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 6,506 |
| Total interest expense | $1,646,000 | 6,879 |
| Net interest income | $2,325,000 | 6,098 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $481,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,250 |
| Total noninterest expense | $2,080,000 | 5,451 |
| Salaries and employee benefits | $1,010,000 | 5,754 |
| Premises and equipment expense | $377,000 | 4,629 |
| Additional noninterest expense | $693,000 | 5,204 |
| Pre-tax net operating income | $672,000 | 6,596 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $121,000 | 7,232 |
| Income before extraordinary items | $558,000 | 6,282 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $558,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $131,000 | 5,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $552,260 | 6,195 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 7,248 |
| Total interest expense | $1,332,000 | 7,773 |
| Net interest income | $2,094,000 | 6,722 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $355,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $1,686,000 | 6,333 |
| Salaries and employee benefits | $789,000 | 6,847 |
| Premises and equipment expense | $313,000 | 5,314 |
| Additional noninterest expense | $584,000 | 5,909 |
| Pre-tax net operating income | $709,000 | 6,939 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $161,000 | 7,446 |
| Income before extraordinary items | $545,000 | 6,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $545,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $138,000 | 6,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $547,310 | 6,630 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 7,908 |
| Total interest expense | $1,224,000 | 8,309 |
| Net interest income | $1,847,000 | 7,468 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $363,000 | 6,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $1,518,000 | 7,059 |
| Salaries and employee benefits | $660,000 | 7,781 |
| Premises and equipment expense | $300,000 | 5,603 |
| Additional noninterest expense | $558,000 | 6,631 |
| Pre-tax net operating income | $643,000 | 7,208 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $165,000 | 7,653 |
| Income before extraordinary items | $474,000 | 7,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $474,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $152,000 | 5,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $476,960 | 7,003 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 8,593 |
| Total interest expense | $1,044,000 | 9,105 |
| Net interest income | $1,688,000 | 8,053 |
| Provision for loan and lease losses | $68,000 | 5,482 |
| Total noninterest income | $318,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $1,384,000 | 7,637 |
| Salaries and employee benefits | $598,000 | 8,364 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $494,000 | 7,302 |
| Pre-tax net operating income | $554,000 | 8,156 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $402,000 | 8,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $402,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $97,000 | 6,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $407,110 | 7,958 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 9,270 |
| Total interest expense | $825,000 | 9,475 |
| Net interest income | $1,470,000 | 8,962 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $269,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,319,000 | 8,174 |
| Salaries and employee benefits | $583,000 | 8,738 |
| Premises and equipment expense | $242,000 | 6,652 |
| Additional noninterest expense | $494,000 | 7,905 |
| Pre-tax net operating income | $370,000 | 9,573 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $76,000 | 9,895 |
| Income before extraordinary items | $282,000 | 9,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $282,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $87,000 | 7,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $291,480 | 9,308 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 10,219 |
| Total interest expense | $749,000 | 10,309 |
| Net interest income | $1,232,000 | 9,963 |
| Provision for loan and lease losses | $112,000 | 5,474 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,082,000 | 9,391 |
| Salaries and employee benefits | $467,000 | 9,973 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $431,000 | 8,921 |
| Pre-tax net operating income | $276,000 | 10,426 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $223,000 | 10,370 |
| Extraordinary gains, net | $-1,000 | 12,163 |
| Net income | $222,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,497 |
| Cash dividends | $77,000 | 7,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $208,000 | 10,326 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 10,879 |
| Total interest expense | $955,000 | 10,600 |
| Net interest income | $1,054,000 | 10,879 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,005,000 | 9,953 |
| Salaries and employee benefits | $417,000 | 10,665 |
| Premises and equipment expense | $209,000 | 7,640 |
| Additional noninterest expense | $379,000 | 9,826 |
| Pre-tax net operating income | $219,000 | 10,893 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $171,000 | 10,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $171,000 | 11,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $1,144,000 | 392 |
| Net operating income | $165,000 | 10,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.