Home > 1st Independence Bank > Income and Expense
1st Independence Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 7,509 |
| Total interest expense | $599,000 | 7,251 |
| Net interest income | $800,000 | 7,575 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $147,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $647,000 | 7,756 |
| Salaries and employee benefits | $301,000 | 7,923 |
| Premises and equipment expense | $129,000 | 6,980 |
| Additional noninterest expense | $217,000 | 7,512 |
| Pre-tax net operating income | $300,000 | 5,641 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $94,000 | 3,636 |
| Income before extraordinary items | $206,000 | 5,674 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $206,000 | 5,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,617 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 769 |
| Net operating income | $206,000 | 5,845 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,053,000 | 2,180 |
| Total interest expense | $4,385,000 | 1,969 |
| Net interest income | $4,668,000 | 2,352 |
| Provision for loan and lease losses | $2,354,000 | 699 |
| Total noninterest income | $1,245,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $298,000 | 2,650 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $947,000 | 1,456 |
| Total noninterest expense | $5,083,000 | 1,889 |
| Salaries and employee benefits | $2,379,000 | 2,179 |
| Premises and equipment expense | $859,000 | 1,619 |
| Additional noninterest expense | $1,845,000 | 1,596 |
| Pre-tax net operating income | $-1,524,000 | 8,085 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-691,000 | 8,217 |
| Income before extraordinary items | $-833,000 | 7,920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-833,000 | 7,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,240,000 | 754 |
| Cash dividends | $800,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 583 |
| Net operating income | $-833,000 | 7,900 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 2,139 |
| Total interest expense | $2,424,000 | 1,914 |
| Net interest income | $2,310,000 | 2,372 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $738,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $149,000 | 2,633 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $589,000 | 1,246 |
| Total noninterest expense | $2,495,000 | 1,916 |
| Salaries and employee benefits | $1,255,000 | 2,086 |
| Premises and equipment expense | $455,000 | 1,533 |
| Additional noninterest expense | $785,000 | 1,799 |
| Pre-tax net operating income | $553,000 | 2,873 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $93,000 | 2,883 |
| Income before extraordinary items | $460,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 659 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 500 |
| Net operating income | $460,000 | 2,801 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,143,000 | 1,910 |
| Total interest expense | $11,897,000 | 1,687 |
| Net interest income | $10,246,000 | 2,200 |
| Provision for loan and lease losses | $4,584,000 | 436 |
| Total noninterest income | $1,990,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $604,000 | 2,659 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,386,000 | 1,769 |
| Total noninterest expense | $12,355,000 | 1,498 |
| Salaries and employee benefits | $4,888,000 | 2,066 |
| Premises and equipment expense | $1,647,000 | 1,612 |
| Additional noninterest expense | $5,820,000 | 967 |
| Pre-tax net operating income | $-4,703,000 | 8,435 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $-806,000 | 8,379 |
| Income before extraordinary items | $-3,896,000 | 8,430 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,896,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,189,000 | 900 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 751 |
| Net operating income | $-3,896,830 | 8,424 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,712,000 | 1,899 |
| Total interest expense | $9,006,000 | 1,661 |
| Net interest income | $7,706,000 | 2,211 |
| Provision for loan and lease losses | $261,000 | 2,546 |
| Total noninterest income | $1,523,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $437,000 | 2,726 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,086,000 | 1,721 |
| Total noninterest expense | $7,121,000 | 1,925 |
| Salaries and employee benefits | $3,685,000 | 2,042 |
| Premises and equipment expense | $1,235,000 | 1,608 |
| Additional noninterest expense | $2,201,000 | 1,832 |
| Pre-tax net operating income | $1,847,000 | 3,002 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $557,000 | 2,399 |
| Income before extraordinary items | $1,290,000 | 3,308 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,290,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,040,000 | 634 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 649 |
| Net operating income | $1,290,000 | 3,293 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,145,000 | 1,919 |
| Total interest expense | $5,995,000 | 1,669 |
| Net interest income | $5,150,000 | 2,236 |
| Provision for loan and lease losses | $195,000 | 2,206 |
| Total noninterest income | $986,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $276,000 | 2,830 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $710,000 | 1,760 |
| Total noninterest expense | $4,705,000 | 1,963 |
| Salaries and employee benefits | $2,379,000 | 2,155 |
| Premises and equipment expense | $823,000 | 1,623 |
| Additional noninterest expense | $1,503,000 | 1,808 |
| Pre-tax net operating income | $1,236,000 | 3,053 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $372,000 | 2,467 |
| Income before extraordinary items | $864,000 | 3,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $864,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $976,000 | 454 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 585 |
| Net operating income | $864,000 | 3,321 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 1,927 |
| Total interest expense | $2,965,000 | 1,682 |
| Net interest income | $2,555,000 | 2,255 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $452,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $329,000 | 1,839 |
| Total noninterest expense | $2,420,000 | 1,913 |
| Salaries and employee benefits | $1,190,000 | 2,154 |
| Premises and equipment expense | $425,000 | 1,577 |
| Additional noninterest expense | $805,000 | 1,671 |
| Pre-tax net operating income | $412,000 | 3,923 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $112,000 | 3,120 |
| Income before extraordinary items | $300,000 | 4,166 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $300,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $983,000 | 246 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 477 |
| Net operating income | $300,000 | 4,149 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,387,000 | 1,810 |
| Total interest expense | $11,176,000 | 1,503 |
| Net interest income | $11,211,000 | 2,072 |
| Provision for loan and lease losses | $847,000 | 1,217 |
| Total noninterest income | $1,774,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $531,000 | 2,933 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,243,000 | 1,912 |
| Total noninterest expense | $8,314,000 | 2,128 |
| Salaries and employee benefits | $4,103,000 | 2,388 |
| Premises and equipment expense | $1,586,000 | 1,617 |
| Additional noninterest expense | $2,625,000 | 2,023 |
| Pre-tax net operating income | $3,824,000 | 2,334 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,207,000 | 1,950 |
| Income before extraordinary items | $2,617,000 | 2,518 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,617,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 863 |
| Net operating income | $2,617,000 | 2,495 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,616,000 | 1,813 |
| Total interest expense | $8,128,000 | 1,505 |
| Net interest income | $8,488,000 | 2,066 |
| Provision for loan and lease losses | $655,000 | 1,115 |
| Total noninterest income | $1,415,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $390,000 | 2,994 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,025,000 | 1,784 |
| Total noninterest expense | $6,289,000 | 2,105 |
| Salaries and employee benefits | $3,228,000 | 2,273 |
| Premises and equipment expense | $1,183,000 | 1,636 |
| Additional noninterest expense | $1,878,000 | 2,089 |
| Pre-tax net operating income | $2,959,000 | 2,359 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $927,000 | 1,983 |
| Income before extraordinary items | $2,032,000 | 2,530 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,032,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 720 |
| Net operating income | $2,032,000 | 2,522 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,832,000 | 1,823 |
| Total interest expense | $5,185,000 | 1,501 |
| Net interest income | $5,647,000 | 2,075 |
| Provision for loan and lease losses | $112,000 | 3,174 |
| Total noninterest income | $919,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $253,000 | 3,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $666,000 | 1,827 |
| Total noninterest expense | $4,303,000 | 2,043 |
| Salaries and employee benefits | $2,238,000 | 2,196 |
| Premises and equipment expense | $799,000 | 1,615 |
| Additional noninterest expense | $1,266,000 | 2,075 |
| Pre-tax net operating income | $2,151,000 | 2,190 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $692,000 | 1,859 |
| Income before extraordinary items | $1,459,000 | 2,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,459,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 551 |
| Net operating income | $1,459,000 | 2,374 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 1,845 |
| Total interest expense | $2,457,000 | 1,497 |
| Net interest income | $2,752,000 | 2,111 |
| Provision for loan and lease losses | $81,000 | 2,323 |
| Total noninterest income | $440,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 3,341 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $334,000 | 1,785 |
| Total noninterest expense | $2,162,000 | 2,046 |
| Salaries and employee benefits | $1,128,000 | 2,184 |
| Premises and equipment expense | $394,000 | 1,645 |
| Additional noninterest expense | $640,000 | 2,032 |
| Pre-tax net operating income | $949,000 | 2,372 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $303,000 | 2,014 |
| Income before extraordinary items | $646,000 | 2,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $646,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 405 |
| Net operating income | $646,000 | 2,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,398,000 | 1,825 |
| Total interest expense | $7,629,000 | 1,490 |
| Net interest income | $10,769,000 | 2,061 |
| Provision for loan and lease losses | $354,000 | 2,502 |
| Total noninterest income | $2,071,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $406,000 | 3,521 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,665,000 | 1,539 |
| Total noninterest expense | $9,361,000 | 1,814 |
| Salaries and employee benefits | $4,845,000 | 1,913 |
| Premises and equipment expense | $1,431,000 | 1,706 |
| Additional noninterest expense | $3,085,000 | 1,639 |
| Pre-tax net operating income | $3,125,000 | 2,669 |
| Securities gains (losses) | $4,884,000 | 81 |
| Applicable income taxes | $2,743,000 | 1,040 |
| Income before extraordinary items | $5,266,000 | 1,354 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,266,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 604 |
| Net operating income | $2,042,560 | 3,012 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,213,000 | 1,860 |
| Total interest expense | $5,313,000 | 1,508 |
| Net interest income | $7,900,000 | 2,093 |
| Provision for loan and lease losses | $262,000 | 2,452 |
| Total noninterest income | $1,536,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $285,000 | 3,688 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,251,000 | 1,545 |
| Total noninterest expense | $6,950,000 | 1,811 |
| Salaries and employee benefits | $3,870,000 | 1,791 |
| Premises and equipment expense | $1,026,000 | 1,763 |
| Additional noninterest expense | $2,054,000 | 1,820 |
| Pre-tax net operating income | $2,224,000 | 2,817 |
| Securities gains (losses) | $4,884,000 | 74 |
| Applicable income taxes | $2,453,000 | 920 |
| Income before extraordinary items | $4,655,000 | 1,164 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,655,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 481 |
| Net operating income | $1,480,400 | 3,125 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 1,889 |
| Total interest expense | $3,348,000 | 1,505 |
| Net interest income | $5,111,000 | 2,119 |
| Provision for loan and lease losses | $202,000 | 2,148 |
| Total noninterest income | $1,095,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $167,000 | 3,899 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $928,000 | 1,427 |
| Total noninterest expense | $4,792,000 | 1,739 |
| Salaries and employee benefits | $2,720,000 | 1,689 |
| Premises and equipment expense | $698,000 | 1,719 |
| Additional noninterest expense | $1,374,000 | 1,796 |
| Pre-tax net operating income | $1,212,000 | 3,223 |
| Securities gains (losses) | $5,013,000 | 64 |
| Applicable income taxes | $2,179,000 | 718 |
| Income before extraordinary items | $4,046,000 | 863 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,046,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 419 |
| Net operating income | $787,550 | 3,616 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 1,908 |
| Total interest expense | $1,586,000 | 1,511 |
| Net interest income | $2,487,000 | 2,170 |
| Provision for loan and lease losses | $202,000 | 1,126 |
| Total noninterest income | $474,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $409,000 | 1,528 |
| Total noninterest expense | $2,607,000 | 1,626 |
| Salaries and employee benefits | $1,474,000 | 1,571 |
| Premises and equipment expense | $350,000 | 1,711 |
| Additional noninterest expense | $783,000 | 1,584 |
| Pre-tax net operating income | $152,000 | 6,532 |
| Securities gains (losses) | $5,013,000 | 36 |
| Applicable income taxes | $1,819,000 | 491 |
| Income before extraordinary items | $3,346,000 | 554 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,346,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 314 |
| Net operating income | $87,550 | 7,074 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,331,000 | 2,749 |
| Total interest expense | $3,843,000 | 2,113 |
| Net interest income | $6,488,000 | 3,089 |
| Provision for loan and lease losses | $1,203,000 | 883 |
| Total noninterest income | $1,073,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $207,000 | 5,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $866,000 | 2,359 |
| Total noninterest expense | $6,750,000 | 2,371 |
| Salaries and employee benefits | $3,238,000 | 2,656 |
| Premises and equipment expense | $808,000 | 2,769 |
| Additional noninterest expense | $2,704,000 | 1,808 |
| Pre-tax net operating income | $-392,000 | 8,611 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-404,000 | 8,889 |
| Income before extraordinary items | $12,000 | 8,404 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,779 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 694 |
| Net operating income | $12,000 | 8,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 3,152 |
| Total interest expense | $2,527,000 | 2,338 |
| Net interest income | $4,026,000 | 3,578 |
| Provision for loan and lease losses | $1,203,000 | 646 |
| Total noninterest income | $576,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $121,000 | 5,700 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $455,000 | 2,966 |
| Total noninterest expense | $4,547,000 | 2,578 |
| Salaries and employee benefits | $1,909,000 | 3,276 |
| Premises and equipment expense | $561,000 | 2,947 |
| Additional noninterest expense | $2,077,000 | 1,730 |
| Pre-tax net operating income | $-1,148,000 | 8,921 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-502,000 | 8,978 |
| Income before extraordinary items | $-646,000 | 8,856 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-646,000 | 8,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,138 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-646,000 | 8,835 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 3,950 |
| Total interest expense | $960,000 | 3,727 |
| Net interest income | $2,350,000 | 3,970 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $859,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $762,000 | 1,604 |
| Total noninterest expense | $2,750,000 | 2,845 |
| Salaries and employee benefits | $1,534,000 | 2,774 |
| Premises and equipment expense | $394,000 | 2,823 |
| Additional noninterest expense | $822,000 | 2,870 |
| Pre-tax net operating income | $329,000 | 6,313 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $120,000 | 4,610 |
| Income before extraordinary items | $209,000 | 6,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,446 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $209,000 | 6,722 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 4,146 |
| Total interest expense | $438,000 | 4,055 |
| Net interest income | $1,126,000 | 4,115 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $416,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $374,000 | 1,605 |
| Total noninterest expense | $1,305,000 | 2,978 |
| Salaries and employee benefits | $721,000 | 2,944 |
| Premises and equipment expense | $207,000 | 2,727 |
| Additional noninterest expense | $377,000 | 3,070 |
| Pre-tax net operating income | $187,000 | 5,983 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $119,000 | 6,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $119,000 | 6,416 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,803,000 | 4,400 |
| Total interest expense | $1,826,000 | 4,301 |
| Net interest income | $3,977,000 | 4,389 |
| Provision for loan and lease losses | $361,000 | 2,769 |
| Total noninterest income | $3,194,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $193,000 | 5,333 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,001,000 | 1,093 |
| Total noninterest expense | $5,295,000 | 2,916 |
| Salaries and employee benefits | $3,359,000 | 2,501 |
| Premises and equipment expense | $641,000 | 3,337 |
| Additional noninterest expense | $1,295,000 | 3,501 |
| Pre-tax net operating income | $1,515,000 | 4,103 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $562,000 | 3,185 |
| Income before extraordinary items | $953,000 | 4,777 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $953,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $953,000 | 4,608 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 4,512 |
| Total interest expense | $1,401,000 | 4,358 |
| Net interest income | $2,865,000 | 4,533 |
| Provision for loan and lease losses | $271,000 | 2,686 |
| Total noninterest income | $2,741,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $150,000 | 5,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,591,000 | 1,023 |
| Total noninterest expense | $4,071,000 | 2,858 |
| Salaries and employee benefits | $2,652,000 | 2,392 |
| Premises and equipment expense | $461,000 | 3,457 |
| Additional noninterest expense | $958,000 | 3,522 |
| Pre-tax net operating income | $1,264,000 | 3,932 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $477,000 | 3,111 |
| Income before extraordinary items | $787,000 | 4,643 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $787,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $787,000 | 4,465 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 4,705 |
| Total interest expense | $946,000 | 4,431 |
| Net interest income | $1,770,000 | 4,765 |
| Provision for loan and lease losses | $155,000 | 2,947 |
| Total noninterest income | $1,618,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $102,000 | 5,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,516,000 | 1,129 |
| Total noninterest expense | $2,486,000 | 3,061 |
| Salaries and employee benefits | $1,590,000 | 2,642 |
| Premises and equipment expense | $297,000 | 3,520 |
| Additional noninterest expense | $599,000 | 3,707 |
| Pre-tax net operating income | $747,000 | 4,250 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $282,000 | 3,348 |
| Income before extraordinary items | $465,000 | 4,986 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $465,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $465,000 | 4,785 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 4,927 |
| Total interest expense | $470,000 | 4,536 |
| Net interest income | $812,000 | 5,044 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $661,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $609,000 | 1,288 |
| Total noninterest expense | $1,034,000 | 3,556 |
| Salaries and employee benefits | $607,000 | 3,327 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $289,000 | 3,765 |
| Pre-tax net operating income | $369,000 | 4,244 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $151,000 | 3,211 |
| Income before extraordinary items | $218,000 | 5,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $218,000 | 4,891 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 5,313 |
| Total interest expense | $1,994,000 | 4,798 |
| Net interest income | $2,804,000 | 5,518 |
| Provision for loan and lease losses | $292,000 | 3,522 |
| Total noninterest income | $1,317,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $198,000 | 5,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,119,000 | 2,029 |
| Total noninterest expense | $3,249,000 | 4,190 |
| Salaries and employee benefits | $1,832,000 | 4,026 |
| Premises and equipment expense | $491,000 | 3,989 |
| Additional noninterest expense | $926,000 | 4,444 |
| Pre-tax net operating income | $580,000 | 6,487 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $218,000 | 4,993 |
| Income before extraordinary items | $362,000 | 7,021 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $362,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,429 |
| Cash dividends | $56,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $-700,000 | 9,312 |
| Net operating income | $362,000 | 6,893 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,855 |
| Total interest expense | $2,545,000 | 5,342 |
| Net interest income | $2,118,000 | 6,251 |
| Provision for loan and lease losses | $123,000 | 5,150 |
| Total noninterest income | $336,000 | 6,119 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $150,000 | 5,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $186,000 | 5,082 |
| Total noninterest expense | $2,151,000 | 5,472 |
| Salaries and employee benefits | $1,066,000 | 5,759 |
| Premises and equipment expense | $346,000 | 5,065 |
| Additional noninterest expense | $739,000 | 5,070 |
| Pre-tax net operating income | $180,000 | 7,977 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $73,000 | 6,361 |
| Income before extraordinary items | $107,000 | 8,288 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $107,000 | 8,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $56,000 | 6,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $107,000 | 8,183 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 6,551 |
| Total interest expense | $1,987,000 | 6,295 |
| Net interest income | $1,925,000 | 6,689 |
| Provision for loan and lease losses | $212,000 | 3,614 |
| Total noninterest income | $172,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $1,841,000 | 5,981 |
| Salaries and employee benefits | $882,000 | 6,373 |
| Premises and equipment expense | $269,000 | 5,791 |
| Additional noninterest expense | $690,000 | 5,225 |
| Pre-tax net operating income | $44,000 | 8,980 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $27,000 | 9,042 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $27,000 | 9,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,236 |
| Cash dividends | $56,000 | 6,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $27,000 | 9,025 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 9,092 |
| Total interest expense | $686,000 | 8,982 |
| Net interest income | $798,000 | 9,073 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $95,000 | 8,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,584 |
| Total noninterest expense | $778,000 | 8,789 |
| Salaries and employee benefits | $382,000 | 8,990 |
| Premises and equipment expense | $87,000 | 8,879 |
| Additional noninterest expense | $309,000 | 8,043 |
| Pre-tax net operating income | $36,000 | 9,280 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $28,000 | 8,057 |
| Income before extraordinary items | $8,000 | 9,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,000 | 9,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $56,000 | 6,547 |
| Sale, conversion, retirement of capital stock, net | $-54,000 | 10,081 |
| Net operating income | $8,000 | 9,389 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 8,539 |
| Total interest expense | $1,012,000 | 8,392 |
| Net interest income | $1,099,000 | 8,578 |
| Provision for loan and lease losses | $27,000 | 7,449 |
| Total noninterest income | $126,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $905,000 | 8,414 |
| Salaries and employee benefits | $447,000 | 8,667 |
| Premises and equipment expense | $115,000 | 8,378 |
| Additional noninterest expense | $343,000 | 7,721 |
| Pre-tax net operating income | $293,000 | 8,434 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $99,000 | 7,543 |
| Income before extraordinary items | $194,000 | 8,662 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $194,000 | 8,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $56,000 | 6,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $194,000 | 8,593 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 9,324 |
| Total interest expense | $809,000 | 9,232 |
| Net interest income | $960,000 | 9,281 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $115,000 | 9,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,432 |
| Total noninterest expense | $669,000 | 9,494 |
| Salaries and employee benefits | $374,000 | 9,423 |
| Premises and equipment expense | $74,000 | 9,594 |
| Additional noninterest expense | $221,000 | 9,163 |
| Pre-tax net operating income | $382,000 | 8,534 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $142,000 | 7,726 |
| Income before extraordinary items | $246,000 | 8,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $246,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $56,000 | 7,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $242,160 | 8,776 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 9,750 |
| Total interest expense | $789,000 | 9,679 |
| Net interest income | $950,000 | 9,694 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $110,000 | 9,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $718,000 | 9,747 |
| Salaries and employee benefits | $428,000 | 9,402 |
| Premises and equipment expense | $85,000 | 9,680 |
| Additional noninterest expense | $205,000 | 9,879 |
| Pre-tax net operating income | $291,000 | 9,196 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $85,000 | 9,017 |
| Income before extraordinary items | $205,000 | 9,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $205,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $56,000 | 7,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $205,710 | 9,187 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 10,236 |
| Total interest expense | $770,000 | 10,051 |
| Net interest income | $893,000 | 10,267 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $95,000 | 10,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $710,000 | 10,139 |
| Salaries and employee benefits | $406,000 | 9,896 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $226,000 | 10,112 |
| Pre-tax net operating income | $266,000 | 9,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $85,000 | 9,494 |
| Income before extraordinary items | $181,000 | 10,153 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $181,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $56,000 | 7,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $181,000 | 10,122 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 10,479 |
| Total interest expense | $625,000 | 10,489 |
| Net interest income | $1,003,000 | 10,377 |
| Provision for loan and lease losses | $134,000 | 3,843 |
| Total noninterest income | $90,000 | 10,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $742,000 | 10,513 |
| Salaries and employee benefits | $410,000 | 10,198 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $244,000 | 10,595 |
| Pre-tax net operating income | $217,000 | 10,755 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $79,000 | 9,837 |
| Income before extraordinary items | $138,000 | 10,961 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $138,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $58,000 | 7,793 |
| Sale, conversion, retirement of capital stock, net | $-61,000 | 12,492 |
| Net operating income | $138,000 | 11,018 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 10,882 |
| Total interest expense | $680,000 | 10,711 |
| Net interest income | $985,000 | 10,841 |
| Provision for loan and lease losses | $81,000 | 6,293 |
| Total noninterest income | $89,000 | 11,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $718,000 | 11,080 |
| Salaries and employee benefits | $375,000 | 10,889 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $246,000 | 11,132 |
| Pre-tax net operating income | $275,000 | 10,432 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $104,000 | 9,642 |
| Income before extraordinary items | $171,000 | 10,966 |
| Extraordinary gains, net | $23,000 | 2,642 |
| Net income | $194,000 | 10,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $63,000 | 7,651 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 13,185 |
| Net operating income | $171,000 | 10,766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 11,350 |
| Total interest expense | $847,000 | 11,100 |
| Net interest income | $934,000 | 11,369 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $96,000 | 11,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $649,000 | 11,782 |
| Salaries and employee benefits | $340,000 | 11,553 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $229,000 | 11,831 |
| Pre-tax net operating income | $297,000 | 10,167 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $194,000 | 10,678 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $194,000 | 10,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $66,000 | 7,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $194,000 | 10,340 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.