1ST Home Federal Savings and Loan Association of the Carolinas FA, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$56,933,000	695
Total interest expense	$39,763,000	535
Net interest income	$17,170,000	1,080
Provision for loan and lease losses	$-171,000	13,794
Total noninterest income	$4,825,000	1,011
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$4,825,000	692
Total noninterest expense	$21,666,000	793
Salaries and employee benefits	$7,369,000	923
Premises and equipment expense	$5,794,000	460
Additional noninterest expense	$8,503,000	877
Pre-tax net operating income	$500,000	8,414
Securities gains (losses)	$3,198,000	289
Applicable income taxes	$21,000	12,079
Income before extraordinary items	$3,677,000	1,267
Extraordinary gains, net	$0	1,422
Net income	$3,677,000	1,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$464,000	2,585
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$510,980	6,863

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.