Home > 1st Enterprise Bank > Income and Expense
1st Enterprise Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,294,000 | 997 |
| Total interest expense | $593,000 | 3,119 |
| Net interest income | $18,701,000 | 885 |
| Provision for loan and lease losses | $-693,000 | 6,415 |
| Total noninterest income | $2,806,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,380,000 | 745 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,426,000 | 1,508 |
| Total noninterest expense | $14,329,000 | 1,071 |
| Salaries and employee benefits | $8,246,000 | 989 |
| Premises and equipment expense | $1,171,000 | 1,522 |
| Additional noninterest expense | $4,912,000 | 997 |
| Pre-tax net operating income | $7,871,000 | 801 |
| Securities gains (losses) | $58,000 | 1,356 |
| Applicable income taxes | $3,009,000 | 591 |
| Income before extraordinary items | $4,920,000 | 1,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,920,000 | 1,018 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,920,000 | 1,018 |
| Net charge-offs | $1,324,000 | 537 |
| Cash dividends | $123,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $392,000 | 270 |
| Net operating income | $4,882,880 | 1,003 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,565,000 | 1,010 |
| Total interest expense | $387,000 | 3,187 |
| Net interest income | $12,178,000 | 898 |
| Provision for loan and lease losses | $-140,000 | 6,365 |
| Total noninterest income | $1,860,000 | 1,337 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $914,000 | 731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $946,000 | 1,507 |
| Total noninterest expense | $10,079,000 | 1,008 |
| Salaries and employee benefits | $5,535,000 | 984 |
| Premises and equipment expense | $774,000 | 1,540 |
| Additional noninterest expense | $3,770,000 | 861 |
| Pre-tax net operating income | $4,099,000 | 1,005 |
| Securities gains (losses) | $58,000 | 1,091 |
| Applicable income taxes | $1,662,000 | 669 |
| Income before extraordinary items | $2,495,000 | 1,269 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,495,000 | 1,269 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,495,000 | 1,270 |
| Net charge-offs | $-23,000 | 5,932 |
| Cash dividends | $82,000 | 3,267 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 259 |
| Net operating income | $2,457,880 | 1,265 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 1,017 |
| Total interest expense | $191,000 | 3,276 |
| Net interest income | $6,077,000 | 899 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $900,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $450,000 | 727 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $450,000 | 1,514 |
| Total noninterest expense | $4,684,000 | 1,092 |
| Salaries and employee benefits | $2,876,000 | 959 |
| Premises and equipment expense | $379,000 | 1,590 |
| Additional noninterest expense | $1,429,000 | 1,124 |
| Pre-tax net operating income | $2,293,000 | 864 |
| Securities gains (losses) | $41,000 | 722 |
| Applicable income taxes | $829,000 | 650 |
| Income before extraordinary items | $1,505,000 | 1,043 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,505,000 | 1,044 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,505,000 | 1,044 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $41,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $236,000 | 164 |
| Net operating income | $1,478,760 | 1,041 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,636,000 | 1,142 |
| Total interest expense | $745,000 | 3,611 |
| Net interest income | $21,891,000 | 1,001 |
| Provision for loan and lease losses | $1,322,000 | 879 |
| Total noninterest income | $3,556,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,654,000 | 840 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,902,000 | 1,567 |
| Total noninterest expense | $16,893,000 | 1,208 |
| Salaries and employee benefits | $10,311,000 | 1,052 |
| Premises and equipment expense | $1,501,000 | 1,578 |
| Additional noninterest expense | $5,081,000 | 1,319 |
| Pre-tax net operating income | $7,232,000 | 1,051 |
| Securities gains (losses) | $-8,000 | 6,228 |
| Applicable income taxes | $2,221,000 | 838 |
| Income before extraordinary items | $5,003,000 | 1,225 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,003,000 | 1,227 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,003,000 | 1,228 |
| Net charge-offs | $315,000 | 2,523 |
| Cash dividends | $164,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 531 |
| Net operating income | $5,008,520 | 1,203 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,620,000 | 1,164 |
| Total interest expense | $556,000 | 3,702 |
| Net interest income | $16,064,000 | 1,031 |
| Provision for loan and lease losses | $612,000 | 1,303 |
| Total noninterest income | $2,559,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,244,000 | 839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,315,000 | 1,708 |
| Total noninterest expense | $12,336,000 | 1,234 |
| Salaries and employee benefits | $7,465,000 | 1,096 |
| Premises and equipment expense | $1,178,000 | 1,528 |
| Additional noninterest expense | $3,693,000 | 1,353 |
| Pre-tax net operating income | $5,675,000 | 1,026 |
| Securities gains (losses) | $-8,000 | 6,480 |
| Applicable income taxes | $1,852,000 | 790 |
| Income before extraordinary items | $3,815,000 | 1,216 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,815,000 | 1,216 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,815,000 | 1,218 |
| Net charge-offs | $317,000 | 2,060 |
| Cash dividends | $123,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 507 |
| Net operating income | $3,820,360 | 1,180 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,001,000 | 1,165 |
| Total interest expense | $376,000 | 3,723 |
| Net interest income | $10,625,000 | 1,026 |
| Provision for loan and lease losses | $607,000 | 982 |
| Total noninterest income | $1,626,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $805,000 | 843 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $821,000 | 1,824 |
| Total noninterest expense | $8,084,000 | 1,252 |
| Salaries and employee benefits | $4,881,000 | 1,111 |
| Premises and equipment expense | $779,000 | 1,539 |
| Additional noninterest expense | $2,424,000 | 1,366 |
| Pre-tax net operating income | $3,560,000 | 1,059 |
| Securities gains (losses) | $4,000 | 2,503 |
| Applicable income taxes | $1,137,000 | 845 |
| Income before extraordinary items | $2,427,000 | 1,251 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,427,000 | 1,253 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,427,000 | 1,254 |
| Net charge-offs | $327,000 | 1,610 |
| Cash dividends | $82,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 536 |
| Net operating income | $2,424,280 | 1,201 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 1,191 |
| Total interest expense | $192,000 | 3,763 |
| Net interest income | $5,198,000 | 1,052 |
| Provision for loan and lease losses | $542,000 | 652 |
| Total noninterest income | $750,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $384,000 | 867 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $366,000 | 1,957 |
| Total noninterest expense | $3,964,000 | 1,277 |
| Salaries and employee benefits | $2,431,000 | 1,131 |
| Premises and equipment expense | $374,000 | 1,617 |
| Additional noninterest expense | $1,159,000 | 1,403 |
| Pre-tax net operating income | $1,442,000 | 1,262 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $425,000 | 1,042 |
| Income before extraordinary items | $1,017,000 | 1,456 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,017,000 | 1,458 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,017,000 | 1,458 |
| Net charge-offs | $349,000 | 962 |
| Cash dividends | $41,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 530 |
| Net operating income | $1,017,000 | 1,401 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,586,000 | 1,364 |
| Total interest expense | $723,000 | 4,334 |
| Net interest income | $18,863,000 | 1,171 |
| Provision for loan and lease losses | $1,508,000 | 1,320 |
| Total noninterest income | $3,138,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,291,000 | 1,103 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,847,000 | 1,606 |
| Total noninterest expense | $16,065,000 | 1,256 |
| Salaries and employee benefits | $9,663,000 | 1,092 |
| Premises and equipment expense | $1,443,000 | 1,629 |
| Additional noninterest expense | $4,959,000 | 1,364 |
| Pre-tax net operating income | $4,428,000 | 1,528 |
| Securities gains (losses) | $899,000 | 591 |
| Applicable income taxes | $1,595,000 | 1,041 |
| Income before extraordinary items | $3,732,000 | 1,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,732,000 | 1,538 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,732,000 | 1,537 |
| Net charge-offs | $598,000 | 2,422 |
| Cash dividends | $164,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $12,077,000 | 33 |
| Net operating income | $3,102,700 | 1,705 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,309,000 | 1,427 |
| Total interest expense | $549,000 | 4,429 |
| Net interest income | $13,760,000 | 1,211 |
| Provision for loan and lease losses | $995,000 | 1,445 |
| Total noninterest income | $2,405,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $953,000 | 1,121 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,452,000 | 1,556 |
| Total noninterest expense | $11,894,000 | 1,262 |
| Salaries and employee benefits | $7,120,000 | 1,098 |
| Premises and equipment expense | $1,079,000 | 1,645 |
| Additional noninterest expense | $3,695,000 | 1,374 |
| Pre-tax net operating income | $3,276,000 | 1,579 |
| Securities gains (losses) | $270,000 | 1,208 |
| Applicable income taxes | $1,045,000 | 1,188 |
| Income before extraordinary items | $2,501,000 | 1,747 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,501,000 | 1,746 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,501,000 | 1,748 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $123,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $12,051,000 | 27 |
| Net operating income | $2,309,300 | 1,760 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,330,000 | 1,461 |
| Total interest expense | $370,000 | 4,511 |
| Net interest income | $8,960,000 | 1,248 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $1,479,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $630,000 | 1,124 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $849,000 | 1,693 |
| Total noninterest expense | $7,816,000 | 1,281 |
| Salaries and employee benefits | $4,778,000 | 1,090 |
| Premises and equipment expense | $720,000 | 1,655 |
| Additional noninterest expense | $2,318,000 | 1,464 |
| Pre-tax net operating income | $2,373,000 | 1,469 |
| Securities gains (losses) | $251,000 | 965 |
| Applicable income taxes | $771,000 | 1,094 |
| Income before extraordinary items | $1,853,000 | 1,579 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,853,000 | 1,578 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,853,000 | 1,579 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $82,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $12,024,000 | 19 |
| Net operating income | $1,674,790 | 1,646 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 1,523 |
| Total interest expense | $195,000 | 4,509 |
| Net interest income | $4,337,000 | 1,283 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $698,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $296,000 | 1,193 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 1,748 |
| Total noninterest expense | $3,675,000 | 1,349 |
| Salaries and employee benefits | $2,216,000 | 1,178 |
| Premises and equipment expense | $359,000 | 1,662 |
| Additional noninterest expense | $1,100,000 | 1,528 |
| Pre-tax net operating income | $1,350,000 | 1,299 |
| Securities gains (losses) | $135,000 | 778 |
| Applicable income taxes | $436,000 | 1,000 |
| Income before extraordinary items | $1,049,000 | 1,388 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,049,000 | 1,389 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,049,000 | 1,389 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $41,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 316 |
| Net operating income | $953,150 | 1,440 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,108,000 | 1,747 |
| Total interest expense | $1,120,000 | 4,131 |
| Net interest income | $14,988,000 | 1,480 |
| Provision for loan and lease losses | $1,135,000 | 2,238 |
| Total noninterest income | $2,210,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $898,000 | 1,633 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,312,000 | 1,786 |
| Total noninterest expense | $13,020,000 | 1,500 |
| Salaries and employee benefits | $7,513,000 | 1,319 |
| Premises and equipment expense | $1,325,000 | 1,878 |
| Additional noninterest expense | $4,182,000 | 1,639 |
| Pre-tax net operating income | $3,043,000 | 1,813 |
| Securities gains (losses) | $1,177,000 | 374 |
| Applicable income taxes | $1,068,000 | 1,283 |
| Income before extraordinary items | $3,152,000 | 1,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,152,000 | 1,537 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,152,000 | 1,537 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $484,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $5,939,000 | 116 |
| Net operating income | $2,269,250 | 1,946 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,804,000 | 1,807 |
| Total interest expense | $889,000 | 4,122 |
| Net interest income | $10,915,000 | 1,543 |
| Provision for loan and lease losses | $570,000 | 2,689 |
| Total noninterest income | $1,441,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $633,000 | 1,717 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $808,000 | 2,025 |
| Total noninterest expense | $9,715,000 | 1,509 |
| Salaries and employee benefits | $5,601,000 | 1,329 |
| Premises and equipment expense | $973,000 | 1,924 |
| Additional noninterest expense | $3,141,000 | 1,622 |
| Pre-tax net operating income | $2,071,000 | 2,027 |
| Securities gains (losses) | $1,177,000 | 299 |
| Applicable income taxes | $1,057,000 | 1,041 |
| Income before extraordinary items | $2,191,000 | 1,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,191,000 | 1,700 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,191,000 | 1,700 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $443,000 | 1,935 |
| Sale, conversion, retirement of capital stock, net | $5,915,000 | 95 |
| Net operating income | $1,402,410 | 2,348 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,792,000 | 1,838 |
| Total interest expense | $629,000 | 4,083 |
| Net interest income | $7,163,000 | 1,571 |
| Provision for loan and lease losses | $535,000 | 2,230 |
| Total noninterest income | $947,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $389,000 | 1,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $558,000 | 1,951 |
| Total noninterest expense | $6,491,000 | 1,515 |
| Salaries and employee benefits | $3,691,000 | 1,355 |
| Premises and equipment expense | $616,000 | 2,048 |
| Additional noninterest expense | $2,184,000 | 1,585 |
| Pre-tax net operating income | $1,084,000 | 2,406 |
| Securities gains (losses) | $987,000 | 203 |
| Applicable income taxes | $644,000 | 1,083 |
| Income before extraordinary items | $1,427,000 | 1,691 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,427,000 | 1,691 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,427,000 | 1,691 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $270,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 421 |
| Net operating income | $745,970 | 2,714 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 1,912 |
| Total interest expense | $307,000 | 4,235 |
| Net interest income | $3,456,000 | 1,618 |
| Provision for loan and lease losses | $292,000 | 2,043 |
| Total noninterest income | $503,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $188,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $315,000 | 1,856 |
| Total noninterest expense | $3,150,000 | 1,567 |
| Salaries and employee benefits | $1,862,000 | 1,360 |
| Premises and equipment expense | $273,000 | 2,307 |
| Additional noninterest expense | $1,015,000 | 1,690 |
| Pre-tax net operating income | $517,000 | 2,496 |
| Securities gains (losses) | $304,000 | 250 |
| Applicable income taxes | $226,000 | 1,376 |
| Income before extraordinary items | $595,000 | 1,927 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $595,000 | 1,926 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $595,000 | 1,927 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $135,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 393 |
| Net operating income | $376,120 | 2,738 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,060,000 | 2,006 |
| Total interest expense | $1,260,000 | 4,692 |
| Net interest income | $13,800,000 | 1,617 |
| Provision for loan and lease losses | $1,209,000 | 2,764 |
| Total noninterest income | $1,058,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $570,000 | 2,398 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $488,000 | 3,231 |
| Total noninterest expense | $11,506,000 | 1,715 |
| Salaries and employee benefits | $6,475,000 | 1,519 |
| Premises and equipment expense | $1,120,000 | 2,255 |
| Additional noninterest expense | $3,911,000 | 1,847 |
| Pre-tax net operating income | $2,143,000 | 2,118 |
| Securities gains (losses) | $335,000 | 1,170 |
| Applicable income taxes | $738,000 | 1,501 |
| Income before extraordinary items | $1,740,000 | 2,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,740,000 | 2,254 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,740,000 | 2,256 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $518,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $498,000 | 475 |
| Net operating income | $1,505,500 | 2,415 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,283,000 | 2,052 |
| Total interest expense | $936,000 | 4,869 |
| Net interest income | $10,347,000 | 1,640 |
| Provision for loan and lease losses | $811,000 | 2,825 |
| Total noninterest income | $691,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $402,000 | 2,572 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $289,000 | 3,601 |
| Total noninterest expense | $8,511,000 | 1,740 |
| Salaries and employee benefits | $4,821,000 | 1,533 |
| Premises and equipment expense | $843,000 | 2,280 |
| Additional noninterest expense | $2,847,000 | 1,848 |
| Pre-tax net operating income | $1,716,000 | 2,138 |
| Securities gains (losses) | $187,000 | 1,426 |
| Applicable income taxes | $783,000 | 1,225 |
| Income before extraordinary items | $1,120,000 | 2,686 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,120,000 | 2,684 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,120,000 | 2,688 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $383,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $419,000 | 402 |
| Net operating income | $1,000,320 | 2,744 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,286,000 | 2,141 |
| Total interest expense | $586,000 | 5,120 |
| Net interest income | $6,700,000 | 1,679 |
| Provision for loan and lease losses | $448,000 | 3,038 |
| Total noninterest income | $408,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $240,000 | 2,789 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $168,000 | 3,808 |
| Total noninterest expense | $5,612,000 | 1,763 |
| Salaries and employee benefits | $3,203,000 | 1,542 |
| Premises and equipment expense | $558,000 | 2,313 |
| Additional noninterest expense | $1,851,000 | 1,877 |
| Pre-tax net operating income | $1,048,000 | 2,292 |
| Securities gains (losses) | $185,000 | 990 |
| Applicable income taxes | $516,000 | 1,187 |
| Income before extraordinary items | $717,000 | 2,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $717,000 | 2,707 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $717,000 | 2,711 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $248,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 438 |
| Net operating income | $598,600 | 2,962 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 2,173 |
| Total interest expense | $271,000 | 5,426 |
| Net interest income | $3,396,000 | 1,677 |
| Provision for loan and lease losses | $57,000 | 4,750 |
| Total noninterest income | $192,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $104,000 | 3,074 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $88,000 | 3,739 |
| Total noninterest expense | $2,738,000 | 1,820 |
| Salaries and employee benefits | $1,592,000 | 1,561 |
| Premises and equipment expense | $273,000 | 2,390 |
| Additional noninterest expense | $873,000 | 1,942 |
| Pre-tax net operating income | $793,000 | 1,632 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $328,000 | 976 |
| Income before extraordinary items | $467,000 | 2,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $467,000 | 2,262 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $467,000 | 2,263 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $113,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 324 |
| Net operating income | $465,720 | 2,182 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,483,000 | 2,640 |
| Total interest expense | $960,000 | 6,106 |
| Net interest income | $11,523,000 | 1,924 |
| Provision for loan and lease losses | $720,000 | 3,994 |
| Total noninterest income | $733,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $354,000 | 3,565 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $379,000 | 3,629 |
| Total noninterest expense | $10,287,000 | 1,969 |
| Salaries and employee benefits | $6,103,000 | 1,626 |
| Premises and equipment expense | $1,020,000 | 2,528 |
| Additional noninterest expense | $3,164,000 | 2,240 |
| Pre-tax net operating income | $1,249,000 | 2,644 |
| Securities gains (losses) | $154,000 | 1,770 |
| Applicable income taxes | $-611,000 | 7,115 |
| Income before extraordinary items | $2,014,000 | 1,668 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,014,000 | 1,667 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,014,000 | 1,668 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $181,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $10,929,000 | 86 |
| Net operating income | $1,860,000 | 1,754 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,746,000 | 2,871 |
| Total interest expense | $669,000 | 6,387 |
| Net interest income | $8,077,000 | 2,037 |
| Provision for loan and lease losses | $389,000 | 4,224 |
| Total noninterest income | $470,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $256,000 | 3,647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $214,000 | 4,172 |
| Total noninterest expense | $7,591,000 | 1,982 |
| Salaries and employee benefits | $4,548,000 | 1,650 |
| Premises and equipment expense | $746,000 | 2,617 |
| Additional noninterest expense | $2,297,000 | 2,268 |
| Pre-tax net operating income | $567,000 | 3,703 |
| Securities gains (losses) | $102,000 | 1,825 |
| Applicable income taxes | $-424,000 | 7,298 |
| Income before extraordinary items | $1,093,000 | 2,332 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,093,000 | 2,328 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,093,000 | 2,331 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $121,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $4,889,000 | 158 |
| Net operating income | $991,000 | 2,446 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 3,040 |
| Total interest expense | $427,000 | 6,585 |
| Net interest income | $5,093,000 | 2,146 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $316,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $166,000 | 3,694 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $150,000 | 4,122 |
| Total noninterest expense | $5,065,000 | 2,008 |
| Salaries and employee benefits | $3,048,000 | 1,678 |
| Premises and equipment expense | $488,000 | 2,693 |
| Additional noninterest expense | $1,529,000 | 2,296 |
| Pre-tax net operating income | $184,000 | 4,744 |
| Securities gains (losses) | $102,000 | 1,478 |
| Applicable income taxes | $-202,000 | 7,302 |
| Income before extraordinary items | $488,000 | 3,138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 3,136 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $488,000 | 3,137 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $61,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $4,840,000 | 114 |
| Net operating income | $386,000 | 3,421 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 3,231 |
| Total interest expense | $203,000 | 6,784 |
| Net interest income | $2,396,000 | 2,282 |
| Provision for loan and lease losses | $32,000 | 5,364 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $2,403,000 | 2,054 |
| Salaries and employee benefits | $1,511,000 | 1,712 |
| Premises and equipment expense | $245,000 | 2,713 |
| Additional noninterest expense | $647,000 | 2,397 |
| Pre-tax net operating income | $100,000 | 5,035 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-11,000 | 7,207 |
| Income before extraordinary items | $111,000 | 4,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $111,000 | 4,806 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $111,000 | 4,805 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $4,590,000 | 64 |
| Net operating income | $111,000 | 4,635 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,175,000 | 3,753 |
| Total interest expense | $1,360,000 | 6,183 |
| Net interest income | $7,815,000 | 2,774 |
| Provision for loan and lease losses | $646,000 | 3,370 |
| Total noninterest income | $566,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $157,000 | 5,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $409,000 | 3,544 |
| Total noninterest expense | $8,389,000 | 2,285 |
| Salaries and employee benefits | $4,982,000 | 2,041 |
| Premises and equipment expense | $917,000 | 2,830 |
| Additional noninterest expense | $2,490,000 | 2,351 |
| Pre-tax net operating income | $-654,000 | 6,845 |
| Securities gains (losses) | $26,000 | 2,023 |
| Applicable income taxes | $-249,000 | 7,272 |
| Income before extraordinary items | $-379,000 | 6,632 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-379,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,093,000 | 414 |
| Net operating income | $-395,640 | 6,781 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 3,860 |
| Total interest expense | $1,065,000 | 6,202 |
| Net interest income | $5,685,000 | 2,870 |
| Provision for loan and lease losses | $345,000 | 3,316 |
| Total noninterest income | $357,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $95,000 | 5,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $262,000 | 3,937 |
| Total noninterest expense | $6,004,000 | 2,370 |
| Salaries and employee benefits | $3,613,000 | 2,126 |
| Premises and equipment expense | $682,000 | 2,872 |
| Additional noninterest expense | $1,709,000 | 2,482 |
| Pre-tax net operating income | $-307,000 | 7,120 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-302,000 | 7,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-302,000 | 7,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $917,000 | 314 |
| Net operating income | $-308,000 | 7,178 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 4,024 |
| Total interest expense | $714,000 | 6,318 |
| Net interest income | $3,626,000 | 2,967 |
| Provision for loan and lease losses | $224,000 | 2,977 |
| Total noninterest income | $181,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $41,000 | 6,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $140,000 | 4,423 |
| Total noninterest expense | $3,818,000 | 2,486 |
| Salaries and employee benefits | $2,274,000 | 2,283 |
| Premises and equipment expense | $448,000 | 2,919 |
| Additional noninterest expense | $1,096,000 | 2,530 |
| Pre-tax net operating income | $-235,000 | 7,359 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-236,000 | 7,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-236,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $496,000 | 263 |
| Net operating income | $-236,000 | 7,431 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 4,059 |
| Total interest expense | $435,000 | 6,079 |
| Net interest income | $1,772,000 | 3,032 |
| Provision for loan and lease losses | $110,000 | 2,589 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $1,937,000 | 2,440 |
| Salaries and employee benefits | $1,154,000 | 2,280 |
| Premises and equipment expense | $222,000 | 2,948 |
| Additional noninterest expense | $561,000 | 2,456 |
| Pre-tax net operating income | $-219,000 | 7,795 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-219,000 | 7,873 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-219,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 198 |
| Net operating income | $-219,000 | 7,842 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,559,000 | 4,529 |
| Total interest expense | $2,337,000 | 5,449 |
| Net interest income | $5,222,000 | 3,861 |
| Provision for loan and lease losses | $626,000 | 1,994 |
| Total noninterest income | $116,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $7,000 | 7,355 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $109,000 | 6,081 |
| Total noninterest expense | $6,210,000 | 2,874 |
| Salaries and employee benefits | $3,844,000 | 2,578 |
| Premises and equipment expense | $660,000 | 3,591 |
| Additional noninterest expense | $1,706,000 | 3,073 |
| Pre-tax net operating income | $-1,498,000 | 8,190 |
| Securities gains (losses) | $38,000 | 889 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,461,000 | 8,228 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,461,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $910,000 | 448 |
| Net operating income | $-1,499,000 | 8,225 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 4,630 |
| Total interest expense | $1,670,000 | 5,590 |
| Net interest income | $3,826,000 | 3,947 |
| Provision for loan and lease losses | $406,000 | 1,830 |
| Total noninterest income | $76,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,429 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $73,000 | 6,288 |
| Total noninterest expense | $4,778,000 | 2,776 |
| Salaries and employee benefits | $3,023,000 | 2,481 |
| Premises and equipment expense | $448,000 | 3,841 |
| Additional noninterest expense | $1,307,000 | 2,962 |
| Pre-tax net operating income | $-1,282,000 | 8,350 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-1,283,000 | 8,381 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,283,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $557,000 | 390 |
| Net operating income | $-1,283,000 | 8,372 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 4,893 |
| Total interest expense | $972,000 | 5,941 |
| Net interest income | $2,380,000 | 4,189 |
| Provision for loan and lease losses | $249,000 | 1,826 |
| Total noninterest income | $39,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,000 | 7,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $3,079,000 | 2,907 |
| Salaries and employee benefits | $1,969,000 | 2,557 |
| Premises and equipment expense | $293,000 | 3,904 |
| Additional noninterest expense | $817,000 | 3,132 |
| Pre-tax net operating income | $-909,000 | 8,437 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-910,000 | 8,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-910,000 | 8,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 343 |
| Net operating income | $-910,000 | 8,456 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 5,168 |
| Total interest expense | $428,000 | 6,234 |
| Net interest income | $1,107,000 | 4,394 |
| Provision for loan and lease losses | $55,000 | 2,982 |
| Total noninterest income | $8,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $1,484,000 | 3,011 |
| Salaries and employee benefits | $962,000 | 2,633 |
| Premises and equipment expense | $143,000 | 3,992 |
| Additional noninterest expense | $379,000 | 3,316 |
| Pre-tax net operating income | $-424,000 | 8,486 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-424,000 | 8,506 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-424,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 257 |
| Net operating income | $-424,000 | 8,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 7,663 |
| Total interest expense | $355,000 | 8,190 |
| Net interest income | $1,494,000 | 7,180 |
| Provision for loan and lease losses | $263,000 | 3,013 |
| Total noninterest income | $2,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $3,485,000 | 4,414 |
| Salaries and employee benefits | $2,114,000 | 4,104 |
| Premises and equipment expense | $286,000 | 5,856 |
| Additional noninterest expense | $1,085,000 | 4,257 |
| Pre-tax net operating income | $-2,252,000 | 8,596 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-2,252,000 | 8,607 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,252,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $27,711,000 | 48 |
| Net operating income | $-2,252,000 | 8,601 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 8,386 |
| Total interest expense | $78,000 | 8,589 |
| Net interest income | $632,000 | 8,120 |
| Provision for loan and lease losses | $145,000 | 3,470 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $2,107,000 | 5,090 |
| Salaries and employee benefits | $1,254,000 | 4,833 |
| Premises and equipment expense | $199,000 | 6,088 |
| Additional noninterest expense | $654,000 | 4,944 |
| Pre-tax net operating income | $-1,619,000 | 8,668 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,619,000 | 8,684 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,619,000 | 8,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $27,524,000 | 33 |
| Net operating income | $-1,619,000 | 8,673 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.