Home > 1st Community Bank > Income and Expense
1st Community Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 3,052 |
| Total interest expense | $919,000 | 2,167 |
| Net interest income | $1,345,000 | 3,555 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $315,000 | 3,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $315,000 | 1,824 |
| Total noninterest expense | $1,384,000 | 2,835 |
| Salaries and employee benefits | $740,000 | 2,866 |
| Premises and equipment expense | $326,000 | 1,794 |
| Additional noninterest expense | $318,000 | 3,565 |
| Pre-tax net operating income | $-24,000 | 8,666 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-8,000 | 8,847 |
| Income before extraordinary items | $-16,000 | 8,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-16,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 436 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-16,000 | 8,624 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 2,689 |
| Total interest expense | $4,040,000 | 2,199 |
| Net interest income | $6,476,000 | 2,971 |
| Provision for loan and lease losses | $375,000 | 2,706 |
| Total noninterest income | $1,448,000 | 2,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,448,000 | 1,866 |
| Total noninterest expense | $5,533,000 | 2,801 |
| Salaries and employee benefits | $3,103,000 | 2,696 |
| Premises and equipment expense | $1,258,000 | 1,814 |
| Additional noninterest expense | $1,172,000 | 3,788 |
| Pre-tax net operating income | $2,016,000 | 3,381 |
| Securities gains (losses) | $196,000 | 1,357 |
| Applicable income taxes | $604,000 | 3,050 |
| Income before extraordinary items | $1,608,000 | 3,391 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,608,000 | 3,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,464,920 | 3,463 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 2,707 |
| Total interest expense | $3,077,000 | 2,240 |
| Net interest income | $4,870,000 | 2,970 |
| Provision for loan and lease losses | $375,000 | 2,114 |
| Total noninterest income | $1,097,000 | 2,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,097,000 | 1,918 |
| Total noninterest expense | $4,373,000 | 2,664 |
| Salaries and employee benefits | $2,386,000 | 2,646 |
| Premises and equipment expense | $1,062,000 | 1,616 |
| Additional noninterest expense | $925,000 | 3,631 |
| Pre-tax net operating income | $1,219,000 | 4,024 |
| Securities gains (losses) | $154,000 | 1,405 |
| Applicable income taxes | $365,000 | 3,561 |
| Income before extraordinary items | $1,008,000 | 3,961 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,008,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,080 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $895,580 | 4,135 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 2,709 |
| Total interest expense | $2,063,000 | 2,299 |
| Net interest income | $3,284,000 | 2,927 |
| Provision for loan and lease losses | $375,000 | 1,474 |
| Total noninterest income | $781,000 | 2,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $781,000 | 1,818 |
| Total noninterest expense | $2,945,000 | 2,644 |
| Salaries and employee benefits | $1,638,000 | 2,560 |
| Premises and equipment expense | $667,000 | 1,704 |
| Additional noninterest expense | $640,000 | 3,508 |
| Pre-tax net operating income | $745,000 | 4,262 |
| Securities gains (losses) | $154,000 | 1,212 |
| Applicable income taxes | $268,000 | 3,431 |
| Income before extraordinary items | $631,000 | 4,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $631,000 | 4,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $523,200 | 4,476 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 2,711 |
| Total interest expense | $1,050,000 | 2,320 |
| Net interest income | $1,640,000 | 2,918 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $472,000 | 2,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $472,000 | 1,548 |
| Total noninterest expense | $1,539,000 | 2,515 |
| Salaries and employee benefits | $805,000 | 2,607 |
| Premises and equipment expense | $348,000 | 1,649 |
| Additional noninterest expense | $386,000 | 2,946 |
| Pre-tax net operating income | $348,000 | 4,413 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $145,000 | 3,277 |
| Income before extraordinary items | $277,000 | 4,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $228,160 | 4,771 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,201,000 | 2,717 |
| Total interest expense | $4,905,000 | 2,288 |
| Net interest income | $6,296,000 | 3,013 |
| Provision for loan and lease losses | $708,000 | 1,810 |
| Total noninterest income | $1,532,000 | 2,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,532,000 | 1,624 |
| Total noninterest expense | $5,826,000 | 2,530 |
| Salaries and employee benefits | $3,296,000 | 2,418 |
| Premises and equipment expense | $1,241,000 | 1,785 |
| Additional noninterest expense | $1,289,000 | 3,408 |
| Pre-tax net operating income | $1,294,000 | 4,504 |
| Securities gains (losses) | $39,000 | 2,625 |
| Applicable income taxes | $509,000 | 3,410 |
| Income before extraordinary items | $824,000 | 5,117 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $824,000 | 5,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,463 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $799,040 | 5,074 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,390,000 | 2,738 |
| Total interest expense | $6,331,000 | 2,526 |
| Net interest income | $6,059,000 | 2,928 |
| Provision for loan and lease losses | $135,000 | 4,984 |
| Total noninterest income | $1,621,000 | 2,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,621,000 | 1,437 |
| Total noninterest expense | $5,221,000 | 2,719 |
| Salaries and employee benefits | $3,182,000 | 2,362 |
| Premises and equipment expense | $1,017,000 | 2,098 |
| Additional noninterest expense | $1,022,000 | 3,995 |
| Pre-tax net operating income | $2,324,000 | 2,823 |
| Securities gains (losses) | $60,000 | 2,191 |
| Applicable income taxes | $889,000 | 2,258 |
| Income before extraordinary items | $1,495,000 | 3,238 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,495,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $243,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,456,600 | 3,187 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,301,000 | 3,057 |
| Total interest expense | $5,555,000 | 2,995 |
| Net interest income | $5,746,000 | 3,067 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,206,000 | 2,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,206,000 | 1,649 |
| Total noninterest expense | $4,754,000 | 2,853 |
| Salaries and employee benefits | $2,879,000 | 2,479 |
| Premises and equipment expense | $972,000 | 2,120 |
| Additional noninterest expense | $903,000 | 4,323 |
| Pre-tax net operating income | $2,198,000 | 3,083 |
| Securities gains (losses) | $-55,000 | 9,236 |
| Applicable income taxes | $739,000 | 2,671 |
| Income before extraordinary items | $1,404,000 | 3,425 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,404,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $249,000 | 4,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,440,300 | 3,347 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 3,753 |
| Total interest expense | $3,609,000 | 3,941 |
| Net interest income | $4,756,000 | 3,614 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,537,000 | 2,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,537,000 | 1,375 |
| Total noninterest expense | $4,485,000 | 2,991 |
| Salaries and employee benefits | $2,586,000 | 2,711 |
| Premises and equipment expense | $950,000 | 2,155 |
| Additional noninterest expense | $949,000 | 4,187 |
| Pre-tax net operating income | $1,808,000 | 3,599 |
| Securities gains (losses) | $26,000 | 1,258 |
| Applicable income taxes | $697,000 | 2,907 |
| Income before extraordinary items | $1,137,000 | 4,032 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,137,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 10,091 |
| Cash dividends | $230,000 | 5,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,120,360 | 4,041 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 4,162 |
| Total interest expense | $3,255,000 | 4,425 |
| Net interest income | $4,237,000 | 3,943 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,122,000 | 2,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,122,000 | 1,706 |
| Total noninterest expense | $3,855,000 | 3,326 |
| Salaries and employee benefits | $2,190,000 | 3,064 |
| Premises and equipment expense | $819,000 | 2,394 |
| Additional noninterest expense | $846,000 | 4,494 |
| Pre-tax net operating income | $1,504,000 | 4,180 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $473,000 | 3,987 |
| Income before extraordinary items | $1,040,000 | 4,369 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,040,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 10,227 |
| Cash dividends | $1,263,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,033,790 | 4,296 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 4,580 |
| Total interest expense | $2,785,000 | 5,003 |
| Net interest income | $4,063,000 | 4,186 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,208,000 | 2,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,208,000 | 1,546 |
| Total noninterest expense | $3,589,000 | 3,526 |
| Salaries and employee benefits | $1,832,000 | 3,576 |
| Premises and equipment expense | $766,000 | 2,518 |
| Additional noninterest expense | $991,000 | 3,945 |
| Pre-tax net operating income | $1,682,000 | 4,068 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $530,000 | 4,043 |
| Income before extraordinary items | $1,161,000 | 4,170 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,161,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,872 |
| Cash dividends | $367,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,154,790 | 4,127 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 4,689 |
| Total interest expense | $2,505,000 | 5,507 |
| Net interest income | $4,293,000 | 4,038 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $745,000 | 3,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,481 |
| Total noninterest expense | $3,184,000 | 4,104 |
| Salaries and employee benefits | $1,584,000 | 4,103 |
| Premises and equipment expense | $402,000 | 4,517 |
| Additional noninterest expense | $1,198,000 | 3,788 |
| Pre-tax net operating income | $1,854,000 | 3,622 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $549,000 | 3,849 |
| Income before extraordinary items | $1,319,000 | 3,586 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,319,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,037 |
| Cash dividends | $237,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,309,060 | 3,560 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 5,016 |
| Total interest expense | $2,357,000 | 5,799 |
| Net interest income | $3,898,000 | 4,409 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $600,000 | 4,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $3,093,000 | 4,176 |
| Salaries and employee benefits | $1,678,000 | 3,865 |
| Premises and equipment expense | $444,000 | 4,153 |
| Additional noninterest expense | $971,000 | 4,469 |
| Pre-tax net operating income | $1,405,000 | 4,678 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $473,000 | 4,366 |
| Income before extraordinary items | $919,000 | 4,909 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $919,000 | 4,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 11,441 |
| Cash dividends | $158,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $927,580 | 4,863 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,460 |
| Total interest expense | $1,808,000 | 6,048 |
| Net interest income | $3,420,000 | 5,044 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $677,000 | 4,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $602,000 | 2,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $2,994,000 | 4,417 |
| Salaries and employee benefits | $1,640,000 | 3,945 |
| Premises and equipment expense | $375,000 | 4,835 |
| Additional noninterest expense | $979,000 | 4,796 |
| Pre-tax net operating income | $1,103,000 | 5,555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $279,000 | 6,136 |
| Income before extraordinary items | $824,000 | 5,251 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $824,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 12,194 |
| Cash dividends | $119,000 | 6,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $824,000 | 5,303 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 5,887 |
| Total interest expense | $1,905,000 | 6,078 |
| Net interest income | $2,992,000 | 5,665 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $821,000 | 3,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $612,000 | 2,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,530 |
| Total noninterest expense | $2,961,000 | 4,569 |
| Salaries and employee benefits | $1,507,000 | 4,256 |
| Premises and equipment expense | $367,000 | 5,048 |
| Additional noninterest expense | $1,087,000 | 4,587 |
| Pre-tax net operating income | $852,000 | 6,563 |
| Securities gains (losses) | $-80,000 | 13,150 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $579,000 | 6,937 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $579,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $639,000 | 6,256 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 6,096 |
| Total interest expense | $2,555,000 | 5,885 |
| Net interest income | $2,735,000 | 6,147 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $730,000 | 4,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,528 |
| Total noninterest expense | $3,178,000 | 4,283 |
| Salaries and employee benefits | $1,570,000 | 4,051 |
| Premises and equipment expense | $344,000 | 5,436 |
| Additional noninterest expense | $1,264,000 | 4,141 |
| Pre-tax net operating income | $287,000 | 10,263 |
| Securities gains (losses) | $396,000 | 1,294 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $564,000 | 6,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $564,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,500 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $235,320 | 9,743 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.