Home > 1st Commonwealth Bank of Virginia > Income and Expense

1st Commonwealth Bank of Virginia, Income and Expense

2012-09-30 (YTD Data)Rank
Total interest income$1,699,0006,067
Total interest expense$499,0004,650
Net interest income$1,200,0006,295
Provision for loan and lease losses$49,0004,964
Total noninterest income$1,383,0002,300
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$13,0006,792
Trading account gains and fees$0157
Additional Noninterest Income$1,370,0001,612
Total noninterest expense$3,928,0003,376
Salaries and employee benefits$2,168,0003,234
Premises and equipment expense$553,0002,953
Additional noninterest expense$1,207,0003,647
Pre-tax net operating income$-1,394,0006,908
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-1,394,0006,939
Extraordinary gains, net$020
Net income$-1,394,0006,936
Minority interest net income$086
Net income of bank and minority interests.$-1,394,0006,938
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,394,0006,910
2012-06-30 (YTD Data)Rank
Total interest income$1,073,0006,184
Total interest expense$332,0004,761
Net interest income$741,0006,438
Provision for loan and lease losses$19,0005,163
Total noninterest income$1,105,0002,019
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$6,0006,903
Trading account gains and fees$0153
Additional Noninterest Income$1,099,0001,427
Total noninterest expense$2,426,0003,587
Salaries and employee benefits$1,446,0003,246
Premises and equipment expense$307,0003,381
Additional noninterest expense$673,0004,103
Pre-tax net operating income$-599,0006,855
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-599,0006,904
Extraordinary gains, net$019
Net income$-599,0006,903
Minority interest net income$084
Net income of bank and minority interests.$-599,0006,904
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-599,0006,869
2012-03-31 (YTD Data)Rank
Total interest income$550,0006,200
Total interest expense$166,0004,887
Net interest income$384,0006,444
Provision for loan and lease losses$13,0004,765
Total noninterest income$598,0001,908
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,0006,990
Trading account gains and fees$0148
Additional Noninterest Income$596,0001,333
Total noninterest expense$1,168,0003,704
Salaries and employee benefits$757,0003,154
Premises and equipment expense$152,0003,426
Additional noninterest expense$259,0004,775
Pre-tax net operating income$-199,0006,842
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-199,0006,902
Extraordinary gains, net$019
Net income$-199,0006,903
Minority interest net income$078
Net income of bank and minority interests.$-199,0006,903
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-199,0006,861
2011-12-31 (YTD Data)Rank
Total interest income$1,885,0006,524
Total interest expense$610,0005,487
Net interest income$1,275,0006,712
Provision for loan and lease losses$100,0005,330
Total noninterest income$1,212,0002,774
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$12,0006,826
Trading account gains and fees$0146
Additional Noninterest Income$1,200,0001,909
Total noninterest expense$4,053,0004,081
Salaries and employee benefits$2,378,0003,705
Premises and equipment expense$902,0002,638
Additional noninterest expense$773,0005,470
Pre-tax net operating income$-1,666,0006,735
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-1,666,0006,789
Extraordinary gains, net$029
Net income$-1,666,0006,789
Minority interest net income$096
Net income of bank and minority interests.$-1,666,0006,789
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$72,000736
Net operating income$-1,666,0006,760
2011-09-30 (YTD Data)Rank
Total interest income$1,353,0006,643
Total interest expense$460,0005,598
Net interest income$893,0006,842
Provision for loan and lease losses$93,0005,019
Total noninterest income$714,0003,218
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,0006,895
Trading account gains and fees$0145
Additional Noninterest Income$706,0002,207
Total noninterest expense$2,921,0004,183
Salaries and employee benefits$1,672,0003,888
Premises and equipment expense$676,0002,660
Additional noninterest expense$573,0005,539
Pre-tax net operating income$-1,407,0006,900
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,407,0006,962
Extraordinary gains, net$021
Net income$-1,407,0006,963
Minority interest net income$087
Net income of bank and minority interests.$-1,407,0006,963
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$57,000681
Net operating income$-1,407,0006,933
2011-06-30 (YTD Data)Rank
Total interest income$829,0006,800
Total interest expense$309,0005,692
Net interest income$520,0007,032
Provision for loan and lease losses$74,0004,743
Total noninterest income$294,0004,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0006,994
Trading account gains and fees$0153
Additional Noninterest Income$291,0002,919
Total noninterest expense$1,849,0004,373
Salaries and employee benefits$1,039,0004,099
Premises and equipment expense$449,0002,675
Additional noninterest expense$361,0005,739
Pre-tax net operating income$-1,109,0007,010
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-1,109,0007,062
Extraordinary gains, net$015
Net income$-1,109,0007,061
Minority interest net income$089
Net income of bank and minority interests.$-1,109,0007,062
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$57,000520
Net operating income$-1,109,0007,046
2011-03-31 (YTD Data)Rank
Total interest income$388,0006,912
Total interest expense$161,0005,704
Net interest income$227,0007,178
Provision for loan and lease losses$05,840
Total noninterest income$113,0004,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$113,0003,364
Total noninterest expense$957,0004,304
Salaries and employee benefits$507,0004,185
Premises and equipment expense$220,0002,768
Additional noninterest expense$230,0005,206
Pre-tax net operating income$-617,0007,139
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-617,0007,179
Extraordinary gains, net$09
Net income$-617,0007,180
Minority interest net income$086
Net income of bank and minority interests.$-617,0007,180
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$31,000448
Net operating income$-617,0007,169
2010-12-31 (YTD Data)Rank
Total interest income$1,826,0006,834
Total interest expense$1,085,0005,046
Net interest income$741,0007,363
Provision for loan and lease losses$125,0005,810
Total noninterest income$2,985,0001,557
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$2,985,0001,071
Total noninterest expense$5,590,0003,294
Salaries and employee benefits$4,097,0002,355
Premises and equipment expense$766,0003,082
Additional noninterest expense$727,0005,821
Pre-tax net operating income$-1,989,0006,769
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-1,989,0006,848
Extraordinary gains, net$029
Net income$-1,989,0006,848
Minority interest net income$0111
Net income of bank and minority interests.$-1,989,0006,849
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,989,0006,825
2010-09-30 (YTD Data)Rank
Total interest income$1,441,0006,877
Total interest expense$915,0004,935
Net interest income$526,0007,498
Provision for loan and lease losses$112,0005,579
Total noninterest income$2,833,0001,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,833,000861
Total noninterest expense$4,681,0003,009
Salaries and employee benefits$3,539,0002,041
Premises and equipment expense$611,0002,990
Additional noninterest expense$531,0005,906
Pre-tax net operating income$-1,434,0006,930
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-1,434,0007,032
Extraordinary gains, net$023
Net income$-1,434,0007,031
Minority interest net income$0110
Net income of bank and minority interests.$-1,434,0007,032
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,434,0006,996
2010-06-30 (YTD Data)Rank
Total interest income$988,0006,893
Total interest expense$638,0004,918
Net interest income$350,0007,550
Provision for loan and lease losses$87,0005,326
Total noninterest income$2,615,0001,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,615,000655
Total noninterest expense$3,560,0002,692
Salaries and employee benefits$2,780,0001,766
Premises and equipment expense$409,0003,009
Additional noninterest expense$371,0005,824
Pre-tax net operating income$-682,0006,863
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-682,0006,956
Extraordinary gains, net$019
Net income$-682,0006,956
Minority interest net income$0105
Net income of bank and minority interests.$-682,0006,956
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-682,0006,921
2010-03-31 (YTD Data)Rank
Total interest income$372,0007,331
Total interest expense$329,0004,969
Net interest income$43,0007,891
Provision for loan and lease losses$64,0004,529
Total noninterest income$1,068,0001,162
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,068,000754
Total noninterest expense$1,493,0003,161
Salaries and employee benefits$1,191,0002,068
Premises and equipment expense$190,0003,254
Additional noninterest expense$112,0006,846
Pre-tax net operating income$-446,0007,139
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-446,0007,219
Extraordinary gains, net$016
Net income$-446,0007,221
Minority interest net income$091
Net income of bank and minority interests.$-446,0007,220
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-446,0007,197
2009-12-31 (YTD Data)Rank
Total interest income$565,0007,882
Total interest expense$551,0007,018
Net interest income$14,0007,998
Provision for loan and lease losses$129,0006,192
Total noninterest income$764,0003,861
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$764,0002,534
Total noninterest expense$3,005,0005,172
Salaries and employee benefits$2,006,0004,359
Premises and equipment expense$587,0003,934
Additional noninterest expense$412,0007,062
Pre-tax net operating income$-2,356,0006,731
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-2,356,0006,849
Extraordinary gains, net$034
Net income$-2,356,0006,846
Minority interest net income$0115
Net income of bank and minority interests.$-2,356,0006,847
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,356,0006,850
2009-09-30 (YTD Data)Rank
Total interest income$276,0008,028
Total interest expense$234,0007,665
Net interest income$42,0008,071
Provision for loan and lease losses$49,0006,556
Total noninterest income$180,0006,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$180,0004,456
Total noninterest expense$1,832,0005,764
Salaries and employee benefits$1,122,0005,246
Premises and equipment expense$457,0003,868
Additional noninterest expense$253,0007,331
Pre-tax net operating income$-1,659,0006,932
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,659,0007,056
Extraordinary gains, net$027
Net income$-1,659,0007,054
Minority interest net income$0118
Net income of bank and minority interests.$-1,659,0007,055
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,659,0007,046
2009-06-30 (YTD Data)Rank
Total interest income$98,0008,150
Total interest expense$59,0008,070
Net interest income$39,0008,154
Provision for loan and lease losses$9,0006,955
Total noninterest income$07,938
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$07,720
Total noninterest expense$918,0006,491
Salaries and employee benefits$526,0006,231
Premises and equipment expense$266,0004,291
Additional noninterest expense$126,0007,692
Pre-tax net operating income$-888,0006,952
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-888,0007,088
Extraordinary gains, net$021
Net income$-888,0007,088
Minority interest net income$0112
Net income of bank and minority interests.$-888,0007,088
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-888,0007,070
2009-03-31 (YTD Data)Rank
Total interest income$16,0008,231
Total interest expense$2,0008,221
Net interest income$14,0008,213
Provision for loan and lease losses$06,744
Total noninterest income$08,039
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$245,0007,541
Salaries and employee benefits$134,0007,526
Premises and equipment expense$62,0006,236
Additional noninterest expense$49,0007,870
Pre-tax net operating income$-231,0006,941
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-231,0007,086
Extraordinary gains, net$015
Net income$-231,0007,087
Minority interest net income$0102
Net income of bank and minority interests.$-231,0007,087
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-231,0007,017

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.