Home > 1st Commerce Bank > Income and Expense
1st Commerce Bank, Income and Expense
2013-03-31 (YTD Data) | Rank | |
Total interest income | $222,000 | 6,755 |
Total interest expense | $34,000 | 6,476 |
Net interest income | $188,000 | 6,761 |
Provision for loan and lease losses | $-250,000 | 6,909 |
Total noninterest income | $18,000 | 6,533 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $9,000 | 6,313 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $9,000 | 6,201 |
Total noninterest expense | $382,000 | 5,992 |
Salaries and employee benefits | $93,000 | 6,766 |
Premises and equipment expense | $73,000 | 4,984 |
Additional noninterest expense | $216,000 | 4,988 |
Pre-tax net operating income | $74,000 | 5,587 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $0 | 4,602 |
Income before extraordinary items | $74,000 | 5,555 |
Extraordinary gains, net | $0 | 10 |
Net income | $74,000 | 5,557 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $74,000 | 5,557 |
Net charge-offs | $-15,000 | 6,346 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $74,000 | 5,456 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $929,000 | 6,822 |
Total interest expense | $152,000 | 6,608 |
Net interest income | $777,000 | 6,817 |
Provision for loan and lease losses | $45,000 | 5,250 |
Total noninterest income | $208,000 | 5,651 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $47,000 | 6,271 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $161,000 | 4,860 |
Total noninterest expense | $1,534,000 | 6,063 |
Salaries and employee benefits | $334,000 | 6,881 |
Premises and equipment expense | $291,000 | 5,033 |
Additional noninterest expense | $909,000 | 4,998 |
Pre-tax net operating income | $-594,000 | 6,537 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $0 | 4,751 |
Income before extraordinary items | $-594,000 | 6,615 |
Extraordinary gains, net | $0 | 29 |
Net income | $-594,000 | 6,609 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $-594,000 | 6,611 |
Net charge-offs | $472,000 | 2,726 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $-594,000 | 6,563 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $690,000 | 6,928 |
Total interest expense | $114,000 | 6,731 |
Net interest income | $576,000 | 6,928 |
Provision for loan and lease losses | $44,000 | 5,067 |
Total noninterest income | $184,000 | 5,519 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $35,000 | 6,358 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $149,000 | 4,643 |
Total noninterest expense | $1,146,000 | 6,119 |
Salaries and employee benefits | $230,000 | 7,003 |
Premises and equipment expense | $219,000 | 5,097 |
Additional noninterest expense | $697,000 | 5,010 |
Pre-tax net operating income | $-430,000 | 6,650 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $-430,000 | 6,732 |
Extraordinary gains, net | $0 | 20 |
Net income | $-430,000 | 6,730 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-430,000 | 6,730 |
Net charge-offs | $433,000 | 2,364 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $-430,000 | 6,668 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $456,000 | 6,992 |
Total interest expense | $78,000 | 6,790 |
Net interest income | $378,000 | 6,994 |
Provision for loan and lease losses | $44,000 | 4,691 |
Total noninterest income | $69,000 | 6,153 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $23,000 | 6,408 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $46,000 | 5,533 |
Total noninterest expense | $739,000 | 6,231 |
Salaries and employee benefits | $123,000 | 7,141 |
Premises and equipment expense | $146,000 | 5,107 |
Additional noninterest expense | $470,000 | 5,012 |
Pre-tax net operating income | $-336,000 | 6,719 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $-336,000 | 6,797 |
Extraordinary gains, net | $0 | 19 |
Net income | $-336,000 | 6,797 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-336,000 | 6,797 |
Net charge-offs | $103,000 | 3,380 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $-336,000 | 6,742 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $239,000 | 7,035 |
Total interest expense | $39,000 | 6,879 |
Net interest income | $200,000 | 7,021 |
Provision for loan and lease losses | $44,000 | 3,876 |
Total noninterest income | $25,000 | 6,484 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $11,000 | 6,444 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $14,000 | 6,009 |
Total noninterest expense | $396,000 | 6,159 |
Salaries and employee benefits | $92,000 | 7,039 |
Premises and equipment expense | $73,000 | 5,148 |
Additional noninterest expense | $231,000 | 5,055 |
Pre-tax net operating income | $-215,000 | 6,859 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $-215,000 | 6,915 |
Extraordinary gains, net | $0 | 19 |
Net income | $-215,000 | 6,916 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $-215,000 | 6,916 |
Net charge-offs | $129,000 | 2,229 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $-215,000 | 6,877 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $1,120,000 | 7,017 |
Total interest expense | $267,000 | 6,665 |
Net interest income | $853,000 | 7,035 |
Provision for loan and lease losses | $716,000 | 2,914 |
Total noninterest income | $-693,000 | 7,222 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $51,000 | 6,308 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $-744,000 | 7,153 |
Total noninterest expense | $2,031,000 | 5,795 |
Salaries and employee benefits | $549,000 | 6,806 |
Premises and equipment expense | $287,000 | 5,334 |
Additional noninterest expense | $1,195,000 | 4,458 |
Pre-tax net operating income | $-2,587,000 | 6,872 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $0 | 4,719 |
Income before extraordinary items | $-2,587,000 | 6,906 |
Extraordinary gains, net | $0 | 29 |
Net income | $-2,587,000 | 6,905 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-2,587,000 | 6,906 |
Net charge-offs | $632,000 | 2,894 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $-2,587,000 | 6,887 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $890,000 | 7,041 |
Total interest expense | $216,000 | 6,698 |
Net interest income | $674,000 | 7,086 |
Provision for loan and lease losses | $715,000 | 2,416 |
Total noninterest income | $-581,000 | 7,309 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $39,000 | 6,331 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $-620,000 | 7,262 |
Total noninterest expense | $1,553,000 | 5,775 |
Salaries and employee benefits | $413,000 | 6,834 |
Premises and equipment expense | $215,000 | 5,376 |
Additional noninterest expense | $925,000 | 4,379 |
Pre-tax net operating income | $-2,175,000 | 7,022 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $-2,175,000 | 7,079 |
Extraordinary gains, net | $0 | 21 |
Net income | $-2,175,000 | 7,080 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-2,175,000 | 7,080 |
Net charge-offs | $246,000 | 3,470 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $-2,175,000 | 7,063 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $632,000 | 7,066 |
Total interest expense | $156,000 | 6,708 |
Net interest income | $476,000 | 7,097 |
Provision for loan and lease losses | $714,000 | 1,875 |
Total noninterest income | $-435,000 | 7,395 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $26,000 | 6,338 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-461,000 | 7,370 |
Total noninterest expense | $1,059,000 | 5,796 |
Salaries and employee benefits | $271,000 | 6,923 |
Premises and equipment expense | $140,000 | 5,465 |
Additional noninterest expense | $648,000 | 4,308 |
Pre-tax net operating income | $-1,732,000 | 7,137 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $-1,732,000 | 7,181 |
Extraordinary gains, net | $0 | 15 |
Net income | $-1,732,000 | 7,182 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-1,732,000 | 7,182 |
Net charge-offs | $-37,000 | 7,273 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $-1,732,000 | 7,168 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $321,000 | 7,107 |
Total interest expense | $84,000 | 6,720 |
Net interest income | $237,000 | 7,155 |
Provision for loan and lease losses | $98,000 | 3,426 |
Total noninterest income | $-248,000 | 7,477 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $13,000 | 6,312 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $-261,000 | 7,455 |
Total noninterest expense | $468,000 | 6,067 |
Salaries and employee benefits | $142,000 | 6,907 |
Premises and equipment expense | $71,000 | 5,484 |
Additional noninterest expense | $255,000 | 4,962 |
Pre-tax net operating income | $-577,000 | 7,120 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $-577,000 | 7,162 |
Extraordinary gains, net | $0 | 9 |
Net income | $-577,000 | 7,163 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-577,000 | 7,163 |
Net charge-offs | $-10,000 | 6,997 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $-577,000 | 7,154 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $1,543,000 | 7,022 |
Total interest expense | $502,000 | 6,515 |
Net interest income | $1,041,000 | 7,131 |
Provision for loan and lease losses | $3,481,000 | 1,461 |
Total noninterest income | $-193,000 | 7,421 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $66,000 | 5,976 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-259,000 | 7,311 |
Total noninterest expense | $1,866,000 | 6,143 |
Salaries and employee benefits | $676,000 | 6,743 |
Premises and equipment expense | $289,000 | 5,499 |
Additional noninterest expense | $901,000 | 5,351 |
Pre-tax net operating income | $-4,499,000 | 7,067 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $0 | 4,655 |
Income before extraordinary items | $-4,499,000 | 7,141 |
Extraordinary gains, net | $0 | 29 |
Net income | $-4,499,000 | 7,140 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-4,499,000 | 7,141 |
Net charge-offs | $3,841,000 | 1,251 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $-4,499,000 | 7,117 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $1,194,000 | 7,099 |
Total interest expense | $391,000 | 6,601 |
Net interest income | $803,000 | 7,200 |
Provision for loan and lease losses | $2,281,000 | 1,522 |
Total noninterest income | $-135,000 | 7,544 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $51,000 | 6,028 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $-186,000 | 7,452 |
Total noninterest expense | $1,366,000 | 6,239 |
Salaries and employee benefits | $518,000 | 6,752 |
Premises and equipment expense | $216,000 | 5,566 |
Additional noninterest expense | $632,000 | 5,521 |
Pre-tax net operating income | $-2,979,000 | 7,196 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $0 | 4,726 |
Income before extraordinary items | $-2,979,000 | 7,270 |
Extraordinary gains, net | $0 | 23 |
Net income | $-2,979,000 | 7,270 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-2,979,000 | 7,270 |
Net charge-offs | $3,345,000 | 1,045 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-2,979,000 | 7,244 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $874,000 | 7,064 |
Total interest expense | $270,000 | 6,646 |
Net interest income | $604,000 | 7,117 |
Provision for loan and lease losses | $776,000 | 2,227 |
Total noninterest income | $-108,000 | 7,644 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $33,000 | 6,090 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $-141,000 | 7,563 |
Total noninterest expense | $893,000 | 6,318 |
Salaries and employee benefits | $362,000 | 6,718 |
Premises and equipment expense | $145,000 | 5,586 |
Additional noninterest expense | $386,000 | 5,738 |
Pre-tax net operating income | $-1,173,000 | 7,073 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $0 | 4,691 |
Income before extraordinary items | $-1,173,000 | 7,146 |
Extraordinary gains, net | $0 | 19 |
Net income | $-1,173,000 | 7,145 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-1,173,000 | 7,146 |
Net charge-offs | $1,236,000 | 1,528 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-1,173,000 | 7,122 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $465,000 | 7,067 |
Total interest expense | $149,000 | 6,617 |
Net interest income | $316,000 | 7,142 |
Provision for loan and lease losses | $447,000 | 1,966 |
Total noninterest income | $-124,000 | 7,819 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $16,000 | 6,154 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-140,000 | 7,770 |
Total noninterest expense | $470,000 | 6,292 |
Salaries and employee benefits | $193,000 | 6,683 |
Premises and equipment expense | $75,000 | 5,600 |
Additional noninterest expense | $202,000 | 5,667 |
Pre-tax net operating income | $-725,000 | 7,305 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $-725,000 | 7,378 |
Extraordinary gains, net | $0 | 16 |
Net income | $-725,000 | 7,378 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-725,000 | 7,379 |
Net charge-offs | $1,077,000 | 989 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $-725,000 | 7,359 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $2,082,000 | 7,000 |
Total interest expense | $718,000 | 6,642 |
Net interest income | $1,364,000 | 7,056 |
Provision for loan and lease losses | $1,392,000 | 3,003 |
Total noninterest income | $234,000 | 6,013 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $106,000 | 5,668 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $128,000 | 5,326 |
Total noninterest expense | $2,110,000 | 6,101 |
Salaries and employee benefits | $999,000 | 6,231 |
Premises and equipment expense | $297,000 | 5,668 |
Additional noninterest expense | $814,000 | 5,784 |
Pre-tax net operating income | $-1,904,000 | 6,603 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $1,094,000 | 896 |
Income before extraordinary items | $-2,998,000 | 6,995 |
Extraordinary gains, net | $0 | 34 |
Net income | $-2,998,000 | 6,994 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-2,998,000 | 6,994 |
Net charge-offs | $233,000 | 4,808 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-2,998,000 | 6,994 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $1,605,000 | 7,041 |
Total interest expense | $589,000 | 6,638 |
Net interest income | $1,016,000 | 7,112 |
Provision for loan and lease losses | $539,000 | 3,694 |
Total noninterest income | $209,000 | 5,805 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $86,000 | 5,606 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $123,000 | 5,083 |
Total noninterest expense | $1,628,000 | 6,050 |
Salaries and employee benefits | $792,000 | 6,155 |
Premises and equipment expense | $225,000 | 5,701 |
Additional noninterest expense | $611,000 | 5,769 |
Pre-tax net operating income | $-942,000 | 6,622 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $1,094,000 | 789 |
Income before extraordinary items | $-2,036,000 | 7,183 |
Extraordinary gains, net | $0 | 27 |
Net income | $-2,036,000 | 7,183 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-2,036,000 | 7,182 |
Net charge-offs | $83,000 | 5,234 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-2,036,000 | 7,174 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $1,105,000 | 7,060 |
Total interest expense | $420,000 | 6,618 |
Net interest income | $685,000 | 7,129 |
Provision for loan and lease losses | $446,000 | 3,124 |
Total noninterest income | $147,000 | 5,749 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $57,000 | 5,605 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $90,000 | 4,981 |
Total noninterest expense | $1,089,000 | 6,082 |
Salaries and employee benefits | $547,000 | 6,140 |
Premises and equipment expense | $150,000 | 5,750 |
Additional noninterest expense | $392,000 | 5,877 |
Pre-tax net operating income | $-703,000 | 6,811 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-239,000 | 7,351 |
Income before extraordinary items | $-464,000 | 6,731 |
Extraordinary gains, net | $0 | 21 |
Net income | $-464,000 | 6,732 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-464,000 | 6,732 |
Net charge-offs | $5,000 | 6,236 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-464,000 | 6,707 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $537,000 | 7,155 |
Total interest expense | $210,000 | 6,720 |
Net interest income | $327,000 | 7,228 |
Provision for loan and lease losses | $95,000 | 3,976 |
Total noninterest income | $53,000 | 6,292 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $29,000 | 5,556 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $24,000 | 5,949 |
Total noninterest expense | $513,000 | 6,194 |
Salaries and employee benefits | $260,000 | 6,308 |
Premises and equipment expense | $75,000 | 5,786 |
Additional noninterest expense | $178,000 | 5,885 |
Pre-tax net operating income | $-228,000 | 6,929 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $-79,000 | 7,508 |
Income before extraordinary items | $-149,000 | 6,932 |
Extraordinary gains, net | $0 | 15 |
Net income | $-149,000 | 6,933 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-149,000 | 6,933 |
Net charge-offs | $-142,000 | 8,207 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-149,000 | 6,856 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $2,148,000 | 7,230 |
Total interest expense | $902,000 | 6,952 |
Net interest income | $1,246,000 | 7,316 |
Provision for loan and lease losses | $1,037,000 | 2,655 |
Total noninterest income | $205,000 | 6,448 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $108,000 | 5,787 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $97,000 | 5,960 |
Total noninterest expense | $2,165,000 | 6,030 |
Salaries and employee benefits | $1,245,000 | 5,859 |
Premises and equipment expense | $294,000 | 5,849 |
Additional noninterest expense | $626,000 | 6,126 |
Pre-tax net operating income | $-1,751,000 | 7,288 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $-583,000 | 7,548 |
Income before extraordinary items | $-1,168,000 | 7,068 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,168,000 | 7,070 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $679,000 | 2,405 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-1,168,000 | 7,187 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,632,000 | 7,281 |
Total interest expense | $659,000 | 7,097 |
Net interest income | $973,000 | 7,308 |
Provision for loan and lease losses | $492,000 | 2,752 |
Total noninterest income | $144,000 | 6,656 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $79,000 | 5,863 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $65,000 | 6,256 |
Total noninterest expense | $1,615,000 | 6,019 |
Salaries and employee benefits | $935,000 | 5,880 |
Premises and equipment expense | $221,000 | 5,852 |
Additional noninterest expense | $459,000 | 6,131 |
Pre-tax net operating income | $-990,000 | 7,527 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $-331,000 | 7,773 |
Income before extraordinary items | $-659,000 | 7,312 |
Extraordinary gains, net | $0 | 31 |
Net income | $-659,000 | 7,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,534 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-659,000 | 7,440 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,083,000 | 7,360 |
Total interest expense | $420,000 | 7,282 |
Net interest income | $663,000 | 7,296 |
Provision for loan and lease losses | $131,000 | 3,853 |
Total noninterest income | $58,000 | 7,324 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $38,000 | 6,308 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $20,000 | 7,196 |
Total noninterest expense | $1,025,000 | 6,209 |
Salaries and employee benefits | $576,000 | 6,158 |
Premises and equipment expense | $147,000 | 5,881 |
Additional noninterest expense | $302,000 | 6,172 |
Pre-tax net operating income | $-435,000 | 7,550 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $-144,000 | 7,926 |
Income before extraordinary items | $-291,000 | 7,511 |
Extraordinary gains, net | $0 | 21 |
Net income | $-291,000 | 7,511 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-291,000 | 7,493 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $553,000 | 7,407 |
Total interest expense | $195,000 | 7,533 |
Net interest income | $358,000 | 7,203 |
Provision for loan and lease losses | $40,000 | 4,096 |
Total noninterest income | $15,000 | 7,899 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $8,000 | 6,987 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $7,000 | 7,488 |
Total noninterest expense | $476,000 | 6,421 |
Salaries and employee benefits | $262,000 | 6,413 |
Premises and equipment expense | $74,000 | 5,910 |
Additional noninterest expense | $140,000 | 6,353 |
Pre-tax net operating income | $-143,000 | 7,652 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $-47,000 | 8,017 |
Income before extraordinary items | $-96,000 | 7,640 |
Extraordinary gains, net | $0 | 15 |
Net income | $-96,000 | 7,639 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $-96,000 | 7,598 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $1,727,000 | 7,751 |
Total interest expense | $504,000 | 7,945 |
Net interest income | $1,223,000 | 7,464 |
Provision for loan and lease losses | $268,000 | 3,393 |
Total noninterest income | $34,000 | 8,165 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $9,000 | 7,324 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $25,000 | 7,674 |
Total noninterest expense | $1,859,000 | 6,400 |
Salaries and employee benefits | $1,026,000 | 6,370 |
Premises and equipment expense | $262,000 | 6,129 |
Additional noninterest expense | $571,000 | 6,263 |
Pre-tax net operating income | $-870,000 | 8,002 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-292,000 | 8,207 |
Income before extraordinary items | $-578,000 | 7,929 |
Extraordinary gains, net | $0 | 39 |
Net income | $-578,000 | 7,927 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $-578,000 | 7,920 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $1,161,000 | 7,929 |
Total interest expense | $307,000 | 8,131 |
Net interest income | $854,000 | 7,630 |
Provision for loan and lease losses | $175,000 | 3,251 |
Total noninterest income | $27,000 | 8,189 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $5,000 | 7,394 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $22,000 | 7,602 |
Total noninterest expense | $1,343,000 | 6,480 |
Salaries and employee benefits | $739,000 | 6,467 |
Premises and equipment expense | $188,000 | 6,231 |
Additional noninterest expense | $416,000 | 6,288 |
Pre-tax net operating income | $-637,000 | 8,156 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $-214,000 | 8,329 |
Income before extraordinary items | $-423,000 | 8,094 |
Extraordinary gains, net | $0 | 33 |
Net income | $-423,000 | 8,090 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $-423,000 | 8,076 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $677,000 | 8,098 |
Total interest expense | $155,000 | 8,312 |
Net interest income | $522,000 | 7,793 |
Provision for loan and lease losses | $85,000 | 3,599 |
Total noninterest income | $13,000 | 8,323 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $3,000 | 7,446 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $10,000 | 7,880 |
Total noninterest expense | $855,000 | 6,649 |
Salaries and employee benefits | $462,000 | 6,665 |
Premises and equipment expense | $119,000 | 6,393 |
Additional noninterest expense | $274,000 | 6,358 |
Pre-tax net operating income | $-405,000 | 8,231 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $-136,000 | 8,419 |
Income before extraordinary items | $-269,000 | 8,173 |
Extraordinary gains, net | $0 | 29 |
Net income | $-269,000 | 8,172 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $-269,000 | 8,161 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $329,000 | 8,178 |
Total interest expense | $66,000 | 8,392 |
Net interest income | $263,000 | 7,831 |
Provision for loan and lease losses | $32,000 | 3,691 |
Total noninterest income | $2,000 | 8,473 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $1,000 | 7,501 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $1,000 | 8,340 |
Total noninterest expense | $407,000 | 6,792 |
Salaries and employee benefits | $216,000 | 6,855 |
Premises and equipment expense | $44,000 | 7,021 |
Additional noninterest expense | $147,000 | 6,164 |
Pre-tax net operating income | $-174,000 | 8,267 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $-59,000 | 8,441 |
Income before extraordinary items | $-115,000 | 8,206 |
Extraordinary gains, net | $0 | 22 |
Net income | $-115,000 | 8,205 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $-115,000 | 8,193 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $201,000 | 8,626 |
Total interest expense | $23,000 | 8,605 |
Net interest income | $178,000 | 8,618 |
Provision for loan and lease losses | $125,000 | 4,315 |
Total noninterest income | $7,000 | 8,519 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $0 | 7,634 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $7,000 | 8,343 |
Total noninterest expense | $711,000 | 8,152 |
Salaries and employee benefits | $449,000 | 8,019 |
Premises and equipment expense | $52,000 | 8,338 |
Additional noninterest expense | $210,000 | 8,059 |
Pre-tax net operating income | $-651,000 | 8,322 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $-219,000 | 8,467 |
Income before extraordinary items | $-432,000 | 8,264 |
Extraordinary gains, net | $0 | 51 |
Net income | $-432,000 | 8,264 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $8,000,000 | 250 |
Net operating income | $-432,000 | 8,263 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.