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1st Colonial Community Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$10,804,000	1,187
Total interest expense	$3,934,000	1,187
Net interest income	$6,870,000	1,208
Provision for loan and lease losses	$183,000	1,074
Total noninterest income	$812,000	1,484
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$29,000	3,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$783,000	1,128
Total noninterest expense	$5,041,000	1,272
Salaries and employee benefits	$2,974,000	1,243
Premises and equipment expense	$359,000	1,651
Additional noninterest expense	$783,000	1,128
Pre-tax net operating income	$2,458,000	1,256
Securities gains (losses)	$0	665
Applicable income taxes	$422,000	1,120
Income before extraordinary items	$2,036,000	1,273
Extraordinary gains, net	$0	47
Net income	$2,036,000	1,290
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,036,000	1,273
Net charge-offs	$-27,000	4,224
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$2,036,000	1,285
2024-12-31 (YTD Data)		Rank
Total interest income	$42,635,000	1,189
Total interest expense	$16,573,000	1,186
Net interest income	$26,062,000	1,187
Provision for loan and lease losses	$-244,000	4,317
Total noninterest income	$3,548,000	1,441
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$106,000	3,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,442,000	1,101
Total noninterest expense	$18,238,000	1,350
Salaries and employee benefits	$10,853,000	1,296
Premises and equipment expense	$1,362,000	1,677
Additional noninterest expense	$3,442,000	1,101
Pre-tax net operating income	$11,616,000	1,038
Securities gains (losses)	$0	940
Applicable income taxes	$2,227,000	891
Income before extraordinary items	$9,389,000	1,060
Extraordinary gains, net	$0	53
Net income	$9,389,000	1,070
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,389,000	1,060
Net charge-offs	$438,000	988
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$9,389,000	1,072
2024-09-30 (YTD Data)		Rank
Total interest income	$31,719,000	1,188
Total interest expense	$12,560,000	1,172
Net interest income	$19,159,000	1,192
Provision for loan and lease losses	$-202,000	4,370
Total noninterest income	$2,462,000	1,513
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$77,000	3,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,385,000	1,166
Total noninterest expense	$13,779,000	1,321
Salaries and employee benefits	$8,109,000	1,290
Premises and equipment expense	$1,029,000	1,658
Additional noninterest expense	$2,385,000	1,166
Pre-tax net operating income	$8,044,000	1,084
Securities gains (losses)	$0	930
Applicable income taxes	$1,646,000	904
Income before extraordinary items	$6,398,000	1,135
Extraordinary gains, net	$0	51
Net income	$6,398,000	1,150
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,398,000	1,137
Net charge-offs	$383,000	823
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$6,398,000	1,142
2024-06-30 (YTD Data)		Rank
Total interest income	$20,911,000	1,188
Total interest expense	$8,180,000	1,177
Net interest income	$12,731,000	1,192
Provision for loan and lease losses	$-284,000	4,435
Total noninterest income	$1,571,000	1,533
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$50,000	3,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,521,000	1,199
Total noninterest expense	$9,288,000	1,309
Salaries and employee benefits	$5,431,000	1,296
Premises and equipment expense	$683,000	1,662
Additional noninterest expense	$1,521,000	1,199
Pre-tax net operating income	$5,298,000	1,083
Securities gains (losses)	$0	628
Applicable income taxes	$1,082,000	902
Income before extraordinary items	$4,216,000	1,134
Extraordinary gains, net	$0	52
Net income	$4,216,000	1,150
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,216,000	1,136
Net charge-offs	$91,000	1,128
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$4,216,000	1,134
2024-03-31 (YTD Data)		Rank
Total interest income	$10,558,000	1,168
Total interest expense	$3,997,000	1,175
Net interest income	$6,561,000	1,170
Provision for loan and lease losses	$155,000	949
Total noninterest income	$663,000	1,663
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$26,000	3,305
Trading account gains and fees	NA	NA
Additional Noninterest Income	$637,000	1,317
Total noninterest expense	$4,632,000	1,317
Salaries and employee benefits	$2,763,000	1,280
Premises and equipment expense	$357,000	1,606
Additional noninterest expense	$637,000	1,317
Pre-tax net operating income	$2,437,000	1,133
Securities gains (losses)	$0	689
Applicable income taxes	$517,000	925
Income before extraordinary items	$1,920,000	1,204
Extraordinary gains, net	$0	51
Net income	$1,920,000	1,216
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,920,000	1,205
Net charge-offs	$-116,000	4,485
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,920,000	1,204
2023-12-31 (YTD Data)		Rank
Total interest income	$39,556,000	1,131
Total interest expense	$12,147,000	1,128
Net interest income	$27,409,000	1,123
Provision for loan and lease losses	$270,000	1,752
Total noninterest income	$2,553,000	1,783
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$103,000	3,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,450,000	1,436
Total noninterest expense	$18,480,000	1,290
Salaries and employee benefits	$10,945,000	1,252
Premises and equipment expense	$1,341,000	1,673
Additional noninterest expense	$2,450,000	1,436
Pre-tax net operating income	$11,212,000	1,073
Securities gains (losses)	$0	988
Applicable income taxes	$2,526,000	827
Income before extraordinary items	$8,686,000	1,138
Extraordinary gains, net	$0	54
Net income	$8,686,000	1,152
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,686,000	1,141
Net charge-offs	$68,000	1,684
Cash dividends	$3,400,000	1,077
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,686,000	1,155
2023-09-30 (YTD Data)		Rank
Total interest income	$29,278,000	1,115
Total interest expense	$8,432,000	1,118
Net interest income	$20,846,000	1,120
Provision for loan and lease losses	$122,000	2,012
Total noninterest income	$1,890,000	1,789
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$77,000	3,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,813,000	1,440
Total noninterest expense	$14,374,000	1,243
Salaries and employee benefits	$8,610,000	1,208
Premises and equipment expense	$1,017,000	1,653
Additional noninterest expense	$1,813,000	1,440
Pre-tax net operating income	$8,240,000	1,121
Securities gains (losses)	$0	849
Applicable income taxes	$2,013,000	827
Income before extraordinary items	$6,227,000	1,208
Extraordinary gains, net	$0	52
Net income	$6,227,000	1,217
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,227,000	1,208
Net charge-offs	$-104,000	4,369
Cash dividends	$3,400,000	810
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$6,227,000	1,233
2023-06-30 (YTD Data)		Rank
Total interest income	$19,001,000	1,118
Total interest expense	$5,041,000	1,112
Net interest income	$13,960,000	1,126
Provision for loan and lease losses	$-4,000	4,321
Total noninterest income	$1,037,000	1,912
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$51,000	3,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$986,000	1,554
Total noninterest expense	$9,539,000	1,236
Salaries and employee benefits	$5,881,000	1,173
Premises and equipment expense	$653,000	1,697
Additional noninterest expense	$986,000	1,552
Pre-tax net operating income	$5,462,000	1,135
Securities gains (losses)	$0	938
Applicable income taxes	$1,378,000	827
Income before extraordinary items	$4,084,000	1,233
Extraordinary gains, net	$0	51
Net income	$4,084,000	1,244
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,084,000	1,233
Net charge-offs	$118,000	865
Cash dividends	$1,000,000	1,361
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,084,000	1,243
2023-03-31 (YTD Data)		Rank
Total interest income	$9,139,000	1,140
Total interest expense	$2,383,000	1,047
Net interest income	$6,756,000	1,153
Provision for loan and lease losses	$-174,000	4,569
Total noninterest income	$394,000	2,193
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$27,000	3,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$367,000	1,829
Total noninterest expense	$4,756,000	1,259
Salaries and employee benefits	$3,079,000	1,149
Premises and equipment expense	$322,000	1,753
Additional noninterest expense	$367,000	1,829
Pre-tax net operating income	$2,568,000	1,200
Securities gains (losses)	$0	950
Applicable income taxes	$734,000	819
Income before extraordinary items	$1,834,000	1,361
Extraordinary gains, net	$0	4
Net income	$1,834,000	1,361
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,834,000	1,361
Net charge-offs	$-32,000	4,326
Cash dividends	$1,000,000	804
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,834,000	1,377
2022-12-31 (YTD Data)		Rank
Total interest income	$30,107,000	1,149
Total interest expense	$2,992,000	1,181
Net interest income	$27,115,000	1,125
Provision for loan and lease losses	$1,150,000	740
Total noninterest income	$5,334,000	1,164
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$99,000	3,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,235,000	882
Total noninterest expense	$18,684,000	1,255
Salaries and employee benefits	$12,172,000	1,131
Premises and equipment expense	$1,231,000	1,778
Additional noninterest expense	$5,235,000	882
Pre-tax net operating income	$12,615,000	1,080
Securities gains (losses)	$0	691
Applicable income taxes	$2,966,000	835
Income before extraordinary items	$9,649,000	1,125
Extraordinary gains, net	$0	5
Net income	$9,649,000	1,123
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,649,000	1,125
Net charge-offs	$-274,000	4,502
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,649,000	1,151
2022-09-30 (YTD Data)		Rank
Total interest income	$21,360,000	1,156
Total interest expense	$1,783,000	1,127
Net interest income	$19,577,000	1,138
Provision for loan and lease losses	$800,000	721
Total noninterest income	$4,557,000	1,073
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$78,000	3,438
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,479,000	812
Total noninterest expense	$14,013,000	1,245
Salaries and employee benefits	$9,335,000	1,109
Premises and equipment expense	$860,000	1,886
Additional noninterest expense	$4,479,000	812
Pre-tax net operating income	$9,321,000	1,091
Securities gains (losses)	$0	740
Applicable income taxes	$2,213,000	846
Income before extraordinary items	$7,108,000	1,139
Extraordinary gains, net	$0	4
Net income	$7,108,000	1,137
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,108,000	1,139
Net charge-offs	$-244,000	4,515
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,108,000	1,163
2022-06-30 (YTD Data)		Rank
Total interest income	$13,316,000	1,174
Total interest expense	$927,000	1,214
Net interest income	$12,389,000	1,155
Provision for loan and lease losses	$600,000	609
Total noninterest income	$3,185,000	1,031
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$54,000	3,419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,131,000	797
Total noninterest expense	$9,377,000	1,229
Salaries and employee benefits	$6,314,000	1,095
Premises and equipment expense	$581,000	1,859
Additional noninterest expense	$2,482,000	1,345
Pre-tax net operating income	$5,597,000	1,113
Securities gains (losses)	$0	687
Applicable income taxes	$1,413,000	821
Income before extraordinary items	$4,184,000	1,194
Extraordinary gains, net	$0	4
Net income	$4,184,000	1,193
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,184,000	1,194
Net charge-offs	$-249,000	4,593
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,184,000	1,218
2022-03-31 (YTD Data)		Rank
Total interest income	$6,471,000	1,165
Total interest expense	$453,000	1,195
Net interest income	$6,018,000	1,150
Provision for loan and lease losses	$300,000	484
Total noninterest income	$1,429,000	1,105
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$30,000	3,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,399,000	875
Total noninterest expense	$4,514,000	1,266
Salaries and employee benefits	$3,174,000	1,098
Premises and equipment expense	$313,000	1,780
Additional noninterest expense	$1,027,000	1,539
Pre-tax net operating income	$2,633,000	1,111
Securities gains (losses)	$0	623
Applicable income taxes	$707,000	800
Income before extraordinary items	$1,926,000	1,227
Extraordinary gains, net	$0	4
Net income	$1,926,000	1,227
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,926,000	1,227
Net charge-offs	$-137,000	4,616
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,926,000	1,241
2021-12-31 (YTD Data)		Rank
Total interest income	$25,194,000	1,221
Total interest expense	$2,250,000	1,197
Net interest income	$22,944,000	1,217
Provision for loan and lease losses	$1,715,000	347
Total noninterest income	$9,121,000	888
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$92,000	3,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,029,000	718
Total noninterest expense	$19,439,000	1,190
Salaries and employee benefits	$12,300,000	1,102
Premises and equipment expense	$1,246,000	1,777
Additional noninterest expense	$5,893,000	1,150
Pre-tax net operating income	$10,911,000	1,206
Securities gains (losses)	$110,000	818
Applicable income taxes	$2,915,000	878
Income before extraordinary items	$8,106,000	1,332
Extraordinary gains, net	$0	10
Net income	$8,106,000	1,332
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,106,000	1,332
Net charge-offs	$433,000	692
Cash dividends	$4,400,000	874
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,019,100	1,321
2021-09-30 (YTD Data)		Rank
Total interest income	$18,318,000	1,281
Total interest expense	$1,712,000	1,247
Net interest income	$16,606,000	1,273
Provision for loan and lease losses	$1,015,000	433
Total noninterest income	$7,061,000	892
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$68,000	3,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,993,000	727
Total noninterest expense	$14,381,000	1,206
Salaries and employee benefits	$9,304,000	1,105
Premises and equipment expense	$931,000	1,803
Additional noninterest expense	$4,146,000	1,214
Pre-tax net operating income	$8,271,000	1,250
Securities gains (losses)	$110,000	764
Applicable income taxes	$2,124,000	934
Income before extraordinary items	$6,257,000	1,350
Extraordinary gains, net	$0	8
Net income	$6,257,000	1,350
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,257,000	1,350
Net charge-offs	$266,000	688
Cash dividends	$1,400,000	1,457
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,170,100	1,349
2021-06-30 (YTD Data)		Rank
Total interest income	$11,458,000	1,342
Total interest expense	$1,151,000	1,295
Net interest income	$10,307,000	1,339
Provision for loan and lease losses	$415,000	709
Total noninterest income	$4,740,000	885
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$45,000	3,559
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,695,000	719
Total noninterest expense	$9,425,000	1,209
Salaries and employee benefits	$6,150,000	1,103
Premises and equipment expense	$611,000	1,830
Additional noninterest expense	$2,664,000	1,244
Pre-tax net operating income	$5,207,000	1,274
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,365,000	947
Income before extraordinary items	$3,842,000	1,451
Extraordinary gains, net	$0	6
Net income	$3,842,000	1,451
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,842,000	1,451
Net charge-offs	$-203,000	4,750
Cash dividends	$1,400,000	1,107
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,842,000	1,413
2021-03-31 (YTD Data)		Rank
Total interest income	$5,594,000	1,362
Total interest expense	$578,000	1,355
Net interest income	$5,016,000	1,366
Provision for loan and lease losses	$240,000	703
Total noninterest income	$2,546,000	843
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$22,000	3,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,524,000	696
Total noninterest expense	$4,786,000	1,174
Salaries and employee benefits	$3,156,000	1,078
Premises and equipment expense	$311,000	1,797
Additional noninterest expense	$1,319,000	1,237
Pre-tax net operating income	$2,536,000	1,297
Securities gains (losses)	$0	1,392
Applicable income taxes	$662,000	958
Income before extraordinary items	$1,874,000	1,459
Extraordinary gains, net	$0	3
Net income	$1,874,000	1,459
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,874,000	1,459
Net charge-offs	$-142,000	4,824
Cash dividends	$1,400,000	596
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,874,000	1,423
2020-12-31 (YTD Data)		Rank
Total interest income	$22,774,000	1,327
Total interest expense	$3,914,000	1,187
Net interest income	$18,860,000	1,355
Provision for loan and lease losses	$2,140,000	999
Total noninterest income	$5,550,000	1,184
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$106,000	3,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,444,000	963
Total noninterest expense	$15,693,000	1,358
Salaries and employee benefits	$9,628,000	1,295
Premises and equipment expense	$946,000	2,103
Additional noninterest expense	$5,119,000	1,246
Pre-tax net operating income	$6,577,000	1,452
Securities gains (losses)	$184,000	1,070
Applicable income taxes	$1,551,000	1,107
Income before extraordinary items	$5,210,000	1,583
Extraordinary gains, net	$0	4
Net income	$5,210,000	1,583
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,210,000	1,583
Net charge-offs	$3,187,000	305
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,064,640	1,577
2020-09-30 (YTD Data)		Rank
Total interest income	$16,746,000	1,362
Total interest expense	$3,200,000	1,162
Net interest income	$13,546,000	1,404
Provision for loan and lease losses	$1,800,000	946
Total noninterest income	$3,511,000	1,285
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$81,000	3,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,430,000	1,047
Total noninterest expense	$11,901,000	1,325
Salaries and employee benefits	$6,968,000	1,326
Premises and equipment expense	$692,000	2,128
Additional noninterest expense	$4,241,000	1,134
Pre-tax net operating income	$3,356,000	1,901
Securities gains (losses)	$184,000	928
Applicable income taxes	$840,000	1,322
Income before extraordinary items	$2,700,000	2,043
Extraordinary gains, net	$0	4
Net income	$2,700,000	2,044
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,700,000	2,044
Net charge-offs	$2,571,000	277
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,554,640	2,063
2020-06-30 (YTD Data)		Rank
Total interest income	$11,112,000	1,386
Total interest expense	$2,313,000	1,170
Net interest income	$8,799,000	1,429
Provision for loan and lease losses	$1,459,000	871
Total noninterest income	$2,018,000	1,355
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$56,000	3,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,962,000	1,104
Total noninterest expense	$7,766,000	1,347
Salaries and employee benefits	$4,457,000	1,360
Premises and equipment expense	$472,000	2,102
Additional noninterest expense	$2,837,000	1,126
Pre-tax net operating income	$1,592,000	2,308
Securities gains (losses)	$0	2,249
Applicable income taxes	$327,000	1,683
Income before extraordinary items	$1,265,000	2,481
Extraordinary gains, net	$0	4
Net income	$1,265,000	2,480
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,265,000	2,481
Net charge-offs	$2,148,000	238
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,265,000	2,442
2020-03-31 (YTD Data)		Rank
Total interest income	$5,936,000	1,302
Total interest expense	$1,300,000	1,153
Net interest income	$4,636,000	1,337
Provision for loan and lease losses	$1,237,000	538
Total noninterest income	$823,000	1,451
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$33,000	3,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$790,000	1,146
Total noninterest expense	$4,174,000	1,267
Salaries and employee benefits	$2,363,000	1,304
Premises and equipment expense	$227,000	2,171
Additional noninterest expense	$1,584,000	1,067
Pre-tax net operating income	$48,000	4,532
Securities gains (losses)	$0	1,705
Applicable income taxes	$15,000	3,005
Income before extraordinary items	$33,000	4,589
Extraordinary gains, net	$0	4
Net income	$33,000	4,589
Minority interest net income	$0	56
Net income of bank and minority interests.	$33,000	4,589
Net charge-offs	$2,415,000	151
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$33,000	4,590
2019-12-31 (YTD Data)		Rank
Total interest income	$24,204,000	1,288
Total interest expense	$5,437,000	1,161
Net interest income	$18,767,000	1,318
Provision for loan and lease losses	$3,184,000	356
Total noninterest income	$2,768,000	1,654
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$128,000	3,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,640,000	1,306
Total noninterest expense	$14,115,000	1,431
Salaries and employee benefits	$7,704,000	1,497
Premises and equipment expense	$926,000	2,143
Additional noninterest expense	$5,485,000	1,156
Pre-tax net operating income	$4,236,000	1,967
Securities gains (losses)	$4,000	2,137
Applicable income taxes	$890,000	1,521
Income before extraordinary items	$3,350,000	2,138
Extraordinary gains, net	$0	11
Net income	$3,350,000	2,140
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,350,000	2,140
Net charge-offs	$2,140,000	389
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,346,840	2,105
2019-09-30 (YTD Data)		Rank
Total interest income	$18,168,000	1,298
Total interest expense	$4,030,000	1,178
Net interest income	$14,138,000	1,323
Provision for loan and lease losses	$1,806,000	445
Total noninterest income	$1,957,000	1,701
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$96,000	3,720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,861,000	1,337
Total noninterest expense	$10,639,000	1,435
Salaries and employee benefits	$5,830,000	1,492
Premises and equipment expense	$696,000	2,152
Additional noninterest expense	$4,113,000	1,159
Pre-tax net operating income	$3,650,000	1,838
Securities gains (losses)	$4,000	1,882
Applicable income taxes	$879,000	1,332
Income before extraordinary items	$2,775,000	2,048
Extraordinary gains, net	$0	11
Net income	$2,775,000	2,047
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,775,000	2,049
Net charge-offs	$1,963,000	317
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,771,840	2,024
2019-06-30 (YTD Data)		Rank
Total interest income	$12,091,000	1,299
Total interest expense	$2,626,000	1,178
Net interest income	$9,465,000	1,320
Provision for loan and lease losses	$979,000	500
Total noninterest income	$1,266,000	1,699
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$65,000	3,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,201,000	1,331
Total noninterest expense	$7,108,000	1,434
Salaries and employee benefits	$3,889,000	1,495
Premises and equipment expense	$475,000	2,130
Additional noninterest expense	$2,744,000	1,166
Pre-tax net operating income	$2,644,000	1,709
Securities gains (losses)	$0	1,702
Applicable income taxes	$641,000	1,242
Income before extraordinary items	$2,003,000	1,917
Extraordinary gains, net	$0	11
Net income	$2,003,000	1,915
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,003,000	1,917
Net charge-offs	$1,439,000	282
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,003,000	1,890
2019-03-31 (YTD Data)		Rank
Total interest income	$6,028,000	1,302
Total interest expense	$1,285,000	1,163
Net interest income	$4,743,000	1,321
Provision for loan and lease losses	$679,000	376
Total noninterest income	$541,000	1,847
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$34,000	3,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$507,000	1,431
Total noninterest expense	$3,422,000	1,487
Salaries and employee benefits	$1,936,000	1,510
Premises and equipment expense	$228,000	2,208
Additional noninterest expense	$1,258,000	1,238
Pre-tax net operating income	$1,183,000	1,824
Securities gains (losses)	$0	1,087
Applicable income taxes	$306,000	1,242
Income before extraordinary items	$877,000	2,060
Extraordinary gains, net	$0	5
Net income	$877,000	2,059
Minority interest net income	$0	52
Net income of bank and minority interests.	$877,000	2,059
Net charge-offs	$416,000	381
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$877,000	2,044
2018-12-31 (YTD Data)		Rank
Total interest income	$22,683,000	1,292
Total interest expense	$4,054,000	1,119
Net interest income	$18,629,000	1,316
Provision for loan and lease losses	$1,477,000	642
Total noninterest income	$3,179,000	1,479
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$129,000	3,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,050,000	1,132
Total noninterest expense	$13,213,000	1,491
Salaries and employee benefits	$7,526,000	1,489
Premises and equipment expense	$927,000	2,148
Additional noninterest expense	$4,760,000	1,300
Pre-tax net operating income	$7,118,000	1,328
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,770,000	951
Income before extraordinary items	$5,348,000	1,494
Extraordinary gains, net	$0	6
Net income	$5,348,000	1,493
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,348,000	1,493
Net charge-offs	$708,000	773
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,348,000	1,489
2018-09-30 (YTD Data)		Rank
Total interest income	$16,715,000	1,303
Total interest expense	$2,864,000	1,109
Net interest income	$13,851,000	1,324
Provision for loan and lease losses	$1,088,000	613
Total noninterest income	$2,206,000	1,583
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$96,000	3,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,110,000	1,206
Total noninterest expense	$10,006,000	1,486
Salaries and employee benefits	$5,659,000	1,482
Premises and equipment expense	$701,000	2,141
Additional noninterest expense	$3,646,000	1,277
Pre-tax net operating income	$4,963,000	1,434
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,235,000	1,018
Income before extraordinary items	$3,728,000	1,608
Extraordinary gains, net	$0	5
Net income	$3,728,000	1,607
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,728,000	1,607
Net charge-offs	$427,000	794
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,728,000	1,595
2018-06-30 (YTD Data)		Rank
Total interest income	$10,789,000	1,323
Total interest expense	$1,782,000	1,121
Net interest income	$9,007,000	1,346
Provision for loan and lease losses	$589,000	727
Total noninterest income	$1,612,000	1,487
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$63,000	3,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,549,000	1,134
Total noninterest expense	$6,727,000	1,478
Salaries and employee benefits	$3,790,000	1,482
Premises and equipment expense	$469,000	2,165
Additional noninterest expense	$2,468,000	1,256
Pre-tax net operating income	$3,303,000	1,413
Securities gains (losses)	$0	961
Applicable income taxes	$808,000	1,016
Income before extraordinary items	$2,495,000	1,577
Extraordinary gains, net	$0	6
Net income	$2,495,000	1,576
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,495,000	1,576
Net charge-offs	$200,000	937
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,495,000	1,558
2018-03-31 (YTD Data)		Rank
Total interest income	$5,238,000	1,340
Total interest expense	$793,000	1,186
Net interest income	$4,445,000	1,355
Provision for loan and lease losses	$278,000	748
Total noninterest income	$619,000	1,763
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$32,000	3,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$587,000	1,353
Total noninterest expense	$3,271,000	1,521
Salaries and employee benefits	$1,852,000	1,536
Premises and equipment expense	$214,000	2,340
Additional noninterest expense	$1,205,000	1,277
Pre-tax net operating income	$1,515,000	1,471
Securities gains (losses)	$0	735
Applicable income taxes	$392,000	1,018
Income before extraordinary items	$1,123,000	1,673
Extraordinary gains, net	$0	7
Net income	$1,123,000	1,673
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,123,000	1,673
Net charge-offs	$30,000	1,451
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,123,000	1,659
2017-12-31 (YTD Data)		Rank
Total interest income	$19,672,000	1,360
Total interest expense	$2,559,000	1,259
Net interest income	$17,113,000	1,373
Provision for loan and lease losses	$852,000	1,002
Total noninterest income	$3,641,000	1,371
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$128,000	4,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,513,000	1,044
Total noninterest expense	$12,863,000	1,536
Salaries and employee benefits	$7,118,000	1,563
Premises and equipment expense	$784,000	2,487
Additional noninterest expense	$4,961,000	1,257
Pre-tax net operating income	$7,039,000	1,310
Securities gains (losses)	$25,000	1,241
Applicable income taxes	$2,767,000	1,019
Income before extraordinary items	$4,297,000	1,531
Extraordinary gains, net	$0	9
Net income	$4,297,000	1,531
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,297,000	1,531
Net charge-offs	$733,000	856
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,281,000	1,518
2017-09-30 (YTD Data)		Rank
Total interest income	$14,452,000	1,393
Total interest expense	$1,819,000	1,306
Net interest income	$12,633,000	1,398
Provision for loan and lease losses	$549,000	1,083
Total noninterest income	$2,741,000	1,385
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$98,000	4,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,643,000	1,067
Total noninterest expense	$9,793,000	1,525
Salaries and employee benefits	$5,433,000	1,536
Premises and equipment expense	$589,000	2,507
Additional noninterest expense	$3,771,000	1,236
Pre-tax net operating income	$5,032,000	1,365
Securities gains (losses)	$25,000	1,221
Applicable income taxes	$1,850,000	966
Income before extraordinary items	$3,207,000	1,640
Extraordinary gains, net	$0	9
Net income	$3,207,000	1,641
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,207,000	1,641
Net charge-offs	$331,000	1,064
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,191,000	1,630
2017-06-30 (YTD Data)		Rank
Total interest income	$9,388,000	1,413
Total interest expense	$1,136,000	1,346
Net interest income	$8,252,000	1,413
Provision for loan and lease losses	$379,000	1,026
Total noninterest income	$1,802,000	1,405
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$67,000	4,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,735,000	1,082
Total noninterest expense	$6,414,000	1,544
Salaries and employee benefits	$3,588,000	1,556
Premises and equipment expense	$395,000	2,504
Additional noninterest expense	$2,431,000	1,267
Pre-tax net operating income	$3,261,000	1,373
Securities gains (losses)	$25,000	909
Applicable income taxes	$1,193,000	978
Income before extraordinary items	$2,093,000	1,642
Extraordinary gains, net	$0	11
Net income	$2,093,000	1,642
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,093,000	1,642
Net charge-offs	$372,000	713
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,077,000	1,636
2017-03-31 (YTD Data)		Rank
Total interest income	$4,539,000	1,449
Total interest expense	$531,000	1,399
Net interest income	$4,008,000	1,443
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$775,000	1,552
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$35,000	3,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$740,000	1,183
Total noninterest expense	$3,094,000	1,610
Salaries and employee benefits	$1,753,000	1,605
Premises and equipment expense	$196,000	2,542
Additional noninterest expense	$1,145,000	1,329
Pre-tax net operating income	$1,589,000	1,385
Securities gains (losses)	$0	1,153
Applicable income taxes	$575,000	980
Income before extraordinary items	$1,014,000	1,658
Extraordinary gains, net	$0	8
Net income	$1,014,000	1,658
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,014,000	1,658
Net charge-offs	$196,000	611
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,014,000	1,639
2016-12-31 (YTD Data)		Rank
Total interest income	$17,095,000	1,489
Total interest expense	$1,951,000	1,446
Net interest income	$15,144,000	1,483
Provision for loan and lease losses	$975,000	922
Total noninterest income	$3,658,000	1,433
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$144,000	4,044
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,514,000	1,084
Total noninterest expense	$11,832,000	1,640
Salaries and employee benefits	$6,694,000	1,623
Premises and equipment expense	$974,000	2,198
Additional noninterest expense	$4,164,000	1,475
Pre-tax net operating income	$5,995,000	1,398
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,191,000	973
Income before extraordinary items	$3,804,000	1,710
Extraordinary gains, net	$0	5
Net income	$3,804,000	1,709
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,804,000	1,709
Net charge-offs	$627,000	931
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,804,000	1,678
2016-09-30 (YTD Data)		Rank
Total interest income	$12,604,000	1,512
Total interest expense	$1,450,000	1,459
Net interest income	$11,154,000	1,502
Provision for loan and lease losses	$800,000	821
Total noninterest income	$2,904,000	1,372
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$110,000	4,044
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,794,000	1,039
Total noninterest expense	$8,722,000	1,661
Salaries and employee benefits	$4,862,000	1,666
Premises and equipment expense	$715,000	2,221
Additional noninterest expense	$3,145,000	1,469
Pre-tax net operating income	$4,536,000	1,412
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,643,000	1,008
Income before extraordinary items	$2,893,000	1,739
Extraordinary gains, net	$0	5
Net income	$2,893,000	1,738
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,893,000	1,739
Net charge-offs	$428,000	889
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,893,000	1,686
2016-06-30 (YTD Data)		Rank
Total interest income	$8,257,000	1,535
Total interest expense	$965,000	1,458
Net interest income	$7,292,000	1,535
Provision for loan and lease losses	$550,000	785
Total noninterest income	$1,877,000	1,384
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$75,000	4,012
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,802,000	1,046
Total noninterest expense	$5,708,000	1,694
Salaries and employee benefits	$3,122,000	1,718
Premises and equipment expense	$480,000	2,222
Additional noninterest expense	$2,106,000	1,467
Pre-tax net operating income	$2,911,000	1,432
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,044,000	1,047
Income before extraordinary items	$1,867,000	1,769
Extraordinary gains, net	$0	16
Net income	$1,867,000	1,769
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,867,000	1,769
Net charge-offs	$288,000	892
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,867,000	1,722
2016-03-31 (YTD Data)		Rank
Total interest income	$4,071,000	1,558
Total interest expense	$492,000	1,441
Net interest income	$3,579,000	1,571
Provision for loan and lease losses	$300,000	670
Total noninterest income	$829,000	1,480
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$40,000	3,910
Trading account gains and fees	$0	142
Additional Noninterest Income	$789,000	1,109
Total noninterest expense	$2,703,000	1,776
Salaries and employee benefits	$1,522,000	1,770
Premises and equipment expense	$235,000	2,262
Additional noninterest expense	$946,000	1,601
Pre-tax net operating income	$1,405,000	1,464
Securities gains (losses)	$0	2,077
Applicable income taxes	$486,000	1,080
Income before extraordinary items	$919,000	1,750
Extraordinary gains, net	$0	12
Net income	$919,000	1,750
Minority interest net income	$0	62
Net income of bank and minority interests.	$919,000	1,751
Net charge-offs	$199,000	668
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$919,000	1,708
2015-12-31 (YTD Data)		Rank
Total interest income	$14,419,000	1,721
Total interest expense	$1,455,000	1,821
Net interest income	$12,964,000	1,687
Provision for loan and lease losses	$1,222,000	678
Total noninterest income	$3,069,000	1,578
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$170,000	3,951
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,899,000	1,185
Total noninterest expense	$9,923,000	1,909
Salaries and employee benefits	$5,528,000	1,887
Premises and equipment expense	$843,000	2,458
Additional noninterest expense	$3,552,000	1,704
Pre-tax net operating income	$4,888,000	1,608
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,721,000	1,124
Income before extraordinary items	$3,167,000	1,958
Extraordinary gains, net	$0	23
Net income	$3,167,000	1,959
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,167,000	1,960
Net charge-offs	$650,000	946
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,167,000	1,919
2015-09-30 (YTD Data)		Rank
Total interest income	$10,522,000	1,779
Total interest expense	$1,022,000	1,936
Net interest income	$9,500,000	1,742
Provision for loan and lease losses	$897,000	669
Total noninterest income	$2,362,000	1,569
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$127,000	3,994
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,235,000	1,178
Total noninterest expense	$7,460,000	1,904
Salaries and employee benefits	$4,104,000	1,907
Premises and equipment expense	$620,000	2,522
Additional noninterest expense	$2,736,000	1,659
Pre-tax net operating income	$3,505,000	1,688
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,258,000	1,180
Income before extraordinary items	$2,247,000	2,069
Extraordinary gains, net	$0	21
Net income	$2,247,000	2,070
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,247,000	2,070
Net charge-offs	$397,000	1,009
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,247,000	2,015
2015-06-30 (YTD Data)		Rank
Total interest income	$6,825,000	1,832
Total interest expense	$620,000	2,099
Net interest income	$6,205,000	1,785
Provision for loan and lease losses	$601,000	645
Total noninterest income	$1,521,000	1,607
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$82,000	4,023
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,439,000	1,214
Total noninterest expense	$4,831,000	1,969
Salaries and employee benefits	$2,636,000	1,983
Premises and equipment expense	$420,000	2,501
Additional noninterest expense	$1,775,000	1,708
Pre-tax net operating income	$2,294,000	1,697
Securities gains (losses)	$0	2,636
Applicable income taxes	$845,000	1,159
Income before extraordinary items	$1,449,000	2,105
Extraordinary gains, net	$0	22
Net income	$1,449,000	2,107
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,449,000	2,107
Net charge-offs	$192,000	1,210
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,449,000	2,059
2015-03-31 (YTD Data)		Rank
Total interest income	$3,316,000	1,876
Total interest expense	$289,000	2,231
Net interest income	$3,027,000	1,822
Provision for loan and lease losses	$307,000	613
Total noninterest income	$623,000	1,830
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$41,000	4,018
Trading account gains and fees	$0	152
Additional Noninterest Income	$582,000	1,344
Total noninterest expense	$2,336,000	2,025
Salaries and employee benefits	$1,292,000	2,023
Premises and equipment expense	$213,000	2,522
Additional noninterest expense	$831,000	1,808
Pre-tax net operating income	$1,007,000	1,848
Securities gains (losses)	$0	2,027
Applicable income taxes	$350,000	1,304
Income before extraordinary items	$657,000	2,246
Extraordinary gains, net	$0	13
Net income	$657,000	2,247
Minority interest net income	$0	64
Net income of bank and minority interests.	$657,000	2,247
Net charge-offs	$20,000	2,118
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$657,000	2,185
2014-12-31 (YTD Data)		Rank
Total interest income	$11,594,000	2,102
Total interest expense	$957,000	2,657
Net interest income	$10,637,000	2,009
Provision for loan and lease losses	$1,225,000	719
Total noninterest income	$1,614,000	2,407
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$202,000	3,893
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,412,000	1,844
Total noninterest expense	$9,096,000	2,070
Salaries and employee benefits	$4,447,000	2,280
Premises and equipment expense	$1,091,000	2,088
Additional noninterest expense	$3,558,000	1,747
Pre-tax net operating income	$1,930,000	3,034
Securities gains (losses)	$108,000	1,208
Applicable income taxes	$612,000	2,023
Income before extraordinary items	$1,426,000	3,327
Extraordinary gains, net	$0	17
Net income	$1,426,000	3,328
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,426,000	3,328
Net charge-offs	$953,000	938
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,350,400	3,371
2014-09-30 (YTD Data)		Rank
Total interest income	$8,429,000	2,167
Total interest expense	$693,000	2,777
Net interest income	$7,736,000	2,073
Provision for loan and lease losses	$825,000	793
Total noninterest income	$912,000	2,840
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$155,000	3,903
Trading account gains and fees	$0	174
Additional Noninterest Income	$757,000	2,336
Total noninterest expense	$6,783,000	2,080
Salaries and employee benefits	$3,132,000	2,390
Premises and equipment expense	$862,000	2,014
Additional noninterest expense	$2,789,000	1,673
Pre-tax net operating income	$1,040,000	3,689
Securities gains (losses)	$108,000	947
Applicable income taxes	$312,000	2,427
Income before extraordinary items	$836,000	3,828
Extraordinary gains, net	$0	15
Net income	$836,000	3,830
Minority interest net income	$0	81
Net income of bank and minority interests.	$836,000	3,831
Net charge-offs	$561,000	1,057
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$757,160	3,946
2014-06-30 (YTD Data)		Rank
Total interest income	$5,495,000	2,204
Total interest expense	$451,000	2,862
Net interest income	$5,044,000	2,103
Provision for loan and lease losses	$525,000	805
Total noninterest income	$481,000	3,182
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$104,000	3,872
Trading account gains and fees	$0	172
Additional Noninterest Income	$377,000	2,724
Total noninterest expense	$4,519,000	2,093
Salaries and employee benefits	$1,995,000	2,510
Premises and equipment expense	$623,000	1,878
Additional noninterest expense	$1,901,000	1,634
Pre-tax net operating income	$481,000	4,235
Securities gains (losses)	$108,000	746
Applicable income taxes	$134,000	2,771
Income before extraordinary items	$455,000	4,114
Extraordinary gains, net	$0	20
Net income	$455,000	4,120
Minority interest net income	$0	80
Net income of bank and minority interests.	$455,000	4,119
Net charge-offs	$478,000	903
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$371,840	4,373
2014-03-31 (YTD Data)		Rank
Total interest income	$2,686,000	2,248
Total interest expense	$224,000	2,909
Net interest income	$2,462,000	2,148
Provision for loan and lease losses	$300,000	685
Total noninterest income	$336,000	2,645
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$51,000	3,887
Trading account gains and fees	$0	147
Additional Noninterest Income	$285,000	2,067
Total noninterest expense	$2,318,000	2,046
Salaries and employee benefits	$1,032,000	2,439
Premises and equipment expense	$306,000	1,947
Additional noninterest expense	$980,000	1,580
Pre-tax net operating income	$180,000	4,643
Securities gains (losses)	$0	1,715
Applicable income taxes	$42,000	3,081
Income before extraordinary items	$138,000	4,796
Extraordinary gains, net	$0	16
Net income	$138,000	4,798
Minority interest net income	$0	66
Net income of bank and minority interests.	$138,000	4,797
Net charge-offs	$258,000	798
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$138,000	4,745
2013-12-31 (YTD Data)		Rank
Total interest income	$10,378,000	2,341
Total interest expense	$1,139,000	2,673
Net interest income	$9,239,000	2,260
Provision for loan and lease losses	$1,015,000	1,080
Total noninterest income	$1,801,000	2,300
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$202,000	4,084
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,599,000	1,779
Total noninterest expense	$8,719,000	2,164
Salaries and employee benefits	$3,941,000	2,507
Premises and equipment expense	$890,000	2,497
Additional noninterest expense	$3,888,000	1,654
Pre-tax net operating income	$1,306,000	3,624
Securities gains (losses)	$0	3,182
Applicable income taxes	$358,000	2,461
Income before extraordinary items	$948,000	3,991
Extraordinary gains, net	$0	29
Net income	$948,000	3,994
Minority interest net income	$0	90
Net income of bank and minority interests.	$948,000	3,995
Net charge-offs	$1,198,000	1,100
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$948,000	3,938
2013-09-30 (YTD Data)		Rank
Total interest income	$7,704,000	2,373
Total interest expense	$884,000	2,679
Net interest income	$6,820,000	2,312
Provision for loan and lease losses	$800,000	1,047
Total noninterest income	$1,445,000	2,261
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$151,000	4,120
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,294,000	1,728
Total noninterest expense	$6,371,000	2,224
Salaries and employee benefits	$3,010,000	2,480
Premises and equipment expense	$666,000	2,515
Additional noninterest expense	$2,695,000	1,757
Pre-tax net operating income	$1,094,000	3,528
Securities gains (losses)	$0	3,040
Applicable income taxes	$275,000	2,497
Income before extraordinary items	$819,000	3,773
Extraordinary gains, net	$0	25
Net income	$819,000	3,776
Minority interest net income	$0	84
Net income of bank and minority interests.	$819,000	3,776
Net charge-offs	$814,000	1,162
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$819,000	3,703
2013-06-30 (YTD Data)		Rank
Total interest income	$5,117,000	2,384
Total interest expense	$633,000	2,598
Net interest income	$4,484,000	2,327
Provision for loan and lease losses	$600,000	990
Total noninterest income	$1,091,000	2,105
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$98,000	4,154
Trading account gains and fees	$0	157
Additional Noninterest Income	$993,000	1,585
Total noninterest expense	$4,249,000	2,224
Salaries and employee benefits	$2,040,000	2,454
Premises and equipment expense	$442,000	2,530
Additional noninterest expense	$1,767,000	1,790
Pre-tax net operating income	$726,000	3,518
Securities gains (losses)	$0	2,791
Applicable income taxes	$189,000	2,489
Income before extraordinary items	$537,000	3,797
Extraordinary gains, net	$0	22
Net income	$537,000	3,798
Minority interest net income	$0	82
Net income of bank and minority interests.	$537,000	3,800
Net charge-offs	$681,000	1,012
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$537,000	3,708
2013-03-31 (YTD Data)		Rank
Total interest income	$2,582,000	2,391
Total interest expense	$342,000	2,503
Net interest income	$2,240,000	2,343
Provision for loan and lease losses	$300,000	980
Total noninterest income	$476,000	2,306
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$51,000	4,059
Trading account gains and fees	$0	148
Additional Noninterest Income	$425,000	1,775
Total noninterest expense	$2,078,000	2,289
Salaries and employee benefits	$1,015,000	2,489
Premises and equipment expense	$225,000	2,520
Additional noninterest expense	$838,000	1,867
Pre-tax net operating income	$338,000	3,588
Securities gains (losses)	$0	1,966
Applicable income taxes	$88,000	2,522
Income before extraordinary items	$250,000	3,888
Extraordinary gains, net	$0	10
Net income	$250,000	3,887
Minority interest net income	$0	76
Net income of bank and minority interests.	$250,000	3,890
Net charge-offs	$218,000	1,292
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$250,000	3,783
2012-12-31 (YTD Data)		Rank
Total interest income	$10,875,000	2,373
Total interest expense	$1,553,000	2,635
Net interest income	$9,322,000	2,302
Provision for loan and lease losses	$2,275,000	964
Total noninterest income	$2,226,000	2,034
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$224,000	4,046
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,002,000	1,523
Total noninterest expense	$7,742,000	2,441
Salaries and employee benefits	$3,922,000	2,502
Premises and equipment expense	$866,000	2,575
Additional noninterest expense	$2,954,000	2,203
Pre-tax net operating income	$1,531,000	3,301
Securities gains (losses)	$30,000	3,019
Applicable income taxes	$353,000	2,513
Income before extraordinary items	$1,208,000	3,533
Extraordinary gains, net	$0	29
Net income	$1,208,000	3,534
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,208,000	3,535
Net charge-offs	$1,409,000	1,447
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,184,900	3,421
2012-09-30 (YTD Data)		Rank
Total interest income	$8,196,000	2,414
Total interest expense	$1,145,000	2,787
Net interest income	$7,051,000	2,324
Provision for loan and lease losses	$1,375,000	1,156
Total noninterest income	$1,512,000	2,169
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$167,000	4,114
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,345,000	1,635
Total noninterest expense	$5,703,000	2,482
Salaries and employee benefits	$2,879,000	2,561
Premises and equipment expense	$661,000	2,552
Additional noninterest expense	$2,163,000	2,242
Pre-tax net operating income	$1,485,000	2,905
Securities gains (losses)	$30,000	2,708
Applicable income taxes	$385,000	2,213
Income before extraordinary items	$1,130,000	3,192
Extraordinary gains, net	$0	20
Net income	$1,130,000	3,192
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,130,000	3,191
Net charge-offs	$1,050,000	1,414
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,107,500	3,089
2012-06-30 (YTD Data)		Rank
Total interest income	$5,525,000	2,405
Total interest expense	$776,000	2,835
Net interest income	$4,749,000	2,298
Provision for loan and lease losses	$850,000	1,241
Total noninterest income	$658,000	2,772
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$111,000	4,104
Trading account gains and fees	$0	153
Additional Noninterest Income	$547,000	2,222
Total noninterest expense	$3,678,000	2,567
Salaries and employee benefits	$1,843,000	2,678
Premises and equipment expense	$437,000	2,584
Additional noninterest expense	$1,398,000	2,319
Pre-tax net operating income	$879,000	3,103
Securities gains (losses)	$19,000	2,506
Applicable income taxes	$212,000	2,393
Income before extraordinary items	$686,000	3,369
Extraordinary gains, net	$0	19
Net income	$686,000	3,369
Minority interest net income	$0	84
Net income of bank and minority interests.	$686,000	3,370
Net charge-offs	$472,000	1,841
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$671,560	3,237
2012-03-31 (YTD Data)		Rank
Total interest income	$2,794,000	2,408
Total interest expense	$404,000	2,848
Net interest income	$2,390,000	2,292
Provision for loan and lease losses	$450,000	1,139
Total noninterest income	$386,000	2,531
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$57,000	4,043
Trading account gains and fees	$0	148
Additional Noninterest Income	$329,000	1,990
Total noninterest expense	$1,779,000	2,635
Salaries and employee benefits	$909,000	2,727
Premises and equipment expense	$215,000	2,636
Additional noninterest expense	$655,000	2,443
Pre-tax net operating income	$547,000	2,701
Securities gains (losses)	$0	2,210
Applicable income taxes	$131,000	2,174
Income before extraordinary items	$416,000	2,975
Extraordinary gains, net	$0	19
Net income	$416,000	2,978
Minority interest net income	$0	78
Net income of bank and minority interests.	$416,000	2,979
Net charge-offs	$260,000	1,617
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$416,000	2,826
2011-12-31 (YTD Data)		Rank
Total interest income	$11,349,000	2,466
Total interest expense	$2,318,000	2,465
Net interest income	$9,031,000	2,428
Provision for loan and lease losses	$2,475,000	1,349
Total noninterest income	$1,519,000	2,430
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$233,000	4,102
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,286,000	1,816
Total noninterest expense	$7,298,000	2,571
Salaries and employee benefits	$3,611,000	2,673
Premises and equipment expense	$908,000	2,619
Additional noninterest expense	$2,779,000	2,358
Pre-tax net operating income	$777,000	4,133
Securities gains (losses)	$0	3,838
Applicable income taxes	$12,000	4,266
Income before extraordinary items	$765,000	4,016
Extraordinary gains, net	$0	29
Net income	$765,000	4,021
Minority interest net income	$0	96
Net income of bank and minority interests.	$765,000	4,020
Net charge-offs	$3,175,000	1,151
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$765,000	3,888
2011-09-30 (YTD Data)		Rank
Total interest income	$8,536,000	2,482
Total interest expense	$1,832,000	2,447
Net interest income	$6,704,000	2,466
Provision for loan and lease losses	$1,525,000	1,498
Total noninterest income	$1,091,000	2,495
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$178,000	4,084
Trading account gains and fees	$0	145
Additional Noninterest Income	$913,000	1,867
Total noninterest expense	$5,568,000	2,530
Salaries and employee benefits	$2,720,000	2,659
Premises and equipment expense	$679,000	2,644
Additional noninterest expense	$2,169,000	2,283
Pre-tax net operating income	$702,000	3,971
Securities gains (losses)	$0	3,555
Applicable income taxes	$71,000	3,442
Income before extraordinary items	$631,000	3,940
Extraordinary gains, net	$0	21
Net income	$631,000	3,942
Minority interest net income	$0	87
Net income of bank and minority interests.	$631,000	3,942
Net charge-offs	$2,069,000	1,193
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$631,000	3,826
2011-06-30 (YTD Data)		Rank
Total interest income	$5,695,000	2,494
Total interest expense	$1,290,000	2,422
Net interest income	$4,405,000	2,509
Provision for loan and lease losses	$900,000	1,580
Total noninterest income	$656,000	2,650
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$119,000	4,051
Trading account gains and fees	$0	153
Additional Noninterest Income	$537,000	2,001
Total noninterest expense	$3,732,000	2,550
Salaries and employee benefits	$1,796,000	2,698
Premises and equipment expense	$454,000	2,652
Additional noninterest expense	$1,482,000	2,263
Pre-tax net operating income	$429,000	4,088
Securities gains (losses)	$0	2,914
Applicable income taxes	$42,000	3,465
Income before extraordinary items	$387,000	4,041
Extraordinary gains, net	$0	15
Net income	$387,000	4,041
Minority interest net income	$0	89
Net income of bank and minority interests.	$387,000	4,043
Net charge-offs	$1,027,000	1,452
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$387,000	3,946
2011-03-31 (YTD Data)		Rank
Total interest income	$2,827,000	2,524
Total interest expense	$662,000	2,442
Net interest income	$2,165,000	2,535
Provision for loan and lease losses	$450,000	1,516
Total noninterest income	$375,000	2,456
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$61,000	3,971
Trading account gains and fees	$0	158
Additional Noninterest Income	$314,000	1,860
Total noninterest expense	$1,901,000	2,519
Salaries and employee benefits	$921,000	2,629
Premises and equipment expense	$235,000	2,620
Additional noninterest expense	$745,000	2,232
Pre-tax net operating income	$189,000	4,330
Securities gains (losses)	$0	1,772
Applicable income taxes	$-9,000	6,994
Income before extraordinary items	$198,000	4,005
Extraordinary gains, net	$0	9
Net income	$198,000	4,004
Minority interest net income	$0	86
Net income of bank and minority interests.	$198,000	4,005
Net charge-offs	$249,000	1,923
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$198,000	3,949
2010-12-31 (YTD Data)		Rank
Total interest income	$11,729,000	2,550
Total interest expense	$3,216,000	2,446
Net interest income	$8,513,000	2,576
Provision for loan and lease losses	$3,110,000	1,582
Total noninterest income	$1,543,000	2,468
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$249,000	4,021
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,294,000	1,866
Total noninterest expense	$7,073,000	2,707
Salaries and employee benefits	$3,408,000	2,794
Premises and equipment expense	$866,000	2,784
Additional noninterest expense	$2,799,000	2,423
Pre-tax net operating income	$-127,000	5,968
Securities gains (losses)	$212,000	1,540
Applicable income taxes	$-229,000	6,994
Income before extraordinary items	$314,000	4,894
Extraordinary gains, net	$0	29
Net income	$314,000	4,897
Minority interest net income	$0	111
Net income of bank and minority interests.	$314,000	4,897
Net charge-offs	$1,762,000	2,003
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$102,000	5,478
2010-09-30 (YTD Data)		Rank
Total interest income	$8,819,000	2,607
Total interest expense	$2,523,000	2,452
Net interest income	$6,296,000	2,637
Provision for loan and lease losses	$1,310,000	2,164
Total noninterest income	$1,008,000	2,718
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$186,000	4,093
Trading account gains and fees	$0	165
Additional Noninterest Income	$822,000	2,037
Total noninterest expense	$5,215,000	2,743
Salaries and employee benefits	$2,498,000	2,851
Premises and equipment expense	$660,000	2,809
Additional noninterest expense	$2,057,000	2,425
Pre-tax net operating income	$779,000	3,515
Securities gains (losses)	$212,000	1,337
Applicable income taxes	$230,000	2,413
Income before extraordinary items	$761,000	3,362
Extraordinary gains, net	$0	23
Net income	$761,000	3,361
Minority interest net income	$0	110
Net income of bank and minority interests.	$761,000	3,362
Net charge-offs	$562,000	2,922
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$597,760	3,647
2010-06-30 (YTD Data)		Rank
Total interest income	$5,908,000	2,622
Total interest expense	$1,757,000	2,442
Net interest income	$4,151,000	2,666
Provision for loan and lease losses	$995,000	1,955
Total noninterest income	$598,000	2,874
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$125,000	4,068
Trading account gains and fees	$0	152
Additional Noninterest Income	$473,000	2,170
Total noninterest expense	$3,398,000	2,791
Salaries and employee benefits	$1,611,000	2,953
Premises and equipment expense	$433,000	2,859
Additional noninterest expense	$1,354,000	2,449
Pre-tax net operating income	$356,000	4,148
Securities gains (losses)	$212,000	925
Applicable income taxes	$133,000	2,525
Income before extraordinary items	$435,000	3,645
Extraordinary gains, net	$0	19
Net income	$435,000	3,643
Minority interest net income	$0	105
Net income of bank and minority interests.	$435,000	3,644
Net charge-offs	$446,000	2,570
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$271,760	4,322
2010-03-31 (YTD Data)		Rank
Total interest income	$2,950,000	2,690
Total interest expense	$910,000	2,470
Net interest income	$2,040,000	2,733
Provision for loan and lease losses	$640,000	1,557
Total noninterest income	$237,000	3,306
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$64,000	4,014
Trading account gains and fees	$0	175
Additional Noninterest Income	$173,000	2,609
Total noninterest expense	$1,670,000	2,873
Salaries and employee benefits	$773,000	3,103
Premises and equipment expense	$221,000	2,880
Additional noninterest expense	$676,000	2,446
Pre-tax net operating income	$-33,000	6,434
Securities gains (losses)	$212,000	496
Applicable income taxes	$40,000	2,950
Income before extraordinary items	$139,000	4,513
Extraordinary gains, net	$0	16
Net income	$139,000	4,513
Minority interest net income	$0	91
Net income of bank and minority interests.	$139,000	4,512
Net charge-offs	$461,000	1,635
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-26,360	6,448
2009-12-31 (YTD Data)		Rank
Total interest income	$11,237,000	2,915
Total interest expense	$4,076,000	2,694
Net interest income	$7,161,000	3,009
Provision for loan and lease losses	$1,551,000	2,838
Total noninterest income	$1,143,000	3,074
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$181,000	4,823
Trading account gains and fees	$0	211
Additional Noninterest Income	$962,000	2,192
Total noninterest expense	$6,364,000	3,031
Salaries and employee benefits	$3,019,000	3,159
Premises and equipment expense	$871,000	2,902
Additional noninterest expense	$2,474,000	2,765
Pre-tax net operating income	$389,000	4,271
Securities gains (losses)	$-68,000	7,231
Applicable income taxes	$-150,000	6,674
Income before extraordinary items	$471,000	3,954
Extraordinary gains, net	$0	34
Net income	$471,000	3,953
Minority interest net income	$0	115
Net income of bank and minority interests.	$471,000	3,953
Net charge-offs	$1,085,000	2,768
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$539,000	3,693
2009-09-30 (YTD Data)		Rank
Total interest income	$8,306,000	3,004
Total interest expense	$3,088,000	2,791
Net interest income	$5,218,000	3,078
Provision for loan and lease losses	$807,000	3,093
Total noninterest income	$886,000	3,065
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$129,000	4,942
Trading account gains and fees	$0	212
Additional Noninterest Income	$757,000	2,190
Total noninterest expense	$4,771,000	3,040
Salaries and employee benefits	$2,274,000	3,173
Premises and equipment expense	$661,000	2,904
Additional noninterest expense	$1,836,000	2,760
Pre-tax net operating income	$526,000	3,825
Securities gains (losses)	$0	3,497
Applicable income taxes	$32,000	3,575
Income before extraordinary items	$494,000	3,710
Extraordinary gains, net	$0	27
Net income	$494,000	3,708
Minority interest net income	$0	118
Net income of bank and minority interests.	$494,000	3,709
Net charge-offs	$518,000	2,993
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$494,000	3,615
2009-06-30 (YTD Data)		Rank
Total interest income	$5,455,000	3,079
Total interest expense	$2,048,000	2,905
Net interest income	$3,407,000	3,122
Provision for loan and lease losses	$501,000	2,959
Total noninterest income	$575,000	3,116
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$82,000	5,023
Trading account gains and fees	$0	193
Additional Noninterest Income	$493,000	2,250
Total noninterest expense	$3,114,000	3,127
Salaries and employee benefits	$1,480,000	3,271
Premises and equipment expense	$436,000	2,970
Additional noninterest expense	$1,198,000	2,833
Pre-tax net operating income	$367,000	3,830
Securities gains (losses)	$0	3,136
Applicable income taxes	$2,000	4,423
Income before extraordinary items	$365,000	3,634
Extraordinary gains, net	$0	21
Net income	$365,000	3,632
Minority interest net income	$0	112
Net income of bank and minority interests.	$365,000	3,633
Net charge-offs	$474,000	2,403
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$365,000	3,524
2009-03-31 (YTD Data)		Rank
Total interest income	$2,692,000	3,138
Total interest expense	$1,065,000	2,917
Net interest income	$1,627,000	3,218
Provision for loan and lease losses	$151,000	3,198
Total noninterest income	$212,000	3,693
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$0	7,262
Trading account gains and fees	$42,000	117
Additional Noninterest Income	$170,000	2,743
Total noninterest expense	$1,415,000	3,295
Salaries and employee benefits	$679,000	3,556
Premises and equipment expense	$221,000	2,999
Additional noninterest expense	$515,000	2,940
Pre-tax net operating income	$273,000	3,488
Securities gains (losses)	$0	2,434
Applicable income taxes	$49,000	2,899
Income before extraordinary items	$224,000	3,671
Extraordinary gains, net	$0	15
Net income	$224,000	3,671
Minority interest net income	$0	102
Net income of bank and minority interests.	$224,000	3,672
Net charge-offs	$64,000	3,311
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$224,000	3,522
2008-12-31 (YTD Data)		Rank
Total interest income	$11,683,000	3,113
Total interest expense	$5,521,000	2,714
Net interest income	$6,162,000	3,410
Provision for loan and lease losses	$957,000	2,775
Total noninterest income	$824,000	3,811
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$181,000	4,975
Trading account gains and fees	$0	154
Additional Noninterest Income	$643,000	2,785
Total noninterest expense	$5,512,000	3,308
Salaries and employee benefits	$2,626,000	3,630
Premises and equipment expense	$807,000	3,158
Additional noninterest expense	$2,079,000	2,769
Pre-tax net operating income	$517,000	4,818
Securities gains (losses)	$33,000	1,871
Applicable income taxes	$-125,000	7,128
Income before extraordinary items	$675,000	3,988
Extraordinary gains, net	$0	39
Net income	$675,000	3,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$563,000	2,639
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$642,000	4,214
2008-09-30 (YTD Data)		Rank
Total interest income	$8,802,000	3,168
Total interest expense	$4,169,000	2,807
Net interest income	$4,633,000	3,418
Provision for loan and lease losses	$704,000	2,255
Total noninterest income	$677,000	3,712
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$139,000	4,975
Trading account gains and fees	$0	148
Additional Noninterest Income	$538,000	2,692
Total noninterest expense	$3,945,000	3,418
Salaries and employee benefits	$1,839,000	3,860
Premises and equipment expense	$606,000	3,169
Additional noninterest expense	$1,500,000	2,776
Pre-tax net operating income	$661,000	4,461
Securities gains (losses)	$31,000	1,730
Applicable income taxes	$31,000	4,397
Income before extraordinary items	$661,000	3,931
Extraordinary gains, net	$0	31
Net income	$661,000	3,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$513,000	1,933
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$631,240	4,184
2008-06-30 (YTD Data)		Rank
Total interest income	$5,907,000	3,195
Total interest expense	$2,871,000	2,821
Net interest income	$3,036,000	3,465
Provision for loan and lease losses	$82,000	4,565
Total noninterest income	$290,000	4,709
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$98,000	4,866
Trading account gains and fees	$0	149
Additional Noninterest Income	$192,000	3,848
Total noninterest expense	$2,572,000	3,480
Salaries and employee benefits	$1,198,000	3,960
Premises and equipment expense	$390,000	3,278
Additional noninterest expense	$984,000	2,789
Pre-tax net operating income	$672,000	3,779
Securities gains (losses)	$3,000	2,869
Applicable income taxes	$151,000	3,002
Income before extraordinary items	$524,000	3,924
Extraordinary gains, net	$0	21
Net income	$524,000	3,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	2,682
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$521,660	3,878
2008-03-31 (YTD Data)		Rank
Total interest income	$3,002,000	3,232
Total interest expense	$1,520,000	2,855
Net interest income	$1,482,000	3,512
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$146,000	4,671
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$53,000	4,696
Trading account gains and fees	$0	158
Additional Noninterest Income	$93,000	3,915
Total noninterest expense	$1,275,000	3,527
Salaries and employee benefits	$605,000	3,952
Premises and equipment expense	$197,000	3,281
Additional noninterest expense	$473,000	2,847
Pre-tax net operating income	$323,000	3,977
Securities gains (losses)	$0	2,688
Applicable income taxes	$81,000	3,035
Income before extraordinary items	$242,000	4,259
Extraordinary gains, net	$0	15
Net income	$242,000	4,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	1,434
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$242,000	4,156
2007-12-31 (YTD Data)		Rank
Total interest income	$11,659,000	3,359
Total interest expense	$6,417,000	2,849
Net interest income	$5,242,000	3,850
Provision for loan and lease losses	$162,000	4,220
Total noninterest income	$580,000	4,713
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$197,000	4,932
Trading account gains and fees	$0	178
Additional Noninterest Income	$383,000	3,817
Total noninterest expense	$4,454,000	3,789
Salaries and employee benefits	$2,067,000	4,293
Premises and equipment expense	$666,000	3,564
Additional noninterest expense	$1,721,000	3,056
Pre-tax net operating income	$1,206,000	4,355
Securities gains (losses)	$0	2,146
Applicable income taxes	$269,000	3,517
Income before extraordinary items	$937,000	4,454
Extraordinary gains, net	$0	39
Net income	$937,000	4,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,136
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$937,000	4,450
2007-09-30 (YTD Data)		Rank
Total interest income	$8,449,000	3,467
Total interest expense	$4,544,000	2,976
Net interest income	$3,905,000	3,884
Provision for loan and lease losses	$132,000	3,725
Total noninterest income	$435,000	4,716
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$145,000	4,996
Trading account gains and fees	$0	184
Additional Noninterest Income	$290,000	3,804
Total noninterest expense	$3,283,000	3,830
Salaries and employee benefits	$1,539,000	4,297
Premises and equipment expense	$490,000	3,602
Additional noninterest expense	$1,254,000	3,067
Pre-tax net operating income	$925,000	4,534
Securities gains (losses)	$0	1,655
Applicable income taxes	$276,000	3,310
Income before extraordinary items	$649,000	4,859
Extraordinary gains, net	$0	33
Net income	$649,000	4,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,724
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$649,000	4,848
2007-06-30 (YTD Data)		Rank
Total interest income	$5,529,000	3,523
Total interest expense	$2,991,000	3,020
Net interest income	$2,538,000	3,984
Provision for loan and lease losses	$104,000	3,234
Total noninterest income	$292,000	4,732
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$93,000	5,085
Trading account gains and fees	$0	168
Additional Noninterest Income	$199,000	3,793
Total noninterest expense	$2,164,000	3,887
Salaries and employee benefits	$1,014,000	4,375
Premises and equipment expense	$314,000	3,728
Additional noninterest expense	$836,000	3,084
Pre-tax net operating income	$562,000	4,818
Securities gains (losses)	$0	1,444
Applicable income taxes	$169,000	3,492
Income before extraordinary items	$393,000	5,116
Extraordinary gains, net	$0	29
Net income	$393,000	5,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,177
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$393,000	5,105
2007-03-31 (YTD Data)		Rank
Total interest income	$2,748,000	3,528
Total interest expense	$1,487,000	3,007
Net interest income	$1,261,000	4,004
Provision for loan and lease losses	$22,000	4,272
Total noninterest income	$141,000	4,774
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$43,000	5,170
Trading account gains and fees	$0	195
Additional Noninterest Income	$98,000	3,797
Total noninterest expense	$1,084,000	3,881
Salaries and employee benefits	$523,000	4,288
Premises and equipment expense	$148,000	3,888
Additional noninterest expense	$413,000	3,089
Pre-tax net operating income	$296,000	4,682
Securities gains (losses)	$0	1,187
Applicable income taxes	$92,000	3,380
Income before extraordinary items	$204,000	5,012
Extraordinary gains, net	$0	22
Net income	$204,000	5,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,785
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$204,000	5,002
2006-12-31 (YTD Data)		Rank
Total interest income	$9,912,000	3,597
Total interest expense	$4,920,000	3,065
Net interest income	$4,992,000	4,008
Provision for loan and lease losses	$226,000	3,303
Total noninterest income	$521,000	5,046
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$177,000	5,217
Trading account gains and fees	$0	130
Additional Noninterest Income	$344,000	4,035
Total noninterest expense	$4,089,000	3,930
Salaries and employee benefits	$1,947,000	4,366
Premises and equipment expense	$552,000	4,001
Additional noninterest expense	$1,590,000	3,141
Pre-tax net operating income	$1,198,000	4,790
Securities gains (losses)	$0	1,687
Applicable income taxes	$296,000	3,827
Income before extraordinary items	$902,000	4,943
Extraordinary gains, net	$0	51
Net income	$902,000	4,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	2,540
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$902,000	4,936
2006-09-30 (YTD Data)		Rank
Total interest income	$7,158,000	3,677
Total interest expense	$3,453,000	3,145
Net interest income	$3,705,000	4,074
Provision for loan and lease losses	$172,000	3,177
Total noninterest income	$388,000	5,084
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$131,000	5,300
Trading account gains and fees	$0	126
Additional Noninterest Income	$257,000	4,050
Total noninterest expense	$3,074,000	3,912
Salaries and employee benefits	$1,462,000	4,327
Premises and equipment expense	$421,000	3,973
Additional noninterest expense	$1,191,000	3,161
Pre-tax net operating income	$847,000	5,113
Securities gains (losses)	$0	1,388
Applicable income taxes	$255,000	3,808
Income before extraordinary items	$592,000	5,387
Extraordinary gains, net	$0	45
Net income	$592,000	5,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,074
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$592,000	5,384
2006-06-30 (YTD Data)		Rank
Total interest income	$4,555,000	3,769
Total interest expense	$2,186,000	3,158
Net interest income	$2,369,000	4,195
Provision for loan and lease losses	$107,000	3,235
Total noninterest income	$248,000	5,171
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$85,000	5,349
Trading account gains and fees	$0	126
Additional Noninterest Income	$163,000	4,143
Total noninterest expense	$2,049,000	3,945
Salaries and employee benefits	$949,000	4,437
Premises and equipment expense	$284,000	3,936
Additional noninterest expense	$816,000	3,085
Pre-tax net operating income	$461,000	5,590
Securities gains (losses)	$0	1,185
Applicable income taxes	$137,000	4,127
Income before extraordinary items	$324,000	5,852
Extraordinary gains, net	$0	39
Net income	$324,000	5,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,027
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$324,000	5,850
2006-03-31 (YTD Data)		Rank
Total interest income	$2,147,000	3,866
Total interest expense	$998,000	3,265
Net interest income	$1,149,000	4,287
Provision for loan and lease losses	$43,000	3,470
Total noninterest income	$124,000	5,127
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$42,000	5,298
Trading account gains and fees	$0	115
Additional Noninterest Income	$82,000	4,095
Total noninterest expense	$1,004,000	4,015
Salaries and employee benefits	$482,000	4,395
Premises and equipment expense	$144,000	3,911
Additional noninterest expense	$378,000	3,273
Pre-tax net operating income	$226,000	5,571
Securities gains (losses)	$0	955
Applicable income taxes	$68,000	4,090
Income before extraordinary items	$158,000	5,839
Extraordinary gains, net	$0	21
Net income	$158,000	5,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$158,000	5,843
2005-12-31 (YTD Data)		Rank
Total interest income	$7,337,000	4,008
Total interest expense	$2,691,000	3,624
Net interest income	$4,646,000	4,168
Provision for loan and lease losses	$228,000	3,362
Total noninterest income	$423,000	5,603
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$184,000	5,211
Trading account gains and fees	$0	138
Additional Noninterest Income	$239,000	4,819
Total noninterest expense	$3,799,000	4,025
Salaries and employee benefits	$1,697,000	4,667
Premises and equipment expense	$555,000	3,883
Additional noninterest expense	$1,547,000	3,146
Pre-tax net operating income	$1,042,000	5,247
Securities gains (losses)	$0	2,296
Applicable income taxes	$309,000	4,093
Income before extraordinary items	$733,000	5,562
Extraordinary gains, net	$0	46
Net income	$733,000	5,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,418
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$733,000	5,529
2005-09-30 (YTD Data)		Rank
Total interest income	$5,220,000	4,107
Total interest expense	$1,788,000	3,811
Net interest income	$3,432,000	4,208
Provision for loan and lease losses	$130,000	3,749
Total noninterest income	$289,000	5,840
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$134,000	5,305
Trading account gains and fees	$0	126
Additional Noninterest Income	$155,000	5,131
Total noninterest expense	$2,670,000	4,200
Salaries and employee benefits	$1,226,000	4,763
Premises and equipment expense	$341,000	4,449
Additional noninterest expense	$1,103,000	3,252
Pre-tax net operating income	$921,000	4,979
Securities gains (losses)	$0	2,317
Applicable income taxes	$335,000	3,606
Income before extraordinary items	$586,000	5,507
Extraordinary gains, net	$0	35
Net income	$586,000	5,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$586,000	5,470
2005-06-30 (YTD Data)		Rank
Total interest income	$3,301,000	4,203
Total interest expense	$1,043,000	4,019
Net interest income	$2,258,000	4,228
Provision for loan and lease losses	$105,000	3,281
Total noninterest income	$167,000	6,133
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$87,000	5,319
Trading account gains and fees	$0	116
Additional Noninterest Income	$80,000	5,615
Total noninterest expense	$1,695,000	4,346
Salaries and employee benefits	$748,000	5,032
Premises and equipment expense	$225,000	4,435
Additional noninterest expense	$722,000	3,279
Pre-tax net operating income	$625,000	4,908
Securities gains (losses)	$0	2,146
Applicable income taxes	$240,000	3,477
Income before extraordinary items	$385,000	5,538
Extraordinary gains, net	$0	30
Net income	$385,000	5,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$385,000	5,491
2005-03-31 (YTD Data)		Rank
Total interest income	$1,593,000	4,296
Total interest expense	$487,000	4,089
Net interest income	$1,106,000	4,307
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$84,000	6,049
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$43,000	5,318
Trading account gains and fees	$0	115
Additional Noninterest Income	$41,000	5,596
Total noninterest expense	$810,000	4,527
Salaries and employee benefits	$358,000	5,209
Premises and equipment expense	$110,000	4,551
Additional noninterest expense	$342,000	3,433
Pre-tax net operating income	$305,000	4,947
Securities gains (losses)	$0	1,685
Applicable income taxes	$119,000	3,485
Income before extraordinary items	$186,000	5,607
Extraordinary gains, net	$0	24
Net income	$186,000	5,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$186,000	5,563
2004-12-31 (YTD Data)		Rank
Total interest income	$5,405,000	4,593
Total interest expense	$1,372,000	4,755
Net interest income	$4,033,000	4,456
Provision for loan and lease losses	$217,000	3,563
Total noninterest income	$286,000	6,506
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$140,000	5,923
Trading account gains and fees	$0	138
Additional Noninterest Income	$146,000	5,747
Total noninterest expense	$3,076,000	4,583
Salaries and employee benefits	$1,344,000	5,325
Premises and equipment expense	$394,000	4,815
Additional noninterest expense	$1,338,000	3,444
Pre-tax net operating income	$1,026,000	5,172
Securities gains (losses)	$15,000	2,589
Applicable income taxes	$395,000	3,739
Income before extraordinary items	$646,000	5,797
Extraordinary gains, net	$0	34
Net income	$646,000	5,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,939
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$636,400	5,746
2004-09-30 (YTD Data)		Rank
Total interest income	$3,914,000	4,674
Total interest expense	$973,000	4,858
Net interest income	$2,941,000	4,538
Provision for loan and lease losses	$192,000	3,067
Total noninterest income	$208,000	6,599
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$108,000	5,910
Trading account gains and fees	$0	134
Additional Noninterest Income	$100,000	5,916
Total noninterest expense	$2,246,000	4,631
Salaries and employee benefits	$975,000	5,403
Premises and equipment expense	$286,000	4,909
Additional noninterest expense	$985,000	3,471
Pre-tax net operating income	$711,000	5,484
Securities gains (losses)	$0	3,710
Applicable income taxes	$283,000	3,892
Income before extraordinary items	$428,000	6,158
Extraordinary gains, net	$0	26
Net income	$428,000	6,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,248
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$428,000	6,093
2004-06-30 (YTD Data)		Rank
Total interest income	$2,500,000	4,849
Total interest expense	$635,000	4,939
Net interest income	$1,865,000	4,703
Provision for loan and lease losses	$125,000	3,031
Total noninterest income	$141,000	6,599
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$72,000	5,920
Trading account gains and fees	$0	130
Additional Noninterest Income	$69,000	5,871
Total noninterest expense	$1,469,000	4,732
Salaries and employee benefits	$632,000	5,522
Premises and equipment expense	$187,000	4,999
Additional noninterest expense	$650,000	3,507
Pre-tax net operating income	$412,000	5,790
Securities gains (losses)	$0	3,413
Applicable income taxes	$161,000	4,136
Income before extraordinary items	$251,000	6,437
Extraordinary gains, net	$0	21
Net income	$251,000	6,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,839
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$251,000	6,343
2004-03-31 (YTD Data)		Rank
Total interest income	$1,230,000	4,919
Total interest expense	$319,000	4,985
Net interest income	$911,000	4,789
Provision for loan and lease losses	$58,000	3,132
Total noninterest income	$57,000	6,981
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$36,000	5,877
Trading account gains and fees	$0	121
Additional Noninterest Income	$21,000	6,731
Total noninterest expense	$720,000	4,825
Salaries and employee benefits	$313,000	5,604
Premises and equipment expense	$92,000	5,093
Additional noninterest expense	$315,000	3,601
Pre-tax net operating income	$190,000	5,940
Securities gains (losses)	$0	2,934
Applicable income taxes	$76,000	4,215
Income before extraordinary items	$114,000	6,628
Extraordinary gains, net	$0	16
Net income	$114,000	6,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,046
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$114,000	6,509
2003-12-31 (YTD Data)		Rank
Total interest income	$4,764,000	5,060
Total interest expense	$1,244,000	5,454
Net interest income	$3,520,000	4,775
Provision for loan and lease losses	$225,000	3,797
Total noninterest income	$294,000	6,640
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$139,000	6,007
Trading account gains and fees	$0	160
Additional Noninterest Income	$155,000	5,766
Total noninterest expense	$2,734,000	4,909
Salaries and employee benefits	$1,175,000	5,712
Premises and equipment expense	$335,000	5,317
Additional noninterest expense	$1,224,000	3,671
Pre-tax net operating income	$855,000	5,533
Securities gains (losses)	$4,000	3,987
Applicable income taxes	$344,000	4,067
Income before extraordinary items	$515,000	6,282
Extraordinary gains, net	$0	54
Net income	$515,000	6,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,589
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$512,440	6,132
2003-09-30 (YTD Data)		Rank
Total interest income	$3,533,000	5,158
Total interest expense	$936,000	5,579
Net interest income	$2,597,000	4,834
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$234,000	6,559
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$105,000	6,036
Trading account gains and fees	$0	153
Additional Noninterest Income	$129,000	5,631
Total noninterest expense	$2,028,000	4,935
Salaries and employee benefits	$870,000	5,723
Premises and equipment expense	$249,000	5,347
Additional noninterest expense	$909,000	3,692
Pre-tax net operating income	$623,000	5,782
Securities gains (losses)	$0	4,204
Applicable income taxes	$249,000	4,285
Income before extraordinary items	$374,000	6,504
Extraordinary gains, net	$0	40
Net income	$374,000	6,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$374,000	6,332
2003-06-30 (YTD Data)		Rank
Total interest income	$2,332,000	5,231
Total interest expense	$640,000	5,629
Net interest income	$1,692,000	4,911
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$143,000	6,735
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$67,000	6,104
Trading account gains and fees	$0	150
Additional Noninterest Income	$76,000	5,812
Total noninterest expense	$1,324,000	4,990
Salaries and employee benefits	$570,000	5,780
Premises and equipment expense	$160,000	5,447
Additional noninterest expense	$594,000	3,729
Pre-tax net operating income	$391,000	5,925
Securities gains (losses)	$0	3,782
Applicable income taxes	$156,000	4,431
Income before extraordinary items	$235,000	6,659
Extraordinary gains, net	$0	30
Net income	$235,000	6,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$235,000	6,450
2003-03-31 (YTD Data)		Rank
Total interest income	$1,162,000	5,258
Total interest expense	$315,000	5,787
Net interest income	$847,000	4,886
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$61,000	6,982
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$33,000	6,078
Trading account gains and fees	$0	134
Additional Noninterest Income	$28,000	6,362
Total noninterest expense	$654,000	5,041
Salaries and employee benefits	$279,000	5,862
Premises and equipment expense	$82,000	5,357
Additional noninterest expense	$293,000	3,718
Pre-tax net operating income	$194,000	5,912
Securities gains (losses)	$0	2,891
Applicable income taxes	$78,000	4,407
Income before extraordinary items	$116,000	6,615
Extraordinary gains, net	$0	21
Net income	$116,000	6,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$116,000	6,447
2002-12-31 (YTD Data)		Rank
Total interest income	$4,084,000	5,837
Total interest expense	$1,165,000	6,514
Net interest income	$2,919,000	5,370
Provision for loan and lease losses	$275,000	3,639
Total noninterest income	$178,000	7,527
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$85,000	6,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$93,000	6,581
Total noninterest expense	$2,010,000	5,856
Salaries and employee benefits	$842,000	6,734
Premises and equipment expense	$218,000	6,549
Additional noninterest expense	$950,000	4,354
Pre-tax net operating income	$812,000	5,737
Securities gains (losses)	$24,000	3,010
Applicable income taxes	$333,000	4,257
Income before extraordinary items	$503,000	6,385
Extraordinary gains, net	$0	70
Net income	$503,000	6,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,760
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$487,640	6,304
2001-12-31 (YTD Data)		Rank
Total interest income	$3,189,000	7,045
Total interest expense	$1,264,000	7,478
Net interest income	$1,925,000	6,548
Provision for loan and lease losses	$225,000	3,876
Total noninterest income	$103,000	8,463
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$47,000	7,661
Trading account gains and fees	$0	177
Additional Noninterest Income	$56,000	7,506
Total noninterest expense	$1,601,000	6,573
Salaries and employee benefits	$770,000	6,907
Premises and equipment expense	$168,000	7,241
Additional noninterest expense	$663,000	5,468
Pre-tax net operating income	$202,000	7,872
Securities gains (losses)	$65,000	2,113
Applicable income taxes	$-94,000	9,251
Income before extraordinary items	$361,000	6,777
Extraordinary gains, net	$0	105
Net income	$361,000	6,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$1,121,000	381
Net operating income	$296,000	7,045
2000-12-31 (YTD Data)		Rank
Total interest income	$757,000	9,560
Total interest expense	$263,000	9,577
Net interest income	$494,000	9,468
Provision for loan and lease losses	$110,000	5,095
Total noninterest income	$13,000	9,721
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$7,000	8,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	9,605
Total noninterest expense	$994,000	8,039
Salaries and employee benefits	$314,000	9,193
Premises and equipment expense	$127,000	7,974
Additional noninterest expense	$553,000	6,052
Pre-tax net operating income	$-597,000	9,587
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-597,000	9,619
Extraordinary gains, net	$0	38
Net income	$-597,000	9,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$5,785,000	181
Net operating income	$-597,000	9,617

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.