Home > 1st Colonial Community Bank > Net charge- offs to loans
1st Colonial Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | -0.0545% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0537% | 4,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0166% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4589% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0806% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0690% | 4,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0271% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2261% | 4,425 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3227% | 4,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3227% | 4,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2652% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 4,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2980% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1665% | 4,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1665% | 4,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5362% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0484% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.1290% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0980% | 4,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0561% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1320% | 4,580 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1355% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4070% | 4,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4070% | 4,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0586% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 4,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.1773% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1288% | 4,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 4,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1772% | 4,629 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 4,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1479% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7307% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7307% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0916% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0968% | 4,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1924% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0859% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2713% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 4,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0736% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2314% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2314% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1035% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1204% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3946% | 4,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0497% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0600% | 4,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4242% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4242% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 1.1382% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1216% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0533% | 4,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 3,230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0623% | 4,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0620% | 4,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1723% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1723% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1043% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 1.4596% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0708% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 3,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0826% | 4,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1305% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2192% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0844% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0730% | 4,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 4,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1034% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1214% | 4,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1513% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1055% | 4,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1055% | 4,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1226% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0949% | 4,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1501% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2070% | 4,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 3,417 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2463% | 4,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2930% | 4,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7197% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4697% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.9302% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4445% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9039% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7751% | 176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4322% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 1.2592% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2916% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8122% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2819% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2819% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9840% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7079% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 2.2084% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0544% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9365% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5077% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5077% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2588% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5070% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 4.7722% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2328% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1648% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.6399% | 17 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0196% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0196% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5132% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2134% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.1145% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7833% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1805% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1352% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1906% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4465% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1363% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1363% | 2,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6303% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2673% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.1511% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7193% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2116% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1833% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2179% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7307% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0593% | 4,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0593% | 4,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6971% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2362% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 4,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3730% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0949% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4369% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2080% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4051% | 4,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4051% | 4,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4049% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2872% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5024% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5485% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4916% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7284% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4499% | 4,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4499% | 4,939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4983% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3866% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3866% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1871% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0498% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2358% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2745% | 5,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2745% | 4,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2808% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,471 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7273% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3295% | 5,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3295% | 5,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 3,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4766% | 5,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4766% | 5,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1958% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.4115% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2350% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4784% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1745% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2093% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3653% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3653% | 1,976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.3058% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1578% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2938% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2706% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2706% | 2,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1265% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 0.4623% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1417% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1273% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6249% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6249% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2158% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2222% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 3,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2786% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3001% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0887% | 4,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0887% | 4,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4789% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2428% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2428% | 271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1742% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 3,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1633% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5541% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6953% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6951% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1798% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2051% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 3,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2539% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8827% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3014% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3014% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2542% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2571% | 424 |
| Percentage Net Loans Charged-off:Construction & development | -0.0297% | 4,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4303% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 4,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5280% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2662% | 5,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6883% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6883% | 217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2345% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3824% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0469% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9483% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2425% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2425% | 2,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1960% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3574% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5138% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4394% | 5,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4394% | 5,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1251% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4317% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4963% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4777% | 5,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4777% | 5,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2027% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 5,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 5,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 4,528 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7973% | 6,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7973% | 5,975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4425% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2923% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2302% | 1,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3794% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2501% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4150% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6969% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9520% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9520% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1815% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3021% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3870% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7516% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6871% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6871% | 145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4758% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2077% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3481% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4494% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6182% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0301% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0301% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5315% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1884% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3153% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4098% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0892% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1974% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1974% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6460% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4275% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.8822% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2785% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4881% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7328% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4150% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5477% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0304% | 6,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0304% | 6,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5905% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4843% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.4527% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3713% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5777% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7887% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5147% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6384% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5702% | 6,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5702% | 6,610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7472% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4795% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.7749% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 1,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7312% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2110% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5862% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1199% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6423% | 6,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6423% | 6,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4773% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5551% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0401% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8960% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1116% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5351% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2434% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8423% | 6,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.8423% | 6,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7816% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8831% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4128% | 1,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2257% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3152% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1960% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1211% | 3,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9435% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9435% | 1,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7808% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9078% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5103% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2167% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4580% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1338% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 5,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0644% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0644% | 1,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5310% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6357% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0436% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8741% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7460% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 5,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0747% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0747% | 3,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5861% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7338% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2033% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0372% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5319% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0633% | 5,775 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1542% | 6,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1542% | 6,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7943% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6106% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 8.3287% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4880% | 2,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7728% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8826% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7295% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8415% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5393% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.6382% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5584% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4920% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 10.1808% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1200% | 2,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5903% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5930% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5892% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8906% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0941% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7654% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1600% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1556% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 4.5608% | 881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0787% | 2,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5280% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3694% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1854% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7315% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4874% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8634% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5609% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4703% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 4.1934% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3802% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5380% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6651% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0997% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2893% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0131% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3433% | 3,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.5039% | 2,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5578% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8029% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6266% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9240% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4329% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4398% | 2,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.6695% | 2,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7126% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0287% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3544% | 3,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9078% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5195% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5926% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0750% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5621% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1925% | 3,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0789% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2334% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2482% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2666% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3806% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1049% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6928% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5559% | 2,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.2334% | 3,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4243% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7266% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4574% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8393% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7813% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3848% | 4,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4510% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2284% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.3145% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4934% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 3,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1687% | 1,391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9661% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9904% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6292% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3481% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.4687% | 2,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7442% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 3,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2672% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7878% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3613% | 3,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 3,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1585% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5618% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9386% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1032% | 7,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4133% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1193% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2394% | 1,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 1,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2569% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5530% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5357% | 3,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5117% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 2,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1878% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2655% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5156% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7485% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2029% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2893% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4135% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2435% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4748% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9232% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5023% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2942% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5978% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8868% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4967% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7029% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7867% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 3,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1093% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 3,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1998% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 5,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 3,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1037% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3593% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2090% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9933% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1435% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2967% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0078% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 8,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1249% | 2,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5437% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 7,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 8,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 8,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7281% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 7,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 7,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2015% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 6,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 7,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 7,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 4,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1828% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 6,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4973% | 3,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6624% | 2,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 5,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0707% | 5,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0413% | 7,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9975% | 8,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 5,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2930% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 6,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3226% | 4,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 6,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 5,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 7,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1720% | 8,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 5,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5961% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |