Home > 1st Choice Bank > Assets and Liabilities
1st Choice Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 132 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $420,343,000 | 1,134 |
| Cash and due from depository institutions | $15,101,000 | 1,273 |
| Interest-bearing balances | $5,000 | 6,580 |
| Securities | $79,797,000 | 1,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $299,718,000 | 1,028 |
| Loan loss allowance | $3,067,000 | 1,251 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,024,000 | 450 |
| Other real estate owned | $84,000 | 1,273 |
| Goodwill and other intangibles | $2,055,000 | 1,062 |
| All other assets | $6,564,000 | 1,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,343,000 | 1,134 |
| Total liabilities | $390,323,000 | 1,114 |
| Total deposits | $297,486,000 | 1,245 |
| Interest-bearing deposits | $259,516,000 | 1,246 |
| Deposits held in domestic offices | $297,486,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,094,000 | 591 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $53,521,000 | 712 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,222,000 | 1,735 |
| Total equity capital | $30,020,000 | 1,476 |
| Total bank equity capital | $30,020,000 | 1,476 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,595,000 | 1,485 |
| Surplus | $18,054,000 | 1,018 |
| Undivided profits | $9,371,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,731,000 | 772 |
| Earning assets | $379,520,000 | 1,154 |
| Long-term assets (5+ years) | $66,252,000 | 1,376 |
| Average Assets, year-to-date | $373,992,600 | 1,211 |
| Average Assets, quarterly | $413,694,000 | 1,132 |
| Volatile liabilities | $120,223,000 | 852 |
| Insider loans | $9,868,000 | 429 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $696,000 | 825 |
| Unused loan commitments | $80,161,000 | 836 |
| Tier 1 (core) risk-based capital | $30,081,000 | 1,436 |
| Tier 2 risk-based capital | $3,067,000 | 1,168 |
| Total risk weighted assets | $338,022,400 | 952 |
| Total unused commitments | $80,161,000 | 836 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 124 | 1,349 |
| Assets and Liabilities | ||
| Total Assets: | $326,454,000 | 1,399 |
| Cash and due from depository institutions | $14,364,000 | 1,349 |
| Interest-bearing balances | $1,067,000 | 2,785 |
| Securities | $76,182,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 8,330 |
| Net loans & leases | $213,841,000 | 1,300 |
| Loan loss allowance | $2,209,000 | 1,617 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $15,190,000 | 487 |
| Other real estate owned | $674,000 | 1,349 |
| Goodwill and other intangibles | $2,201,000 | 965 |
| All other assets | $3,987,000 | 1,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,454,000 | 1,399 |
| Total liabilities | $302,826,000 | 1,358 |
| Total deposits | $245,434,000 | 1,514 |
| Interest-bearing deposits | $210,462,000 | 1,523 |
| Deposits held in domestic offices | $245,434,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,243,000 | 674 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $31,357,000 | 800 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,792,000 | 2,180 |
| Total equity capital | $23,628,000 | 1,890 |
| Total bank equity capital | $23,628,000 | 1,890 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,595,000 | 1,435 |
| Surplus | $11,879,000 | 1,333 |
| Undivided profits | $9,154,000 | 2,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 2,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,906,000 | 1,092 |
| Earning assets | $291,105,000 | 1,435 |
| Long-term assets (5+ years) | $62,996,000 | 1,312 |
| Average Assets, year-to-date | $289,378,400 | 1,491 |
| Average Assets, quarterly | $316,881,500 | 1,419 |
| Volatile liabilities | $83,451,000 | 948 |
| Insider loans | $8,118,000 | 496 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,589,000 | 432 |
| Unused loan commitments | $64,924,000 | 943 |
| Tier 1 (core) risk-based capital | $20,878,000 | 2,036 |
| Tier 2 risk-based capital | $2,209,000 | 1,478 |
| Total risk weighted assets | $243,891,700 | 1,185 |
| Total unused commitments | $64,924,000 | 948 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $244,696,000 | 1,863 |
| Cash and due from depository institutions | $11,224,000 | 2,306 |
| Interest-bearing balances | $1,004,000 | 2,439 |
| Securities | $58,153,000 | 1,988 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 7,864 |
| Net loans & leases | $163,124,000 | 1,737 |
| Loan loss allowance | $1,896,000 | 1,876 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,757,000 | 847 |
| Other real estate owned | $0 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,263,000 | 2,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,696,000 | 1,863 |
| Total liabilities | $227,153,000 | 1,808 |
| Total deposits | $205,690,000 | 1,826 |
| Interest-bearing deposits | $184,445,000 | 1,758 |
| Deposits held in domestic offices | $205,690,000 | 1,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,522,000 | 908 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,550,000 | 1,734 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,391,000 | 2,710 |
| Total equity capital | $17,543,000 | 2,543 |
| Total bank equity capital | $17,543,000 | 2,543 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,595,000 | 1,417 |
| Surplus | $8,979,000 | 1,721 |
| Undivided profits | $5,969,000 | 3,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,468,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,529,000 | 1,427 |
| Earning assets | $222,456,000 | 1,879 |
| Long-term assets (5+ years) | $50,039,000 | 1,365 |
| Average Assets, year-to-date | $218,648,400 | 1,986 |
| Average Assets, quarterly | $240,571,500 | 1,872 |
| Volatile liabilities | $67,179,000 | 1,128 |
| Insider loans | $5,604,000 | 737 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,870,000 | 612 |
| Unused loan commitments | $32,683,000 | 1,465 |
| Tier 1 (core) risk-based capital | $17,320,000 | 2,463 |
| Tier 2 risk-based capital | $1,896,000 | 1,603 |
| Total risk weighted assets | $175,764,900 | 1,605 |
| Total unused commitments | $32,683,000 | 1,469 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $187,996,000 | 2,476 |
| Cash and due from depository institutions | $8,633,000 | 2,788 |
| Interest-bearing balances | $10,000 | 6,204 |
| Securities | $27,947,000 | 4,135 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 4,998 |
| Net loans & leases | $138,020,000 | 2,066 |
| Loan loss allowance | $1,616,000 | 2,283 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,695,000 | 897 |
| Other real estate owned | $0 | 2,788 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,756,000 | 2,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,996,000 | 2,476 |
| Total liabilities | $173,678,000 | 2,427 |
| Total deposits | $162,692,000 | 2,372 |
| Interest-bearing deposits | $143,617,000 | 2,317 |
| Deposits held in domestic offices | $162,692,000 | 2,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,000,000 | 1,323 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $986,000 | 3,570 |
| Total equity capital | $14,318,000 | 3,104 |
| Total bank equity capital | $14,318,000 | 3,104 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,595,000 | 1,479 |
| Surplus | $8,229,000 | 1,914 |
| Undivided profits | $3,494,000 | 5,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,761,000 | 1,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $594,000 | 238 |
| Income earned, not collected on loans | $1,364,000 | 1,600 |
| Earning assets | $167,922,000 | 2,540 |
| Long-term assets (5+ years) | $9,401,000 | 4,369 |
| Average Assets, year-to-date | $158,981,400 | 2,772 |
| Average Assets, quarterly | $180,659,500 | 2,531 |
| Volatile liabilities | $43,166,000 | 1,547 |
| Insider loans | $626,000 | 4,904 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,256,000 | 683 |
| Unused loan commitments | $27,908,000 | 1,624 |
| Tier 1 (core) risk-based capital | $14,373,000 | 3,014 |
| Tier 2 risk-based capital | $1,616,000 | 1,912 |
| Total risk weighted assets | $145,959,800 | 1,934 |
| Total unused commitments | $27,908,000 | 1,641 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $130,484,000 | 3,453 |
| Cash and due from depository institutions | $4,390,000 | 3,993 |
| Interest-bearing balances | $5,000 | 6,618 |
| Securities | $22,241,000 | 5,157 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 9,231 |
| Net loans & leases | $96,624,000 | 2,784 |
| Loan loss allowance | $1,077,000 | 3,312 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,618,000 | 1,378 |
| Other real estate owned | $0 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,561,000 | 4,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,484,000 | 3,453 |
| Total liabilities | $122,048,000 | 3,338 |
| Total deposits | $119,316,000 | 3,215 |
| Interest-bearing deposits | $107,914,000 | 3,047 |
| Deposits held in domestic offices | $119,316,000 | 3,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000,000 | 2,360 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $732,000 | 4,723 |
| Total equity capital | $8,436,000 | 5,004 |
| Total bank equity capital | $8,436,000 | 5,004 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,595,000 | 1,512 |
| Surplus | $3,779,000 | 3,616 |
| Undivided profits | $2,062,000 | 7,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $949,000 | 2,435 |
| Earning assets | $118,920,000 | 3,472 |
| Long-term assets (5+ years) | $3,684,000 | 6,567 |
| Average Assets, year-to-date | $104,395,000 | 4,089 |
| Average Assets, quarterly | $125,232,500 | 3,553 |
| Volatile liabilities | $23,931,000 | 2,274 |
| Insider loans | $1,219,000 | 3,236 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,501,000 | 690 |
| Unused loan commitments | $22,294,000 | 1,848 |
| Tier 1 (core) risk-based capital | $8,436,000 | 4,869 |
| Tier 2 risk-based capital | $1,077,000 | 2,724 |
| Total risk weighted assets | $96,448,200 | 2,816 |
| Total unused commitments | $22,294,000 | 1,857 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $77,327,000 | 5,474 |
| Cash and due from depository institutions | $2,926,000 | 5,348 |
| Interest-bearing balances | $5,000 | 6,831 |
| Securities | $3,198,000 | 11,618 |
| Federal funds sold & reverse repurchase agreements | $5,810,000 | 1,586 |
| Net loans & leases | $61,371,000 | 4,118 |
| Loan loss allowance | $649,000 | 5,106 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,379,000 | 2,198 |
| Other real estate owned | $0 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $643,000 | 8,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,327,000 | 5,474 |
| Total liabilities | $70,102,000 | 5,466 |
| Total deposits | $63,603,000 | 5,655 |
| Interest-bearing deposits | $54,131,000 | 5,719 |
| Deposits held in domestic offices | $63,603,000 | 5,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,775,000 | 1,639 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $724,000 | 3,906 |
| Total equity capital | $7,225,000 | 5,372 |
| Total bank equity capital | $7,225,000 | 5,372 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,577,000 | 1,546 |
| Surplus | $3,746,000 | 3,557 |
| Undivided profits | $902,000 | 9,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 6,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $528,000 | 3,982 |
| Earning assets | $70,384,000 | 5,513 |
| Long-term assets (5+ years) | $2,502,000 | 7,809 |
| Average Assets, year-to-date | $68,191,400 | 5,927 |
| Average Assets, quarterly | $73,612,500 | 5,661 |
| Volatile liabilities | $14,778,000 | 3,235 |
| Insider loans | $949,000 | 3,844 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $3,336,000 | 340 |
| Unused loan commitments | $15,686,000 | 2,289 |
| Tier 1 (core) risk-based capital | $7,225,000 | 5,474 |
| Tier 2 risk-based capital | $649,000 | 4,249 |
| Total risk weighted assets | $58,431,400 | 4,334 |
| Total unused commitments | $15,686,000 | 2,301 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $63,937,000 | 6,514 |
| Cash and due from depository institutions | $1,385,000 | 8,210 |
| Interest-bearing balances | $37,000 | 7,161 |
| Securities | $1,388,000 | 12,782 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,803 |
| Net loans & leases | $51,482,000 | 4,669 |
| Loan loss allowance | $344,000 | 8,081 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,703,000 | 4,190 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $279,000 | 11,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,937,000 | 6,514 |
| Total liabilities | $60,957,000 | 6,246 |
| Total deposits | $43,949,000 | 7,696 |
| Interest-bearing deposits | $37,622,000 | 7,700 |
| Deposits held in domestic offices | $43,949,000 | 7,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $16,837,000 | 836 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $171,000 | 9,880 |
| Total equity capital | $2,980,000 | 9,813 |
| Total bank equity capital | $2,980,000 | 9,813 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,354,000 | 3,055 |
| Surplus | $1,426,000 | 6,874 |
| Undivided profits | $200,000 | 11,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 9,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $237,000 | 7,283 |
| Earning assets | $60,607,000 | 6,350 |
| Long-term assets (5+ years) | $1,260,000 | 9,622 |
| Average Assets, year-to-date | $32,706,400 | 9,659 |
| Average Assets, quarterly | $49,707,500 | 7,707 |
| Volatile liabilities | $23,199,000 | 2,134 |
| Insider loans | $1,256,000 | 3,121 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $21,093,000 | 205 |
| Unused loan commitments | $7,437,000 | 3,809 |
| Tier 1 (core) risk-based capital | $2,980,000 | 9,755 |
| Tier 2 risk-based capital | $344,000 | 6,944 |
| Total risk weighted assets | $40,038,000 | 5,884 |
| Total unused commitments | $7,437,000 | 3,829 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $15,374,000 | 12,784 |
| Cash and due from depository institutions | $768,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $249,000 | 13,684 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,799 |
| Net loans & leases | $10,413,000 | 11,545 |
| Loan loss allowance | $59,000 | 13,277 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $680,000 | 7,740 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $64,000 | 13,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,374,000 | 12,784 |
| Total liabilities | $13,821,000 | 12,774 |
| Total deposits | $11,991,000 | 13,032 |
| Interest-bearing deposits | $9,989,000 | 13,037 |
| Deposits held in domestic offices | $11,991,000 | 13,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $164,000 | 3,499 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,637,000 | 2,122 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $29,000 | 13,762 |
| Total equity capital | $1,553,000 | 12,288 |
| Total bank equity capital | $1,553,000 | 12,288 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $869,000 | 4,741 |
| Surplus | $711,000 | 9,579 |
| Undivided profits | $-27,000 | 12,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $39,000 | 13,232 |
| Earning assets | $13,862,000 | 12,751 |
| Long-term assets (5+ years) | $284,000 | 11,341 |
| Average Assets, year-to-date | $12,351,000 | 13,184 |
| Average Assets, quarterly | $12,351,000 | 13,218 |
| Volatile liabilities | $3,602,000 | 7,849 |
| Insider loans | $175,000 | 4,283 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,990,000 | 6,101 |
| Tier 1 (core) risk-based capital | $1,553,000 | 12,253 |
| Tier 2 risk-based capital | $59,000 | 12,957 |
| Total risk weighted assets | $10,159,700 | 12,038 |
| Total unused commitments | $2,990,000 | 6,131 |
| Derivatives | $0 | 651 |