Home > 1st Centennial Bank > Income and Expense
1st Centennial Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,318,000 | 948 |
| Total interest expense | $18,380,000 | 865 |
| Net interest income | $20,938,000 | 1,029 |
| Provision for loan and lease losses | $56,455,000 | 171 |
| Total noninterest income | $5,174,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $863,000 | 1,988 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,311,000 | 738 |
| Total noninterest expense | $28,371,000 | 703 |
| Salaries and employee benefits | $9,759,000 | 1,021 |
| Premises and equipment expense | $2,151,000 | 1,275 |
| Additional noninterest expense | $16,461,000 | 447 |
| Pre-tax net operating income | $-58,714,000 | 8,209 |
| Securities gains (losses) | $3,428,000 | 88 |
| Applicable income taxes | $-5,284,000 | 8,116 |
| Income before extraordinary items | $-50,002,000 | 8,189 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-50,002,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,120,000 | 186 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $642,000 | 496 |
| Net operating income | $-53,087,200 | 8,202 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,258,000 | 954 |
| Total interest expense | $12,383,000 | 1,008 |
| Net interest income | $17,875,000 | 916 |
| Provision for loan and lease losses | $36,205,000 | 167 |
| Total noninterest income | $2,996,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $651,000 | 1,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,345,000 | 981 |
| Total noninterest expense | $17,421,000 | 838 |
| Salaries and employee benefits | $7,678,000 | 998 |
| Premises and equipment expense | $1,611,000 | 1,282 |
| Additional noninterest expense | $8,132,000 | 601 |
| Pre-tax net operating income | $-32,755,000 | 8,315 |
| Securities gains (losses) | $287,000 | 481 |
| Applicable income taxes | $-13,360,000 | 8,319 |
| Income before extraordinary items | $-19,108,000 | 8,272 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-19,108,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,103,000 | 172 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $491,000 | 383 |
| Net operating income | $-19,291,680 | 8,287 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,891,000 | 937 |
| Total interest expense | $7,737,000 | 1,132 |
| Net interest income | $13,154,000 | 826 |
| Provision for loan and lease losses | $11,305,000 | 247 |
| Total noninterest income | $2,026,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $394,000 | 2,150 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,632,000 | 979 |
| Total noninterest expense | $10,790,000 | 915 |
| Salaries and employee benefits | $5,225,000 | 994 |
| Premises and equipment expense | $1,080,000 | 1,268 |
| Additional noninterest expense | $4,485,000 | 681 |
| Pre-tax net operating income | $-6,915,000 | 8,329 |
| Securities gains (losses) | $268,000 | 495 |
| Applicable income taxes | $-2,946,000 | 8,359 |
| Income before extraordinary items | $-3,701,000 | 8,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,701,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,174,000 | 221 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 314 |
| Net operating income | $-3,872,520 | 8,288 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 891 |
| Total interest expense | $4,450,000 | 1,053 |
| Net interest income | $6,893,000 | 794 |
| Provision for loan and lease losses | $5,105,000 | 211 |
| Total noninterest income | $1,111,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $197,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $914,000 | 910 |
| Total noninterest expense | $5,142,000 | 947 |
| Salaries and employee benefits | $2,740,000 | 955 |
| Premises and equipment expense | $537,000 | 1,285 |
| Additional noninterest expense | $1,865,000 | 778 |
| Pre-tax net operating income | $-2,243,000 | 8,380 |
| Securities gains (losses) | $130,000 | 601 |
| Applicable income taxes | $-963,000 | 8,394 |
| Income before extraordinary items | $-1,150,000 | 8,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,150,000 | 8,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,593,000 | 155 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,233,200 | 8,329 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $49,211,000 | 851 |
| Total interest expense | $18,307,000 | 1,069 |
| Net interest income | $30,904,000 | 714 |
| Provision for loan and lease losses | $2,350,000 | 737 |
| Total noninterest income | $4,146,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $904,000 | 1,919 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,242,000 | 951 |
| Total noninterest expense | $17,795,000 | 1,053 |
| Salaries and employee benefits | $9,729,000 | 1,035 |
| Premises and equipment expense | $2,186,000 | 1,210 |
| Additional noninterest expense | $5,880,000 | 960 |
| Pre-tax net operating income | $14,905,000 | 594 |
| Securities gains (losses) | $40,000 | 873 |
| Applicable income taxes | $5,592,000 | 499 |
| Income before extraordinary items | $9,353,000 | 696 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,353,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,286,000 | 837 |
| Cash dividends | $6,500,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,327,400 | 694 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $36,111,000 | 872 |
| Total interest expense | $13,023,000 | 1,130 |
| Net interest income | $23,088,000 | 718 |
| Provision for loan and lease losses | $700,000 | 1,201 |
| Total noninterest income | $2,966,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $665,000 | 1,943 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,301,000 | 998 |
| Total noninterest expense | $13,486,000 | 1,034 |
| Salaries and employee benefits | $7,283,000 | 1,028 |
| Premises and equipment expense | $1,640,000 | 1,203 |
| Additional noninterest expense | $4,563,000 | 893 |
| Pre-tax net operating income | $11,868,000 | 599 |
| Securities gains (losses) | $34,000 | 713 |
| Applicable income taxes | $4,506,000 | 505 |
| Income before extraordinary items | $7,396,000 | 713 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,396,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,709 |
| Cash dividends | $6,000,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,374,240 | 708 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,377,000 | 906 |
| Total interest expense | $7,989,000 | 1,248 |
| Net interest income | $15,388,000 | 733 |
| Provision for loan and lease losses | $400,000 | 1,235 |
| Total noninterest income | $2,094,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $437,000 | 1,970 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,657,000 | 975 |
| Total noninterest expense | $9,158,000 | 1,027 |
| Salaries and employee benefits | $4,953,000 | 1,027 |
| Premises and equipment expense | $1,088,000 | 1,229 |
| Additional noninterest expense | $3,117,000 | 894 |
| Pre-tax net operating income | $7,924,000 | 631 |
| Securities gains (losses) | $34,000 | 602 |
| Applicable income taxes | $3,023,000 | 532 |
| Income before extraordinary items | $4,935,000 | 740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,935,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $6,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,913,240 | 732 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,477,000 | 919 |
| Total interest expense | $3,807,000 | 1,301 |
| Net interest income | $7,670,000 | 733 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $874,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $218,000 | 1,924 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $656,000 | 1,123 |
| Total noninterest expense | $4,707,000 | 998 |
| Salaries and employee benefits | $2,514,000 | 1,012 |
| Premises and equipment expense | $561,000 | 1,203 |
| Additional noninterest expense | $1,632,000 | 840 |
| Pre-tax net operating income | $3,737,000 | 658 |
| Securities gains (losses) | $34,000 | 466 |
| Applicable income taxes | $1,435,000 | 554 |
| Income before extraordinary items | $2,336,000 | 769 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,336,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,982 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,314,240 | 765 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,736,000 | 958 |
| Total interest expense | $10,981,000 | 1,540 |
| Net interest income | $29,755,000 | 744 |
| Provision for loan and lease losses | $1,320,000 | 794 |
| Total noninterest income | $3,021,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $798,000 | 2,115 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,223,000 | 1,257 |
| Total noninterest expense | $16,577,000 | 1,083 |
| Salaries and employee benefits | $8,970,000 | 1,080 |
| Premises and equipment expense | $2,307,000 | 1,109 |
| Additional noninterest expense | $5,300,000 | 1,005 |
| Pre-tax net operating income | $14,879,000 | 690 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $5,890,000 | 563 |
| Income before extraordinary items | $8,992,000 | 826 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,992,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $955,000 | 717 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,990,080 | 816 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,126,000 | 1,013 |
| Total interest expense | $7,384,000 | 1,658 |
| Net interest income | $21,742,000 | 781 |
| Provision for loan and lease losses | $820,000 | 925 |
| Total noninterest income | $2,401,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $588,000 | 2,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,813,000 | 1,182 |
| Total noninterest expense | $12,359,000 | 1,096 |
| Salaries and employee benefits | $6,717,000 | 1,094 |
| Premises and equipment expense | $1,738,000 | 1,103 |
| Additional noninterest expense | $3,904,000 | 1,039 |
| Pre-tax net operating income | $10,964,000 | 737 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,362,000 | 595 |
| Income before extraordinary items | $6,602,000 | 888 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,602,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,020 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,602,000 | 874 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,795,000 | 1,022 |
| Total interest expense | $4,452,000 | 1,738 |
| Net interest income | $14,343,000 | 790 |
| Provision for loan and lease losses | $620,000 | 791 |
| Total noninterest income | $1,807,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $389,000 | 2,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,418,000 | 1,055 |
| Total noninterest expense | $8,423,000 | 1,073 |
| Salaries and employee benefits | $4,604,000 | 1,064 |
| Premises and equipment expense | $1,141,000 | 1,118 |
| Additional noninterest expense | $2,678,000 | 1,005 |
| Pre-tax net operating income | $7,107,000 | 755 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,847,000 | 612 |
| Income before extraordinary items | $4,260,000 | 913 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,260,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,336 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,260,000 | 894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,969,000 | 1,040 |
| Total interest expense | $2,044,000 | 1,788 |
| Net interest income | $6,925,000 | 812 |
| Provision for loan and lease losses | $465,000 | 518 |
| Total noninterest income | $1,190,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $192,000 | 2,117 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $998,000 | 807 |
| Total noninterest expense | $4,178,000 | 1,083 |
| Salaries and employee benefits | $2,325,000 | 1,055 |
| Premises and equipment expense | $557,000 | 1,152 |
| Additional noninterest expense | $1,296,000 | 1,031 |
| Pre-tax net operating income | $3,472,000 | 762 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,399,000 | 616 |
| Income before extraordinary items | $2,073,000 | 913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,073,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,073,000 | 893 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,241,000 | 990 |
| Total interest expense | $6,081,000 | 1,865 |
| Net interest income | $27,160,000 | 777 |
| Provision for loan and lease losses | $2,140,000 | 511 |
| Total noninterest income | $4,424,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $896,000 | 1,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,528,000 | 897 |
| Total noninterest expense | $19,406,000 | 875 |
| Salaries and employee benefits | $11,286,000 | 798 |
| Premises and equipment expense | $2,175,000 | 1,117 |
| Additional noninterest expense | $5,945,000 | 863 |
| Pre-tax net operating income | $10,038,000 | 982 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $4,002,000 | 769 |
| Income before extraordinary items | $6,031,000 | 1,192 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,031,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $901,000 | 737 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,034,200 | 1,173 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,938,000 | 1,000 |
| Total interest expense | $4,249,000 | 1,878 |
| Net interest income | $19,689,000 | 800 |
| Provision for loan and lease losses | $1,310,000 | 590 |
| Total noninterest income | $3,203,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $672,000 | 1,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,531,000 | 943 |
| Total noninterest expense | $14,557,000 | 869 |
| Salaries and employee benefits | $8,658,000 | 771 |
| Premises and equipment expense | $1,524,000 | 1,195 |
| Additional noninterest expense | $4,375,000 | 870 |
| Pre-tax net operating income | $7,025,000 | 1,034 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $2,794,000 | 820 |
| Income before extraordinary items | $4,226,000 | 1,286 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,226,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,229,200 | 1,259 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,412,000 | 1,008 |
| Total interest expense | $2,493,000 | 1,994 |
| Net interest income | $12,919,000 | 808 |
| Provision for loan and lease losses | $1,010,000 | 504 |
| Total noninterest income | $2,024,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $456,000 | 1,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,568,000 | 970 |
| Total noninterest expense | $9,433,000 | 883 |
| Salaries and employee benefits | $5,834,000 | 760 |
| Premises and equipment expense | $958,000 | 1,249 |
| Additional noninterest expense | $2,641,000 | 962 |
| Pre-tax net operating income | $4,500,000 | 1,054 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $1,783,000 | 841 |
| Income before extraordinary items | $2,712,000 | 1,298 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,712,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,715,200 | 1,272 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,221,000 | 1,051 |
| Total interest expense | $1,034,000 | 2,271 |
| Net interest income | $6,187,000 | 838 |
| Provision for loan and lease losses | $350,000 | 668 |
| Total noninterest income | $931,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $227,000 | 1,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $704,000 | 1,039 |
| Total noninterest expense | $4,540,000 | 916 |
| Salaries and employee benefits | $2,807,000 | 789 |
| Premises and equipment expense | $454,000 | 1,336 |
| Additional noninterest expense | $1,279,000 | 978 |
| Pre-tax net operating income | $2,228,000 | 1,039 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $883,000 | 836 |
| Income before extraordinary items | $1,340,000 | 1,290 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,340,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,343,200 | 1,261 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,719,000 | 1,191 |
| Total interest expense | $2,706,000 | 2,859 |
| Net interest income | $21,013,000 | 940 |
| Provision for loan and lease losses | $2,098,000 | 519 |
| Total noninterest income | $2,625,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $837,000 | 2,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,788,000 | 1,435 |
| Total noninterest expense | $15,420,000 | 1,045 |
| Salaries and employee benefits | $9,782,000 | 876 |
| Premises and equipment expense | $1,536,000 | 1,510 |
| Additional noninterest expense | $4,102,000 | 1,197 |
| Pre-tax net operating income | $6,120,000 | 1,409 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,363,000 | 1,100 |
| Income before extraordinary items | $3,757,000 | 1,705 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,757,000 | 1,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,757,000 | 1,661 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,897,000 | 1,235 |
| Total interest expense | $1,820,000 | 3,075 |
| Net interest income | $15,077,000 | 973 |
| Provision for loan and lease losses | $1,408,000 | 558 |
| Total noninterest income | $2,067,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $615,000 | 2,118 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,452,000 | 1,363 |
| Total noninterest expense | $11,580,000 | 1,050 |
| Salaries and employee benefits | $7,334,000 | 880 |
| Premises and equipment expense | $1,122,000 | 1,550 |
| Additional noninterest expense | $3,124,000 | 1,174 |
| Pre-tax net operating income | $4,156,000 | 1,552 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,590,000 | 1,228 |
| Income before extraordinary items | $2,566,000 | 1,862 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,566,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,566,000 | 1,815 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,420,000 | 1,329 |
| Total interest expense | $1,074,000 | 3,384 |
| Net interest income | $9,346,000 | 1,046 |
| Provision for loan and lease losses | $868,000 | 587 |
| Total noninterest income | $1,450,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $389,000 | 2,198 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,061,000 | 1,265 |
| Total noninterest expense | $7,549,000 | 1,063 |
| Salaries and employee benefits | $4,712,000 | 910 |
| Premises and equipment expense | $740,000 | 1,564 |
| Additional noninterest expense | $2,097,000 | 1,163 |
| Pre-tax net operating income | $2,379,000 | 1,768 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $897,000 | 1,404 |
| Income before extraordinary items | $1,482,000 | 2,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,482,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,094 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,482,000 | 2,032 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 1,404 |
| Total interest expense | $460,000 | 3,900 |
| Net interest income | $4,525,000 | 1,094 |
| Provision for loan and lease losses | $428,000 | 598 |
| Total noninterest income | $839,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $197,000 | 2,109 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $642,000 | 1,077 |
| Total noninterest expense | $3,749,000 | 1,084 |
| Salaries and employee benefits | $2,379,000 | 912 |
| Premises and equipment expense | $371,000 | 1,579 |
| Additional noninterest expense | $999,000 | 1,208 |
| Pre-tax net operating income | $1,187,000 | 1,743 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $442,000 | 1,434 |
| Income before extraordinary items | $745,000 | 2,056 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $745,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,439 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $745,000 | 1,979 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,676,000 | 1,709 |
| Total interest expense | $1,799,000 | 4,352 |
| Net interest income | $14,877,000 | 1,313 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $3,059,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $872,000 | 1,969 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,187,000 | 1,378 |
| Total noninterest expense | $13,574,000 | 1,190 |
| Salaries and employee benefits | $8,299,000 | 1,023 |
| Premises and equipment expense | $1,599,000 | 1,419 |
| Additional noninterest expense | $3,676,000 | 1,349 |
| Pre-tax net operating income | $4,002,000 | 1,974 |
| Securities gains (losses) | $-7,000 | 8,734 |
| Applicable income taxes | $1,486,000 | 1,635 |
| Income before extraordinary items | $2,509,000 | 2,370 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,509,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 631 |
| Net operating income | $2,513,480 | 2,257 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,162,000 | 1,784 |
| Total interest expense | $1,389,000 | 4,389 |
| Net interest income | $10,773,000 | 1,369 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $2,256,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $655,000 | 1,980 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,601,000 | 1,470 |
| Total noninterest expense | $9,774,000 | 1,253 |
| Salaries and employee benefits | $5,826,000 | 1,093 |
| Premises and equipment expense | $1,209,000 | 1,418 |
| Additional noninterest expense | $2,739,000 | 1,348 |
| Pre-tax net operating income | $2,895,000 | 2,099 |
| Securities gains (losses) | $-5,000 | 8,870 |
| Applicable income taxes | $1,067,000 | 1,765 |
| Income before extraordinary items | $1,823,000 | 2,530 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,823,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 472 |
| Net operating income | $1,826,200 | 2,394 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,978,000 | 1,838 |
| Total interest expense | $947,000 | 4,427 |
| Net interest income | $7,031,000 | 1,395 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $1,411,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $444,000 | 1,906 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $967,000 | 1,556 |
| Total noninterest expense | $6,380,000 | 1,286 |
| Salaries and employee benefits | $3,577,000 | 1,204 |
| Premises and equipment expense | $811,000 | 1,417 |
| Additional noninterest expense | $1,992,000 | 1,247 |
| Pre-tax net operating income | $1,852,000 | 2,179 |
| Securities gains (losses) | $-4,000 | 8,976 |
| Applicable income taxes | $680,000 | 1,855 |
| Income before extraordinary items | $1,168,000 | 2,643 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,168,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,750 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 347 |
| Net operating income | $1,170,560 | 2,488 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 1,897 |
| Total interest expense | $484,000 | 4,439 |
| Net interest income | $3,388,000 | 1,440 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $613,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $224,000 | 1,823 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $389,000 | 1,773 |
| Total noninterest expense | $2,967,000 | 1,361 |
| Salaries and employee benefits | $1,791,000 | 1,189 |
| Premises and equipment expense | $392,000 | 1,481 |
| Additional noninterest expense | $784,000 | 1,513 |
| Pre-tax net operating income | $944,000 | 2,147 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $356,000 | 1,792 |
| Income before extraordinary items | $587,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,188 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $587,640 | 2,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,492,000 | 2,115 |
| Total interest expense | $2,091,000 | 4,654 |
| Net interest income | $12,401,000 | 1,562 |
| Provision for loan and lease losses | $477,000 | 2,472 |
| Total noninterest income | $2,424,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $760,000 | 2,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,664,000 | 1,518 |
| Total noninterest expense | $11,194,000 | 1,376 |
| Salaries and employee benefits | $5,987,000 | 1,362 |
| Premises and equipment expense | $1,447,000 | 1,535 |
| Additional noninterest expense | $3,760,000 | 1,284 |
| Pre-tax net operating income | $3,154,000 | 2,385 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,061,000 | 2,118 |
| Income before extraordinary items | $2,093,000 | 2,702 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,093,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,344 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,093,000 | 2,613 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,824,000 | 3,697 |
| Total interest expense | $2,080,000 | 5,973 |
| Net interest income | $6,744,000 | 2,656 |
| Provision for loan and lease losses | $335,000 | 2,988 |
| Total noninterest income | $1,858,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $620,000 | 2,371 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,238,000 | 1,758 |
| Total noninterest expense | $6,841,000 | 2,094 |
| Salaries and employee benefits | $3,764,000 | 1,997 |
| Premises and equipment expense | $807,000 | 2,613 |
| Additional noninterest expense | $2,270,000 | 1,981 |
| Pre-tax net operating income | $1,426,000 | 3,989 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $491,000 | 3,355 |
| Income before extraordinary items | $951,000 | 4,418 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $951,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,626 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $940,440 | 4,330 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 4,122 |
| Total interest expense | $2,330,000 | 5,791 |
| Net interest income | $5,686,000 | 3,094 |
| Provision for loan and lease losses | $630,000 | 1,542 |
| Total noninterest income | $2,021,000 | 1,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,496,000 | 1,380 |
| Total noninterest expense | $5,582,000 | 2,445 |
| Salaries and employee benefits | $2,888,000 | 2,466 |
| Premises and equipment expense | $517,000 | 3,694 |
| Additional noninterest expense | $2,177,000 | 1,999 |
| Pre-tax net operating income | $1,495,000 | 4,077 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $523,000 | 3,388 |
| Income before extraordinary items | $983,000 | 4,434 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $983,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,656 |
| Cash dividends | $787,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $975,850 | 4,452 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 4,962 |
| Total interest expense | $1,586,000 | 6,762 |
| Net interest income | $4,396,000 | 3,861 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $1,028,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,581 |
| Total noninterest expense | $4,141,000 | 3,212 |
| Salaries and employee benefits | $2,166,000 | 3,190 |
| Premises and equipment expense | $418,000 | 4,372 |
| Additional noninterest expense | $1,557,000 | 2,775 |
| Pre-tax net operating income | $1,058,000 | 5,139 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $319,000 | 4,676 |
| Income before extraordinary items | $737,000 | 5,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $737,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $11,000 | 7,032 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 10,039 |
| Net operating income | $738,400 | 5,279 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,039,000 | 5,651 |
| Total interest expense | $1,695,000 | 6,774 |
| Net interest income | $3,344,000 | 4,761 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $876,000 | 3,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,736 |
| Total noninterest expense | $3,469,000 | 3,638 |
| Salaries and employee benefits | $1,615,000 | 4,008 |
| Premises and equipment expense | $354,000 | 4,844 |
| Additional noninterest expense | $1,500,000 | 2,782 |
| Pre-tax net operating income | $701,000 | 6,472 |
| Securities gains (losses) | $119,000 | 1,181 |
| Applicable income taxes | $193,000 | 6,274 |
| Income before extraordinary items | $627,000 | 5,924 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $627,000 | 5,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $2,000 | 7,457 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 731 |
| Net operating income | $536,560 | 6,287 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 6,597 |
| Total interest expense | $1,497,000 | 7,354 |
| Net interest income | $2,573,000 | 5,937 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $648,000 | 4,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 3,283 |
| Total noninterest expense | $2,340,000 | 5,039 |
| Salaries and employee benefits | $1,249,000 | 4,934 |
| Premises and equipment expense | $256,000 | 5,972 |
| Additional noninterest expense | $835,000 | 4,581 |
| Pre-tax net operating income | $872,000 | 6,244 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $263,000 | 6,125 |
| Income before extraordinary items | $610,000 | 6,304 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $610,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $2,000 | 7,852 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 805 |
| Net operating income | $609,300 | 6,252 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 7,658 |
| Total interest expense | $1,019,000 | 8,944 |
| Net interest income | $2,235,000 | 6,694 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $340,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,311 |
| Total noninterest expense | $1,745,000 | 6,513 |
| Salaries and employee benefits | $899,000 | 6,471 |
| Premises and equipment expense | $196,000 | 7,094 |
| Additional noninterest expense | $650,000 | 6,028 |
| Pre-tax net operating income | $830,000 | 6,372 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $304,000 | 5,784 |
| Income before extraordinary items | $527,000 | 6,724 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $527,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $1,000 | 8,325 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 874 |
| Net operating income | $526,360 | 6,671 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 7,986 |
| Total interest expense | $975,000 | 9,343 |
| Net interest income | $2,191,000 | 6,887 |
| Provision for loan and lease losses | $116,000 | 4,287 |
| Total noninterest income | $367,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $1,775,000 | 6,531 |
| Salaries and employee benefits | $773,000 | 7,255 |
| Premises and equipment expense | $195,000 | 7,299 |
| Additional noninterest expense | $807,000 | 5,223 |
| Pre-tax net operating income | $667,000 | 7,493 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $233,000 | 6,914 |
| Income before extraordinary items | $428,000 | 7,820 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $428,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $1,000 | 8,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $431,900 | 7,766 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 8,432 |
| Total interest expense | $842,000 | 9,390 |
| Net interest income | $1,927,000 | 7,736 |
| Provision for loan and lease losses | $191,000 | 3,115 |
| Total noninterest income | $299,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $1,766,000 | 6,777 |
| Salaries and employee benefits | $750,000 | 7,526 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $869,000 | 5,335 |
| Pre-tax net operating income | $269,000 | 10,349 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $27,000 | 10,992 |
| Income before extraordinary items | $242,000 | 9,785 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $242,000 | 9,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $242,000 | 9,861 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 9,514 |
| Total interest expense | $768,000 | 10,217 |
| Net interest income | $1,559,000 | 8,918 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $233,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $1,607,000 | 7,485 |
| Salaries and employee benefits | $732,000 | 7,768 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $720,000 | 6,423 |
| Pre-tax net operating income | $-315,000 | 12,774 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-132,000 | 12,988 |
| Income before extraordinary items | $-183,000 | 12,746 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-183,000 | 12,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,855 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-183,000 | 12,662 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 10,334 |
| Total interest expense | $824,000 | 11,217 |
| Net interest income | $1,448,000 | 9,460 |
| Provision for loan and lease losses | $177,000 | 5,621 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $1,415,000 | 8,228 |
| Salaries and employee benefits | $669,000 | 8,233 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $598,000 | 7,533 |
| Pre-tax net operating income | $29,000 | 12,544 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $28,000 | 12,723 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $28,000 | 12,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $28,000 | 12,483 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.