Home > 1st Bank Oklahoma > Income and Expense
1st Bank Oklahoma, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 5,358 |
| Total interest expense | $612,000 | 5,475 |
| Net interest income | $3,009,000 | 5,258 |
| Provision for loan and lease losses | $130,000 | 5,088 |
| Total noninterest income | $1,464,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,054,000 | 1,409 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $410,000 | 3,395 |
| Total noninterest expense | $3,335,000 | 4,607 |
| Salaries and employee benefits | $1,657,000 | 4,675 |
| Premises and equipment expense | $425,000 | 4,434 |
| Additional noninterest expense | $1,253,000 | 4,330 |
| Pre-tax net operating income | $1,008,000 | 3,720 |
| Securities gains (losses) | $58,000 | 2,480 |
| Applicable income taxes | $276,000 | 2,611 |
| Income before extraordinary items | $790,000 | 3,964 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $790,000 | 3,969 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $790,000 | 3,968 |
| Net charge-offs | $23,000 | 5,858 |
| Cash dividends | $10,000,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $747,080 | 3,917 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 6,270 |
| Total interest expense | $321,000 | 6,212 |
| Net interest income | $1,434,000 | 6,210 |
| Provision for loan and lease losses | $85,000 | 5,150 |
| Total noninterest income | $774,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $522,000 | 2,001 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $252,000 | 3,725 |
| Total noninterest expense | $1,550,000 | 5,780 |
| Salaries and employee benefits | $776,000 | 5,823 |
| Premises and equipment expense | $192,000 | 5,602 |
| Additional noninterest expense | $582,000 | 5,500 |
| Pre-tax net operating income | $573,000 | 4,293 |
| Securities gains (losses) | $13,000 | 2,968 |
| Applicable income taxes | $192,000 | 2,692 |
| Income before extraordinary items | $394,000 | 4,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 4,683 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $394,000 | 4,683 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $10,000,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $385,290 | 4,586 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 3,072 |
| Total interest expense | $998,000 | 2,953 |
| Net interest income | $3,524,000 | 3,064 |
| Provision for loan and lease losses | $67,000 | 4,804 |
| Total noninterest income | $1,271,000 | 1,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 1,409 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $751,000 | 1,631 |
| Total noninterest expense | $3,075,000 | 3,032 |
| Salaries and employee benefits | $1,947,000 | 2,478 |
| Premises and equipment expense | $702,000 | 1,804 |
| Additional noninterest expense | $426,000 | 5,366 |
| Pre-tax net operating income | $1,653,000 | 1,724 |
| Securities gains (losses) | $1,458,000 | 142 |
| Applicable income taxes | $1,144,000 | 682 |
| Income before extraordinary items | $1,967,000 | 1,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,967,000 | 1,274 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,967,000 | 1,274 |
| Net charge-offs | $292,000 | 2,713 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,033,880 | 2,140 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 2,805 |
| Total interest expense | $516,000 | 2,962 |
| Net interest income | $2,003,000 | 2,727 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $666,000 | 1,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,702 |
| Total noninterest expense | $1,539,000 | 3,040 |
| Salaries and employee benefits | $951,000 | 2,546 |
| Premises and equipment expense | $352,000 | 1,844 |
| Additional noninterest expense | $236,000 | 5,145 |
| Pre-tax net operating income | $1,010,000 | 1,420 |
| Securities gains (losses) | $110,000 | 507 |
| Applicable income taxes | $407,000 | 877 |
| Income before extraordinary items | $713,000 | 1,654 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $713,000 | 1,654 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $713,000 | 1,654 |
| Net charge-offs | $212,000 | 2,071 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $642,600 | 1,759 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,830,000 | 2,756 |
| Total interest expense | $2,341,000 | 3,151 |
| Net interest income | $8,489,000 | 2,583 |
| Provision for loan and lease losses | $1,175,000 | 2,811 |
| Total noninterest income | $3,127,000 | 1,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,127,000 | 1,030 |
| Total noninterest expense | $6,121,000 | 3,057 |
| Salaries and employee benefits | $3,626,000 | 2,645 |
| Premises and equipment expense | $1,428,000 | 1,792 |
| Additional noninterest expense | $1,067,000 | 4,921 |
| Pre-tax net operating income | $4,320,000 | 1,176 |
| Securities gains (losses) | $364,000 | 1,104 |
| Applicable income taxes | $1,559,000 | 883 |
| Income before extraordinary items | $3,125,000 | 1,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,125,000 | 1,356 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,125,000 | 1,357 |
| Net charge-offs | $892,000 | 2,845 |
| Cash dividends | $735,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,881,120 | 1,398 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,115,000 | 2,812 |
| Total interest expense | $1,795,000 | 3,214 |
| Net interest income | $6,320,000 | 2,628 |
| Provision for loan and lease losses | $950,000 | 2,578 |
| Total noninterest income | $2,289,000 | 1,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,289,000 | 1,005 |
| Total noninterest expense | $4,664,000 | 3,018 |
| Salaries and employee benefits | $2,807,000 | 2,583 |
| Premises and equipment expense | $1,063,000 | 1,829 |
| Additional noninterest expense | $794,000 | 4,940 |
| Pre-tax net operating income | $2,995,000 | 1,336 |
| Securities gains (losses) | $364,000 | 939 |
| Applicable income taxes | $1,283,000 | 847 |
| Income before extraordinary items | $2,076,000 | 1,592 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,076,000 | 1,595 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,076,000 | 1,595 |
| Net charge-offs | $799,000 | 2,464 |
| Cash dividends | $735,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,843,040 | 1,698 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 2,852 |
| Total interest expense | $1,216,000 | 3,274 |
| Net interest income | $4,160,000 | 2,659 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $1,416,000 | 1,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,416,000 | 1,022 |
| Total noninterest expense | $3,038,000 | 3,083 |
| Salaries and employee benefits | $1,856,000 | 2,610 |
| Premises and equipment expense | $696,000 | 1,877 |
| Additional noninterest expense | $486,000 | 5,158 |
| Pre-tax net operating income | $2,163,000 | 1,209 |
| Securities gains (losses) | $233,000 | 845 |
| Applicable income taxes | $925,000 | 770 |
| Income before extraordinary items | $1,471,000 | 1,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,471,000 | 1,499 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,471,000 | 1,499 |
| Net charge-offs | $-14,000 | 7,528 |
| Cash dividends | $317,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,321,880 | 1,580 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 2,974 |
| Total interest expense | $615,000 | 3,367 |
| Net interest income | $2,008,000 | 2,771 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $694,000 | 1,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $694,000 | 1,017 |
| Total noninterest expense | $1,492,000 | 3,163 |
| Salaries and employee benefits | $904,000 | 2,713 |
| Premises and equipment expense | $347,000 | 1,943 |
| Additional noninterest expense | $241,000 | 5,218 |
| Pre-tax net operating income | $985,000 | 1,324 |
| Securities gains (losses) | $43,000 | 1,209 |
| Applicable income taxes | $394,000 | 849 |
| Income before extraordinary items | $634,000 | 1,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $634,000 | 1,740 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $634,000 | 1,742 |
| Net charge-offs | $-34,000 | 7,734 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $606,480 | 1,733 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,735,000 | 3,049 |
| Total interest expense | $2,972,000 | 3,431 |
| Net interest income | $7,763,000 | 2,797 |
| Provision for loan and lease losses | $1,105,000 | 3,347 |
| Total noninterest income | $3,230,000 | 1,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,230,000 | 1,002 |
| Total noninterest expense | $6,312,000 | 3,059 |
| Salaries and employee benefits | $3,705,000 | 2,632 |
| Premises and equipment expense | $1,449,000 | 1,861 |
| Additional noninterest expense | $1,158,000 | 4,838 |
| Pre-tax net operating income | $3,576,000 | 1,141 |
| Securities gains (losses) | $289,000 | 1,275 |
| Applicable income taxes | $1,445,000 | 725 |
| Income before extraordinary items | $2,420,000 | 1,381 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,420,000 | 1,380 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,420,000 | 1,381 |
| Net charge-offs | $383,000 | 4,161 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,235,040 | 1,463 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,039,000 | 3,095 |
| Total interest expense | $2,329,000 | 3,455 |
| Net interest income | $5,710,000 | 2,850 |
| Provision for loan and lease losses | $430,000 | 4,065 |
| Total noninterest income | $2,368,000 | 1,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,368,000 | 1,020 |
| Total noninterest expense | $4,707,000 | 3,080 |
| Salaries and employee benefits | $2,738,000 | 2,699 |
| Premises and equipment expense | $1,086,000 | 1,870 |
| Additional noninterest expense | $883,000 | 4,774 |
| Pre-tax net operating income | $2,941,000 | 1,117 |
| Securities gains (losses) | $217,000 | 1,234 |
| Applicable income taxes | $1,193,000 | 735 |
| Income before extraordinary items | $1,965,000 | 1,357 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,965,000 | 1,355 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,965,000 | 1,357 |
| Net charge-offs | $138,000 | 4,717 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,826,120 | 1,431 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 3,167 |
| Total interest expense | $1,608,000 | 3,499 |
| Net interest income | $3,664,000 | 2,928 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $1,545,000 | 1,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,545,000 | 1,068 |
| Total noninterest expense | $3,167,000 | 3,077 |
| Salaries and employee benefits | $1,825,000 | 2,726 |
| Premises and equipment expense | $717,000 | 1,920 |
| Additional noninterest expense | $625,000 | 4,608 |
| Pre-tax net operating income | $1,802,000 | 1,276 |
| Securities gains (losses) | $76,000 | 1,654 |
| Applicable income taxes | $708,000 | 822 |
| Income before extraordinary items | $1,170,000 | 1,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,170,000 | 1,591 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,170,000 | 1,594 |
| Net charge-offs | $125,000 | 3,994 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,121,360 | 1,623 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 3,267 |
| Total interest expense | $816,000 | 3,566 |
| Net interest income | $1,752,000 | 3,039 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $745,000 | 1,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $745,000 | 1,068 |
| Total noninterest expense | $1,537,000 | 3,079 |
| Salaries and employee benefits | $910,000 | 2,778 |
| Premises and equipment expense | $358,000 | 1,962 |
| Additional noninterest expense | $269,000 | 4,742 |
| Pre-tax net operating income | $840,000 | 1,527 |
| Securities gains (losses) | $32,000 | 1,498 |
| Applicable income taxes | $341,000 | 946 |
| Income before extraordinary items | $531,000 | 2,016 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $531,000 | 2,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $531,000 | 2,017 |
| Net charge-offs | $78,000 | 3,132 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $510,520 | 1,967 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,300,000 | 3,448 |
| Total interest expense | $3,919,000 | 3,557 |
| Net interest income | $6,381,000 | 3,308 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $2,946,000 | 1,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,946,000 | 986 |
| Total noninterest expense | $5,907,000 | 3,125 |
| Salaries and employee benefits | $3,583,000 | 2,767 |
| Premises and equipment expense | $1,405,000 | 1,941 |
| Additional noninterest expense | $919,000 | 5,088 |
| Pre-tax net operating income | $3,120,000 | 1,734 |
| Securities gains (losses) | $352,000 | 491 |
| Applicable income taxes | $1,262,000 | 992 |
| Income before extraordinary items | $2,210,000 | 1,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,210,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,665 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,984,720 | 2,133 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 3,510 |
| Total interest expense | $3,036,000 | 3,591 |
| Net interest income | $4,690,000 | 3,376 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $2,166,000 | 1,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,166,000 | 1,042 |
| Total noninterest expense | $4,377,000 | 3,138 |
| Salaries and employee benefits | $2,657,000 | 2,808 |
| Premises and equipment expense | $1,036,000 | 1,971 |
| Additional noninterest expense | $684,000 | 5,026 |
| Pre-tax net operating income | $2,299,000 | 2,070 |
| Securities gains (losses) | $342,000 | 422 |
| Applicable income taxes | $982,000 | 1,169 |
| Income before extraordinary items | $1,659,000 | 2,126 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,659,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,006 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,440,120 | 2,517 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 3,579 |
| Total interest expense | $2,139,000 | 3,574 |
| Net interest income | $2,988,000 | 3,502 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $1,414,000 | 1,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,414,000 | 1,100 |
| Total noninterest expense | $2,899,000 | 3,161 |
| Salaries and employee benefits | $1,777,000 | 2,842 |
| Premises and equipment expense | $684,000 | 1,983 |
| Additional noninterest expense | $438,000 | 5,146 |
| Pre-tax net operating income | $1,383,000 | 2,349 |
| Securities gains (losses) | $216,000 | 586 |
| Applicable income taxes | $594,000 | 1,405 |
| Income before extraordinary items | $1,005,000 | 2,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,005,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,432 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $866,760 | 2,829 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 3,604 |
| Total interest expense | $1,179,000 | 3,495 |
| Net interest income | $1,434,000 | 3,602 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $692,000 | 1,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $692,000 | 1,132 |
| Total noninterest expense | $1,411,000 | 3,245 |
| Salaries and employee benefits | $872,000 | 2,919 |
| Premises and equipment expense | $333,000 | 2,034 |
| Additional noninterest expense | $206,000 | 5,288 |
| Pre-tax net operating income | $655,000 | 2,543 |
| Securities gains (losses) | $109,000 | 674 |
| Applicable income taxes | $280,000 | 1,553 |
| Income before extraordinary items | $484,000 | 2,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $484,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,776 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $414,240 | 3,040 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,320,000 | 3,700 |
| Total interest expense | $5,049,000 | 3,441 |
| Net interest income | $5,271,000 | 3,832 |
| Provision for loan and lease losses | $452,000 | 2,493 |
| Total noninterest income | $2,786,000 | 1,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,786,000 | 1,071 |
| Total noninterest expense | $5,418,000 | 3,230 |
| Salaries and employee benefits | $3,193,000 | 3,073 |
| Premises and equipment expense | $1,265,000 | 2,065 |
| Additional noninterest expense | $960,000 | 4,778 |
| Pre-tax net operating income | $2,187,000 | 3,136 |
| Securities gains (losses) | $-61,000 | 8,048 |
| Applicable income taxes | $721,000 | 2,263 |
| Income before extraordinary items | $1,405,000 | 3,573 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,405,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,779 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,445,260 | 3,519 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,688,000 | 3,718 |
| Total interest expense | $3,781,000 | 3,443 |
| Net interest income | $3,907,000 | 3,882 |
| Provision for loan and lease losses | $114,000 | 3,931 |
| Total noninterest income | $2,068,000 | 1,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,068,000 | 1,075 |
| Total noninterest expense | $3,969,000 | 3,265 |
| Salaries and employee benefits | $2,375,000 | 3,062 |
| Premises and equipment expense | $927,000 | 2,089 |
| Additional noninterest expense | $667,000 | 4,933 |
| Pre-tax net operating income | $1,892,000 | 2,958 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $699,000 | 2,089 |
| Income before extraordinary items | $1,205,000 | 3,457 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,205,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,826 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,197,320 | 3,455 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 3,784 |
| Total interest expense | $2,458,000 | 3,502 |
| Net interest income | $2,550,000 | 3,972 |
| Provision for loan and lease losses | $76,000 | 3,715 |
| Total noninterest income | $1,370,000 | 1,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,370,000 | 1,123 |
| Total noninterest expense | $2,634,000 | 3,309 |
| Salaries and employee benefits | $1,568,000 | 3,121 |
| Premises and equipment expense | $618,000 | 2,098 |
| Additional noninterest expense | $448,000 | 4,927 |
| Pre-tax net operating income | $1,210,000 | 3,099 |
| Securities gains (losses) | $10,000 | 866 |
| Applicable income taxes | $445,000 | 2,228 |
| Income before extraordinary items | $775,000 | 3,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $775,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,522 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $768,600 | 3,584 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 3,849 |
| Total interest expense | $1,196,000 | 3,549 |
| Net interest income | $1,241,000 | 4,053 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $647,000 | 1,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $647,000 | 1,133 |
| Total noninterest expense | $1,292,000 | 3,367 |
| Salaries and employee benefits | $768,000 | 3,202 |
| Premises and equipment expense | $307,000 | 2,128 |
| Additional noninterest expense | $217,000 | 4,990 |
| Pre-tax net operating income | $558,000 | 3,277 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $209,000 | 2,343 |
| Income before extraordinary items | $353,000 | 3,793 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $350,440 | 3,800 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,116,000 | 3,835 |
| Total interest expense | $4,067,000 | 3,558 |
| Net interest income | $5,049,000 | 3,975 |
| Provision for loan and lease losses | $152,000 | 4,025 |
| Total noninterest income | $2,465,000 | 1,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,465,000 | 1,146 |
| Total noninterest expense | $4,998,000 | 3,356 |
| Salaries and employee benefits | $2,868,000 | 3,258 |
| Premises and equipment expense | $1,218,000 | 2,049 |
| Additional noninterest expense | $912,000 | 4,812 |
| Pre-tax net operating income | $2,364,000 | 3,265 |
| Securities gains (losses) | $20,000 | 909 |
| Applicable income taxes | $884,000 | 2,347 |
| Income before extraordinary items | $1,500,000 | 3,776 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,500,000 | 3,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,320 |
| Cash dividends | $1,163,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,487,200 | 3,777 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 3,842 |
| Total interest expense | $2,930,000 | 3,577 |
| Net interest income | $3,814,000 | 3,982 |
| Provision for loan and lease losses | $114,000 | 3,896 |
| Total noninterest income | $1,849,000 | 1,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,849,000 | 1,167 |
| Total noninterest expense | $3,649,000 | 3,412 |
| Salaries and employee benefits | $2,119,000 | 3,293 |
| Premises and equipment expense | $898,000 | 2,090 |
| Additional noninterest expense | $632,000 | 5,042 |
| Pre-tax net operating income | $1,900,000 | 3,226 |
| Securities gains (losses) | $36,000 | 628 |
| Applicable income taxes | $713,000 | 2,366 |
| Income before extraordinary items | $1,223,000 | 3,692 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,223,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,911 |
| Cash dividends | $861,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,199,960 | 3,724 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 3,861 |
| Total interest expense | $1,858,000 | 3,591 |
| Net interest income | $2,544,000 | 3,996 |
| Provision for loan and lease losses | $76,000 | 3,776 |
| Total noninterest income | $1,218,000 | 1,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,218,000 | 1,175 |
| Total noninterest expense | $2,419,000 | 3,438 |
| Salaries and employee benefits | $1,408,000 | 3,311 |
| Premises and equipment expense | $588,000 | 2,121 |
| Additional noninterest expense | $423,000 | 5,017 |
| Pre-tax net operating income | $1,267,000 | 3,239 |
| Securities gains (losses) | $30,000 | 531 |
| Applicable income taxes | $480,000 | 2,376 |
| Income before extraordinary items | $817,000 | 3,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $817,000 | 3,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,804 |
| Cash dividends | $520,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $797,800 | 3,751 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 3,874 |
| Total interest expense | $876,000 | 3,611 |
| Net interest income | $1,266,000 | 4,009 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $540,000 | 2,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $540,000 | 1,268 |
| Total noninterest expense | $1,203,000 | 3,464 |
| Salaries and employee benefits | $706,000 | 3,311 |
| Premises and equipment expense | $284,000 | 2,197 |
| Additional noninterest expense | $213,000 | 4,982 |
| Pre-tax net operating income | $565,000 | 3,472 |
| Securities gains (losses) | $13,000 | 532 |
| Applicable income taxes | $215,000 | 2,504 |
| Income before extraordinary items | $363,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $248,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $354,680 | 3,976 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,956,000 | 3,773 |
| Total interest expense | $2,722,000 | 3,597 |
| Net interest income | $5,234,000 | 3,825 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $2,094,000 | 2,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,094,000 | 1,317 |
| Total noninterest expense | $4,636,000 | 3,441 |
| Salaries and employee benefits | $2,692,000 | 3,272 |
| Premises and equipment expense | $1,196,000 | 2,004 |
| Additional noninterest expense | $748,000 | 5,388 |
| Pre-tax net operating income | $2,392,000 | 3,246 |
| Securities gains (losses) | $-170,000 | 8,550 |
| Applicable income taxes | $811,000 | 2,586 |
| Income before extraordinary items | $1,411,000 | 3,934 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,411,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,079 |
| Cash dividends | $1,726,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,519,800 | 3,723 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 3,788 |
| Total interest expense | $1,925,000 | 3,613 |
| Net interest income | $3,929,000 | 3,818 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,522,000 | 2,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,522,000 | 1,349 |
| Total noninterest expense | $3,386,000 | 3,492 |
| Salaries and employee benefits | $2,011,000 | 3,258 |
| Premises and equipment expense | $889,000 | 2,007 |
| Additional noninterest expense | $486,000 | 5,797 |
| Pre-tax net operating income | $1,840,000 | 3,249 |
| Securities gains (losses) | $-134,000 | 8,678 |
| Applicable income taxes | $627,000 | 2,567 |
| Income before extraordinary items | $1,079,000 | 3,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,079,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,901 |
| Cash dividends | $1,437,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,164,760 | 3,714 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 3,783 |
| Total interest expense | $1,191,000 | 3,634 |
| Net interest income | $2,605,000 | 3,801 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $962,000 | 2,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $962,000 | 1,386 |
| Total noninterest expense | $2,174,000 | 3,582 |
| Salaries and employee benefits | $1,315,000 | 3,299 |
| Premises and equipment expense | $585,000 | 2,021 |
| Additional noninterest expense | $274,000 | 6,266 |
| Pre-tax net operating income | $1,243,000 | 3,161 |
| Securities gains (losses) | $-154,000 | 8,748 |
| Applicable income taxes | $395,000 | 2,633 |
| Income before extraordinary items | $694,000 | 4,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $694,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,912 |
| Cash dividends | $1,184,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $792,560 | 3,605 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 3,840 |
| Total interest expense | $559,000 | 3,708 |
| Net interest income | $1,279,000 | 3,845 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $461,000 | 2,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $461,000 | 1,403 |
| Total noninterest expense | $1,068,000 | 3,652 |
| Salaries and employee benefits | $657,000 | 3,296 |
| Premises and equipment expense | $296,000 | 2,024 |
| Additional noninterest expense | $115,000 | 6,784 |
| Pre-tax net operating income | $597,000 | 3,237 |
| Securities gains (losses) | $-24,000 | 8,693 |
| Applicable income taxes | $217,000 | 2,467 |
| Income before extraordinary items | $356,000 | 3,922 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $356,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $916,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $371,360 | 3,768 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 3,694 |
| Total interest expense | $2,074,000 | 3,537 |
| Net interest income | $5,230,000 | 3,678 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $2,081,000 | 2,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,081,000 | 1,280 |
| Total noninterest expense | $4,310,000 | 3,529 |
| Salaries and employee benefits | $2,597,000 | 3,242 |
| Premises and equipment expense | $1,216,000 | 1,887 |
| Additional noninterest expense | $497,000 | 6,551 |
| Pre-tax net operating income | $2,701,000 | 2,811 |
| Securities gains (losses) | $-262,000 | 8,832 |
| Applicable income taxes | $926,000 | 2,285 |
| Income before extraordinary items | $1,513,000 | 3,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,513,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,314 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,680,680 | 3,281 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 3,680 |
| Total interest expense | $1,536,000 | 3,540 |
| Net interest income | $3,896,000 | 3,675 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $1,536,000 | 2,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,536,000 | 1,303 |
| Total noninterest expense | $3,201,000 | 3,525 |
| Salaries and employee benefits | $1,934,000 | 3,233 |
| Premises and equipment expense | $898,000 | 1,914 |
| Additional noninterest expense | $369,000 | 6,566 |
| Pre-tax net operating income | $2,006,000 | 2,872 |
| Securities gains (losses) | $-172,000 | 8,931 |
| Applicable income taxes | $716,000 | 2,275 |
| Income before extraordinary items | $1,118,000 | 3,725 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,118,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,219 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,228,080 | 3,399 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 3,728 |
| Total interest expense | $1,011,000 | 3,564 |
| Net interest income | $2,553,000 | 3,710 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $1,028,000 | 2,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,028,000 | 1,299 |
| Total noninterest expense | $2,123,000 | 3,568 |
| Salaries and employee benefits | $1,285,000 | 3,251 |
| Premises and equipment expense | $587,000 | 1,951 |
| Additional noninterest expense | $251,000 | 6,517 |
| Pre-tax net operating income | $1,308,000 | 2,901 |
| Securities gains (losses) | $-119,000 | 8,978 |
| Applicable income taxes | $474,000 | 2,287 |
| Income before extraordinary items | $715,000 | 3,806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,905 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $791,160 | 3,461 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 3,827 |
| Total interest expense | $505,000 | 3,611 |
| Net interest income | $1,224,000 | 3,835 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $499,000 | 2,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $499,000 | 1,296 |
| Total noninterest expense | $1,074,000 | 3,558 |
| Salaries and employee benefits | $643,000 | 3,260 |
| Premises and equipment expense | $288,000 | 2,007 |
| Additional noninterest expense | $143,000 | 6,152 |
| Pre-tax net operating income | $574,000 | 3,195 |
| Securities gains (losses) | $-56,000 | 9,039 |
| Applicable income taxes | $169,000 | 2,870 |
| Income before extraordinary items | $349,000 | 3,858 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $349,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $386,520 | 3,484 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,021,000 | 3,815 |
| Total interest expense | $2,395,000 | 3,451 |
| Net interest income | $4,626,000 | 3,919 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $2,163,000 | 2,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,163,000 | 1,389 |
| Total noninterest expense | $4,310,000 | 3,488 |
| Salaries and employee benefits | $2,652,000 | 3,106 |
| Premises and equipment expense | $1,072,000 | 2,122 |
| Additional noninterest expense | $586,000 | 6,061 |
| Pre-tax net operating income | $2,179,000 | 3,195 |
| Securities gains (losses) | $506,000 | 741 |
| Applicable income taxes | $967,000 | 2,232 |
| Income before extraordinary items | $1,718,000 | 3,217 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,718,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,363 |
| Cash dividends | $1,036,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,394,160 | 3,585 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 3,870 |
| Total interest expense | $1,846,000 | 3,493 |
| Net interest income | $3,409,000 | 3,981 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,640,000 | 2,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,640,000 | 1,441 |
| Total noninterest expense | $3,230,000 | 3,478 |
| Salaries and employee benefits | $1,982,000 | 3,114 |
| Premises and equipment expense | $784,000 | 2,188 |
| Additional noninterest expense | $464,000 | 5,868 |
| Pre-tax net operating income | $1,594,000 | 3,395 |
| Securities gains (losses) | $481,000 | 702 |
| Applicable income taxes | $750,000 | 2,289 |
| Income before extraordinary items | $1,325,000 | 3,247 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,325,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,165 |
| Cash dividends | $769,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,017,160 | 3,780 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 3,907 |
| Total interest expense | $1,265,000 | 3,513 |
| Net interest income | $2,229,000 | 4,049 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,089,000 | 2,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,089,000 | 1,426 |
| Total noninterest expense | $2,163,000 | 3,451 |
| Salaries and employee benefits | $1,324,000 | 3,107 |
| Premises and equipment expense | $504,000 | 2,245 |
| Additional noninterest expense | $335,000 | 5,613 |
| Pre-tax net operating income | $1,005,000 | 3,512 |
| Securities gains (losses) | $380,000 | 692 |
| Applicable income taxes | $495,000 | 2,333 |
| Income before extraordinary items | $890,000 | 3,237 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $890,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,946 |
| Cash dividends | $719,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $646,800 | 3,897 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 3,934 |
| Total interest expense | $652,000 | 3,509 |
| Net interest income | $1,093,000 | 4,118 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $544,000 | 2,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $544,000 | 1,396 |
| Total noninterest expense | $963,000 | 3,783 |
| Salaries and employee benefits | $597,000 | 3,384 |
| Premises and equipment expense | $247,000 | 2,272 |
| Additional noninterest expense | $119,000 | 6,675 |
| Pre-tax net operating income | $599,000 | 3,082 |
| Securities gains (losses) | $341,000 | 467 |
| Applicable income taxes | $343,000 | 1,851 |
| Income before extraordinary items | $597,000 | 2,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $597,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,990 |
| Cash dividends | $419,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $378,760 | 3,439 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,429,000 | 3,864 |
| Total interest expense | $2,945,000 | 3,586 |
| Net interest income | $4,484,000 | 4,003 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $2,286,000 | 1,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,286,000 | 1,192 |
| Total noninterest expense | $3,892,000 | 3,628 |
| Salaries and employee benefits | $2,412,000 | 3,206 |
| Premises and equipment expense | $931,000 | 2,332 |
| Additional noninterest expense | $549,000 | 6,232 |
| Pre-tax net operating income | $2,578,000 | 2,822 |
| Securities gains (losses) | $315,000 | 869 |
| Applicable income taxes | $991,000 | 2,223 |
| Income before extraordinary items | $1,902,000 | 2,919 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,902,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,890 |
| Cash dividends | $822,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,694,100 | 3,090 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,813,000 | 4,097 |
| Total interest expense | $3,927,000 | 3,861 |
| Net interest income | $3,886,000 | 4,216 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $1,806,000 | 2,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,806,000 | 1,330 |
| Total noninterest expense | $3,190,000 | 4,131 |
| Salaries and employee benefits | $1,960,000 | 3,653 |
| Premises and equipment expense | $803,000 | 2,622 |
| Additional noninterest expense | $427,000 | 6,946 |
| Pre-tax net operating income | $2,162,000 | 3,001 |
| Securities gains (losses) | $127,000 | 1,550 |
| Applicable income taxes | $932,000 | 2,175 |
| Income before extraordinary items | $1,357,000 | 3,483 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,357,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $129,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,275,720 | 3,538 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 4,434 |
| Total interest expense | $4,091,000 | 3,903 |
| Net interest income | $3,197,000 | 4,924 |
| Provision for loan and lease losses | $228,000 | 3,468 |
| Total noninterest income | $1,418,000 | 2,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,418,000 | 1,444 |
| Total noninterest expense | $3,175,000 | 4,042 |
| Salaries and employee benefits | $1,784,000 | 3,810 |
| Premises and equipment expense | $609,000 | 3,227 |
| Additional noninterest expense | $782,000 | 4,812 |
| Pre-tax net operating income | $1,212,000 | 4,692 |
| Securities gains (losses) | $35,000 | 803 |
| Applicable income taxes | $442,000 | 3,773 |
| Income before extraordinary items | $805,000 | 5,032 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $805,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,880 |
| Cash dividends | $30,000 | 6,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $782,250 | 5,108 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 4,715 |
| Total interest expense | $3,271,000 | 4,294 |
| Net interest income | $3,158,000 | 4,979 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $1,145,000 | 2,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,145,000 | 1,703 |
| Total noninterest expense | $2,493,000 | 4,901 |
| Salaries and employee benefits | $1,508,000 | 4,316 |
| Premises and equipment expense | $513,000 | 3,683 |
| Additional noninterest expense | $472,000 | 6,732 |
| Pre-tax net operating income | $1,715,000 | 3,745 |
| Securities gains (losses) | $88,000 | 783 |
| Applicable income taxes | $680,000 | 2,959 |
| Income before extraordinary items | $1,123,000 | 4,070 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,123,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $115,000 | 5,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,066,680 | 4,186 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 5,047 |
| Total interest expense | $3,061,000 | 4,651 |
| Net interest income | $2,867,000 | 5,306 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $813,000 | 3,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $813,000 | 2,148 |
| Total noninterest expense | $2,110,000 | 5,381 |
| Salaries and employee benefits | $1,259,000 | 4,889 |
| Premises and equipment expense | $466,000 | 3,900 |
| Additional noninterest expense | $385,000 | 7,347 |
| Pre-tax net operating income | $1,450,000 | 4,290 |
| Securities gains (losses) | $93,000 | 1,322 |
| Applicable income taxes | $589,000 | 3,451 |
| Income before extraordinary items | $954,000 | 4,650 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $954,000 | 4,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $894,480 | 4,749 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 5,211 |
| Total interest expense | $2,976,000 | 4,751 |
| Net interest income | $2,787,000 | 5,600 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $675,000 | 4,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $675,000 | 2,270 |
| Total noninterest expense | $2,034,000 | 5,598 |
| Salaries and employee benefits | $1,211,000 | 5,063 |
| Premises and equipment expense | $434,000 | 4,162 |
| Additional noninterest expense | $389,000 | 7,450 |
| Pre-tax net operating income | $1,308,000 | 4,935 |
| Securities gains (losses) | $38,000 | 1,502 |
| Applicable income taxes | $470,000 | 4,402 |
| Income before extraordinary items | $876,000 | 5,140 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $876,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $851,300 | 5,195 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 5,621 |
| Total interest expense | $2,772,000 | 5,116 |
| Net interest income | $2,609,000 | 6,032 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $712,000 | 4,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $712,000 | 2,275 |
| Total noninterest expense | $2,344,000 | 5,270 |
| Salaries and employee benefits | $1,120,000 | 5,520 |
| Premises and equipment expense | $393,000 | 4,592 |
| Additional noninterest expense | $831,000 | 5,055 |
| Pre-tax net operating income | $857,000 | 6,263 |
| Securities gains (losses) | $88,000 | 1,018 |
| Applicable income taxes | $302,000 | 5,805 |
| Income before extraordinary items | $643,000 | 6,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $643,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $583,160 | 6,306 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 5,984 |
| Total interest expense | $2,606,000 | 5,383 |
| Net interest income | $2,392,000 | 6,501 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $670,000 | 4,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $670,000 | 2,362 |
| Total noninterest expense | $1,980,000 | 6,030 |
| Salaries and employee benefits | $1,107,000 | 5,572 |
| Premises and equipment expense | $365,000 | 4,887 |
| Additional noninterest expense | $508,000 | 7,189 |
| Pre-tax net operating income | $962,000 | 6,147 |
| Securities gains (losses) | $77,000 | 1,071 |
| Applicable income taxes | $387,000 | 5,060 |
| Income before extraordinary items | $652,000 | 6,297 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $652,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $523,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $602,720 | 6,588 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 6,024 |
| Total interest expense | $2,115,000 | 5,352 |
| Net interest income | $2,513,000 | 6,462 |
| Provision for loan and lease losses | $102,000 | 4,499 |
| Total noninterest income | $697,000 | 4,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $697,000 | 2,343 |
| Total noninterest expense | $1,946,000 | 6,350 |
| Salaries and employee benefits | $1,092,000 | 5,674 |
| Premises and equipment expense | $348,000 | 5,102 |
| Additional noninterest expense | $506,000 | 7,780 |
| Pre-tax net operating income | $1,162,000 | 5,360 |
| Securities gains (losses) | $-155,000 | 11,815 |
| Applicable income taxes | $306,000 | 5,804 |
| Income before extraordinary items | $701,000 | 5,907 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $701,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $448,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 454 |
| Net operating income | $809,500 | 5,372 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 6,191 |
| Total interest expense | $2,225,000 | 5,327 |
| Net interest income | $2,381,000 | 6,768 |
| Provision for loan and lease losses | $97,000 | 5,852 |
| Total noninterest income | $638,000 | 4,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $638,000 | 2,774 |
| Total noninterest expense | $1,899,000 | 6,625 |
| Salaries and employee benefits | $1,051,000 | 5,870 |
| Premises and equipment expense | $353,000 | 5,195 |
| Additional noninterest expense | $495,000 | 8,262 |
| Pre-tax net operating income | $1,023,000 | 5,804 |
| Securities gains (losses) | $263,000 | 1,421 |
| Applicable income taxes | $515,000 | 4,073 |
| Income before extraordinary items | $771,000 | 5,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $771,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $602,680 | 6,517 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 6,564 |
| Total interest expense | $2,707,000 | 5,634 |
| Net interest income | $2,102,000 | 7,491 |
| Provision for loan and lease losses | $101,000 | 7,218 |
| Total noninterest income | $620,000 | 4,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $620,000 | 2,767 |
| Total noninterest expense | $1,750,000 | 7,113 |
| Salaries and employee benefits | $981,000 | 6,133 |
| Premises and equipment expense | $400,000 | 4,795 |
| Additional noninterest expense | $369,000 | 9,960 |
| Pre-tax net operating income | $871,000 | 6,243 |
| Securities gains (losses) | $219,000 | 1,887 |
| Applicable income taxes | $424,000 | 4,586 |
| Income before extraordinary items | $666,000 | 6,130 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $666,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $525,840 | 6,747 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.