Home > 1st Bank Oklahoma > Assets and Liabilities
1st Bank Oklahoma, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 66 | 2,303 |
| Assets and Liabilities | ||
| Total Assets: | $189,136,000 | 3,246 |
| Cash and due from depository institutions | $30,873,000 | 2,303 |
| Interest-bearing balances | $28,493,000 | 1,337 |
| Securities | $35,529,000 | 3,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $108,168,000 | 3,375 |
| Loan loss allowance | $107,000 | 7,146 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,247,000 | 2,199 |
| Other real estate owned | $2,081,000 | 2,303 |
| Goodwill and other intangibles | $4,116,000 | 805 |
| All other assets | $3,122,000 | 4,013 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $189,136,000 | 3,246 |
| Total liabilities | $169,874,000 | 3,222 |
| Total deposits | $158,020,000 | 3,250 |
| Interest-bearing deposits | $135,974,000 | 3,157 |
| Deposits held in domestic offices | $158,020,000 | 3,249 |
| % insured | 89.77% | 3,879 |
| Federal funds purchased & repurchase agreements | $8,274,000 | 983 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $3,000,000 | 3,220 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $580,000 | 4,236 |
| Total equity capital | $19,262,000 | 3,325 |
| Total bank equity capital | $19,262,000 | 3,322 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,000 | 6,512 |
| Surplus | $18,249,000 | 1,678 |
| Undivided profits | $1,012,000 | 5,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,118,000 | 2,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $391,000 | 5,417 |
| Earning assets | $172,190,000 | 3,248 |
| Long-term assets (5+ years) | $16,985,000 | 4,694 |
| Average Assets, year-to-date | $222,205,000 | 2,819 |
| Average Assets, quarterly | $190,303,000 | 3,216 |
| Volatile liabilities | $17,087,000 | 2,488 |
| Insider loans | $0 | 6,631 |
| FHLB advances | $3,000,000 | 3,106 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $12,647,000 | 3,375 |
| Tier 1 (core) risk-based capital | $15,987,000 | 3,655 |
| Tier 2 risk-based capital | $107,000 | 7,106 |
| Total risk weighted assets | $111,125,000 | 3,492 |
| Total unused commitments | $12,647,000 | 3,376 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 63 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $191,470,000 | 3,224 |
| Cash and due from depository institutions | $26,996,000 | 2,424 |
| Interest-bearing balances | $23,368,000 | 1,663 |
| Securities | $38,585,000 | 3,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $110,637,000 | 3,332 |
| Loan loss allowance | $83,000 | 7,267 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,293,000 | 2,197 |
| Other real estate owned | $2,805,000 | 2,424 |
| Goodwill and other intangibles | $4,403,000 | 779 |
| All other assets | $2,751,000 | 4,315 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $191,470,000 | 3,224 |
| Total liabilities | $172,660,000 | 3,177 |
| Total deposits | $160,799,000 | 3,193 |
| Interest-bearing deposits | $136,850,000 | 3,150 |
| Deposits held in domestic offices | $160,799,000 | 3,192 |
| % insured | 88.33% | 4,515 |
| Federal funds purchased & repurchase agreements | $8,679,000 | 966 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,311 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $182,000 | 6,366 |
| Total equity capital | $18,810,000 | 3,428 |
| Total bank equity capital | $18,810,000 | 3,428 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,000 | 6,584 |
| Surplus | $18,249,000 | 1,691 |
| Undivided profits | $560,000 | 6,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,857,000 | 1,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $511,000 | 4,835 |
| Earning assets | $172,590,000 | 3,235 |
| Long-term assets (5+ years) | $28,142,000 | 3,746 |
| Average Assets, year-to-date | $230,472,250 | 2,725 |
| Average Assets, quarterly | $208,153,500 | 2,988 |
| Volatile liabilities | $17,480,000 | 2,470 |
| Insider loans | $462,000 | 4,970 |
| FHLB advances | $3,000,000 | 3,187 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $13,462,000 | 3,267 |
| Tier 1 (core) risk-based capital | $15,511,000 | 3,767 |
| Tier 2 risk-based capital | $83,000 | 7,237 |
| Total risk weighted assets | $114,731,000 | 3,424 |
| Total unused commitments | $13,462,000 | 3,268 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 68 | 2,274 |
| Assets and Liabilities | ||
| Total Assets: | $224,837,000 | 2,827 |
| Cash and due from depository institutions | $58,461,000 | 2,274 |
| Interest-bearing balances | $54,483,000 | 688 |
| Securities | $41,248,000 | 2,938 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $110,461,000 | 3,374 |
| Loan loss allowance | $1,816,000 | 3,397 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,423,000 | 2,161 |
| Other real estate owned | $2,805,000 | 2,274 |
| Goodwill and other intangibles | $1,324,000 | 1,423 |
| All other assets | $5,115,000 | 3,053 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $224,837,000 | 2,827 |
| Total liabilities | $198,069,000 | 2,851 |
| Total deposits | $179,039,000 | 2,944 |
| Interest-bearing deposits | $152,662,000 | 2,912 |
| Deposits held in domestic offices | $179,039,000 | 2,943 |
| % insured | 81.85% | 6,105 |
| Federal funds purchased & repurchase agreements | $9,701,000 | 941 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $9,001,000 | 2,219 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $328,000 | 5,395 |
| Total equity capital | $26,768,000 | 2,458 |
| Total bank equity capital | $26,768,000 | 2,457 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000 | 6,661 |
| Surplus | $6,449,000 | 3,456 |
| Undivided profits | $20,318,000 | 1,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 4,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,341,000 | 2,186 |
| Earning assets | $206,192,000 | 2,805 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $243,473,000 | 2,618 |
| Average Assets, quarterly | $232,816,500 | 2,731 |
| Volatile liabilities | $27,435,000 | 1,787 |
| Insider loans | $834,000 | 4,200 |
| FHLB advances | $9,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $12,116,000 | 3,494 |
| Tier 1 (core) risk-based capital | $26,905,000 | 2,329 |
| Tier 2 risk-based capital | $1,423,000 | 3,252 |
| Total risk weighted assets | $113,466,000 | 3,470 |
| Total unused commitments | $12,116,000 | 3,495 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 68 | 2,277 |
| Assets and Liabilities | ||
| Total Assets: | $240,796,000 | 2,676 |
| Cash and due from depository institutions | $30,231,000 | 2,277 |
| Interest-bearing balances | $27,105,000 | 1,425 |
| Securities | $82,229,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $113,234,000 | 3,340 |
| Loan loss allowance | $1,949,000 | 3,278 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,512,000 | 2,155 |
| Other real estate owned | $2,593,000 | 2,277 |
| Goodwill and other intangibles | $1,341,000 | 1,421 |
| All other assets | $5,656,000 | 2,908 |
| Life insurance assets | $130,000 | 3,610 |
| Total liabilities and capital | $240,796,000 | 2,676 |
| Total liabilities | $214,922,000 | 2,688 |
| Total deposits | $193,685,000 | 2,774 |
| Interest-bearing deposits | $168,134,000 | 2,716 |
| Deposits held in domestic offices | $193,685,000 | 2,772 |
| % insured | 75.66% | 6,861 |
| Federal funds purchased & repurchase agreements | $11,526,000 | 876 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,202,000 | 2,249 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $509,000 | 4,481 |
| Total equity capital | $25,874,000 | 2,491 |
| Total bank equity capital | $25,874,000 | 2,490 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000 | 6,722 |
| Surplus | $6,449,000 | 3,475 |
| Undivided profits | $19,424,000 | 1,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,415,000 | 4,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,896,000 | 1,532 |
| Earning assets | $222,568,000 | 2,644 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $252,791,000 | 2,542 |
| Average Assets, quarterly | $252,791,000 | 2,542 |
| Volatile liabilities | $29,590,000 | 1,728 |
| Insider loans | $811,000 | 4,314 |
| FHLB advances | $9,000,000 | 2,149 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $20,098,000 | 2,596 |
| Tier 1 (core) risk-based capital | $25,651,000 | 2,408 |
| Tier 2 risk-based capital | $1,576,000 | 3,016 |
| Total risk weighted assets | $125,676,000 | 3,238 |
| Total unused commitments | $20,098,000 | 2,599 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 69 | 2,265 |
| Assets and Liabilities | ||
| Total Assets: | $264,786,000 | 2,429 |
| Cash and due from depository institutions | $2,687,000 | 2,265 |
| Interest-bearing balances | $390,000 | 6,093 |
| Securities | $130,487,000 | 1,060 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $116,363,000 | 3,332 |
| Loan loss allowance | $2,041,000 | 3,173 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,604,000 | 2,145 |
| Other real estate owned | $2,597,000 | 2,265 |
| Goodwill and other intangibles | $1,339,000 | 1,427 |
| All other assets | $5,709,000 | 2,945 |
| Life insurance assets | $126,000 | 3,634 |
| Total liabilities and capital | $264,786,000 | 2,429 |
| Total liabilities | $239,539,000 | 2,418 |
| Total deposits | $181,181,000 | 2,925 |
| Interest-bearing deposits | $157,406,000 | 2,874 |
| Deposits held in domestic offices | $181,181,000 | 2,922 |
| % insured | 78.91% | 6,550 |
| Federal funds purchased & repurchase agreements | $9,753,000 | 990 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $48,047,000 | 737 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $558,000 | 4,358 |
| Total equity capital | $25,247,000 | 2,534 |
| Total bank equity capital | $25,247,000 | 2,534 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000 | 6,804 |
| Surplus | $6,449,000 | 3,492 |
| Undivided profits | $18,797,000 | 1,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,114,000 | 4,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,834,000 | 1,656 |
| Earning assets | $247,240,000 | 2,385 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $251,185,800 | 2,537 |
| Average Assets, quarterly | $257,156,000 | 2,497 |
| Volatile liabilities | $88,804,000 | 1,509 |
| Insider loans | $898,000 | 4,200 |
| FHLB advances | $47,800,000 | 678 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $27,552,000 | 2,025 |
| Tier 1 (core) risk-based capital | $24,938,000 | 2,454 |
| Tier 2 risk-based capital | $1,742,000 | 2,830 |
| Total risk weighted assets | $139,388,000 | 3,043 |
| Total unused commitments | $27,552,000 | 2,026 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 70 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $249,526,000 | 2,611 |
| Cash and due from depository institutions | $3,699,000 | 2,234 |
| Interest-bearing balances | $637,000 | 5,794 |
| Securities | $111,147,000 | 1,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $118,205,000 | 3,364 |
| Loan loss allowance | $1,909,000 | 3,302 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,627,000 | 2,161 |
| Other real estate owned | $2,698,000 | 2,234 |
| Goodwill and other intangibles | $1,347,000 | 1,416 |
| All other assets | $6,803,000 | 2,643 |
| Life insurance assets | $112,000 | 3,673 |
| Total liabilities and capital | $249,526,000 | 2,611 |
| Total liabilities | $223,315,000 | 2,609 |
| Total deposits | $176,873,000 | 3,002 |
| Interest-bearing deposits | $146,768,000 | 3,079 |
| Deposits held in domestic offices | $176,873,000 | 2,999 |
| % insured | 75.25% | 6,720 |
| Federal funds purchased & repurchase agreements | $6,832,000 | 1,157 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $37,605,000 | 955 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,005,000 | 2,210 |
| Total equity capital | $26,211,000 | 2,536 |
| Total bank equity capital | $26,211,000 | 2,534 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000 | 6,906 |
| Surplus | $6,449,000 | 3,505 |
| Undivided profits | $19,761,000 | 1,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 4,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,062,000 | 1,556 |
| Earning assets | $229,989,000 | 2,584 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $247,785,750 | 2,597 |
| Average Assets, quarterly | $251,507,000 | 2,591 |
| Volatile liabilities | $90,273,000 | 1,540 |
| Insider loans | $866,000 | 4,325 |
| FHLB advances | $37,400,000 | 882 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $29,486,000 | 1,947 |
| Tier 1 (core) risk-based capital | $23,889,000 | 2,585 |
| Tier 2 risk-based capital | $1,699,000 | 2,936 |
| Total risk weighted assets | $135,941,000 | 3,148 |
| Total unused commitments | $32,486,000 | 1,812 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 71 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $253,488,000 | 2,584 |
| Cash and due from depository institutions | $3,533,000 | 2,234 |
| Interest-bearing balances | $1,050,000 | 5,374 |
| Securities | $118,136,000 | 1,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $117,666,000 | 3,416 |
| Loan loss allowance | $2,147,000 | 3,063 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,726,000 | 2,157 |
| Other real estate owned | $737,000 | 2,234 |
| Goodwill and other intangibles | $1,336,000 | 1,438 |
| All other assets | $6,354,000 | 2,818 |
| Life insurance assets | $97,000 | 3,693 |
| Total liabilities and capital | $253,488,000 | 2,584 |
| Total liabilities | $227,841,000 | 2,582 |
| Total deposits | $172,206,000 | 3,091 |
| Interest-bearing deposits | $152,301,000 | 3,019 |
| Deposits held in domestic offices | $172,206,000 | 3,088 |
| % insured | 77.76% | 6,551 |
| Federal funds purchased & repurchase agreements | $6,351,000 | 1,194 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $47,457,000 | 816 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,827,000 | 2,262 |
| Total equity capital | $25,647,000 | 2,560 |
| Total bank equity capital | $25,647,000 | 2,558 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000 | 6,962 |
| Surplus | $6,449,000 | 3,509 |
| Undivided profits | $19,197,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,462,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,026,000 | 1,530 |
| Earning assets | $236,852,000 | 2,539 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $247,205,670 | 2,625 |
| Average Assets, quarterly | $249,855,500 | 2,608 |
| Volatile liabilities | $95,494,000 | 1,499 |
| Insider loans | $1,052,000 | 4,056 |
| FHLB advances | $47,300,000 | 762 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $21,503,000 | 2,522 |
| Tier 1 (core) risk-based capital | $23,700,000 | 2,588 |
| Tier 2 risk-based capital | $1,705,000 | 2,931 |
| Total risk weighted assets | $136,438,000 | 3,169 |
| Total unused commitments | $21,503,000 | 2,524 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 69 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $246,223,000 | 2,701 |
| Cash and due from depository institutions | $3,607,000 | 2,334 |
| Interest-bearing balances | $1,225,000 | 5,228 |
| Securities | $107,543,000 | 1,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $119,986,000 | 3,424 |
| Loan loss allowance | $2,017,000 | 3,220 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,793,000 | 2,173 |
| Other real estate owned | $1,502,000 | 2,334 |
| Goodwill and other intangibles | $1,348,000 | 1,441 |
| All other assets | $6,444,000 | 2,854 |
| Life insurance assets | $106,000 | 3,710 |
| Total liabilities and capital | $246,223,000 | 2,701 |
| Total liabilities | $221,936,000 | 2,696 |
| Total deposits | $168,387,000 | 3,189 |
| Interest-bearing deposits | $148,518,000 | 3,130 |
| Deposits held in domestic offices | $168,387,000 | 3,187 |
| % insured | 78.95% | 6,436 |
| Federal funds purchased & repurchase agreements | $6,379,000 | 1,236 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,636,000 | 913 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,534,000 | 2,577 |
| Total equity capital | $24,287,000 | 2,714 |
| Total bank equity capital | $24,287,000 | 2,713 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $6,449,000 | 3,550 |
| Undivided profits | $17,837,000 | 1,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,305,000 | 2,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,024,000 | 1,584 |
| Earning assets | $228,754,000 | 2,660 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $244,064,500 | 2,717 |
| Average Assets, quarterly | $244,064,500 | 2,717 |
| Volatile liabilities | $83,975,000 | 1,754 |
| Insider loans | $1,544,000 | 3,470 |
| FHLB advances | $45,500,000 | 851 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,887,000 | 2,856 |
| Tier 1 (core) risk-based capital | $23,180,000 | 2,679 |
| Tier 2 risk-based capital | $1,726,000 | 2,945 |
| Total risk weighted assets | $138,103,000 | 3,192 |
| Total unused commitments | $27,137,000 | 2,209 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $241,906,000 | 2,757 |
| Cash and due from depository institutions | $3,682,000 | 2,351 |
| Interest-bearing balances | $193,000 | 6,206 |
| Securities | $105,063,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $118,068,000 | 3,499 |
| Loan loss allowance | $1,758,000 | 3,506 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,888,000 | 2,164 |
| Other real estate owned | $1,498,000 | 2,351 |
| Goodwill and other intangibles | $1,371,000 | 1,439 |
| All other assets | $6,336,000 | 2,949 |
| Life insurance assets | $100,000 | 3,719 |
| Total liabilities and capital | $241,906,000 | 2,757 |
| Total liabilities | $218,739,000 | 2,732 |
| Total deposits | $160,862,000 | 3,295 |
| Interest-bearing deposits | $143,169,000 | 3,200 |
| Deposits held in domestic offices | $160,862,000 | 3,294 |
| % insured | 82.47% | 5,876 |
| Federal funds purchased & repurchase agreements | $6,398,000 | 1,301 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $50,600,000 | 903 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $879,000 | 3,690 |
| Total equity capital | $23,167,000 | 2,793 |
| Total bank equity capital | $23,167,000 | 2,793 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $6,449,000 | 3,562 |
| Undivided profits | $16,717,000 | 1,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 5,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,834,000 | 1,862 |
| Earning assets | $223,324,000 | 2,726 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $224,573,200 | 2,881 |
| Average Assets, quarterly | $239,251,000 | 2,763 |
| Volatile liabilities | $90,207,000 | 1,655 |
| Insider loans | $1,511,000 | 3,536 |
| FHLB advances | $50,600,000 | 835 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $19,493,000 | 2,794 |
| Tier 1 (core) risk-based capital | $22,546,000 | 2,725 |
| Tier 2 risk-based capital | $1,681,000 | 3,039 |
| Total risk weighted assets | $134,407,000 | 3,322 |
| Total unused commitments | $21,493,000 | 2,616 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 68 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $236,596,000 | 2,829 |
| Cash and due from depository institutions | $3,151,000 | 2,400 |
| Interest-bearing balances | $1,250,000 | 4,780 |
| Securities | $97,440,000 | 1,305 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $123,392,000 | 3,427 |
| Loan loss allowance | $1,339,000 | 4,031 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,007,000 | 2,154 |
| Other real estate owned | $0 | 2,400 |
| Goodwill and other intangibles | $1,330,000 | 1,512 |
| All other assets | $5,276,000 | 3,004 |
| Life insurance assets | $90,000 | 3,747 |
| Total liabilities and capital | $236,596,000 | 2,829 |
| Total liabilities | $215,736,000 | 2,777 |
| Total deposits | $162,566,000 | 3,264 |
| Interest-bearing deposits | $144,084,000 | 3,181 |
| Deposits held in domestic offices | $162,566,000 | 3,263 |
| % insured | 80.96% | 6,331 |
| Federal funds purchased & repurchase agreements | $7,093,000 | 1,288 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $44,545,000 | 1,055 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,532,000 | 2,861 |
| Total equity capital | $20,860,000 | 3,157 |
| Total bank equity capital | $20,860,000 | 3,157 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $3,949,000 | 4,485 |
| Undivided profits | $16,910,000 | 1,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,341,000 | 3,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,056,000 | 1,758 |
| Earning assets | $222,082,000 | 2,758 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $220,240,000 | 2,955 |
| Average Assets, quarterly | $229,752,000 | 2,880 |
| Volatile liabilities | $80,604,000 | 1,867 |
| Insider loans | $2,090,000 | 2,996 |
| FHLB advances | $44,000,000 | 983 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,595,000 | 2,462 |
| Tier 1 (core) risk-based capital | $19,592,000 | 3,178 |
| Tier 2 risk-based capital | $1,339,000 | 3,557 |
| Total risk weighted assets | $132,988,000 | 3,380 |
| Total unused commitments | $31,595,000 | 2,063 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 73 | 2,283 |
| Assets and Liabilities | ||
| Total Assets: | $222,908,000 | 2,973 |
| Cash and due from depository institutions | $2,804,000 | 2,283 |
| Interest-bearing balances | $1,432,000 | 4,364 |
| Securities | $89,125,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $118,990,000 | 3,554 |
| Loan loss allowance | $1,242,000 | 4,132 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,043,000 | 2,160 |
| Other real estate owned | $383,000 | 2,283 |
| Goodwill and other intangibles | $1,320,000 | 1,533 |
| All other assets | $4,243,000 | 3,468 |
| Life insurance assets | $74,000 | 3,805 |
| Total liabilities and capital | $222,908,000 | 2,973 |
| Total liabilities | $205,023,000 | 2,907 |
| Total deposits | $167,255,000 | 3,191 |
| Interest-bearing deposits | $134,963,000 | 3,362 |
| Deposits held in domestic offices | $167,255,000 | 3,189 |
| % insured | 65.96% | 6,639 |
| Federal funds purchased & repurchase agreements | $7,760,000 | 1,234 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $28,436,000 | 1,567 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,572,000 | 2,826 |
| Total equity capital | $17,885,000 | 3,559 |
| Total bank equity capital | $17,885,000 | 3,559 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $1,949,000 | 5,641 |
| Undivided profits | $15,935,000 | 2,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,036,000 | 3,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,702,000 | 2,071 |
| Earning assets | $209,547,000 | 2,904 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $214,788,000 | 3,045 |
| Average Assets, quarterly | $219,242,000 | 3,008 |
| Volatile liabilities | $64,736,000 | 2,235 |
| Insider loans | $1,674,000 | 3,409 |
| FHLB advances | $28,300,000 | 1,472 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,631,000 | 2,886 |
| Tier 1 (core) risk-based capital | $16,798,000 | 3,652 |
| Tier 2 risk-based capital | $1,242,000 | 3,732 |
| Total risk weighted assets | $128,079,000 | 3,505 |
| Total unused commitments | $24,523,000 | 2,569 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $215,576,000 | 3,076 |
| Cash and due from depository institutions | $2,851,000 | 2,418 |
| Interest-bearing balances | $1,285,000 | 4,157 |
| Securities | $83,421,000 | 1,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $117,018,000 | 3,589 |
| Loan loss allowance | $1,169,000 | 4,194 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,137,000 | 2,129 |
| Other real estate owned | $363,000 | 2,418 |
| Goodwill and other intangibles | $1,295,000 | 1,553 |
| All other assets | $4,491,000 | 3,341 |
| Life insurance assets | $67,000 | 3,841 |
| Total liabilities and capital | $215,576,000 | 3,076 |
| Total liabilities | $198,007,000 | 3,010 |
| Total deposits | $161,434,000 | 3,290 |
| Interest-bearing deposits | $124,247,000 | 3,573 |
| Deposits held in domestic offices | $161,434,000 | 3,288 |
| % insured | 67.97% | 6,394 |
| Federal funds purchased & repurchase agreements | $7,701,000 | 1,270 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $27,102,000 | 1,654 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,770,000 | 2,522 |
| Total equity capital | $17,569,000 | 3,633 |
| Total bank equity capital | $17,569,000 | 3,633 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $1,949,000 | 5,671 |
| Undivided profits | $15,619,000 | 2,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 4,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,879,000 | 1,864 |
| Earning assets | $201,724,000 | 3,031 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $210,728,000 | 3,106 |
| Average Assets, quarterly | $210,728,000 | 3,106 |
| Volatile liabilities | $62,351,000 | 2,308 |
| Insider loans | $1,212,000 | 4,013 |
| FHLB advances | $27,100,000 | 1,557 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $22,031,000 | 2,882 |
| Tier 1 (core) risk-based capital | $16,159,000 | 3,789 |
| Tier 2 risk-based capital | $1,169,000 | 3,866 |
| Total risk weighted assets | $132,426,000 | 3,420 |
| Total unused commitments | $28,031,000 | 2,409 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 69 | 2,445 |
| Assets and Liabilities | ||
| Total Assets: | $205,880,000 | 3,178 |
| Cash and due from depository institutions | $3,567,000 | 2,445 |
| Interest-bearing balances | $1,653,000 | 3,180 |
| Securities | $76,515,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $113,637,000 | 3,683 |
| Loan loss allowance | $1,127,000 | 4,232 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,251,000 | 2,099 |
| Other real estate owned | $344,000 | 2,445 |
| Goodwill and other intangibles | $1,271,000 | 1,572 |
| All other assets | $4,295,000 | 3,466 |
| Life insurance assets | $70,000 | 3,856 |
| Total liabilities and capital | $205,880,000 | 3,178 |
| Total liabilities | $188,596,000 | 3,128 |
| Total deposits | $143,549,000 | 3,531 |
| Interest-bearing deposits | $110,234,000 | 3,823 |
| Deposits held in domestic offices | $143,549,000 | 3,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,957,000 | 1,569 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $37,395,000 | 1,457 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,695,000 | 2,585 |
| Total equity capital | $17,284,000 | 3,678 |
| Total bank equity capital | $17,284,000 | 3,678 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $1,949,000 | 5,682 |
| Undivided profits | $15,334,000 | 2,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,311,000 | 3,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,708,000 | 2,220 |
| Earning assets | $191,805,000 | 3,127 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $190,098,400 | 3,269 |
| Average Assets, quarterly | $200,828,500 | 3,208 |
| Volatile liabilities | $69,139,000 | 2,098 |
| Insider loans | $564,000 | 5,340 |
| FHLB advances | $37,300,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $22,387,000 | 2,868 |
| Tier 1 (core) risk-based capital | $15,629,000 | 3,857 |
| Tier 2 risk-based capital | $1,127,000 | 3,926 |
| Total risk weighted assets | $128,396,000 | 3,511 |
| Total unused commitments | $25,387,000 | 2,640 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 69 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $195,777,000 | 3,270 |
| Cash and due from depository institutions | $2,730,000 | 2,464 |
| Interest-bearing balances | $9,000 | 6,486 |
| Securities | $72,800,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $108,536,000 | 3,803 |
| Loan loss allowance | $1,077,000 | 4,186 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,272,000 | 2,081 |
| Other real estate owned | $344,000 | 2,464 |
| Goodwill and other intangibles | $1,284,000 | 1,616 |
| All other assets | $3,811,000 | 3,784 |
| Life insurance assets | $95,000 | 3,847 |
| Total liabilities and capital | $195,777,000 | 3,270 |
| Total liabilities | $180,400,000 | 3,196 |
| Total deposits | $146,492,000 | 3,433 |
| Interest-bearing deposits | $110,986,000 | 3,773 |
| Deposits held in domestic offices | $146,492,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,657,000 | 1,673 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $27,331,000 | 1,816 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $920,000 | 4,034 |
| Total equity capital | $15,377,000 | 4,104 |
| Total bank equity capital | $15,377,000 | 4,104 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $1,949,000 | 5,713 |
| Undivided profits | $13,427,000 | 2,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 5,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,631,000 | 2,459 |
| Earning assets | $181,345,000 | 3,242 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $186,153,000 | 3,322 |
| Average Assets, quarterly | $191,687,500 | 3,301 |
| Volatile liabilities | $56,986,000 | 2,416 |
| Insider loans | $1,743,000 | 3,414 |
| FHLB advances | $26,900,000 | 1,744 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $18,924,000 | 3,331 |
| Tier 1 (core) risk-based capital | $15,075,000 | 4,068 |
| Tier 2 risk-based capital | $1,077,000 | 3,954 |
| Total risk weighted assets | $126,805,000 | 3,526 |
| Total unused commitments | $18,924,000 | 3,334 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 69 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $187,598,000 | 3,371 |
| Cash and due from depository institutions | $4,054,000 | 2,507 |
| Interest-bearing balances | $2,532,000 | 1,972 |
| Securities | $69,144,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $102,892,000 | 3,941 |
| Loan loss allowance | $1,115,000 | 4,055 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,376,000 | 2,041 |
| Other real estate owned | $607,000 | 2,507 |
| Goodwill and other intangibles | $1,294,000 | 1,630 |
| All other assets | $3,231,000 | 4,115 |
| Life insurance assets | $91,000 | 3,878 |
| Total liabilities and capital | $187,598,000 | 3,371 |
| Total liabilities | $173,343,000 | 3,281 |
| Total deposits | $153,275,000 | 3,322 |
| Interest-bearing deposits | $118,855,000 | 3,555 |
| Deposits held in domestic offices | $153,275,000 | 3,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,252,000 | 1,759 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,398,000 | 2,605 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $418,000 | 5,871 |
| Total equity capital | $14,255,000 | 4,339 |
| Total bank equity capital | $14,255,000 | 4,339 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $1,949,000 | 5,746 |
| Undivided profits | $12,305,000 | 2,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,418,000 | 2,711 |
| Earning assets | $174,568,000 | 3,331 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $182,945,000 | 3,389 |
| Average Assets, quarterly | $188,295,000 | 3,341 |
| Volatile liabilities | $43,627,000 | 2,946 |
| Insider loans | $419,000 | 5,760 |
| FHLB advances | $14,100,000 | 2,522 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $15,520,000 | 3,836 |
| Tier 1 (core) risk-based capital | $14,419,000 | 4,215 |
| Tier 2 risk-based capital | $1,115,000 | 3,852 |
| Total risk weighted assets | $121,646,000 | 3,646 |
| Total unused commitments | $15,520,000 | 3,837 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 66 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $188,992,000 | 3,338 |
| Cash and due from depository institutions | $4,530,000 | 2,599 |
| Interest-bearing balances | $2,970,000 | 1,935 |
| Securities | $65,533,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,301 |
| Net loans & leases | $100,008,000 | 3,953 |
| Loan loss allowance | $1,090,000 | 4,035 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,345,000 | 2,034 |
| Other real estate owned | $560,000 | 2,599 |
| Goodwill and other intangibles | $1,280,000 | 1,637 |
| All other assets | $3,236,000 | 4,033 |
| Life insurance assets | $87,000 | 3,900 |
| Total liabilities and capital | $188,992,000 | 3,338 |
| Total liabilities | $173,959,000 | 3,258 |
| Total deposits | $156,060,000 | 3,295 |
| Interest-bearing deposits | $120,844,000 | 3,552 |
| Deposits held in domestic offices | $156,060,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,205,000 | 1,640 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,436,000 | 2,710 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,258,000 | 3,499 |
| Total equity capital | $15,033,000 | 4,255 |
| Total bank equity capital | $15,033,000 | 4,255 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $1,949,000 | 5,748 |
| Undivided profits | $13,083,000 | 2,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,614,000 | 2,432 |
| Earning assets | $176,011,000 | 3,305 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $180,618,500 | 3,436 |
| Average Assets, quarterly | $180,618,500 | 3,436 |
| Volatile liabilities | $41,698,000 | 3,016 |
| Insider loans | $495,000 | 5,503 |
| FHLB advances | $11,000,000 | 2,638 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $16,716,000 | 3,754 |
| Tier 1 (core) risk-based capital | $13,895,000 | 4,339 |
| Tier 2 risk-based capital | $1,090,000 | 3,854 |
| Total risk weighted assets | $123,344,000 | 3,564 |
| Total unused commitments | $24,716,000 | 2,945 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 66 | 2,614 |
| Assets and Liabilities | ||
| Total Assets: | $172,245,000 | 3,552 |
| Cash and due from depository institutions | $4,103,000 | 2,614 |
| Interest-bearing balances | $2,232,000 | 1,807 |
| Securities | $59,941,000 | 1,943 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,140 |
| Net loans & leases | $95,090,000 | 4,078 |
| Loan loss allowance | $1,067,000 | 4,051 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,404,000 | 2,013 |
| Other real estate owned | $193,000 | 2,614 |
| Goodwill and other intangibles | $1,280,000 | 1,638 |
| All other assets | $3,234,000 | 4,077 |
| Life insurance assets | $83,000 | 3,914 |
| Total liabilities and capital | $172,245,000 | 3,552 |
| Total liabilities | $158,667,000 | 3,450 |
| Total deposits | $140,447,000 | 3,529 |
| Interest-bearing deposits | $109,170,000 | 3,759 |
| Deposits held in domestic offices | $140,447,000 | 3,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,672,000 | 1,673 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,088,000 | 2,474 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $460,000 | 5,845 |
| Total equity capital | $13,578,000 | 4,512 |
| Total bank equity capital | $13,578,000 | 4,512 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $1,949,000 | 5,750 |
| Undivided profits | $11,628,000 | 2,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,299,000 | 3,210 |
| Earning assets | $159,263,000 | 3,518 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $166,839,400 | 3,530 |
| Average Assets, quarterly | $170,640,000 | 3,541 |
| Volatile liabilities | $45,563,000 | 2,821 |
| Insider loans | $497,000 | 5,515 |
| FHLB advances | $11,000,000 | 2,474 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $12,562,000 | 4,319 |
| Tier 1 (core) risk-based capital | $13,161,000 | 4,468 |
| Tier 2 risk-based capital | $1,067,000 | 3,886 |
| Total risk weighted assets | $113,377,000 | 3,770 |
| Total unused commitments | $12,562,000 | 4,319 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 66 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $169,035,000 | 3,564 |
| Cash and due from depository institutions | $3,886,000 | 2,609 |
| Interest-bearing balances | $2,632,000 | 1,550 |
| Securities | $59,282,000 | 1,951 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $95,011,000 | 4,045 |
| Loan loss allowance | $1,094,000 | 3,949 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,095,000 | 2,061 |
| Other real estate owned | $188,000 | 2,609 |
| Goodwill and other intangibles | $1,245,000 | 1,628 |
| All other assets | $3,328,000 | 4,039 |
| Life insurance assets | $148,000 | 3,805 |
| Total liabilities and capital | $169,035,000 | 3,564 |
| Total liabilities | $156,118,000 | 3,457 |
| Total deposits | $141,083,000 | 3,485 |
| Interest-bearing deposits | $107,739,000 | 3,803 |
| Deposits held in domestic offices | $141,083,000 | 3,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,444,000 | 1,665 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,181,000 | 2,732 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $410,000 | 6,241 |
| Total equity capital | $12,917,000 | 4,623 |
| Total bank equity capital | $12,917,000 | 4,623 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $1,949,000 | 5,745 |
| Undivided profits | $10,967,000 | 2,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,668,000 | 2,725 |
| Earning assets | $156,925,000 | 3,527 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $165,488,000 | 3,545 |
| Average Assets, quarterly | $169,855,500 | 3,510 |
| Volatile liabilities | $41,711,000 | 2,982 |
| Insider loans | $529,000 | 5,392 |
| FHLB advances | $9,100,000 | 2,614 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $16,025,000 | 3,851 |
| Tier 1 (core) risk-based capital | $12,971,000 | 4,517 |
| Tier 2 risk-based capital | $1,094,000 | 3,788 |
| Total risk weighted assets | $110,338,000 | 3,799 |
| Total unused commitments | $16,025,000 | 3,851 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 65 | 2,702 |
| Assets and Liabilities | ||
| Total Assets: | $170,676,000 | 3,529 |
| Cash and due from depository institutions | $3,247,000 | 2,702 |
| Interest-bearing balances | $1,915,000 | 1,871 |
| Securities | $58,094,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $98,556,000 | 3,933 |
| Loan loss allowance | $1,090,000 | 3,942 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,770,000 | 2,174 |
| Other real estate owned | $101,000 | 2,702 |
| Goodwill and other intangibles | $1,217,000 | 1,650 |
| All other assets | $3,691,000 | 3,734 |
| Life insurance assets | $144,000 | 3,834 |
| Total liabilities and capital | $170,676,000 | 3,529 |
| Total liabilities | $158,802,000 | 3,412 |
| Total deposits | $137,019,000 | 3,578 |
| Interest-bearing deposits | $104,325,000 | 3,872 |
| Deposits held in domestic offices | $137,019,000 | 3,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,276,000 | 1,614 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,898,000 | 1,935 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $609,000 | 5,079 |
| Total equity capital | $11,874,000 | 4,821 |
| Total bank equity capital | $11,874,000 | 4,821 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $1,949,000 | 5,755 |
| Undivided profits | $9,924,000 | 3,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 6,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,516,000 | 2,765 |
| Earning assets | $158,565,000 | 3,481 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $164,305,670 | 3,589 |
| Average Assets, quarterly | $167,368,500 | 3,562 |
| Volatile liabilities | $43,308,000 | 2,853 |
| Insider loans | $565,000 | 5,283 |
| FHLB advances | $15,600,000 | 1,835 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $13,885,000 | 4,160 |
| Tier 1 (core) risk-based capital | $12,581,000 | 4,608 |
| Tier 2 risk-based capital | $1,090,000 | 3,787 |
| Total risk weighted assets | $114,009,000 | 3,702 |
| Total unused commitments | $15,070,000 | 3,992 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 64 | 2,716 |
| Assets and Liabilities | ||
| Total Assets: | $164,061,000 | 3,650 |
| Cash and due from depository institutions | $3,460,000 | 2,716 |
| Interest-bearing balances | $2,491,000 | 1,760 |
| Securities | $56,710,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 3,132 |
| Net loans & leases | $88,412,000 | 4,182 |
| Loan loss allowance | $1,093,000 | 3,927 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,423,000 | 2,268 |
| Other real estate owned | $6,000 | 2,716 |
| Goodwill and other intangibles | $1,220,000 | 1,631 |
| All other assets | $3,330,000 | 3,917 |
| Life insurance assets | $140,000 | 3,840 |
| Total liabilities and capital | $164,061,000 | 3,650 |
| Total liabilities | $152,267,000 | 3,522 |
| Total deposits | $137,633,000 | 3,581 |
| Interest-bearing deposits | $104,575,000 | 3,884 |
| Deposits held in domestic offices | $137,633,000 | 3,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,432,000 | 1,501 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,742,000 | 2,638 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $460,000 | 5,754 |
| Total equity capital | $11,794,000 | 4,855 |
| Total bank equity capital | $11,794,000 | 4,855 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $1,949,000 | 5,742 |
| Undivided profits | $9,844,000 | 3,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,510,000 | 2,668 |
| Earning assets | $153,113,000 | 3,580 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $161,120,500 | 3,665 |
| Average Assets, quarterly | $161,120,500 | 3,665 |
| Volatile liabilities | $36,313,000 | 3,184 |
| Insider loans | $614,000 | 5,171 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,557,000 | 3,433 |
| Tier 1 (core) risk-based capital | $12,168,000 | 4,685 |
| Tier 2 risk-based capital | $1,093,000 | 3,768 |
| Total risk weighted assets | $107,535,000 | 3,812 |
| Total unused commitments | $19,557,000 | 3,433 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 60 | 2,883 |
| Assets and Liabilities | ||
| Total Assets: | $158,180,000 | 3,730 |
| Cash and due from depository institutions | $3,355,000 | 2,883 |
| Interest-bearing balances | $2,091,000 | 1,845 |
| Securities | $59,390,000 | 1,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $85,408,000 | 4,242 |
| Loan loss allowance | $1,081,000 | 3,943 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,877,000 | 2,453 |
| Other real estate owned | $272,000 | 2,883 |
| Goodwill and other intangibles | $1,203,000 | 1,632 |
| All other assets | $3,675,000 | 3,701 |
| Life insurance assets | $136,000 | 3,847 |
| Total liabilities and capital | $158,180,000 | 3,730 |
| Total liabilities | $146,899,000 | 3,620 |
| Total deposits | $126,213,000 | 3,786 |
| Interest-bearing deposits | $95,063,000 | 4,081 |
| Deposits held in domestic offices | $126,213,000 | 3,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,636,000 | 1,544 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,578,000 | 2,068 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $472,000 | 5,648 |
| Total equity capital | $11,281,000 | 4,962 |
| Total bank equity capital | $11,281,000 | 4,962 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $1,949,000 | 5,730 |
| Undivided profits | $9,331,000 | 3,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 5,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,527,000 | 2,750 |
| Earning assets | $146,889,000 | 3,675 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $153,228,800 | 3,684 |
| Average Assets, quarterly | $156,261,000 | 3,720 |
| Volatile liabilities | $76,317,000 | 1,907 |
| Insider loans | $622,000 | 5,120 |
| FHLB advances | $13,400,000 | 2,047 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,775,000 | 3,943 |
| Tier 1 (core) risk-based capital | $11,871,000 | 4,731 |
| Tier 2 risk-based capital | $1,081,000 | 3,779 |
| Total risk weighted assets | $99,915,000 | 3,985 |
| Total unused commitments | $14,775,000 | 3,943 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 61 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $154,342,000 | 3,759 |
| Cash and due from depository institutions | $4,568,000 | 2,871 |
| Interest-bearing balances | $3,472,000 | 1,278 |
| Securities | $56,005,000 | 2,122 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,083 |
| Net loans & leases | $82,556,000 | 4,326 |
| Loan loss allowance | $1,085,000 | 3,957 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,471,000 | 2,612 |
| Other real estate owned | $303,000 | 2,871 |
| Goodwill and other intangibles | $1,240,000 | 1,604 |
| All other assets | $3,499,000 | 3,844 |
| Life insurance assets | $130,000 | 3,833 |
| Total liabilities and capital | $154,342,000 | 3,759 |
| Total liabilities | $143,116,000 | 3,656 |
| Total deposits | $131,025,000 | 3,627 |
| Interest-bearing deposits | $97,085,000 | 3,981 |
| Deposits held in domestic offices | $131,025,000 | 3,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,345,000 | 1,511 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,195,000 | 3,536 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $551,000 | 5,339 |
| Total equity capital | $11,226,000 | 4,953 |
| Total bank equity capital | $11,226,000 | 4,953 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $1,949,000 | 5,742 |
| Undivided profits | $9,276,000 | 3,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 4,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,447,000 | 2,880 |
| Earning assets | $143,733,000 | 3,717 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $151,991,000 | 3,719 |
| Average Assets, quarterly | $153,413,500 | 3,749 |
| Volatile liabilities | $75,772,000 | 1,887 |
| Insider loans | $1,080,000 | 4,089 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $14,964,000 | 3,907 |
| Tier 1 (core) risk-based capital | $11,870,000 | 4,710 |
| Tier 2 risk-based capital | $1,085,000 | 3,775 |
| Total risk weighted assets | $98,711,000 | 3,989 |
| Total unused commitments | $15,964,000 | 3,771 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $152,485,000 | 3,757 |
| Cash and due from depository institutions | $4,601,000 | 2,845 |
| Interest-bearing balances | $3,341,000 | 1,319 |
| Securities | $53,694,000 | 2,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $84,463,000 | 4,234 |
| Loan loss allowance | $1,112,000 | 3,870 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,249,000 | 2,699 |
| Other real estate owned | $131,000 | 2,845 |
| Goodwill and other intangibles | $1,270,000 | 1,589 |
| All other assets | $4,077,000 | 3,435 |
| Life insurance assets | $125,000 | 3,822 |
| Total liabilities and capital | $152,485,000 | 3,757 |
| Total liabilities | $142,184,000 | 3,635 |
| Total deposits | $128,086,000 | 3,663 |
| Interest-bearing deposits | $97,686,000 | 3,944 |
| Deposits held in domestic offices | $128,086,000 | 3,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,677,000 | 1,767 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,875,000 | 2,870 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $546,000 | 5,024 |
| Total equity capital | $10,301,000 | 5,107 |
| Total bank equity capital | $10,301,000 | 5,107 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $1,949,000 | 5,737 |
| Undivided profits | $8,351,000 | 3,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 4,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,415,000 | 2,644 |
| Earning assets | $141,498,000 | 3,705 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $151,207,330 | 3,728 |
| Average Assets, quarterly | $152,570,500 | 3,730 |
| Volatile liabilities | $72,935,000 | 1,917 |
| Insider loans | $1,438,000 | 3,538 |
| FHLB advances | $8,300,000 | 2,814 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,809,000 | 4,615 |
| Tier 1 (core) risk-based capital | $11,781,000 | 4,665 |
| Tier 2 risk-based capital | $1,112,000 | 3,674 |
| Total risk weighted assets | $98,633,000 | 3,958 |
| Total unused commitments | $10,809,000 | 4,615 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $152,656,000 | 3,718 |
| Cash and due from depository institutions | $3,779,000 | 2,778 |
| Interest-bearing balances | $2,740,000 | 1,658 |
| Securities | $52,203,000 | 2,270 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,838 |
| Net loans & leases | $83,429,000 | 4,212 |
| Loan loss allowance | $1,128,000 | 3,811 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,878,000 | 2,835 |
| Other real estate owned | $0 | 2,778 |
| Goodwill and other intangibles | $1,255,000 | 1,562 |
| All other assets | $3,612,000 | 3,642 |
| Life insurance assets | $119,000 | 3,801 |
| Total liabilities and capital | $152,656,000 | 3,718 |
| Total liabilities | $142,272,000 | 3,593 |
| Total deposits | $127,850,000 | 3,656 |
| Interest-bearing deposits | $97,326,000 | 3,925 |
| Deposits held in domestic offices | $127,850,000 | 3,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,021,000 | 1,625 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,837,000 | 2,786 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $564,000 | 4,866 |
| Total equity capital | $10,384,000 | 5,064 |
| Total bank equity capital | $10,384,000 | 5,064 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $1,949,000 | 5,686 |
| Undivided profits | $8,434,000 | 3,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 3,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,346,000 | 2,635 |
| Earning assets | $142,872,000 | 3,655 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $150,568,500 | 3,731 |
| Average Assets, quarterly | $150,568,500 | 3,731 |
| Volatile liabilities | $72,861,000 | 1,847 |
| Insider loans | $666,000 | 4,950 |
| FHLB advances | $8,000,000 | 2,765 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,625,000 | 4,143 |
| Tier 1 (core) risk-based capital | $11,580,000 | 4,655 |
| Tier 2 risk-based capital | $1,128,000 | 3,612 |
| Total risk weighted assets | $99,785,000 | 3,871 |
| Total unused commitments | $13,625,000 | 4,143 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $148,481,000 | 3,782 |
| Cash and due from depository institutions | $4,592,000 | 2,774 |
| Interest-bearing balances | $3,319,000 | 1,473 |
| Securities | $52,571,000 | 2,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $82,528,000 | 4,220 |
| Loan loss allowance | $1,116,000 | 3,810 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,218,000 | 3,244 |
| Other real estate owned | $0 | 2,774 |
| Goodwill and other intangibles | $1,245,000 | 1,563 |
| All other assets | $4,327,000 | 3,197 |
| Life insurance assets | $113,000 | 332 |
| Total liabilities and capital | $148,481,000 | 3,782 |
| Total liabilities | $137,925,000 | 3,670 |
| Total deposits | $120,963,000 | 3,764 |
| Interest-bearing deposits | $91,999,000 | 4,049 |
| Deposits held in domestic offices | $120,963,000 | 3,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,128,000 | 1,787 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,490,000 | 2,341 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $344,000 | 6,008 |
| Total equity capital | $10,556,000 | 4,984 |
| Total bank equity capital | $10,556,000 | 4,984 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $1,949,000 | 5,673 |
| Undivided profits | $8,606,000 | 3,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,373,000 | 2,598 |
| Earning assets | $138,418,000 | 3,704 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $147,403,600 | 3,650 |
| Average Assets, quarterly | $149,415,000 | 3,719 |
| Volatile liabilities | $68,556,000 | 1,901 |
| Insider loans | $713,000 | 4,811 |
| FHLB advances | $12,050,000 | 2,248 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,284,000 | 4,457 |
| Tier 1 (core) risk-based capital | $11,542,000 | 4,633 |
| Tier 2 risk-based capital | $1,116,000 | 3,603 |
| Total risk weighted assets | $93,791,000 | 4,013 |
| Total unused commitments | $11,284,000 | 4,457 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities | ||
| Total Assets: | $150,349,000 | 3,681 |
| Cash and due from depository institutions | $5,489,000 | 2,751 |
| Interest-bearing balances | $3,916,000 | 1,302 |
| Securities | $52,988,000 | 2,209 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $83,435,000 | 4,167 |
| Loan loss allowance | $1,101,000 | 3,814 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,267,000 | 3,163 |
| Other real estate owned | $32,000 | 2,751 |
| Goodwill and other intangibles | $1,215,000 | 1,557 |
| All other assets | $3,923,000 | 3,384 |
| Life insurance assets | $136,000 | 318 |
| Total liabilities and capital | $150,349,000 | 3,681 |
| Total liabilities | $139,584,000 | 3,574 |
| Total deposits | $115,989,000 | 3,829 |
| Interest-bearing deposits | $89,745,000 | 4,063 |
| Deposits held in domestic offices | $115,989,000 | 3,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,110,000 | 2,001 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,978,000 | 1,792 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $507,000 | 5,121 |
| Total equity capital | $10,765,000 | 4,899 |
| Total bank equity capital | $10,765,000 | 4,899 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $1,949,000 | 5,637 |
| Undivided profits | $8,815,000 | 3,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,293,000 | 2,700 |
| Earning assets | $140,339,000 | 3,626 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $147,134,250 | 3,638 |
| Average Assets, quarterly | $150,151,000 | 3,649 |
| Volatile liabilities | $70,328,000 | 1,791 |
| Insider loans | $790,000 | 4,626 |
| FHLB advances | $18,500,000 | 1,750 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,660,000 | 4,546 |
| Tier 1 (core) risk-based capital | $11,475,000 | 4,588 |
| Tier 2 risk-based capital | $1,101,000 | 3,612 |
| Total risk weighted assets | $94,294,000 | 3,974 |
| Total unused commitments | $10,660,000 | 4,548 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $149,953,000 | 3,636 |
| Cash and due from depository institutions | $4,200,000 | 2,851 |
| Interest-bearing balances | $2,622,000 | 1,709 |
| Securities | $53,916,000 | 2,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $83,620,000 | 4,092 |
| Loan loss allowance | $1,089,000 | 3,794 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,288,000 | 3,107 |
| Other real estate owned | $30,000 | 2,851 |
| Goodwill and other intangibles | $1,220,000 | 1,542 |
| All other assets | $3,679,000 | 3,432 |
| Life insurance assets | $130,000 | 315 |
| Total liabilities and capital | $149,953,000 | 3,636 |
| Total liabilities | $138,816,000 | 3,545 |
| Total deposits | $115,893,000 | 3,774 |
| Interest-bearing deposits | $91,559,000 | 3,971 |
| Deposits held in domestic offices | $115,893,000 | 3,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,383,000 | 1,956 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,072,000 | 1,818 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $468,000 | 5,034 |
| Total equity capital | $11,137,000 | 4,716 |
| Total bank equity capital | $11,137,000 | 4,716 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $1,949,000 | 5,620 |
| Undivided profits | $9,187,000 | 3,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 4,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,317,000 | 2,421 |
| Earning assets | $140,158,000 | 3,576 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $146,062,670 | 3,656 |
| Average Assets, quarterly | $147,610,000 | 3,645 |
| Volatile liabilities | $69,318,000 | 1,747 |
| Insider loans | $815,000 | 4,542 |
| FHLB advances | $18,500,000 | 1,754 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,455,000 | 4,766 |
| Tier 1 (core) risk-based capital | $11,346,000 | 4,541 |
| Tier 2 risk-based capital | $1,089,000 | 3,590 |
| Total risk weighted assets | $93,704,000 | 3,903 |
| Total unused commitments | $9,455,000 | 4,767 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 60 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $145,267,000 | 3,712 |
| Cash and due from depository institutions | $4,263,000 | 2,831 |
| Interest-bearing balances | $2,843,000 | 1,620 |
| Securities | $52,426,000 | 2,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $80,020,000 | 4,162 |
| Loan loss allowance | $1,086,000 | 3,821 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,293,000 | 3,081 |
| Other real estate owned | $30,000 | 2,831 |
| Goodwill and other intangibles | $1,225,000 | 1,540 |
| All other assets | $4,010,000 | 3,181 |
| Life insurance assets | $124,000 | 311 |
| Total liabilities and capital | $145,267,000 | 3,712 |
| Total liabilities | $135,068,000 | 3,609 |
| Total deposits | $116,933,000 | 3,767 |
| Interest-bearing deposits | $92,867,000 | 3,948 |
| Deposits held in domestic offices | $116,933,000 | 3,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,116,000 | 1,886 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,488,000 | 2,087 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $531,000 | 4,641 |
| Total equity capital | $10,199,000 | 4,938 |
| Total bank equity capital | $10,199,000 | 4,938 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $1,949,000 | 5,636 |
| Undivided profits | $8,249,000 | 3,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 4,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,138,000 | 2,699 |
| Earning assets | $135,289,000 | 3,656 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $144,117,500 | 3,707 |
| Average Assets, quarterly | $144,117,500 | 3,707 |
| Volatile liabilities | $65,313,000 | 1,750 |
| Insider loans | $851,000 | 4,452 |
| FHLB advances | $13,400,000 | 2,057 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,013,000 | 4,611 |
| Tier 1 (core) risk-based capital | $11,354,000 | 4,496 |
| Tier 2 risk-based capital | $1,086,000 | 3,613 |
| Total risk weighted assets | $91,234,000 | 3,953 |
| Total unused commitments | $12,013,000 | 4,211 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 61 | 2,809 |
| Assets and Liabilities | ||
| Total Assets: | $142,968,000 | 3,748 |
| Cash and due from depository institutions | $3,247,000 | 2,809 |
| Interest-bearing balances | $1,966,000 | 2,086 |
| Securities | $51,919,000 | 2,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $79,626,000 | 4,169 |
| Loan loss allowance | $1,036,000 | 3,921 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,291,000 | 3,049 |
| Other real estate owned | $40,000 | 2,809 |
| Goodwill and other intangibles | $1,229,000 | 1,529 |
| All other assets | $3,616,000 | 3,361 |
| Life insurance assets | $119,000 | 314 |
| Total liabilities and capital | $142,968,000 | 3,748 |
| Total liabilities | $131,312,000 | 3,674 |
| Total deposits | $111,346,000 | 3,882 |
| Interest-bearing deposits | $89,592,000 | 4,030 |
| Deposits held in domestic offices | $111,346,000 | 3,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,805,000 | 2,041 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,758,000 | 1,930 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $403,000 | 5,278 |
| Total equity capital | $11,656,000 | 4,476 |
| Total bank equity capital | $11,656,000 | 4,476 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $1,949,000 | 5,631 |
| Undivided profits | $9,706,000 | 3,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,241,000 | 2,444 |
| Earning assets | $133,511,000 | 3,681 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $143,498,200 | 3,629 |
| Average Assets, quarterly | $144,766,500 | 3,688 |
| Volatile liabilities | $61,722,000 | 1,780 |
| Insider loans | $879,000 | 4,392 |
| FHLB advances | $16,400,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,000,000 | 4,935 |
| Tier 1 (core) risk-based capital | $12,031,000 | 4,246 |
| Tier 2 risk-based capital | $1,036,000 | 3,696 |
| Total risk weighted assets | $88,887,000 | 4,002 |
| Total unused commitments | $8,000,000 | 4,935 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 59 | 2,880 |
| Assets and Liabilities | ||
| Total Assets: | $146,565,000 | 3,649 |
| Cash and due from depository institutions | $3,141,000 | 2,880 |
| Interest-bearing balances | $1,880,000 | 2,196 |
| Securities | $55,166,000 | 2,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $80,210,000 | 4,110 |
| Loan loss allowance | $1,035,000 | 3,921 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,302,000 | 3,015 |
| Other real estate owned | $159,000 | 2,880 |
| Goodwill and other intangibles | $1,198,000 | 1,525 |
| All other assets | $3,389,000 | 3,460 |
| Life insurance assets | $113,000 | 310 |
| Total liabilities and capital | $146,565,000 | 3,649 |
| Total liabilities | $135,154,000 | 3,565 |
| Total deposits | $115,721,000 | 3,714 |
| Interest-bearing deposits | $93,234,000 | 3,873 |
| Deposits held in domestic offices | $115,721,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,056,000 | 1,998 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,824,000 | 1,987 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $553,000 | 4,653 |
| Total equity capital | $11,411,000 | 4,548 |
| Total bank equity capital | $11,411,000 | 4,548 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $1,949,000 | 5,605 |
| Undivided profits | $9,461,000 | 3,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,130,000 | 2,787 |
| Earning assets | $137,256,000 | 3,583 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $143,630,750 | 3,621 |
| Average Assets, quarterly | $146,486,500 | 3,623 |
| Volatile liabilities | $65,560,000 | 1,667 |
| Insider loans | $898,000 | 4,323 |
| FHLB advances | $15,500,000 | 1,880 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,086,000 | 4,641 |
| Tier 1 (core) risk-based capital | $11,637,000 | 4,334 |
| Tier 2 risk-based capital | $1,035,000 | 3,674 |
| Total risk weighted assets | $89,898,000 | 3,910 |
| Total unused commitments | $9,086,000 | 4,644 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $146,408,000 | 3,633 |
| Cash and due from depository institutions | $3,358,000 | 2,909 |
| Interest-bearing balances | $1,697,000 | 2,286 |
| Securities | $53,914,000 | 2,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $80,146,000 | 4,069 |
| Loan loss allowance | $992,000 | 4,032 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,360,000 | 2,933 |
| Other real estate owned | $206,000 | 2,909 |
| Goodwill and other intangibles | $1,207,000 | 1,517 |
| All other assets | $4,217,000 | 2,956 |
| Life insurance assets | $89,000 | 309 |
| Total liabilities and capital | $146,408,000 | 3,633 |
| Total liabilities | $136,174,000 | 3,516 |
| Total deposits | $109,722,000 | 3,887 |
| Interest-bearing deposits | $88,138,000 | 4,026 |
| Deposits held in domestic offices | $109,722,000 | 3,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,814,000 | 2,127 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,202,000 | 1,537 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $436,000 | 4,934 |
| Total equity capital | $10,234,000 | 4,793 |
| Total bank equity capital | $10,234,000 | 4,793 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $1,949,000 | 5,611 |
| Undivided profits | $8,284,000 | 3,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,251,000 | 2,328 |
| Earning assets | $135,757,000 | 3,598 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $142,652,670 | 3,660 |
| Average Assets, quarterly | $140,631,000 | 3,727 |
| Volatile liabilities | $65,342,000 | 1,644 |
| Insider loans | $558,000 | 5,231 |
| FHLB advances | $22,900,000 | 1,453 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,962,000 | 4,236 |
| Tier 1 (core) risk-based capital | $11,236,000 | 4,385 |
| Tier 2 risk-based capital | $992,000 | 3,757 |
| Total risk weighted assets | $91,310,000 | 3,845 |
| Total unused commitments | $10,962,000 | 4,236 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $134,854,000 | 3,859 |
| Cash and due from depository institutions | $2,966,000 | 2,838 |
| Interest-bearing balances | $1,891,000 | 2,406 |
| Securities | $45,798,000 | 2,651 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,492 |
| Net loans & leases | $77,278,000 | 4,104 |
| Loan loss allowance | $973,000 | 4,038 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,411,000 | 2,852 |
| Other real estate owned | $56,000 | 2,838 |
| Goodwill and other intangibles | $1,183,000 | 1,522 |
| All other assets | $3,062,000 | 3,559 |
| Life insurance assets | $75,000 | 308 |
| Total liabilities and capital | $134,854,000 | 3,859 |
| Total liabilities | $123,912,000 | 3,781 |
| Total deposits | $112,940,000 | 3,808 |
| Interest-bearing deposits | $91,166,000 | 3,924 |
| Deposits held in domestic offices | $112,940,000 | 3,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,441,000 | 2,011 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,100,000 | 2,731 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $431,000 | 5,278 |
| Total equity capital | $10,942,000 | 4,636 |
| Total bank equity capital | $10,942,000 | 4,636 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $1,949,000 | 5,603 |
| Undivided profits | $8,992,000 | 3,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $889,000 | 3,218 |
| Earning assets | $126,067,000 | 3,799 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $140,775,000 | 3,706 |
| Average Assets, quarterly | $140,775,000 | 3,706 |
| Volatile liabilities | $52,579,000 | 1,896 |
| Insider loans | $584,000 | 5,152 |
| FHLB advances | $8,000,000 | 2,613 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,804,000 | 3,677 |
| Tier 1 (core) risk-based capital | $10,871,000 | 4,470 |
| Tier 2 risk-based capital | $973,000 | 3,748 |
| Total risk weighted assets | $86,064,000 | 3,959 |
| Total unused commitments | $20,804,000 | 2,865 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $146,696,000 | 3,581 |
| Cash and due from depository institutions | $2,660,000 | 2,961 |
| Interest-bearing balances | $1,713,000 | 2,362 |
| Securities | $56,966,000 | 2,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $79,380,000 | 3,995 |
| Loan loss allowance | $965,000 | 4,064 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,415,000 | 2,838 |
| Other real estate owned | $51,000 | 2,961 |
| Goodwill and other intangibles | $1,136,000 | 1,535 |
| All other assets | $3,088,000 | 3,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,696,000 | 3,581 |
| Total liabilities | $136,646,000 | 3,447 |
| Total deposits | $107,221,000 | 3,931 |
| Interest-bearing deposits | $86,230,000 | 4,080 |
| Deposits held in domestic offices | $107,221,000 | 3,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,196,000 | 2,193 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,976,000 | 1,327 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $253,000 | 6,489 |
| Total equity capital | $10,050,000 | 4,861 |
| Total bank equity capital | $10,050,000 | 4,861 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $1,949,000 | 5,603 |
| Undivided profits | $8,100,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,007,000 | 2,977 |
| Earning assets | $138,059,000 | 3,489 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $135,736,800 | 3,696 |
| Average Assets, quarterly | $143,472,500 | 3,616 |
| Volatile liabilities | $65,997,000 | 1,549 |
| Insider loans | $602,000 | 5,095 |
| FHLB advances | $26,900,000 | 1,232 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,035,000 | 4,056 |
| Tier 1 (core) risk-based capital | $10,521,000 | 4,540 |
| Tier 2 risk-based capital | $965,000 | 3,775 |
| Total risk weighted assets | $88,259,000 | 3,868 |
| Total unused commitments | $13,035,000 | 3,691 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $140,249,000 | 3,693 |
| Cash and due from depository institutions | $2,675,000 | 2,872 |
| Interest-bearing balances | $1,321,000 | 2,791 |
| Securities | $51,151,000 | 2,401 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $78,984,000 | 3,993 |
| Loan loss allowance | $960,000 | 4,092 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,476,000 | 2,765 |
| Other real estate owned | $51,000 | 2,872 |
| Goodwill and other intangibles | $1,107,000 | 1,542 |
| All other assets | $2,805,000 | 3,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,249,000 | 3,693 |
| Total liabilities | $130,234,000 | 3,591 |
| Total deposits | $104,272,000 | 4,008 |
| Interest-bearing deposits | $89,140,000 | 3,971 |
| Deposits held in domestic offices | $104,272,000 | 4,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,736,000 | 1,962 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,955,000 | 1,454 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $271,000 | 6,665 |
| Total equity capital | $10,015,000 | 4,839 |
| Total bank equity capital | $10,015,000 | 4,839 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $1,949,000 | 5,597 |
| Undivided profits | $8,065,000 | 3,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,071,000 | 2,949 |
| Earning assets | $131,456,000 | 3,618 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $132,997,000 | 3,781 |
| Average Assets, quarterly | $137,563,000 | 3,731 |
| Volatile liabilities | $59,367,000 | 1,659 |
| Insider loans | $594,000 | 5,110 |
| FHLB advances | $22,600,000 | 1,351 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,621,000 | 3,442 |
| Tier 1 (core) risk-based capital | $10,397,000 | 4,568 |
| Tier 2 risk-based capital | $960,000 | 3,797 |
| Total risk weighted assets | $85,438,000 | 3,947 |
| Total unused commitments | $14,621,000 | 3,448 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $134,877,000 | 3,805 |
| Cash and due from depository institutions | $3,258,000 | 2,929 |
| Interest-bearing balances | $2,101,000 | 2,429 |
| Securities | $48,393,000 | 2,462 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $75,859,000 | 4,095 |
| Loan loss allowance | $938,000 | 4,115 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,412,000 | 2,756 |
| Other real estate owned | $111,000 | 2,929 |
| Goodwill and other intangibles | $1,058,000 | 1,529 |
| All other assets | $2,786,000 | 3,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,877,000 | 3,805 |
| Total liabilities | $124,566,000 | 3,714 |
| Total deposits | $102,412,000 | 4,071 |
| Interest-bearing deposits | $86,491,000 | 4,064 |
| Deposits held in domestic offices | $102,412,000 | 4,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,221,000 | 1,777 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,389,000 | 1,659 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $544,000 | 4,856 |
| Total equity capital | $10,311,000 | 4,746 |
| Total bank equity capital | $10,311,000 | 4,746 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $1,949,000 | 5,584 |
| Undivided profits | $8,361,000 | 3,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,021,000 | 2,970 |
| Earning assets | $126,353,000 | 3,728 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $130,579,670 | 3,833 |
| Average Assets, quarterly | $135,198,500 | 3,761 |
| Volatile liabilities | $54,202,000 | 1,760 |
| Insider loans | $608,000 | 5,047 |
| FHLB advances | $18,300,000 | 1,544 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,449,000 | 2,679 |
| Tier 1 (core) risk-based capital | $10,012,000 | 4,632 |
| Tier 2 risk-based capital | $938,000 | 3,806 |
| Total risk weighted assets | $81,769,000 | 4,036 |
| Total unused commitments | $21,449,000 | 2,687 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $135,520,000 | 3,752 |
| Cash and due from depository institutions | $3,182,000 | 2,815 |
| Interest-bearing balances | $1,786,000 | 2,625 |
| Securities | $51,663,000 | 2,312 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $73,960,000 | 4,114 |
| Loan loss allowance | $955,000 | 4,013 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,291,000 | 2,811 |
| Other real estate owned | $38,000 | 2,815 |
| Goodwill and other intangibles | $999,000 | 1,536 |
| All other assets | $2,387,000 | 4,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,520,000 | 3,752 |
| Total liabilities | $125,345,000 | 3,643 |
| Total deposits | $104,795,000 | 3,965 |
| Interest-bearing deposits | $90,007,000 | 3,933 |
| Deposits held in domestic offices | $104,795,000 | 3,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,123,000 | 1,391 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,142,000 | 1,779 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $285,000 | 6,669 |
| Total equity capital | $10,175,000 | 4,695 |
| Total bank equity capital | $10,175,000 | 4,695 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $1,949,000 | 5,569 |
| Undivided profits | $8,225,000 | 3,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 5,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,031,000 | 2,952 |
| Earning assets | $127,409,000 | 3,654 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $128,431,000 | 3,869 |
| Average Assets, quarterly | $128,431,000 | 3,869 |
| Volatile liabilities | $56,288,000 | 1,670 |
| Insider loans | $596,000 | 5,051 |
| FHLB advances | $14,900,000 | 1,715 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,458,000 | 3,224 |
| Tier 1 (core) risk-based capital | $10,019,000 | 4,561 |
| Tier 2 risk-based capital | $955,000 | 3,707 |
| Total risk weighted assets | $80,116,000 | 4,049 |
| Total unused commitments | $15,458,000 | 3,233 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 58 | 2,914 |
| Assets and Liabilities | ||
| Total Assets: | $121,342,000 | 4,046 |
| Cash and due from depository institutions | $2,162,000 | 2,914 |
| Interest-bearing balances | $1,159,000 | 2,944 |
| Securities | $35,520,000 | 3,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $76,995,000 | 3,987 |
| Loan loss allowance | $941,000 | 3,976 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,321,000 | 2,768 |
| Other real estate owned | $38,000 | 2,914 |
| Goodwill and other intangibles | $932,000 | 1,562 |
| All other assets | $2,374,000 | 4,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,342,000 | 4,046 |
| Total liabilities | $111,198,000 | 3,967 |
| Total deposits | $96,976,000 | 4,165 |
| Interest-bearing deposits | $84,888,000 | 4,052 |
| Deposits held in domestic offices | $96,976,000 | 4,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,251,000 | 1,409 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,550,000 | 2,503 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $421,000 | 5,733 |
| Total equity capital | $10,144,000 | 4,677 |
| Total bank equity capital | $10,144,000 | 4,677 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $1,949,000 | 5,545 |
| Undivided profits | $8,194,000 | 3,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,089,000 | 2,954 |
| Earning assets | $113,674,000 | 3,960 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $118,640,000 | 3,976 |
| Average Assets, quarterly | $123,072,000 | 3,964 |
| Volatile liabilities | $44,563,000 | 2,025 |
| Insider loans | $605,000 | 5,043 |
| FHLB advances | $8,400,000 | 2,368 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,639,000 | 4,154 |
| Tier 1 (core) risk-based capital | $9,844,000 | 4,579 |
| Tier 2 risk-based capital | $941,000 | 3,691 |
| Total risk weighted assets | $78,765,000 | 4,075 |
| Total unused commitments | $9,639,000 | 4,158 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $118,110,000 | 4,014 |
| Cash and due from depository institutions | $2,845,000 | 3,288 |
| Interest-bearing balances | $1,901,000 | 2,342 |
| Securities | $37,437,000 | 2,821 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $71,731,000 | 4,090 |
| Loan loss allowance | $843,000 | 4,097 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,126,000 | 2,857 |
| Other real estate owned | $0 | 3,288 |
| Goodwill and other intangibles | $645,000 | 1,722 |
| All other assets | $2,326,000 | 4,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,110,000 | 4,014 |
| Total liabilities | $109,441,000 | 3,918 |
| Total deposits | $91,159,000 | 4,235 |
| Interest-bearing deposits | $80,729,000 | 4,111 |
| Deposits held in domestic offices | $91,159,000 | 4,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,202,000 | 2,519 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,799,000 | 1,567 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $281,000 | 7,083 |
| Total equity capital | $8,669,000 | 5,043 |
| Total bank equity capital | $8,669,000 | 5,043 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $1,949,000 | 5,562 |
| Undivided profits | $6,719,000 | 3,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $656,000 | 3,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,216,000 | 2,852 |
| Earning assets | $111,069,000 | 3,918 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $108,854,000 | 4,119 |
| Average Assets, quarterly | $112,843,500 | 4,134 |
| Volatile liabilities | $40,602,000 | 2,098 |
| Insider loans | $723,000 | 4,634 |
| FHLB advances | $16,700,000 | 1,448 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,497,000 | 4,046 |
| Tier 1 (core) risk-based capital | $8,764,000 | 4,839 |
| Tier 2 risk-based capital | $843,000 | 3,851 |
| Total risk weighted assets | $72,268,000 | 4,226 |
| Total unused commitments | $9,497,000 | 4,055 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $105,468,000 | 4,265 |
| Cash and due from depository institutions | $2,644,000 | 3,349 |
| Interest-bearing balances | $1,987,000 | 1,717 |
| Securities | $27,812,000 | 3,628 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,486 |
| Net loans & leases | $66,395,000 | 4,253 |
| Loan loss allowance | $557,000 | 5,365 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,085,000 | 2,832 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $471,000 | 1,860 |
| All other assets | $2,161,000 | 3,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,468,000 | 4,265 |
| Total liabilities | $98,067,000 | 4,129 |
| Total deposits | $88,523,000 | 4,215 |
| Interest-bearing deposits | $78,865,000 | 4,056 |
| Deposits held in domestic offices | $88,523,000 | 4,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,260,000 | 2,605 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,282 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $284,000 | 7,442 |
| Total equity capital | $7,401,000 | 5,580 |
| Total bank equity capital | $7,401,000 | 5,580 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $1,949,000 | 5,591 |
| Undivided profits | $5,451,000 | 4,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 4,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $612,000 | 4,404 |
| Earning assets | $99,094,000 | 4,201 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $98,018,600 | 4,371 |
| Average Assets, quarterly | $102,334,500 | 4,328 |
| Volatile liabilities | $34,780,000 | 2,350 |
| Insider loans | $869,000 | 4,199 |
| FHLB advances | $8,000,000 | 512 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,591,000 | 3,406 |
| Tier 1 (core) risk-based capital | $7,536,000 | 5,408 |
| Tier 2 risk-based capital | $557,000 | 5,047 |
| Total risk weighted assets | $65,242,000 | 4,413 |
| Total unused commitments | $11,591,000 | 3,406 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 47 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $93,117,000 | 4,681 |
| Cash and due from depository institutions | $4,246,000 | 3,669 |
| Interest-bearing balances | $2,042,000 | 1,699 |
| Securities | $27,339,000 | 3,870 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $57,387,000 | 4,662 |
| Loan loss allowance | $574,000 | 5,191 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,904,000 | 4,141 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $394,000 | 2,032 |
| All other assets | $1,847,000 | 4,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,117,000 | 4,681 |
| Total liabilities | $86,834,000 | 4,560 |
| Total deposits | $75,079,000 | 4,799 |
| Interest-bearing deposits | $67,026,000 | 4,638 |
| Deposits held in domestic offices | $75,079,000 | 4,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $129,000 | 3,954 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,500,000 | 1,839 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $126,000 | 9,059 |
| Total equity capital | $6,283,000 | 6,083 |
| Total bank equity capital | $6,283,000 | 6,083 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $1,949,000 | 5,637 |
| Undivided profits | $4,333,000 | 4,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $398,000 | 5,415 |
| Earning assets | $86,768,000 | 4,616 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $87,279,800 | 4,788 |
| Average Assets, quarterly | $92,176,500 | 4,695 |
| Volatile liabilities | $28,055,000 | 2,678 |
| Insider loans | $975,000 | 3,796 |
| FHLB advances | $11,500,000 | 443 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,572,000 | 3,628 |
| Tier 1 (core) risk-based capital | $6,761,000 | 5,825 |
| Tier 2 risk-based capital | $533,000 | 5,096 |
| Total risk weighted assets | $54,082,000 | 4,953 |
| Total unused commitments | $10,572,000 | 3,632 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $81,971,000 | 5,124 |
| Cash and due from depository institutions | $2,130,000 | 4,440 |
| Interest-bearing balances | $1,790,000 | 2,259 |
| Securities | $22,695,000 | 4,430 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,801 |
| Net loans & leases | $51,169,000 | 4,866 |
| Loan loss allowance | $517,000 | 5,491 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,341,000 | 5,111 |
| Other real estate owned | $33,000 | 4,440 |
| Goodwill and other intangibles | $348,000 | 2,055 |
| All other assets | $1,255,000 | 5,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,971,000 | 5,124 |
| Total liabilities | $76,155,000 | 4,980 |
| Total deposits | $72,798,000 | 4,910 |
| Interest-bearing deposits | $65,240,000 | 4,737 |
| Deposits held in domestic offices | $72,798,000 | 4,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,000 | 3,158 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $287,000 | 7,615 |
| Total equity capital | $5,816,000 | 6,504 |
| Total bank equity capital | $5,816,000 | 6,504 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $1,949,000 | 5,557 |
| Undivided profits | $3,866,000 | 5,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $366,000 | 5,846 |
| Earning assets | $78,654,000 | 4,947 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $76,580,000 | 5,144 |
| Average Assets, quarterly | $79,310,500 | 5,166 |
| Volatile liabilities | $18,238,000 | 3,248 |
| Insider loans | $1,027,000 | 3,479 |
| FHLB advances | $3,000,000 | 597 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,664,000 | 4,625 |
| Tier 1 (core) risk-based capital | $5,753,000 | 6,371 |
| Tier 2 risk-based capital | $517,000 | 5,092 |
| Total risk weighted assets | $46,923,000 | 5,311 |
| Total unused commitments | $6,664,000 | 4,632 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $73,031,000 | 5,543 |
| Cash and due from depository institutions | $1,313,000 | 4,671 |
| Interest-bearing balances | $737,000 | 2,768 |
| Securities | $15,272,000 | 5,935 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,374 |
| Net loans & leases | $52,789,000 | 4,771 |
| Loan loss allowance | $496,000 | 5,758 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,395,000 | 4,956 |
| Other real estate owned | $0 | 4,671 |
| Goodwill and other intangibles | $133,000 | 2,474 |
| All other assets | $1,129,000 | 5,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,031,000 | 5,543 |
| Total liabilities | $67,670,000 | 5,409 |
| Total deposits | $67,281,000 | 5,187 |
| Interest-bearing deposits | $62,093,000 | 4,932 |
| Deposits held in domestic offices | $67,281,000 | 5,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $389,000 | 6,829 |
| Total equity capital | $5,361,000 | 6,872 |
| Total bank equity capital | $5,361,000 | 6,872 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $1,949,000 | 5,566 |
| Undivided profits | $3,411,000 | 5,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 8,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $372,000 | 5,964 |
| Earning assets | $69,798,000 | 5,391 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $71,939,200 | 5,411 |
| Average Assets, quarterly | $73,354,000 | 5,467 |
| Volatile liabilities | $12,249,000 | 4,349 |
| Insider loans | $1,177,000 | 3,177 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,014,000 | 5,752 |
| Tier 1 (core) risk-based capital | $5,249,000 | 6,810 |
| Tier 2 risk-based capital | $496,000 | 5,206 |
| Total risk weighted assets | $43,449,000 | 5,620 |
| Total unused commitments | $4,014,000 | 5,761 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $69,670,000 | 5,896 |
| Cash and due from depository institutions | $1,714,000 | 4,911 |
| Interest-bearing balances | $1,208,000 | 2,146 |
| Securities | $15,558,000 | 6,281 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,205 |
| Net loans & leases | $49,021,000 | 5,106 |
| Loan loss allowance | $378,000 | 7,014 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,389,000 | 4,944 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $99,000 | 2,518 |
| All other assets | $1,289,000 | 5,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,670,000 | 5,896 |
| Total liabilities | $64,770,000 | 5,738 |
| Total deposits | $64,418,000 | 5,530 |
| Interest-bearing deposits | $59,458,000 | 5,234 |
| Deposits held in domestic offices | $64,418,000 | 5,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $352,000 | 7,280 |
| Total equity capital | $4,900,000 | 7,320 |
| Total bank equity capital | $4,900,000 | 7,320 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $1,949,000 | 5,672 |
| Undivided profits | $2,950,000 | 6,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 8,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $354,000 | 6,199 |
| Earning assets | $66,387,000 | 5,739 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $67,365,000 | 5,863 |
| Average Assets, quarterly | $68,922,000 | 5,898 |
| Volatile liabilities | $10,794,000 | 4,626 |
| Insider loans | $1,114,000 | 3,363 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,332,000 | 7,106 |
| Tier 1 (core) risk-based capital | $4,821,000 | 7,284 |
| Tier 2 risk-based capital | $378,000 | 6,346 |
| Total risk weighted assets | $39,249,000 | 6,059 |
| Total unused commitments | $2,332,000 | 7,121 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $65,257,000 | 6,254 |
| Cash and due from depository institutions | $1,903,000 | 5,163 |
| Interest-bearing balances | $1,510,000 | 2,096 |
| Securities | $17,286,000 | 6,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $43,227,000 | 5,504 |
| Loan loss allowance | $291,000 | 8,203 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,417,000 | 4,850 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $57,000 | 2,603 |
| All other assets | $1,367,000 | 5,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,257,000 | 6,254 |
| Total liabilities | $60,569,000 | 6,105 |
| Total deposits | $60,130,000 | 5,926 |
| Interest-bearing deposits | $55,920,000 | 5,595 |
| Deposits held in domestic offices | $60,130,000 | 5,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $439,000 | 6,761 |
| Total equity capital | $4,688,000 | 7,628 |
| Total bank equity capital | $4,688,000 | 7,628 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,949,000 | 5,734 |
| Undivided profits | $2,738,000 | 6,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 7,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $334,000 | 6,635 |
| Earning assets | $62,023,000 | 6,093 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $63,302,200 | 6,195 |
| Average Assets, quarterly | $65,066,500 | 6,203 |
| Volatile liabilities | $8,380,000 | 5,133 |
| Insider loans | $1,036,000 | 3,653 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,820,000 | 7,655 |
| Tier 1 (core) risk-based capital | $4,529,000 | 7,662 |
| Tier 2 risk-based capital | $291,000 | 7,458 |
| Total risk weighted assets | $33,852,000 | 6,690 |
| Total unused commitments | $1,820,000 | 7,669 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $61,678,000 | 6,523 |
| Cash and due from depository institutions | $2,000,000 | 5,348 |
| Interest-bearing balances | $1,385,000 | 2,016 |
| Securities | $14,131,000 | 7,361 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $42,512,000 | 5,555 |
| Loan loss allowance | $268,000 | 8,831 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,265,000 | 5,240 |
| Other real estate owned | $0 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,670,000 | 4,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,678,000 | 6,523 |
| Total liabilities | $57,422,000 | 6,379 |
| Total deposits | $57,215,000 | 6,169 |
| Interest-bearing deposits | $52,630,000 | 5,841 |
| Deposits held in domestic offices | $57,215,000 | 6,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $207,000 | 8,874 |
| Total equity capital | $4,256,000 | 7,901 |
| Total bank equity capital | $4,256,000 | 7,901 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $1,949,000 | 5,740 |
| Undivided profits | $2,306,000 | 6,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 6,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $341,000 | 5,926 |
| Earning assets | $58,128,000 | 6,353 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $60,760,200 | 6,470 |
| Average Assets, quarterly | $61,343,500 | 6,511 |
| Volatile liabilities | $7,413,000 | 5,362 |
| Insider loans | $530,000 | 5,487 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,169,000 | 8,800 |
| Tier 1 (core) risk-based capital | $4,256,000 | 7,977 |
| Tier 2 risk-based capital | $266,000 | 7,983 |
| Total risk weighted assets | $31,622,000 | 6,998 |
| Total unused commitments | $1,169,000 | 8,810 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $59,787,000 | 6,858 |
| Cash and due from depository institutions | $938,000 | 5,698 |
| Interest-bearing balances | $504,000 | 4,272 |
| Securities | $12,836,000 | 8,070 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $40,728,000 | 5,643 |
| Loan loss allowance | $198,000 | 10,301 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,310,000 | 5,160 |
| Other real estate owned | $278,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,697,000 | 3,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,787,000 | 6,858 |
| Total liabilities | $56,492,000 | 6,647 |
| Total deposits | $55,330,000 | 6,547 |
| Interest-bearing deposits | $52,030,000 | 6,152 |
| Deposits held in domestic offices | $55,330,000 | 6,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $750,000 | 3,010 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $412,000 | 6,148 |
| Total equity capital | $3,295,000 | 9,345 |
| Total bank equity capital | $3,295,000 | 9,345 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $164,000 | 9,307 |
| Surplus | $886,000 | 8,775 |
| Undivided profits | $2,245,000 | 7,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $320,000 | 5,742 |
| Earning assets | $56,068,000 | 6,746 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $58,402,400 | 6,820 |
| Average Assets, quarterly | $59,427,000 | 6,831 |
| Volatile liabilities | $6,207,000 | 5,755 |
| Insider loans | $367,000 | 6,672 |
| FHLB advances | $750,000 | 737 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,940,000 | 5,556 |
| Tier 1 (core) risk-based capital | $3,247,000 | 9,348 |
| Tier 2 risk-based capital | $198,000 | 9,416 |
| Total risk weighted assets | $30,151,000 | 7,262 |
| Total unused commitments | $3,940,000 | 5,577 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $56,017,000 | 7,289 |
| Cash and due from depository institutions | $844,000 | 6,105 |
| Interest-bearing balances | $553,000 | 4,760 |
| Securities | $10,640,000 | 8,883 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
| Net loans & leases | $39,254,000 | 5,817 |
| Loan loss allowance | $169,000 | 11,120 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,263,000 | 5,312 |
| Other real estate owned | $852,000 | 6,105 |
| Goodwill and other intangibles | $48,000 | 2,496 |
| All other assets | $1,616,000 | 4,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,017,000 | 7,289 |
| Total liabilities | $53,541,000 | 7,037 |
| Total deposits | $52,433,000 | 6,959 |
| Interest-bearing deposits | $49,708,000 | 6,527 |
| Deposits held in domestic offices | $52,433,000 | 6,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $750,000 | 2,801 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $358,000 | 7,351 |
| Total equity capital | $2,476,000 | 10,608 |
| Total bank equity capital | $2,476,000 | 10,608 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $164,000 | 9,751 |
| Surplus | $886,000 | 8,872 |
| Undivided profits | $1,426,000 | 8,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $273,000 | 7,033 |
| Earning assets | $51,947,000 | 7,207 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $56,929,000 | 7,047 |
| Average Assets, quarterly | $56,387,000 | 7,178 |
| Volatile liabilities | $5,664,000 | 6,084 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $750,000 | 756 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,895,000 | 7,457 |
| Tier 1 (core) risk-based capital | $2,476,000 | 10,562 |
| Tier 2 risk-based capital | $135,000 | 11,048 |
| Total risk weighted assets | $28,990,000 | 7,512 |
| Total unused commitments | $1,895,000 | 7,490 |
| Derivatives | $0 | 651 |