1ST BANK, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 1,086 |
| Total interest expense | $978,000 | 1,290 |
| Net interest income | $5,345,000 | 1,027 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $927,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $421,000 | 820 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $506,000 | 1,496 |
| Total noninterest expense | $3,634,000 | 1,366 |
| Salaries and employee benefits | $1,675,000 | 1,521 |
| Premises and equipment expense | $377,000 | 1,579 |
| Additional noninterest expense | $1,582,000 | 1,079 |
| Pre-tax net operating income | $2,538,000 | 725 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $684,000 | 674 |
| Income before extraordinary items | $1,854,000 | 807 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,854,000 | 807 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,854,000 | 808 |
| Net charge-offs | $-26,000 | 6,947 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,854,000 | 758 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,939,000 | 1,046 |
| Total interest expense | $4,298,000 | 1,410 |
| Net interest income | $22,641,000 | 968 |
| Provision for loan and lease losses | $1,950,000 | 1,599 |
| Total noninterest income | $2,757,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,059,000 | 708 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $698,000 | 2,640 |
| Total noninterest expense | $31,786,000 | 628 |
| Salaries and employee benefits | $6,396,000 | 1,544 |
| Premises and equipment expense | $1,451,000 | 1,702 |
| Additional noninterest expense | $23,939,000 | 343 |
| Pre-tax net operating income | $-8,338,000 | 7,177 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,928,000 | 809 |
| Income before extraordinary items | $-10,266,000 | 7,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,266,000 | 7,213 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-10,266,000 | 7,213 |
| Net charge-offs | $3,845,000 | 1,009 |
| Cash dividends | $4,500,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,038 |
| Net operating income | $-10,266,000 | 7,211 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,432,000 | 1,047 |
| Total interest expense | $3,217,000 | 1,467 |
| Net interest income | $17,215,000 | 962 |
| Provision for loan and lease losses | $1,825,000 | 1,320 |
| Total noninterest income | $2,117,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,573,000 | 703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $544,000 | 2,577 |
| Total noninterest expense | $28,177,000 | 543 |
| Salaries and employee benefits | $4,842,000 | 1,531 |
| Premises and equipment expense | $1,126,000 | 1,675 |
| Additional noninterest expense | $22,209,000 | 272 |
| Pre-tax net operating income | $-10,670,000 | 7,347 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,380,000 | 850 |
| Income before extraordinary items | $-12,050,000 | 7,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,050,000 | 7,359 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-12,050,000 | 7,359 |
| Net charge-offs | $3,293,000 | 884 |
| Cash dividends | $4,500,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 962 |
| Net operating income | $-12,050,000 | 7,355 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,458,000 | 1,068 |
| Total interest expense | $2,050,000 | 1,597 |
| Net interest income | $11,408,000 | 972 |
| Provision for loan and lease losses | $1,450,000 | 1,165 |
| Total noninterest income | $1,529,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,043,000 | 703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $486,000 | 2,145 |
| Total noninterest expense | $7,575,000 | 1,311 |
| Salaries and employee benefits | $3,214,000 | 1,560 |
| Premises and equipment expense | $745,000 | 1,700 |
| Additional noninterest expense | $3,616,000 | 1,006 |
| Pre-tax net operating income | $3,912,000 | 788 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $832,000 | 892 |
| Income before extraordinary items | $3,080,000 | 807 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,080,000 | 806 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,080,000 | 807 |
| Net charge-offs | $2,639,000 | 762 |
| Cash dividends | $3,000,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 884 |
| Net operating income | $3,080,000 | 779 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 1,131 |
| Total interest expense | $1,000,000 | 1,681 |
| Net interest income | $5,454,000 | 1,010 |
| Provision for loan and lease losses | $1,000,000 | 850 |
| Total noninterest income | $657,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $505,000 | 706 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 2,879 |
| Total noninterest expense | $3,669,000 | 1,361 |
| Salaries and employee benefits | $1,579,000 | 1,591 |
| Premises and equipment expense | $393,000 | 1,633 |
| Additional noninterest expense | $1,697,000 | 1,047 |
| Pre-tax net operating income | $1,442,000 | 1,040 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $340,000 | 1,004 |
| Income before extraordinary items | $1,102,000 | 1,113 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,102,000 | 1,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,102,000 | 1,113 |
| Net charge-offs | $56,000 | 3,252 |
| Cash dividends | $1,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 762 |
| Net operating income | $1,102,000 | 1,083 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,409,000 | 1,135 |
| Total interest expense | $4,181,000 | 1,912 |
| Net interest income | $23,228,000 | 949 |
| Provision for loan and lease losses | $2,150,000 | 1,973 |
| Total noninterest income | $2,348,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,959,000 | 770 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $389,000 | 3,560 |
| Total noninterest expense | $15,322,000 | 1,310 |
| Salaries and employee benefits | $6,422,000 | 1,532 |
| Premises and equipment expense | $1,600,000 | 1,595 |
| Additional noninterest expense | $7,300,000 | 1,012 |
| Pre-tax net operating income | $8,104,000 | 662 |
| Securities gains (losses) | $-312,000 | 7,363 |
| Applicable income taxes | $2,080,000 | 725 |
| Income before extraordinary items | $5,712,000 | 765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,712,000 | 765 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,712,000 | 766 |
| Net charge-offs | $2,578,000 | 1,600 |
| Cash dividends | $3,000,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 854 |
| Net operating income | $5,939,760 | 718 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,689,000 | 1,136 |
| Total interest expense | $3,151,000 | 1,987 |
| Net interest income | $17,538,000 | 945 |
| Provision for loan and lease losses | $2,150,000 | 1,573 |
| Total noninterest income | $975,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,379,000 | 850 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-404,000 | 7,546 |
| Total noninterest expense | $11,368,000 | 1,304 |
| Salaries and employee benefits | $4,767,000 | 1,547 |
| Premises and equipment expense | $1,200,000 | 1,624 |
| Additional noninterest expense | $5,401,000 | 998 |
| Pre-tax net operating income | $4,995,000 | 840 |
| Securities gains (losses) | $122,000 | 1,777 |
| Applicable income taxes | $1,253,000 | 861 |
| Income before extraordinary items | $3,864,000 | 900 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,864,000 | 902 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,864,000 | 902 |
| Net charge-offs | $1,821,000 | 1,594 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 799 |
| Net operating income | $3,771,280 | 878 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,884,000 | 1,137 |
| Total interest expense | $2,089,000 | 2,065 |
| Net interest income | $11,795,000 | 943 |
| Provision for loan and lease losses | $1,450,000 | 1,554 |
| Total noninterest income | $334,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $854,000 | 923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-520,000 | 7,712 |
| Total noninterest expense | $7,542,000 | 1,305 |
| Salaries and employee benefits | $3,147,000 | 1,575 |
| Premises and equipment expense | $803,000 | 1,638 |
| Additional noninterest expense | $3,592,000 | 982 |
| Pre-tax net operating income | $3,137,000 | 872 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $733,000 | 896 |
| Income before extraordinary items | $2,431,000 | 926 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,431,000 | 926 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,431,000 | 927 |
| Net charge-offs | $994,000 | 1,730 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 727 |
| Net operating income | $2,410,210 | 903 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,055,000 | 1,142 |
| Total interest expense | $1,055,000 | 2,160 |
| Net interest income | $6,000,000 | 929 |
| Provision for loan and lease losses | $750,000 | 1,389 |
| Total noninterest income | $712,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $419,000 | 936 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $293,000 | 1,865 |
| Total noninterest expense | $3,659,000 | 1,378 |
| Salaries and employee benefits | $1,564,000 | 1,606 |
| Premises and equipment expense | $414,000 | 1,630 |
| Additional noninterest expense | $1,681,000 | 1,041 |
| Pre-tax net operating income | $2,303,000 | 593 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $737,000 | 492 |
| Income before extraordinary items | $1,566,000 | 707 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,566,000 | 708 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,566,000 | 711 |
| Net charge-offs | $336,000 | 1,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 623 |
| Net operating income | $1,566,000 | 678 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,556,000 | 1,158 |
| Total interest expense | $5,047,000 | 2,243 |
| Net interest income | $24,509,000 | 882 |
| Provision for loan and lease losses | $10,800,000 | 813 |
| Total noninterest income | $4,064,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,939,000 | 895 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,125,000 | 1,321 |
| Total noninterest expense | $15,483,000 | 1,329 |
| Salaries and employee benefits | $6,458,000 | 1,547 |
| Premises and equipment expense | $1,633,000 | 1,656 |
| Additional noninterest expense | $7,392,000 | 1,049 |
| Pre-tax net operating income | $2,290,000 | 1,697 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $309,000 | 2,004 |
| Income before extraordinary items | $1,981,000 | 1,699 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,981,000 | 1,697 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,981,000 | 1,698 |
| Net charge-offs | $5,917,000 | 1,007 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $5,129,000 | 178 |
| Net operating income | $1,981,000 | 1,644 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,224,000 | 1,184 |
| Total interest expense | $3,939,000 | 2,246 |
| Net interest income | $18,285,000 | 894 |
| Provision for loan and lease losses | $9,050,000 | 674 |
| Total noninterest income | $3,054,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,414,000 | 915 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,640,000 | 1,313 |
| Total noninterest expense | $11,628,000 | 1,319 |
| Salaries and employee benefits | $4,872,000 | 1,546 |
| Premises and equipment expense | $1,206,000 | 1,703 |
| Additional noninterest expense | $5,550,000 | 1,017 |
| Pre-tax net operating income | $661,000 | 3,438 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-170,000 | 7,063 |
| Income before extraordinary items | $831,000 | 2,797 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $831,000 | 2,794 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $831,000 | 2,797 |
| Net charge-offs | $5,024,000 | 814 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $5,092,000 | 146 |
| Net operating income | $831,000 | 2,750 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,865,000 | 1,199 |
| Total interest expense | $2,691,000 | 2,285 |
| Net interest income | $12,174,000 | 897 |
| Provision for loan and lease losses | $6,800,000 | 604 |
| Total noninterest income | $2,031,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $926,000 | 920 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,105,000 | 1,335 |
| Total noninterest expense | $7,908,000 | 1,321 |
| Salaries and employee benefits | $3,311,000 | 1,555 |
| Premises and equipment expense | $805,000 | 1,730 |
| Additional noninterest expense | $3,792,000 | 1,010 |
| Pre-tax net operating income | $-503,000 | 6,643 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-470,000 | 7,559 |
| Income before extraordinary items | $-33,000 | 6,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-33,000 | 6,017 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-33,000 | 6,017 |
| Net charge-offs | $4,641,000 | 611 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $5,054,000 | 105 |
| Net operating income | $-33,000 | 5,954 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 1,205 |
| Total interest expense | $1,420,000 | 2,252 |
| Net interest income | $6,075,000 | 885 |
| Provision for loan and lease losses | $1,500,000 | 913 |
| Total noninterest income | $881,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $420,000 | 980 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $461,000 | 1,461 |
| Total noninterest expense | $3,980,000 | 1,262 |
| Salaries and employee benefits | $1,718,000 | 1,521 |
| Premises and equipment expense | $421,000 | 1,677 |
| Additional noninterest expense | $1,841,000 | 901 |
| Pre-tax net operating income | $1,476,000 | 869 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $397,000 | 830 |
| Income before extraordinary items | $1,079,000 | 999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,079,000 | 999 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,079,000 | 1,001 |
| Net charge-offs | $506,000 | 1,357 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 500 |
| Net operating income | $1,079,000 | 937 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,074,000 | 1,490 |
| Total interest expense | $6,174,000 | 2,448 |
| Net interest income | $19,900,000 | 1,096 |
| Provision for loan and lease losses | $1,675,000 | 2,009 |
| Total noninterest income | $3,366,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,527,000 | 1,175 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,839,000 | 1,380 |
| Total noninterest expense | $12,069,000 | 1,626 |
| Salaries and employee benefits | $5,554,000 | 1,836 |
| Premises and equipment expense | $1,399,000 | 1,948 |
| Additional noninterest expense | $5,116,000 | 1,240 |
| Pre-tax net operating income | $9,522,000 | 573 |
| Securities gains (losses) | $130,000 | 948 |
| Applicable income taxes | $3,325,000 | 431 |
| Income before extraordinary items | $6,327,000 | 629 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,327,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 3,664 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 813 |
| Net operating income | $6,241,200 | 696 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,346,000 | 1,539 |
| Total interest expense | $4,855,000 | 2,444 |
| Net interest income | $14,491,000 | 1,162 |
| Provision for loan and lease losses | $975,000 | 1,855 |
| Total noninterest income | $2,569,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,126,000 | 1,204 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,443,000 | 1,401 |
| Total noninterest expense | $9,251,000 | 1,572 |
| Salaries and employee benefits | $4,415,000 | 1,753 |
| Premises and equipment expense | $1,051,000 | 1,941 |
| Additional noninterest expense | $3,785,000 | 1,213 |
| Pre-tax net operating income | $6,834,000 | 734 |
| Securities gains (losses) | $130,000 | 822 |
| Applicable income taxes | $2,409,000 | 555 |
| Income before extraordinary items | $4,555,000 | 805 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,555,000 | 804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,084 |
| Cash dividends | $1,200,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 702 |
| Net operating income | $4,470,500 | 872 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 1,575 |
| Total interest expense | $3,477,000 | 2,385 |
| Net interest income | $9,367,000 | 1,195 |
| Provision for loan and lease losses | $575,000 | 1,758 |
| Total noninterest income | $1,647,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $709,000 | 1,250 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $938,000 | 1,465 |
| Total noninterest expense | $6,120,000 | 1,588 |
| Salaries and employee benefits | $2,929,000 | 1,776 |
| Premises and equipment expense | $702,000 | 1,927 |
| Additional noninterest expense | $2,489,000 | 1,193 |
| Pre-tax net operating income | $4,319,000 | 824 |
| Securities gains (losses) | $130,000 | 806 |
| Applicable income taxes | $1,536,000 | 645 |
| Income before extraordinary items | $2,913,000 | 943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,913,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,032 |
| Cash dividends | $800,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 626 |
| Net operating income | $2,828,500 | 948 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 1,596 |
| Total interest expense | $1,958,000 | 2,277 |
| Net interest income | $4,550,000 | 1,219 |
| Provision for loan and lease losses | $225,000 | 1,695 |
| Total noninterest income | $818,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $347,000 | 1,267 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $471,000 | 1,476 |
| Total noninterest expense | $3,140,000 | 1,528 |
| Salaries and employee benefits | $1,511,000 | 1,743 |
| Premises and equipment expense | $351,000 | 1,942 |
| Additional noninterest expense | $1,278,000 | 1,127 |
| Pre-tax net operating income | $2,003,000 | 942 |
| Securities gains (losses) | $130,000 | 601 |
| Applicable income taxes | $731,000 | 739 |
| Income before extraordinary items | $1,402,000 | 1,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,402,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 469 |
| Net operating income | $1,316,200 | 1,109 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,414,000 | 1,700 |
| Total interest expense | $8,123,000 | 2,287 |
| Net interest income | $17,291,000 | 1,293 |
| Provision for loan and lease losses | $585,000 | 2,094 |
| Total noninterest income | $2,969,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,389,000 | 1,280 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,580,000 | 1,617 |
| Total noninterest expense | $11,022,000 | 1,676 |
| Salaries and employee benefits | $5,245,000 | 1,917 |
| Premises and equipment expense | $1,241,000 | 2,094 |
| Additional noninterest expense | $4,536,000 | 1,238 |
| Pre-tax net operating income | $8,653,000 | 983 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,156,000 | 781 |
| Income before extraordinary items | $5,497,000 | 1,172 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,497,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,287 |
| Cash dividends | $10,600,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 774 |
| Net operating income | $5,497,000 | 1,163 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,116,000 | 1,771 |
| Total interest expense | $5,880,000 | 2,350 |
| Net interest income | $12,236,000 | 1,379 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $2,144,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $994,000 | 1,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,150,000 | 1,642 |
| Total noninterest expense | $7,955,000 | 1,731 |
| Salaries and employee benefits | $3,796,000 | 1,985 |
| Premises and equipment expense | $902,000 | 2,140 |
| Additional noninterest expense | $3,257,000 | 1,260 |
| Pre-tax net operating income | $6,065,000 | 1,128 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,049,000 | 945 |
| Income before extraordinary items | $4,016,000 | 1,285 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,016,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,416 |
| Cash dividends | $9,800,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 654 |
| Net operating income | $4,016,000 | 1,273 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,067,000 | 1,931 |
| Total interest expense | $3,660,000 | 2,522 |
| Net interest income | $7,407,000 | 1,569 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $1,293,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $649,000 | 1,359 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $644,000 | 1,884 |
| Total noninterest expense | $4,885,000 | 1,890 |
| Salaries and employee benefits | $2,338,000 | 2,194 |
| Premises and equipment expense | $570,000 | 2,264 |
| Additional noninterest expense | $1,977,000 | 1,374 |
| Pre-tax net operating income | $3,605,000 | 1,312 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,210,000 | 1,097 |
| Income before extraordinary items | $2,395,000 | 1,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,395,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $3,300,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 588 |
| Net operating income | $2,395,000 | 1,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 2,207 |
| Total interest expense | $1,603,000 | 2,819 |
| Net interest income | $3,117,000 | 1,840 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $598,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $320,000 | 1,342 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $278,000 | 2,066 |
| Total noninterest expense | $2,184,000 | 2,116 |
| Salaries and employee benefits | $1,016,000 | 2,523 |
| Premises and equipment expense | $257,000 | 2,518 |
| Additional noninterest expense | $911,000 | 1,474 |
| Pre-tax net operating income | $1,426,000 | 1,612 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $474,000 | 1,336 |
| Income before extraordinary items | $952,000 | 1,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $952,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,074 |
| Cash dividends | $400,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 495 |
| Net operating income | $952,000 | 1,780 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,100,000 | 2,284 |
| Total interest expense | $5,193,000 | 2,942 |
| Net interest income | $11,907,000 | 1,954 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $2,555,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,264,000 | 1,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,291,000 | 1,856 |
| Total noninterest expense | $8,559,000 | 2,059 |
| Salaries and employee benefits | $3,798,000 | 2,560 |
| Premises and equipment expense | $980,000 | 2,522 |
| Additional noninterest expense | $3,781,000 | 1,400 |
| Pre-tax net operating income | $5,603,000 | 1,719 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,357,000 | 1,173 |
| Income before extraordinary items | $3,246,000 | 2,136 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,246,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,821 |
| Cash dividends | $2,100,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 873 |
| Net operating income | $3,246,000 | 2,126 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,293,000 | 2,363 |
| Total interest expense | $3,610,000 | 3,037 |
| Net interest income | $8,683,000 | 2,016 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,946,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $948,000 | 1,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $998,000 | 1,828 |
| Total noninterest expense | $6,479,000 | 2,035 |
| Salaries and employee benefits | $2,957,000 | 2,466 |
| Premises and equipment expense | $719,000 | 2,575 |
| Additional noninterest expense | $2,803,000 | 1,411 |
| Pre-tax net operating income | $3,925,000 | 1,878 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,292,000 | 1,555 |
| Income before extraordinary items | $2,633,000 | 2,063 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,633,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,896 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 723 |
| Net operating income | $2,633,000 | 2,053 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,990,000 | 2,373 |
| Total interest expense | $2,342,000 | 2,986 |
| Net interest income | $5,648,000 | 2,074 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,233,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $637,000 | 1,390 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $596,000 | 1,971 |
| Total noninterest expense | $4,159,000 | 2,124 |
| Salaries and employee benefits | $1,859,000 | 2,611 |
| Premises and equipment expense | $469,000 | 2,614 |
| Additional noninterest expense | $1,831,000 | 1,450 |
| Pre-tax net operating income | $2,572,000 | 1,907 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $846,000 | 1,595 |
| Income before extraordinary items | $1,726,000 | 2,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,726,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,726,000 | 2,072 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 2,444 |
| Total interest expense | $1,060,000 | 3,114 |
| Net interest income | $2,722,000 | 2,131 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $554,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $297,000 | 1,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $257,000 | 2,159 |
| Total noninterest expense | $1,992,000 | 2,229 |
| Salaries and employee benefits | $901,000 | 2,680 |
| Premises and equipment expense | $225,000 | 2,718 |
| Additional noninterest expense | $866,000 | 1,516 |
| Pre-tax net operating income | $1,209,000 | 1,959 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $397,000 | 1,664 |
| Income before extraordinary items | $812,000 | 2,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $812,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $812,000 | 2,138 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,225,000 | 2,491 |
| Total interest expense | $3,221,000 | 3,142 |
| Net interest income | $10,004,000 | 2,210 |
| Provision for loan and lease losses | $1,198,000 | 894 |
| Total noninterest income | $2,015,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,114,000 | 1,561 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $901,000 | 2,359 |
| Total noninterest expense | $8,117,000 | 2,061 |
| Salaries and employee benefits | $4,421,000 | 2,085 |
| Premises and equipment expense | $997,000 | 2,369 |
| Additional noninterest expense | $2,699,000 | 1,873 |
| Pre-tax net operating income | $2,704,000 | 2,997 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,401,000 | 1,792 |
| Income before extraordinary items | $1,303,000 | 4,143 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,303,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,130 |
| Cash dividends | $1,700,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $25,256,000 | 49 |
| Net operating income | $1,303,000 | 4,115 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 2,478 |
| Total interest expense | $2,552,000 | 2,881 |
| Net interest income | $7,209,000 | 2,271 |
| Provision for loan and lease losses | $1,124,000 | 684 |
| Total noninterest income | $1,158,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $811,000 | 1,598 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $347,000 | 3,540 |
| Total noninterest expense | $5,957,000 | 2,080 |
| Salaries and employee benefits | $3,367,000 | 2,025 |
| Premises and equipment expense | $756,000 | 2,336 |
| Additional noninterest expense | $1,834,000 | 2,031 |
| Pre-tax net operating income | $1,286,000 | 4,146 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $932,000 | 1,980 |
| Income before extraordinary items | $354,000 | 6,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $354,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,549 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $25,256,000 | 35 |
| Net operating income | $354,000 | 6,585 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,159,000 | 2,550 |
| Total interest expense | $1,626,000 | 2,864 |
| Net interest income | $4,533,000 | 2,383 |
| Provision for loan and lease losses | $1,047,000 | 487 |
| Total noninterest income | $752,000 | 2,653 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $530,000 | 1,592 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $222,000 | 3,588 |
| Total noninterest expense | $4,194,000 | 1,963 |
| Salaries and employee benefits | $2,497,000 | 1,832 |
| Premises and equipment expense | $472,000 | 2,458 |
| Additional noninterest expense | $1,225,000 | 2,008 |
| Pre-tax net operating income | $44,000 | 8,161 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $410,000 | 2,572 |
| Income before extraordinary items | $-366,000 | 8,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-366,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,099 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $25,256,000 | 22 |
| Net operating income | $-366,000 | 8,644 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 2,648 |
| Total interest expense | $740,000 | 2,991 |
| Net interest income | $2,166,000 | 2,467 |
| Provision for loan and lease losses | $973,000 | 267 |
| Total noninterest income | $354,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $265,000 | 1,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,978 |
| Total noninterest expense | $2,843,000 | 1,492 |
| Salaries and employee benefits | $1,864,000 | 1,232 |
| Premises and equipment expense | $227,000 | 2,562 |
| Additional noninterest expense | $752,000 | 1,638 |
| Pre-tax net operating income | $-1,296,000 | 8,906 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-1,296,000 | 8,911 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-1,296,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 705 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $25,256,000 | 14 |
| Net operating income | $-1,296,000 | 8,902 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,105,000 | 2,567 |
| Total interest expense | $2,484,000 | 3,072 |
| Net interest income | $8,621,000 | 2,373 |
| Provision for loan and lease losses | $308,000 | 2,860 |
| Total noninterest income | $1,494,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,085,000 | 1,619 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,670 |
| Total noninterest expense | $6,287,000 | 2,530 |
| Salaries and employee benefits | $3,423,000 | 2,547 |
| Premises and equipment expense | $927,000 | 2,462 |
| Additional noninterest expense | $1,937,000 | 2,495 |
| Pre-tax net operating income | $3,520,000 | 2,265 |
| Securities gains (losses) | $775,000 | 337 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,295,000 | 1,499 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,295,000 | 1,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $1,702,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,520,000 | 1,757 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 2,560 |
| Total interest expense | $1,749,000 | 3,172 |
| Net interest income | $6,478,000 | 2,331 |
| Provision for loan and lease losses | $231,000 | 2,718 |
| Total noninterest income | $1,118,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $823,000 | 1,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $295,000 | 3,754 |
| Total noninterest expense | $4,642,000 | 2,533 |
| Salaries and employee benefits | $2,542,000 | 2,543 |
| Premises and equipment expense | $699,000 | 2,425 |
| Additional noninterest expense | $1,401,000 | 2,534 |
| Pre-tax net operating income | $2,723,000 | 2,232 |
| Securities gains (losses) | $140,000 | 972 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,863,000 | 1,698 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,863,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,723,000 | 1,724 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 2,654 |
| Total interest expense | $1,136,000 | 3,217 |
| Net interest income | $4,128,000 | 2,426 |
| Provision for loan and lease losses | $153,000 | 2,669 |
| Total noninterest income | $726,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $539,000 | 1,618 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 3,877 |
| Total noninterest expense | $3,040,000 | 2,585 |
| Salaries and employee benefits | $1,676,000 | 2,568 |
| Premises and equipment expense | $465,000 | 2,427 |
| Additional noninterest expense | $899,000 | 2,622 |
| Pre-tax net operating income | $1,661,000 | 2,376 |
| Securities gains (losses) | $108,000 | 975 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,769,000 | 1,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,769,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $850,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,661,000 | 1,849 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 2,751 |
| Total interest expense | $546,000 | 3,373 |
| Net interest income | $1,994,000 | 2,501 |
| Provision for loan and lease losses | $76,000 | 2,538 |
| Total noninterest income | $343,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $251,000 | 1,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $1,493,000 | 2,634 |
| Salaries and employee benefits | $824,000 | 2,615 |
| Premises and equipment expense | $238,000 | 2,416 |
| Additional noninterest expense | $431,000 | 2,710 |
| Pre-tax net operating income | $768,000 | 2,507 |
| Securities gains (losses) | $108,000 | 763 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $876,000 | 1,787 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $876,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $550,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $768,000 | 1,938 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,567,000 | 2,673 |
| Total interest expense | $2,487,000 | 3,354 |
| Net interest income | $8,080,000 | 2,410 |
| Provision for loan and lease losses | $304,000 | 3,127 |
| Total noninterest income | $1,431,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,043,000 | 1,649 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $388,000 | 4,034 |
| Total noninterest expense | $6,125,000 | 2,552 |
| Salaries and employee benefits | $3,233,000 | 2,600 |
| Premises and equipment expense | $962,000 | 2,339 |
| Additional noninterest expense | $1,930,000 | 2,497 |
| Pre-tax net operating income | $3,082,000 | 2,445 |
| Securities gains (losses) | $451,000 | 812 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,533,000 | 1,760 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,533,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,488 |
| Cash dividends | $2,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,082,000 | 1,904 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 2,729 |
| Total interest expense | $1,904,000 | 3,403 |
| Net interest income | $5,994,000 | 2,448 |
| Provision for loan and lease losses | $229,000 | 3,032 |
| Total noninterest income | $1,026,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $779,000 | 1,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 4,401 |
| Total noninterest expense | $4,531,000 | 2,597 |
| Salaries and employee benefits | $2,436,000 | 2,588 |
| Premises and equipment expense | $702,000 | 2,403 |
| Additional noninterest expense | $1,393,000 | 2,556 |
| Pre-tax net operating income | $2,260,000 | 2,583 |
| Securities gains (losses) | $451,000 | 738 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,711,000 | 1,782 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,711,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $1,650,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,260,000 | 1,981 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 2,727 |
| Total interest expense | $1,332,000 | 3,374 |
| Net interest income | $3,978,000 | 2,447 |
| Provision for loan and lease losses | $152,000 | 2,982 |
| Total noninterest income | $624,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $505,000 | 1,667 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $2,940,000 | 2,651 |
| Salaries and employee benefits | $1,629,000 | 2,574 |
| Premises and equipment expense | $471,000 | 2,378 |
| Additional noninterest expense | $840,000 | 2,765 |
| Pre-tax net operating income | $1,510,000 | 2,579 |
| Securities gains (losses) | $372,000 | 705 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,882,000 | 1,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,882,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $1,100,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,510,000 | 1,979 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 2,781 |
| Total interest expense | $664,000 | 3,459 |
| Net interest income | $1,959,000 | 2,481 |
| Provision for loan and lease losses | $74,000 | 3,005 |
| Total noninterest income | $309,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $236,000 | 1,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 4,524 |
| Total noninterest expense | $1,457,000 | 2,655 |
| Salaries and employee benefits | $808,000 | 2,593 |
| Premises and equipment expense | $233,000 | 2,388 |
| Additional noninterest expense | $416,000 | 2,757 |
| Pre-tax net operating income | $737,000 | 2,635 |
| Securities gains (losses) | $85,000 | 1,087 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $822,000 | 1,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $822,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,818 |
| Cash dividends | $550,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $737,000 | 2,006 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,095,000 | 2,747 |
| Total interest expense | $3,178,000 | 3,375 |
| Net interest income | $7,917,000 | 2,425 |
| Provision for loan and lease losses | $295,000 | 3,501 |
| Total noninterest income | $1,212,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $889,000 | 1,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $323,000 | 4,093 |
| Total noninterest expense | $5,626,000 | 2,625 |
| Salaries and employee benefits | $3,012,000 | 2,619 |
| Premises and equipment expense | $870,000 | 2,487 |
| Additional noninterest expense | $1,744,000 | 2,607 |
| Pre-tax net operating income | $3,208,000 | 2,357 |
| Securities gains (losses) | $1,893,000 | 291 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $5,101,000 | 1,227 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,101,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,296 |
| Cash dividends | $2,920,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,208,000 | 1,794 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,047,000 | 3,047 |
| Total interest expense | $4,253,000 | 3,617 |
| Net interest income | $6,794,000 | 2,633 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $1,063,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $753,000 | 2,008 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $310,000 | 4,045 |
| Total noninterest expense | $4,671,000 | 2,993 |
| Salaries and employee benefits | $2,628,000 | 2,832 |
| Premises and equipment expense | $715,000 | 2,893 |
| Additional noninterest expense | $1,328,000 | 3,200 |
| Pre-tax net operating income | $2,946,000 | 2,305 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,969,000 | 1,774 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,969,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,021 |
| Cash dividends | $1,480,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,946,000 | 1,716 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,952,000 | 3,405 |
| Total interest expense | $4,099,000 | 3,897 |
| Net interest income | $5,853,000 | 3,027 |
| Provision for loan and lease losses | $182,000 | 3,925 |
| Total noninterest income | $1,065,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $711,000 | 1,942 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $354,000 | 3,600 |
| Total noninterest expense | $4,354,000 | 3,090 |
| Salaries and employee benefits | $2,353,000 | 2,997 |
| Premises and equipment expense | $794,000 | 2,588 |
| Additional noninterest expense | $1,207,000 | 3,414 |
| Pre-tax net operating income | $2,382,000 | 2,877 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,382,000 | 2,179 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,382,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $1,350,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,382,000 | 2,179 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,453,000 | 3,714 |
| Total interest expense | $3,334,000 | 4,218 |
| Net interest income | $5,119,000 | 3,386 |
| Provision for loan and lease losses | $179,000 | 3,861 |
| Total noninterest income | $1,040,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $677,000 | 1,966 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $363,000 | 3,628 |
| Total noninterest expense | $4,212,000 | 3,163 |
| Salaries and employee benefits | $2,243,000 | 3,099 |
| Premises and equipment expense | $718,000 | 2,813 |
| Additional noninterest expense | $1,251,000 | 3,306 |
| Pre-tax net operating income | $1,768,000 | 3,660 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,769,000 | 2,849 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,769,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,934 |
| Cash dividends | $1,305,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,768,000 | 2,819 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 5,088 |
| Total interest expense | $2,310,000 | 5,644 |
| Net interest income | $3,550,000 | 4,545 |
| Provision for loan and lease losses | $176,000 | 3,841 |
| Total noninterest income | $634,000 | 4,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $2,837,000 | 4,330 |
| Salaries and employee benefits | $1,415,000 | 4,464 |
| Premises and equipment expense | $372,000 | 4,686 |
| Additional noninterest expense | $1,050,000 | 3,784 |
| Pre-tax net operating income | $1,171,000 | 4,966 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $-83,000 | 10,201 |
| Income before extraordinary items | $1,256,000 | 3,780 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,256,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,189 |
| Cash dividends | $1,110,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,254,000 | 3,705 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 5,318 |
| Total interest expense | $2,131,000 | 6,023 |
| Net interest income | $3,488,000 | 4,744 |
| Provision for loan and lease losses | $198,000 | 3,485 |
| Total noninterest income | $881,000 | 3,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 2,893 |
| Total noninterest expense | $2,513,000 | 4,765 |
| Salaries and employee benefits | $1,316,000 | 4,738 |
| Premises and equipment expense | $339,000 | 5,026 |
| Additional noninterest expense | $858,000 | 4,490 |
| Pre-tax net operating income | $1,658,000 | 4,123 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $278,000 | 5,939 |
| Income before extraordinary items | $1,383,000 | 3,605 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,383,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,931 |
| Cash dividends | $1,186,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,380,510 | 3,535 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,726 |
| Total interest expense | $2,199,000 | 6,049 |
| Net interest income | $3,047,000 | 5,376 |
| Provision for loan and lease losses | $137,000 | 4,309 |
| Total noninterest income | $638,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,149 |
| Total noninterest expense | $2,537,000 | 4,941 |
| Salaries and employee benefits | $1,307,000 | 4,831 |
| Premises and equipment expense | $291,000 | 5,710 |
| Additional noninterest expense | $939,000 | 4,626 |
| Pre-tax net operating income | $1,011,000 | 5,698 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $241,000 | 6,572 |
| Income before extraordinary items | $770,000 | 5,432 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $770,000 | 5,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $540,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $770,000 | 5,386 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 6,265 |
| Total interest expense | $2,083,000 | 6,294 |
| Net interest income | $2,591,000 | 6,143 |
| Provision for loan and lease losses | $-40,000 | 11,560 |
| Total noninterest income | $579,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,033 |
| Total noninterest expense | $2,352,000 | 5,258 |
| Salaries and employee benefits | $1,253,000 | 5,023 |
| Premises and equipment expense | $258,000 | 6,220 |
| Additional noninterest expense | $841,000 | 5,044 |
| Pre-tax net operating income | $858,000 | 6,616 |
| Securities gains (losses) | $-70,000 | 11,344 |
| Applicable income taxes | $158,000 | 8,127 |
| Income before extraordinary items | $630,000 | 6,429 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $630,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $570,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $686,000 | 6,045 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 6,600 |
| Total interest expense | $1,629,000 | 6,531 |
| Net interest income | $2,446,000 | 6,575 |
| Provision for loan and lease losses | $-4,000 | 11,707 |
| Total noninterest income | $481,000 | 5,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,856 |
| Total noninterest expense | $2,188,000 | 5,777 |
| Salaries and employee benefits | $1,118,000 | 5,576 |
| Premises and equipment expense | $162,000 | 8,250 |
| Additional noninterest expense | $908,000 | 5,130 |
| Pre-tax net operating income | $743,000 | 7,175 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $154,000 | 8,233 |
| Income before extraordinary items | $587,000 | 6,645 |
| Extraordinary gains, net | $170,000 | 77 |
| Net income | $757,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $520,000 | 3,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $588,580 | 6,690 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 6,784 |
| Total interest expense | $1,555,000 | 7,035 |
| Net interest income | $2,518,000 | 6,519 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $464,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,775 |
| Total noninterest expense | $2,035,000 | 6,234 |
| Salaries and employee benefits | $1,023,000 | 5,995 |
| Premises and equipment expense | $180,000 | 8,142 |
| Additional noninterest expense | $832,000 | 5,745 |
| Pre-tax net operating income | $907,000 | 6,316 |
| Securities gains (losses) | $218,000 | 1,600 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $861,000 | 5,255 |
| Extraordinary gains, net | $74,000 | 1,859 |
| Net income | $935,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-242,000 | 13,149 |
| Cash dividends | $840,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $693,140 | 5,885 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 7,218 |
| Total interest expense | $1,873,000 | 7,412 |
| Net interest income | $2,344,000 | 6,908 |
| Provision for loan and lease losses | $192,000 | 5,326 |
| Total noninterest income | $477,000 | 5,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $1,788,000 | 6,983 |
| Salaries and employee benefits | $941,000 | 6,387 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $679,000 | 6,896 |
| Pre-tax net operating income | $841,000 | 6,377 |
| Securities gains (losses) | $390,000 | 1,305 |
| Applicable income taxes | $357,000 | 5,253 |
| Income before extraordinary items | $874,000 | 5,028 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $874,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,399 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $597,100 | 6,235 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.