1st*Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,130,000 | 3,688 |
Total interest expense | $2,947,000 | 4,026 |
Net interest income | $5,183,000 | 3,449 |
Provision for loan and lease losses | $240,000 | 2,662 |
Total noninterest income | $655,000 | 4,353 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $557,000 | 2,444 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $98,000 | 7,572 |
Total noninterest expense | $3,144,000 | 4,240 |
Salaries and employee benefits | $1,455,000 | 4,393 |
Premises and equipment expense | $488,000 | 3,879 |
Additional noninterest expense | $1,201,000 | 4,051 |
Pre-tax net operating income | $2,454,000 | 2,880 |
Securities gains (losses) | $-12,000 | 9,966 |
Applicable income taxes | $773,000 | 2,850 |
Income before extraordinary items | $1,669,000 | 2,893 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,669,000 | 2,899 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $156,000 | 2,902 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,677,160 | 2,909 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,476,000 | 4,626 |
Total interest expense | $2,343,000 | 5,082 |
Net interest income | $4,133,000 | 4,267 |
Provision for loan and lease losses | $361,000 | 2,631 |
Total noninterest income | $635,000 | 4,770 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $543,000 | 2,565 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $92,000 | 8,143 |
Total noninterest expense | $3,152,000 | 4,320 |
Salaries and employee benefits | $1,323,000 | 4,803 |
Premises and equipment expense | $379,000 | 4,931 |
Additional noninterest expense | $1,450,000 | 3,608 |
Pre-tax net operating income | $1,255,000 | 5,013 |
Securities gains (losses) | $375,000 | 1,108 |
Applicable income taxes | $549,000 | 3,855 |
Income before extraordinary items | $1,081,000 | 4,391 |
Extraordinary gains, net | $87,000 | 1,703 |
Net income | $1,168,000 | 4,229 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $303,000 | 2,463 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $833,500 | 5,158 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,350,000 | 5,233 |
Total interest expense | $2,658,000 | 5,707 |
Net interest income | $3,692,000 | 4,783 |
Provision for loan and lease losses | $480,000 | 3,089 |
Total noninterest income | $570,000 | 5,153 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $442,000 | 3,171 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $128,000 | 7,224 |
Total noninterest expense | $2,201,000 | 5,918 |
Salaries and employee benefits | $993,000 | 6,069 |
Premises and equipment expense | $261,000 | 6,590 |
Additional noninterest expense | $947,000 | 5,285 |
Pre-tax net operating income | $1,581,000 | 3,856 |
Securities gains (losses) | $492,000 | 1,098 |
Applicable income taxes | $689,000 | 3,026 |
Income before extraordinary items | $1,384,000 | 3,320 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,384,000 | 3,362 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $634,000 | 2,101 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,054,360 | 3,981 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.