Home > Zions Bancorporation, N.A. > Net charge- offs to loans
Zions Bancorporation, N.A., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0502% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2191% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0419% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2812% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6415% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0004% | 4,584 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0155% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0699% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2248% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8856% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2332% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4592% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,561 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 4,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2142% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7918% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9457% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4296% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0001% | 3,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,635 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0498% | 4,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1036% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8261% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9620% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4618% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 4,459 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0259% | 4,412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0452% | 4,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3437% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4960% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4172% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1816% | 1,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 4,688 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.0317% | 4,508 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,174 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,662 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 4,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0532% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4880% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3326% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2093% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0328% | 2,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 4,725 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,109 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 3,797 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0370% | 3,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2469% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3851% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1528% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1136% | 1,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0005% | 989 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,093 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 3,812 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0326% | 3,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2033% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3793% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0070% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1459% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.1059% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,180 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 3,888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6294% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3491% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3715% | 989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0013% | 1,037 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 4,188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,261 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 3,933 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 3,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7531% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4939% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4932% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0017% | 1,032 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0449% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,277 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 3,951 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 4,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0487% | 3,454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8994% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0011% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5158% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0024% | 1,008 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,281 |
| Percentage Net Loans Charged-off:Construction & development | -0.0355% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 3,938 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0385% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1857% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2916% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5985% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8320% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0104% | 16 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,228 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 3,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 4,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6141% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4236% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1709% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1634% | 471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0041% | 1,043 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2279% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,368 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 3,966 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 3,381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6969% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6374% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4160% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3687% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0053% | 1,029 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 4,321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 3,992 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4095% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9709% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6707% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7296% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0033% | 1,017 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,034 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0026% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2176% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7511% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0317% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0009% | 998 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.0388% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0167% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 4,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2441% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4996% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9680% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9516% | 776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0056% | 1,078 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 4,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0229% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 4,663 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 3,556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0432% | 4,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1540% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4707% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8229% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9635% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0027% | 1,062 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0357% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 3,583 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0562% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2286% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0966% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7381% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4799% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0028% | 1,036 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0446% | 4,933 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 4,613 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0574% | 5,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0738% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 4,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0856% | 3,818 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 4,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0769% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8962% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3964% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0030% | 1,037 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.1102% | 4,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0037% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 3,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2009% | 4,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1495% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4735% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6340% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0027% | 1,126 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 4,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.1135% | 4,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 4,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1526% | 4,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0513% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3342% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5496% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0037% | 1,121 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0296% | 4,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.1488% | 4,778 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 5,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0083% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1824% | 4,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1601% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4700% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6524% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0048% | 1,097 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.2123% | 4,895 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,866 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0569% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2391% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3943% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7881% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0019% | 1,084 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,787 |
| Percentage Net Loans Charged-off:Construction & development | -0.3104% | 4,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 4,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,850 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5610% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3438% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2729% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9777% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2644% | 1,217 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1916% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | -0.4257% | 5,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0588% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 4,413 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 4,647 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,747 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6741% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3056% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2552% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9336% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3452% | 1,203 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2475% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0501% | 5,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.6344% | 5,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,458 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 4,986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,833 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9515% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5293% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3273% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2145% | 550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5186% | 1,187 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4364% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.1868% | 5,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 4,521 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0550% | 5,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0642% | 4,078 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 5,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6073% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6676% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2927% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4151% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0033% | 1,120 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3119% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.1720% | 5,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0170% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0347% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0408% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8642% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9406% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4386% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1185% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2024% | 1,208 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3318% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.2041% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0185% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 2,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0999% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8015% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8853% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3795% | 1,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1225% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2641% | 1,196 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3569% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | -0.2224% | 5,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,995 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1249% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7078% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7378% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3073% | 1,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4157% | 1,191 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3527% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.3325% | 5,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0161% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1954% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6626% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6592% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2729% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 5,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9177% | 1,173 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0835% | 5,670 |
| Percentage Net Loans Charged-off:Construction & development | -0.6136% | 5,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 5,272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2415% | 4,866 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 2,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 4,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3470% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5785% | 1,464 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9226% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0591% | 3,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7265% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1264% | 1,263 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.1408% | 5,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3235% | 4,919 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0424% | 4,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2825% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6577% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8626% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7874% | 5,924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0128% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 5,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.1052% | 5,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4301% | 4,955 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 5,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0524% | 4,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2004% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6641% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9817% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8915% | 5,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0112% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 5,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0778% | 5,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6536% | 4,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 5,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1034% | 4,484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6906% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7441% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0408% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8134% | 5,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0049% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.1403% | 5,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0241% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 3,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 1,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 3,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8337% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9927% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6853% | 6,146 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3682% | 5,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 2,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1545% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.1458% | 5,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2424% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0271% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 2,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0973% | 852 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 5,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0659% | 5,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9362% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0808% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6049% | 6,156 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5123% | 5,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0946% | 5,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2459% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0181% | 5,042 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1151% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 5,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0796% | 5,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1424% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0693% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1177% | 5,524 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5337% | 5,867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3240% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4856% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0165% | 5,075 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0289% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 5,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8892% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8427% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4096% | 6,009 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5606% | 5,863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.4023% | 5,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3041% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4113% | 5,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1602% | 2,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1527% | 1,138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1683% | 2,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1539% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4591% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8506% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3154% | 6,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0512% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.4835% | 5,906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3674% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8892% | 5,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2036% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2386% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2000% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3576% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9154% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5898% | 6,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0172% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1697% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1887% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | -0.7579% | 6,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4402% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.8985% | 5,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2332% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2034% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2661% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 1,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0575% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8547% | 6,660 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0923% | 5,829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2743% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.4786% | 5,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3857% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0863% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2347% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1376% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3429% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1786% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0807% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4226% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5676% | 6,346 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0775% | 5,847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5894% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6353% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.2750% | 6,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7335% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1043% | 750 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7471% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6162% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9002% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4361% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1337% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7838% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6612% | 6,685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3528% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6832% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7118% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.4330% | 6,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8247% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1444% | 639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8710% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5634% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2355% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5415% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2429% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0136% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6206% | 6,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6220% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7209% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7299% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | -0.7493% | 6,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8037% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5816% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0978% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7566% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5059% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6096% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3379% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0654% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4588% | 6,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7824% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8421% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8523% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0786% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7472% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2485% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6106% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8864% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4696% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5658% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5549% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5557% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5463% | 6,599 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4284% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3966% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5737% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 3.5390% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4520% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1397% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0498% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8246% | 951 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3061% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9782% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2226% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6226% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7905% | 1,766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1011% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4286% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5523% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 3.5738% | 1,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3836% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1798% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1438% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8478% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4772% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2031% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4215% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8616% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9637% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1648% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5025% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5714% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 3.8221% | 989 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3028% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6428% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4212% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8617% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0489% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4919% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8741% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2789% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3896% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1883% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5253% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4721% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 3.8129% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2477% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4946% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3734% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9482% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8466% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9623% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8349% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2629% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0397% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1859% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3811% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1588% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 4.3086% | 1,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8845% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7558% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6834% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8504% | 975 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5211% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3307% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2542% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9286% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6769% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2026% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0467% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 4.0596% | 1,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7088% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7250% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7732% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7990% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7331% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9248% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2773% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0841% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1346% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9243% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8239% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 3.6251% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4232% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4644% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7717% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8732% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6415% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2892% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8341% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3762% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8918% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7292% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6435% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 2.4475% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4051% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0870% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6124% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8779% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3078% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7540% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6610% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1172% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2293% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7672% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4806% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | 5.9822% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5721% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6935% | 464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3736% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5023% | 1,228 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0927% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2596% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0292% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9636% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6775% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5691% | 165 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9186% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2473% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 5.1998% | 945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3936% | 1,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4545% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2151% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4643% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8184% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8831% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2679% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6227% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9789% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7267% | 133 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8994% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9301% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 4.4186% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1771% | 1,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1586% | 304 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8120% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1191% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3613% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7565% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4623% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4969% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7938% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9379% | 98 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1531% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0094% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 5.0157% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2267% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3088% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5343% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9556% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2838% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0509% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1128% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1868% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3782% | 68 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5310% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3477% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 1.7682% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 1,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2025% | 443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 3,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0122% | 1,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 3,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8886% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9398% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4744% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2078% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4610% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3421% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 1.7742% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1710% | 6,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 3,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0168% | 1,085 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 3,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6099% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5822% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3837% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1813% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4315% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 1.7149% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1287% | 6,191 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 7,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0452% | 7,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5640% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4171% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3048% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1880% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.2380% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0652% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3731% | 6,133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0722% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3273% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1636% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0089% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2237% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0558% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4514% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4933% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2343% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0818% | 7,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 3,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0603% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7562% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0012% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0361% | 7,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3134% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9710% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1433% | 7,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0928% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1732% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1218% | 7,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0807% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8974% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2070% | 7,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0704% | 7,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0899% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 7,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1582% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8208% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0287% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0972% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0558% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2583% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0026% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6594% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3105% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2471% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1162% | 956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 7,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 7,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4013% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8917% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5179% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4371% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 597 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 7,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 7,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 7,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4928% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8994% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6372% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1591% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3289% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0327% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 7,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 7,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2946% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1700% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1014% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2961% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2123% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.1883% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 8,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 8,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2596% | 2,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7197% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8172% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0562% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 7,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 8,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 8,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2273% | 2,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8008% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9205% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0320% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 8,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0383% | 8,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2058% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9064% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3565% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0127% | 6,967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 8,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0537% | 8,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2837% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4802% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0050% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3327% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 3,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0959% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 3,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 3,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5962% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8869% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1336% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0873% | 1,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3002% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.1223% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 7,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 7,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4051% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9047% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2703% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0755% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2982% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.1576% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3873% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8165% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5971% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0883% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0356% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 8,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 8,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8528% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3949% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1928% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5993% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 3,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0489% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0368% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 2,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3898% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9629% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4200% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4411% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5733% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 2,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0741% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2432% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8530% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2741% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5542% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6355% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.1047% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4191% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9223% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4312% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6752% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6597% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0245% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 8,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 8,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5207% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9596% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5632% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6231% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5922% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2087% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 1.0705% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0447% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0659% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6241% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3213% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8652% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4010% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.2773% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 3,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8511% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2287% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2638% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7573% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.1952% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0484% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5644% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9297% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2117% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3148% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1577% | 3,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0926% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7404% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5599% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6077% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1957% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2958% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4784% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1082% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0971% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2181% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5106% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4455% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8092% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0222% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 5,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0395% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2460% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2756% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6565% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1498% | 1,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1067% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3233% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0446% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9147% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0780% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 4,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0073% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1646% | 1,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0076% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3617% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2252% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0978% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4673% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3646% | 12,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0830% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1269% | 1,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0817% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1165% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4686% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1679% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0636% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4238% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2134% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.1455% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4997% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0439% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1126% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2801% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9260% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2689% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1780% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |