Home > Yuma Community Bank > Income and Expense
Yuma Community Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 5,529 |
| Total interest expense | $490,000 | 6,313 |
| Net interest income | $1,767,000 | 4,935 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $79,000 | 5,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $44,000 | 5,993 |
| Total noninterest expense | $1,298,000 | 5,642 |
| Salaries and employee benefits | $485,000 | 6,404 |
| Premises and equipment expense | $219,000 | 4,833 |
| Additional noninterest expense | $594,000 | 4,754 |
| Pre-tax net operating income | $512,000 | 3,260 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $200,000 | 1,951 |
| Income before extraordinary items | $312,000 | 3,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 3,911 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $312,000 | 3,911 |
| Net charge-offs | $135,000 | 3,896 |
| Cash dividends | $950,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $312,000 | 3,789 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,568 |
| Total interest expense | $252,000 | 6,360 |
| Net interest income | $881,000 | 4,936 |
| Provision for loan and lease losses | $-16,000 | 8,195 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $607,000 | 5,780 |
| Salaries and employee benefits | $241,000 | 6,474 |
| Premises and equipment expense | $109,000 | 4,883 |
| Additional noninterest expense | $257,000 | 4,877 |
| Pre-tax net operating income | $354,000 | 3,050 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $138,000 | 1,847 |
| Income before extraordinary items | $216,000 | 3,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 3,738 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $216,000 | 3,739 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $950,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $216,000 | 3,588 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 5,495 |
| Total interest expense | $1,595,000 | 5,849 |
| Net interest income | $3,341,000 | 5,102 |
| Provision for loan and lease losses | $312,000 | 4,558 |
| Total noninterest income | $337,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 5,197 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $178,000 | 5,035 |
| Total noninterest expense | $2,439,000 | 5,707 |
| Salaries and employee benefits | $1,035,000 | 6,332 |
| Premises and equipment expense | $450,000 | 4,762 |
| Additional noninterest expense | $954,000 | 4,971 |
| Pre-tax net operating income | $927,000 | 3,898 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $362,000 | 2,191 |
| Income before extraordinary items | $565,000 | 4,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $565,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,868 |
| Cash dividends | $545,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $565,000 | 4,415 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 5,510 |
| Total interest expense | $1,264,000 | 5,833 |
| Net interest income | $2,509,000 | 5,138 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $270,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $117,000 | 5,275 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 4,914 |
| Total noninterest expense | $1,889,000 | 5,636 |
| Salaries and employee benefits | $825,000 | 6,215 |
| Premises and equipment expense | $341,000 | 4,734 |
| Additional noninterest expense | $723,000 | 4,856 |
| Pre-tax net operating income | $765,000 | 4,184 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $297,000 | 2,468 |
| Income before extraordinary items | $468,000 | 4,550 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $468,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $470,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $468,000 | 4,700 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 5,522 |
| Total interest expense | $880,000 | 5,879 |
| Net interest income | $1,682,000 | 5,137 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $183,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $107,000 | 4,934 |
| Total noninterest expense | $1,266,000 | 5,639 |
| Salaries and employee benefits | $553,000 | 6,260 |
| Premises and equipment expense | $227,000 | 4,775 |
| Additional noninterest expense | $486,000 | 4,821 |
| Pre-tax net operating income | $599,000 | 4,026 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $233,000 | 2,516 |
| Income before extraordinary items | $366,000 | 4,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $366,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $366,000 | 4,587 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 5,510 |
| Total interest expense | $471,000 | 5,906 |
| Net interest income | $862,000 | 5,075 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $37,000 | 5,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 5,361 |
| Total noninterest expense | $600,000 | 5,812 |
| Salaries and employee benefits | $238,000 | 6,630 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $247,000 | 4,727 |
| Pre-tax net operating income | $341,000 | 3,868 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $133,000 | 2,470 |
| Income before extraordinary items | $208,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $208,000 | 4,480 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 5,425 |
| Total interest expense | $1,869,000 | 5,971 |
| Net interest income | $3,729,000 | 4,827 |
| Provision for loan and lease losses | $69,000 | 5,373 |
| Total noninterest income | $480,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $146,000 | 5,476 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $334,000 | 4,056 |
| Total noninterest expense | $2,608,000 | 5,471 |
| Salaries and employee benefits | $1,363,000 | 5,602 |
| Premises and equipment expense | $335,000 | 5,516 |
| Additional noninterest expense | $910,000 | 4,934 |
| Pre-tax net operating income | $1,532,000 | 3,866 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $596,000 | 2,515 |
| Income before extraordinary items | $936,000 | 4,457 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $936,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $936,000 | 4,453 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 5,494 |
| Total interest expense | $1,345,000 | 6,097 |
| Net interest income | $2,766,000 | 4,884 |
| Provision for loan and lease losses | $-20,000 | 8,331 |
| Total noninterest income | $386,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 5,576 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $282,000 | 3,857 |
| Total noninterest expense | $1,951,000 | 5,446 |
| Salaries and employee benefits | $1,029,000 | 5,550 |
| Premises and equipment expense | $246,000 | 5,555 |
| Additional noninterest expense | $676,000 | 4,898 |
| Pre-tax net operating income | $1,221,000 | 3,910 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $475,000 | 2,595 |
| Income before extraordinary items | $746,000 | 4,496 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $746,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $700,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $746,000 | 4,490 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 5,549 |
| Total interest expense | $854,000 | 6,236 |
| Net interest income | $1,859,000 | 4,891 |
| Provision for loan and lease losses | $-19,000 | 8,380 |
| Total noninterest income | $287,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $216,000 | 3,640 |
| Total noninterest expense | $1,295,000 | 5,490 |
| Salaries and employee benefits | $686,000 | 5,617 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $445,000 | 4,941 |
| Pre-tax net operating income | $870,000 | 3,841 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $338,000 | 2,587 |
| Income before extraordinary items | $532,000 | 4,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $532,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $532,000 | 4,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 5,551 |
| Total interest expense | $422,000 | 6,271 |
| Net interest income | $934,000 | 4,893 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $137,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $659,000 | 5,461 |
| Salaries and employee benefits | $350,000 | 5,588 |
| Premises and equipment expense | $83,000 | 5,593 |
| Additional noninterest expense | $226,000 | 4,851 |
| Pre-tax net operating income | $392,000 | 4,038 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $153,000 | 2,727 |
| Income before extraordinary items | $239,000 | 4,665 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $239,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $239,000 | 4,650 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 5,310 |
| Total interest expense | $1,563,000 | 6,015 |
| Net interest income | $3,890,000 | 4,737 |
| Provision for loan and lease losses | $64,000 | 5,268 |
| Total noninterest income | $596,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $112,000 | 5,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $484,000 | 3,393 |
| Total noninterest expense | $2,479,000 | 5,508 |
| Salaries and employee benefits | $1,241,000 | 5,799 |
| Premises and equipment expense | $344,000 | 5,379 |
| Additional noninterest expense | $894,000 | 4,878 |
| Pre-tax net operating income | $1,943,000 | 3,716 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $744,000 | 2,585 |
| Income before extraordinary items | $1,199,000 | 4,286 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,199,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,199,000 | 4,266 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 5,424 |
| Total interest expense | $1,074,000 | 6,167 |
| Net interest income | $2,859,000 | 4,839 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $457,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $389,000 | 3,265 |
| Total noninterest expense | $1,888,000 | 5,446 |
| Salaries and employee benefits | $944,000 | 5,724 |
| Premises and equipment expense | $264,000 | 5,308 |
| Additional noninterest expense | $680,000 | 4,812 |
| Pre-tax net operating income | $1,368,000 | 3,991 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $538,000 | 2,758 |
| Income before extraordinary items | $830,000 | 4,617 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $830,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $830,000 | 4,606 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 5,518 |
| Total interest expense | $617,000 | 6,388 |
| Net interest income | $1,890,000 | 4,881 |
| Provision for loan and lease losses | $70,000 | 3,903 |
| Total noninterest income | $300,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 3,269 |
| Total noninterest expense | $1,277,000 | 5,409 |
| Salaries and employee benefits | $643,000 | 5,686 |
| Premises and equipment expense | $181,000 | 5,240 |
| Additional noninterest expense | $453,000 | 4,801 |
| Pre-tax net operating income | $843,000 | 4,202 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $334,000 | 2,891 |
| Income before extraordinary items | $509,000 | 4,830 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $509,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $509,000 | 4,827 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,716 |
| Total interest expense | $266,000 | 6,675 |
| Net interest income | $884,000 | 5,091 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $128,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,553 |
| Total noninterest expense | $665,000 | 5,292 |
| Salaries and employee benefits | $334,000 | 5,595 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $227,000 | 4,767 |
| Pre-tax net operating income | $314,000 | 4,850 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $126,000 | 3,273 |
| Income before extraordinary items | $188,000 | 5,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $188,000 | 5,474 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 5,718 |
| Total interest expense | $892,000 | 6,556 |
| Net interest income | $3,249,000 | 5,251 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $488,000 | 5,298 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $427,000 | 3,663 |
| Total noninterest expense | $2,098,000 | 5,950 |
| Salaries and employee benefits | $1,088,000 | 6,101 |
| Premises and equipment expense | $219,000 | 6,533 |
| Additional noninterest expense | $791,000 | 5,208 |
| Pre-tax net operating income | $1,619,000 | 4,204 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $627,000 | 3,000 |
| Income before extraordinary items | $992,000 | 4,862 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $992,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $725,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $992,000 | 4,827 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 5,758 |
| Total interest expense | $626,000 | 6,627 |
| Net interest income | $2,414,000 | 5,287 |
| Provision for loan and lease losses | $-5,000 | 8,581 |
| Total noninterest income | $332,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $287,000 | 3,872 |
| Total noninterest expense | $1,526,000 | 6,020 |
| Salaries and employee benefits | $792,000 | 6,162 |
| Premises and equipment expense | $148,000 | 6,747 |
| Additional noninterest expense | $586,000 | 5,199 |
| Pre-tax net operating income | $1,225,000 | 4,260 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $482,000 | 3,010 |
| Income before extraordinary items | $743,000 | 4,938 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $743,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $743,000 | 4,901 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 5,773 |
| Total interest expense | $387,000 | 6,683 |
| Net interest income | $1,592,000 | 5,305 |
| Provision for loan and lease losses | $-35,000 | 8,683 |
| Total noninterest income | $189,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $160,000 | 4,177 |
| Total noninterest expense | $1,018,000 | 6,013 |
| Salaries and employee benefits | $530,000 | 6,165 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $392,000 | 5,159 |
| Pre-tax net operating income | $798,000 | 4,291 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $312,000 | 3,035 |
| Income before extraordinary items | $486,000 | 4,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $486,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $486,000 | 4,903 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 5,908 |
| Total interest expense | $190,000 | 6,677 |
| Net interest income | $754,000 | 5,518 |
| Provision for loan and lease losses | $-35,000 | 8,781 |
| Total noninterest income | $103,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $516,000 | 5,993 |
| Salaries and employee benefits | $270,000 | 6,135 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $201,000 | 5,048 |
| Pre-tax net operating income | $376,000 | 4,432 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $148,000 | 3,123 |
| Income before extraordinary items | $228,000 | 5,098 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $228,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $228,000 | 5,072 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 6,034 |
| Total interest expense | $675,000 | 6,672 |
| Net interest income | $2,744,000 | 5,708 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $596,000 | 4,833 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $57,000 | 7,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $539,000 | 3,176 |
| Total noninterest expense | $1,841,000 | 6,300 |
| Salaries and employee benefits | $1,023,000 | 6,202 |
| Premises and equipment expense | $190,000 | 6,867 |
| Additional noninterest expense | $628,000 | 5,839 |
| Pre-tax net operating income | $1,475,000 | 4,284 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $560,000 | 3,150 |
| Income before extraordinary items | $915,000 | 4,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $915,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $915,000 | 4,855 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 6,144 |
| Total interest expense | $481,000 | 6,796 |
| Net interest income | $1,989,000 | 5,811 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $436,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $394,000 | 3,224 |
| Total noninterest expense | $1,370,000 | 6,278 |
| Salaries and employee benefits | $757,000 | 6,216 |
| Premises and equipment expense | $147,000 | 6,776 |
| Additional noninterest expense | $466,000 | 5,837 |
| Pre-tax net operating income | $1,031,000 | 4,535 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $388,000 | 3,358 |
| Income before extraordinary items | $643,000 | 5,184 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $643,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $643,000 | 5,103 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 6,311 |
| Total interest expense | $314,000 | 6,880 |
| Net interest income | $1,259,000 | 5,994 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $259,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $232,000 | 3,454 |
| Total noninterest expense | $915,000 | 6,306 |
| Salaries and employee benefits | $502,000 | 6,285 |
| Premises and equipment expense | $98,000 | 6,821 |
| Additional noninterest expense | $315,000 | 5,831 |
| Pre-tax net operating income | $579,000 | 4,913 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $216,000 | 3,626 |
| Income before extraordinary items | $363,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $363,000 | 5,489 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,434 |
| Total interest expense | $163,000 | 6,852 |
| Net interest income | $599,000 | 6,165 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $92,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $78,000 | 4,224 |
| Total noninterest expense | $453,000 | 6,387 |
| Salaries and employee benefits | $251,000 | 6,328 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $154,000 | 5,926 |
| Pre-tax net operating income | $215,000 | 5,652 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $86,000 | 4,024 |
| Income before extraordinary items | $129,000 | 6,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $129,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $129,000 | 6,240 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 6,882 |
| Total interest expense | $795,000 | 6,724 |
| Net interest income | $1,863,000 | 6,800 |
| Provision for loan and lease losses | $94,000 | 5,430 |
| Total noninterest income | $641,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $56,000 | 7,345 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $585,000 | 3,306 |
| Total noninterest expense | $1,687,000 | 6,552 |
| Salaries and employee benefits | $906,000 | 6,578 |
| Premises and equipment expense | $193,000 | 6,866 |
| Additional noninterest expense | $588,000 | 6,050 |
| Pre-tax net operating income | $723,000 | 5,929 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $248,000 | 4,595 |
| Income before extraordinary items | $473,000 | 6,458 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $473,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $474,320 | 6,292 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 6,995 |
| Total interest expense | $615,000 | 6,786 |
| Net interest income | $1,352,000 | 6,937 |
| Provision for loan and lease losses | $84,000 | 5,069 |
| Total noninterest income | $512,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $39,000 | 7,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $473,000 | 3,228 |
| Total noninterest expense | $1,260,000 | 6,547 |
| Salaries and employee benefits | $689,000 | 6,516 |
| Premises and equipment expense | $139,000 | 6,980 |
| Additional noninterest expense | $432,000 | 6,114 |
| Pre-tax net operating income | $520,000 | 6,194 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $178,000 | 4,838 |
| Income before extraordinary items | $340,000 | 6,711 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $340,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $341,320 | 6,526 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 7,117 |
| Total interest expense | $417,000 | 6,868 |
| Net interest income | $858,000 | 7,092 |
| Provision for loan and lease losses | $31,000 | 5,724 |
| Total noninterest income | $270,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $247,000 | 3,648 |
| Total noninterest expense | $838,000 | 6,567 |
| Salaries and employee benefits | $458,000 | 6,547 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $290,000 | 6,089 |
| Pre-tax net operating income | $259,000 | 6,782 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $88,000 | 5,284 |
| Income before extraordinary items | $169,000 | 7,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $169,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $170,320 | 7,070 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,220 |
| Total interest expense | $211,000 | 6,924 |
| Net interest income | $411,000 | 7,212 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 3,587 |
| Total noninterest expense | $417,000 | 6,585 |
| Salaries and employee benefits | $226,000 | 6,605 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $145,000 | 6,052 |
| Pre-tax net operating income | $125,000 | 6,826 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $82,000 | 7,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $82,000 | 7,094 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 7,605 |
| Total interest expense | $791,000 | 7,543 |
| Net interest income | $1,455,000 | 7,508 |
| Provision for loan and lease losses | $128,000 | 5,235 |
| Total noninterest income | $375,000 | 5,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $33,000 | 7,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $342,000 | 3,995 |
| Total noninterest expense | $1,479,000 | 6,888 |
| Salaries and employee benefits | $744,000 | 7,107 |
| Premises and equipment expense | $187,000 | 6,938 |
| Additional noninterest expense | $548,000 | 6,236 |
| Pre-tax net operating income | $223,000 | 7,849 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $79,000 | 6,175 |
| Income before extraordinary items | $147,000 | 8,105 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $147,000 | 8,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $145,050 | 8,004 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 8,973 |
| Total interest expense | $352,000 | 9,223 |
| Net interest income | $878,000 | 8,526 |
| Provision for loan and lease losses | $272,000 | 3,428 |
| Total noninterest income | $14,000 | 9,455 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $9,000 | 8,267 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $1,280,000 | 7,265 |
| Salaries and employee benefits | $582,000 | 7,752 |
| Premises and equipment expense | $194,000 | 6,876 |
| Additional noninterest expense | $504,000 | 6,407 |
| Pre-tax net operating income | $-660,000 | 9,231 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-222,000 | 9,390 |
| Income before extraordinary items | $-438,000 | 9,204 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-438,000 | 9,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-438,000 | 9,162 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,000 | 9,891 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $20,000 | 9,884 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $273,000 | 9,789 |
| Salaries and employee benefits | $16,000 | 9,877 |
| Premises and equipment expense | $8,000 | 9,843 |
| Additional noninterest expense | $249,000 | 8,345 |
| Pre-tax net operating income | $-266,000 | 9,391 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-266,000 | 9,422 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-266,000 | 9,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 246 |
| Net operating income | $-266,000 | 9,422 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.