Home > Your Community Bank > Income and Expense
Your Community Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $29,268,000 | 467 |
| Total interest expense | $2,282,000 | 648 |
| Net interest income | $26,986,000 | 452 |
| Provision for loan and lease losses | $405,000 | 1,004 |
| Total noninterest income | $6,670,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $2,815,000 | 267 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,855,000 | 610 |
| Total noninterest expense | $22,530,000 | 499 |
| Salaries and employee benefits | $10,391,000 | 566 |
| Premises and equipment expense | $3,544,000 | 382 |
| Additional noninterest expense | $8,595,000 | 418 |
| Pre-tax net operating income | $10,721,000 | 482 |
| Securities gains (losses) | $386,000 | 350 |
| Applicable income taxes | $2,009,000 | 649 |
| Income before extraordinary items | $9,098,000 | 431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,098,000 | 430 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,098,000 | 430 |
| Net charge-offs | $695,000 | 459 |
| Cash dividends | $4,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $8,781,480 | 439 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $14,634,000 | 465 |
| Total interest expense | $1,130,000 | 656 |
| Net interest income | $13,504,000 | 446 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $2,879,000 | 593 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,416,000 | 262 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,463,000 | 721 |
| Total noninterest expense | $11,035,000 | 502 |
| Salaries and employee benefits | $5,029,000 | 589 |
| Premises and equipment expense | $1,864,000 | 369 |
| Additional noninterest expense | $4,142,000 | 422 |
| Pre-tax net operating income | $5,348,000 | 466 |
| Securities gains (losses) | $297,000 | 213 |
| Applicable income taxes | $1,148,000 | 571 |
| Income before extraordinary items | $4,497,000 | 415 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $4,497,000 | 415 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $4,497,000 | 415 |
| Net charge-offs | $663,000 | 282 |
| Cash dividends | $4,000,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,259,400 | 432 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $59,802,000 | 431 |
| Total interest expense | $2,933,000 | 964 |
| Net interest income | $56,869,000 | 410 |
| Provision for loan and lease losses | $2,591,000 | 362 |
| Total noninterest income | $11,487,000 | 605 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $5,981,000 | 258 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,506,000 | 764 |
| Total noninterest expense | $46,987,000 | 462 |
| Salaries and employee benefits | $15,854,000 | 721 |
| Premises and equipment expense | $8,546,000 | 315 |
| Additional noninterest expense | $22,587,000 | 334 |
| Pre-tax net operating income | $18,778,000 | 516 |
| Securities gains (losses) | $254,000 | 627 |
| Applicable income taxes | $3,389,000 | 699 |
| Income before extraordinary items | $15,643,000 | 476 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $15,643,000 | 475 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $15,643,000 | 477 |
| Net charge-offs | $2,206,000 | 345 |
| Cash dividends | $3,000,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $15,434,720 | 474 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $44,544,000 | 435 |
| Total interest expense | $2,135,000 | 1,005 |
| Net interest income | $42,409,000 | 414 |
| Provision for loan and lease losses | $2,261,000 | 302 |
| Total noninterest income | $8,926,000 | 606 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $4,410,000 | 267 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,516,000 | 713 |
| Total noninterest expense | $36,133,000 | 453 |
| Salaries and employee benefits | $10,838,000 | 805 |
| Premises and equipment expense | $6,768,000 | 299 |
| Additional noninterest expense | $18,527,000 | 318 |
| Pre-tax net operating income | $12,941,000 | 557 |
| Securities gains (losses) | $50,000 | 1,458 |
| Applicable income taxes | $2,143,000 | 803 |
| Income before extraordinary items | $10,848,000 | 524 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,848,000 | 522 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $10,848,000 | 524 |
| Net charge-offs | $2,311,000 | 256 |
| Cash dividends | $3,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $10,806,000 | 513 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $27,244,000 | 471 |
| Total interest expense | $1,340,000 | 1,066 |
| Net interest income | $25,904,000 | 443 |
| Provision for loan and lease losses | $2,219,000 | 224 |
| Total noninterest income | $4,767,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $2,587,000 | 286 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,180,000 | 909 |
| Total noninterest expense | $22,327,000 | 489 |
| Salaries and employee benefits | $6,635,000 | 863 |
| Premises and equipment expense | $3,750,000 | 375 |
| Additional noninterest expense | $11,942,000 | 327 |
| Pre-tax net operating income | $6,125,000 | 752 |
| Securities gains (losses) | $-8,000 | 6,089 |
| Applicable income taxes | $904,000 | 1,099 |
| Income before extraordinary items | $5,213,000 | 709 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,213,000 | 707 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,213,000 | 709 |
| Net charge-offs | $555,000 | 585 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $5,219,800 | 683 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $13,467,000 | 478 |
| Total interest expense | $709,000 | 1,012 |
| Net interest income | $12,758,000 | 445 |
| Provision for loan and lease losses | $149,000 | 1,163 |
| Total noninterest income | $2,093,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,191,000 | 303 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $902,000 | 1,000 |
| Total noninterest expense | $13,108,000 | 434 |
| Salaries and employee benefits | $4,040,000 | 728 |
| Premises and equipment expense | $2,152,000 | 324 |
| Additional noninterest expense | $6,916,000 | 292 |
| Pre-tax net operating income | $1,594,000 | 1,268 |
| Securities gains (losses) | $-8,000 | 6,229 |
| Applicable income taxes | $181,000 | 1,919 |
| Income before extraordinary items | $1,405,000 | 1,200 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,405,000 | 1,200 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,405,000 | 1,201 |
| Net charge-offs | $-642,000 | 6,363 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,412,120 | 1,154 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,837,000 | 875 |
| Total interest expense | $1,315,000 | 2,105 |
| Net interest income | $27,522,000 | 794 |
| Provision for loan and lease losses | $978,000 | 890 |
| Total noninterest income | $5,324,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,496,000 | 545 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,828,000 | 1,127 |
| Total noninterest expense | $20,324,000 | 998 |
| Salaries and employee benefits | $5,766,000 | 1,786 |
| Premises and equipment expense | $3,568,000 | 692 |
| Additional noninterest expense | $10,990,000 | 610 |
| Pre-tax net operating income | $11,544,000 | 726 |
| Securities gains (losses) | $447,000 | 447 |
| Applicable income taxes | $2,617,000 | 805 |
| Income before extraordinary items | $9,374,000 | 728 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,374,000 | 728 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,374,000 | 728 |
| Net charge-offs | $2,601,000 | 401 |
| Cash dividends | $4,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,025,340 | 738 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,957,000 | 906 |
| Total interest expense | $990,000 | 2,133 |
| Net interest income | $19,967,000 | 829 |
| Provision for loan and lease losses | $431,000 | 1,314 |
| Total noninterest income | $4,028,000 | 1,052 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,861,000 | 548 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,167,000 | 1,139 |
| Total noninterest expense | $15,378,000 | 991 |
| Salaries and employee benefits | $4,437,000 | 1,746 |
| Premises and equipment expense | $2,660,000 | 692 |
| Additional noninterest expense | $8,281,000 | 599 |
| Pre-tax net operating income | $8,186,000 | 772 |
| Securities gains (losses) | $447,000 | 349 |
| Applicable income taxes | $1,842,000 | 862 |
| Income before extraordinary items | $6,791,000 | 743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,791,000 | 742 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,791,000 | 742 |
| Net charge-offs | $648,000 | 948 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,437,870 | 765 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,683,000 | 919 |
| Total interest expense | $671,000 | 2,127 |
| Net interest income | $13,012,000 | 842 |
| Provision for loan and lease losses | $407,000 | 990 |
| Total noninterest income | $2,481,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,210,000 | 554 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,271,000 | 1,233 |
| Total noninterest expense | $10,127,000 | 997 |
| Salaries and employee benefits | $2,847,000 | 1,811 |
| Premises and equipment expense | $1,766,000 | 704 |
| Additional noninterest expense | $5,514,000 | 592 |
| Pre-tax net operating income | $4,959,000 | 819 |
| Securities gains (losses) | $275,000 | 390 |
| Applicable income taxes | $1,055,000 | 930 |
| Income before extraordinary items | $4,179,000 | 777 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,179,000 | 777 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,179,000 | 778 |
| Net charge-offs | $-122,000 | 6,354 |
| Cash dividends | $4,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,959,000 | 804 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 950 |
| Total interest expense | $340,000 | 2,134 |
| Net interest income | $6,319,000 | 863 |
| Provision for loan and lease losses | $295,000 | 744 |
| Total noninterest income | $1,151,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $589,000 | 559 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $562,000 | 1,296 |
| Total noninterest expense | $5,205,000 | 974 |
| Salaries and employee benefits | $1,336,000 | 1,943 |
| Premises and equipment expense | $979,000 | 655 |
| Additional noninterest expense | $2,890,000 | 583 |
| Pre-tax net operating income | $1,970,000 | 985 |
| Securities gains (losses) | $274,000 | 230 |
| Applicable income taxes | $341,000 | 1,224 |
| Income before extraordinary items | $1,903,000 | 823 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,903,000 | 825 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,903,000 | 824 |
| Net charge-offs | $-104,000 | 6,480 |
| Cash dividends | $4,000,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,670,100 | 920 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,633,000 | 912 |
| Total interest expense | $1,596,000 | 2,045 |
| Net interest income | $26,037,000 | 821 |
| Provision for loan and lease losses | $3,392,000 | 395 |
| Total noninterest income | $6,615,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,484,000 | 550 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,131,000 | 922 |
| Total noninterest expense | $20,232,000 | 1,007 |
| Salaries and employee benefits | $5,604,000 | 1,821 |
| Premises and equipment expense | $3,336,000 | 726 |
| Additional noninterest expense | $11,292,000 | 616 |
| Pre-tax net operating income | $9,028,000 | 852 |
| Securities gains (losses) | $700,000 | 323 |
| Applicable income taxes | $1,888,000 | 941 |
| Income before extraordinary items | $7,840,000 | 800 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,840,000 | 800 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,840,000 | 801 |
| Net charge-offs | $3,626,000 | 456 |
| Cash dividends | $10,688,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,273,000 | 844 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,576,000 | 929 |
| Total interest expense | $1,197,000 | 2,106 |
| Net interest income | $19,379,000 | 827 |
| Provision for loan and lease losses | $2,745,000 | 364 |
| Total noninterest income | $5,452,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,829,000 | 564 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,623,000 | 851 |
| Total noninterest expense | $15,294,000 | 1,001 |
| Salaries and employee benefits | $4,351,000 | 1,777 |
| Premises and equipment expense | $2,506,000 | 732 |
| Additional noninterest expense | $8,437,000 | 618 |
| Pre-tax net operating income | $6,792,000 | 866 |
| Securities gains (losses) | $504,000 | 407 |
| Applicable income taxes | $1,432,000 | 968 |
| Income before extraordinary items | $5,864,000 | 816 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,864,000 | 818 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,864,000 | 818 |
| Net charge-offs | $1,745,000 | 660 |
| Cash dividends | $8,188,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,460,800 | 854 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,217,000 | 953 |
| Total interest expense | $843,000 | 2,050 |
| Net interest income | $12,374,000 | 865 |
| Provision for loan and lease losses | $2,670,000 | 279 |
| Total noninterest income | $4,250,000 | 779 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,168,000 | 569 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,082,000 | 703 |
| Total noninterest expense | $9,891,000 | 1,027 |
| Salaries and employee benefits | $2,810,000 | 1,829 |
| Premises and equipment expense | $1,601,000 | 763 |
| Additional noninterest expense | $5,480,000 | 624 |
| Pre-tax net operating income | $4,063,000 | 934 |
| Securities gains (losses) | $504,000 | 367 |
| Applicable income taxes | $861,000 | 1,042 |
| Income before extraordinary items | $3,706,000 | 835 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,706,000 | 835 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,706,000 | 837 |
| Net charge-offs | $1,537,000 | 559 |
| Cash dividends | $5,500,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,297,760 | 892 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 1,015 |
| Total interest expense | $461,000 | 1,962 |
| Net interest income | $5,787,000 | 926 |
| Provision for loan and lease losses | $220,000 | 1,281 |
| Total noninterest income | $1,151,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $549,000 | 608 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $602,000 | 1,387 |
| Total noninterest expense | $4,687,000 | 1,102 |
| Salaries and employee benefits | $1,338,000 | 1,942 |
| Premises and equipment expense | $775,000 | 803 |
| Additional noninterest expense | $2,574,000 | 670 |
| Pre-tax net operating income | $2,031,000 | 917 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $350,000 | 1,186 |
| Income before extraordinary items | $1,687,000 | 905 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,687,000 | 906 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,687,000 | 907 |
| Net charge-offs | $1,197,000 | 403 |
| Cash dividends | $2,500,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,682,020 | 861 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $26,782,000 | 981 |
| Total interest expense | $3,029,000 | 1,464 |
| Net interest income | $23,753,000 | 908 |
| Provision for loan and lease losses | $3,755,000 | 642 |
| Total noninterest income | $4,978,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,543,000 | 563 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,435,000 | 1,357 |
| Total noninterest expense | $17,399,000 | 1,161 |
| Salaries and employee benefits | $4,904,000 | 2,041 |
| Premises and equipment expense | $2,622,000 | 917 |
| Additional noninterest expense | $9,873,000 | 720 |
| Pre-tax net operating income | $7,577,000 | 943 |
| Securities gains (losses) | $2,182,000 | 239 |
| Applicable income taxes | $1,878,000 | 921 |
| Income before extraordinary items | $7,881,000 | 766 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,881,000 | 763 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,881,000 | 766 |
| Net charge-offs | $5,367,000 | 544 |
| Cash dividends | $2,500,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,113,580 | 922 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,375,000 | 983 |
| Total interest expense | $2,427,000 | 1,445 |
| Net interest income | $17,948,000 | 915 |
| Provision for loan and lease losses | $3,011,000 | 622 |
| Total noninterest income | $3,774,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,924,000 | 562 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,850,000 | 1,345 |
| Total noninterest expense | $12,951,000 | 1,165 |
| Salaries and employee benefits | $3,581,000 | 2,084 |
| Premises and equipment expense | $1,985,000 | 916 |
| Additional noninterest expense | $7,385,000 | 709 |
| Pre-tax net operating income | $5,760,000 | 944 |
| Securities gains (losses) | $1,415,000 | 284 |
| Applicable income taxes | $1,344,000 | 985 |
| Income before extraordinary items | $5,831,000 | 785 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,831,000 | 783 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,831,000 | 785 |
| Net charge-offs | $5,092,000 | 453 |
| Cash dividends | $2,500,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,684,850 | 925 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,732,000 | 981 |
| Total interest expense | $1,675,000 | 1,442 |
| Net interest income | $12,057,000 | 910 |
| Provision for loan and lease losses | $2,186,000 | 600 |
| Total noninterest income | $2,628,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,274,000 | 561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,354,000 | 1,224 |
| Total noninterest expense | $8,727,000 | 1,146 |
| Salaries and employee benefits | $2,427,000 | 2,061 |
| Premises and equipment expense | $1,330,000 | 912 |
| Additional noninterest expense | $4,970,000 | 701 |
| Pre-tax net operating income | $3,772,000 | 950 |
| Securities gains (losses) | $1,165,000 | 240 |
| Applicable income taxes | $927,000 | 942 |
| Income before extraordinary items | $4,010,000 | 763 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,010,000 | 761 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,010,000 | 763 |
| Net charge-offs | $1,457,000 | 870 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,066,350 | 935 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,896,000 | 982 |
| Total interest expense | $834,000 | 1,516 |
| Net interest income | $6,062,000 | 904 |
| Provision for loan and lease losses | $1,378,000 | 480 |
| Total noninterest income | $1,327,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $605,000 | 586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $722,000 | 1,152 |
| Total noninterest expense | $4,298,000 | 1,165 |
| Salaries and employee benefits | $1,224,000 | 2,053 |
| Premises and equipment expense | $636,000 | 954 |
| Additional noninterest expense | $2,438,000 | 710 |
| Pre-tax net operating income | $1,713,000 | 1,027 |
| Securities gains (losses) | $728,000 | 194 |
| Applicable income taxes | $481,000 | 921 |
| Income before extraordinary items | $1,960,000 | 768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,960,000 | 768 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,960,000 | 770 |
| Net charge-offs | $876,000 | 728 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,377,600 | 1,012 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,775,000 | 1,001 |
| Total interest expense | $4,659,000 | 1,308 |
| Net interest income | $23,116,000 | 946 |
| Provision for loan and lease losses | $4,114,000 | 926 |
| Total noninterest income | $4,897,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,618,000 | 566 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,279,000 | 1,243 |
| Total noninterest expense | $16,909,000 | 1,163 |
| Salaries and employee benefits | $4,605,000 | 2,096 |
| Premises and equipment expense | $2,647,000 | 948 |
| Additional noninterest expense | $9,657,000 | 743 |
| Pre-tax net operating income | $6,990,000 | 869 |
| Securities gains (losses) | $2,499,000 | 196 |
| Applicable income taxes | $2,085,000 | 759 |
| Income before extraordinary items | $7,404,000 | 691 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,404,000 | 691 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,404,000 | 691 |
| Net charge-offs | $4,712,000 | 848 |
| Cash dividends | $5,000,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,454,780 | 885 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,872,000 | 1,012 |
| Total interest expense | $3,718,000 | 1,280 |
| Net interest income | $17,154,000 | 965 |
| Provision for loan and lease losses | $2,370,000 | 1,102 |
| Total noninterest income | $3,441,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,868,000 | 592 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,573,000 | 1,301 |
| Total noninterest expense | $12,504,000 | 1,180 |
| Salaries and employee benefits | $3,424,000 | 2,128 |
| Premises and equipment expense | $2,004,000 | 948 |
| Additional noninterest expense | $7,076,000 | 747 |
| Pre-tax net operating income | $5,721,000 | 812 |
| Securities gains (losses) | $1,605,000 | 227 |
| Applicable income taxes | $1,644,000 | 728 |
| Income before extraordinary items | $5,682,000 | 697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,682,000 | 695 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,682,000 | 697 |
| Net charge-offs | $4,167,000 | 730 |
| Cash dividends | $3,500,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,430,100 | 826 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,071,000 | 1,013 |
| Total interest expense | $2,591,000 | 1,263 |
| Net interest income | $11,480,000 | 966 |
| Provision for loan and lease losses | $1,470,000 | 1,152 |
| Total noninterest income | $2,378,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,245,000 | 590 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,133,000 | 1,236 |
| Total noninterest expense | $8,522,000 | 1,172 |
| Salaries and employee benefits | $2,428,000 | 2,011 |
| Premises and equipment expense | $1,339,000 | 958 |
| Additional noninterest expense | $4,755,000 | 751 |
| Pre-tax net operating income | $3,866,000 | 792 |
| Securities gains (losses) | $1,053,000 | 191 |
| Applicable income taxes | $1,119,000 | 690 |
| Income before extraordinary items | $3,800,000 | 686 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,800,000 | 685 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,800,000 | 686 |
| Net charge-offs | $1,524,000 | 1,106 |
| Cash dividends | $1,500,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,989,190 | 805 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 1,020 |
| Total interest expense | $1,355,000 | 1,247 |
| Net interest income | $5,730,000 | 970 |
| Provision for loan and lease losses | $630,000 | 1,221 |
| Total noninterest income | $1,163,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $569,000 | 633 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $594,000 | 1,190 |
| Total noninterest expense | $4,367,000 | 1,153 |
| Salaries and employee benefits | $1,313,000 | 1,892 |
| Premises and equipment expense | $673,000 | 979 |
| Additional noninterest expense | $2,381,000 | 751 |
| Pre-tax net operating income | $1,896,000 | 801 |
| Securities gains (losses) | $584,000 | 139 |
| Applicable income taxes | $573,000 | 660 |
| Income before extraordinary items | $1,907,000 | 683 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,907,000 | 683 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,907,000 | 683 |
| Net charge-offs | $712,000 | 1,074 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,457,320 | 831 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $29,217,000 | 1,050 |
| Total interest expense | $6,254,000 | 1,322 |
| Net interest income | $22,963,000 | 962 |
| Provision for loan and lease losses | $3,262,000 | 1,533 |
| Total noninterest income | $5,119,000 | 1,080 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,720,000 | 551 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,399,000 | 1,237 |
| Total noninterest expense | $17,151,000 | 1,179 |
| Salaries and employee benefits | $4,248,000 | 2,271 |
| Premises and equipment expense | $2,622,000 | 980 |
| Additional noninterest expense | $10,281,000 | 729 |
| Pre-tax net operating income | $7,669,000 | 702 |
| Securities gains (losses) | $1,392,000 | 366 |
| Applicable income taxes | $1,953,000 | 748 |
| Income before extraordinary items | $7,108,000 | 637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,108,000 | 634 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,108,000 | 638 |
| Net charge-offs | $6,993,000 | 783 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,022,240 | 705 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,199,000 | 1,051 |
| Total interest expense | $4,749,000 | 1,359 |
| Net interest income | $17,450,000 | 954 |
| Provision for loan and lease losses | $2,412,000 | 1,462 |
| Total noninterest income | $3,849,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,049,000 | 562 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,800,000 | 1,200 |
| Total noninterest expense | $13,181,000 | 1,119 |
| Salaries and employee benefits | $3,462,000 | 2,089 |
| Premises and equipment expense | $1,976,000 | 989 |
| Additional noninterest expense | $7,743,000 | 709 |
| Pre-tax net operating income | $5,706,000 | 742 |
| Securities gains (losses) | $1,078,000 | 384 |
| Applicable income taxes | $1,469,000 | 752 |
| Income before extraordinary items | $5,315,000 | 657 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,315,000 | 655 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,315,000 | 657 |
| Net charge-offs | $4,421,000 | 850 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,474,160 | 733 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,091,000 | 1,046 |
| Total interest expense | $3,220,000 | 1,389 |
| Net interest income | $11,871,000 | 938 |
| Provision for loan and lease losses | $1,862,000 | 1,336 |
| Total noninterest income | $2,570,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,329,000 | 578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,241,000 | 1,122 |
| Total noninterest expense | $8,839,000 | 1,108 |
| Salaries and employee benefits | $2,355,000 | 2,061 |
| Premises and equipment expense | $1,315,000 | 1,006 |
| Additional noninterest expense | $5,169,000 | 702 |
| Pre-tax net operating income | $3,740,000 | 739 |
| Securities gains (losses) | $1,027,000 | 255 |
| Applicable income taxes | $1,059,000 | 685 |
| Income before extraordinary items | $3,708,000 | 603 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,708,000 | 603 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,708,000 | 604 |
| Net charge-offs | $4,225,000 | 642 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,906,940 | 747 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,695,000 | 1,042 |
| Total interest expense | $1,653,000 | 1,423 |
| Net interest income | $6,042,000 | 924 |
| Provision for loan and lease losses | $752,000 | 1,386 |
| Total noninterest income | $1,211,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $622,000 | 613 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $589,000 | 1,144 |
| Total noninterest expense | $4,509,000 | 1,107 |
| Salaries and employee benefits | $1,174,000 | 2,105 |
| Premises and equipment expense | $638,000 | 1,073 |
| Additional noninterest expense | $2,697,000 | 684 |
| Pre-tax net operating income | $1,992,000 | 680 |
| Securities gains (losses) | $538,000 | 237 |
| Applicable income taxes | $583,000 | 632 |
| Income before extraordinary items | $1,947,000 | 571 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,947,000 | 573 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,947,000 | 573 |
| Net charge-offs | $921,000 | 1,093 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,532,740 | 697 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,704,000 | 1,041 |
| Total interest expense | $12,670,000 | 933 |
| Net interest income | $20,034,000 | 1,090 |
| Provision for loan and lease losses | $14,253,000 | 635 |
| Total noninterest income | $5,138,000 | 1,074 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,791,000 | 603 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,347,000 | 1,225 |
| Total noninterest expense | $19,474,000 | 1,073 |
| Salaries and employee benefits | $5,644,000 | 1,753 |
| Premises and equipment expense | $3,091,000 | 871 |
| Additional noninterest expense | $10,739,000 | 746 |
| Pre-tax net operating income | $-8,555,000 | 7,426 |
| Securities gains (losses) | $280,000 | 1,298 |
| Applicable income taxes | $-3,670,000 | 7,675 |
| Income before extraordinary items | $-4,605,000 | 7,219 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,605,000 | 7,218 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,605,000 | 7,218 |
| Net charge-offs | $9,599,000 | 710 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,784,200 | 7,261 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,557,000 | 1,058 |
| Total interest expense | $10,165,000 | 917 |
| Net interest income | $14,392,000 | 1,147 |
| Provision for loan and lease losses | $14,028,000 | 484 |
| Total noninterest income | $3,821,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,059,000 | 612 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,762,000 | 1,255 |
| Total noninterest expense | $14,520,000 | 1,061 |
| Salaries and employee benefits | $4,573,000 | 1,640 |
| Premises and equipment expense | $2,360,000 | 865 |
| Additional noninterest expense | $7,587,000 | 752 |
| Pre-tax net operating income | $-10,335,000 | 7,748 |
| Securities gains (losses) | $190,000 | 1,324 |
| Applicable income taxes | $-4,080,000 | 7,872 |
| Income before extraordinary items | $-6,065,000 | 7,653 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,065,000 | 7,653 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,065,000 | 7,653 |
| Net charge-offs | $7,063,000 | 646 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,186,600 | 7,669 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,419,000 | 1,082 |
| Total interest expense | $7,093,000 | 928 |
| Net interest income | $9,326,000 | 1,194 |
| Provision for loan and lease losses | $13,998,000 | 371 |
| Total noninterest income | $2,593,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,289,000 | 646 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,304,000 | 1,192 |
| Total noninterest expense | $10,198,000 | 1,030 |
| Salaries and employee benefits | $3,509,000 | 1,483 |
| Premises and equipment expense | $1,604,000 | 877 |
| Additional noninterest expense | $5,085,000 | 763 |
| Pre-tax net operating income | $-12,277,000 | 7,952 |
| Securities gains (losses) | $1,207,000 | 243 |
| Applicable income taxes | $-4,131,000 | 8,015 |
| Income before extraordinary items | $-6,939,000 | 7,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,939,000 | 7,876 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,939,000 | 7,876 |
| Net charge-offs | $6,331,000 | 505 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-7,711,480 | 7,911 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 1,032 |
| Total interest expense | $3,726,000 | 911 |
| Net interest income | $4,846,000 | 1,133 |
| Provision for loan and lease losses | $732,000 | 1,428 |
| Total noninterest income | $1,160,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $611,000 | 660 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $549,000 | 1,311 |
| Total noninterest expense | $4,969,000 | 1,016 |
| Salaries and employee benefits | $2,476,000 | 1,021 |
| Premises and equipment expense | $856,000 | 830 |
| Additional noninterest expense | $1,637,000 | 1,028 |
| Pre-tax net operating income | $305,000 | 3,310 |
| Securities gains (losses) | $773,000 | 232 |
| Applicable income taxes | $199,000 | 1,460 |
| Income before extraordinary items | $879,000 | 1,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $879,000 | 1,247 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $879,000 | 1,248 |
| Net charge-offs | $1,625,000 | 701 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,140 | 3,332 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,273,000 | 1,015 |
| Total interest expense | $17,881,000 | 896 |
| Net interest income | $19,392,000 | 1,139 |
| Provision for loan and lease losses | $6,507,000 | 830 |
| Total noninterest income | $4,775,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,729,000 | 638 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,046,000 | 1,280 |
| Total noninterest expense | $16,964,000 | 1,154 |
| Salaries and employee benefits | $8,677,000 | 1,145 |
| Premises and equipment expense | $3,107,000 | 888 |
| Additional noninterest expense | $5,180,000 | 1,228 |
| Pre-tax net operating income | $696,000 | 4,406 |
| Securities gains (losses) | $364,000 | 477 |
| Applicable income taxes | $-363,000 | 7,382 |
| Income before extraordinary items | $1,423,000 | 2,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,423,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,438,000 | 909 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,059,000 | 3,325 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,460,000 | 1,024 |
| Total interest expense | $13,878,000 | 897 |
| Net interest income | $14,582,000 | 1,154 |
| Provision for loan and lease losses | $3,150,000 | 875 |
| Total noninterest income | $3,666,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,034,000 | 651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,632,000 | 1,283 |
| Total noninterest expense | $12,387,000 | 1,178 |
| Salaries and employee benefits | $6,481,000 | 1,169 |
| Premises and equipment expense | $2,262,000 | 916 |
| Additional noninterest expense | $3,644,000 | 1,259 |
| Pre-tax net operating income | $2,711,000 | 1,801 |
| Securities gains (losses) | $362,000 | 404 |
| Applicable income taxes | $487,000 | 1,939 |
| Income before extraordinary items | $2,586,000 | 1,428 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,586,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,485,000 | 724 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,281,920 | 1,671 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,112,000 | 1,028 |
| Total interest expense | $9,418,000 | 909 |
| Net interest income | $9,694,000 | 1,142 |
| Provision for loan and lease losses | $2,680,000 | 651 |
| Total noninterest income | $2,443,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,612,000 | 534 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $831,000 | 1,597 |
| Total noninterest expense | $8,016,000 | 1,208 |
| Salaries and employee benefits | $4,309,000 | 1,195 |
| Premises and equipment expense | $1,434,000 | 965 |
| Additional noninterest expense | $2,273,000 | 1,303 |
| Pre-tax net operating income | $1,441,000 | 2,289 |
| Securities gains (losses) | $291,000 | 461 |
| Applicable income taxes | $192,000 | 2,738 |
| Income before extraordinary items | $1,540,000 | 1,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,540,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,090,000 | 542 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,281,010 | 2,020 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,890,000 | 1,018 |
| Total interest expense | $5,070,000 | 908 |
| Net interest income | $4,820,000 | 1,138 |
| Provision for loan and lease losses | $780,000 | 736 |
| Total noninterest income | $1,270,000 | 1,096 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $768,000 | 553 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $502,000 | 1,411 |
| Total noninterest expense | $3,895,000 | 1,241 |
| Salaries and employee benefits | $2,109,000 | 1,228 |
| Premises and equipment expense | $655,000 | 1,061 |
| Additional noninterest expense | $1,131,000 | 1,270 |
| Pre-tax net operating income | $1,415,000 | 1,333 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $243,000 | 1,711 |
| Income before extraordinary items | $1,172,000 | 1,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,172,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $744,000 | 561 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,172,000 | 1,246 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,676,000 | 991 |
| Total interest expense | $24,348,000 | 814 |
| Net interest income | $18,328,000 | 1,216 |
| Provision for loan and lease losses | $1,285,000 | 1,192 |
| Total noninterest income | $4,196,000 | 1,255 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,152,000 | 551 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,044,000 | 2,164 |
| Total noninterest expense | $16,191,000 | 1,156 |
| Salaries and employee benefits | $8,068,000 | 1,237 |
| Premises and equipment expense | $2,578,000 | 1,025 |
| Additional noninterest expense | $5,545,000 | 1,023 |
| Pre-tax net operating income | $5,048,000 | 1,625 |
| Securities gains (losses) | $-41,000 | 7,967 |
| Applicable income taxes | $1,131,000 | 1,712 |
| Income before extraordinary items | $3,876,000 | 1,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,876,000 | 1,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,547 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,907,570 | 1,622 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,217,000 | 978 |
| Total interest expense | $18,508,000 | 794 |
| Net interest income | $13,709,000 | 1,225 |
| Provision for loan and lease losses | $505,000 | 1,558 |
| Total noninterest income | $3,322,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,319,000 | 555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,003,000 | 1,832 |
| Total noninterest expense | $12,387,000 | 1,129 |
| Salaries and employee benefits | $6,121,000 | 1,218 |
| Premises and equipment expense | $1,922,000 | 1,014 |
| Additional noninterest expense | $4,344,000 | 942 |
| Pre-tax net operating income | $4,139,000 | 1,623 |
| Securities gains (losses) | $-28,000 | 8,044 |
| Applicable income taxes | $982,000 | 1,672 |
| Income before extraordinary items | $3,129,000 | 1,618 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,129,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,484 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,150,280 | 1,594 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,350,000 | 999 |
| Total interest expense | $12,234,000 | 808 |
| Net interest income | $9,116,000 | 1,254 |
| Provision for loan and lease losses | $395,000 | 1,254 |
| Total noninterest income | $2,139,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,511,000 | 581 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $628,000 | 1,921 |
| Total noninterest expense | $8,395,000 | 1,128 |
| Salaries and employee benefits | $4,106,000 | 1,242 |
| Premises and equipment expense | $1,269,000 | 1,039 |
| Additional noninterest expense | $3,020,000 | 920 |
| Pre-tax net operating income | $2,465,000 | 1,829 |
| Securities gains (losses) | $-8,000 | 7,953 |
| Applicable income taxes | $561,000 | 1,921 |
| Income before extraordinary items | $1,896,000 | 1,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,896,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,248 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,902,160 | 1,805 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,617,000 | 1,000 |
| Total interest expense | $6,119,000 | 791 |
| Net interest income | $4,498,000 | 1,270 |
| Provision for loan and lease losses | $245,000 | 982 |
| Total noninterest income | $1,037,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $720,000 | 578 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $317,000 | 1,875 |
| Total noninterest expense | $4,130,000 | 1,139 |
| Salaries and employee benefits | $2,047,000 | 1,256 |
| Premises and equipment expense | $643,000 | 1,030 |
| Additional noninterest expense | $1,440,000 | 942 |
| Pre-tax net operating income | $1,160,000 | 1,917 |
| Securities gains (losses) | $-8,000 | 8,229 |
| Applicable income taxes | $249,000 | 2,094 |
| Income before extraordinary items | $903,000 | 1,861 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $903,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 854 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $909,240 | 1,845 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $41,858,000 | 930 |
| Total interest expense | $23,762,000 | 716 |
| Net interest income | $18,096,000 | 1,250 |
| Provision for loan and lease losses | $253,000 | 3,076 |
| Total noninterest income | $4,384,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,045,000 | 563 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,339,000 | 1,803 |
| Total noninterest expense | $16,219,000 | 1,113 |
| Salaries and employee benefits | $8,243,000 | 1,183 |
| Premises and equipment expense | $2,359,000 | 1,069 |
| Additional noninterest expense | $5,617,000 | 948 |
| Pre-tax net operating income | $6,008,000 | 1,600 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,533,000 | 1,631 |
| Income before extraordinary items | $4,475,000 | 1,617 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,475,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,252,000 | 568 |
| Cash dividends | $950,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,475,000 | 1,602 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $31,088,000 | 943 |
| Total interest expense | $17,413,000 | 715 |
| Net interest income | $13,675,000 | 1,260 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $3,250,000 | 1,235 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,232,000 | 576 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,018,000 | 1,794 |
| Total noninterest expense | $12,280,000 | 1,102 |
| Salaries and employee benefits | $6,239,000 | 1,185 |
| Premises and equipment expense | $1,779,000 | 1,075 |
| Additional noninterest expense | $4,262,000 | 933 |
| Pre-tax net operating income | $4,445,000 | 1,672 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,133,000 | 1,720 |
| Income before extraordinary items | $3,312,000 | 1,683 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,312,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,142,000 | 417 |
| Cash dividends | $950,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,312,000 | 1,667 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $20,321,000 | 942 |
| Total interest expense | $11,202,000 | 701 |
| Net interest income | $9,119,000 | 1,251 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $2,108,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,434,000 | 592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $674,000 | 1,810 |
| Total noninterest expense | $8,238,000 | 1,098 |
| Salaries and employee benefits | $4,098,000 | 1,217 |
| Premises and equipment expense | $1,185,000 | 1,079 |
| Additional noninterest expense | $2,955,000 | 902 |
| Pre-tax net operating income | $2,864,000 | 1,725 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $727,000 | 1,801 |
| Income before extraordinary items | $2,137,000 | 1,703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,137,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $944,000 | 356 |
| Cash dividends | $950,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,137,000 | 1,687 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,933,000 | 934 |
| Total interest expense | $5,394,000 | 682 |
| Net interest income | $4,539,000 | 1,255 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $969,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $622,000 | 666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $347,000 | 1,736 |
| Total noninterest expense | $4,053,000 | 1,110 |
| Salaries and employee benefits | $2,036,000 | 1,219 |
| Premises and equipment expense | $602,000 | 1,061 |
| Additional noninterest expense | $1,415,000 | 944 |
| Pre-tax net operating income | $1,330,000 | 1,815 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $333,000 | 1,885 |
| Income before extraordinary items | $997,000 | 1,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $997,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,045 |
| Cash dividends | $950,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $997,000 | 1,781 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $35,058,000 | 935 |
| Total interest expense | $16,882,000 | 684 |
| Net interest income | $18,176,000 | 1,184 |
| Provision for loan and lease losses | $1,750,000 | 610 |
| Total noninterest income | $4,850,000 | 1,112 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,495,000 | 701 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,355,000 | 1,208 |
| Total noninterest expense | $15,747,000 | 1,083 |
| Salaries and employee benefits | $8,241,000 | 1,125 |
| Premises and equipment expense | $2,281,000 | 1,050 |
| Additional noninterest expense | $5,225,000 | 1,002 |
| Pre-tax net operating income | $5,529,000 | 1,690 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $1,206,000 | 1,999 |
| Income before extraordinary items | $4,346,000 | 1,623 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,346,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,550 |
| Cash dividends | $2,250,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 844 |
| Net operating income | $4,328,060 | 1,600 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,536,000 | 941 |
| Total interest expense | $11,968,000 | 684 |
| Net interest income | $13,568,000 | 1,169 |
| Provision for loan and lease losses | $1,650,000 | 464 |
| Total noninterest income | $3,863,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,799,000 | 721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,064,000 | 1,095 |
| Total noninterest expense | $11,656,000 | 1,084 |
| Salaries and employee benefits | $6,215,000 | 1,105 |
| Premises and equipment expense | $1,739,000 | 1,029 |
| Additional noninterest expense | $3,702,000 | 1,036 |
| Pre-tax net operating income | $4,125,000 | 1,718 |
| Securities gains (losses) | $23,000 | 1,178 |
| Applicable income taxes | $850,000 | 2,114 |
| Income before extraordinary items | $3,298,000 | 1,597 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,298,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,470 |
| Cash dividends | $2,250,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 669 |
| Net operating income | $3,279,600 | 1,571 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,467,000 | 950 |
| Total interest expense | $7,535,000 | 681 |
| Net interest income | $8,932,000 | 1,184 |
| Provision for loan and lease losses | $875,000 | 592 |
| Total noninterest income | $2,143,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,137,000 | 744 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,006,000 | 1,339 |
| Total noninterest expense | $7,692,000 | 1,086 |
| Salaries and employee benefits | $4,123,000 | 1,105 |
| Premises and equipment expense | $1,165,000 | 1,019 |
| Additional noninterest expense | $2,404,000 | 1,045 |
| Pre-tax net operating income | $2,508,000 | 1,834 |
| Securities gains (losses) | $23,000 | 1,061 |
| Applicable income taxes | $637,000 | 1,911 |
| Income before extraordinary items | $1,894,000 | 1,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,894,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,494 |
| Cash dividends | $1,400,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 542 |
| Net operating income | $1,876,750 | 1,785 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,939,000 | 964 |
| Total interest expense | $3,562,000 | 677 |
| Net interest income | $4,377,000 | 1,199 |
| Provision for loan and lease losses | $410,000 | 578 |
| Total noninterest income | $838,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $538,000 | 755 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $300,000 | 1,892 |
| Total noninterest expense | $3,672,000 | 1,135 |
| Salaries and employee benefits | $2,006,000 | 1,136 |
| Premises and equipment expense | $581,000 | 1,026 |
| Additional noninterest expense | $1,085,000 | 1,131 |
| Pre-tax net operating income | $1,133,000 | 1,961 |
| Securities gains (losses) | $23,000 | 748 |
| Applicable income taxes | $284,000 | 2,060 |
| Income before extraordinary items | $872,000 | 1,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $872,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 721 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 442 |
| Net operating income | $854,750 | 1,934 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,796,000 | 1,015 |
| Total interest expense | $12,618,000 | 651 |
| Net interest income | $15,178,000 | 1,335 |
| Provision for loan and lease losses | $1,105,000 | 958 |
| Total noninterest income | $3,088,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,985,000 | 875 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,103,000 | 2,030 |
| Total noninterest expense | $13,696,000 | 1,192 |
| Salaries and employee benefits | $7,288,000 | 1,193 |
| Premises and equipment expense | $2,322,000 | 989 |
| Additional noninterest expense | $4,086,000 | 1,204 |
| Pre-tax net operating income | $3,465,000 | 2,287 |
| Securities gains (losses) | $138,000 | 1,026 |
| Applicable income taxes | $771,000 | 2,592 |
| Income before extraordinary items | $2,832,000 | 2,182 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,832,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,134 |
| Cash dividends | $2,600,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,722,980 | 2,203 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,251,000 | 1,030 |
| Total interest expense | $9,272,000 | 651 |
| Net interest income | $10,979,000 | 1,368 |
| Provision for loan and lease losses | $980,000 | 794 |
| Total noninterest income | $2,286,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,430,000 | 916 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $856,000 | 1,984 |
| Total noninterest expense | $9,933,000 | 1,231 |
| Salaries and employee benefits | $5,253,000 | 1,254 |
| Premises and equipment expense | $1,723,000 | 998 |
| Additional noninterest expense | $2,957,000 | 1,243 |
| Pre-tax net operating income | $2,352,000 | 2,521 |
| Securities gains (losses) | $138,000 | 980 |
| Applicable income taxes | $392,000 | 3,341 |
| Income before extraordinary items | $2,098,000 | 2,223 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,098,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,239 |
| Cash dividends | $2,600,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,982,080 | 2,288 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,239,000 | 1,041 |
| Total interest expense | $6,101,000 | 645 |
| Net interest income | $7,138,000 | 1,382 |
| Provision for loan and lease losses | $720,000 | 706 |
| Total noninterest income | $1,464,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $886,000 | 988 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $578,000 | 1,979 |
| Total noninterest expense | $5,359,000 | 1,515 |
| Salaries and employee benefits | $1,992,000 | 2,180 |
| Premises and equipment expense | $928,000 | 1,238 |
| Additional noninterest expense | $2,439,000 | 1,022 |
| Pre-tax net operating income | $2,523,000 | 1,669 |
| Securities gains (losses) | $138,000 | 835 |
| Applicable income taxes | $683,000 | 1,740 |
| Income before extraordinary items | $1,978,000 | 1,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,978,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,894 |
| Cash dividends | $1,800,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,875,880 | 1,641 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 1,060 |
| Total interest expense | $3,051,000 | 664 |
| Net interest income | $3,471,000 | 1,430 |
| Provision for loan and lease losses | $360,000 | 695 |
| Total noninterest income | $745,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $411,000 | 1,044 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $334,000 | 1,752 |
| Total noninterest expense | $2,612,000 | 1,554 |
| Salaries and employee benefits | $967,000 | 2,261 |
| Premises and equipment expense | $437,000 | 1,332 |
| Additional noninterest expense | $1,208,000 | 1,017 |
| Pre-tax net operating income | $1,244,000 | 1,666 |
| Securities gains (losses) | $88,000 | 875 |
| Applicable income taxes | $345,000 | 1,743 |
| Income before extraordinary items | $987,000 | 1,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $987,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $921,880 | 1,624 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,258,000 | 1,130 |
| Total interest expense | $11,655,000 | 757 |
| Net interest income | $13,603,000 | 1,427 |
| Provision for loan and lease losses | $1,274,000 | 927 |
| Total noninterest income | $2,889,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,676,000 | 1,031 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,213,000 | 2,106 |
| Total noninterest expense | $10,247,000 | 1,554 |
| Salaries and employee benefits | $4,123,000 | 2,062 |
| Premises and equipment expense | $1,317,000 | 1,720 |
| Additional noninterest expense | $4,807,000 | 1,059 |
| Pre-tax net operating income | $4,971,000 | 1,636 |
| Securities gains (losses) | $653,000 | 639 |
| Applicable income taxes | $1,564,000 | 1,566 |
| Income before extraordinary items | $4,060,000 | 1,544 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,060,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,040,000 | 897 |
| Cash dividends | $2,400,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,589,840 | 1,648 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,394,000 | 1,321 |
| Total interest expense | $7,528,000 | 924 |
| Net interest income | $8,866,000 | 1,658 |
| Provision for loan and lease losses | $932,000 | 951 |
| Total noninterest income | $1,984,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,121,000 | 1,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $863,000 | 2,255 |
| Total noninterest expense | $6,413,000 | 1,847 |
| Salaries and employee benefits | $2,656,000 | 2,388 |
| Premises and equipment expense | $691,000 | 2,443 |
| Additional noninterest expense | $3,066,000 | 1,236 |
| Pre-tax net operating income | $3,505,000 | 1,790 |
| Securities gains (losses) | $420,000 | 767 |
| Applicable income taxes | $1,091,000 | 1,726 |
| Income before extraordinary items | $2,834,000 | 1,699 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,834,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 775 |
| Cash dividends | $1,600,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,531,600 | 1,794 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,932,000 | 1,335 |
| Total interest expense | $4,995,000 | 963 |
| Net interest income | $5,937,000 | 1,641 |
| Provision for loan and lease losses | $602,000 | 970 |
| Total noninterest income | $1,336,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $715,000 | 1,205 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $621,000 | 2,147 |
| Total noninterest expense | $4,193,000 | 1,885 |
| Salaries and employee benefits | $1,801,000 | 2,340 |
| Premises and equipment expense | $455,000 | 2,448 |
| Additional noninterest expense | $1,937,000 | 1,283 |
| Pre-tax net operating income | $2,478,000 | 1,687 |
| Securities gains (losses) | $115,000 | 1,399 |
| Applicable income taxes | $725,000 | 1,766 |
| Income before extraordinary items | $1,868,000 | 1,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,868,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 683 |
| Cash dividends | $800,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,785,200 | 1,683 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 1,336 |
| Total interest expense | $2,431,000 | 1,016 |
| Net interest income | $3,058,000 | 1,599 |
| Provision for loan and lease losses | $269,000 | 1,047 |
| Total noninterest income | $667,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $341,000 | 1,222 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $326,000 | 1,993 |
| Total noninterest expense | $2,030,000 | 1,925 |
| Salaries and employee benefits | $888,000 | 2,368 |
| Premises and equipment expense | $225,000 | 2,481 |
| Additional noninterest expense | $917,000 | 1,319 |
| Pre-tax net operating income | $1,426,000 | 1,488 |
| Securities gains (losses) | $95,000 | 1,029 |
| Applicable income taxes | $428,000 | 1,544 |
| Income before extraordinary items | $1,093,000 | 1,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,093,000 | 1,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,024,600 | 1,473 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,296,000 | 1,367 |
| Total interest expense | $11,641,000 | 961 |
| Net interest income | $10,655,000 | 1,822 |
| Provision for loan and lease losses | $1,124,000 | 1,217 |
| Total noninterest income | $2,411,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $947,000 | 1,694 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,464,000 | 1,680 |
| Total noninterest expense | $7,806,000 | 1,935 |
| Salaries and employee benefits | $3,097,000 | 2,544 |
| Premises and equipment expense | $826,000 | 2,614 |
| Additional noninterest expense | $3,883,000 | 1,238 |
| Pre-tax net operating income | $4,136,000 | 1,935 |
| Securities gains (losses) | $472,000 | 679 |
| Applicable income taxes | $1,312,000 | 1,831 |
| Income before extraordinary items | $3,296,000 | 1,821 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,296,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,116 |
| Cash dividends | $3,900,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,956,160 | 1,959 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,763,000 | 1,723 |
| Total interest expense | $11,525,000 | 1,409 |
| Net interest income | $8,238,000 | 2,174 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $1,245,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $554,000 | 2,610 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $691,000 | 2,598 |
| Total noninterest expense | $5,225,000 | 2,717 |
| Salaries and employee benefits | $1,591,000 | 4,316 |
| Premises and equipment expense | $568,000 | 3,527 |
| Additional noninterest expense | $3,066,000 | 1,520 |
| Pre-tax net operating income | $3,948,000 | 1,794 |
| Securities gains (losses) | $39,000 | 2,590 |
| Applicable income taxes | $1,387,000 | 1,613 |
| Income before extraordinary items | $2,600,000 | 2,008 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,600,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,319 |
| Cash dividends | $2,750,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,574,650 | 1,952 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,304,000 | 1,705 |
| Total interest expense | $12,563,000 | 1,383 |
| Net interest income | $7,741,000 | 2,289 |
| Provision for loan and lease losses | $742,000 | 1,350 |
| Total noninterest income | $1,117,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $459,000 | 2,913 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $658,000 | 2,479 |
| Total noninterest expense | $4,257,000 | 3,161 |
| Salaries and employee benefits | $1,515,000 | 4,325 |
| Premises and equipment expense | $524,000 | 3,650 |
| Additional noninterest expense | $2,218,000 | 1,961 |
| Pre-tax net operating income | $3,859,000 | 1,894 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,130,000 | 1,918 |
| Income before extraordinary items | $2,729,000 | 1,910 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,729,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $1,493,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,729,000 | 1,908 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,997,000 | 1,811 |
| Total interest expense | $10,025,000 | 1,486 |
| Net interest income | $7,972,000 | 2,201 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $911,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $327,000 | 3,743 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $584,000 | 2,677 |
| Total noninterest expense | $3,707,000 | 3,545 |
| Salaries and employee benefits | $1,359,000 | 4,699 |
| Premises and equipment expense | $370,000 | 4,775 |
| Additional noninterest expense | $1,978,000 | 2,211 |
| Pre-tax net operating income | $4,906,000 | 1,536 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,899,000 | 1,285 |
| Income before extraordinary items | $3,007,000 | 1,771 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,007,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $1,201,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,007,000 | 1,739 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,297,000 | 1,992 |
| Total interest expense | $9,186,000 | 1,674 |
| Net interest income | $7,111,000 | 2,392 |
| Provision for loan and lease losses | $124,000 | 4,562 |
| Total noninterest income | $861,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $301,000 | 3,937 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $560,000 | 2,773 |
| Total noninterest expense | $3,739,000 | 3,422 |
| Salaries and employee benefits | $1,410,000 | 4,476 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $2,165,000 | 1,955 |
| Pre-tax net operating income | $4,109,000 | 1,775 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,598,000 | 1,535 |
| Income before extraordinary items | $2,511,000 | 2,072 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,511,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $922,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,511,000 | 2,003 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,024,000 | 2,029 |
| Total interest expense | $9,246,000 | 1,683 |
| Net interest income | $6,778,000 | 2,565 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $773,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $297,000 | 4,110 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $476,000 | 2,929 |
| Total noninterest expense | $3,719,000 | 3,390 |
| Salaries and employee benefits | $1,486,000 | 4,289 |
| Premises and equipment expense | $196,000 | 6,924 |
| Additional noninterest expense | $2,037,000 | 2,054 |
| Pre-tax net operating income | $3,750,000 | 2,006 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,449,000 | 1,756 |
| Income before extraordinary items | $2,301,000 | 2,286 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,301,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $978,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,301,000 | 2,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,361,000 | 2,193 |
| Total interest expense | $8,765,000 | 1,794 |
| Net interest income | $6,596,000 | 2,686 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $741,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $331,000 | 3,934 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $410,000 | 3,359 |
| Total noninterest expense | $5,037,000 | 2,723 |
| Salaries and employee benefits | $1,358,000 | 4,697 |
| Premises and equipment expense | $190,000 | 7,213 |
| Additional noninterest expense | $3,489,000 | 1,521 |
| Pre-tax net operating income | $2,257,000 | 3,086 |
| Securities gains (losses) | $20,000 | 2,000 |
| Applicable income taxes | $652,000 | 3,355 |
| Income before extraordinary items | $1,625,000 | 2,961 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,625,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $925,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,610,800 | 2,952 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,979,000 | 2,398 |
| Total interest expense | $8,426,000 | 1,876 |
| Net interest income | $5,553,000 | 3,200 |
| Provision for loan and lease losses | $58,000 | 5,942 |
| Total noninterest income | $1,189,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,189,000 | 1,613 |
| Total noninterest expense | $3,813,000 | 3,471 |
| Salaries and employee benefits | $2,063,000 | 3,213 |
| Premises and equipment expense | $695,000 | 2,827 |
| Additional noninterest expense | $1,055,000 | 4,174 |
| Pre-tax net operating income | $2,871,000 | 2,515 |
| Securities gains (losses) | $110,000 | 911 |
| Applicable income taxes | $1,156,000 | 2,092 |
| Income before extraordinary items | $1,825,000 | 2,704 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,825,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $423,000 | 3,725 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,754,600 | 2,773 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,896,000 | 2,546 |
| Total interest expense | $6,571,000 | 1,897 |
| Net interest income | $5,325,000 | 3,368 |
| Provision for loan and lease losses | $-70,000 | 12,063 |
| Total noninterest income | $1,304,000 | 2,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,304,000 | 1,538 |
| Total noninterest expense | $4,201,000 | 3,270 |
| Salaries and employee benefits | $1,913,000 | 3,424 |
| Premises and equipment expense | $669,000 | 2,944 |
| Additional noninterest expense | $1,619,000 | 3,094 |
| Pre-tax net operating income | $2,498,000 | 2,829 |
| Securities gains (losses) | $96,000 | 791 |
| Applicable income taxes | $951,000 | 2,347 |
| Income before extraordinary items | $1,643,000 | 2,930 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,643,000 | 2,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $267,000 | 4,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,581,560 | 3,050 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,905,000 | 2,593 |
| Total interest expense | $6,705,000 | 1,941 |
| Net interest income | $5,200,000 | 3,440 |
| Provision for loan and lease losses | $257,000 | 3,324 |
| Total noninterest income | $1,950,000 | 2,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,950,000 | 1,273 |
| Total noninterest expense | $4,286,000 | 3,272 |
| Salaries and employee benefits | $2,007,000 | 3,275 |
| Premises and equipment expense | $672,000 | 2,996 |
| Additional noninterest expense | $1,607,000 | 3,300 |
| Pre-tax net operating income | $2,607,000 | 2,618 |
| Securities gains (losses) | $648,000 | 753 |
| Applicable income taxes | $1,322,000 | 1,764 |
| Income before extraordinary items | $1,933,000 | 2,599 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,933,000 | 2,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $228,000 | 5,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,518,280 | 3,034 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,004,000 | 2,704 |
| Total interest expense | $8,431,000 | 2,020 |
| Net interest income | $4,573,000 | 3,942 |
| Provision for loan and lease losses | $449,000 | 3,230 |
| Total noninterest income | $2,095,000 | 1,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,095,000 | 1,202 |
| Total noninterest expense | $3,598,000 | 3,843 |
| Salaries and employee benefits | $1,831,000 | 3,493 |
| Premises and equipment expense | $612,000 | 3,293 |
| Additional noninterest expense | $1,155,000 | 4,492 |
| Pre-tax net operating income | $2,621,000 | 2,358 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,131,000 | 1,873 |
| Income before extraordinary items | $1,490,000 | 3,094 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,490,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $1,490,000 | 2,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.