Home > Your Community Bank > Net charge- offs to loans
Your Community Bank, Net charge- offs to loans
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,647 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0854% | 5,558 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0642% | 4,703 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0294% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7017% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7584% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7680% | 349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 5,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0509% | 5,559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1303% | 4,762 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 4,105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6154% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0601% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0854% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 5,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.1000% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2654% | 5,836 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0474% | 4,773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8246% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9467% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9506% | 758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3652% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 5,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.1402% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3776% | 5,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2284% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0427% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2824% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5095% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8057% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8057% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4047% | 6,144 |
| Percentage Net Loans Charged-off:Construction & development | -1.5359% | 5,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6042% | 6,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1797% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1886% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3869% | 5,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3869% | 5,748 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3557% | 6,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5305% | 6,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 5,086 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2126% | 6,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1119% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3882% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8811% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8811% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5157% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4637% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 2.2247% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2965% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2181% | 5,090 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3737% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3602% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3772% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7528% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3541% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3541% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 2,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.2775% | 646 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 5,904 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0435% | 5,050 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2533% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2413% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5146% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1118% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1118% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0492% | 5,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 5,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.3310% | 5,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0677% | 6,028 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0680% | 5,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0639% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1128% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1889% | 5,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2967% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2967% | 183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0852% | 6,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1004% | 6,245 |
| Percentage Net Loans Charged-off:Construction & development | -0.6748% | 5,800 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1462% | 6,305 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1057% | 5,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1293% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 4,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1684% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0885% | 5,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4096% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4096% | 300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8250% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0540% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 5.1190% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6470% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4973% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4234% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5222% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1042% | 5,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4799% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4799% | 331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5424% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6840% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.5129% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9825% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4830% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2351% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5712% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0650% | 5,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7166% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7166% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7398% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9456% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.7689% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5400% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3865% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 4,605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5382% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 5,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7810% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7810% | 494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2341% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6152% | 283 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 5,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2285% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 4,660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2914% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1352% | 5,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8793% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8793% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3225% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4190% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 2.1735% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2166% | 2,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.7209% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6100% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6293% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6011% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9813% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2879% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2879% | 494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6521% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7396% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 1.9799% | 1,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2960% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.6762% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7427% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8419% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6972% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3336% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3071% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3071% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6984% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6131% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 2.0992% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2303% | 1,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6988% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2224% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4610% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9584% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3454% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3454% | 322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8398% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6743% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 3.0975% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 6,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8356% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3408% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4098% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0024% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0024% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1271% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6081% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | 2.4054% | 1,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2050% | 2,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2293% | 870 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5022% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3826% | 1,376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5580% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0804% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3084% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1118% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3283% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6456% | 2,062 |
| Percentage Net Loans Charged-off:Construction & development | 2.6513% | 1,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1767% | 2,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3185% | 690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5314% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4894% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5512% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9525% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1859% | 3,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1526% | 3,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7284% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2662% | 3,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0759% | 2,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 2,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5113% | 518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6557% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4729% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7427% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5220% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4199% | 6,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3265% | 6,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6800% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2310% | 2,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.1515% | 1,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1852% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4312% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0586% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1288% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4844% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9341% | 7,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3551% | 7,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6196% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8270% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 8.2971% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8671% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8542% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6170% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9638% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7427% | 2,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0888% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3585% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4546% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 7.1542% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5521% | 1,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6640% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8190% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5931% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8876% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1799% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9347% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1167% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 10.8686% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8322% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8353% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9006% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8058% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1222% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6581% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8315% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0675% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 1.5447% | 1,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9704% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1285% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1969% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6557% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2803% | 7,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3698% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9798% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8531% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 9.9123% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1718% | 2,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8165% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3098% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2353% | 2,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4405% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8970% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9082% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9932% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 11.3726% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 2,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6480% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6895% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2528% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4472% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6931% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5140% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8486% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 15.9079% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 1,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7782% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4651% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1615% | 2,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9497% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1749% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2597% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1471% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 5.7465% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 7,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5203% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5666% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1565% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7660% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7943% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6437% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4990% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 1.0371% | 1,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3944% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4137% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1430% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1733% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2347% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0177% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6171% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4094% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 1.0762% | 1,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1048% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4678% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2530% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2110% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6195% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4791% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7757% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4853% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 1.2119% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1592% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5341% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4661% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2300% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2938% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5038% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5539% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.1049% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1848% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3895% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5671% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 2,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1528% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4130% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1857% | 2,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1745% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 3,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2775% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8336% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0495% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4125% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0663% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 6,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0543% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1068% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2206% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8275% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 6,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9072% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1993% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.8528% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1049% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0583% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 2,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5585% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2608% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 1.1356% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1364% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0361% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0670% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2222% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3577% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3029% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 1.7405% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 7,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0535% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1091% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1853% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 8,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0788% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0780% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3411% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4438% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1989% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0662% | 8,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 7,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4771% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1817% | 2,407 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7556% | 8,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0711% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 7,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1864% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5703% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2675% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8016% | 8,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3183% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1717% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1415% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0076% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1063% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1841% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 2,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0586% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2997% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4696% | 3,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1394% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2550% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 3,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4880% | 3,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 4,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 3,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0946% | 7,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1273% | 7,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 3,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6284% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2582% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3655% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 8,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 5,924 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 8,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9291% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3900% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4435% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 8,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 5,900 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 8,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4155% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8284% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8303% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.0955% | 7,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1379% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 3,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1683% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5684% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7087% | 3,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1784% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4833% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7126% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 7,410 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 7,191 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 7,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 7,924 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 8,541 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 8,797 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 9,357 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 10,932 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |