Home > Yampa Valley National Bank > Assets and Liabilities
Yampa Valley National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $39,936,000 | 7,782 |
| Cash and due from depository institutions | $2,025,000 | 6,148 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,204,000 | 7,046 |
| Federal funds sold & reverse repurchase agreements | $4,665,000 | 3,590 |
| Net loans & leases | $21,680,000 | 7,745 |
| Loan loss allowance | $418,000 | 6,244 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $678,000 | 7,035 |
| Other real estate owned | $54,000 | 6,148 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $630,000 | 7,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,936,000 | 7,782 |
| Total liabilities | $36,289,000 | 7,690 |
| Total deposits | $36,098,000 | 7,528 |
| Interest-bearing deposits | $31,237,000 | 7,468 |
| Deposits held in domestic offices | $36,098,000 | 7,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $191,000 | 8,710 |
| Total equity capital | $3,647,000 | 8,240 |
| Total bank equity capital | $3,647,000 | 8,240 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $400,000 | 8,783 |
| Undivided profits | $3,047,000 | 5,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $72,000 | 9,719 |
| Earning assets | $36,549,000 | 7,779 |
| Long-term assets (5+ years) | $1,724,000 | 7,912 |
| Average Assets, year-to-date | $38,473,800 | 7,707 |
| Average Assets, quarterly | $39,188,000 | 7,769 |
| Volatile liabilities | $3,893,000 | 7,663 |
| Insider loans | $210,000 | 7,111 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,678,000 | 6,105 |
| Tier 1 (core) risk-based capital | $3,554,000 | 8,202 |
| Tier 2 risk-based capital | $296,760 | 7,041 |
| Total risk weighted assets | $23,619,460 | 7,716 |
| Total unused commitments | $3,678,000 | 6,109 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $37,326,000 | 8,156 |
| Cash and due from depository institutions | $1,437,000 | 6,393 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,409,000 | 7,281 |
| Federal funds sold & reverse repurchase agreements | $2,940,000 | 4,002 |
| Net loans & leases | $21,292,000 | 8,061 |
| Loan loss allowance | $227,000 | 8,452 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $696,000 | 7,031 |
| Other real estate owned | $32,000 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $520,000 | 8,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,326,000 | 8,156 |
| Total liabilities | $34,089,000 | 8,043 |
| Total deposits | $33,920,000 | 7,903 |
| Interest-bearing deposits | $29,431,000 | 7,848 |
| Deposits held in domestic offices | $33,920,000 | 7,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $169,000 | 9,372 |
| Total equity capital | $3,237,000 | 8,791 |
| Total bank equity capital | $3,237,000 | 8,791 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $400,000 | 9,126 |
| Undivided profits | $2,637,000 | 6,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $323,000 | 6,529 |
| Earning assets | $34,641,000 | 8,111 |
| Long-term assets (5+ years) | $2,092,000 | 7,612 |
| Average Assets, year-to-date | $35,382,000 | 8,187 |
| Average Assets, quarterly | $37,032,500 | 8,134 |
| Volatile liabilities | $4,953,000 | 7,166 |
| Insider loans | $830,000 | 4,031 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,131,000 | 6,408 |
| Tier 1 (core) risk-based capital | $3,198,000 | 8,735 |
| Tier 2 risk-based capital | $227,000 | 8,020 |
| Total risk weighted assets | $22,594,300 | 8,035 |
| Total unused commitments | $3,131,000 | 6,415 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $33,715,000 | 8,808 |
| Cash and due from depository institutions | $1,507,000 | 6,897 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,065,000 | 8,260 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 4,567 |
| Net loans & leases | $19,683,000 | 8,505 |
| Loan loss allowance | $209,000 | 9,030 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $699,000 | 7,138 |
| Other real estate owned | $40,000 | 6,897 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $471,000 | 8,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,715,000 | 8,808 |
| Total liabilities | $30,827,000 | 8,719 |
| Total deposits | $30,712,000 | 8,579 |
| Interest-bearing deposits | $27,048,000 | 8,457 |
| Deposits held in domestic offices | $30,712,000 | 8,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $115,000 | 10,441 |
| Total equity capital | $2,888,000 | 9,375 |
| Total bank equity capital | $2,888,000 | 9,375 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $400,000 | 9,542 |
| Undivided profits | $2,288,000 | 6,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $306,000 | 6,816 |
| Earning assets | $30,998,000 | 8,773 |
| Long-term assets (5+ years) | $1,970,000 | 7,831 |
| Average Assets, year-to-date | $32,360,800 | 8,798 |
| Average Assets, quarterly | $33,642,000 | 8,764 |
| Volatile liabilities | $4,156,000 | 7,641 |
| Insider loans | $451,000 | 5,773 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,403,000 | 6,071 |
| Tier 1 (core) risk-based capital | $2,887,000 | 9,321 |
| Tier 2 risk-based capital | $209,000 | 8,517 |
| Total risk weighted assets | $20,820,100 | 8,507 |
| Total unused commitments | $3,403,000 | 6,088 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $30,580,000 | 9,438 |
| Cash and due from depository institutions | $1,463,000 | 7,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,388,000 | 9,228 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,232 |
| Net loans & leases | $17,415,000 | 9,073 |
| Loan loss allowance | $207,000 | 9,369 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $709,000 | 7,233 |
| Other real estate owned | $44,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $461,000 | 9,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,580,000 | 9,438 |
| Total liabilities | $27,996,000 | 9,340 |
| Total deposits | $27,888,000 | 9,213 |
| Interest-bearing deposits | $24,501,000 | 9,091 |
| Deposits held in domestic offices | $27,888,000 | 9,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $108,000 | 11,042 |
| Total equity capital | $2,584,000 | 9,989 |
| Total bank equity capital | $2,584,000 | 9,989 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $1,984,000 | 7,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 5,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $318,000 | 6,860 |
| Earning assets | $27,903,000 | 9,421 |
| Long-term assets (5+ years) | $1,221,000 | 8,731 |
| Average Assets, year-to-date | $28,021,800 | 9,585 |
| Average Assets, quarterly | $29,119,500 | 9,566 |
| Volatile liabilities | $4,016,000 | 7,649 |
| Insider loans | $586,000 | 5,202 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,961,000 | 6,386 |
| Tier 1 (core) risk-based capital | $2,571,000 | 9,923 |
| Tier 2 risk-based capital | $207,000 | 8,760 |
| Total risk weighted assets | $18,765,600 | 9,079 |
| Total unused commitments | $2,961,000 | 6,401 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $27,418,000 | 10,107 |
| Cash and due from depository institutions | $1,193,000 | 8,823 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,050,000 | 9,514 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $15,451,000 | 9,723 |
| Loan loss allowance | $186,000 | 10,090 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $253,000 | 10,238 |
| Other real estate owned | $69,000 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $402,000 | 10,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,418,000 | 10,107 |
| Total liabilities | $25,206,000 | 10,010 |
| Total deposits | $25,093,000 | 9,888 |
| Interest-bearing deposits | $21,688,000 | 9,820 |
| Deposits held in domestic offices | $25,093,000 | 9,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $113,000 | 10,836 |
| Total equity capital | $2,212,000 | 10,610 |
| Total bank equity capital | $2,212,000 | 10,610 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $400,000 | 10,339 |
| Undivided profits | $1,612,000 | 7,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 5,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $239,000 | 7,681 |
| Earning assets | $25,501,000 | 10,021 |
| Long-term assets (5+ years) | $2,575,000 | 7,738 |
| Average Assets, year-to-date | $26,665,800 | 10,136 |
| Average Assets, quarterly | $27,530,500 | 10,070 |
| Volatile liabilities | $2,857,000 | 8,621 |
| Insider loans | $668,000 | 4,804 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,268,000 | 6,106 |
| Tier 1 (core) risk-based capital | $2,277,000 | 10,595 |
| Tier 2 risk-based capital | $186,000 | 9,404 |
| Total risk weighted assets | $16,505,500 | 9,768 |
| Total unused commitments | $3,268,000 | 6,116 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $25,261,000 | 10,857 |
| Cash and due from depository institutions | $1,055,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $7,657,000 | 10,023 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
| Net loans & leases | $13,858,000 | 10,345 |
| Loan loss allowance | $165,000 | 10,901 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $173,000 | 11,438 |
| Other real estate owned | $74,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $344,000 | 10,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,261,000 | 10,857 |
| Total liabilities | $23,320,000 | 10,752 |
| Total deposits | $23,210,000 | 10,640 |
| Interest-bearing deposits | $20,240,000 | 10,563 |
| Deposits held in domestic offices | $23,210,000 | 10,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $110,000 | 11,295 |
| Total equity capital | $1,941,000 | 11,441 |
| Total bank equity capital | $1,941,000 | 11,441 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $1,341,000 | 8,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 7,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $228,000 | 7,480 |
| Earning assets | $23,615,000 | 10,739 |
| Long-term assets (5+ years) | $2,507,000 | 8,259 |
| Average Assets, year-to-date | $23,844,400 | 10,948 |
| Average Assets, quarterly | $25,016,000 | 10,845 |
| Volatile liabilities | $2,951,000 | 8,446 |
| Insider loans | $565,000 | 5,347 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,131,000 | 7,332 |
| Tier 1 (core) risk-based capital | $1,941,000 | 11,411 |
| Tier 2 risk-based capital | $165,000 | 10,114 |
| Total risk weighted assets | $15,119,500 | 10,358 |
| Total unused commitments | $2,131,000 | 7,356 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $22,463,000 | 11,608 |
| Cash and due from depository institutions | $871,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,260,000 | 10,386 |
| Federal funds sold & reverse repurchase agreements | $1,160,000 | 8,292 |
| Net loans & leases | $12,515,000 | 10,923 |
| Loan loss allowance | $202,000 | 10,453 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $180,000 | 11,777 |
| Other real estate owned | $154,000 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $323,000 | 11,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,463,000 | 11,608 |
| Total liabilities | $20,746,000 | 11,520 |
| Total deposits | $20,625,000 | 11,430 |
| Interest-bearing deposits | $18,033,000 | 11,352 |
| Deposits held in domestic offices | $20,625,000 | 11,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $121,000 | 11,851 |
| Total equity capital | $1,717,000 | 12,003 |
| Total bank equity capital | $1,717,000 | 12,003 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $1,117,000 | 9,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 7,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $197,000 | 8,741 |
| Earning assets | $20,935,000 | 11,475 |
| Long-term assets (5+ years) | $2,456,000 | 8,469 |
| Average Assets, year-to-date | $21,709,400 | 11,619 |
| Average Assets, quarterly | $22,267,500 | 11,586 |
| Volatile liabilities | $3,935,000 | 7,494 |
| Insider loans | $85,000 | 6,118 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,433,000 | 8,253 |
| Tier 1 (core) risk-based capital | $1,717,000 | 11,967 |
| Tier 2 risk-based capital | $167,750 | 10,212 |
| Total risk weighted assets | $13,386,050 | 11,076 |
| Total unused commitments | $1,433,000 | 8,281 |
| Derivatives | $0 | 651 |