Home > Yadkin Bank > Net charge- offs to loans
Yadkin Bank, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0206% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1795% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5940% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2289% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1413% | 1,150 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3019% | 589 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0389% | 5,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0223% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1813% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5709% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2929% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2841% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3884% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0537% | 5,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0291% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1514% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4045% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2215% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5696% | 1,149 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3561% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0758% | 5,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1940% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 5,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5812% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1511% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2128% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0525% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0788% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1695% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2738% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3073% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6265% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3628% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0534% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1965% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3052% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1718% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8514% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8514% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3493% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1188% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3003% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9790% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9790% | 656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2831% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1363% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 5,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1343% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1343% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.1299% | 888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 1,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1345% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1720% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1947% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8785% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8785% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5233% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.1408% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1955% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1741% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2145% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2706% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7286% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7286% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6198% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 5,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.2534% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2116% | 6,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2807% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0627% | 4,577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4280% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3400% | 1,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3400% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0128% | 5,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3125% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2213% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.5188% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1495% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6074% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0827% | 4,638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4757% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9201% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2508% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2508% | 1,905 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0239% | 5,533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3274% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2267% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.8403% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 2,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3111% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2422% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3815% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9466% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6737% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6737% | 1,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0515% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4459% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3258% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 1.3934% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 1,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3747% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3499% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4000% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2068% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8100% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8100% | 1,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0771% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3778% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3767% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 1.8913% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2624% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 4,712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5657% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3548% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6886% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6886% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1078% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1854% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.3952% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1196% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2369% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 4,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4825% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7370% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7210% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7210% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1925% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4352% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4825% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 9.6010% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9915% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9321% | 459 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9085% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1227% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6923% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0034% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8972% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8972% | 1,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3884% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3603% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4892% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 5.4270% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9858% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7532% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5085% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6897% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3243% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7537% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5534% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5533% | 1,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3515% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2094% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4115% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 3.7274% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2652% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1328% | 326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5627% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6862% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4357% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2962% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7861% | 6,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7861% | 6,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4324% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4269% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5652% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 3.4418% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4403% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1229% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8421% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9265% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7550% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7928% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6819% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6819% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6662% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7110% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 3.7885% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2843% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0336% | 981 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3024% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4817% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1249% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6646% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2011% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1435% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8154% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9047% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 3.7801% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5224% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0474% | 815 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5258% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6536% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3999% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5195% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3420% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2500% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1842% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2668% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 5.0598% | 813 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7025% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0729% | 638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5659% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5494% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5817% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0080% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5806% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4382% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6707% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8739% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 5.2730% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1024% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1485% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9388% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9467% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9314% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3095% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4012% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0895% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0786% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1968% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 5.6929% | 1,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9907% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1310% | 5,914 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3712% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3370% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4030% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8650% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1594% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5923% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2476% | 6,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7171% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8024% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 4.3069% | 1,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8105% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1710% | 5,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3663% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5056% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2364% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6280% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1521% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8316% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3054% | 6,676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7060% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8331% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 5.1044% | 989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6421% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2441% | 5,948 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9431% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6319% | 872 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2446% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4058% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1623% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7616% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4049% | 6,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7872% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0238% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 4.8475% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8427% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3327% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1033% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5590% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9062% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8949% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5468% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 6,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4244% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1696% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 3.1488% | 1,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3540% | 2,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8996% | 351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5476% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1789% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 3,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8881% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9316% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0234% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5952% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1782% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8596% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 2.0063% | 1,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3146% | 1,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7039% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5414% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1286% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1456% | 3,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1429% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5053% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0124% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0346% | 6,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4290% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2227% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.2852% | 2,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6764% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 3,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6397% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2866% | 7,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4315% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2422% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9132% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0549% | 6,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6154% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1772% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.2304% | 1,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3530% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6932% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1593% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0619% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8575% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8124% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 3,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.2369% | 2,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 2,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1724% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1753% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3167% | 872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 2,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5096% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5821% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0528% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 3,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0352% | 2,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2776% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2221% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5200% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8024% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1834% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2924% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0500% | 7,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8270% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8153% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 7,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 7,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1658% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1272% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1931% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1614% | 7,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6676% | 7,972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 3,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0954% | 1,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 6,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 3,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2203% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9124% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4605% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 3,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0517% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 6,177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 2,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 3,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6520% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4721% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 4,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 7,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,776 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4369% | 6,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,607 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0323% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4912% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7744% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 7,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0318% | 6,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5646% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1144% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4862% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1658% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1561% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5382% | 2,707 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2207% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0372% | 1,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1948% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1605% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5065% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4531% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0420% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1252% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2072% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4613% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3894% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4684% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3875% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0607% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 1,139 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0356% | 6,347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0143% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1609% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1721% | 2,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8330% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1065% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0817% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0467% | 6,324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1443% | 2,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8067% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7614% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.1258% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 8,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0688% | 6,269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1103% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1662% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1278% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1454% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2671% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1942% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1171% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.2177% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 8,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2430% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1784% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0355% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6695% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9651% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1898% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0512% | 7,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1042% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2164% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5626% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4114% | 4,259 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8252% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1298% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4960% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1904% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0238% | 8,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4716% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5798% | 3,091 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5560% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0026% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1601% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1860% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4299% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 8,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6054% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6218% | 2,783 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6212% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1223% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1684% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3606% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7482% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1037% | 7,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3605% | 3,361 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0088% | 2,513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.1988% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1393% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0923% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6772% | 2,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8422% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2197% | 1,448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 3,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 7,971 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5276% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0811% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0292% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0921% | 1,738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 5,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 8,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.1747% | 8,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0042% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 3,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3586% | 4,165 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4173% | 2,680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 7,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 8,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.3497% | 8,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0207% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2578% | 4,032 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2744% | 2,623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3051% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.3218% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3391% | 3,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9342% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7343% | 1,371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0276% | 7,542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6199% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0710% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 3,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3404% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9486% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3444% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2073% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1683% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9510% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4897% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 5,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0531% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6024% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7990% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2021% | 3,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0464% | 1,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2755% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8287% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6610% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1907% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7305% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4849% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2797% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 4,588 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 5,414 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2494% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5226% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |