Home > Yadkin Bank > Assets and Liabilities

Yadkin Bank, Assets and Liabilities

2016-12-31		Rank
# of Employees:	1,157	132
Assets and Liabilities
Total Assets:	$7,213,778,000	164
Cash and due from depository institutions	$124,202,000	132
Interest-bearing balances	$34,686,000	962
Securities	$1,028,957,000	178
Federal funds sold & reverse repurchase agreements	$585,000	1,791
Net loans & leases	$5,222,296,000	162
Loan loss allowance	$13,990,000	456
Trading account assets	$0	239
Bank premises and fixed assets	$102,930,000	107
Other real estate owned	$30,103,000	132
Goodwill and other intangibles	$379,225,000	76
All other assets	$325,480,000	128
Life insurance assets	$134,884,000	98
Total liabilities and capital	$7,213,778,000	164
Total liabilities	$6,106,250,000	170
Total deposits	$5,221,036,000	172
Interest-bearing deposits	$4,056,313,000	168
Deposits held in domestic offices	$5,221,036,000	171
% insured	87.46%	1,842
Federal funds purchased & repurchase agreements	$0	1,797
Trading liabilities	$0	164
Other borrowed funds	$821,477,000	97
Subordinated debt	$7,279,000	78
All other liabilities	$56,458,000	190
Total equity capital	$1,107,528,000	136
Total bank equity capital	$1,107,528,000	135
Perpetual preferred stock	$0	108
Common stock	$10,648,000	365
Surplus	$1,051,136,000	98
Undivided profits	$45,744,000	965
Noncontrolling interests in consolidated subsidiaries	$0	128
Memoranda
Noncurrent loans and leases	$48,803,000	144
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$13,686,000	48
Income earned, not collected on loans	$20,509,000	164
Earning assets	$6,286,524,000	169
Long-term assets (5+ years)	$1,543,319,000	219
Average Assets, year-to-date	$6,780,883,000	165
Average Assets, quarterly	$7,280,970,500	163
Volatile liabilities	$1,033,166,000	114
Insider loans	$16,852,000	337
FHLB advances	$815,956,000	79
Loans and leases held for sale	$76,876,000	109
Unused loan commitments	$1,454,630,000	155
Tier 1 (core) risk-based capital	$725,913,000	164
Tier 2 risk-based capital	$16,505,000	376
Total risk weighted assets	$5,981,224,000	151
Total unused commitments	$1,454,630,000	155
Derivatives	$323,280,000	198
2016-09-30		Rank
# of Employees:	1,175	132
Assets and Liabilities
Total Assets:	$7,348,163,000	163
Cash and due from depository institutions	$163,022,000	132
Interest-bearing balances	$68,110,000	525
Securities	$1,003,667,000	178
Federal funds sold & reverse repurchase agreements	$0	2,556
Net loans & leases	$5,327,131,000	156
Loan loss allowance	$12,142,000	514
Trading account assets	$0	238
Bank premises and fixed assets	$107,286,000	101
Other real estate owned	$31,719,000	132
Goodwill and other intangibles	$380,032,000	74
All other assets	$335,306,000	117
Life insurance assets	$140,569,000	93
Total liabilities and capital	$7,348,163,000	163
Total liabilities	$6,245,004,000	167
Total deposits	$5,314,183,000	168
Interest-bearing deposits	$4,135,850,000	161
Deposits held in domestic offices	$5,314,183,000	167
% insured	87.45%	1,961
Federal funds purchased & repurchase agreements	$21,122,000	475
Trading liabilities	$0	165
Other borrowed funds	$832,553,000	97
Subordinated debt	$7,250,000	78
All other liabilities	$69,896,000	178
Total equity capital	$1,103,159,000	136
Total bank equity capital	$1,103,159,000	136
Perpetual preferred stock	$0	115
Common stock	$10,648,000	371
Surplus	$1,048,923,000	98
Undivided profits	$43,588,000	1,059
Noncontrolling interests in consolidated subsidiaries	$0	128
Memoranda
Noncurrent loans and leases	$40,366,000	155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$11,031,000	54
Income earned, not collected on loans	$19,515,000	163
Earning assets	$6,398,908,000	163
Long-term assets (5+ years)	$1,509,216,000	217
Average Assets, year-to-date	$6,672,659,250	169
Average Assets, quarterly	$7,400,523,000	162
Volatile liabilities	$1,029,874,000	111
Insider loans	$17,484,000	333
FHLB advances	$826,971,000	77
Loans and leases held for sale	$85,964,000	111
Unused loan commitments	$1,471,756,000	145
Tier 1 (core) risk-based capital	$706,438,000	164
Tier 2 risk-based capital	$16,147,000	387
Total risk weighted assets	$6,089,664,000	145
Total unused commitments	$1,471,756,000	145
Derivatives	$375,454,000	199
2016-06-30		Rank
# of Employees:	1,224	127
Assets and Liabilities
Total Assets:	$7,452,883,000	159
Cash and due from depository institutions	$121,373,000	127
Interest-bearing balances	$51,919,000	647
Securities	$1,075,864,000	170
Federal funds sold & reverse repurchase agreements	$155,000	2,222
Net loans & leases	$5,396,648,000	151
Loan loss allowance	$11,633,000	530
Trading account assets	$0	244
Bank premises and fixed assets	$109,713,000	100
Other real estate owned	$23,091,000	127
Goodwill and other intangibles	$379,063,000	72
All other assets	$346,976,000	118
Life insurance assets	$142,374,000	89
Total liabilities and capital	$7,452,883,000	159
Total liabilities	$6,360,225,000	165
Total deposits	$5,342,398,000	165
Interest-bearing deposits	$4,182,079,000	160
Deposits held in domestic offices	$5,342,398,000	164
% insured	84.66%	2,737
Federal funds purchased & repurchase agreements	$21,283,000	461
Trading liabilities	$0	167
Other borrowed funds	$917,131,000	90
Subordinated debt	$7,222,000	79
All other liabilities	$72,191,000	175
Total equity capital	$1,092,658,000	134
Total bank equity capital	$1,092,658,000	134
Perpetual preferred stock	$0	114
Common stock	$10,648,000	377
Surplus	$1,048,344,000	96
Undivided profits	$33,666,000	1,316
Noncontrolling interests in consolidated subsidiaries	$0	130
Memoranda
Noncurrent loans and leases	$49,647,000	138
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$11,078,000	52
Income earned, not collected on loans	$19,587,000	161
Earning assets	$6,524,586,000	161
Long-term assets (5+ years)	$1,611,437,000	210
Average Assets, year-to-date	$6,447,491,330	174
Average Assets, quarterly	$7,436,108,500	156
Volatile liabilities	$1,046,126,000	112
Insider loans	$17,807,000	327
FHLB advances	$911,492,000	74
Loans and leases held for sale	$139,513,000	88
Unused loan commitments	$1,493,327,000	145
Tier 1 (core) risk-based capital	$689,785,000	163
Tier 2 risk-based capital	$15,686,000	394
Total risk weighted assets	$6,154,224,000	144
Total unused commitments	$1,493,327,000	145
Derivatives	$417,581,000	180
2016-03-31		Rank
# of Employees:	1,335	120
Assets and Liabilities
Total Assets:	$7,419,334,000	157
Cash and due from depository institutions	$110,948,000	120
Interest-bearing balances	$43,779,000	849
Securities	$1,142,011,000	164
Federal funds sold & reverse repurchase agreements	$0	2,601
Net loans & leases	$5,252,341,000	149
Loan loss allowance	$10,231,000	582
Trading account assets	$0	236
Bank premises and fixed assets	$117,454,000	94
Other real estate owned	$18,435,000	120
Goodwill and other intangibles	$379,885,000	71
All other assets	$398,260,000	99
Life insurance assets	$141,170,000	89
Total liabilities and capital	$7,419,334,000	157
Total liabilities	$6,347,923,000	160
Total deposits	$5,356,965,000	161
Interest-bearing deposits	$4,198,584,000	158
Deposits held in domestic offices	$5,356,965,000	160
% insured	82.96%	3,181
Federal funds purchased & repurchase agreements	$21,443,000	464
Trading liabilities	$0	163
Other borrowed funds	$836,432,000	90
Subordinated debt	$7,194,000	82
All other liabilities	$125,889,000	118
Total equity capital	$1,071,411,000	137
Total bank equity capital	$1,071,411,000	137
Perpetual preferred stock	$0	122
Common stock	$10,648,000	379
Surplus	$1,048,247,000	96
Undivided profits	$12,516,000	2,836
Noncontrolling interests in consolidated subsidiaries	$0	134
Memoranda
Noncurrent loans and leases	$42,976,000	157
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$8,251,000	69
Income earned, not collected on loans	$19,812,000	155
Earning assets	$6,438,131,000	159
Long-term assets (5+ years)	$1,680,262,000	196
Average Assets, year-to-date	$5,944,795,500	184
Average Assets, quarterly	$5,944,795,500	184
Volatile liabilities	$977,022,000	108
Insider loans	$17,780,000	327
FHLB advances	$830,736,000	70
Loans and leases held for sale	$53,820,000	133
Unused loan commitments	$1,468,524,000	148
Tier 1 (core) risk-based capital	$669,544,000	163
Tier 2 risk-based capital	$14,365,000	417
Total risk weighted assets	$6,082,408,000	140
Total unused commitments	$1,468,524,000	148
Derivatives	$332,115,000	189
2015-12-31		Rank
# of Employees:	822	168
Assets and Liabilities
Total Assets:	$4,470,257,000	216
Cash and due from depository institutions	$111,913,000	168
Interest-bearing balances	$51,423,000	621
Securities	$727,690,000	231
Federal funds sold & reverse repurchase agreements	$250,000	2,097
Net loans & leases	$3,114,062,000	213
Loan loss allowance	$9,769,000	610
Trading account assets	$0	243
Bank premises and fixed assets	$72,193,000	146
Other real estate owned	$15,346,000	168
Goodwill and other intangibles	$175,242,000	117
All other assets	$253,561,000	150
Life insurance assets	$78,863,000	134
Total liabilities and capital	$4,470,257,000	216
Total liabilities	$3,852,446,000	216
Total deposits	$3,315,362,000	218
Interest-bearing deposits	$2,566,244,000	215
Deposits held in domestic offices	$3,315,362,000	217
% insured	95.35%	447
Federal funds purchased & repurchase agreements	$0	1,962
Trading liabilities	$0	165
Other borrowed funds	$500,194,000	132
Subordinated debt	$7,166,000	79
All other liabilities	$29,724,000	296
Total equity capital	$617,811,000	186
Total bank equity capital	$617,811,000	186
Perpetual preferred stock	$0	135
Common stock	$10,648,000	390
Surplus	$587,215,000	148
Undivided profits	$19,948,000	1,985
Noncontrolling interests in consolidated subsidiaries	$0	136
Memoranda
Noncurrent loans and leases	$32,529,000	188
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	871
Income earned, not collected on loans	$12,692,000	213
Earning assets	$3,893,425,000	218
Long-term assets (5+ years)	$1,065,471,000	269
Average Assets, year-to-date	$4,334,365,200	215
Average Assets, quarterly	$4,413,599,000	216
Volatile liabilities	$562,936,000	165
Insider loans	$5,265,000	1,187
FHLB advances	$494,442,000	107
Loans and leases held for sale	$47,287,000	146
Unused loan commitments	$799,058,000	210
Tier 1 (core) risk-based capital	$434,707,000	224
Tier 2 risk-based capital	$13,238,000	436
Total risk weighted assets	$3,734,699,000	195
Total unused commitments	$799,058,000	210
Derivatives	$257,305,000	203
2015-09-30		Rank
# of Employees:	826	173
Assets and Liabilities
Total Assets:	$4,356,941,000	220
Cash and due from depository institutions	$78,000,000	173
Interest-bearing balances	$23,783,000	1,370
Securities	$752,157,000	225
Federal funds sold & reverse repurchase agreements	$0	2,541
Net loans & leases	$3,008,741,000	215
Loan loss allowance	$9,000,000	677
Trading account assets	$0	246
Bank premises and fixed assets	$74,091,000	142
Other real estate owned	$11,585,000	173
Goodwill and other intangibles	$175,792,000	115
All other assets	$256,575,000	150
Life insurance assets	$78,397,000	131
Total liabilities and capital	$4,356,941,000	220
Total liabilities	$3,743,132,000	221
Total deposits	$3,249,200,000	225
Interest-bearing deposits	$2,516,842,000	223
Deposits held in domestic offices	$3,249,200,000	224
% insured	95.87%	412
Federal funds purchased & repurchase agreements	$0	2,046
Trading liabilities	$0	169
Other borrowed funds	$455,275,000	134
Subordinated debt	$7,139,000	76
All other liabilities	$31,518,000	287
Total equity capital	$613,809,000	186
Total bank equity capital	$613,809,000	186
Perpetual preferred stock	$0	149
Common stock	$10,648,000	406
Surplus	$586,987,000	148
Undivided profits	$16,174,000	2,340
Noncontrolling interests in consolidated subsidiaries	$0	144
Memoranda
Noncurrent loans and leases	$37,133,000	175
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$478,000	401
Income earned, not collected on loans	$12,500,000	218
Earning assets	$3,784,681,000	224
Long-term assets (5+ years)	$974,811,000	289
Average Assets, year-to-date	$4,300,392,250	221
Average Assets, quarterly	$4,339,366,000	220
Volatile liabilities	$574,696,000	149
Insider loans	$6,514,000	960
FHLB advances	$449,468,000	113
Loans and leases held for sale	$37,962,000	168
Unused loan commitments	$779,644,000	214
Tier 1 (core) risk-based capital	$426,966,000	224
Tier 2 risk-based capital	$14,552,000	408
Total risk weighted assets	$3,667,177,000	195
Total unused commitments	$779,644,000	214
Derivatives	$284,706,000	197
2015-06-30		Rank
# of Employees:	834	171
Assets and Liabilities
Total Assets:	$4,321,791,000	223
Cash and due from depository institutions	$123,006,000	171
Interest-bearing balances	$57,836,000	567
Securities	$687,749,000	240
Federal funds sold & reverse repurchase agreements	$200,000	2,219
Net loans & leases	$2,986,035,000	216
Loan loss allowance	$8,358,000	764
Trading account assets	$0	255
Bank premises and fixed assets	$75,897,000	137
Other real estate owned	$13,243,000	171
Goodwill and other intangibles	$175,825,000	116
All other assets	$259,836,000	148
Life insurance assets	$77,927,000	129
Total liabilities and capital	$4,321,791,000	223
Total liabilities	$3,717,365,000	224
Total deposits	$3,245,967,000	224
Interest-bearing deposits	$2,545,442,000	220
Deposits held in domestic offices	$3,245,967,000	224
% insured	96.04%	426
Federal funds purchased & repurchase agreements	$0	2,081
Trading liabilities	$0	167
Other borrowed funds	$432,867,000	139
Subordinated debt	$7,112,000	78
All other liabilities	$31,419,000	279
Total equity capital	$604,426,000	191
Total bank equity capital	$604,426,000	191
Perpetual preferred stock	$0	164
Common stock	$10,648,000	410
Surplus	$586,751,000	149
Undivided profits	$7,027,000	3,725
Noncontrolling interests in consolidated subsidiaries	$0	143
Memoranda
Noncurrent loans and leases	$32,492,000	202
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$767,000	318
Income earned, not collected on loans	$12,207,000	218
Earning assets	$3,731,820,000	228
Long-term assets (5+ years)	$928,315,000	295
Average Assets, year-to-date	$4,281,542,670	222
Average Assets, quarterly	$4,291,827,000	224
Volatile liabilities	$534,323,000	168
Insider loans	$7,357,000	852
FHLB advances	$427,006,000	121
Loans and leases held for sale	$38,622,000	187
Unused loan commitments	$740,734,000	215
Tier 1 (core) risk-based capital	$413,999,000	229
Tier 2 risk-based capital	$14,070,000	413
Total risk weighted assets	$3,598,442,000	199
Total unused commitments	$740,734,000	215
Derivatives	$269,077,000	207
2015-03-31		Rank
# of Employees:	849	164
Assets and Liabilities
Total Assets:	$4,261,863,000	222
Cash and due from depository institutions	$108,499,000	164
Interest-bearing balances	$53,628,000	704
Securities	$696,662,000	240
Federal funds sold & reverse repurchase agreements	$250,000	2,424
Net loans & leases	$2,937,897,000	215
Loan loss allowance	$8,284,000	767
Trading account assets	$0	251
Bank premises and fixed assets	$76,960,000	139
Other real estate owned	$12,003,000	164
Goodwill and other intangibles	$174,578,000	115
All other assets	$255,014,000	147
Life insurance assets	$77,462,000	127
Total liabilities and capital	$4,261,863,000	222
Total liabilities	$3,636,124,000	225
Total deposits	$3,209,738,000	223
Interest-bearing deposits	$2,553,842,000	213
Deposits held in domestic offices	$3,209,738,000	222
% insured	96.31%	383
Federal funds purchased & repurchase agreements	$0	1,864
Trading liabilities	$0	165
Other borrowed funds	$392,982,000	133
Subordinated debt	$7,086,000	78
All other liabilities	$26,318,000	316
Total equity capital	$625,739,000	182
Total bank equity capital	$625,739,000	182
Perpetual preferred stock	$0	175
Common stock	$10,648,000	417
Surplus	$586,688,000	148
Undivided profits	$28,403,000	1,438
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$37,629,000	183
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	945
Income earned, not collected on loans	$11,959,000	219
Earning assets	$3,688,437,000	224
Long-term assets (5+ years)	$917,366,000	291
Average Assets, year-to-date	$4,261,418,500	219
Average Assets, quarterly	$4,261,418,500	219
Volatile liabilities	$510,096,000	159
Insider loans	$9,151,000	689
FHLB advances	$387,065,000	113
Loans and leases held for sale	$32,322,000	194
Unused loan commitments	$693,552,000	217
Tier 1 (core) risk-based capital	$428,530,000	219
Tier 2 risk-based capital	$13,019,000	430
Total risk weighted assets	$3,579,077,000	193
Total unused commitments	$693,552,000	217
Derivatives	$282,993,000	198
2014-12-31		Rank
# of Employees:	1,107	139
Assets and Liabilities
Total Assets:	$4,260,974,000	218
Cash and due from depository institutions	$132,359,000	139
Interest-bearing balances	$67,466,000	490
Securities	$710,473,000	233
Federal funds sold & reverse repurchase agreements	$505,000	2,002
Net loans & leases	$2,910,654,000	215
Loan loss allowance	$7,817,000	820
Trading account assets	$0	249
Bank premises and fixed assets	$78,600,000	135
Other real estate owned	$12,467,000	139
Goodwill and other intangibles	$174,968,000	113
All other assets	$240,948,000	150
Life insurance assets	$76,990,000	124
Total liabilities and capital	$4,260,974,000	218
Total liabilities	$3,646,736,000	221
Total deposits	$3,250,190,000	221
Interest-bearing deposits	$2,566,978,000	209
Deposits held in domestic offices	$3,250,190,000	220
% insured	95.45%	547
Federal funds purchased & repurchase agreements	$0	2,134
Trading liabilities	$0	167
Other borrowed funds	$362,101,000	146
Subordinated debt	$7,060,000	79
All other liabilities	$27,385,000	297
Total equity capital	$614,238,000	181
Total bank equity capital	$614,238,000	180
Perpetual preferred stock	$0	187
Common stock	$10,648,000	426
Surplus	$586,619,000	146
Undivided profits	$16,971,000	2,196
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$26,759,000	248
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	938
Income earned, not collected on loans	$12,082,000	215
Earning assets	$3,689,098,000	221
Long-term assets (5+ years)	$774,733,000	327
Average Assets, year-to-date	$2,775,081,000	280
Average Assets, quarterly	$4,221,082,000	217
Volatile liabilities	$561,939,000	149
Insider loans	$9,400,000	662
FHLB advances	$355,151,000	125
Loans and leases held for sale	$20,205,000	221
Unused loan commitments	$658,925,000	218
Tier 1 (core) risk-based capital	$407,300,000	221
Tier 2 risk-based capital	$12,575,000	441
Total risk weighted assets	$3,445,919,000	190
Total unused commitments	$658,925,000	218
Derivatives	$295,350,000	175
2014-09-30		Rank
# of Employees:	892	162
Assets and Liabilities
Total Assets:	$4,181,190,000	217
Cash and due from depository institutions	$91,558,000	162
Interest-bearing balances	$32,231,000	1,038
Securities	$733,152,000	224
Federal funds sold & reverse repurchase agreements	$15,000	2,682
Net loans & leases	$2,846,638,000	212
Loan loss allowance	$7,641,000	857
Trading account assets	$0	245
Bank premises and fixed assets	$79,646,000	132
Other real estate owned	$10,654,000	162
Goodwill and other intangibles	$174,450,000	112
All other assets	$245,077,000	146
Life insurance assets	$76,500,000	117
Total liabilities and capital	$4,181,190,000	217
Total liabilities	$3,574,100,000	219
Total deposits	$3,186,473,000	217
Interest-bearing deposits	$2,527,385,000	208
Deposits held in domestic offices	$3,186,473,000	216
% insured	87.39%	2,683
Federal funds purchased & repurchase agreements	$0	2,181
Trading liabilities	$0	165
Other borrowed funds	$357,293,000	135
Subordinated debt	$7,035,000	81
All other liabilities	$23,299,000	316
Total equity capital	$607,090,000	180
Total bank equity capital	$607,090,000	179
Perpetual preferred stock	$0	194
Common stock	$10,648,000	430
Surplus	$587,623,000	145
Undivided profits	$8,819,000	3,348
Noncontrolling interests in consolidated subsidiaries	$0	153
Memoranda
Noncurrent loans and leases	$25,533,000	270
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,893,000	168
Income earned, not collected on loans	$11,197,000	230
Earning assets	$3,612,036,000	219
Long-term assets (5+ years)	$782,896,000	323
Average Assets, year-to-date	$2,403,607,750	312
Average Assets, quarterly	$3,000,508,500	271
Volatile liabilities	$390,821,000	193
Insider loans	$9,411,000	670
FHLB advances	$351,268,000	120
Loans and leases held for sale	$26,853,000	186
Unused loan commitments	$677,538,000	210
Tier 1 (core) risk-based capital	$395,319,000	225
Tier 2 risk-based capital	$13,996,000	398
Total risk weighted assets	$3,336,462,000	190
Total unused commitments	$677,538,000	210
Derivatives	$324,193,000	169
2014-06-30		Rank
# of Employees:	493	291
Assets and Liabilities
Total Assets:	$1,819,827,000	398
Cash and due from depository institutions	$36,126,000	291
Interest-bearing balances	$3,957,000	4,261
Securities	$258,007,000	592
Federal funds sold & reverse repurchase agreements	$15,000	2,784
Net loans & leases	$1,419,115,000	340
Loan loss allowance	$16,449,000	409
Trading account assets	$0	246
Bank premises and fixed assets	$39,099,000	264
Other real estate owned	$2,271,000	291
Goodwill and other intangibles	$6,436,000	621
All other assets	$58,758,000	411
Life insurance assets	$27,306,000	310
Total liabilities and capital	$1,819,827,000	398
Total liabilities	$1,593,299,000	400
Total deposits	$1,509,877,000	386
Interest-bearing deposits	$1,212,720,000	379
Deposits held in domestic offices	$1,509,877,000	385
% insured	84.95%	3,483
Federal funds purchased & repurchase agreements	$25,879,000	449
Trading liabilities	$0	168
Other borrowed funds	$50,135,000	596
Subordinated debt	$0	135
All other liabilities	$7,408,000	745
Total equity capital	$226,528,000	364
Total bank equity capital	$226,528,000	363
Perpetual preferred stock	$0	199
Common stock	$10,648,000	432
Surplus	$231,364,000	242
Undivided profits	$-15,484,000	6,482
Noncontrolling interests in consolidated subsidiaries	$0	158
Memoranda
Noncurrent loans and leases	$18,982,000	374
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	990
Income earned, not collected on loans	$5,877,000	394
Earning assets	$1,681,094,000	389
Long-term assets (5+ years)	$424,483,000	573
Average Assets, year-to-date	$1,811,080,330	395
Average Assets, quarterly	$1,815,083,500	396
Volatile liabilities	$90,275,000	594
Insider loans	$15,322,000	355
FHLB advances	$47,877,000	584
Loans and leases held for sale	$15,696,000	246
Unused loan commitments	$331,050,000	348
Tier 1 (core) risk-based capital	$215,674,000	354
Tier 2 risk-based capital	$16,559,000	359
Total risk weighted assets	$1,564,385,000	337
Total unused commitments	$331,050,000	348
Derivatives	$65,666,000	331
2014-03-31		Rank
# of Employees:	494	290
Assets and Liabilities
Total Assets:	$1,810,340,000	395
Cash and due from depository institutions	$61,505,000	290
Interest-bearing balances	$29,249,000	1,299
Securities	$265,954,000	580
Federal funds sold & reverse repurchase agreements	$15,000	3,052
Net loans & leases	$1,373,138,000	343
Loan loss allowance	$16,522,000	408
Trading account assets	$0	247
Bank premises and fixed assets	$39,356,000	255
Other real estate owned	$2,828,000	290
Goodwill and other intangibles	$6,600,000	615
All other assets	$60,944,000	394
Life insurance assets	$27,169,000	312
Total liabilities and capital	$1,810,340,000	395
Total liabilities	$1,589,768,000	394
Total deposits	$1,526,652,000	383
Interest-bearing deposits	$1,237,888,000	373
Deposits held in domestic offices	$1,526,652,000	382
% insured	85.04%	3,544
Federal funds purchased & repurchase agreements	$29,083,000	420
Trading liabilities	$0	165
Other borrowed funds	$28,152,000	832
Subordinated debt	$0	134
All other liabilities	$5,881,000	882
Total equity capital	$220,572,000	367
Total bank equity capital	$220,572,000	365
Perpetual preferred stock	$0	201
Common stock	$10,648,000	436
Surplus	$231,263,000	237
Undivided profits	$-21,339,000	6,599
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$15,082,000	494
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	998
Income earned, not collected on loans	$5,915,000	386
Earning assets	$1,668,356,000	388
Long-term assets (5+ years)	$408,395,000	583
Average Assets, year-to-date	$1,806,707,000	395
Average Assets, quarterly	$1,806,707,000	395
Volatile liabilities	$91,270,000	545
Insider loans	$16,268,000	336
FHLB advances	$25,882,000	840
Loans and leases held for sale	$6,962,000	324
Unused loan commitments	$321,499,000	359
Tier 1 (core) risk-based capital	$209,003,000	361
Tier 2 risk-based capital	$16,632,000	350
Total risk weighted assets	$1,522,161,000	339
Total unused commitments	$321,499,000	359
Derivatives	$60,616,000	324
2013-12-31		Rank
# of Employees:	489	291
Assets and Liabilities
Total Assets:	$1,803,095,000	397
Cash and due from depository institutions	$40,987,000	291
Interest-bearing balances	$8,759,000	3,017
Securities	$287,771,000	531
Federal funds sold & reverse repurchase agreements	$10,000	2,913
Net loans & leases	$1,359,595,000	342
Loan loss allowance	$18,063,000	381
Trading account assets	$0	247
Bank premises and fixed assets	$39,650,000	253
Other real estate owned	$3,267,000	291
Goodwill and other intangibles	$6,509,000	616
All other assets	$65,306,000	381
Life insurance assets	$27,032,000	312
Total liabilities and capital	$1,803,095,000	397
Total liabilities	$1,587,512,000	393
Total deposits	$1,520,312,000	382
Interest-bearing deposits	$1,250,827,000	369
Deposits held in domestic offices	$1,520,312,000	382
% insured	85.61%	3,393
Federal funds purchased & repurchase agreements	$28,260,000	441
Trading liabilities	$0	167
Other borrowed funds	$28,168,000	869
Subordinated debt	$0	136
All other liabilities	$10,772,000	570
Total equity capital	$215,583,000	370
Total bank equity capital	$215,583,000	368
Perpetual preferred stock	$0	206
Common stock	$10,648,000	439
Surplus	$231,149,000	235
Undivided profits	$-26,214,000	6,696
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$15,393,000	522
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	991
Income earned, not collected on loans	$6,219,000	374
Earning assets	$1,656,135,000	389
Long-term assets (5+ years)	$409,613,000	580
Average Assets, year-to-date	$1,836,126,000	377
Average Assets, quarterly	$1,807,034,000	389
Volatile liabilities	$123,087,000	431
Insider loans	$15,960,000	338
FHLB advances	$25,887,000	881
Loans and leases held for sale	$18,913,000	195
Unused loan commitments	$309,797,000	356
Tier 1 (core) risk-based capital	$200,892,000	371
Tier 2 risk-based capital	$18,179,000	324
Total risk weighted assets	$1,520,435,000	333
Total unused commitments	$309,797,000	356
Derivatives	$47,105,000	344
2013-09-30		Rank
# of Employees:	495	289
Assets and Liabilities
Total Assets:	$1,810,973,000	390
Cash and due from depository institutions	$39,117,000	289
Interest-bearing balances	$6,695,000	3,543
Securities	$327,585,000	472
Federal funds sold & reverse repurchase agreements	$15,000	2,915
Net loans & leases	$1,325,054,000	343
Loan loss allowance	$21,014,000	358
Trading account assets	$0	248
Bank premises and fixed assets	$40,353,000	248
Other real estate owned	$2,989,000	289
Goodwill and other intangibles	$6,514,000	611
All other assets	$69,346,000	363
Life insurance assets	$26,888,000	313
Total liabilities and capital	$1,810,973,000	390
Total liabilities	$1,601,517,000	391
Total deposits	$1,493,738,000	379
Interest-bearing deposits	$1,224,385,000	378
Deposits held in domestic offices	$1,493,738,000	378
% insured	86.31%	3,422
Federal funds purchased & repurchase agreements	$30,129,000	423
Trading liabilities	$0	163
Other borrowed funds	$68,184,000	438
Subordinated debt	$0	150
All other liabilities	$9,466,000	648
Total equity capital	$209,456,000	379
Total bank equity capital	$209,456,000	379
Perpetual preferred stock	$0	217
Common stock	$10,648,000	444
Surplus	$231,024,000	234
Undivided profits	$-32,216,000	6,790
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$17,874,000	502
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$6,339,000	384
Earning assets	$1,659,349,000	385
Long-term assets (5+ years)	$407,976,000	575
Average Assets, year-to-date	$1,844,383,750	379
Average Assets, quarterly	$1,805,533,000	386
Volatile liabilities	$93,305,000	555
Insider loans	$16,358,000	316
FHLB advances	$65,892,000	405
Loans and leases held for sale	$12,632,000	268
Unused loan commitments	$307,197,000	359
Tier 1 (core) risk-based capital	$193,158,000	382
Tier 2 risk-based capital	$18,723,000	312
Total risk weighted assets	$1,495,380,000	336
Total unused commitments	$307,197,000	359
Derivatives	$65,355,000	309
2013-06-30		Rank
# of Employees:	489	298
Assets and Liabilities
Total Assets:	$1,800,093,000	385
Cash and due from depository institutions	$32,763,000	298
Interest-bearing balances	$4,653,000	4,310
Securities	$330,289,000	462
Federal funds sold & reverse repurchase agreements	$50,000	2,949
Net loans & leases	$1,314,383,000	340
Loan loss allowance	$22,924,000	329
Trading account assets	$0	250
Bank premises and fixed assets	$41,652,000	241
Other real estate owned	$3,812,000	298
Goodwill and other intangibles	$6,126,000	629
All other assets	$71,018,000	362
Life insurance assets	$26,736,000	314
Total liabilities and capital	$1,800,093,000	385
Total liabilities	$1,595,247,000	390
Total deposits	$1,526,120,000	371
Interest-bearing deposits	$1,270,479,000	362
Deposits held in domestic offices	$1,526,120,000	370
% insured	86.69%	3,427
Federal funds purchased & repurchase agreements	$30,947,000	411
Trading liabilities	$0	154
Other borrowed funds	$28,200,000	857
Subordinated debt	$0	152
All other liabilities	$9,980,000	625
Total equity capital	$204,846,000	378
Total bank equity capital	$204,846,000	378
Perpetual preferred stock	$0	228
Common stock	$10,648,000	445
Surplus	$230,899,000	231
Undivided profits	$-36,701,000	6,850
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$19,698,000	484
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$6,546,000	359
Earning assets	$1,649,375,000	381
Long-term assets (5+ years)	$388,229,000	589
Average Assets, year-to-date	$1,855,520,670	376
Average Assets, quarterly	$1,822,240,000	379
Volatile liabilities	$95,741,000	530
Insider loans	$16,712,000	309
FHLB advances	$25,897,000	853
Loans and leases held for sale	$22,546,000	255
Unused loan commitments	$301,701,000	352
Tier 1 (core) risk-based capital	$185,183,000	387
Tier 2 risk-based capital	$18,592,000	311
Total risk weighted assets	$1,482,899,000	331
Total unused commitments	$301,701,000	352
Derivatives	$89,238,000	302
2013-03-31		Rank
# of Employees:	485	295
Assets and Liabilities
Total Assets:	$1,844,387,000	380
Cash and due from depository institutions	$42,658,000	295
Interest-bearing balances	$20,447,000	2,122
Securities	$380,775,000	404
Federal funds sold & reverse repurchase agreements	$50,000	3,297
Net loans & leases	$1,298,233,000	340
Loan loss allowance	$24,492,000	322
Trading account assets	$0	242
Bank premises and fixed assets	$41,716,000	237
Other real estate owned	$5,449,000	295
Goodwill and other intangibles	$5,520,000	671
All other assets	$69,986,000	364
Life insurance assets	$26,587,000	304
Total liabilities and capital	$1,844,387,000	380
Total liabilities	$1,640,098,000	381
Total deposits	$1,565,689,000	369
Interest-bearing deposits	$1,304,271,000	358
Deposits held in domestic offices	$1,565,689,000	367
% insured	86.60%	3,493
Federal funds purchased & repurchase agreements	$38,213,000	357
Trading liabilities	$0	154
Other borrowed funds	$28,216,000	811
Subordinated debt	$0	155
All other liabilities	$7,980,000	725
Total equity capital	$204,289,000	382
Total bank equity capital	$204,289,000	382
Perpetual preferred stock	$0	239
Common stock	$10,648,000	451
Surplus	$230,775,000	233
Undivided profits	$-37,134,000	6,931
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$23,712,000	443
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$6,502,000	363
Earning assets	$1,699,505,000	376
Long-term assets (5+ years)	$401,879,000	553
Average Assets, year-to-date	$1,883,234,500	375
Average Assets, quarterly	$1,883,234,500	375
Volatile liabilities	$109,162,000	445
Insider loans	$15,594,000	334
FHLB advances	$25,902,000	804
Loans and leases held for sale	$18,461,000	285
Unused loan commitments	$299,221,000	349
Tier 1 (core) risk-based capital	$180,528,000	393
Tier 2 risk-based capital	$18,524,000	313
Total risk weighted assets	$1,475,761,000	330
Total unused commitments	$299,221,000	349
Derivatives	$105,472,000	278
2012-12-31		Rank
# of Employees:	474	299
Assets and Liabilities
Total Assets:	$1,922,082,000	372
Cash and due from depository institutions	$138,349,000	299
Interest-bearing balances	$102,221,000	403
Securities	$343,066,000	451
Federal funds sold & reverse repurchase agreements	$50,000	3,175
Net loans & leases	$1,312,033,000	335
Loan loss allowance	$25,149,000	320
Trading account assets	$0	243
Bank premises and fixed assets	$41,072,000	241
Other real estate owned	$8,738,000	299
Goodwill and other intangibles	$5,178,000	705
All other assets	$73,596,000	352
Life insurance assets	$26,433,000	302
Total liabilities and capital	$1,922,082,000	372
Total liabilities	$1,722,402,000	370
Total deposits	$1,636,873,000	362
Interest-bearing deposits	$1,357,766,000	339
Deposits held in domestic offices	$1,636,873,000	360
% insured	88.29%	3,977
Federal funds purchased & repurchase agreements	$44,192,000	335
Trading liabilities	$0	152
Other borrowed funds	$28,232,000	855
Subordinated debt	$0	159
All other liabilities	$13,105,000	504
Total equity capital	$199,680,000	390
Total bank equity capital	$199,680,000	390
Perpetual preferred stock	$0	246
Common stock	$10,648,000	450
Surplus	$230,647,000	235
Undivided profits	$-41,615,000	7,005
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$22,816,000	468
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$6,376,000	370
Earning assets	$1,757,370,000	362
Long-term assets (5+ years)	$317,604,000	664
Average Assets, year-to-date	$1,949,729,000	360
Average Assets, quarterly	$1,920,122,500	372
Volatile liabilities	$117,586,000	449
Insider loans	$15,550,000	332
FHLB advances	$25,907,000	846
Loans and leases held for sale	$27,679,000	276
Unused loan commitments	$272,857,000	354
Tier 1 (core) risk-based capital	$171,505,000	409
Tier 2 risk-based capital	$18,356,000	311
Total risk weighted assets	$1,461,540,000	325
Total unused commitments	$272,857,000	354
Derivatives	$122,807,000	258
2012-09-30		Rank
# of Employees:	432	326
Assets and Liabilities
Total Assets:	$1,918,163,000	370
Cash and due from depository institutions	$123,175,000	326
Interest-bearing balances	$97,123,000	403
Securities	$310,378,000	502
Federal funds sold & reverse repurchase agreements	$50,000	3,270
Net loans & leases	$1,356,403,000	326
Loan loss allowance	$27,231,000	308
Trading account assets	$0	231
Bank premises and fixed assets	$40,660,000	238
Other real estate owned	$22,294,000	326
Goodwill and other intangibles	$4,949,000	725
All other assets	$60,254,000	413
Life insurance assets	$26,274,000	299
Total liabilities and capital	$1,918,163,000	370
Total liabilities	$1,731,389,000	365
Total deposits	$1,653,279,000	347
Interest-bearing deposits	$1,395,058,000	328
Deposits held in domestic offices	$1,653,279,000	346
% insured	88.40%	4,168
Federal funds purchased & repurchase agreements	$41,357,000	351
Trading liabilities	$0	150
Other borrowed funds	$28,247,000	871
Subordinated debt	$0	163
All other liabilities	$8,506,000	743
Total equity capital	$186,774,000	411
Total bank equity capital	$186,774,000	411
Perpetual preferred stock	$0	250
Common stock	$10,648,000	459
Surplus	$193,521,000	252
Undivided profits	$-17,395,000	6,996
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$57,053,000	231
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$6,229,000	406
Earning assets	$1,763,954,000	359
Long-term assets (5+ years)	$303,157,000	690
Average Assets, year-to-date	$1,956,640,750	361
Average Assets, quarterly	$1,930,623,000	370
Volatile liabilities	$121,973,000	439
Insider loans	$15,860,000	320
FHLB advances	$25,912,000	871
Loans and leases held for sale	$24,766,000	279
Unused loan commitments	$266,768,000	367
Tier 1 (core) risk-based capital	$167,955,000	415
Tier 2 risk-based capital	$18,883,000	305
Total risk weighted assets	$1,502,345,000	319
Total unused commitments	$266,768,000	367
Derivatives	$153,275,000	253
2012-06-30		Rank
# of Employees:	479	293
Assets and Liabilities
Total Assets:	$1,943,083,000	367
Cash and due from depository institutions	$101,541,000	293
Interest-bearing balances	$75,895,000	518
Securities	$339,406,000	451
Federal funds sold & reverse repurchase agreements	$50,000	3,394
Net loans & leases	$1,368,450,000	323
Loan loss allowance	$28,798,000	296
Trading account assets	$0	211
Bank premises and fixed assets	$42,725,000	232
Other real estate owned	$25,573,000	293
Goodwill and other intangibles	$5,068,000	713
All other assets	$60,270,000	404
Life insurance assets	$26,114,000	297
Total liabilities and capital	$1,943,084,000	367
Total liabilities	$1,757,803,000	358
Total deposits	$1,685,401,000	334
Interest-bearing deposits	$1,434,393,000	320
Deposits held in domestic offices	$1,685,401,000	333
% insured	86.86%	4,760
Federal funds purchased & repurchase agreements	$37,371,000	376
Trading liabilities	$0	130
Other borrowed funds	$29,262,000	867
Subordinated debt	$0	180
All other liabilities	$5,769,000	943
Total equity capital	$185,281,000	409
Total bank equity capital	$185,281,000	408
Perpetual preferred stock	$0	254
Common stock	$10,648,000	465
Surplus	$193,391,000	253
Undivided profits	$-18,758,000	7,066
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$63,305,000	220
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$6,512,000	366
Earning assets	$1,783,801,000	354
Long-term assets (5+ years)	$304,196,000	670
Average Assets, year-to-date	$1,969,466,670	360
Average Assets, quarterly	$1,958,724,500	364
Volatile liabilities	$119,855,000	445
Insider loans	$16,031,000	311
FHLB advances	$26,917,000	868
Loans and leases held for sale	$24,867,000	231
Unused loan commitments	$268,321,000	363
Tier 1 (core) risk-based capital	$165,645,000	417
Tier 2 risk-based capital	$19,124,000	302
Total risk weighted assets	$1,520,447,000	319
Total unused commitments	$268,321,000	363
Derivatives	$133,799,000	256
2012-03-31		Rank
# of Employees:	462	301
Assets and Liabilities
Total Assets:	$1,974,366,000	366
Cash and due from depository institutions	$103,925,000	301
Interest-bearing balances	$67,443,000	656
Securities	$360,474,000	422
Federal funds sold & reverse repurchase agreements	$50,000	3,625
Net loans & leases	$1,378,360,000	316
Loan loss allowance	$30,062,000	293
Trading account assets	$0	215
Bank premises and fixed assets	$41,376,000	235
Other real estate owned	$28,752,000	301
Goodwill and other intangibles	$5,606,000	670
All other assets	$55,823,000	428
Life insurance assets	$26,091,000	289
Total liabilities and capital	$1,974,366,000	366
Total liabilities	$1,800,991,000	355
Total deposits	$1,717,629,000	330
Interest-bearing deposits	$1,475,403,000	311
Deposits held in domestic offices	$1,717,629,000	329
% insured	87.22%	4,653
Federal funds purchased & repurchase agreements	$43,782,000	347
Trading liabilities	$0	123
Other borrowed funds	$29,281,000	887
Subordinated debt	$0	185
All other liabilities	$10,299,000	586
Total equity capital	$173,375,000	434
Total bank equity capital	$173,375,000	434
Perpetual preferred stock	$0	259
Common stock	$10,648,000	465
Surplus	$193,263,000	243
Undivided profits	$-30,536,000	7,197
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$66,088,000	234
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$6,932,000	348
Earning assets	$1,806,327,000	349
Long-term assets (5+ years)	$318,261,000	630
Average Assets, year-to-date	$1,982,658,500	359
Average Assets, quarterly	$1,982,658,500	359
Volatile liabilities	$126,771,000	429
Insider loans	$16,350,000	305
FHLB advances	$26,926,000	886
Loans and leases held for sale	$20,548,000	256
Unused loan commitments	$266,422,000	356
Tier 1 (core) risk-based capital	$162,641,000	418
Tier 2 risk-based capital	$19,289,000	294
Total risk weighted assets	$1,532,356,000	312
Total unused commitments	$266,422,000	356
Derivatives	$83,423,000	293
2011-12-31		Rank
# of Employees:	456	298
Assets and Liabilities
Total Assets:	$1,990,951,000	360
Cash and due from depository institutions	$92,921,000	298
Interest-bearing balances	$52,128,000	759
Securities	$330,368,000	449
Federal funds sold & reverse repurchase agreements	$0	3,658
Net loans & leases	$1,437,610,000	312
Loan loss allowance	$32,847,000	269
Trading account assets	$0	205
Bank premises and fixed assets	$43,465,000	222
Other real estate owned	$24,966,000	298
Goodwill and other intangibles	$5,604,000	670
All other assets	$56,017,000	438
Life insurance assets	$25,934,000	288
Total liabilities and capital	$1,990,951,000	360
Total liabilities	$1,821,298,000	349
Total deposits	$1,738,138,000	318
Interest-bearing deposits	$1,508,243,000	304
Deposits held in domestic offices	$1,738,138,000	318
% insured	87.49%	4,656
Federal funds purchased & repurchase agreements	$42,864,000	367
Trading liabilities	$0	115
Other borrowed funds	$30,031,000	924
Subordinated debt	$0	193
All other liabilities	$10,265,000	597
Total equity capital	$169,653,000	435
Total bank equity capital	$169,653,000	435
Perpetual preferred stock	$0	263
Common stock	$10,648,000	463
Surplus	$193,227,000	245
Undivided profits	$-34,222,000	7,253
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$70,069,000	229
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$6,745,000	368
Earning assets	$1,820,106,000	350
Long-term assets (5+ years)	$316,115,000	506
Average Assets, year-to-date	$2,128,142,600	323
Average Assets, quarterly	$2,017,933,000	349
Volatile liabilities	$129,340,000	463
Insider loans	$15,784,000	331
FHLB advances	$26,981,000	937
Loans and leases held for sale	$19,534,000	241
Unused loan commitments	$261,758,000	354
Tier 1 (core) risk-based capital	$161,790,000	414
Tier 2 risk-based capital	$19,939,000	290
Total risk weighted assets	$1,582,244,000	305
Total unused commitments	$261,758,000	354
Derivatives	$70,047,000	256
2011-09-30		Rank
# of Employees:	402	340
Assets and Liabilities
Total Assets:	$2,044,915,000	344
Cash and due from depository institutions	$168,917,000	340
Interest-bearing balances	$136,602,000	308
Securities	$293,009,000	504
Federal funds sold & reverse repurchase agreements	$0	3,873
Net loans & leases	$1,453,723,000	304
Loan loss allowance	$33,673,000	273
Trading account assets	$0	209
Bank premises and fixed assets	$43,404,000	223
Other real estate owned	$21,307,000	340
Goodwill and other intangibles	$6,031,000	647
All other assets	$58,524,000	424
Life insurance assets	$25,768,000	283
Total liabilities and capital	$2,044,915,000	344
Total liabilities	$1,878,421,000	331
Total deposits	$1,791,142,000	303
Interest-bearing deposits	$1,556,292,000	293
Deposits held in domestic offices	$1,791,142,000	302
% insured	85.44%	5,350
Federal funds purchased & repurchase agreements	$45,687,000	352
Trading liabilities	$0	112
Other borrowed funds	$29,995,000	958
Subordinated debt	$0	206
All other liabilities	$11,597,000	541
Total equity capital	$166,494,000	453
Total bank equity capital	$166,494,000	453
Perpetual preferred stock	$0	266
Common stock	$10,648,000	467
Surplus	$193,161,000	249
Undivided profits	$-37,315,000	7,336
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$70,147,000	247
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$6,447,000	391
Earning assets	$1,883,334,000	331
Long-term assets (5+ years)	$298,033,000	521
Average Assets, year-to-date	$2,162,440,500	323
Average Assets, quarterly	$2,061,797,000	337
Volatile liabilities	$129,793,000	468
Insider loans	$16,316,000	326
FHLB advances	$26,989,000	949
Loans and leases held for sale	$13,801,000	257
Unused loan commitments	$282,553,000	332
Tier 1 (core) risk-based capital	$154,944,000	433
Tier 2 risk-based capital	$20,089,000	293
Total risk weighted assets	$1,593,499,000	297
Total unused commitments	$282,553,000	332
Derivatives	$89,370,000	245
2011-06-30		Rank
# of Employees:	562	246
Assets and Liabilities
Total Assets:	$2,078,679,000	338
Cash and due from depository institutions	$129,170,000	246
Interest-bearing balances	$99,158,000	388
Securities	$317,392,000	457
Federal funds sold & reverse repurchase agreements	$0	3,997
Net loans & leases	$1,496,349,000	301
Loan loss allowance	$35,652,000	270
Trading account assets	$0	213
Bank premises and fixed assets	$43,428,000	218
Other real estate owned	$22,046,000	246
Goodwill and other intangibles	$6,496,000	634
All other assets	$63,798,000	401
Life insurance assets	$25,602,000	282
Total liabilities and capital	$2,078,679,000	338
Total liabilities	$1,917,189,000	330
Total deposits	$1,832,754,000	299
Interest-bearing deposits	$1,603,796,000	284
Deposits held in domestic offices	$1,832,754,000	298
% insured	82.84%	5,947
Federal funds purchased & repurchase agreements	$40,710,000	400
Trading liabilities	$0	112
Other borrowed funds	$30,203,000	971
Subordinated debt	$0	212
All other liabilities	$13,522,000	460
Total equity capital	$161,490,000	461
Total bank equity capital	$161,490,000	461
Perpetual preferred stock	$0	222
Common stock	$10,648,000	478
Surplus	$193,107,000	255
Undivided profits	$-42,265,000	7,417
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$68,898,000	265
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$7,066,000	353
Earning assets	$1,912,899,000	327
Long-term assets (5+ years)	$375,146,000	396
Average Assets, year-to-date	$2,201,615,670	322
Average Assets, quarterly	$2,153,593,500	329
Volatile liabilities	$127,925,000	495
Insider loans	$16,779,000	315
FHLB advances	$26,997,000	997
Loans and leases held for sale	$27,737,000	140
Unused loan commitments	$294,284,000	317
Tier 1 (core) risk-based capital	$154,111,000	434
Tier 2 risk-based capital	$20,606,000	294
Total risk weighted assets	$1,633,510,000	297
Total unused commitments	$294,284,000	318
Derivatives	$90,692,000	212
2011-03-31		Rank
# of Employees:	590	232
Assets and Liabilities
Total Assets:	$2,228,508,000	323
Cash and due from depository institutions	$219,573,000	232
Interest-bearing balances	$188,003,000	226
Securities	$301,456,000	476
Federal funds sold & reverse repurchase agreements	$50,000	4,195
Net loans & leases	$1,549,686,000	287
Loan loss allowance	$35,860,000	279
Trading account assets	$0	208
Bank premises and fixed assets	$45,378,000	209
Other real estate owned	$27,461,000	232
Goodwill and other intangibles	$11,766,000	459
All other assets	$73,138,000	363
Life insurance assets	$25,441,000	278
Total liabilities and capital	$2,228,508,000	323
Total liabilities	$2,048,919,000	314
Total deposits	$1,960,345,000	285
Interest-bearing deposits	$1,737,888,000	269
Deposits held in domestic offices	$1,960,345,000	283
% insured	83.42%	5,914
Federal funds purchased & repurchase agreements	$41,539,000	388
Trading liabilities	$0	108
Other borrowed funds	$35,318,000	869
Subordinated debt	$0	214
All other liabilities	$11,717,000	517
Total equity capital	$179,589,000	401
Total bank equity capital	$179,589,000	401
Perpetual preferred stock	$0	224
Common stock	$10,648,000	480
Surplus	$193,054,000	257
Undivided profits	$-24,113,000	7,412
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$71,368,000	269
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$7,515,000	344
Earning assets	$2,039,195,000	310
Long-term assets (5+ years)	$342,113,000	435
Average Assets, year-to-date	$2,263,084,000	319
Average Assets, quarterly	$2,263,084,000	319
Volatile liabilities	$137,371,000	481
Insider loans	$17,241,000	312
FHLB advances	$32,005,000	875
Loans and leases held for sale	$32,880,000	109
Unused loan commitments	$279,459,000	334
Tier 1 (core) risk-based capital	$158,535,000	414
Tier 2 risk-based capital	$21,293,000	286
Total risk weighted assets	$1,689,122,000	288
Total unused commitments	$279,459,000	334
Derivatives	$263,900,000	134
2010-12-31		Rank
# of Employees:	603	228
Assets and Liabilities
Total Assets:	$2,297,660,000	314
Cash and due from depository institutions	$229,759,000	228
Interest-bearing balances	$197,782,000	209
Securities	$297,923,000	473
Federal funds sold & reverse repurchase agreements	$31,000	4,165
Net loans & leases	$1,613,217,000	284
Loan loss allowance	$37,752,000	268
Trading account assets	$0	207
Bank premises and fixed assets	$45,004,000	211
Other real estate owned	$25,582,000	228
Goodwill and other intangibles	$11,995,000	459
All other assets	$74,149,000	360
Life insurance assets	$25,278,000	278
Total liabilities and capital	$2,297,660,000	314
Total liabilities	$2,118,001,000	306
Total deposits	$2,021,255,000	272
Interest-bearing deposits	$1,805,094,000	258
Deposits held in domestic offices	$2,021,255,000	271
% insured	85.16%	5,485
Federal funds purchased & repurchase agreements	$41,934,000	419
Trading liabilities	$0	108
Other borrowed funds	$42,255,000	806
Subordinated debt	$0	220
All other liabilities	$12,557,000	490
Total equity capital	$179,659,000	399
Total bank equity capital	$179,659,000	399
Perpetual preferred stock	$0	224
Common stock	$10,648,000	481
Surplus	$193,017,000	255
Undivided profits	$-24,006,000	7,498
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$65,400,000	294
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$7,947,000	322
Earning assets	$2,108,953,000	306
Long-term assets (5+ years)	$368,258,000	382
Average Assets, year-to-date	$2,222,440,000	319
Average Assets, quarterly	$2,282,661,500	315
Volatile liabilities	$526,598,000	267
Insider loans	$17,712,000	315
FHLB advances	$39,014,000	802
Loans and leases held for sale	$50,419,000	123
Unused loan commitments	$279,332,000	334
Tier 1 (core) risk-based capital	$161,615,000	404
Tier 2 risk-based capital	$22,076,000	287
Total risk weighted assets	$1,750,376,000	288
Total unused commitments	$279,332,000	334
Derivatives	$288,900,000	141
2010-09-30		Rank
# of Employees:	587	230
Assets and Liabilities
Total Assets:	$2,267,663,000	321
Cash and due from depository institutions	$140,784,000	230
Interest-bearing balances	$108,665,000	367
Securities	$289,584,000	459
Federal funds sold & reverse repurchase agreements	$2,427,000	2,375
Net loans & leases	$1,672,851,000	279
Loan loss allowance	$44,735,000	234
Trading account assets	$0	210
Bank premises and fixed assets	$44,477,000	208
Other real estate owned	$22,480,000	230
Goodwill and other intangibles	$12,197,000	447
All other assets	$82,863,000	329
Life insurance assets	$25,103,000	275
Total liabilities and capital	$2,267,663,000	321
Total liabilities	$2,085,852,000	309
Total deposits	$1,983,088,000	276
Interest-bearing deposits	$1,777,232,000	262
Deposits held in domestic offices	$1,983,088,000	275
% insured	84.74%	5,157
Federal funds purchased & repurchase agreements	$44,381,000	390
Trading liabilities	$0	103
Other borrowed funds	$39,919,000	911
Subordinated debt	$0	233
All other liabilities	$18,464,000	394
Total equity capital	$181,811,000	390
Total bank equity capital	$181,811,000	390
Perpetual preferred stock	$0	229
Common stock	$10,648,000	477
Surplus	$192,992,000	250
Undivided profits	$-21,829,000	7,609
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$63,094,000	313
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$8,176,000	324
Earning assets	$2,073,527,000	310
Long-term assets (5+ years)	$359,920,000	381
Average Assets, year-to-date	$2,203,635,000	318
Average Assets, quarterly	$2,252,311,000	319
Volatile liabilities	$584,170,000	239
Insider loans	$18,972,000	293
FHLB advances	$39,022,000	853
Loans and leases held for sale	$76,199,000	94
Unused loan commitments	$289,234,000	325
Tier 1 (core) risk-based capital	$165,462,000	382
Tier 2 risk-based capital	$23,008,000	278
Total risk weighted assets	$1,818,892,000	273
Total unused commitments	$289,234,000	327
Derivatives	$541,813,000	109
2010-06-30		Rank
# of Employees:	585	226
Assets and Liabilities
Total Assets:	$2,236,959,000	317
Cash and due from depository institutions	$214,832,000	226
Interest-bearing balances	$184,591,000	221
Securities	$208,176,000	646
Federal funds sold & reverse repurchase agreements	$6,123,000	1,296
Net loans & leases	$1,653,011,000	281
Loan loss allowance	$44,306,000	229
Trading account assets	$0	210
Bank premises and fixed assets	$43,465,000	211
Other real estate owned	$18,195,000	226
Goodwill and other intangibles	$12,431,000	443
All other assets	$80,726,000	338
Life insurance assets	$24,852,000	275
Total liabilities and capital	$2,236,959,000	317
Total liabilities	$2,054,037,000	306
Total deposits	$1,955,884,000	278
Interest-bearing deposits	$1,744,944,000	266
Deposits held in domestic offices	$1,955,884,000	276
% insured	82.38%	5,796
Federal funds purchased & repurchase agreements	$43,968,000	391
Trading liabilities	$0	104
Other borrowed funds	$39,684,000	965
Subordinated debt	$0	241
All other liabilities	$14,501,000	450
Total equity capital	$182,922,000	383
Total bank equity capital	$182,922,000	382
Perpetual preferred stock	$0	222
Common stock	$10,648,000	480
Surplus	$192,967,000	248
Undivided profits	$-20,693,000	7,667
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$50,865,000	380
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$7,520,000	348
Earning assets	$2,051,901,000	310
Long-term assets (5+ years)	$267,082,000	500
Average Assets, year-to-date	$2,182,292,330	318
Average Assets, quarterly	$2,218,385,000	317
Volatile liabilities	$567,768,000	254
Insider loans	$19,975,000	269
FHLB advances	$39,030,000	912
Loans and leases held for sale	$49,542,000	98
Unused loan commitments	$318,007,000	300
Tier 1 (core) risk-based capital	$166,038,000	376
Tier 2 risk-based capital	$22,385,000	295
Total risk weighted assets	$1,768,881,000	288
Total unused commitments	$318,007,000	301
Derivatives	$332,350,000	131
2010-03-31		Rank
# of Employees:	563	247
Assets and Liabilities
Total Assets:	$2,199,811,000	329
Cash and due from depository institutions	$235,762,000	247
Interest-bearing balances	$209,342,000	199
Securities	$173,196,000	773
Federal funds sold & reverse repurchase agreements	$8,000	4,750
Net loans & leases	$1,634,941,000	295
Loan loss allowance	$45,399,000	238
Trading account assets	$0	227
Bank premises and fixed assets	$43,053,000	225
Other real estate owned	$16,656,000	247
Goodwill and other intangibles	$12,737,000	441
All other assets	$83,458,000	336
Life insurance assets	$24,660,000	274
Total liabilities and capital	$2,199,810,000	329
Total liabilities	$2,017,596,000	320
Total deposits	$1,912,359,000	292
Interest-bearing deposits	$1,701,088,000	284
Deposits held in domestic offices	$1,912,359,000	289
% insured	83.12%	5,692
Federal funds purchased & repurchase agreements	$51,801,000	362
Trading liabilities	$0	108
Other borrowed funds	$39,838,000	1,031
Subordinated debt	$0	248
All other liabilities	$13,598,000	481
Total equity capital	$182,214,000	385
Total bank equity capital	$182,214,000	385
Perpetual preferred stock	$0	220
Common stock	$10,648,000	487
Surplus	$192,943,000	253
Undivided profits	$-21,377,000	7,768
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$52,896,000	389
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$7,865,000	362
Earning assets	$2,017,487,000	319
Long-term assets (5+ years)	$231,874,000	585
Average Assets, year-to-date	$2,154,959,000	330
Average Assets, quarterly	$2,154,959,000	330
Volatile liabilities	$583,616,000	262
Insider loans	$20,027,000	286
FHLB advances	$39,038,000	979
Loans and leases held for sale	$24,308,000	141
Unused loan commitments	$316,122,000	312
Tier 1 (core) risk-based capital	$164,682,000	382
Tier 2 risk-based capital	$22,519,000	304
Total risk weighted assets	$1,778,579,000	295
Total unused commitments	$316,122,000	312
Derivatives	$231,200,000	153
2009-12-31		Rank
# of Employees:	557	257
Assets and Liabilities
Total Assets:	$2,110,107,000	341
Cash and due from depository institutions	$92,277,000	257
Interest-bearing balances	$60,304,000	484
Securities	$183,841,000	712
Federal funds sold & reverse repurchase agreements	$93,000	4,524
Net loans & leases	$1,677,539,000	294
Loan loss allowance	$48,625,000	229
Trading account assets	$0	224
Bank premises and fixed assets	$43,076,000	226
Other real estate owned	$14,345,000	257
Goodwill and other intangibles	$13,049,000	435
All other assets	$85,887,000	333
Life insurance assets	$24,454,000	273
Total liabilities and capital	$2,110,107,000	341
Total liabilities	$1,929,594,000	337
Total deposits	$1,825,872,000	305
Interest-bearing deposits	$1,618,022,000	295
Deposits held in domestic offices	$1,825,872,000	302
% insured	79.38%	6,412
Federal funds purchased & repurchase agreements	$48,046,000	401
Trading liabilities	$0	104
Other borrowed funds	$40,465,000	1,079
Subordinated debt	$0	258
All other liabilities	$15,211,000	435
Total equity capital	$180,513,000	387
Total bank equity capital	$180,513,000	387
Perpetual preferred stock	$0	219
Common stock	$10,648,000	478
Surplus	$192,923,000	252
Undivided profits	$-23,058,000	7,837
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$36,262,000	534
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$7,783,000	374
Earning assets	$1,921,777,000	332
Long-term assets (5+ years)	$269,343,000	495
Average Assets, year-to-date	$1,893,875,400	368
Average Assets, quarterly	$2,079,154,500	347
Volatile liabilities	$617,291,000	258
Insider loans	$21,593,000	271
FHLB advances	$39,045,000	1,049
Loans and leases held for sale	$49,715,000	98
Unused loan commitments	$306,102,000	328
Tier 1 (core) risk-based capital	$163,217,000	385
Tier 2 risk-based capital	$23,038,000	303
Total risk weighted assets	$1,814,054,000	300
Total unused commitments	$306,102,000	328
Derivatives	$290,000,000	143
2009-09-30		Rank
# of Employees:	551	262
Assets and Liabilities
Total Assets:	$2,048,202,000	362
Cash and due from depository institutions	$73,726,000	262
Interest-bearing balances	$2,984,000	3,818
Securities	$191,423,000	676
Federal funds sold & reverse repurchase agreements	$1,000	4,899
Net loans & leases	$1,638,967,000	311
Loan loss allowance	$54,270,000	217
Trading account assets	$0	238
Bank premises and fixed assets	$43,704,000	226
Other real estate owned	$9,366,000	262
Goodwill and other intangibles	$12,892,000	474
All other assets	$78,123,000	333
Life insurance assets	$24,308,000	278
Total liabilities and capital	$2,048,202,000	362
Total liabilities	$1,871,666,000	355
Total deposits	$1,751,708,000	327
Interest-bearing deposits	$1,546,034,000	317
Deposits held in domestic offices	$1,751,708,000	323
% insured	78.52%	6,669
Federal funds purchased & repurchase agreements	$54,494,000	390
Trading liabilities	$0	103
Other borrowed funds	$46,822,000	1,025
Subordinated debt	$0	269
All other liabilities	$18,642,000	410
Total equity capital	$176,536,000	408
Total bank equity capital	$176,536,000	408
Perpetual preferred stock	$0	212
Common stock	$10,648,000	474
Surplus	$192,904,000	257
Undivided profits	$-27,016,000	7,977
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$45,429,000	441
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$7,649,000	403
Earning assets	$1,833,375,000	363
Long-term assets (5+ years)	$249,471,000	528
Average Assets, year-to-date	$1,839,817,500	398
Average Assets, quarterly	$2,100,812,000	351
Volatile liabilities	$611,756,000	280
Insider loans	$25,273,000	220
FHLB advances	$46,053,000	951
Loans and leases held for sale	$46,911,000	89
Unused loan commitments	$356,487,000	311
Tier 1 (core) risk-based capital	$159,297,000	405
Tier 2 risk-based capital	$22,756,000	325
Total risk weighted assets	$1,788,049,000	321
Total unused commitments	$356,487,000	312
Derivatives	$290,000,000	139
2009-06-30		Rank
# of Employees:	545	279
Assets and Liabilities
Total Assets:	$2,153,422,000	353
Cash and due from depository institutions	$44,787,000	279
Interest-bearing balances	$5,150,000	2,736
Securities	$196,229,000	647
Federal funds sold & reverse repurchase agreements	$362,000	4,640
Net loans & leases	$1,715,996,000	316
Loan loss allowance	$46,243,000	236
Trading account assets	$0	240
Bank premises and fixed assets	$42,730,000	243
Other real estate owned	$7,769,000	279
Goodwill and other intangibles	$75,054,000	174
All other assets	$70,495,000	366
Life insurance assets	$24,073,000	286
Total liabilities and capital	$2,153,422,000	353
Total liabilities	$1,921,628,000	355
Total deposits	$1,780,849,000	320
Interest-bearing deposits	$1,579,003,000	315
Deposits held in domestic offices	$1,780,849,000	316
% insured	75.56%	4,903
Federal funds purchased & repurchase agreements	$70,550,000	339
Trading liabilities	$0	100
Other borrowed funds	$47,273,000	1,055
Subordinated debt	$0	276
All other liabilities	$22,956,000	360
Total equity capital	$231,794,000	319
Total bank equity capital	$231,794,000	318
Perpetual preferred stock	$0	213
Common stock	$10,648,000	473
Surplus	$180,886,000	265
Undivided profits	$40,260,000	816
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$35,674,000	515
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$7,380,000	419
Earning assets	$1,917,737,000	351
Long-term assets (5+ years)	$332,897,000	405
Average Assets, year-to-date	$1,770,356,000	420
Average Assets, quarterly	$1,894,307,000	394
Volatile liabilities	$637,330,000	269
Insider loans	$24,098,000	240
FHLB advances	$46,061,000	982
Loans and leases held for sale	$121,142,000	62
Unused loan commitments	$378,149,000	311
Tier 1 (core) risk-based capital	$156,145,000	410
Tier 2 risk-based capital	$22,560,000	323
Total risk weighted assets	$1,800,615,000	331
Total unused commitments	$378,149,000	311
Derivatives	$290,800,000	145
2009-03-31		Rank
# of Employees:	456	321
Assets and Liabilities
Total Assets:	$1,635,192,000	450
Cash and due from depository institutions	$20,422,000	321
Interest-bearing balances	$2,735,000	3,331
Securities	$132,609,000	952
Federal funds sold & reverse repurchase agreements	$51,000	5,434
Net loans & leases	$1,331,569,000	393
Loan loss allowance	$30,904,000	304
Trading account assets	$0	234
Bank premises and fixed assets	$34,374,000	328
Other real estate owned	$4,319,000	321
Goodwill and other intangibles	$59,533,000	199
All other assets	$52,315,000	460
Life insurance assets	$23,839,000	289
Total liabilities and capital	$1,635,192,000	450
Total liabilities	$1,445,359,000	459
Total deposits	$1,266,294,000	437
Interest-bearing deposits	$1,115,632,000	437
Deposits held in domestic offices	$1,266,294,000	435
% insured	70.88%	5,930
Federal funds purchased & repurchase agreements	$64,777,000	368
Trading liabilities	$0	92
Other borrowed funds	$98,608,000	612
Subordinated debt	$0	271
All other liabilities	$15,680,000	471
Total equity capital	$189,833,000	378
Total bank equity capital	$189,833,000	378
Perpetual preferred stock	$0	193
Common stock	$10,648,000	469
Surplus	$134,812,000	320
Undivided profits	$44,373,000	756
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$17,419,000	828
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$5,276,000	589
Earning assets	$1,466,964,000	456
Long-term assets (5+ years)	$344,774,000	403
Average Assets, year-to-date	$1,578,823,000	465
Average Assets, quarterly	$1,578,823,000	465
Volatile liabilities	$397,548,000	421
Insider loans	$11,275,000	662
FHLB advances	$97,918,000	530
Loans and leases held for sale	$180,065,000	53
Unused loan commitments	$285,485,000	408
Tier 1 (core) risk-based capital	$130,015,000	493
Tier 2 risk-based capital	$17,025,000	405
Total risk weighted assets	$1,348,083,000	420
Total unused commitments	$285,485,000	408
Derivatives	$746,800,000	91
2008-12-31		Rank
# of Employees:	455	328
Assets and Liabilities
Total Assets:	$1,522,454,000	476
Cash and due from depository institutions	$25,996,000	328
Interest-bearing balances	$3,411,000	2,353
Securities	$137,814,000	884
Federal funds sold & reverse repurchase agreements	$58,000	5,181
Net loans & leases	$1,215,144,000	440
Loan loss allowance	$22,355,000	372
Trading account assets	$0	236
Bank premises and fixed assets	$33,447,000	339
Other real estate owned	$4,018,000	328
Goodwill and other intangibles	$59,908,000	205
All other assets	$46,069,000	511
Life insurance assets	$23,608,000	290
Total liabilities and capital	$1,522,454,000	476
Total liabilities	$1,349,584,000	485
Total deposits	$1,155,800,000	464
Interest-bearing deposits	$1,003,666,000	470
Deposits held in domestic offices	$1,155,800,000	462
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$63,024,000	387
Trading liabilities	$0	88
Other borrowed funds	$119,164,000	566
Subordinated debt	$0	278
All other liabilities	$11,596,000	608
Total equity capital	$172,870,000	420
Total bank equity capital	$172,870,000	420
Perpetual preferred stock	$0	141
Common stock	$10,648,000	471
Surplus	$112,793,000	363
Undivided profits	$49,429,000	662
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$12,513,000	936
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$5,442,000	610
Earning assets	$1,356,427,000	486
Long-term assets (5+ years)	$211,396,000	621
Average Assets, year-to-date	$1,410,861,200	492
Average Assets, quarterly	$1,495,122,000	480
Volatile liabilities	$396,887,000	425
Insider loans	$11,469,000	649
FHLB advances	$118,676,000	493
Loans and leases held for sale	$49,929,000	84
Unused loan commitments	$282,536,000	417
Tier 1 (core) risk-based capital	$112,523,000	554
Tier 2 risk-based capital	$15,986,000	442
Total risk weighted assets	$1,271,729,000	443
Total unused commitments	$282,536,000	418
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	430	350
Assets and Liabilities
Total Assets:	$1,467,790,000	487
Cash and due from depository institutions	$39,393,000	350
Interest-bearing balances	$12,515,000	587
Securities	$140,709,000	841
Federal funds sold & reverse repurchase agreements	$32,000	5,754
Net loans & leases	$1,146,934,000	458
Loan loss allowance	$16,526,000	428
Trading account assets	$0	251
Bank premises and fixed assets	$32,491,000	354
Other real estate owned	$3,001,000	350
Goodwill and other intangibles	$60,768,000	226
All other assets	$44,462,000	500
Life insurance assets	$23,386,000	292
Total liabilities and capital	$1,467,790,000	487
Total liabilities	$1,292,131,000	496
Total deposits	$1,108,883,000	468
Interest-bearing deposits	$952,490,000	483
Deposits held in domestic offices	$1,108,883,000	466
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$57,464,000	427
Trading liabilities	$0	91
Other borrowed funds	$114,971,000	581
Subordinated debt	$0	276
All other liabilities	$10,813,000	617
Total equity capital	$175,659,000	414
Total bank equity capital	$175,659,000	414
Perpetual preferred stock	$0	110
Common stock	$10,648,000	464
Surplus	$112,774,000	349
Undivided profits	$52,237,000	656
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,596,000	993
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$6,284,000	553
Earning assets	$1,300,190,000	499
Long-term assets (5+ years)	$208,804,000	631
Average Assets, year-to-date	$1,382,963,000	503
Average Assets, quarterly	$1,449,232,000	490
Volatile liabilities	$443,285,000	370
Insider loans	$9,213,000	823
FHLB advances	$114,512,000	525
Loans and leases held for sale	$44,841,000	90
Unused loan commitments	$305,193,000	419
Tier 1 (core) risk-based capital	$115,427,000	549
Tier 2 risk-based capital	$15,358,000	440
Total risk weighted assets	$1,227,509,000	454
Total unused commitments	$305,193,000	419
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	427	353
Assets and Liabilities
Total Assets:	$1,430,674,000	498
Cash and due from depository institutions	$42,999,000	353
Interest-bearing balances	$14,245,000	463
Securities	$141,199,000	860
Federal funds sold & reverse repurchase agreements	$0	5,934
Net loans & leases	$1,107,754,000	467
Loan loss allowance	$15,879,000	427
Trading account assets	$0	267
Bank premises and fixed assets	$32,510,000	348
Other real estate owned	$2,115,000	353
Goodwill and other intangibles	$60,984,000	233
All other assets	$43,113,000	501
Life insurance assets	$23,149,000	298
Total liabilities and capital	$1,430,674,000	498
Total liabilities	$1,258,054,000	503
Total deposits	$1,097,990,000	473
Interest-bearing deposits	$933,507,000	489
Deposits held in domestic offices	$1,097,990,000	471
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$53,106,000	488
Trading liabilities	$0	94
Other borrowed funds	$94,422,000	683
Subordinated debt	$0	257
All other liabilities	$12,536,000	554
Total equity capital	$172,620,000	427
Total bank equity capital	$172,620,000	427
Perpetual preferred stock	$0	107
Common stock	$10,649,000	458
Surplus	$112,755,000	345
Undivided profits	$49,216,000	718
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,830,000	1,504
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$650,000	296
Income earned, not collected on loans	$5,806,000	595
Earning assets	$1,263,198,000	509
Long-term assets (5+ years)	$220,214,000	600
Average Assets, year-to-date	$1,354,687,330	512
Average Assets, quarterly	$1,427,095,000	493
Volatile liabilities	$409,848,000	405
Insider loans	$10,872,000	696
FHLB advances	$94,016,000	622
Loans and leases held for sale	$47,143,000	102
Unused loan commitments	$297,309,000	441
Tier 1 (core) risk-based capital	$113,543,000	556
Tier 2 risk-based capital	$15,209,000	430
Total risk weighted assets	$1,216,082,000	448
Total unused commitments	$297,309,000	441
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	408	370
Assets and Liabilities
Total Assets:	$1,423,516,000	496
Cash and due from depository institutions	$49,137,000	370
Interest-bearing balances	$17,157,000	451
Securities	$144,465,000	827
Federal funds sold & reverse repurchase agreements	$17,361,000	957
Net loans & leases	$1,076,034,000	471
Loan loss allowance	$14,765,000	418
Trading account assets	$0	252
Bank premises and fixed assets	$31,588,000	355
Other real estate owned	$2,297,000	370
Goodwill and other intangibles	$62,939,000	228
All other assets	$39,695,000	529
Life insurance assets	$22,916,000	296
Total liabilities and capital	$1,423,516,000	496
Total liabilities	$1,247,041,000	499
Total deposits	$1,135,259,000	462
Interest-bearing deposits	$971,616,000	471
Deposits held in domestic offices	$1,135,259,000	460
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$60,828,000	424
Trading liabilities	$0	86
Other borrowed funds	$38,519,000	1,300
Subordinated debt	$0	251
All other liabilities	$12,435,000	606
Total equity capital	$176,475,000	425
Total bank equity capital	$176,475,000	425
Perpetual preferred stock	$0	108
Common stock	$10,648,000	456
Surplus	$114,066,000	332
Undivided profits	$51,761,000	711
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,992,000	1,312
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$6,193,000	565
Earning assets	$1,255,017,000	516
Long-term assets (5+ years)	$229,270,000	566
Average Assets, year-to-date	$1,316,694,000	525
Average Assets, quarterly	$1,316,694,000	525
Volatile liabilities	$364,335,000	445
Insider loans	$10,090,000	742
FHLB advances	$38,519,000	1,219
Loans and leases held for sale	$51,689,000	104
Unused loan commitments	$300,546,000	452
Tier 1 (core) risk-based capital	$113,373,000	555
Tier 2 risk-based capital	$14,765,000	426
Total risk weighted assets	$1,193,303,000	450
Total unused commitments	$300,546,000	452
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	385	401
Assets and Liabilities
Total Assets:	$1,209,872,000	572
Cash and due from depository institutions	$26,337,000	401
Interest-bearing balances	$2,058,000	1,891
Securities	$142,485,000	834
Federal funds sold & reverse repurchase agreements	$0	6,130
Net loans & leases	$939,061,000	526
Loan loss allowance	$12,446,000	452
Trading account assets	$0	237
Bank premises and fixed assets	$26,266,000	417
Other real estate owned	$602,000	401
Goodwill and other intangibles	$38,959,000	295
All other assets	$36,162,000	566
Life insurance assets	$22,683,000	296
Total liabilities and capital	$1,209,872,000	572
Total liabilities	$1,077,097,000	573
Total deposits	$988,570,000	516
Interest-bearing deposits	$833,591,000	536
Deposits held in domestic offices	$988,570,000	512
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$66,190,000	412
Trading liabilities	$0	78
Other borrowed funds	$12,235,000	2,460
Subordinated debt	$0	248
All other liabilities	$10,102,000	681
Total equity capital	$132,775,000	544
Total bank equity capital	$132,775,000	544
Perpetual preferred stock	$0	111
Common stock	$10,648,000	449
Surplus	$71,882,000	490
Undivided profits	$50,245,000	734
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,961,000	2,247
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$6,055,000	634
Earning assets	$1,083,604,000	579
Long-term assets (5+ years)	$193,628,000	632
Average Assets, year-to-date	$1,148,042,200	574
Average Assets, quarterly	$1,177,106,000	578
Volatile liabilities	$338,955,000	473
Insider loans	$11,462,000	624
FHLB advances	$12,000,000	2,364
Loans and leases held for sale	$52,754,000	106
Unused loan commitments	$264,369,000	496
Tier 1 (core) risk-based capital	$94,779,000	651
Tier 2 risk-based capital	$12,446,000	476
Total risk weighted assets	$1,034,821,000	516
Total unused commitments	$264,369,000	496
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	380	404
Assets and Liabilities
Total Assets:	$1,144,340,000	586
Cash and due from depository institutions	$23,136,000	404
Interest-bearing balances	$1,784,000	1,893
Securities	$142,388,000	836
Federal funds sold & reverse repurchase agreements	$0	6,196
Net loans & leases	$876,351,000	551
Loan loss allowance	$11,229,000	479
Trading account assets	$0	244
Bank premises and fixed assets	$26,207,000	409
Other real estate owned	$947,000	404
Goodwill and other intangibles	$39,101,000	285
All other assets	$36,210,000	558
Life insurance assets	$22,787,000	280
Total liabilities and capital	$1,144,340,000	586
Total liabilities	$1,014,049,000	590
Total deposits	$949,095,000	528
Interest-bearing deposits	$796,013,000	552
Deposits held in domestic offices	$949,095,000	525
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$37,410,000	566
Trading liabilities	$0	78
Other borrowed funds	$17,283,000	1,927
Subordinated debt	$0	244
All other liabilities	$10,261,000	665
Total equity capital	$130,291,000	543
Total bank equity capital	$130,291,000	543
Perpetual preferred stock	$0	113
Common stock	$10,648,000	429
Surplus	$71,812,000	478
Undivided profits	$47,831,000	782
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,682,000	2,241
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$6,413,000	627
Earning assets	$1,020,523,000	599
Long-term assets (5+ years)	$153,512,000	764
Average Assets, year-to-date	$1,132,584,750	573
Average Assets, quarterly	$1,136,743,500	585
Volatile liabilities	$291,268,000	523
Insider loans	$10,987,000	642
FHLB advances	$17,000,000	1,847
Loans and leases held for sale	$36,050,000	110
Unused loan commitments	$255,496,000	516
Tier 1 (core) risk-based capital	$93,019,000	662
Tier 2 risk-based capital	$11,229,000	506
Total risk weighted assets	$988,945,000	525
Total unused commitments	$255,496,000	517
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	372	429
Assets and Liabilities
Total Assets:	$1,129,147,000	600
Cash and due from depository institutions	$32,884,000	429
Interest-bearing balances	$8,275,000	701
Securities	$136,454,000	870
Federal funds sold & reverse repurchase agreements	$11,264,000	1,429
Net loans & leases	$846,066,000	570
Loan loss allowance	$11,276,000	478
Trading account assets	$0	245
Bank premises and fixed assets	$26,313,000	401
Other real estate owned	$678,000	429
Goodwill and other intangibles	$39,351,000	299
All other assets	$36,137,000	564
Life insurance assets	$22,532,000	282
Total liabilities and capital	$1,129,147,000	600
Total liabilities	$1,001,865,000	600
Total deposits	$942,904,000	544
Interest-bearing deposits	$785,739,000	569
Deposits held in domestic offices	$942,904,000	541
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$32,081,000	614
Trading liabilities	$0	87
Other borrowed funds	$17,830,000	1,815
Subordinated debt	$0	258
All other liabilities	$9,050,000	725
Total equity capital	$127,282,000	564
Total bank equity capital	$127,282,000	564
Perpetual preferred stock	$0	111
Common stock	$10,648,000	426
Surplus	$71,812,000	490
Undivided profits	$44,822,000	827
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,638,000	1,451
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$5,829,000	660
Earning assets	$1,002,059,000	611
Long-term assets (5+ years)	$144,602,000	797
Average Assets, year-to-date	$1,128,666,330	585
Average Assets, quarterly	$1,132,645,000	592
Volatile liabilities	$281,833,000	536
Insider loans	$8,884,000	801
FHLB advances	$17,000,000	1,751
Loans and leases held for sale	$40,889,000	123
Unused loan commitments	$245,928,000	533
Tier 1 (core) risk-based capital	$89,190,000	696
Tier 2 risk-based capital	$11,276,000	517
Total risk weighted assets	$940,830,000	552
Total unused commitments	$245,928,000	534
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	374	424
Assets and Liabilities
Total Assets:	$1,136,143,000	586
Cash and due from depository institutions	$49,667,000	424
Interest-bearing balances	$21,504,000	308
Securities	$134,340,000	885
Federal funds sold & reverse repurchase agreements	$0	6,772
Net loans & leases	$849,225,000	555
Loan loss allowance	$11,092,000	476
Trading account assets	$0	267
Bank premises and fixed assets	$26,770,000	387
Other real estate owned	$859,000	424
Goodwill and other intangibles	$39,541,000	282
All other assets	$35,741,000	547
Life insurance assets	$22,218,000	278
Total liabilities and capital	$1,136,143,000	586
Total liabilities	$1,009,827,000	590
Total deposits	$926,006,000	551
Interest-bearing deposits	$769,586,000	573
Deposits held in domestic offices	$926,006,000	548
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$54,929,000	444
Trading liabilities	$0	89
Other borrowed funds	$18,577,000	1,722
Subordinated debt	$0	262
All other liabilities	$10,315,000	682
Total equity capital	$126,316,000	562
Total bank equity capital	$126,316,000	562
Perpetual preferred stock	$0	113
Common stock	$10,648,000	414
Surplus	$71,812,000	466
Undivided profits	$43,856,000	856
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,361,000	1,453
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$5,865,000	631
Earning assets	$1,005,069,000	606
Long-term assets (5+ years)	$161,910,000	702
Average Assets, year-to-date	$1,128,426,000	584
Average Assets, quarterly	$1,128,426,000	584
Volatile liabilities	$289,073,000	525
Insider loans	$10,785,000	642
FHLB advances	$17,000,000	1,729
Loans and leases held for sale	$52,096,000	104
Unused loan commitments	$242,838,000	544
Tier 1 (core) risk-based capital	$87,609,000	693
Tier 2 risk-based capital	$11,100,000	512
Total risk weighted assets	$932,347,000	546
Total unused commitments	$242,838,000	544
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	359	436
Assets and Liabilities
Total Assets:	$1,120,709,000	585
Cash and due from depository institutions	$44,073,000	436
Interest-bearing balances	$1,669,000	2,047
Securities	$127,520,000	969
Federal funds sold & reverse repurchase agreements	$0	6,403
Net loans & leases	$846,419,000	549
Loan loss allowance	$10,829,000	478
Trading account assets	$0	156
Bank premises and fixed assets	$26,626,000	378
Other real estate owned	$574,000	436
Goodwill and other intangibles	$39,806,000	269
All other assets	$35,691,000	544
Life insurance assets	$22,797,000	263
Total liabilities and capital	$1,120,709,000	585
Total liabilities	$997,383,000	588
Total deposits	$908,916,000	553
Interest-bearing deposits	$756,035,000	575
Deposits held in domestic offices	$908,916,000	551
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$41,905,000	528
Trading liabilities	$0	77
Other borrowed funds	$37,158,000	1,110
Subordinated debt	$0	264
All other liabilities	$9,404,000	720
Total equity capital	$123,326,000	559
Total bank equity capital	$123,326,000	559
Perpetual preferred stock	$0	112
Common stock	$10,648,000	405
Surplus	$71,812,000	450
Undivided profits	$40,866,000	886
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,830,000	1,664
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$5,796,000	652
Earning assets	$975,608,000	606
Long-term assets (5+ years)	$147,065,000	742
Average Assets, year-to-date	$1,071,656,600	590
Average Assets, quarterly	$1,107,887,500	586
Volatile liabilities	$272,417,000	614
Insider loans	$7,501,000	943
FHLB advances	$35,200,000	1,083
Loans and leases held for sale	$42,351,000	119
Unused loan commitments	$222,573,000	567
Tier 1 (core) risk-based capital	$85,493,000	702
Tier 2 risk-based capital	$10,829,000	517
Total risk weighted assets	$929,107,000	546
Total unused commitments	$222,573,000	567
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	363	442
Assets and Liabilities
Total Assets:	$1,095,066,000	601
Cash and due from depository institutions	$39,207,000	442
Interest-bearing balances	$3,250,000	1,330
Securities	$128,486,000	965
Federal funds sold & reverse repurchase agreements	$15,769,000	883
Net loans & leases	$809,592,000	577
Loan loss allowance	$10,615,000	496
Trading account assets	$0	154
Bank premises and fixed assets	$26,770,000	366
Other real estate owned	$127,000	442
Goodwill and other intangibles	$39,501,000	276
All other assets	$35,614,000	559
Life insurance assets	$22,549,000	256
Total liabilities and capital	$1,095,066,000	601
Total liabilities	$974,642,000	604
Total deposits	$867,118,000	569
Interest-bearing deposits	$717,935,000	599
Deposits held in domestic offices	$867,118,000	568
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$46,070,000	513
Trading liabilities	$0	74
Other borrowed funds	$52,940,000	885
Subordinated debt	$0	269
All other liabilities	$8,514,000	744
Total equity capital	$120,424,000	571
Total bank equity capital	$120,424,000	571
Perpetual preferred stock	$0	118
Common stock	$10,648,000	388
Surplus	$71,777,000	457
Undivided profits	$37,999,000	967
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,184,000	584
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$5,481,000	693
Earning assets	$957,097,000	622
Long-term assets (5+ years)	$146,588,000	752
Average Assets, year-to-date	$1,059,393,500	605
Average Assets, quarterly	$1,087,665,000	597
Volatile liabilities	$282,653,000	609
Insider loans	$7,628,000	923
FHLB advances	$51,000,000	834
Loans and leases held for sale	$41,161,000	114
Unused loan commitments	$149,797,000	769
Tier 1 (core) risk-based capital	$83,054,000	732
Tier 2 risk-based capital	$10,615,000	532
Total risk weighted assets	$892,211,000	564
Total unused commitments	$149,797,000	769
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	369	440
Assets and Liabilities
Total Assets:	$1,080,264,000	604
Cash and due from depository institutions	$39,464,000	440
Interest-bearing balances	$403,000	3,310
Securities	$122,301,000	999
Federal funds sold & reverse repurchase agreements	$12,517,000	1,021
Net loans & leases	$810,313,000	574
Loan loss allowance	$10,277,000	496
Trading account assets	$0	157
Bank premises and fixed assets	$27,141,000	344
Other real estate owned	$368,000	440
Goodwill and other intangibles	$39,776,000	273
All other assets	$28,384,000	683
Life insurance assets	$16,890,000	328
Total liabilities and capital	$1,080,264,000	604
Total liabilities	$961,122,000	607
Total deposits	$867,090,000	567
Interest-bearing deposits	$707,071,000	601
Deposits held in domestic offices	$867,090,000	566
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$29,892,000	659
Trading liabilities	$0	73
Other borrowed funds	$57,383,000	838
Subordinated debt	$0	265
All other liabilities	$6,757,000	840
Total equity capital	$119,142,000	557
Total bank equity capital	$119,142,000	557
Perpetual preferred stock	$0	119
Common stock	$10,648,000	375
Surplus	$71,777,000	456
Undivided profits	$36,717,000	944
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,113,000	856
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$5,116,000	665
Earning assets	$945,534,000	625
Long-term assets (5+ years)	$147,670,000	742
Average Assets, year-to-date	$1,047,502,670	612
Average Assets, quarterly	$1,059,107,000	610
Volatile liabilities	$263,995,000	651
Insider loans	$12,069,000	547
FHLB advances	$56,000,000	781
Loans and leases held for sale	$44,900,000	109
Unused loan commitments	$219,602,000	582
Tier 1 (core) risk-based capital	$82,837,000	725
Tier 2 risk-based capital	$10,277,000	539
Total risk weighted assets	$889,663,000	557
Total unused commitments	$219,602,000	582
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	355	454
Assets and Liabilities
Total Assets:	$1,037,950,000	612
Cash and due from depository institutions	$50,862,000	454
Interest-bearing balances	$204,000	4,144
Securities	$115,472,000	1,089
Federal funds sold & reverse repurchase agreements	$0	6,312
Net loans & leases	$776,421,000	574
Loan loss allowance	$9,977,000	513
Trading account assets	$0	154
Bank premises and fixed assets	$27,189,000	325
Other real estate owned	$287,000	454
Goodwill and other intangibles	$40,056,000	268
All other assets	$27,663,000	663
Life insurance assets	$16,743,000	321
Total liabilities and capital	$1,037,950,000	612
Total liabilities	$920,322,000	621
Total deposits	$833,549,000	575
Interest-bearing deposits	$689,961,000	608
Deposits held in domestic offices	$833,549,000	573
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$37,943,000	542
Trading liabilities	$0	77
Other borrowed funds	$41,140,000	1,034
Subordinated debt	$0	259
All other liabilities	$7,690,000	768
Total equity capital	$117,628,000	553
Total bank equity capital	$117,628,000	553
Perpetual preferred stock	$0	120
Common stock	$10,659,000	365
Surplus	$71,847,000	436
Undivided profits	$35,122,000	986
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,478,000	761
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$5,165,000	626
Earning assets	$892,097,000	643
Long-term assets (5+ years)	$145,384,000	737
Average Assets, year-to-date	$1,031,122,000	614
Average Assets, quarterly	$1,031,122,000	614
Volatile liabilities	$239,491,000	668
Insider loans	$8,343,000	806
FHLB advances	$39,900,000	998
Loans and leases held for sale	$40,372,000	99
Unused loan commitments	$221,738,000	568
Tier 1 (core) risk-based capital	$80,630,000	728
Tier 2 risk-based capital	$9,977,000	542
Total risk weighted assets	$849,580,000	557
Total unused commitments	$221,738,000	568
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	350	451
Assets and Liabilities
Total Assets:	$1,024,294,000	620
Cash and due from depository institutions	$52,077,000	451
Interest-bearing balances	$14,343,000	382
Securities	$113,715,000	1,104
Federal funds sold & reverse repurchase agreements	$3,460,000	3,105
Net loans & leases	$759,483,000	574
Loan loss allowance	$9,474,000	528
Trading account assets	$0	155
Bank premises and fixed assets	$27,373,000	318
Other real estate owned	$763,000	451
Goodwill and other intangibles	$40,308,000	259
All other assets	$27,115,000	674
Life insurance assets	$0	351
Total liabilities and capital	$1,024,294,000	620
Total liabilities	$907,971,000	625
Total deposits	$814,353,000	579
Interest-bearing deposits	$678,441,000	605
Deposits held in domestic offices	$814,353,000	578
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$31,112,000	614
Trading liabilities	$0	72
Other borrowed funds	$54,878,000	851
Subordinated debt	$0	258
All other liabilities	$7,628,000	735
Total equity capital	$116,323,000	556
Total bank equity capital	$116,323,000	556
Perpetual preferred stock	$0	122
Common stock	$10,680,000	353
Surplus	$71,993,000	425
Undivided profits	$33,650,000	1,024
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,199,000	821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$4,803,000	667
Earning assets	$891,001,000	641
Long-term assets (5+ years)	$127,557,000	814
Average Assets, year-to-date	$985,803,600	612
Average Assets, quarterly	$1,010,823,500	622
Volatile liabilities	$232,564,000	683
Insider loans	$10,408,000	605
FHLB advances	$52,900,000	800
Loans and leases held for sale	$31,427,000	137
Unused loan commitments	$215,054,000	579
Tier 1 (core) risk-based capital	$79,007,000	735
Tier 2 risk-based capital	$9,474,000	555
Total risk weighted assets	$842,142,000	557
Total unused commitments	$215,054,000	580
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	338	457
Assets and Liabilities
Total Assets:	$997,353,000	625
Cash and due from depository institutions	$38,918,000	457
Interest-bearing balances	$2,039,000	1,976
Securities	$112,543,000	1,100
Federal funds sold & reverse repurchase agreements	$545,000	5,093
Net loans & leases	$749,585,000	569
Loan loss allowance	$9,305,000	533
Trading account assets	$0	146
Bank premises and fixed assets	$27,690,000	306
Other real estate owned	$1,026,000	457
Goodwill and other intangibles	$40,109,000	250
All other assets	$26,937,000	652
Life insurance assets	$0	341
Total liabilities and capital	$997,353,000	625
Total liabilities	$881,867,000	633
Total deposits	$785,576,000	588
Interest-bearing deposits	$656,569,000	612
Deposits held in domestic offices	$785,576,000	587
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$33,735,000	577
Trading liabilities	$0	63
Other borrowed funds	$54,634,000	855
Subordinated debt	$0	251
All other liabilities	$7,922,000	704
Total equity capital	$115,486,000	553
Total bank equity capital	$115,486,000	553
Perpetual preferred stock	$0	120
Common stock	$10,690,000	340
Surplus	$72,073,000	410
Undivided profits	$32,723,000	1,053
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,060,000	877
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$4,557,000	669
Earning assets	$864,712,000	645
Long-term assets (5+ years)	$134,055,000	765
Average Assets, year-to-date	$976,181,000	613
Average Assets, quarterly	$994,062,000	618
Volatile liabilities	$226,512,000	661
Insider loans	$10,895,000	554
FHLB advances	$52,700,000	800
Loans and leases held for sale	$40,374,000	132
Unused loan commitments	$204,357,000	584
Tier 1 (core) risk-based capital	$77,684,000	730
Tier 2 risk-based capital	$9,307,000	553
Total risk weighted assets	$821,681,000	551
Total unused commitments	$204,357,000	584
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	323	481
Assets and Liabilities
Total Assets:	$990,771,000	616
Cash and due from depository institutions	$37,133,000	481
Interest-bearing balances	$3,096,000	1,518
Securities	$110,457,000	1,133
Federal funds sold & reverse repurchase agreements	$59,000	5,637
Net loans & leases	$748,229,000	555
Loan loss allowance	$9,009,000	538
Trading account assets	$0	148
Bank premises and fixed assets	$26,529,000	309
Other real estate owned	$896,000	481
Goodwill and other intangibles	$40,404,000	242
All other assets	$27,064,000	639
Life insurance assets	$0	339
Total liabilities and capital	$990,771,000	616
Total liabilities	$876,909,000	624
Total deposits	$756,380,000	596
Interest-bearing deposits	$629,758,000	610
Deposits held in domestic offices	$756,380,000	595
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$41,773,000	495
Trading liabilities	$0	65
Other borrowed funds	$72,229,000	678
Subordinated debt	$0	251
All other liabilities	$6,527,000	761
Total equity capital	$113,862,000	548
Total bank equity capital	$113,862,000	548
Perpetual preferred stock	$0	118
Common stock	$10,690,000	321
Surplus	$72,069,000	400
Undivided profits	$31,103,000	1,089
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,075,000	652
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$4,396,000	641
Earning assets	$861,841,000	640
Long-term assets (5+ years)	$140,839,000	719
Average Assets, year-to-date	$969,123,670	612
Average Assets, quarterly	$973,790,500	616
Volatile liabilities	$226,456,000	661
Insider loans	$11,086,000	524
FHLB advances	$70,900,000	623
Loans and leases held for sale	$49,945,000	106
Unused loan commitments	$200,801,000	563
Tier 1 (core) risk-based capital	$75,689,000	728
Tier 2 risk-based capital	$9,009,000	556
Total risk weighted assets	$809,663,000	542
Total unused commitments	$200,801,000	564
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	348	440
Assets and Liabilities
Total Assets:	$956,810,000	626
Cash and due from depository institutions	$34,260,000	440
Interest-bearing balances	$2,926,000	1,593
Securities	$112,069,000	1,130
Federal funds sold & reverse repurchase agreements	$0	6,340
Net loans & leases	$716,348,000	555
Loan loss allowance	$8,683,000	553
Trading account assets	$0	148
Bank premises and fixed assets	$25,307,000	321
Other real estate owned	$1,106,000	440
Goodwill and other intangibles	$40,687,000	241
All other assets	$27,033,000	621
Life insurance assets	$0	333
Total liabilities and capital	$956,810,000	626
Total liabilities	$844,833,000	637
Total deposits	$732,431,000	602
Interest-bearing deposits	$615,060,000	612
Deposits held in domestic offices	$732,431,000	600
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$33,289,000	566
Trading liabilities	$0	65
Other borrowed funds	$72,801,000	663
Subordinated debt	$0	265
All other liabilities	$6,312,000	785
Total equity capital	$111,977,000	542
Total bank equity capital	$111,977,000	542
Perpetual preferred stock	$0	120
Common stock	$10,684,000	308
Surplus	$72,046,000	393
Undivided profits	$29,247,000	1,117
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,919,000	557
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$4,422,000	611
Earning assets	$831,343,000	652
Long-term assets (5+ years)	$132,030,000	789
Average Assets, year-to-date	$958,300,000	620
Average Assets, quarterly	$958,300,000	620
Volatile liabilities	$193,847,000	703
Insider loans	$8,755,000	662
FHLB advances	$70,900,000	613
Loans and leases held for sale	$41,130,000	108
Unused loan commitments	$198,114,000	558
Tier 1 (core) risk-based capital	$73,805,000	732
Tier 2 risk-based capital	$8,683,000	562
Total risk weighted assets	$775,077,000	555
Total unused commitments	$198,114,000	558
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	303	511
Assets and Liabilities
Total Assets:	$959,790,000	628
Cash and due from depository institutions	$27,621,000	511
Interest-bearing balances	$2,598,000	1,759
Securities	$114,466,000	1,121
Federal funds sold & reverse repurchase agreements	$4,722,000	2,350
Net loans & leases	$720,298,000	556
Loan loss allowance	$8,654,000	561
Trading account assets	$0	153
Bank premises and fixed assets	$24,062,000	350
Other real estate owned	$1,125,000	511
Goodwill and other intangibles	$40,962,000	239
All other assets	$26,534,000	626
Life insurance assets	$0	334
Total liabilities and capital	$959,790,000	628
Total liabilities	$848,150,000	637
Total deposits	$728,708,000	596
Interest-bearing deposits	$603,075,000	618
Deposits held in domestic offices	$728,708,000	595
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$31,121,000	588
Trading liabilities	$0	66
Other borrowed funds	$81,870,000	638
Subordinated debt	$0	272
All other liabilities	$6,451,000	760
Total equity capital	$111,640,000	543
Total bank equity capital	$111,640,000	543
Perpetual preferred stock	$0	118
Common stock	$10,688,000	300
Surplus	$72,084,000	396
Undivided profits	$28,868,000	1,150
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,041,000	867
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$4,494,000	591
Earning assets	$842,084,000	656
Long-term assets (5+ years)	$133,411,000	790
Average Assets, year-to-date	$852,601,400	672
Average Assets, quarterly	$919,690,500	642
Volatile liabilities	$206,812,000	654
Insider loans	$10,295,000	552
FHLB advances	$70,900,000	619
Loans and leases held for sale	$41,441,000	118
Unused loan commitments	$204,835,000	537
Tier 1 (core) risk-based capital	$72,331,000	749
Tier 2 risk-based capital	$8,654,000	578
Total risk weighted assets	$786,934,000	552
Total unused commitments	$204,835,000	537
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	256	605
Assets and Liabilities
Total Assets:	$879,591,000	671
Cash and due from depository institutions	$28,586,000	605
Interest-bearing balances	$1,285,000	2,602
Securities	$118,305,000	1,085
Federal funds sold & reverse repurchase agreements	$5,326,000	2,000
Net loans & leases	$643,689,000	598
Loan loss allowance	$8,654,000	564
Trading account assets	$0	149
Bank premises and fixed assets	$23,262,000	359
Other real estate owned	$1,092,000	605
Goodwill and other intangibles	$34,721,000	259
All other assets	$24,610,000	660
Life insurance assets	$0	330
Total liabilities and capital	$879,591,000	671
Total liabilities	$774,019,000	681
Total deposits	$681,860,000	630
Interest-bearing deposits	$566,035,000	662
Deposits held in domestic offices	$681,860,000	625
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$29,429,000	608
Trading liabilities	$0	68
Other borrowed funds	$58,504,000	804
Subordinated debt	$0	276
All other liabilities	$4,226,000	1,044
Total equity capital	$105,572,000	564
Total bank equity capital	$105,572,000	564
Perpetual preferred stock	$0	124
Common stock	$10,461,000	299
Surplus	$67,292,000	417
Undivided profits	$27,819,000	1,207
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,383,000	1,192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$4,520,000	591
Earning assets	$768,605,000	695
Long-term assets (5+ years)	$96,273,000	1,096
Average Assets, year-to-date	$825,804,250	688
Average Assets, quarterly	$876,825,000	670
Volatile liabilities	$175,663,000	723
Insider loans	$9,911,000	576
FHLB advances	$57,100,000	737
Loans and leases held for sale	$1,389,000	749
Unused loan commitments	$185,201,000	569
Tier 1 (core) risk-based capital	$72,273,000	739
Tier 2 risk-based capital	$8,654,000	571
Total risk weighted assets	$718,132,000	580
Total unused commitments	$185,201,000	569
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	264	588
Assets and Liabilities
Total Assets:	$874,059,000	672
Cash and due from depository institutions	$31,389,000	588
Interest-bearing balances	$481,000	3,625
Securities	$121,618,000	1,056
Federal funds sold & reverse repurchase agreements	$0	5,884
Net loans & leases	$637,787,000	589
Loan loss allowance	$8,423,000	574
Trading account assets	$0	153
Bank premises and fixed assets	$23,085,000	352
Other real estate owned	$1,368,000	588
Goodwill and other intangibles	$34,960,000	249
All other assets	$23,852,000	676
Life insurance assets	$0	323
Total liabilities and capital	$874,059,000	672
Total liabilities	$771,159,000	681
Total deposits	$679,905,000	625
Interest-bearing deposits	$572,998,000	648
Deposits held in domestic offices	$679,905,000	622
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$39,406,000	503
Trading liabilities	$0	69
Other borrowed funds	$47,129,000	948
Subordinated debt	$0	288
All other liabilities	$4,719,000	898
Total equity capital	$102,900,000	552
Total bank equity capital	$102,900,000	552
Perpetual preferred stock	$0	126
Common stock	$10,464,000	297
Surplus	$67,318,000	401
Undivided profits	$25,118,000	1,267
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,185,000	881
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$3,859,000	657
Earning assets	$759,886,000	693
Long-term assets (5+ years)	$113,573,000	963
Average Assets, year-to-date	$807,875,330	702
Average Assets, quarterly	$869,688,500	660
Volatile liabilities	$176,816,000	695
Insider loans	$9,711,000	560
FHLB advances	$46,125,000	877
Loans and leases held for sale	$2,402,000	566
Unused loan commitments	$208,823,000	520
Tier 1 (core) risk-based capital	$70,722,000	731
Tier 2 risk-based capital	$8,424,000	588
Total risk weighted assets	$720,784,000	566
Total unused commitments	$208,823,000	520
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	212	751
Assets and Liabilities
Total Assets:	$865,318,000	667
Cash and due from depository institutions	$23,788,000	751
Interest-bearing balances	$1,218,000	2,841
Securities	$123,428,000	1,054
Federal funds sold & reverse repurchase agreements	$14,490,000	1,005
Net loans & leases	$622,794,000	590
Loan loss allowance	$8,596,000	560
Trading account assets	$0	144
Bank premises and fixed assets	$22,217,000	356
Other real estate owned	$1,633,000	751
Goodwill and other intangibles	$34,843,000	240
All other assets	$22,125,000	702
Life insurance assets	$0	322
Total liabilities and capital	$865,318,000	667
Total liabilities	$760,264,000	686
Total deposits	$710,570,000	597
Interest-bearing deposits	$610,324,000	606
Deposits held in domestic offices	$710,570,000	594
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$26,639,000	607
Trading liabilities	$0	70
Other borrowed funds	$16,350,000	1,828
Subordinated debt	$0	287
All other liabilities	$6,705,000	759
Total equity capital	$105,054,000	549
Total bank equity capital	$105,054,000	549
Perpetual preferred stock	$0	129
Common stock	$10,506,000	286
Surplus	$67,597,000	394
Undivided profits	$26,951,000	1,223
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,144,000	955
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$4,072,000	621
Earning assets	$761,930,000	696
Long-term assets (5+ years)	$118,677,000	898
Average Assets, year-to-date	$774,783,500	734
Average Assets, quarterly	$774,783,500	734
Volatile liabilities	$152,743,000	750
Insider loans	$7,682,000	704
FHLB advances	$16,147,000	1,721
Loans and leases held for sale	$603,000	1,212
Unused loan commitments	$188,978,000	545
Tier 1 (core) risk-based capital	$70,199,000	721
Tier 2 risk-based capital	$8,590,000	575
Total risk weighted assets	$687,208,000	587
Total unused commitments	$188,978,000	545
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	184	886
Assets and Liabilities
Total Assets:	$684,249,000	828
Cash and due from depository institutions	$34,078,000	886
Interest-bearing balances	$1,112,000	2,807
Securities	$118,044,000	1,139
Federal funds sold & reverse repurchase agreements	$5,080,000	2,247
Net loans & leases	$474,769,000	756
Loan loss allowance	$6,188,000	751
Trading account assets	$0	168
Bank premises and fixed assets	$15,293,000	539
Other real estate owned	$382,000	886
Goodwill and other intangibles	$14,498,000	402
All other assets	$22,105,000	706
Life insurance assets	$0	1
Total liabilities and capital	$684,249,000	828
Total liabilities	$611,379,000	824
Total deposits	$563,519,000	768
Interest-bearing deposits	$481,433,000	781
Deposits held in domestic offices	$563,519,000	765
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$24,544,000	651
Trading liabilities	$0	72
Other borrowed funds	$16,750,000	1,823
Subordinated debt	$0	293
All other liabilities	$6,566,000	762
Total equity capital	$72,870,000	757
Total bank equity capital	$72,870,000	757
Perpetual preferred stock	$0	131
Common stock	$8,778,000	371
Surplus	$39,016,000	598
Undivided profits	$25,076,000	1,281
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,623,000	1,830
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$3,364,000	768
Earning assets	$599,005,000	852
Long-term assets (5+ years)	$103,593,000	1,041
Average Assets, year-to-date	$661,003,000	823
Average Assets, quarterly	$664,950,500	845
Volatile liabilities	$130,967,000	854
Insider loans	$8,312,000	614
FHLB advances	$16,171,000	1,741
Loans and leases held for sale	$543,000	1,104
Unused loan commitments	$143,925,000	645
Tier 1 (core) risk-based capital	$59,086,000	857
Tier 2 risk-based capital	$6,190,000	742
Total risk weighted assets	$531,341,000	723
Total unused commitments	$143,925,000	646
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	189	864
Assets and Liabilities
Total Assets:	$645,652,000	878
Cash and due from depository institutions	$23,794,000	864
Interest-bearing balances	$2,710,000	2,031
Securities	$114,656,000	1,161
Federal funds sold & reverse repurchase agreements	$100,000	6,453
Net loans & leases	$456,150,000	779
Loan loss allowance	$6,768,000	710
Trading account assets	$0	165
Bank premises and fixed assets	$12,903,000	669
Other real estate owned	$630,000	864
Goodwill and other intangibles	$14,665,000	400
All other assets	$22,754,000	691
Life insurance assets	$0	1
Total liabilities and capital	$645,652,000	878
Total liabilities	$573,973,000	880
Total deposits	$534,613,000	836
Interest-bearing deposits	$458,446,000	835
Deposits held in domestic offices	$534,613,000	832
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,682,000	884
Trading liabilities	$0	72
Other borrowed funds	$18,975,000	1,653
Subordinated debt	$0	293
All other liabilities	$5,703,000	876
Total equity capital	$71,679,000	778
Total bank equity capital	$71,679,000	778
Perpetual preferred stock	$0	137
Common stock	$8,752,000	369
Surplus	$38,879,000	615
Undivided profits	$24,048,000	1,354
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,246,000	1,456
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$3,481,000	750
Earning assets	$573,616,000	903
Long-term assets (5+ years)	$103,603,000	1,056
Average Assets, year-to-date	$655,191,500	850
Average Assets, quarterly	$650,961,000	866
Volatile liabilities	$108,679,000	995
Insider loans	$9,810,000	500
FHLB advances	$18,593,000	1,545
Loans and leases held for sale	$17,359,000	242
Unused loan commitments	$148,930,000	639
Tier 1 (core) risk-based capital	$57,690,000	889
Tier 2 risk-based capital	$6,386,000	729
Total risk weighted assets	$510,326,000	755
Total unused commitments	$148,930,000	641
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	231	702
Assets and Liabilities
Total Assets:	$656,270,000	860
Cash and due from depository institutions	$34,308,000	702
Interest-bearing balances	$228,000	4,651
Securities	$122,990,000	1,057
Federal funds sold & reverse repurchase agreements	$0	6,888
Net loans & leases	$449,127,000	782
Loan loss allowance	$6,839,000	698
Trading account assets	$0	170
Bank premises and fixed assets	$12,767,000	670
Other real estate owned	$450,000	702
Goodwill and other intangibles	$14,739,000	376
All other assets	$21,889,000	691
Life insurance assets	$0	1
Total liabilities and capital	$656,270,000	860
Total liabilities	$584,776,000	862
Total deposits	$539,051,000	806
Interest-bearing deposits	$464,214,000	808
Deposits held in domestic offices	$539,051,000	803
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$17,862,000	758
Trading liabilities	$0	74
Other borrowed funds	$19,801,000	1,592
Subordinated debt	$0	266
All other liabilities	$8,062,000	727
Total equity capital	$71,494,000	772
Total bank equity capital	$71,494,000	772
Perpetual preferred stock	$0	140
Common stock	$8,727,000	362
Surplus	$38,660,000	605
Undivided profits	$24,107,000	1,362
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,633,000	909
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$3,539,000	737
Earning assets	$572,345,000	890
Long-term assets (5+ years)	$102,734,000	1,011
Average Assets, year-to-date	$658,371,330	840
Average Assets, quarterly	$656,655,500	852
Volatile liabilities	$106,575,000	994
Insider loans	$9,237,000	516
FHLB advances	$17,901,000	1,569
Loans and leases held for sale	$24,160,000	249
Unused loan commitments	$146,945,000	644
Tier 1 (core) risk-based capital	$56,040,000	897
Tier 2 risk-based capital	$6,074,000	743
Total risk weighted assets	$484,761,000	777
Total unused commitments	$146,945,000	647
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	175	936
Assets and Liabilities
Total Assets:	$657,041,000	847
Cash and due from depository institutions	$35,632,000	936
Interest-bearing balances	$8,578,000	991
Securities	$126,709,000	1,024
Federal funds sold & reverse repurchase agreements	$4,830,000	3,280
Net loans & leases	$439,671,000	790
Loan loss allowance	$6,603,000	707
Trading account assets	$0	169
Bank premises and fixed assets	$12,850,000	655
Other real estate owned	$708,000	936
Goodwill and other intangibles	$14,860,000	362
All other assets	$21,781,000	683
Life insurance assets	$0	1
Total liabilities and capital	$657,041,000	847
Total liabilities	$587,618,000	849
Total deposits	$545,214,000	784
Interest-bearing deposits	$473,187,000	788
Deposits held in domestic offices	$545,214,000	781
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$15,643,000	782
Trading liabilities	$0	79
Other borrowed funds	$17,703,000	1,633
Subordinated debt	$0	265
All other liabilities	$9,058,000	674
Total equity capital	$69,423,000	786
Total bank equity capital	$69,423,000	786
Perpetual preferred stock	$0	141
Common stock	$8,695,000	358
Surplus	$38,451,000	611
Undivided profits	$22,277,000	1,424
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,835,000	1,749
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$3,704,000	726
Earning assets	$579,788,000	882
Long-term assets (5+ years)	$108,572,000	924
Average Assets, year-to-date	$659,422,000	829
Average Assets, quarterly	$659,422,000	829
Volatile liabilities	$105,447,000	988
Insider loans	$9,860,000	481
FHLB advances	$16,637,000	1,578
Loans and leases held for sale	$26,275,000	218
Unused loan commitments	$125,541,000	698
Tier 1 (core) risk-based capital	$54,088,000	915
Tier 2 risk-based capital	$6,101,000	716
Total risk weighted assets	$487,618,000	761
Total unused commitments	$125,541,000	700
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	174	934
Assets and Liabilities
Total Assets:	$661,803,000	818
Cash and due from depository institutions	$34,757,000	934
Interest-bearing balances	$8,460,000	930
Securities	$123,352,000	1,009
Federal funds sold & reverse repurchase agreements	$20,426,000	679
Net loans & leases	$433,273,000	788
Loan loss allowance	$6,218,000	742
Trading account assets	$0	170
Bank premises and fixed assets	$12,102,000	702
Other real estate owned	$711,000	934
Goodwill and other intangibles	$14,946,000	350
All other assets	$22,236,000	671
Life insurance assets	$0	1
Total liabilities and capital	$661,803,000	818
Total liabilities	$593,678,000	822
Total deposits	$556,401,000	739
Interest-bearing deposits	$481,365,000	759
Deposits held in domestic offices	$556,401,000	736
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$11,934,000	934
Trading liabilities	$0	75
Other borrowed funds	$18,516,000	1,599
Subordinated debt	$0	258
All other liabilities	$6,827,000	788
Total equity capital	$68,125,000	790
Total bank equity capital	$68,125,000	790
Perpetual preferred stock	$0	142
Common stock	$8,717,000	355
Surplus	$38,524,000	597
Undivided profits	$20,884,000	1,511
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,588,000	1,903
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$3,535,000	777
Earning assets	$585,511,000	850
Long-term assets (5+ years)	$116,585,000	843
Average Assets, year-to-date	$476,469,200	1,082
Average Assets, quarterly	$644,198,500	826
Volatile liabilities	$118,427,000	885
Insider loans	$8,723,000	548
FHLB advances	$16,900,000	1,581
Loans and leases held for sale	$5,480,000	669
Unused loan commitments	$112,964,000	731
Tier 1 (core) risk-based capital	$53,148,000	906
Tier 2 risk-based capital	$6,188,000	699
Total risk weighted assets	$494,971,000	746
Total unused commitments	$112,964,000	731
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	133	1,228
Assets and Liabilities
Total Assets:	$368,714,000	1,384
Cash and due from depository institutions	$21,991,000	1,228
Interest-bearing balances	$8,679,000	808
Securities	$82,645,000	1,362
Federal funds sold & reverse repurchase agreements	$3,000,000	3,898
Net loans & leases	$239,421,000	1,390
Loan loss allowance	$3,536,000	1,169
Trading account assets	$0	182
Bank premises and fixed assets	$4,421,000	2,034
Other real estate owned	$166,000	1,228
Goodwill and other intangibles	$2,006,000	1,046
All other assets	$15,064,000	875
Life insurance assets	$0	1
Total liabilities and capital	$368,714,000	1,384
Total liabilities	$323,245,000	1,411
Total deposits	$301,741,000	1,318
Interest-bearing deposits	$263,730,000	1,315
Deposits held in domestic offices	$301,741,000	1,315
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,955,000	1,026
Trading liabilities	$0	69
Other borrowed funds	$7,739,000	2,496
Subordinated debt	$0	241
All other liabilities	$2,810,000	1,528
Total equity capital	$45,469,000	1,084
Total bank equity capital	$45,469,000	1,084
Perpetual preferred stock	$0	158
Common stock	$7,146,000	458
Surplus	$21,197,000	919
Undivided profits	$17,126,000	1,690
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$783,000	3,193
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$2,799,000	1,112
Earning assets	$333,745,000	1,399
Long-term assets (5+ years)	$72,309,000	1,294
Average Assets, year-to-date	$366,354,400	1,317
Average Assets, quarterly	$365,055,500	1,377
Volatile liabilities	$72,513,000	1,297
Insider loans	$5,299,000	911
FHLB advances	$6,000,000	2,587
Loans and leases held for sale	$17,768,000	255
Unused loan commitments	$61,631,000	1,087
Tier 1 (core) risk-based capital	$44,031,000	1,039
Tier 2 risk-based capital	$3,314,000	1,172
Total risk weighted assets	$264,859,000	1,296
Total unused commitments	$61,631,000	1,090
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	125	1,312
Assets and Liabilities
Total Assets:	$371,829,000	1,301
Cash and due from depository institutions	$24,353,000	1,312
Interest-bearing balances	$12,482,000	350
Securities	$90,165,000	1,237
Federal funds sold & reverse repurchase agreements	$8,700,000	1,387
Net loans & leases	$232,411,000	1,367
Loan loss allowance	$3,641,000	1,099
Trading account assets	$0	175
Bank premises and fixed assets	$4,633,000	1,874
Other real estate owned	$49,000	1,312
Goodwill and other intangibles	$1,645,000	1,163
All other assets	$9,873,000	1,016
Life insurance assets	$0	1
Total liabilities and capital	$371,829,000	1,301
Total liabilities	$328,171,000	1,317
Total deposits	$312,503,000	1,209
Interest-bearing deposits	$271,135,000	1,225
Deposits held in domestic offices	$312,503,000	1,205
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$9,068,000	1,160
Trading liabilities	$0	77
Other borrowed funds	$2,665,000	3,689
Subordinated debt	$0	239
All other liabilities	$3,935,000	1,179
Total equity capital	$43,658,000	1,060
Total bank equity capital	$43,658,000	1,060
Perpetual preferred stock	$0	178
Common stock	$7,305,000	452
Surplus	$21,669,000	881
Undivided profits	$14,684,000	1,854
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,070,000	2,177
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$2,312,000	1,062
Earning assets	$343,758,000	1,292
Long-term assets (5+ years)	$42,401,000	1,850
Average Assets, year-to-date	$353,695,800	1,301
Average Assets, quarterly	$363,807,000	1,312
Volatile liabilities	$72,726,000	1,276
Insider loans	$5,378,000	868
FHLB advances	$0	771
Loans and leases held for sale	$4,990,000	343
Unused loan commitments	$57,158,000	1,053
Tier 1 (core) risk-based capital	$42,921,500	1,026
Tier 2 risk-based capital	$3,076,790	1,210
Total risk weighted assets	$245,579,190	1,318
Total unused commitments	$57,158,000	1,053
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	133	1,265
Assets and Liabilities
Total Assets:	$345,497,000	1,368
Cash and due from depository institutions	$22,561,000	1,265
Interest-bearing balances	$10,852,000	362
Securities	$84,660,000	1,362
Federal funds sold & reverse repurchase agreements	$2,875,000	2,969
Net loans & leases	$223,683,000	1,365
Loan loss allowance	$3,588,000	1,080
Trading account assets	$0	165
Bank premises and fixed assets	$4,988,000	1,706
Other real estate owned	$0	1,265
Goodwill and other intangibles	$1,803,000	1,137
All other assets	$4,927,000	1,811
Life insurance assets	$0	1
Total liabilities and capital	$345,497,000	1,368
Total liabilities	$305,822,000	1,400
Total deposits	$295,103,000	1,255
Interest-bearing deposits	$256,316,000	1,265
Deposits held in domestic offices	$295,103,000	1,249
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,055,000	1,687
Trading liabilities	$0	65
Other borrowed funds	$2,562,000	3,679
Subordinated debt	$0	242
All other liabilities	$3,102,000	1,330
Total equity capital	$39,675,000	1,135
Total bank equity capital	$39,675,000	1,135
Perpetual preferred stock	$0	193
Common stock	$7,410,000	480
Surplus	$21,957,000	867
Undivided profits	$10,308,000	2,388
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$473,000	3,789
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$1,928,000	1,086
Earning assets	$322,070,000	1,339
Long-term assets (5+ years)	$44,696,000	1,876
Average Assets, year-to-date	$336,958,200	1,350
Average Assets, quarterly	$338,690,000	1,388
Volatile liabilities	$60,090,000	1,423
Insider loans	$3,863,000	1,216
FHLB advances	$0	802
Loans and leases held for sale	$3,145,000	411
Unused loan commitments	$51,444,000	1,166
Tier 1 (core) risk-based capital	$39,928,700	1,099
Tier 2 risk-based capital	$2,883,980	1,244
Total risk weighted assets	$230,014,380	1,353
Total unused commitments	$51,444,000	1,168
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	128	1,304
Assets and Liabilities
Total Assets:	$338,523,000	1,347
Cash and due from depository institutions	$26,656,000	1,304
Interest-bearing balances	$13,528,000	427
Securities	$81,111,000	1,455
Federal funds sold & reverse repurchase agreements	$7,700,000	2,226
Net loans & leases	$212,069,000	1,319
Loan loss allowance	$3,282,000	1,135
Trading account assets	$0	197
Bank premises and fixed assets	$5,170,000	1,549
Other real estate owned	$67,000	1,304
Goodwill and other intangibles	$1,714,000	1,130
All other assets	$4,036,000	1,875
Life insurance assets	$0	1
Total liabilities and capital	$338,523,000	1,347
Total liabilities	$301,150,000	1,369
Total deposits	$292,815,000	1,258
Interest-bearing deposits	$254,133,000	1,256
Deposits held in domestic offices	$292,815,000	1,254
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,778,000	1,448
Trading liabilities	$0	69
Other borrowed funds	$33,000	5,007
Subordinated debt	$0	255
All other liabilities	$3,524,000	1,282
Total equity capital	$37,373,000	1,198
Total bank equity capital	$37,373,000	1,198
Perpetual preferred stock	$0	199
Common stock	$7,415,000	469
Surplus	$21,907,000	814
Undivided profits	$8,051,000	3,103
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$524,000	3,859
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$1,979,000	1,049
Earning assets	$314,408,000	1,338
Long-term assets (5+ years)	$35,841,000	2,080
Average Assets, year-to-date	$319,451,000	1,351
Average Assets, quarterly	$330,566,000	1,358
Volatile liabilities	$54,162,000	1,293
Insider loans	$1,029,000	3,474
FHLB advances	$0	740
Loans and leases held for sale	$5,015,000	529
Unused loan commitments	$49,999,000	1,129
Tier 1 (core) risk-based capital	$36,035,800	1,165
Tier 2 risk-based capital	$2,721,650	1,234
Total risk weighted assets	$217,171,950	1,324
Total unused commitments	$49,999,000	1,133
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	120	1,473
Assets and Liabilities
Total Assets:	$311,934,000	1,468
Cash and due from depository institutions	$19,756,000	1,473
Interest-bearing balances	$10,844,000	399
Securities	$79,540,000	1,450
Federal funds sold & reverse repurchase agreements	$8,505,000	1,619
Net loans & leases	$193,792,000	1,456
Loan loss allowance	$3,010,000	1,244
Trading account assets	$0	203
Bank premises and fixed assets	$4,295,000	1,838
Other real estate owned	$29,000	1,473
Goodwill and other intangibles	$1,286,000	1,202
All other assets	$4,731,000	1,614
Life insurance assets	$0	1
Total liabilities and capital	$311,934,000	1,468
Total liabilities	$279,006,000	1,484
Total deposits	$270,203,000	1,376
Interest-bearing deposits	$237,010,000	1,357
Deposits held in domestic offices	$270,203,000	1,370
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,008,000	1,661
Trading liabilities	$0	80
Other borrowed funds	$2,022,000	2,850
Subordinated debt	$0	260
All other liabilities	$2,773,000	1,554
Total equity capital	$32,928,000	1,361
Total bank equity capital	$32,928,000	1,361
Perpetual preferred stock	$0	223
Common stock	$3,696,000	990
Surplus	$21,780,000	812
Undivided profits	$7,452,000	3,280
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$470,000	4,215
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$1,791,000	1,211
Earning assets	$292,681,000	1,450
Long-term assets (5+ years)	$21,374,000	2,668
Average Assets, year-to-date	$297,881,800	1,456
Average Assets, quarterly	$306,720,000	1,474
Volatile liabilities	$48,324,000	1,452
Insider loans	$3,036,000	1,407
FHLB advances	$0	780
Loans and leases held for sale	$9,533,000	240
Unused loan commitments	$42,317,000	1,235
Tier 1 (core) risk-based capital	$31,793,800	1,338
Tier 2 risk-based capital	$2,497,940	1,262
Total risk weighted assets	$199,312,740	1,422
Total unused commitments	$42,317,000	1,238
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	116	1,614
Assets and Liabilities
Total Assets:	$291,844,000	1,611
Cash and due from depository institutions	$16,211,000	1,614
Interest-bearing balances	$8,347,000	464
Securities	$76,168,000	1,599
Federal funds sold & reverse repurchase agreements	$9,250,000	1,399
Net loans & leases	$180,597,000	1,600
Loan loss allowance	$2,967,000	1,343
Trading account assets	$0	240
Bank premises and fixed assets	$4,578,000	1,734
Other real estate owned	$18,000	1,614
Goodwill and other intangibles	$1,235,000	1,156
All other assets	$3,787,000	2,003
Life insurance assets	$0	1
Total liabilities and capital	$291,844,000	1,611
Total liabilities	$262,975,000	1,619
Total deposits	$258,359,000	1,492
Interest-bearing deposits	$228,909,000	1,457
Deposits held in domestic offices	$258,359,000	1,484
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$425,000	3,311
Trading liabilities	$0	97
Other borrowed funds	$1,637,000	2,911
Subordinated debt	$0	298
All other liabilities	$2,554,000	1,656
Total equity capital	$28,869,000	1,570
Total bank equity capital	$28,869,000	1,570
Perpetual preferred stock	$0	250
Common stock	$3,484,000	1,107
Surplus	$21,532,000	865
Undivided profits	$3,853,000	5,246
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$300,000	5,612
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$1,621,000	1,332
Earning assets	$274,362,000	1,576
Long-term assets (5+ years)	$20,230,000	2,645
Average Assets, year-to-date	$280,848,800	1,596
Average Assets, quarterly	$287,513,000	1,622
Volatile liabilities	$46,179,000	1,475
Insider loans	$2,039,000	2,086
FHLB advances	$0	882
Loans and leases held for sale	$8,575,000	240
Unused loan commitments	$36,848,000	1,330
Tier 1 (core) risk-based capital	$27,714,000	1,556
Tier 2 risk-based capital	$2,344,110	1,371
Total risk weighted assets	$186,889,510	1,542
Total unused commitments	$36,848,000	1,338
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	107	1,799
Assets and Liabilities
Total Assets:	$273,698,000	1,714
Cash and due from depository institutions	$12,321,000	1,799
Interest-bearing balances	$5,056,000	934
Securities	$71,189,000	1,777
Federal funds sold & reverse repurchase agreements	$16,125,000	875
Net loans & leases	$164,612,000	1,727
Loan loss allowance	$2,846,000	1,439
Trading account assets	$0	261
Bank premises and fixed assets	$4,698,000	1,644
Other real estate owned	$0	1,799
Goodwill and other intangibles	$1,216,000	1,090
All other assets	$3,537,000	2,200
Life insurance assets	$0	1
Total liabilities and capital	$273,698,000	1,714
Total liabilities	$248,243,000	1,712
Total deposits	$245,671,000	1,588
Interest-bearing deposits	$219,545,000	1,558
Deposits held in domestic offices	$245,671,000	1,576
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$260,000	3,886
Subordinated debt	$0	337
All other liabilities	$2,312,000	1,870
Total equity capital	$25,455,000	1,764
Total bank equity capital	$25,455,000	1,764
Perpetual preferred stock	$0	288
Common stock	$2,764,000	1,429
Surplus	$21,369,000	871
Undivided profits	$1,322,000	8,631
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$343,000	5,259
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$1,675,000	1,330
Earning assets	$256,982,000	1,680
Long-term assets (5+ years)	$17,171,000	2,802
Average Assets, year-to-date	$247,054,600	1,839
Average Assets, quarterly	$260,617,000	1,789
Volatile liabilities	$35,484,000	1,652
Insider loans	$1,456,000	2,844
FHLB advances	$0	855
Loans and leases held for sale	$5,216,000	347
Unused loan commitments	$29,039,000	1,518
Tier 1 (core) risk-based capital	$23,830,000	1,808
Tier 2 risk-based capital	$2,177,200	1,464
Total risk weighted assets	$173,492,100	1,643
Total unused commitments	$29,039,000	1,527
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	104	1,940
Assets and Liabilities
Total Assets:	$234,203,000	1,963
Cash and due from depository institutions	$7,694,000	1,940
Interest-bearing balances	$0	7,034
Securities	$69,327,000	1,901
Federal funds sold & reverse repurchase agreements	$3,025,000	2,770
Net loans & leases	$146,069,000	1,907
Loan loss allowance	$2,667,000	1,549
Trading account assets	$0	286
Bank premises and fixed assets	$4,365,000	1,703
Other real estate owned	$0	1,940
Goodwill and other intangibles	$0	3,133
All other assets	$3,723,000	2,187
Life insurance assets	$0	1
Total liabilities and capital	$234,203,000	1,963
Total liabilities	$213,342,000	1,960
Total deposits	$210,849,000	1,791
Interest-bearing deposits	$184,537,000	1,797
Deposits held in domestic offices	$210,849,000	1,779
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,788
Trading liabilities	$0	87
Other borrowed funds	$598,000	3,604
Subordinated debt	$0	372
All other liabilities	$1,895,000	1,874
Total equity capital	$20,861,000	1,987
Total bank equity capital	$20,861,000	1,987
Perpetual preferred stock	$0	310
Common stock	$2,500,000	1,583
Surplus	$15,267,000	1,065
Undivided profits	$3,094,000	5,774
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$235,000	6,319
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$1,377,000	1,408
Earning assets	$218,421,000	1,921
Long-term assets (5+ years)	$14,048,000	3,291
Average Assets, year-to-date	$226,809,400	1,961
Average Assets, quarterly	$230,231,500	1,987
Volatile liabilities	$23,743,000	2,217
Insider loans	$1,361,000	2,920
FHLB advances	$0	993
Loans and leases held for sale	$3,777,000	315
Unused loan commitments	$20,972,000	1,854
Tier 1 (core) risk-based capital	$21,626,000	1,926
Tier 2 risk-based capital	$1,939,430	1,633
Total risk weighted assets	$154,404,930	1,798
Total unused commitments	$20,972,000	1,866
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	101	2,071
Assets and Liabilities
Total Assets:	$222,176,000	2,100
Cash and due from depository institutions	$9,540,000	2,071
Interest-bearing balances	$0	7,655
Securities	$61,265,000	2,228
Federal funds sold & reverse repurchase agreements	$8,525,000	1,619
Net loans & leases	$135,543,000	2,011
Loan loss allowance	$2,426,000	1,780
Trading account assets	$0	330
Bank premises and fixed assets	$4,612,000	1,589
Other real estate owned	$79,000	2,071
Goodwill and other intangibles	$0	3,091
All other assets	$2,612,000	2,745
Life insurance assets	$0	1
Total liabilities and capital	$222,176,000	2,100
Total liabilities	$203,530,000	2,091
Total deposits	$200,849,000	1,974
Interest-bearing deposits	$177,142,000	1,939
Deposits held in domestic offices	$200,849,000	1,962
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$1,259,000	2,505
Subordinated debt	$0	413
All other liabilities	$1,422,000	2,379
Total equity capital	$18,646,000	2,179
Total bank equity capital	$18,646,000	2,179
Perpetual preferred stock	$0	343
Common stock	$1,976,000	2,235
Surplus	$15,092,000	1,019
Undivided profits	$1,578,000	8,255
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$673,000	4,122
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$1,165,000	1,482
Earning assets	$205,333,000	2,093
Long-term assets (5+ years)	$20,000,000	2,670
Average Assets, year-to-date	$208,296,600	2,166
Average Assets, quarterly	$217,433,500	2,117
Volatile liabilities	$20,794,000	2,314
Insider loans	$2,179,000	1,884
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$0	12,206
Tier 1 (core) risk-based capital	$18,646,000	2,111
Tier 2 risk-based capital	$1,838,820	1,702
Total risk weighted assets	$146,518,120	1,865
Total unused commitments	$0	12,208
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	98	2,197
Assets and Liabilities
Total Assets:	$196,987,000	2,401
Cash and due from depository institutions	$6,389,000	2,197
Interest-bearing balances	$0	8,059
Securities	$53,344,000	2,545
Federal funds sold & reverse repurchase agreements	$6,710,000	2,471
Net loans & leases	$123,165,000	2,241
Loan loss allowance	$2,105,000	2,031
Trading account assets	$0	344
Bank premises and fixed assets	$4,703,000	1,566
Other real estate owned	$93,000	2,197
Goodwill and other intangibles	$0	3,106
All other assets	$2,583,000	2,889
Life insurance assets	$0	1
Total liabilities and capital	$196,987,000	2,401
Total liabilities	$180,779,000	2,418
Total deposits	$178,009,000	2,323
Interest-bearing deposits	$160,468,000	2,255
Deposits held in domestic offices	$178,009,000	2,314
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$1,304,000	2,301
Subordinated debt	$0	482
All other liabilities	$1,466,000	2,395
Total equity capital	$16,208,000	2,359
Total bank equity capital	$16,208,000	2,359
Perpetual preferred stock	$0	346
Common stock	$1,871,000	2,394
Surplus	$13,200,000	1,108
Undivided profits	$1,137,000	9,223
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$863,000	4,060
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$1,113,000	1,739
Earning assets	$183,219,000	2,354
Long-term assets (5+ years)	$13,804,000	3,456
Average Assets, year-to-date	$190,504,600	2,421
Average Assets, quarterly	$194,029,500	2,416
Volatile liabilities	$19,454,000	2,410
Insider loans	$0	9,493
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$0	12,570
Tier 1 (core) risk-based capital	$16,208,000	2,300
Tier 2 risk-based capital	$1,709,490	1,848
Total risk weighted assets	$136,363,490	2,048
Total unused commitments	$0	12,572
Derivatives	$0	651