Home > Xenith Bank > Net charge- offs to loans
Xenith Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.2802% | 4,956 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4354% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3457% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4059% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3135% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9375% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1428% | 2,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1428% | 2,849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.3442% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0560% | 5,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5902% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3604% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4999% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2862% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3004% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1789% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1789% | 2,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4101% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0595% | 5,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.5018% | 5,115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0723% | 5,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9937% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0808% | 5,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0493% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1490% | 5,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9787% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3830% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3830% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6084% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 631 |
| Percentage Net Loans Charged-off:Construction & development | -0.3025% | 5,122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 5,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0035% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1833% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0681% | 5,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0522% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7860% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7860% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6393% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7187% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 3.7092% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1933% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0156% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3748% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1902% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4548% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8287% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0071% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0071% | 3,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1052% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2671% | 429 |
| Percentage Net Loans Charged-off:Construction & development | -0.2228% | 5,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2865% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0222% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5125% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2859% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6061% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1535% | 5,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0151% | 3,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0151% | 3,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0856% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4426% | 252 |
| Percentage Net Loans Charged-off:Construction & development | -0.1553% | 5,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4523% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0382% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7678% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5912% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8407% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2010% | 5,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0293% | 3,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0293% | 2,861 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2222% | 5,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4936% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6481% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 0.1254% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3856% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3775% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8433% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6014% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0217% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0217% | 2,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8724% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2859% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.7213% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 5,305 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0479% | 4,775 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4236% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0443% | 3,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0443% | 3,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5094% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4890% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1685% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 1.4953% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0626% | 5,623 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0725% | 4,838 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 4,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2258% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 3,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0182% | 3,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2686% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0334% | 5,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 5,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0426% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1130% | 4,899 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0718% | 5,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2438% | 4,532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0350% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0350% | 2,826 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.1424% | 5,707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1730% | 6,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1510% | 6,010 |
| Percentage Net Loans Charged-off:Construction & development | -1.3297% | 5,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0408% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1264% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0680% | 5,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1354% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1419% | 5,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1419% | 5,255 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.8220% | 5,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6800% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0055% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 3.5558% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5212% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3402% | 243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8414% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6689% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3381% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0504% | 6,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7920% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7920% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9403% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7027% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0774% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 4.1194% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4197% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4598% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9067% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7338% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4056% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3616% | 6,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1275% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1275% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9879% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4529% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6581% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 6.2462% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7927% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4478% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2266% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3559% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1488% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4729% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2705% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2705% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9702% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3472% | 242 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6921% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 6.3008% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4857% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3698% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0840% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0675% | 6,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0936% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1823% | 5,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1823% | 5,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8856% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1741% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0093% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 1.7676% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4507% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2595% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5065% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7825% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3491% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0967% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0874% | 3,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0874% | 3,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8035% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2785% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0620% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 1.9907% | 539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 2,056 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 5,190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0538% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3225% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9035% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4106% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0339% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0339% | 3,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3671% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8169% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6265% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 3.4056% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1941% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 5,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7058% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6992% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7093% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8820% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1299% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1299% | 2,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7427% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5118% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2903% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 1.9963% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1623% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4393% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0685% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6383% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3798% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4195% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4195% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4820% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1289% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2371% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 2.5564% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3753% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3094% | 5,598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2872% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2883% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6956% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7242% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7525% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9248% | 1,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.4557% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4639% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4647% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 3.4770% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1469% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0307% | 5,613 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5692% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6686% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8947% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3273% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7576% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0522% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.7080% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5680% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2957% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 4.2410% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1818% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5536% | 5,629 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6959% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0610% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8465% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6968% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9476% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9476% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 31.7448% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0492% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3017% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 7.0312% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2533% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9297% | 5,666 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5472% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6370% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1092% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6640% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2899% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2899% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | 53.0154% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.6372% | 8 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.4298% | 10 |
| Percentage Net Loans Charged-off:Construction & development | 28.0543% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2772% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3045% | 824 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9009% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3385% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2596% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9846% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1770% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1725% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4072% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.6305% | 12 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.5626% | 9 |
| Percentage Net Loans Charged-off:Construction & development | 31.3464% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8681% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3900% | 660 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6624% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5743% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3730% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3082% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6001% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5921% | 812 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5447% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.8999% | 11 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.6330% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 34.1429% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8020% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5691% | 501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0266% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0306% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6679% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.7499% | 158 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5155% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4970% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0835% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 15.9421% | 11 |
| Percentage Net Loans Charged-off: Total real estate loans | 16.9824% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 45.3972% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1009% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1038% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.0715% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5006% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 7.0582% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0924% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0502% | 6,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0496% | 5,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5632% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.0816% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.6155% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 16.7168% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.4127% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1395% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1215% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8898% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2523% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4669% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7153% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1685% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.6135% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.9814% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 19.1265% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6943% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1549% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7282% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5079% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8510% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8870% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8551% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5664% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4313% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6100% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 10.0700% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7439% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3966% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5176% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5666% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4900% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0890% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2085% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9275% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9204% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2541% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 10.8880% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8112% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6037% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1276% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1897% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5234% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8390% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0968% | 6,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8250% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2180% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1044% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 2.8351% | 1,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5197% | 1,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.9188% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5374% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2666% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1108% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7622% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6063% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9830% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1244% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8841% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 1.1495% | 2,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3108% | 1,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7772% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8594% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4977% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4831% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1334% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1584% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1306% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 5,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0462% | 2,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 3,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1418% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 3,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2409% | 3,186 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0996% | 7,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7783% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0165% | 6,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.5321% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 7,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0353% | 7,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 7,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 7,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0441% | 7,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 7,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,606 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 7,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0909% | 7,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 7,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 7,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1420% | 7,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 5,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 3,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0657% | 1,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0666% | 5,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 6,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0192% | 5,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0270% | 4,594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 6,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0253% | 6,790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0413% | 8,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2512% | 7,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1900% | 4,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0572% | 8,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3420% | 7,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2683% | 3,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0850% | 8,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5034% | 7,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4121% | 2,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1654% | 8,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0364% | 8,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0471% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 7,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1561% | 7,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3485% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5359% | 1,342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 5,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 6,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3593% | 3,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0033% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 3,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8385% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3375% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2480% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3942% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0610% | 3,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5098% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2833% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7345% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2574% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6253% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0771% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2140% | 3,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7321% | 3,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 3,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2743% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6802% | 3,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4359% | 2,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6349% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0494% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4741% | 3,271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1952% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3790% | 3,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9226% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4488% | 1,873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3283% | 3,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1476% | 6,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1829% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3493% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2769% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2950% | 2,888 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 6,764 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3791% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |